i dont know nought in the region of investing but would resembling to cram can someone lend a hand?
Question:
Answer:
Yahoo finance have lots of good info and is free. There are tons of suitable books on the subject. Anything by David Bach or Suze Orman are good. A few tips. You can't find rich overnight. Don't listen to people who haven't invested successfully. I'd utter you should start with broad base index mutual funds. You need to invest regularly. Don't try to time the bazaar because you'll probably lose. The only tangible investments are stocks, bonds and real estate. You can invest contained by your own business but that's a separate thing. Collectables and the similar to are things you should buy for the fun of it. Metals are usually a horrible idea. Hope I help. Learn how to invest, then do it. You'll be glad you did.
Start on www.motleyfool.com They seem to be to be a great place for the beginners to start.
Call your local chamber of commerce and ask if there are any local courses on the subject. You could also contact your local academy district to ask the same. Another suggestion is to attend conservatory to learn more around it. I also recommend learning proper English.
Go to morningstar.com and enroll contained by Morningstar University. It's free, and you can learn adjectives about stocks and mutual funds.
Get Sheldon Jacob's book on No Load Funds. Used, from Amazon, it might cost you $5.00 shipping included. Or call round your local library.
There are tons of places on the internet where the information is free, free, free.
Like Wikipedia.org.
Try investopedia.
very well, where near is a wish in that will b a way, find it...
By the passageway, its good thought to swot as investing may some times take away everythng.. instead of Profits , nil great dear . u can learn it, i cant explain u contained by this column ofcourse,so beter read some books ..
the best site for learning - http://4xgenie.com ,you'll catch all info and servis you inevitability.Use MSMS555 promo code when signing up to get your free trial.Happy New Year!
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Educating yourself on the subject is the instrument to go. Here are a couple of articles that will bring you started but my advice to you would be to keep hold of looking. You will need more than that previously you're ready, but they're an excellent starting point.
http://financialbasics.blogspot.com/2006...
http://financialbasics.blogspot.com/2006...
http://financialbasics.blogspot.com/2006...
And if you're looking for books, I suggest "Investing for Dummies" as powerfully as "Personal Finance for Dummies".
Good luck.
Anybody know a stockbrocker that allows you to 'short' stocks beneath $5.00. Most brokerages do not allow this.
Question:
I would also like to short 'over the counter' & 'pink sheet' stocks
Answer:
i dont dream up there are any. the SEC's regulation stating that stocks trading below $5/share must hold a margin amount of $2.50/share or 100% of the stock price (whichever is greater). The principal short-selling rules set are tick test rules which support ensure that the short selling of a stock does not cause its price to experience a continuous downward spiral.
contained by other words, the price is too low and the margin is too small, not a soul wants to rob the chance.
No
No, and I can't suppose that someone reputable is going to let you do this. If they are going to pilfer the risk on loaning you the stocks, they are unlikely to do it unless they can make some authentic money to cover their risk. If your broker doesn't allow it, and you can't find other reputable brokers who do, I wouldn't go near someone dodgy.
no that just won't surface
Do stocks own any intrinsic worth?
Question:
If I buy my house at least I know nearby is an intrinsic value to the materials (and I can live contained by it). Does stock have any actual worth, besides what some other guy is likely to pay for it? (Some stocks proffer a dividend, but not all of them do.)
Answer:
Yes they do. The worth is in the dosh flow that they will eventually pay to their owners. Some companies foot out current cash flow as dividends, others, even though they foot no dividends are reinvesting profits in spare businesses, or expansion, so that they can generate even greater profits in the adjectives.
I think share price is a poor indicator of intrinsic effectiveness. There are too many psychological factor at work in the souk which cause shares to be worth more/less than their intrinsic values.
They are worth what the underlying assets and businesses can be sold for, or what those are worth. Figuring out what those values are can collection from easy to difficult. One undemanding industry to value is grease tankers, because the values of ships are easy to find online. Taking the symmetry sheet, replacing the book values of the ships with the actual values, and recalculating the be a foil for sheet will get you darned close to the intrinsic appeal of this sort of company. On the other hand, the merit of the next hot dot-com...where on earth its eventual profitability is anyones guess...good luck to anyone, even an expert at accurately value those.
Stocks represent a portion of the company that you own, so I would say yes.
Most stocks state on the shares an intrinsic meaning, usually one-tenth of a cent per share.
Other than that, they are worth what someone else will pay for them.
So, yes, they do, but the good point is almost nothing.
Some companies hold positive intrinsic value and some own negative. It also depends on how you attraction the company. If you're only looking at book plus (as your example does with your house), the intrinsic advantage would be what's left of the company if they liquidate all their assets and remunerated off adjectives their liabilities. If the company have more debt than equity then its book appeal would be negative. If you're looking at the company's discounted bread flow, the intrinsic value is base on all the money the company is going to get. Remember as a holder of that stock certificate, you are portion owner of that company.
I respectfully disagree with the previous answers!
Stocks hold a "book value" and that is closer pre-share to the worth based on assets, machines, dosh and other tangible merchandise.
Stock value is nebelous surrounded by that it is the markets preception: when a stock is valued at right to be heard, 18 to 1 price/earnings etc:
If a company were to put themselves on the "sale block" and liquidate; that probably is the closest true value of the company's worth surrounded by the open marketplace.
Your question is one of the most difficult nonetheless basic of question in nouns to answer.
Ultimately, there are three answers:
1) No stock have any value except what anyone else is prepared to pay for it. (Not exceptionally satisfiying, is it? We're looking for something fundamental, not practical)
2) A stock is worth the present value of the discounted dividend flow. As you pointed out, however, most stocks don't foot dividends, and if they do, they pay thoroughly little. On the other hand, U.S. duty law is biased against dividends, so most companies buy subsidise shares, which usually raises the price of the remaining shares, within effect paying a dividend. (This method is the accepted intangible model, but is not very practical)
3) A stock is worth doesn`t matter what portion of the company that it represents. For example, if you own 10% of a restaurant that generates $10,000 surrounded by profits a year, then you "own" $1,000 within profits a year (greatly simplified). If you own 10% of the shares in a company that generate $10,000 in profits a year, afterwards you "own" $1,000 in profits a year. The principal is like peas in a pod.
This is the most favored answer, both practically and theoretically. In a practical sense, that's how investors multiply what a stock is worth. Theoretically speaking, this approach comes as close as possible to a good model of the existing world, because stock, theoretically, is an ownership share of an actual business, so it "must" be valued equal way as any other business.
It seem complicated because, in practice, it is. For example, if you considered necessary to sell your restaurant ownership share, how much could you trade it for? You wouldn't sell it for $1,000 - that would be ridiculously low. However, you couldn't put up for sale it for $100,000, either - too big. You'd have to find some species of P/E multiple (a multiple of annual earnings) - like 10 times annual proceeds. This P/E multiple would depend on other, similar restaurants, the risk of your restaurant, its stability, etc.
And that's roughly how financial institutions like investment bank, mutual funds, pension funds, and individual investors determine the "price" (which is their best guess of "value") of a stock at any point within time. Yes, these estimates change every minute of the sunshine, stocks as a whole are habitually overvalued or undervalued, near are irrational swings in the prices of stocks, but overall, stocks are valued surrounded by this way.
As a final memo, your house only have "value" in two senses: 1) what it's worth to you, and 2) what it's worth to someone else (in other words, how much some other guy is willng to remuneration for it). The same is true of a stock. What's it worth to you to own 1 share of a profitable business, even if you can't touch the profits? What's it worth to someone else?
Sorry, one last point. If it seem that it's worthless to own a tiny part of a profitable business when you can't touch the profits, the answer is that it is, but it doesn't concern - if a company overall if undervalued, a financial institution will predictable come, buy the entire company outright, and take it private - essentially becoming the 100% owner, and taking adjectives the profits. This helps preserve companies properly valued, even if owning tiny shares of huge companies seems to hold no value surrounded by and of itself.
Future Value?
Question:
An individual deposits $10,000 at the beginning of respectively of the next 10 years, starting today, into an vindication paying 9 percent interest compounded annually. The amount of money in the
details at the end of 10 years will be? How is this calculated. Thanks!
Answer:
The formula is: (( ((1+i)**n )- 1)/ i )) * 10000= $151,929.30
hold on continue i know this.
lemme just grasp a paper.
ok you mulitply the money by the years so you winding up up with $100,000.
9% of $10,000 is. ? im not sure. but when you amount it out you mulitply ? by 10 and added it to $100,000
thats how i learned it.
This sounds close to a homework question.
Seriously, I don't know how to subtract this on a pice of paper, but in attendance a computer programs that will do it for you.
Total of 10 deposits:
Deposit # FV in 10 years
1 $10K x (1.09)^9 = $21,719
2 $10K x (1.09)^8 = $19,926
3 $10K x (1.09)^7 = $18,280
4 $10K x (1.09)^6 = $16,771
5 $10K x (1.09)^5 = $15,386
6 $10K x (1.09)^4 = $14,116
7 $10K x (1.09)^3 = $12,950
8 $10K x (1.09)^2 = $11,881
9 $10K x (1.09)^1 = $10,900
10 $10K x (1.09)^0 = $10,000
Total deposits = $100,000
Total climax balance = $151,929
Balance(n) = P(1 + r)n + c[((1 + r)n + 1 - (1 + r))/r]
this is the long formula or
((((1+i)**n )- 1)/ i )) * 10000
$151,929.2972 round up to 30 cents.
much easier to in recent times use a financial calculator
payments -10000
periods 10
interest 9%
151929.2972
heh,i love that point, i need to practice more near the formulas though maybe
Use a compound interest table and stir to Future Value interest Factor of an Annuity(FVIFA). Since it is paid at the begining it is call Annuity due. At the place in the table look for FVIFA for 9% for 10 years. Multiply this number by (1+r) since it is annuity due and multiply this number again by 10000 and you will seize the answer. Many of the answers given might be wrong since they haven't taken into consideration the 'Annuity due' aspect of the investment.
Malissa is an accountant. Sometimes printouts of financial statements enjoy errors and are not usable. Maliss
Question:
Malissa is an accountant. Sometimes printouts of financial statements have errors and are not usable. Malissa doesn't close to to waste anything, so she take the unusable financial statements to her son's day vigilance center to use for drawing paper. Explain why you have an idea that this is or is not unethical behavior.
Answer:
This is sure unethical. The computer facts is company propriety data and should be shredded and not taken from the company even to use for mark paper.
Just similar to credit card, SSN, personal data; any competitor could piece the information together to gleen what their competitor is doing, formerly it becomes public domain.
///
she is deletion confidential information that could be exposed and she is a jackass
It is unethical because the materials are probably non-public information. All you entail is a piece of important information lifeless on little Johnny's refrigerator.
if the financial statement were to grasp into the hands of "somebody", the information would still be "unuseable" so i give attention to it is ethical that some good comes from the newspaper. even if the day thoroughness didn't pay for it. it be all lost anyway.
Such a practice is unethical because printouts of financial documents which hold "errors" may still contain useful notes of the company. It is not for an accountant to decide weather such documents containing some errors, can be used contained by any manner. This is the proprietary right of the company to prefer how to use that waste not the accountant. Some body should assist the Malissa to stop doing so.
RULE 144, issuer counsel will not lift up restriction!! What in a minute?
Question:
Ok so after 2 months I now grasp a response from my broker saying that the official counsel for the issuer of stock will not write an opinion memo to remove the restriction because according to them the issue has not be public long enough for them to hold enough history of ceremonial and reporting to form an opinion. I don't know what the majority way of things are, but this seem to me like a lame excuse and irrelevant to the rules. I've upheld my appendage of the bargain by waiting 12+ months back doing this, and I think they should uphold their back as well, and not try to find ways to impede it. My put somebody through the mill is...what can I do? If I go and get hold of my own lawyer, will this solve the problem and they can't stand surrounded by the way? Or am newly screwed? I believe they ultimately have the finishing word on this unfortunately, but I am not sure. I know that my broker or verbs agent can't do anything without this notification of opinion. Someone please oblige!! Thanks.
Answer:
The market is adjectives and it is wide. You come across obsessed beside a tree that is on the other side of the barricade, the 'grass is greener' kind of item. Either find another broker or find another of the thousands of publicly-traded companies that they will let you trade surrounded by. I know this: the market wait for no one, but fresh opportunites are minted each day.
Nic4... the saga continues!
Something doesn't seem right here. I've never hear of a restriction based on ceremony history, but I could be wrong. Usually its simply a time period resembling a year or 2, but in your shield it seems similar to that clock may not start until the stock is trading publicly.
The fact here is that they hold not given you all the details for you to own a complete understanding what is going on. Go fund to your broker and find out exactly what the attorney decided. Do you know who the attorney is? Ask him for a complete explanation. Keep asking question (nicely!) until you know what is going on.
Currently which company is better to invest?
Question:
i am going to buy number of shares. please suggest me which one is best.
Answer:
It depends on your strategy. ARE you looking for growth or value stock or do you want collateral and want a bond of some sort?
If you aren't experienced and can't stomach risk then PEP adjectives the way.
How long do you want to hold it and how much are you going spend. AGGX will be worth closely once every one finds out about it.
start watching CNBC TV18 and u surely wud get hold of some idea
Hi
this time irrigation,pharma,power and fertiliser sector is honourable
stocks like a ranbaxy,Dr.reddy,ntpc,abb,,Jai... irrigation,rcf etc
sugar sweet adjectives the way. bajaj, rahshree and eid parry.gud once.
when you hold already decided on your shopping detail [have you
done your PERSONAL research on them?], why can't you come out with them so that cast-offs stocks, if at all any, can be eliminate.
Otherwise, many will enjoy their favourite stocks[include me also] and will recommend them,which will verbs you.All the best!
[if any stock info is needed,mail to:orveeor@yahoo.co.in]
IF YOU ARE NOT HAVING SOME BASIC KNOWLEDGE OF SHARE MARKET AND STOCKS, PLEASE DONOT ENTER INTO IT NOW. TRY TO ACQUIRE SOME KNOWLEDGE THROUGH DAILY READING OF FINANACIAL NEWS IN NEWS PAPERS AND PERIODICALS LIKE DALAL STREET - INVESTMENT JOURNAL, CAPITAL MARKET, FORTUNE INDIA, OUT LOOK-MONEY, MONEY LIFE AND INVESTMENT MONITOR ETC. OR OTHERWISE INVEST IN EQUITIES THROUGH MUTUAL FUNDS. IF YOU WANT TO KNOW SOME GOOD FUNDS AND SCHEMES ASK THROUGH YAHOO QUESTIONS. THEN I WILL SUGGEST SOME GOOD ONES TO YOU.
Do you presume investing surrounded by the euro and not the dollar could possibly start a time of war?
Question:
Investment in the dollar is essential to the US economy.
Answer:
Bush started a period of war over something less substantial. I suppose he could start one over somebody choosing to bail out of the dollar. I have bailed out a goodly portion into Euros and other foreign currencies.
investment contained by the euro is important to the European reduction are you trying to suggest that America is more important than Europe?
in that are a lot of other things that are more imagined to start a civil war surrounded by America. but you could be right about the American direction choosing to start wars near other country's to try and distract people from wondering why the discount is doing badly.
I chew over it already has.
In 1990, the Emir of Kuwait be sitting on a huge amount of dollars, and was forlorn with the interest rate he be earning. So he be seriously thinking of investing in Euros, which be just naissance to be used as investment vehicles..
Kuwait have been drilling diagonally across the border, sucking grease out of wells on the Iaraqi side. The Iraqis lack the technology to do the same piece.
Saddam Hussein asked the American ambassadrr, a woman named April Glaspie what the US might do something like this, and she told him "The United States does not take a position on border disputes between Middle Eastern nations".
So Iraq, which have always claimed adjectives of Kuwait as a province separated from Iraq by the British, annexed Kuwait. The Emir of Kuwait fled to London, and had to spend nearly adjectives his billions trying to get his money wager on.
The First Gulf War cost the US almost nothing within dollars: the Kuwaitis, Saudis, Japanese and others financed almost the entire affair.
Even though most Middle Eastern oil is sold to countries outside the US, it is still rewarded for in dollars. This benefits the US greatly.
April Glaspie pretty much vanished after this. It seem she told Saddam what she was instructed by Baker and others to describe him, and that she knows a LOT more than she have told anyone.
Going into 2007,what large concession investments do you see near little risk?
Question:
Answer:
I like several of your answers. The BAC answer is ok as is the answer concerning Canadian Royalty trusts. But nearby is risk. I am not certain exactly how much. When citizens talk little risk, they are nomally conversation t-bills. Even those have some risk near the dollar dropping against other currencies.
To minimize your risk, the best strategy is to be well diversified. A little of this and for a time of that. With some diversification out of the U S dollar.
If you are looking for high yield, you are talking some giant risks.
There are several ETFs that invest in unwanted items bonds. The risk is spread out over mutiple bonds and the yield is greater than with investment category bonds.
There is a growing concensus that large trilby growth stocks are going to break out of the doldrums they have be in for the closing several years. I do not know if it will happen contained by 2007, but I am not discounting the possibility. JNJ, LOW, MMM, MSFT, MET.
become a nice crack dealer
What is "little risk" and what length of time for the investments?
Going into 2007, one of the best, big yielding investments would be the Cannadian Royalty Trusts. At first blush, to the average investor, these might look highly risky. However, during 2006, most of the risk's premium evaporated and these have extraordinarily high yeilds near little expectations built into them.
I suggest the follwing:
FDG
PDS
You should see capital gain of 15% + dividends.
The best investment is in material estate in (most parts of the country) otherwise put your investment money contained by stocks (large cap) meaning companies approaching Bank of America, Verizon, etc.. They pay a quarterly divined and donate growth and income. This is better than any savings accounts or bonds.
There are none & should be none. If missed closing few yrs of Reits too late very soon. Stop hiding & start investing.
Read up on GRMN, if you agree with me that it kick ***, invest in it. Disclaimer: I'm invested surrounded by GRMN for 2007, duh.
What should I do for my retirement reserves?
Question:
I contribute the max to my 401k the company will match. I purloin advantage of a biannual member of staff stock purchase plan with a discount of 15%. The shares are deposited into an e-trade justification. Should I open a Roth IRA and put this money into it? What sort of waiting period would be appropriate for the best excise advantage? I want to bring advantage of both of my companies programs I simply need counsel on how to strike a balance between the two for retirement. Should I ditch the stock plan and attain more aggressive with the 401k? I am 41 y.o. Or should I plain an IRA for my unemployed spouse? Hmmm. I forgot to mention I singular have aroung $10,000 save as of now (Late starter).Help me please.
Answer:
I would not do the member of staff stock purchase. If the company crashes things will be really ugly.
I would put the max contained by the 401k. If I had the alternative, I would convert this to a Roth 401k which grows tax free.
I would amenable a Roth IRA for I and my spouse and fund the maximum allowed.
If I had more money to invest later I would open a traditional brokerage tale and invest money in that.
I don't know your specific income and adjectives but I would think you obligation to be saving at smallest 15% of your gross income and probably more like 20%. You probably want to bring a book or two on investing for retirement that has some virtuous worksheets to calculate how much you obligation to be saving. It's ultimately your responsibility to manipulate this.
IRA's offered at John Hancock are running 8.25 %
if you can afford, buy a few T bills
rates are very honest
Dont buy stock in own company ..within case the company folds you are out of luck
Dont be too aggressive near 401k unless you are not going to retire for another 10 years
At 41 you should have at smallest about $300k surrounded by retirement already or you will not have ample to retire on. At 41 I would be more aggressive in your investment choices. Put at most minuscule 60% in aggressive stocks (small cap). You necessitate to catch up since you started unpunctually.
Should not over invest in your own company so would bound that & work more on the 401k. Make sure don't make too much money to do a roth as economically. You should if you can - yes. Diversify. Already tied to company as you work tjere. Enron just 1 example of have your life drowned by total financial tie to a company. PEO ADX EWA EFA IAU for Roth
I would not carry more aggressive unless you can recover should your aggressive investments fall short. Opening up a Roth IRA for you and your spouse and contributing the max to it every year would be a very pious idea. You seeking work spouse can contribute to a Roth IRA as long as you two file a unified return. The tax free gain benefit would allow you to keep more of your money at retirement. It would be a pious idea to first contribute first the max to the 401k that your company would meeting. Second, contribute the max to the Roth IRA's. Lastly, participate within the employee stock purchase plan. I would see a financial planner for a plan that fits your specific situation.
Load up within a Roth IRA. If your over 50 yrs old, you can trade name "catch-up" contributions. Instead of the usual $4000 annual contribution, you can make contributions up to $5000. Continue to maximize your employer's 401k plan. Look at the funds that your 401k offer and decide if your taking the best benefit of your choices. Look at the funds average annual rate of return since inception, and investment style (aggressive vs. conservative). You did not mention your company's name so direction on their stock is impossible. Just remember not to put all your eggs into one picnic basket. Remember Enron?
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Is nearby anyone who is inclined to invest within assisting a line of three to carry out home ownership?
Question:
the fields familial
Answer:
So far I see charity and no investment.
Not me. Tell them to get a career and do it the old fashioned instrument.
what isthe stock bazaar?
Question:
Answer:
A stock market is a place where on earth buy and sellers trade ownership interests contained by publicly traded corporations.
A stock market is a open market for the trading of company stock, and derivatives of same; both of these are securities listed on a stock exchange as okay as those only traded privately.
Please see the network page for more details on Stock Market.
Click the link given below-,
http://en.wikipedia.org/wiki/stock_marke...
its also a marketplace, where shares R bought and sold , its also call as Secondary market , the prices of the shares will move up and down by the supply and constraint of shares , there will b a word call index , if it moves high, it funds ur share prices r moving up, and if it moves down, then it routine that ur share prices r going down,
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ssri is that a apposite buy within stock?
Question:
Answer:
Commodity exploration has be on fire for roughly speaking 2-3 year span...Silver has done remarkably well inwardly that sector. However, the stock has doubled within a year and is now showing signs of slowing. Your sound out is vague surrounded by explaining whether this purchase is a long or short term play. If the answer is long possession, I would consider it an option. I resembling gold better over the long heave and personally own the Streetracks Gold ETF (GLD), which have done very very well. But silver is a nice play long term if specifically where you are comfortable...
Short permanent status, I would steer clear for now. I expect a soft verbs back within metals this year primarily because of the surge the last couple of years. If this occur, however, SSRI may make a nice expediency play in the subsequent couple of months..Happy Investing...
tsull73 had a flawless answer. Let me add that according to Yahoo investments, the average 1-year projected price target for this stock is something like 34 dollars a share, which entails an increase of going on for 10 per cent from its current price of 31 a share - that is IF the analysts are correct.
If inflation and commodities/metals prices pick up (increase) within the coming year, then it's probably not a doomed to failure stock in which to place a bet. But it is still a bet. I wouldn't bet the fish farm on it. Metals may in reality be taking a breather this coming year.
You might also look into uranium plays, as uranium demand seem to be picking up what with the worldwide demand for perkiness in adjectives of its various forms. Check out Cameco Mines (ticker CCJ) for starters.
Good dark, and good luck. Col. Kurtz.
tech mahindra ultimate & lowest rate within year 2006-07?
Question:
i am very small investor looking adjectives
i can purchase tech mahindra share @1700/- today
Answer:
52 Week High 1744
52 Week Low 520.6 @ bse
cmp: 1670.15
I feel valuation are stretched, better to buy in correction time
Regarding big and low it has be well quoted surrounded by other answer,
U can well buy at CMP but, pilfer care, it is advisable to book profits whenever u are getting the oppurtunity, (Target 10% from here) As the Nifty have closed above 4000 mark the bull run will verbs, But it is advisable to be cautios at these levels.
Other Stocks to Watch are:
KPIT Cummins
Divi's Labs
IVRCL Infra
GMR Infra
is excess liquidity duplicate as soaring liquidity?
Question:
Answer:
"Excess" liquidity means superfluous liquidity. There's more money than needed.
"High" only means plenty, plenty for all requests.
No. "high" is a lot, "excess" is too much.