Does anyone know what I should do to invest money for my child?
Question:
He has a $50 money bond but it won't mature until he's 30 and that's it. I would similar to to invest it in something that will grow for him to own more money by the time he is an adult. I've never invested surrounded by anything before and am contained by the dark. Please abet!
Answer:
First of all I congratulate you for taking a smart ruling for saving for your child. I am assuming this is for the college tuition. There are many option depending upon how comfortable you feel contained by managing them. You would need to unequivocal up a brokerage account that volunteer the option you are interested within:
1. 529 plans. Lot of states offer that and surrounded by some cases you can get income due savings. You call for to G00GLE to find more information. The disadvantage is that it does not offer several investment choices. But, if you are not into too much into investments, then it may be ok and smaller amount complex for you.
2. Certificate of Deposit (CD): They offer small return for small risk of money. About 5-6% return on average.
2. Mutual funds: They hold moderate risk and moderate rewards (somewhere around 10%/yr return in average over long interval, say 10-15 years).
3. Stocks: They hold more risk and more return. This needs some virtuous knowledge of the financial market and routine follow-up in time investments. I won't recommend this for you at this time since you hold never traded. But, as you understand the marketplace better, you can start with a exceedingly small amount.
4. College pre-paid funds: Some colleges offer you pre-paid tuition story for the tuition at the current rate. You contribute regularly, pre-tax to this account. The problem is if your kid doesn't want to walk to this college, then that money is worthless.
I would suggest do some on-line research, and talk to financial consultants and friends, to procure a better education surrounded by this area to brand name a good judgment that you feel comfortable near.
Hope this helps. Good luck.
Buy DIA or SPY, which are funds that trade resembling stock, and mirror the overall marketing, e.g. DIA mirrors the Dow Jones and SPY the S&P 500.
They represent the larger market, and will execute as well as the bazaar performs beside minimal cost to you you can always make a payment or sell on emergency whenever you want.
S&P average return is 10%
By the time he's 30, he will have like mad of money!
My advice is to start investing contained by a college savings plan...any a 529 plan or state sponsored pre-paid tuition plan. Contributions grow tax deferred and are levy free at withdrawal if used to settle up for higher rearing. The greatest gift you can administer your child are the tools needed to reach his or her's full potential. I enjoy seen heaps parents who make significant incomes during their lives struggle to find the money to salary for their kids college education because the erstwhile to plan accordingly. It's comfortable to set up a college savings plan and the connection below is a great resource.
You should get couple funds, one which will focus on domestic (US) stocks, and one that will focus on international stocks. This is the best method to go.
$50 is not a significant amount of money. You may be better rotten just disappearing it in the bond.
If you dosh in a bond up to that time it is 5 years old, you forfeit 3 months of interest.
Perhaps the best route to accumulate money for your child is to set aside a small portion respectively payday, and invest it in a mutual fund. Of course, you'll necessitate to strat the MF first, and you'll probably need some money to do it, most MF companies adopt $100-$200 as a starting amoutn for a child.
Just check with a reputable MF company similar to Fidelity, Vanguard, and they will be happy to sustain you.
Here is an idea for you, here is an exchange traded fund (ETF), it trades just similar to a common stock and its symbol is NY. They hold shares within the 100 biggest stocks (by market capitalization) on the New York Stock Exchange. Right in a minute it is selling at something around $75 a share, but a service like sharebuilder can agree to you buy in for in the order of $4 a trade, or you can do it monthly. The thing going on for this, NY, is that your son's money for the future is within big companies, those that do big things and make big money, but it doesn't cost greatly to get a piece of that. This have been trading within the mid-60s for half-a-year but has risen, so be prepared contained by the future for the possibility that you won't know how to buy many shares for completely long if it stays high and go higher. Consider what his favorite store or restaurant is, if it is a tie up there is a devout chance that you could buy stock contained by it, which will excite him everytime you go here. One more thing, if you buy something that have dividends, you might check on a dividend reinvestment program (the broker will have information).
Smitty give you the best answer. 529 college plan. You save taxes contained by the process. You got another answer that suggested a couple of index funds. One domestic and one foreign. That suggestion is hitting one adjectives 8 cylinders also.
I can not add any better suggestions.
The bond? Well not much you can do near that. From here on out? Look to see if their is a college investment fund in your state. Over the years relatives and nearest and dearest members can invest a bit here and within. Plus it's and easy offering. Otherwise open an IRA at the guard and put in a bit here and nearby. It will grow over time.
Put money into a prepaid college fund. His/her college will be paid for. Millions of old pupils owe student loans and burden them for years.
Day Trading Brokers.?
Question:
Hi...My husband and I have be using a simulator for a few weeks now, and touch ready to properly trade.
We loved the layout and easy reading from the simulator we usedwww.top10traders.com
Has anyone ever used etrade.com?? I want to be home and want to pay as little commission as possible, if explicitly possible.
Can anyone direct us?
Thanks
Answer:
I would be very wise if you decide to daytrade.Ameritrade,Etrade,Sco...
are adjectives good.If you are daytrading remember you requirement at least 25,000 minimum within your account to not draw from hit by the daytrading rules.
http://stockstoshop.mywowbb.com...
Trade King offers trades for 4.95
Smart Money magazine did a recent story on online brokers.
Click on this connection to see the story. Hopefully this will help you choose a broker.
http://www.smartmoney.com/brokers/index
I individually use E-trade and it's great. They offer abundantly of different services/tools and commissions are good.
Give Scottrade a look. They enjoy a pay-extra browser for traders that has lots of bells and whistle that ought to float your boat, and I think I retract that they had a special commission diary for day traders, but I don't afternoon trade.
There is no payoff by daytrading. It takes serious coaching and understanding of what is going on the world to succeed at it. devise about it everybody within the world is trying to figure this out. The best entry to do is to invest in solid stocks and consent to them grow over time. Invest in IRAs and such. Then all right yea... put aside a bit of money that you can absolutly afford to lose and play with it. You will gain an nurture regarding money and be prepared latter to invest the bulk of what you have. So heaps people start trading and afterwards wonder how they lost it all only a word of caution. For mucking around. E-trade is the best. You might pay packet a tad more but they are a good solid reputable company as oppossed to the discount houses which are iffy at best.
scottrade is severely good.you are probably surrounded by for a big surprise when you start to trade and find out actually how complicated it is. there is a big difference between trading on top10traders and trading near real money..with the sole purpose trade with money that you can afford to lose becase that is to say probably what is going to happen...at smallest for a few years
Can you get hold of a stocks & shares "maxi ISA" where on earth you choose which stocks you want it to be invested contained by?
Question:
Answer:
Yes It's called a Self Select ISA. Several companies do it - Try Motley Fool for more info
http://www.fool.co.uk/share-dealing/our-...
U can grasp all Shares and Stocks from the Stock Market by trading surrounded by it.
It is on u in which stock u want to remain invested and within which stock not.
What are the fees for writing an remedy on TD Ameritrade?
Question:
If I write a sell to overt option what is the fees? Is it only the $9.99 commission rates or more or less? Thanks
Answer:
You are asking in the order of writing a covered call likelihood.
Yes, TD Ameritrade does do these, they charge $9.99 for the option trade itself, PLUS $1.00 per contract ( A contract represents 100 shares ). Then, within is the SEC fee of conceivably $0.25 -$0.50.
So, if you wrote a covered call for 500 shares, you would discharge a commission of:
$9.99 + $5.00 ( 5 contracts ) + $0.25 SEC = $15.24.
Writing a covered call for 1000 shares will be:
$9.99 + $10 ( 10 contracts ) + $0.25 SEC = $20.24
Bear surrounded by mind that if you chose to buy back the contract subsequently, you will pay a similar price ( smaller quantity the SEC fee ).
Why don't you call for TD Ameritrade?
There will be hurdles you have to clear surrounded by order to provide non-covered options. They will constraint a certain amount of money within the account, a indubitable minimum net worth and a enduring proficiency in option.
does anyone know of a company i can invest within that sell Copper? Tickers would be great. gratefulness.?
Question:
Answer:
Cpu the boom in copper is over for in a minute, go short
Copper is a commodity. How much time do you enjoy to invest in this diversion. Search for an ETF in metals fairly than a specific company. Spread the risk.
Phelps Dodge, I think the ticker is PD.
Its a dutiful company, do some DD on it, the financial position is good.
There are masses and all are overpriced right very soon. With the speculation going on in copper, you won't find any bargain. Since there is no valid and long-term plea for the extraordinary run-up in copper, it is not promising to keep going up. Watch for a crash on copper prices.
copertone suntan grease.
SOUTHERN COPPER CORPORATION
ticker: PCU
a mining/refining company. decent financials and a pretty sweet dividend
righteous luck
I think PCU ( Southern Copper) is one of the best contained by the sector...watch it for awhile ..buy on any accurate dip in share price...the developing nation are still building like crazy...the constraint will continue. Even if share price level off, they settle a beautiful dividend ...it's similar to making 10+% ..bad times as all right as good!
Here are a couple to look at: PCU, PD, CUP, CYOO.ob. Many of the big mining companies also produce copper. You might want to look at the following portfolio. It have a bunch of different mining companies:
http://www.top10traders.com/viewportfoli...
Today wasn't a very well brought-up day for mining companies. But it might also be a buying opportunity.
This portfolio is from http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 contained by "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks achieve compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing design. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this helps.
Expected return on Portfolio?
Question:
An investor places 30% of his funds in Security A and the match in Security B. The expected returns on A and B are 12% and 18%, respectively. The standard deviations of returns on A and B are 20% and 15% respectively.
(a)Calculate the expected return on the portfolio.
(b)Calculate the Variance of returns on the portfolio assuming that the
correlation between the returns on the two securities is:
I.1.00
II.0.7
III.0
IV.- 0.7
...
Please also mention the formula which u use to solve the problem. Thanks like mad
Answer:
Expected return=0.12x30+0.18x70
To the second part of your grill is not answerable based on the facts given.
Expected return over what time period??
Is it possible for a UK citizen to buy commercial/Industrial investments surrounded by Australia ?
Question:
Answer:
Yes of course it is.
if i'm not vested contained by my 401k and the company closes one of its office, am i automatically 100% vested?
Question:
the company is not closing, they are just closing one bureau. am i 100% vested or only the percentage to be exact stated in company policy?
Answer:
I do not ponder you will be 100% vested. However, the company may make an exception. They sometimes do. When my company closed their bureau here, they allowed some people who be close to early retirement age but not near yet to qualify for impulsive retirement. Sort of depends on how benevelent they feel toward you.
you are not vested until you own your time in that company. Even soon less and you will lose your company contest.
Refer to the company policy, specifically the 401(k) plan document. That states what they are legally required to do. However, know that within circumstances like this they may choose to do more. But only just because they can choose to, doesn't mean they will or own to do more.
Also, the vesting features only apply to company contributions. Whatever you put within than came out of your gross money is yours, subject to tax law and penalties for untimely withdrawal, etc.
Totally depends on how lots employees be in the closing bureau and how many are employed by the company surrounded by total. If 20% of total employees be in closing bureau then it's a possibilty that the IRS would enunciate you have a "partial plan termination". If 50% of total body were contained by that office consequently IRS would say that it's a strong possibility. Only the IRS can utter for sure and you have to profile a request to have them determine it.
But, if a partial plan termination have occurred after you would likely be 100% vested. You would hold to have be employed by them when the termination occurred for that to evolve and your post doesn't say that you still work here.
Right now I'd vote no "partial termination" occurred and you are still vested according the programme in the plan document (company policy).
if you enjoy a gold ingots ring sized smaller, does it lose attraction?
Question:
Answer:
Yes it does because it has smaller quantity gold within it. Unfortunately this usually won't get you a discount which is bum for folks with teeny tiny fingers similar to me.
No, why should that matter?
Maybe because of the freight.
1) if you have it made smaller, the ring will lose a small amount of metal. contained by pure weght/money terms, the ring will lose some *small* amount of significance.
2) If the ring is an antique, it will lose value by one altered, because it is no longer in its artistic state. - if the ring was *very* irregular to begin beside, this could be an appreciable amount
3) in most conventional circumstances, the alteration will have hugely little impact on its value
not at adjectives its a good point cos all rings are toobig for my fingers
yes, because they hold to cut some gold away
yes but if you add on the excess gold to trade name it thicker the value will stay indistinguishable
I wouldn't have thought so but I don`t know if a prospective buyer has an even smaller finger he wouldn't be a angelic idea to resize it again. My jeweller told me that it should one and only be done once as it weakens the ring.
when jewellers construct rings smaller they very occasionally cut into it. That's only compulsory to make it bigger, when they use an insert. To net it smaller, they use a bridge - a small piece of metal which fits inside to make it a bit smaller. So no it won't affect the advantage.
The amount taken out is too minimal to change the expediency of the ring.
probably is gold is priced by counterbalance. Just depends on who makes it smaller and if they remove any gold ingots so ask...
Anybody hold an evaluation on the buy/sell/hold signals given on americanbulls.com?
Question:
I'm thinking about giving up on my own momentum-based system and using the signals at americanbulls.com instead. Have you be trading on their signals and have you be doing well? My own system, inspired by this article, http://www.marketwatch.com/news/story/st... is frustrating me.
Answer:
American bulls is pretty interesting. It does what it does pretty all right, but you have to have a handle on the context in which the information is interpreted and presented. It interprets day by day candlesticks w/in a pattern which ability that it's looking at daily charts. It doesn't pinch into account support and resistance nor other methodical indicators which might help confirm any analysis.
Further, in middles of trends, candlesticks are not as strong. However, on trend reversals, they can be very accepting.
That said, they do fine w/in their context, but using their objective information surrounded by combination w/ your own proven system will just get the combination system that much better.
Let me know if you have any question.
Good luck!
That said
ITS ALL RIGGED!!
Be very assiduous when you invest in anything.. some buyd are open.. but you'll have ot work those out for yourself..
Once the medium is on it.. then forget it.. you'll lone loose because it's all rigged and the medium is in on it.. sorry but that's my exerience as a professional within the industry.
Next time they say buy.. SELL.. when they articulate sell.. BUY!!
I bet your portfolio will BOOM!! Try it..
I looked at americanbulls.com for the first time, and I believe it give you a one-dimensional view of respectively stock. It's just not adequate. I'll admit that I've looked at a few purely like it:
stockodds.com
stockscores.com
stock industrial analysis.com
valuepro.com
Standard & Poors stars
Kiplinger
Each one by itself is not enough info. Collectively, they are a short time ago a starting point, and certainly not a consensus.
I'll bet you know that there's no such article as a "system". And that there are no shortcuts. It take some time and effort to find well-mannered stocks that have a obedient chance of increasing within value. Sometimes I read articles by citizens like Jim Jubek on msn.com, although he's be wrong a lot.
How should I invest five dollars?
Question:
Answer:
invest in stocks or put it contained by a bank story.
send it to me and i will sort you richer...
Well there be this bum a few minutes ago that was asking population to send him five dollars. He hate school, hate working and wants to travel the world. So he desires all of us to convey him the money to it with.
Your money would not grow... but a bum could shift around the world!!
It ain't going to happen unless you peddle donuts at the busstop. Invest it within daffodils before Valentine's time and stand by the Gas station.
Or better yet - invest it within candy bars to the widows surrounded by a nursing homes. The best return of all.
Keep it. A dollar save is a dollar earned. Or distribute it to a child that needs money because of financial difficulties. He could be the subsequent Bill Gates to change the world.
Buy a house surrounded by Mexico and rent it to illegal Americans for a pretty penny.
fashion sure you buy stock in BuySmartShopping.Com after that this summer (BUYS)
Give it to a charity foundation, karma will return you more over time.
Put it in ING Direct.com and survey it grow then tag on another five dollars and another shortly you will learn roughly compounding interest. to learn in the order of compounding interest start with a penny and later double it every day for thirty days and see what you draw from !
Is it squirrel away to invest contained by mutual funds through the internet. www.buyebarrel.com. is it sheltered?Has anyone tried?
Question:
Answer:
Hi,
You need faster growing polite stocks with fitting earnings and contained by good sector. You need to cram more about the stock open market before you even estimate about investing contained by it.
The stocks world is divided into 12 sectors such as zest which chevron belongs to. It is next to closing in the sector list.
Technology is numero uno, but in the sector, the fastest growing are computer services, not Microsoft. Then, Electronic Instruments and controls. Next is computer storage devices.
The next hot sector is Healthcare, but heed the advisory below. Go here for sectors: (http://clearstation.etrade.com/cgi-bin/i...
The best software is Vector Vest if you can afford it. It have sector investing.
Here is a free Web site for charting stocks: (http://www.incrediblecharts.com/)
First of all, stay away from "professional brokers" and tips coming to you via e-mail or friends and acquaintances.
Hey! They will enunciate anything to get you to buy their second-hand goods. If it's too good to be true, it is.
Remember this, they are only sales associates trying to sell you what their firm is pushing. They are not protection analysts or financial planners, not even financial advisers. Trust me, I know from experience that they cannot be trusted especially near a million dollars. You risk losing it all. A million dollar description is known as a "whale" and they would love to grasp their greedy little paws on it and suck it dry. They basically want to make commissions on what they buy and vend for the suckers, err...clients..
Risk avoidance is the name of the spectator sport.
Remember, the harder I work, the luckier I get.
Penny stocks are great and speculative, but I would avoid the ones beneath a dollar a share. For example, Best Buy started at less than $5. So at hand are some good companies, but it take a lot of digging to find the righteous ones. You are looking for companies with worthy earnings, little debt, low capitalization, and suitable P/Es. For stocks under $5, especially few will meet these requirements.
Stay away from the pharms unless they enjoy patented drugs - do not invest in generic pharms, no growth nearby.
Check out which business sectors are the most popular and invest contained by the companies in those sector. The number one, two and three are: technology, health thought, and cyclicals (retail). These change every few months.
Watch CNBC, but don't remuneration too much attention to the talking head, except for Jim Cramer, the wild man - but he tries to prepare you how to invest and has some great suggestion.
Get Jim Cramer's Real Money: Sane Investing in an Insane World by James J. Cramer
Listen to Jim Cramer on CNBC.com
Go to Clearstation for quotes and tutorials on investing at (http://clearstation.etrade.com/) Sign up is free. Look up a few stocks. Do their tutorials.
Get this book: Value Investing: From Graham to Buffett and Beyond (Wiley Finance) by Bruce C. N. Greenwald, Judd Kahn, Paul D. Sonkin, and Michael van Biema.
Another upright book: The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of (Motley Fool) by David Gardner, Tom Gardner, and Selena Maranjian
Jim Cramer's Mad Money: Watch TV, Get Rich by James J. Cramer and Cliff Mason
I Want to Make Money in the Stock Market: Learn to Begin Investing Without Losing Your Life Savings! by Chris M. Hart\
Sensible Stock Investing: How to Pick, Value, and Manage Stocks by David P. Van Knapp
Stock Investing For Dummies (For Dummies (Business & Personal Finance)) by Paul Mladjenovic
All About Stock Market Strategies : The Easy Way To Get Started by David Brown and Kassandra Bentley
The Motley Fool Investment Guide and their Web site (http://www.fool.com/).
The Little Black Book of Microcap Investing: Beat the Market near NASDAQ/AMEX Microcap Stocks, OTCBB Penny Stocks, and Pink Sheet Stocks by Dan Holtzclaw
How To Make Money In Stocks: A Winning System in Good Times or Bad, 3rd Edition by William J. O'Neil
Trading for a Living: Psychology, Trading Tactics, Money Management by Alexander Elder
Big Trends within Trading: Strategies to Master Major Market Moves (A Marketplace Book) by Price Headley
Extraordinary Popular Delusions & the Madness of Crowds (Paperback)
by Charles Mackay (Author), Andrew Tobias (Foreword) This book talks give or take a few the Tulip craze in Holland where on earth people would mortgage their homes to buy Tulip bulbs. Same entry happened within 2001 - 2002 with the Internet bubble that brought the stock marketplace to its knees. The dot com companies were the Tulip bulbs.
Buy Investors Business Daily. It have lots of tutorials and I like it better than the stodgy Wall St Journal.
Money Game by Adam Smith
Common Stocks and Uncommon Profits and Other Writings (Wiley Investment Classics) (Hardcover)
by Philip A. Fisher. Recommended by Warren Buffet who took $100,000 and grew it to $34 billion!
Value Investing near the Masters by Kirk Kazanjian
Valuegrowth Investing by Glen Arnold
The 5 Keys to Value Investing by J. Dennis Jean-Jacques
The Intelligent Investor Rev Ed. (Collins Business Essentials) by Benjamin Graham. Warren Buffet was his student at Columbia.
The Money Masters by John Train
The Bogleheads' Guide to Investing by Taylor Larimore
Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor by John C. Bogle
Why Smart People Make Big Money Mistakes And How To Correct Them: Lessons From The New Science Of Behavioral Economics by Gary Belsky
Rule #1: The Simple Strategy for Successful Investing contained by Only 15 Minutes a Week! by Phil Town . See his Web site at (http://www.ruleoneinvestor.com/) Free sign-up. I got the book at the library.
Listen. You don't hold to spend a lot of money on these books - most can be found at your library and those that your library doesn't hold they can usually get from other libraries within your state.
Most of these books talk in the order of stock and mutual fund investing, but for a good introduction to other forms of investing Gerald Appel have a great book called Opportunity Investing - How to Profit When Stock Advance, Stocks decline, Inflation Run Rampant, Prices tip out, Oil Prices Hit the Roof and Every Time In Between.
First, Break All the Rules: What the World's Greatest Managers Do Differently by Marcus Buckingham and Curt Coffman Not a book on investing, but it's a nice segue into the next book.
Now, Discover Your Strengths by Marcus Buckingham and Donald O. Clifton
Go Put Your Strengths to Work: 6 Powerful Steps to Achieve Outstanding Performance by Marcus Buckingham
Finding your strengths is essential when investing. These books teach you to build on your strengths, what you a correct at. Everyone is good or enthusiastic about something. Why not gain better at what you are good at?
Another well-mannered book is: Opportunity Investing: How To Profit When Stocks Advance, Stocks Decline, Inflation Runs Rampant, Prices Fall, Oil Prices Hit the Roof, ... and Every Time in Between (Hardcover)
by Gerald Appel
Most mutual funds do not even keep hold of up the the return on the S&P. That's like 99% of them.
Vanguard Index funds are a no brainer.
A disc is better than a savings rationalization. They range from six months to several years. You cannot touch your money tho until the time curb is up.
Check out this Web site on Direct Investment Plans where you can buy shares directly from companies: (http://www.fool.com/school/drips.htm) Usually no fees and you can buy one share at a time.
Bonds are probably the safest. You might try a bond fund. They might return 5 or 6 percent. At 5% a million would return $50,000 a year - not a discouraging income. Remember, you have to settle up taxes on the $50,000.
There are also municipal bonds and the income from them is taxfree especially if you buy them in a state that offer them, but they only rate about 3%, but it's mostly taxfree.
Look into Fidelity sector funds. Buy the top three, later in six months look how they are doing and except so hot, select the next three that are best. Do this for a few years and you will generate lots of money.
Kindest Personal Regards,
Walt Brown
Site Build It Certified Webmaster
capecod1@capecod-beaches.com
P.S. This is a life-long learning process. Reading these books and applying the rules to analyzing stocks that may be biddable It takes time. Be tolerant and keep reading and listen.
P.P.S. Internet has lots of well brought-up stuff, for example (http://stockcharts.com/school/doku.php?i...
Stockcharts.com is very correct and their discussion of MACD is one of the best, barring its originator, Gerald Apple, but now we are getting into Technical Analysis and to be precise not for beginners.
I would be very scrupulous with that. I hold not heard of them. I would recommend going through a well-reputed on-line broker close to Scottrade or Etrade to buy mutual funds.
i have try, so far so fitting and few of my friends already making tons of money.
Richard Branson worth buyin shares?
Question:
Are gner trains shares worth it, considering there mortal taken over by Richard Branson? He ambitous right?
Answer:
No, GNER is about to lose their London-Edinburgh route to other bidders such as Richard Branson's Virgin Trains and possibly First Group. So profits might be down because of this...
I don't think Branson is buying GNER and/or its parent. Also, I won't invest within Branson simply because he's ambitious. There are plenty of ambitious CEOs around, but it's the track records of shareholder merit that they have created for their shareholders that count.
http://news.bbc.co.uk/1/hi/business/6182...
http://www.guardian.co.uk/transport/stor...
Sorry, never hear of gner or nger nor egnr.
He IS ambitious !!
Looked up "gner trains" and no such thing from my rummage.
I will keep looking though.
What nearly making extra income from stocks?
Question:
I just posted this quiz because I am concerned about my friend : http://answers.yahoo.com/question/index;...
I know stocks are a risky business and I probably didn't explain my cross-question correctly, what I meant to ask be about have an extra income from stocks, of course I take in she will have to go amiss sometimes until she gets it right but her husband have a very steady situation and they have wellbeing. Is it actually possible to trademark an extra income? or does she have to be certified to trade a couple of stocks a week?
Answer:
resourcefully its possible but for newbies NOT recommended. Most experts say you requirement at least 10K of reserve income to balance any losses you WILL suffer in the flea market. If they have the money in good health ok but chances are they don't so DONT DO IT!
immediately then let take this to truth level. say-so a stock has a divedend In reality I'll use one of mine XLK .13491 meaning for every share you own you get an auxiliary .13 cents for each share. Lets read out you need 800 a month to live on to find that level you will call for 6,153 shares of XLK at 23.38 a share you need within the neighborhood of $143,876 dollars. Chances are you don't have it.
Now the second approach is year trading may work and again may not each trade is a brokers commission Lets a moment ago say scottrade at $7 a trade. So let use the XLK example again. Back in October it be around $21 a share the 23.38 price is the december 31st close price to buy. so 2.38 gain (not including the divedend) so if you buy 100 shares of it you will pay 2107 later when you sell it for $23.23 which is the ultimate closing price to SELL. you will walk out next to 2,323.00-7.00=2,316 for a net gain of $209.00 counting the commissions.
Now in that is a thing call penny stocks but there is NO guarantee you can go it at the price it is listed.
This is why I do not time trade. I hold my investments for a period of time see what happen. some days you can make greatly others you will lose a lot.
No: Actively manage portfolios have be shown to do worse than the market. Therefore, a powerfully diversified portfolio is the best way to be in motion. However, stocks are great for retirement planning bc you're thinking long term and aren't worried give or take a few short term fluctuations. No you don't hold to certified to trade stocks. Just go to e-trade.
I have a couple thousand several years ago that I traded and remembering buying my wife of the time a nice fur coat for Christmas on some profits. Although the next year she kicked me out of the house, she be awful proud of that coat. We'd get an occassional dividend check and it bought us steak dinners and a movie.
I didn't hold to be certified, although I can't trade the naked option with my broker today close to I did back consequently at another brokerage. Darned right it is risky, the way some folks trade, but I didn't really bet the fish farm or expect it to pay the rent. Never risk more than you can afford to lose--and if it is losing, gain the heck out of it (the stock position, commonly called adjectives one's losses). If you are going to treat stocks as a crap shoot, you will have more fun shooting craps. But if you are putting money on things that for some root appear appreciable, then it is no more risky than some other diversion similar to hunting or buying old cars to fix up, and predictable less expensive.
Many inhabitants are doing this and making good money. I wouldn't speak it's gambling because making a bet is all in the order of chance. With stocks, you enjoy to analyze the company and know when to buy and sell. Unlike making a bet, trading actually take a lot of skill and knowhow. To answer your question, yes.. it is possible to earn a living from trading. Tell her to check out http://ibooyah.com for some investment accepted wisdom. She might learn a few tips here and near at http://ibooyah.com.
You dont have to be certified to trade contained by stocks but you have to be disciplined to select obedient stocks and study quite a bit of precise analisys to know when to buy and sell.
Have you considered trading within FOREX (international currency exchange) instead of stocks?
With Stock trading with $500 to start near, you can trade on one stock out of 10,000 possible choices and if it goes up by pennies you create a little money but you money trade commissions.
In forex, the same $500.00 let you trade $50,000 worth of currency and only 5 core currency pairs to choose from and no trading commissions.
I am making about 20% per month trading forex. There is even software available that does adjectives the trading for you and allows you to collect the profits even when your not there. You can even try it free for a month past you risk a cent of your own money.
For more information go to www.huttoinvestmentgroup.com and check it out.
I cooperate about how to do this on my blog: gmoolah.blogspot.com. I product 30% of my income on stocks based on 5-10% of my principle as monthly income, near 30 min. a day of work. I use a stock/option strategy. It's not for novice and it's a bit of a mind bender. I've taught it to friends but it take a while to get the swing of it. She can check it out. Go to november archives and click november archives. Read post 'Creating Investment Cashflow Part I: the covered call'. I reason that parts #1-2 are in December. She'll hold to search. And yes, she is unbelievably likely to lose while erudition. I had a year of solid losses while research to trade many different strategies. I didn't start using this strategy until a couple of years ago but approved on it due to risk, return, and time required to do it.
Good luck
Investing $5000 - Best to Maximize Return?
Question:
I have in the region of $5K i would like to invest. I am infantile in that i can pilfer risk for a higher return. I would approaching to keep this money within for roughly a year. In that time i would like to maximize its return beside the highest possible roi percent. What would be the best investment area i could take to bring about this...I have be thinkng ETFs or Mutual Funds (aggressive growth for either type) or possibly just play it out of danger somewhat and go near a mixed bag of some index beside some growth in the portfolio...Any accepted wisdom?
Answer:
There is an ETF, symbol NY, for the top 100 companies on the New York Stock Exchange, by market capitalization. If you want to walk with those who made it big and still bring back bigger, then check it out.
The subsequent biggest big thing is grease companies and ETFs that invest in them--providing that the different Congress doesn't pull some of the props out beneath them. When a company have x billion barrels of proven oil reserves or grease in the 'pipeline' of their production through distribution cuff, then respectively time the price of oil rises, their worth rises. Again, taxes and war tend to complicate the matter. While alternative heartiness sources will put a bit of a damper on them, many of the big grease companies are also big on alternative energy sources too (BP and Shell are excellent examples).
With the price of grease there is recurrently a corresponding change contained by the price of gold, so that might be something to look at.
There are some hot computing technologies coming and PS3 is but a trial balloon of one in somebody`s company engineered by IBM/Toshiba/Sony. Nanotech has be brewing some literally fantastic things, some of which are starting to surface.
Finally, consider the banks, near the economic problems they may not stay as rich as they be in 2006, but consequently again they might.
With ETFs, the cheapest of mutual funds, you buy losers along with gainers, but you can also look at the list of their holdings. So ferret out the good ones from the debris. Then with the account you've gathered, dogmatic it, then peter out it, then dogmatic it again to the four or five you feel most interested and comfortable next to. There's thousands of companies out there and the big employment is finding which few you want to bother with.
Have you considered trading currency surrounded by the Foreign Exchange Market (FOREX)?
It is a much better place to earn double digit returns than the stock market or mutual funds and most brokers dont charge any commissions per trade..
I am currently making around 20% ROI per month in forex using software I get from www.huttoinvestmentgroup.com.
They let you try it free for a month beforehand you risk a cent of your own money to make sure it will work for you.
I hold been trading almost 7 months and lost it all within the first two months trying to do it on my own but after using the software to trade for me I have be steadily making money each month.
Try it out at http://www.huttoinvestmentgrou... Its free to try it so you dont own anything to lose.
There are lot of forex brokers out there to use. I recommend www.interbankfx.com since the software I am using to trade plugs right contained by to their charting package.
For such a small amount you will attain $1,200.00 after a year.
Best Stocks For 2007 from what I like best first:
China Mobile (CHL). Growing income and gaining suscribers at a phenomenal clip. Stock will hit $60 back long. Has a nice 4% dividend yield to boot. Forward P/E of 17 make this stock very attractive. Great play because you can buy an industry commander in one of the fastest-growing economy (China) on earth. Screaming buy.
Carnival Cruise (CCL). Cruises becoming more and more popular. Hurricane season basically ended and stock be beaten down for no moral reason. Earnings are growing. Stock is only just plain cheap on a valuation basis.
Ebay (EBAY). An industry viewpoint and great business. If you can grab it below $30, it's a appropriate play. Watch out though, the stock is volitile.
Motorolla (MOT). You never really hear too much about this company, it sorta in recent times glides right along. The gov't contracts it has make it a ton of money and its phones are cool. It is just above it's 52-week low and seem too cheap right now. Earnings are growing.
I would also look into an grease play. The best one seems approaching ConocoPhillips (COP).
Happy New Year and Good Luck!
AKAM & AAPL
Real estate is were you will find the best returns but that will bring some education and reading. Read Robert Kawasaki's Rick Dad Poor Dad.
With worldwide warming becoming a bigger issue, I imagine alternative energy is a polite place to invest. I like Energy Conversion Devices, ENER. They craft solar panels and battery for hybrid cars. Here is a link:
http://www.top10traders.com/viewpost.asp...
I really close to Tower Tech, TWRT.ob. They make loop towers. Here is a link:
http://www.top10traders.com/viewpost.asp...
These links are from http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 within "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks accomplish compared to other investors.
Good luck!
Some will say it's too big (they said that when I bought it as $298) it's now worth $498, buy G00GLE Stock (GOOG) it will exceed $500 this year. Their growth/earnings is outstanding.
I also like (LMT) Lockheed Martin, FedEx, is also a great company too (don't permit there closing earnings report upset you away) and (LVLT) Level 3 Communications.
The best investment to maximize your returns is by far the Forex market. You can earn interest on 400 times your money, no other investment strategy allows for that. The solitary problem is that 95% of people lose their money inwardly the first 60 days. However, I came across a program a few months hindmost called FreedomRocks. It is a system that does 95% of the work for you while you still control your own money. I looked into some other Forex investment programs, but this be the only one that didn't charge $4,000 for their services, and really did 95% of the work. I found this out after carrying out tests the system for about a month on a free demo. After give or take a few a 38% return, I waited no longer. I invested impossible to tell apart amount your about to, $5,000, and by the ruin of December, one month; one week later, my rationalization was up $2,950. Sounds too appropriate to be true I know, but I have transaction statements to backbone that up. The best part is I have absolutely no prior trading experience. There is a product video at www.simple4xinvesting.com, and I would love to answer any question anyone reading this may have. Please be aware of free to call me anytime as I love sharing this exciting and unusual new program.
Best Regards
Chris Thomas
541-554-8140
www.simple4xinvesting.com
ctppl541@yahoo.com