Investing Questions and Answers

Idea that can prevent millions of accident, but no money to wallet for government grant..can you abet beside direction?


Question:
I have an invention I want to submit but don't own the finances, there are roughly 1.9-2.4 million accident from my research related to my invention, and more that could be prevented that are blamed on other factors. This conception could help prevent at lowest possible 40-60% of them, and I am not being unrealistic or over zealous.
I don't want to disclose my view in the dismay it can be stolen. I really want to start approaching auto manufucturers in the hope one of them will be predisposed to help me beside the cost of patenting it and offering it to other auto manufucturers.
I would hire an attorney, but they require upfront payment which I don't own at the moment. I would wait till I hold the money, but people are dying every single daytime.
Any advice will be greatly appreciated.

I also posted this underneath Auto motive Safety Thank You.

Answer:
Unfortunately, you will have to divulge cog of your solution in writ to get started. The trick is to make a contribution potential investors enough information to grasp them interested, without giving away the entire thought.

You might also try getting a trademark, which protects your business' approach. This would be effective if you plan to souk your ideas, fairly than just patenting the invention.
Try contacting a motor company, resembling Ford or Chevy and asking them, but do not disclose the idea, don't even convey your attorney. A shooting in Chicago happen over a patent.
if it is that apposite you may be able to shift to an attorney (many will give you a free consultation) and they may be of a mind to help you out on a percentage foundation. If the idea make a lot of money the attorneys duty will be bigger in the closing stages but that is what he get for taking a little risk up front.
catch a job and set free your money
Seems like if your conception is so great, an Attorney would jump at the fortune and take contribution later.
You can do something I suggest is called a Poor Man's rights.
You enclose your hypothesis (include all details) contained by an envelope and mail it to yourself Registered Mail. You will enjoy to sign for it when it arrives, then don't undo it. The idea is that the envelope is postmarked next to a date and from then on, not a soul can claim it as their own because you will always hold the envelope with the date on it. Something approaching that.
Do you really care nearly the people dying short your invention to prevent it or just want to craft great fortune out of it? No matter what, you hold to share your invention with somebody who of a mind to invest on the cost of patenting. If you really think it will work, 100% working and usable. Mortage your property, borrow from friends, relatives or home. Bet on your patentship which might give you a great fortune. Alternatively, wish government sponsor. I do not know are you another Thomas Estien?




How does one numeral true yield for EPS or P/E?


Question:
Is earnings web profit after taxes, or is earnings dividends plus web profit after taxes? What exactly is earnings? Quarterly and Annual

Answer:
Earnings is Annual Net Income (profit) after Taxes. It does not include dividends.

P/E would be your price divided by income.

EPS is earnings divided by total shares outstanding.

(Hint: PE x EPS = Price. For what it's worth). Good luck
There are different level of earnings. Like operating returns, net income from continuing operation, and net profits which includes extraordinary items (things that happen rarely) and discontinued operation. For P/E ratios they usually use network earnings




Is the Dow Jones Average in synch for inflation?


Question:
If not, is there any index explicitly?

Answer:
No. I do not think that in attendance is any inflation adjusted indeces. You could adjust it yourself by applying the inflation factor to it.

In 1895 the Dow stood at nearly 40. The inflation factor in todays prices be about 0.044 for 1895. The Dow is at 12430 today. Multiply by 0.044 and you receive 546 in 1895 dollars more or smaller number. But the index has be changed many times over the years. Stocks added and stocks removed. So it is not approaching comparing apples and apples. More like comparing apples and Jaguars.
No. That is why it must be taken beside a grain of brackish but that is still not considerable vis a vis investment decisions. No impact on what you entail to buy. By researching inlfations stats could easily do it yourself if really needed to
Maybe the underpining of relative investment prospects for the investor makes it in synch as you might say, but at hand is no real application on anybody's part to tag on or subtract intrinsic value to stocks to product them compatible with inflation. It is of late people investing within relative opportunities. Maybe you could infer from difficult risk taking some inflation pressure?
Not directly. But stock prices reflect the helpfulness of the company's physical asset plus the anticipated future profits, and those are effectively adjusted for inflation.




What's your experience on equities investment - dividend?


Question:
Please read my question supportively and answer it as i don't know much about investment. Your answer will be much appreciated. 10 pts will be given to best answer. Thanks.

What's your experience on equities investment for dividend?

What's the best dosh dividend you have ever received?
How much is it within percentage compared to your invested capital?

How long you usually lurk to receive dividend after buying shares in reliable company?
How long you have be dealing with equities investment?

Answer:
Point of this give somebody the third degree is unfocused. Not critical or momentous to investing at all. You can buy a stock the afternoon before it go ex-dividend so wait is just 1 day in the past you own the dividend but that is recurrently a poor strategy as just buying excise liability. You generally do not buy mutual funds outside a retirement acct contained by December for that reason. There is no "best" dividend & will not be a big % of invested assets unless company is in trouble. Need a longer possession focus on investing vs speculating
Investments pay dividends according to their internal schedule. Some pay never, once per year or up to 12 times per year.

Dividends are moral, but not always the best. Ideally you want a combination of dividends and increase within value. The mutual fund, AHITX, have an annual dividend between 7% to 8%. The fund grows avg. annually over the last 10 years at freshly over 9.1%. The more you invest in this type of fund, the larger your dividend will be.




Value & Probability $1000 - .25; $2000 .60 & $5000 .15. What is the aim & variance?


Question:
An investment will be worth $1000, $2000 or $5000 at the end of the year. The probabilities are .25, .60, and .15, respectively. What is the anticipate and what is the variance?

Answer:
Dear Debra S,

The mean is a weighted average of the possible payouts, where on earth the weights are the respective probabilities. Thus, for this question,

penny-pinching = (0.25 x $1000) + (0.60 x $2000) + (0.15 x $5000)
= $250 + $1200 + $750
= $2200 .

For the variance, you square the difference between each possible payout and the scrounging (which we just calculated above), after use the same weights (i.e., the probabilities) to form a weighted average of these squared differences. So for this query,

variance = (0.25 x [$1000 - $2200]^2) + (0.60 x [$2000-$2200]^2)
+ (0.15 x [$5000 - $2200]^2)
= (0.25 x [-$1200]^2) + (0.60 x [-$200]^2) + (0.15 x [$2800]^2)
= (0.25 x 1440000) + (0.60 x 40000) + (0.15 x 7840000)
= 360000 + 24000 + 1176000
= 1560000 (the units are contained by "$ squared").
I do not now




How do you find these companies that wage the dividends out year on year? Is nearby a website that would confer y


Question:
ou that info in a chart that you could sort?

Answer:
This article may minister to:

http://www.winninginvesting.com/research...

It mentions a few stock screeners that may be useful.
most blue chip stocks pay packet dividends
ask your broker, he is best one to advise on rates of return.
Try : http://dividendetective.com
...that's one place ...freshly click on the "Free" links , " big list" "Reits" etc... or you can log onto :
http://investorvillage.com
...on the " village " site you can travel to the symbol box and just put surrounded by : dividend investing... you can read all the boards or messages you want, but to post a message or ask some question you have to " sign-in " ( no problem, adjectives, informative site)
Looking into " dividends" is a great long-term choice...I have some money contained by a Canroy ( PWE) and it's just nice to read your statement and see money deposited every month... ...also hold a mutual fund ( FNMIX) Fidelity " new markets" ( bonds, financials) that pays monthly also every month I catch a few more sharesand you just return with amazed at how fast things join up with only a " leetle"" added every month!! AND every month your div is a little larger because you're immediately earning on what you get paid end month!!




What is the difference between stocks and bonds?


Question:
Which represents more risk to the company? Why?

Answer:
Stocks represent ownership. If you buy stock in a company, you own a small piece of it. A bond is simply a loan. If you buy a bond, you are giving some corporation a loan that they will earnings back near some interest.

Bonds are not risky as they have a set recompense schedule so at hand are no suprises. There is no such guarantee with stocks.
Bonds are unsophisticatedly loans / debt the company takes on.
Stocks are a % share surrounded by the owner ship of the company .
Stocks are traded by 3rd party family via brokers and the company has no literal necessity to them , but they try to make the business successful because admin is often compensated contained by shares.
A bond is a certificate acknowledge a debt and the amount of interest to be paid respectively year until repayment. You will not lose money by buying bonds. Over time one will get the money rear or even more depending upon the type of bond. Stocks however will make you the most money and surrounded by a shorter amount of time. But the risk is great. There is a chance that stock holders will lose profusely of money if their stock is not doing well. Bonds are expected to go spinal column to purchase value while stocks could potentially walk down below the purchase value surrounded by turn making the owner lose money.
From a company's point of view, a bond is potentially more risky. I enunciate potentially because there are several bond types and volumes of officially recognized issues involved. The most common bonds hold some type of repayment guarantee of at least the initial investment, so an investor might not fashion money but wont loose any as well. Common stock ownership holds no such guarantee. A company could come beneath financial hardship and loose adjectives of its market (stock) merit with no legitimate requirements to repay the stock holders but still be legally required to repay any outstanding bonds.
STOCK MEANS -SHAREHOLDING IN COMPANY
BONDS MEANS LOAN GIVEN TO COMPANY
The difference between stocks and bonds is the difference between debt and ownership. Bonds are a uniform share of a public indebtedness. Stocks are a uniform share of public ownership. Debt is traditionally incurred to relieve the company have more money to do what the company desires to do. The stockholders fed money into the company and the creditors nurture money or things of value into the company. The total meaning of this is the asset base. On the other, paired, side of the balance sheet is who owns those assets. A dollar expediency for debt is in the liability and the balance after indebtedness, the equity, is due to the stockholders. The risks of the company's profitability are held by the stockholders, because if the company have to fold and sell its property within dissolution, the debtors get compensated completely before the stockholders bring a dime. Of course, the terms of the debts are recurrently judged by the creditors by the cleverness of the company to repay those debts. The creditors then see the risk surrounded by the company's management and operation of its business.




Black money surrounded by Indian reduction and marketplace..?


Question:
How it can be checked ?

it is in circulation and helping the rich and speculators contained by shooting up the real estate prices by creating supply crunch.

will it ever be checked, if yes consequently by how... ?

Answer:
don"t know when, PAN card was introduced for duplicate purpose but it is still not mandatory...
It can be checked if there is political will.

Everyone surrounded by India should be made to have PAN or similar card compulsorily andeveryone's income and expenditure should be record in staunch files. For this a lot of computerisation is needed. Expenditure of regular and routine spirit like purchase of provisions, milk, vegetables etc stipulation not go thro. computer transcript but can be assessed. All other expenditures shd go thro' the PAN Card. All income shd be routed thro' PAN card.
Then the valid income can be assessed in everybody's suitcase and tax imposed base on expenditure / income. Every transaction whether own or benamy will get exposed and total amount base on some rules can be taxed and automatically black money will disappear.
Ordinary population will not be affected by this, but tgose who are have blackmoney transactions will get exposed.

Similarly tariff rates should be restructured similar to those existing in USA and similar countries.This also will give a hand. For example stamp duty on property registration




How do you use tabled option for a one stock to determine where on earth a stock's price might run?


Question:


Answer:
You check up the various strikes available for a one options. Some will own low open intrerest. Lower strikes will own high widen interest. So we can assume that the strikes for which there is elevated demand will be around which the stocks will trade.
it depends first and foremost on your country
In the US, option prices can be used to determine a stock's expected volatility but not necessarily which direction it is going to move. If you look at puts and call with a strike price that is to say equidistant from the underlying equity with duplicate expiration date, they should reflect virtually equal premiums. If they don't it would be a sign that Wall Street feels the stock is more predictable to move one way versus the other. If the put is more expensive, Wall Street is bearish, whereas if the phone is more expensive they are bullish. Significant disparity rarely exists, however, because it creates arbitrage opportunity which, when taken advantage of, soon erase any pricing usefulness.




what is the best return you can bring from a mutual fund or cd surrounded by 2007?


Question:
who has the best rates, is here better than 5.5% on cd's, savings or money market/ mutual fund accounts?

Answer:
I've coupled to a web site that tracks the best compact disc, Money Market and Savings account interest rates. They sometimes find CDs that foot 6% or even higher beside special offers.

As for mutual funds, those will not own any guaranteed returns, even if they are bond funds. I had an International Stock fund that made over 30% contained by 2006, due to stock gains and a stronger foreign currency. But as I said, it's impossible to predict adjectives returns. I think a dutiful international stock fund with stocks within Europe and asia will do well within 2007, but that's only my feelings.
dunno
Mutual Funds
&
PMS
or invest in indian equity souk and ulip plans
with us . for more details email me at abhivandannagia
@gmail.com




So the unadulterated threat contained by uncovered or with nothing on call is that you don't flog until that time the the expiration date when it


Question:
goes unbridled?

Answer:
The real menace of any investment, including naked call, is that you will lose money. This is true if you are talking roughly speaking a long or short position.

Option prices never go uncontrolled. As you get closer to the expiration date change in the stock price become more noteworthy in determining in-the-money preference prices and less critical for out-of-the money option prices.

The biggest danger, in my judgment, come from
(1) trading options lacking understanding the risks involved
(2) believing you can predict what the adjectives price of a stock will be and not being prepared to adjust your position if you are wrong, and
(3) taking too life-size a position.
Two dangers of uncovered call:
1.The stock does not appreciate enough to verbs the cost/price of the calls
2. The stock does not appreciate contained by time before the expiry of the alternative.
Hate to tell you this but if you don't know, you should prob not do in the buff short calls.
-you can write or buy give the name options/ & same w/ put options
-if the stock price on a bought bid option go up you make money however if it go down significantly you will be trying to sell it but no one's gonna want to buy it.. Imagine YHOO in a minute at 32.10 the March 32.5 is .65 per contract if Yhoo goes down to 24$ a share you will be lucky to receive .05 for it. That's a huge loss & the closer you will be to the 3 friday in pageant, the less you will return with, you might want to read up on the black & sholes option pricing model, previously you venture out surrounded by risky waters.




Anybody use CyberTrader to trade stocks on?


Question:
How do you like it? What are their fees? Any indemnity problems?

Answer:
Cybertrader is a very practical system. Its one of the best out at hand: it is very modernized and is full of attractive features like report, graphs/technical analysis, Level 2 real-time quotes, watch list, simulators/strategy testing, alerts, triggers to automate trading a in one piece bunch of features. I have used it extensively and own been extremely satisfied.

Fees depend on whether you are a retail non-professional or professional. You income for the real-time market notes, if you are professional this fee can run as elevated as $250.00 per month but if you are non-professional then its intensely cheap. Also if you are an active trader you can negotiate the fees down to zilch. But above all their commission rates are outstandingly competitive especially if you go thru one of their "wholesalers". I use them thru Remata Trading LLC.
http://rematatrading.com/contactus.aspx...
You can acquire rates lower than the $7.00 per trade that some firms advertise.

Cybertrader is owned by Charles Schwab. Your funds and trading description are very immobilize. That is the least of your worries. Making money is the hardest entity but that depends on you not Cybertrader.

Happy to help. Good luck beside the investments.




how to buy shares?


Question:
can anyone one tell me..for example: Company A is in a minute doing $23.95 in the souk,and i hv $ 3000would like to invest into company A' share...how can i know how masses hands i can return with for $3000???

Answer:
You would divided $3000 by $23.95which is about 125 shares contribute or take a few depending on the charges that are incrued by the company explicitly trading for you.
Your best bet will be to give a stockbroker a appointment to see what type of stock you can obtain & for what price it will be trading at.




Where can I find a angelic tutorial on commodity and on stock option trading?


Question:


Answer:
For an on-line tutorial I do not think you can whitewash the totrials and on-line classes at

http://www.888options.com/

but I strongly urge you to read at least one honourable book on options previously trying to trade them.

My favorite books on the subject are "Option Volatility & Pricing" by Sheldon Natenberg and "Options as a Strategic Investment" by Lawrence McMillan.
www.investopedia.com
www.commoditywatch.com for commodities and www.hoadely.com or www.optionpedia.com for real time trading contained by options. Also www.888options.com.




When the communication say Futures are up, for a prediction indicator of probable gain contained by stock price for a given daylight


Question:
what are they talking roughly speaking? Is it aftermarket/premarket trading or options or what?

Answer:
The worldwide futures markets trade round-the-clock. Usually 23 hours a year. The US futures (Dow,S&P) are traded globally and parallel the overnight trading sessions in Japan & Europe. While they'll indicate the pipe direction of the markets, it's not necessarily an accurate predictor of the day's final outcome.




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