which one is better for investment? mutual fund or fixed deposit?
Question:
Answer:
Mutual fund.
Neither. Real estate is the best investment.
short-term <5 years, fixed deposit, 10-20years, mutual fund...you could also do a combination of both, 70% fixed dep & 30% mut fund for a slightly better return with below average risk
fixed deposit is the one u seize same rate of interest from a bank but mutual fund is some sort resembling using ur money 4 investment,so it's up n down n no fix rate.sometimes u can get more money from the mutual fund than ur fixed deposit but u appropriate risk from it.fixed deposit is safer but less money.
best wishes.
Which suits you better?
guranteed to lose purchasing power surrounded by a fixed deposit after taxes & inflation but can't answer question in need knowing financial situation. In the long run MF will do better normally.
Garment drizzly processing collaboration obligation for mutual benefits. How to budge ahead?Can you guide me?
Question:
Ours is a textile garment processing industrial laundry doing jobwork for garment exporters in India.12 years experience.Processing size 40,000 garments per day. Interested within Joint Venture with Multinationals who want to slap the growing south Indian garment processing market.Advice me how to shift ahead?
Answer:
Get in touch near
Wall Mart
Sears
Mark and Spencer
The Bay
Zellers
Macey's
visit pattern pages of trade-India
http://trade.indiamart.com/offer/textile...
My sale hugely impossible,how to advance my sale?
Question:
Answer:
Make more sales call. Ask for the business. Help your customer solve a problem with your product. Get them excited almost your product. Make more calls.
Will grease stocks drop surrounded by '08?
Question:
Theoretically, once we get out Iraq and/or if an Enviromentalist president is elected within 2008, will stocks of companies responsible for cleaning, reparing, and maintaning oil feilds (such as WEL) plumet?
Answer:
no
OMG let's go and get through "07 first
I'm guessing we will. If I made a bet with a friend, to be precise the way I would jump. But that is newly my personal opinion. It single makes sense to me as we use more and more of this nonrenewable resource.
i m really hope it'll drop contained by o8.
No, it might go superior. see http://ibooyah.com - it's the oil stupid article.
that's the futures open market, very risky to be contained by,unless you really know what your doing. you can make alot of money surrounded by one day but you can lose everything you hold in sooner or later.good luck
Are nearby any online brokers that initiate accounts for non-US residents/citizens?
Question:
Need to buy stock on NYSE but most online brokers seem not to cater for those outside of the US.
Answer:
I believe you can be a non-US resident but you need to be a U.S. Citizen beside most of them. At least adjectives the ones I've seen state U.S. Citizens solely.
I could be wrong though.
Try Saxobank.com, they accept deposits adjectives over the world they invest in US as very well as 14 other Markets world wide. You own the choice for the markets and the stocks. You should enjoy free dollars to deposit with them. They even permit you trade options.
This depends on what country you are from. if you are not a US Citizen or resident and if your country is not on the restricted chronicle you will need to complete a W-8 and possibly submit other documentation.
If you are a US resident but not citizen a copy of your unchanging residence Card (Green Card) should be sufficient.
This is true of the firm I work for presently as well as those within the past. These are Full service Investment Firms however. I am not sure if discount/daytrading firms will do this.
I would Imagine they would as resourcefully.
Good luck!
Return On Investment ( ROI )?
Question:
Ahmed and Majeed are lifelong friends and have fixed to go into business. Ahmed would approaching to invest his savings of Rs. 250,000.An existing pizza business is for public sale for Rs. 500,000. Ahmed and Majeed both like the theory of investing in a business. Majeed have Rs. 50,000; he would like to contribute and believes that buying an existing business have certain advantages. He like the idea that Ahmed will not be an involved owner and that he will have full control of the pizza operation.
The existing business have sales of Rs. 1,500,000 and generate earnings after taxes of Rs. 320,500. Majeed believes the business can be expanded and foresees adjectives growth by expanding into different locations throughout the city area. He projects two more stores contained by the next 5 years.
How could Ahmed and Majeed determine the return on their investment after their first year of business? Assume that they can borrow the remaining Rs. 200,000 needed to purchase, when answering this cross-question.
Answer:
Ahmed gets a return of 64.1% assuming he doesn't borrow anything. (or at lowest possible doesn't pay interest, also assuming they share profits 50/50)
Majeed acquire a return of 320.5% assuming he borrows the money(with no interest, assuming 50/50 profits)
If they borrow the money and pay interest you enjoy to reduce the return appropriately.
Together A&M gets a return of 106.8% (assuming same as above)
can someone please bestow me 5 mutual funds?
Question:
Answer:
Not knowing much about your situation, here are 5-quality mutual funds near a low expense ratio, indexed tracked and no front or back-end sales charges from fund-giant Vanguard.
Vanguard 500 Index Fund - VFINX
Vanguard Global Equity - VHGEX
Vangaurd Mid-Cap Index - VIMSX
Vanguard Small-Cap Index - NAESX
Vangaurd Total International Index - VGTSX
There are thousands of funds, but here are 5 level choices.
names? for what? within are a million different ones and types etc.
Tcs target within nse (share Market)?
Question:
Answer:
TCS , according to me will cross Rs. 1500/- after Q4 result. It is also possible that it may cross Rs. 2090/- which is the present 52 week high of the company within the next 8 to 12 months. The company looks fundamentally strong, but let's see what the budget have in store for the IT sector. Best of Luck.
Investment Options save for 401K, Roth IRA and Traditional IRA?
Question:
Here is my dilemna: I make the maximum lawful contributions to my 401k, I earn too much to open a Roth IRA, and for this reason would not be able to take off contributions to a Traditional IRA either. What other retirement investments are a pious option for me?
Answer:
Log on to Fidelity and have a word to a rep...get the info on a brokerage accountinvest within mainly " dividend paying" stocks, Reits, trusts and rates free municipal bonds
Your returns won't be 13-15%, more in the neighborhood of 8-11%. ( Better than cd's or the bank)
You will still fall up with some " taxable" income, but paying taxes finances you are making moneythat's a good item, right?
Fidelity usually doesn't har-sell, so give it a shot ...at most minuscule request pertinent info you can read any old time.
Make non deductible contributions to a regular IRA first.
Get a small no nouns variable annuity second.
Third, invest within stocks or mutual funds and pay taxes along the channel.
Last, become an angel investor or open a business.
There is some hope for complex income bracket. Normally in this travel case not much can be done, but because of recent legislation that everybody Will be able to convert their IRAs to ROTH IRA contained by 2010 regardless of their income!
So you can contribute to non-deductible Traditional IRA from today and then convert it into ROTH IRA within 2010. Of course you have to foot tax on your your yield (not contribution which you already paid) accumulated till that time.
This is the best adjectives for high income earner to draw from into ROTH IRA in 2010!
Risk: If congress change the law related to this again, you hold to reanalyze the situation.
So If I apply for IPO and I put on the market it when the bazaar open for the first time, isn't it a guaranteed win?
Question:
So let's say I apply to buy 1000 shares of a company that have set its terms and have priced the offering price for let's say $15.00
And I'm successful, I'm allocated 1000 shares of this offering..
So if the the price on flea market open price is $20, and I deal in it on market start on,
I instantly make 30% right??
I've notice that Almost all companies.. their first night price is way highly developed than their IPO price, I think there's a possession for this, flipping is it? I can't remember..
Is this allowed?
is it legal?
Answer:
Yes, you would receive 33.33%. It's completely legal. In reality, investment banks (who assist the company go public) aren't afraid to price the shares low ($15's low b/c they could've gotten $20) because the stock going up so much on the first sunshine looks great. Nothing wrong with it - freshly no too many inhabitants can get those initial shares.
Why do stock prices dance up and down?
Question:
I know its because of supply and demand
What I want to know is the reason for this supply and demand
For instance a stock price shift up because the company got a huge contract to produce something
It go down if their competitor gets the contract
Etc, etc
Can you signature other reasons why a stock price will rise or trickle?
Do you know a website that covers this?
Thank you
Answer:
The reasons why a stock might increase or drop in price as as sundry as the number of people and institutions currently buy and selling the stock.
within can be technical reason such as the stock is currently over bought or over sold. That is it is due for a correction in the stock price base on technical inditications.
in attendance can be overall economic reason such as the Fed has just now raised or lowered interest rates or job loss statistics have increased or decrease or GNP has increased or decrease or the housing market have collapsed or the president has granted to invade another country or oil prices hold increased or decreased.
near can be company specific reasons for the price to increase or terminate such as an increase or decrease surrounded by earnings, same store sale, an increase or decrease within dividends, revelations that the CEO has be back dating his stock option or cooking the books or bribed the board of directors into giving him a natural increase in take-home pay or just awarded a monsterous charge break by congress.
Because business profits go up and down, similar to a roller coaster.
Stocks are "valued" based on adjectives expectations. A stock will go up because it is view to be under priced base on it's future merit and the reverse.
The assessed future attraction can be determined by a lot of things (market environment, competitive stance, etc.).
There is a pretty appropriate explanation of stock price factors here:
http://www.howthemarketworks.com/prices
It consultation about both the business factor and the human psychological factors.
Hope that help!
This is a starred question, you own my answers there, please refer to them. If you don't find it till very soon, please refer to my answers some of the recent ones has one and the same answer given for another person who asked the give somebody the third degree this afternoon.
You are right. It is soley on supply and demand. When a company score big, then folks want the added potential that it can go up and net them money. when a company gets sued, or is losing open market share, then it go down. And people dont want to buy it so here fore it goes down. Its adjectives about the supply and constraint. Thats all at hand is too itBut, if we hear rumors, then a stock can run down because people are afrad to lose money..so, surrounded by essence...demand go down
Did the recession instigate contained by the behind time 1990's or the precipitate 2000's?
Question:
I can't remember when the tech stocks crashed. Anyone remember? thanks.
Answer:
The S&P500 hit its soaring in March 2000 at 1553.11 and hit its low contained by October 2002 of 768.67.
There was a recession during the impulsive 90's when Bush was contained by office. Then the internet boom took place, and crashed around 2001-2002.
properly, the recessions (2 station of negative gdp growth) started surrounded by 1st quarter of 2001. the stock market begin to decline end of convoy 2000.
Technically the recession occured in 2001; however the open market crash began the previous spring.
have anyone open an story next to wtdirect? is it undamaging?
Question:
www.wtdirect.com
Answer:
Opened one back within December... very smooth process and comfortable to link up to multiple accounts (you can make the addition of as many as you want!). They're FDIC insured and owned by Wilmington Trust. So far, my experience have been massively good. And love the 5.26%!
I hold recentley be thinking just about buying shares any support and adice would be fantastic.How cn I take started.
Question:
please any help and answers would be great please sustain me.
Answer:
Avoid shares in Bernard Matthew's
HK stock exchange..
shares, 2328, 728, 3323, 939..
these are the ones to see.
I have roughly lost money. If you wish to invest you should
a. Invest beside money you are prepared to lose
b. Invest on a long term
c.Remember you hold to pay commission - and so a minimum investment should be around lb600.
Unless you know what you are about the buying of shares etc is a mine paddock. Best route is to by through an insurance backed system which are loosely call unit trusts. You reward a set monthly amount to a company, Jupiter is one that comes to mind, and they invest it across a wide scope of companies and rock solid investments. As the shares increase or decrease the effectiveness changes so they are a really a long permanent status investment. Look at them another way if the shares are dignified your monthly amount might buy will buy say 10 shares. As those shares fluctuate they might be lower subsequent month so your payment the subsequent month will buy 15 shares. That it is so important to preserve your head and make tracks them in for as long as possible. I did of late this type of savings plan and added to the fund when they be low and held back beside just my monthly payoff when they were large. I had 6 different plans over roughly 25 years and waited until they be really going up before I cashed them surrounded by. It has enabled me to retire next to some cash at the rear me. See the Daily papers on a Wednesday for financial tips and best buys etc. Then see an Independent Financial Adviser.
It is an interesting pursuit but there is risk - Sparticus is worth heed - I would also stick to your home market as the spare trading costs on the currency spread are difficult to offset and currency risk is knotty to anticipate.
Take a fairly long picture and don't risk money you can't afford to lose. The only other article I would pass on would be the words of Joe Kennedy (father of JFK et al) 'Never try to seize top dollar' - judging the total top of a stock is very difficult - you should simply make sure you vend out on the way up!
Also do not expect any stock to execute in a linear cult - they never do. You have to look at the business satchel, the company's position in the flea market and above all the ability of the management. Then conciliator if the market have correctly priced that in - buy if it hasn't.
Good Luck!
Start beside mutual funds. Then after you've learned around things more, branch out into shares of actual corporations.
A good place to start is to clear a HALIFAX SHAREBUILDER account (based on SHAREBUILDER.COM from the USA)
http://www.halifax.co.uk/sharedealing/sh...
HOWEVER, back you do you REALLY need to start to swot up how it works. For this I recommend these following sites:
http://www.bullbearings.co.uk - an online UK based imagination stockmarket game to practise beside before making any investments next to real money.
http://www.fool.co.uk/lrninvint.htm... - the best UK financial site, and not as indigestible to read through as others.
http://www.fool.com/investing.htm... - the US original journal of the above, might be US based but you'll still cram alot from it (in fact it's better than the UK one).
http://www.investopedia.com - also US base, but still good adequate to teach you alot.
http://www.everyinvestor.co.uk - A UK base site I've picked up a few good tips + hints on what to look for when analysing the shares since buying.
http://quote.fool.co.uk - my secret weapon for researching share beforehand buying... the two most important section to look at being the "FORECAST" + "Fundamentals" page.
A few suggestions to help catch your research started would be:
HBOS (HBOS) - Halifax + the Bank of Scotland merged together
Royal Bank of Scotland (RBS)
Severn Trent Water (SVT)
Manganese Bronze (MNGS) - makes London Taxi cabs
Aquarius Platinum (AQP)
BHP Billiton (BLT)
Kelda (KEL) - own Yorkshire Water + a dampen utility in the USA
Intercontinental Hotel Group (IHG)
One golden rule when unloading Stock Tips off other those like this is use it as a suggestion to join it to your research list, fairly than a cue to immediately move about buy it.
The other thing you enjoy to remember is whenever you buy or sell shares, the broker charges you a commission tax and the more of these you pay, the more it eat into any profit you make.. most brokers charge just about lb10 commission fee respectively time you buy or sell (which system you usually need at lowest lb1000 to stick on the shares to buy enough to speedily break even)... while with the Halifax Sharebuilder, it's individual lb1.50 commission fee to buy shares, and lb5 commission excise to sell them. Minimum share purchase lb5 (broken down into lb3.48 worth of shares, lb1.50 commission, lb0.02 stamp duty)... but minimum monthly investment is lb20 (and it's cheaper to stick it adjectives onto just the one company's shares, so singular pay 1 commission fee)... though some general public suggest you stick a minimum of lb120 on each purchase (still cheaper than the lb1000 you gotta blow at other brokers, but I gain by OK with the lb20 minimum a month).
Marsh & Mclennan Companies (Ticker MMC?)?
Question:
Did anyone notice that Marsh & Mclennan Companies (originally around $29.00 a share) open this morning on the market for 20 cents? I be browsing through the percentage losers early this morning and notice it. I tried to do a trade for a few thousand shares but by the time I was set to submit it, the stock was posterior up to $29.00. It doesn't show it on the one day chart as human being that low, but check the open price and you'll see. Weird? That could've be a big profit!
Answer:
Something weird happen to some stocks in the open market today. I saw that the same go on with NYX (NYSE Stock) and a co-worker also experienced equal with another company (he told me at lunch time but I forgot the ticker).
It seem there be a market blip some where on earth. However, you could not have traded this stocks at such prices... it be just a viewing blip I tried buying NYX at 0.20 cents and be unsuccessful!!
I've searched some communication sites but have not found anything, agree to see if it develops into a story...
Very much weird
Yes, unnatural indeed...
those are ask buy options which you see until that time the market open once it opens the marketplace corrects the price automatically. I see it a lot its not an issue. (and no you can't but it at that price)