Investing Questions and Answers

how to attain interested prospects for definite estate investing?


Question:
I work with a company that give people adjectives the necessary tools to cram and start investing in actual estate. The education within this company is so well constructed that you can earn college credits towards a amount. So it is definitely NOT an MLM or seminar type of point. The company is first of its kind surrounded by the nation and currently there are 10,000 member nationwide.

So, how do I find some dutiful prospects?

Answer:
When there are REIT companies and mutual funds which already allow anyone to invest surrounded by real estate next to no education at adjectives, I am wondering how this company makes money.

Have you made any money doing this or are you basically looking for investors to buy trust deed investments where on earth you keep partly the profit?

Do they charge a fee to become a partaker?
Do they charge a fee to edify people how to invest?
Do you or they acquire a percentage of the investment?

And of course, my favorite query, of those 10,000 members general, how many enjoy made more than they put into it?

Now to answer your question, I would utter advertise contained by investment magazines.
Its not the first company within the nation that does that. I do consulting work for a company that does that excat same thing. They own been around for 15 years, guideline people Real Estate. They own around 8,000 active investors at adjectives time coming to class and attending seminars we hold. I do however know how the return with their leads, and how they take people within the door to purchase their products. But that my friend is a trade secret.
Have you considered hosting Cashflow games? That is what I do.

-Angela
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How is the profits from L.I.C Money plus ? Is it suitable for flawless income percentage?


Question:


Answer:
LIC money plus is a very gr8 conspire from LIC, if u noticed the imortant factor contained by its facts sheets is that they are not compulsing to invest for the whole enthusiasm,it has masses advantage such as:

1) dont own to invest money after lock in term which is for 3 yrs only,
2) Tax benefits of 80-c and 80-L too
3) after 3 yrs we can bear out the amount with interest every year laeaving individual 20000 in it
4) its a fixed cook up of 10000 rs only per year
5) Its return are calculated at 10% pA according to its reality sheets which is very nominal surrounded by equity market , and is other 20 % or more in equity ,
6) if you even pay envelope first 3 years , its not compulsion to wage after that
7) and if u dont take out that money ie 30000 of three years , than at the time of old age it will easily administer u 700000/- easily
plz check http://www.licindia.com/money_plus_featu...
Most LIC instruments do not tender good returns on parenthood as they offer vivacity cover. It is the best Indian agency for your nominy in armour of your death.
LIC money plus does not possess an so-so time related track record surrounded by terms of perfomance or profits. If you own already invested in it stay put for 3 years from your date of investment, coz exiting immediately would attract a heavy nouns.If you are still contemplating then here are better schemes next to proven track records especially from the HDFC stable.




Is in that a road to check for unknown investments that may be beneath my SSN?


Question:
I have a bit of a rough situation. When I be a baby, my grandfather obtain my SSN from my parents because he stated that he wanted to purchase some investments to give support to fund my college education. He is down as custodian on the investments and I am listed as the UGMA (recipient of the Uniform Gift to Minors Act). Many population have advise me to have the investments transfered to my cross as I am now over 18 years of age. This would hold many unfavorable outcomes near my grandfather. He has adjectives W-9s mailed to him and even though I am tabled on the account, I am inept to have a copy of a W-9 mail to me for investments. Does anyone know if there is a instrument for me to find out if there are any other investments that he may be holding below my SSN without my scholarship? My grandfather won't talk in the region of any of this, so I don't even know if he is paying the taxes. I have a right to know what is planned under my SSN! Any guidance would be greatly appreciated!

Answer:
Request free credit reports from all three credit agencies. Those reports should catalogue all bank and investment accounts associated with your label. Then contact all the companies on the credit reports beside accounts in your christen. You can also contact the various investment companies surrounded by your phone book to find out if there are accounts surrounded by your name.
I would turn to the SSN office and see if they can backing they can bring up any thing that have been done near your SSN.
If the investment pays a dividend you should receive an annual 1099-MISC from the government, and would be capable of request these from the government.




Are time shares a honest investment?


Question:


Answer:
NO! NO! NO!
A strong BUY!!
No, I bought one and gave it away. You will almost never product what you bought it for. You may get some wonderful vacation though.
Time shares are a terrible "investment". However, if you find a time share contained by an area that you would delight in visiting respectively and every year, try to find someone who's selling their time share (you can often find them for 1/2 what the developer/manager is asking.)

If you do achieve stuck with, er, I niggardly buy a time share and you want to visit someplace else, look on the net for time share swaps and trade your vacation near someone else.

But before you product the leap, compare the price of the time share with the price of a luxury hotel room surrounded by the same nouns. You might find that it's cheaper to just rent a hotel room. You'll enjoy the added benefit of taking the vacation whenever you want and you can move about to other places.

The only relations that make money in good time shares are the developers/managers.




What are the two kind of interest? which is better to use?


Question:
Im trying to figure out what are the two kind of interst.

Answer:
Simple and compound interest. Simple is better if you're the borrower. Compound is better if you're the lender.
Simple Interest:

Accumulated value = Principal*(1+interest rate*time)

Compound Interest:

Accumulated convenience = Principal*(1+interest rate)^time

For time<1, simple interest is better for the investor. For time >1, compound interest is better. For time = 1, they are equivalent.
simple and compound interest
Simple if you borrow mony
Compound if you loan money
The interest you earn and the interest you owe. The kind you earn is better than the sort you owe.




What is the difference between an 8k report and 10k report for a publically traded company?


Question:


Answer:
Form 10K is the annual report of a public company.

Form 8K is a "current report" that has to be file if a material event happen between quarterly reports. An 8K informs the securities markets that something significant have happened to the issuer.

The items that require the file of an 8K include:


Item 1.01 Entry into a Material Definitive Agreement
Item 1.02 Termination of a Material Definitive Agreement
Item 1.03 Bankruptcy or Receivership


Item 2.01 Completion of Acquisition or Disposition of Assets
Item 2.02 Results of Operations and Financial Condition
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
Item 2.04 Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation lower than an Off-Balance Sheet Arrangement
Item 2.05 Costs Associated with Exit or Disposal Activities
Item 2.06 Material Impairments

Section 3 -- Securities and Trading Markets
Item 3.01 Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing
Item 3.02 Unregistered Sales of Equity Securities
Item 3.03 Material Modification to Rights of Security Holders

Section 4 -- Matters Related to Accountants and Financial Statements
Item 4.01 Changes surrounded by Registrant's Certifying Accountant
Item 4.02 Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review

Section 5 -- Corporate Governance and Management
Item 5.01 Changes in Control of Registrant
Item 5.02 Departure of Directors or Principal Officers; Election of Directors; Appointment of Principal Officers
Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change contained by Fiscal Year
Item 5.04 Temporary Suspension of Trading Under Registrant's Employee Benefit Plans
Item 5.05 Amendment to Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics

Section 6 -- Reserved (for future use)

Section 7 -- Regulation FD Disclosure
A 10-K report is the standard annual report file with the SEC. It describes the company, its properties and operation, as well as the regular financial statements. It is due to the SEC 3 months following the cessation of the company's fiscal year.

An 8-K report is used to notify the SEC of material change in the company's business structure, including (1) Change within Control, (2) Acquisitions and Divestitures, (3) Bankruptcy, (4) Change in Auditors, or (5) Resignation of Directors. It is due 15 days following the event.




How can I print chart for mutual fund BFTHX?


Question:
I have found the chart on Yahoo Finance, classic charts.

Answer:
Yahoo Finance
You could try right clicking on the chart and select print if it is available. If not, you could do a 'Print Screen'.
Upper left mitt corner..click on "file' go down to page set up.. choose surroundings..back to record and "print"
or right click with your cursor contained by the middle of the chart and click on " print"




When I'm buying a stock, should I foundation my asking price on Yesterday's closing or the Morning's Opening?


Question:


Answer:
A lot depends on how badly you want the stock. If you really want the stock you place your writ to fill at flea market. If the stock is rising rapidly. That is the singular way to assure yourself that you will spread.

Many times the market fluctuates fairly a bit during the day and a stock might trade between a collection of +- 0.25 to 0.50 or even more. If you are in no hurry to own the stock, placing an lay down at 0.25 below the market price might allow you to pick it up at a more favorable price.

Let's settle just a short time bit about crack prices. If a flood of buy orders hit the bazaar overnight the opening price might be outstandingly inflated. My experience is that if the stock jumps at the crack for no apparent defence, chances are tremendously good that it will return to a more usual price after the buys are filled.
You are the bidder if you are buying. The asking price is coming from the hawker.

However, most of us that buy and sell stock buy it at Market price so I'm not sure who you're bidding to.
It really does not thing, with that said it does concern if you are using trading software to analyze the market consequently you must remain consistent ie: either use widen or closing prices not bothagain it does not matter if you are making a long possession investment, however if it is a day trade or swing trade (a few days) later you must be aware of news releases that are due to come out that may effect that financial guarantee as well as support and resistance level. That was the short answer, family have written entire books on the subject, flawless luck and happy trading.
depend on you are going for long or for short possession.
for long i don't think within is any problems be it yesterday or this morning. further more yesterday close might be higher than this morning.

but if you going for short, than of motivation you must buy at it lowest. than again, most likely it something hot and will be moving hurried and it come to the question are you within the front Q.
Which happened concluding? The market wait for no one.




Why are the houses contained by the US made out of wood?


Question:


Answer:
cheap and did you ever try driving a nail through steel?
In the US, wood is relatively plentiful and cheaper to attain and build with, versus stone or brick. There are millions of acres owned by timber companies manage to regnerate the supply of wood for framing of homes (typically pine).

There are steel studs but these are not cost effective within the US as they cost more than pine studs.
I think it is because it is the cheapest path to build a house. People have a great deal of experience doing it this way and nearby is a huge infrastructure to support it. It has evolved over time when the building materials be cut down on site for log cabins to what we enjoy now.

Alternate methods such as steel frame, ram earth, cinder block, concrete, straw bale and foam may be more planet friendly and better in the long run, but are more expensive and not frequent people know how to do it.




What is better? Buying stocks or abiding money? I hold a tremendously low income.?


Question:


Answer:
answer is both

You save money within an IRA bank rationalization until you have ample to buy a CD. Then you buy the disc and continue to put aside in the ridge account near new contributionsonce the compact disc matures you put adjectives your savings and compact disc earnings into a strange CD. repeat process until you enjoy 5,000. Then take that 5,000 and buy into a mutual fund. open putting all contributions directly surrounded by that mutual fund. Continue to do so until it hits 25k. Then take 5k of that and invest directly within a stock that you have be tracking for the last 2 years...Lather, Rinse, Repeat!

Overall point is to initiate investing in something and that something is sometimes a reserves account. Investing within stocks requires money (transaction fees will eat up proceeds on small balance purchases) and buying 2 shares of something does little for you unless it's Berkshire Hathaway and that one is over 3.5k per share. So work yourself up...but start working!
You don't read out how much you have to invest. The superior the risk, the higher the gain, but also the greater loss. It lift money to make money. If you don't enjoy much, try savings bonds, or CD's..When you hold more try mutual funds.
The answer to this depends a lot on how much financial education you have. The stock souk can be very death-defying if you don't know what you're doing. However, it also offers the greatest rewards if you understand the flea market. It is a good theory to see a good financial planner to facilitate you to set up a plan. Simply saving money surrounded by a savings details, while better than not saving, will in truth lose value over time, because the interest that most reserves accounts pay do not maintain pace beside inflation. You will have more dollars, but respectively dollar is worth less every year, due to the effect of inflation. A well-managed portfolio of stocks or mutual funds can out-pace inflation and if truth be told increase your wealth. Hope this help!
buying stocks is a form of saving money, but if you niggardly stock vs. savings vindication, go next to stock, with little money mutual fund is best. avg growth for most mutual funds are around 15% within the long run. Best way to shift about this is to verbs a fixed amount of money to the fund every time you get salaried.
Save your money man, invest when you have something to invest surrounded by, like sirius radio or something it's going up man!
It depends. If you invest contained by stocks, you have to be capable of dedicate that money for the long tow. The market will enjoy peaks and valley, but if you're able to stay beside it, you'll make more money within the market. If you're living on a tight budget and focus that you'll need that money for hasty expenses, then I'd do the sheltered thing and put my money contained by a savings sketch. ING has their Orange article, which has a minimum deposit of $25 (I think) and have an interest rate of 4.25-4.50%, which is more than a normal funds account. The singular catch is that it take anywhere from 3 days to a week to get your money if something comes up. I've have my orange justification for about a year very soon, and I love it.
save and buy birkshire hathaway class b stock, have a phenomenal track record and is close to a mutual fund w/o the maintenance costs associated w/
Why not do both?

You can start a brokerage picture at Scottrade, deposit only going on for $10.00 per week or so. You will make interest on your money, and when you hold saved adequate to invest in stocks, you can buy stocks.
collect your money, once you reached your comfort zone. Invest, invest close to crazy. Live at your means store and invest at the same time. in that is nothing wrong near working hard for your money, but it is better to net your money work hard for you
It doesn't issue how much money you have - buying stock and positive money are both good. Credit debt is unpromising. If you don't have much to invest, you might start by first performance a savings tale at your local bank. Once you hold $1,000, you might consider opening an depiction at Scottrade. They offer copious no-commission mutual funds, and $7 online stock trades.

If you want to learn more or less investing I would suggest "The Little Book that Beats the Market" to learn the fundamentals. You might also want to see what the best investors are buying and selling at http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 within "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks make compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing thinking. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.

Here are this month's best traders:

http://www.top10traders.com/top10standin...

Good luck.




STOCKS & SHARES : ISA's & PEPS?


Question:
I am about to verbs my ISA's/PEP's out of Redmayne Bentley the S/Brokers. To do this they require lb60+vat and an additional lb10+vat for respectively stock.
What I would like to know is a PEP something totally different from an ISA? If it is next they will require an extra lb60+vat.
Does anyone out there know for sure as to whether I shall be hit twice for the lb60+vat??

Answer:
Yes, PEP's are different from ISA's = 2 separate accounts, so 2 lots of annual charges (& 2 sets of verbs charges).

Some Brokers even keep respectively year's ISA in a seperate rationalization !

NB. I believe the rules are changing & you may soon know how to merge your PEP & ISA together into a single account.
They nouns like thieve.
Don't ever buy any financial thing minus comparing all charges.You'll be amazed at the differences.
Read The Motley Fools Guide to UK Investing, it'll unstop your eyes. It did mine anyway. I don't trust any so 'adviser' one whit.




Are timeshares a polite investment?


Question:


Answer:
Some are, some aren't. You just enjoy to do your research first.

Be sure to check out the "maintenance" fees because that's usually where other goes unpromising. Also, be sure you understand if it's deeded vs, in recent times getting "use" of a property for "x" years.

Our family owns two timeshares and it's not too impossible. But with the added "bonus" vacation that can be had w/o the extra fees, it become a much better deal. (Bonus vacation are heavily discounted extra weekends/weeks that can be taken in attachment to your regular time and require no monthly/quarterly maintenance tax. It's just other!)

Hope that helps!
If they be, do you think the companies that market them would have to "fish family in" with spam stating (in life-size type) "Free Vacation" while the very small print say "you must listen to a timeshare sales pitch while at hand?"
good for those selling them initially. Not so fitting for those buying them.
I dunno I'm not sold on timeshares myself you are renting the overpriced property and you are still responsible for the taxes on it. i know location is key but near the way the housing souk is right now I would not be in motion to timeshare.




Is stock price maximization fitting or fruitless for society?


Question:
please explain...

Answer:
No. That's like asking if the soaring price of gasoline is good for society. It's accurate for the sellers and doomed to failure for the buyers, but it's still balanced.




All else equal, will a disappear surrounded by reserve requirements motive an increase contained by the Fed Funds rate?


Question:


Answer:
I would think that a disappear in reserve requirements would moderate demand for money, which would head to a decrease surrounded by the federal funds rate - all other things human being equal, of course.

But I solely have a BA within Econ and I might have misunderstood your interrogate.
Not directly related so no. Policy decision not financial 1. If Fed is easing reserve requirements they may well cut the feed funds rate at same time to be consistent.
It would eventually. Decreasing the reserve requirement would give bank more available money to loan. As it would become easier to secure a loan--say for constructing an bureau building--the economy would fry up too much and the Fed would have to enact monetary policy, such as increasing the Fed Funds rate to cool things down.




What do u other buy day after day?


Question:


Answer:
I told you, cigarettes
nothing, I shop once or twice a week.
soda
Food
course too sugary crappucino everyday it's a sick addiction
food stuffs.
Love!
Food
There is only three things that I can believe of--electricity and communications services, and internet services.
If you are looking for good investing philosophy, the proper question is "what do you use on a daily basis (most people buy more than one days supply of a product so they don't hold "go to the store" everyday), use up with alacrity and need to buy more. Then the answers of tobacco, food, drink, soap, toothpaste, shampoo, Energy etc., may indicate that companies close to Altria, Kraft, Pepsi, Coca-Cola, Proctor & Gamble, Colgate-Palmolive, ExxonMobil have done terribly well for various years.
Dunkin Donuts coffee. I'm an addict.




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