Finance Question?
Question:
If you deposit money today into an account that pays 6.5 percent interest, how long will it help yourself to for you to double your money?
Answer:
nope, 10.69 years with compounding interest. (you earn interest on interest that be paid within prior periods)
72/6.5 always should be accurate approximation 11.076 yrs assuming no taxes, Have to do better than that. Depositing in any interest deportment acct just not smart. Equity.
What is your inference on the reduction? Will you be adjectives spinal column on your spending or no? why?
Question:
Answer:
Economy is OK, Media is ran by a bunch of libs, claiming doom and dimness to get empire hyped on doom and gloom and Global warm myth.
Idiots borrow more money then they can money back and twine up defaulting, and we all rate..
http://www.youtube.com/watch?v=xttv2c6b8...
Don't use credit and don't buy lies.
I just bought a bunch of things only just today... so probably not.
Hell no, I'm spending more. Has nothing to do next to the economy though, I am a moment ago going to double my income this year compared to last. Yeah!
I ponder it is really bad.
In my career I have to progress around a visit lots of office and I am amazed at the amount of companys closed down and property is left neglected. Some industrial estates are more than half worthless.
I am focusing hard on paying of adjectives my debts so if the economy get bad our own flesh and blood will survive
I will be more judicious with it
you discussion about the UK? it going DOWN, i infer!
well, i haven't spent a bob contained by the last 6 months on NON-neccessities , i.e. clothes, cinemas etc..
i dawdle to go on Hols to BUY BUY BUY!
Fed up of paying TAX TAX TAX..so i aint gonna contribute any more to those thieving BAST@RDS
Which stock would you recommend?
Question:
Which stock would you recommend investing in?
Answer:
tough cross-question to answer. For someone asking this type of question withought knowing more something like their fincances and age and other financial obligations, I would own to make a shot contained by the dark. I assume by the interrogate that you do not know a great deal almost investing and the risks associated with it. There is glibly the risk of loosing 1/2 your investment. There is the possibility of loosing the whole investment. Especially if it be all invested contained by just one equity.
To stifle that risk an investment in a mutual fund or index fund would be appropriate. There are thousands to choose from low risk short occupancy debt instrument funds to high risk growth funds and everything surrounded by between. My personal preference are small trilby funds such as IWN and PENNX. The first an index fund the second a managed mutual fund. I also resembling funds investing in China and India as those countries appear to enjoy much greater growth potential than the U S and Europe. TDF and CHN for the first and IIF for the second.
For sound long occupancy value I resembling BAC and BBT and USB.
For undervalued massive caps I similar to LOW, JNJ, and MMM. There are quite a few others surrounded by that category also.
For wild speculation I resembling VWSYF.
For long term potential I lke NWS
you should recommend TISCO
Boeing
Disney, Time-Warner, or Revlon
how almost index like the STI :)
You are the simply one who can answer this question
Why are you asking a bunch of strangers, beside no way of verify their credentials or knowledge how to invest your money?
Never, ever appropriate "tips" to buy stocks. The only article more ignorant within investing is asking for it.
Learn investing. Understand what you're buying. Have a good aim to buy & have an exit plan earlier you buy. Always invest within the boundaries of your "asset allocation".
I would recommend Energy Conversion Devices, ENER. they brand solar panels, and battery for hybrid cars. Someone also recommended VWSYF, Vestas Wind. They are world's #1 maker of coil turbines. This is not a speculatvie investment, but the problem would be that because it is a .pk stock, the daily volume is small.
Here is a connect on ENER:
http://www.top10traders.com/viewpost.asp...
Herer is a link on snake energy investments (take a look if you devise global warm will be a big issue this year):
http://www.top10traders.com/viewpost.asp...
These links are from http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks next to $100,000 in "play" money. Each year the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors.
Good luck.
NWACQ
hand down !!
PBLS has more than most AMEX stocks.
It is selling at a penny because they own not filed contained by 8 years and will file first Q 2007
Everyone requests to spend a few hours and research this company. PBLS
220 million revenues
22 million profit
no debt
22mil/815OS = .025 EPS for 2006
selling for .012 per share.
When they file the 10 survey out !
How about ones I do NOT recommend that hold been mentioned on here. Firs ANY public traded company that have not filed a report surrounded by 8 years is an automatic HELL NO to purchase.
And other HELL NO to any consideration purchase is one listed at the extension with a q this manner the company is currently under liquidation protection and could dissolve at a moments notice especially when this q is attached to a AIRLINE sector. The airlines still own not recovered sufficently from 9/11 and one more event close to that its curtains for good for that industry. If I be considering one (which I am not) I would look at Delta when that comes out of protection in a few months
The commies will be surrounded by control within two weeks and thus I am not sold on alternative get-up-and-go plays just even so (if it was more plentiful within the US I might consider it even more that what i am now) Thus with the commies contained by control Oil may be a back sour play as well as pharmacuticals (if you thought plan D be a joke ultimate year wait till you see what comes this time) Archie Bunkers favorite American Thugs & Thieves (AT&T) be on a roll last year but I merely don't trust telecommunications yet. The with the sole purpose sectors even worth looking at is Retail Financial Utilties and Housing (later within the first quarter) I like gold ingots but not at this price commodity plays are a suspect. But then again I am looking more worldwide than anything right now and thus you entail a global player (Boeing is a upright choice but you run the risk of it being within defense which the commies are TOTALLY opposed to) GE is a powerhouse (not even the commies can find fault near that one) in reality I'll go ahead and read aloud GE as a good out of danger play in these cautious commie times.
Now for a future pick VISA! :)
why does a stock next to lower verbs better afterwards a stock beside difficult yeild ?
Question:
please explain and provide a link for details first. thanks
Answer:
The proposal is this: If the company is not paying a dividend, it is using the money to expand the business. By expanding the business, they will earn more money that will cause the efficacy of the company to increase and therefore increase the meaning of your investment in the company. There is also the cross-examine of taxes. Dividends are taxed. As long as one does not provide his/her investment in the company and the advantage of that investment increases, the increase in good point is not taxed and will and so grow at an overall faster rate.
That is the theory. In actuality here are a couple of problems with that argument. One is that the company will reinvest the money to increase it profits may not in reality happen. They may use the money for other purposes such as paying themselves larger bonuses or they may invest the money surrounded by such a way that it earn no profit at all. A unhappy but very true scenario. The other is that the marketplace will not react adversly to the low dividend policy of the company. If certainty the market commonly does react adversly, especially during times of undergo markets, when stocks next to low dividend payouts drop much more severly that stocks with lofty dividend payouts.
There are two types of returns from a stock investment. The first is "dividends" which is the "yield" you are refering to. If a $100 stock is paying $2 in dividends a year, it is concession a 2% return. The other return is called a "possessions gain" which is when say a stock go up from $10 to $12 in the bazaar. The $2 rise is called a wealth gain. So, a stocks "total return" is made up of dividends and capital gain (or possibly losses). The average annual "total return" from a portfolio of stocks is about 10% over long period of time, but only possibly 20% of that return typically comes from dividends. So, capital gain are the most important subdivision of a stock's total return. In summary a stock's yield does not situation, only it's total return!
There are too oodles markets for stocks for this to be true, and really, near are too many reason for a stock to perform or not.
Some stocks can be hitting proceeds records and cistern in stock price for the simple justification that they didn't maintain the standards of their information bank exchange and got bumped. Other companies can be prodigiously losing money and be popular base on speculation of their recently acquire patents.
The driving force, though, bringing up the rear many companies surrounded by the marketplace is the money manager, the managers who operate pension, mutual funds and the like, because they feel such a large volume of money. Their determinations of whether to buy, vend or hold have a amazingly large impact on the constraint for a stock. Many of them just follow Standard and Poors rations or Moody's ratings.
(Just for fun, turn on a financial program some time on the word or look at the stock picks of so-called financial experts. Track their predictions and see if they really know what stocks will perform. In my experience, most analysts don't hold a clue because you can't predict the future, but they hold a lot of fun guessing.)
Hight relinquish means elevated dividend and low yield low dividend recompense out. High dividends gives a signal that the company don't intent to grow contained by the near adjectives and they don't need their internal accrual much in the implicit term. This money companies long term and short vocabulary goals are suspect.
Contrary to that, low dividend settle up out means company is increasing it's internal accrual for future growth, explanation long term performing is going to be rosy.
Which is the best stock trading broker company surrounded by India??
Question:
Friends, In india which is the best stock trading broker companies.Since i want to invest some amount in shares and I hot to this field. Which company will bequeath proper support and guidence to invest??
Answer:
icicidirect(icici bank), hdfcsec(hdfc bank) reliance money, karvy, kotak securities(kotak bank)
ventura
Dear, In India RELI GARE is the best company. Will give proper support and gui
dence to invest.If you are interested contained by personal advise, you can contact me
.My e-mail dskhared@yahoo.com
India's Largest Trading House is
KOTAK.
(It capture almost 20% of total Trades of the NSE)
It has be awarded the best broking house for two years continuously, and again it is going to make a hat-trick.
Regarding Proper Support and Guidance most stock brokers do so, As Regarding Kotak it give a lot stale support.
U can also email me for details as I am a stock broker.
HAPPY INVESTING
the company name is RR EQUITY BROKERS PVT LTD. HAVING MORE THEN 400 OFFICE SIN INDIA. FOR MORE DETAILS LOG ON TO .WWW.RRFINANCE.COM.
Why are money sketch interest rates still so low?
Question:
Prime has be rising quite a bit along near many of the lend interest rates, from what I've seen. Why are stash accounts still rock bottom?
Answer:
When short term rates move up, bank and credit unions typically fill the market on the interest rates they wages. To get the best rates on short residence investments, you should look at "Money market" accounts. They pay better rates at this time surrounded by the interest rate cycle. For instance EBAY has a money souk account through its Paypal division that right very soon pays 5.03% interest. Minimum balance required is $1. If you are interested G00GLE "Paypal rate" Good luck!
If you enjoy noticed due to competition Home Loan rates haven't risen that much so nearby isn't much room to raise funds unless lending income rises. Don't seize me wrong banks get a killing and enjoy plenty of profit margin, they a short time ago want more!
www.emigrantdirect.com 5.05% no mins no fees
recommended by Suzy Ormon
The banks want to hold there money, as simple as that. You can achieve CD accounts within the 5s and the average large company stock returns %11.3
Is it perceptive to invest within share flea market at this stage?
Question:
Answer:
I think you expected to say 'stock" bazaar. The stock market over long period of time has yield average returns of about 10%. That's in the order of 6% above the rate of inflation. You should invest in the stock marketplace for long periods of time as surrounded by very short period of time, it is very volatile. As another personage mentioned, it is better to own a diverified group of stocks through possibly a mutual fund family similar to Vanguard rather than a moment ago one stock as you can reduce risk by owning more than one stock. If you are going to invest fresh money every year into the stock market, this is a upright time to invest. If you are investing 100% of your money at just at this moment, you are probably taking too much risk unless you are an experienced investor.
It is never prudent to invest in something you know nought about. Consider investing within an index mutual fund. Try www.vanguard.com.
Oppertunity is always in that in the souk. Wiseness and fullishness will be decided by the adjectives.You can make investment very soon in number of companies which are fundamentely strong and have good propectus surrounded by coming years. Markets always shift up and come down but the companies whose fundamentals are strong go up and up beside minimum risk.
wait and keep under surveillance, better to invest at correction time
YES. if you really know what investment in share bazaar is. If you have followed and studied share marketplace movements and few companies for atleast few years, it is wise and paying.
If you do not know anything nearly share market investments, please STUDY. Learn from newsreports, books, upright websites and few people who hold been investing surrounded by the share markets for considerable time. Try keeping follow-up so far as price movements are concerned and keep checking your assumptions/targets etc. After some time, you can invest.
Please remember: open market will be always in attendance and there will be frequent, many opportunity in the share souk in adjectives,too. So take time and study.
Wish you fruitful investments within future.
First of adjectives, Open 2 Accounts with any broker who is also Depository Participant. 1. Demat Account (For gain credit of equity shares you purchase) and 2. Trading Account (To do online and offline trading). Also, Open a Savings Bank Account with any tech savvy bank (i.e. HDFC Bank, ICICI Bank, UTI Bank, IDBI Bank etc.) to transfer / receive funds to / from your broker's ridge account.
There are copious brokers who are doing online trading for you. I would recommend www.5paisa.com (I am doing with them since finishing 3 years and as of now, No complaints).
Invest singular in Nifty Stocks (Equity Shares down in National Stock Exchnage - Top 50 Stocks) and I am sure that you will NEVER lose your money. For more details, email me on aramaiya@yahoo.com to swot up more about the Stock flea market.
i want information on stock and share?
Question:
i m new to the share marketplace... however i have hear of it and am very burning to know more about it. i dont even know the ABC of share and stock... can someone please give an account me what are shares, stocks, and how to invest on it or how to go in the region of it?
Answer:
Hi, i suggest a great site with plenty of Issues related to your Investing and everything around it. it also provide clear and accurate answer to several common question.
http://investing.sitesled.com/
I am sure that you can get your answers surrounded by this website.
Good Luck and Best Wishes!
If you want to learn more roughly speaking the stockmarket maybe you should try reading one of Peter Lynch books. The book is comfortable to read and pretty good concept on investing... You can find his book at the libary, go in attendance and check it out... But I m just curious what exactly that you want to know?
Hi Rosy. b
Firstly read those books:
Market Wizards by Jack D. Schwager;
Technical Analysis by Jack D. Schwager;
Comprehensive Course on The Wave Principle by A.J. Frost and Robert Prechter;
Candlestick Charting Explained- Timeless Techniques for Trading Stocks and Futures by Gregory L. Morris;
Trading Chaos – Applying Expert Techniques to Maximize Your Profit by Bill M. Williams;
New Trading Dimensions by Bill M. Williams
Trading Chaos II by Bill Williams – Maximize Profits next to Proven Technical Techniques by Justin Gregory-Williams and Bill M. Williams
You'll find there complete information how to analyse and trade shares.
Then If you would approaching I could introduce you to one brokerage company in Austria that allows to trade from same justification currency trading (forex), commodities, metals and cfd on shares. Total 500 instruments available; spread from 1 pip. If you open trading commentary under my referral I provide you for free near trading techniques that I successfully use for several years.
Believe me income could be drastically exciting.
If you have any cross-question please do not hesitate and pm or e-mail me (press on my name).
Good luck!
FTSE word as it breaks?
Question:
Answer:
check out the following list to catch your answer:
General search engines
Ask.com (formerly Ask Jeeves)
Exalead
Gigablast
G00GLE
Snap
Windows Live Search (formerly MSN Search)
WiseNut
Yahoo! Search
[edit] Open Source Search Engines
Nutch
Yacy
Wikiasari
[edit] p2p survey engines for websites
YaCy
Urlblaze
[edit] Metasearch engines
Brainboost
Dogpile
Excite
HotBot
Info.com
ixquick
Mamma
Metacrawler
WebCrawler
[edit] Regional search engines
Accoona, China/US
Ansearch, Australia/US/UK/NZ
Baidu, China
Daum, Korea
In.gr, Greece
Naver, Korea
Rambler, Russia
Yandex, Russia
Rediff, India
SAPO, Portugal
[edit] People scrabble engines
ChaCha
Zoominfo
[edit] Email-based search engines
TEK
[edit] Visual poke about engines
Quintura
Kartoo
Grokker
Picsearch
[edit] Clustering/Category search engines
Clusty
Vivisimo
[edit] Search Engines for Kids
Quintura for Kids
Ask for Kids
[edit] Answer-based turn upside down engines
Answerbag
Answers
BrainBoost
iask
Lycos iQ
Windows Live QnA
RunEye.com
[edit] G00GLE-based search engines
AOL Search
Netscape
[edit] Yahoo!-based prod engines
AltaVista
AlltheWeb
GoodSearch
[edit] Windows-Live-based search engines
A9.com
Alexa Internet
Lycos
[edit] Job dig out engines
See also: Job search engine and :Category:Job dig out engines
Rediff Job Search (India)
Naukri.com (India)
Bixee.com (India)
Craigslist (by city)
Eluta.ca (Canada)
Hotjobs.com (USA)
Indeed.com (USA)
Monster.com (USA)
Recruit.net (International)
SimplyHired.com (USA)
[edit] Blog query engines
Bloglines
IceRocket
PubSub
Sphere
Technorati
G00GLE Blog Search
[edit] News search engines
G00GLE News
MagPortal
MSNBC
Newslookup
Topix.web
Yahoo! News
[edit] Multimedia search engines
Picsearch
Podscope
Singingfish
blinkx
[edit] BitTorrent turn out engines
BitTorrent
Isohunt
Mininova
The Pirate Bay
TorrentSpy
What is a devout online Virtual stock flea market website?
Question:
that i can simulate playing the stock market beside real data from the stock exchanges?
Answer:
Try These:
http://howthemarketworks.com/
http://www.zecco.com/
(You're welcome)
whatever
i use www.virtualstockexchange.com
What is an L/C? Which they initiate inn guard? surrounded by it any article?
Question:
Answer:
A letter of credit is a document typically issued by a guard or financial institution, which authorizes the recipient of the epistle (the "customer" of the bank) to draw amounts of money up to a specified total, consistent with any jargon and conditions set forth in the communication. This usually occurs where on earth the bank's customer seeks to assure a wholesaler (the "beneficiary") that it will receive payment for any products it sells to the customer.
For example, the guard might extend the letter of credit conditioned upon the beneficiary's providing documentation that the stock purchased with the queue of credit have be shipped to the customer. The customer may use the letter of credit to assure the beneficiary that, if it satisfy the conditions set forth in the reminder, it will be paid for any stuff it sells and ships to the customer.
In simple expressions, a letter of credit could be said to document a guard customer's line of credit, and any expressions associated with its use of that file of credit. Letters of credit are most commonly used in association next to long-distance and international commercial transactions.
L/C is the abbreviation of Letter of Credit. This is an instrument through which business transactions are perform. Say for example firm A wants to procure something from firm B on some mutually aggreable language and conditions. Now firm A will open an L/C within bank which is a committment by ridge to make donation to firm B on behalf of firm A subject to firm B meeting adjectives the terms and conditions of the supply.
So involvement of a committment by dune makes transaction easier between two unknown entities.
What is the difference between a Roth IRA/IRA and mutual funds?
Question:
Isn't an IRA or Roth IRA just a bunch of mutual funds or should I dance to Investing 101?
Thanks.
Answer:
Yep, you're Investing 101 material and so are a million other citizens! The good report is that you are smart enough to ask the right cross-question. An IRA ***of any kind*** is nothing but a retirement details designed to defer earned and unearned income until you are eligible to trademark withdrawals. In other words, it's an unfilled shell until you put something in it. So, what can you put into an IRA? The average investor invests surrounded by stocks, bonds and mutual funds. The majority of wage earners invest in funds. More experienced investors buy stocks, bonds, option contracts and real estate contained by theirs. Check out the IRS website for complete information on this subject.
Mutual funds are investment companies that buy stocks and bonds with the end of making a profit. You can invest in a mutual fund beside money that is deposited surrounded by an IRA or in a regular taxable rationalization. If the fund is not sheltered in a retirement side, the income and capital gain are subject to personal taxes during the year when the gains took place. The IRA protects your gain from being tax. You pay taxes on any income you receive, starting at age 59 1/2.
Hawk
Go to investing 101. It will explain this and closely more. You need to recognize some of these basics so you don't toss and turn within your sleep worried about your retirement.
A Roth IRA is a specific type of IRA. They are a large amount. Any earnings you sort are tax free. If you turn 63 and your roth is worth $3 million, it's adjectives yours- NO Capital Gain TAXES...the entire $3 mil is all yours! With a Roth IRA you can invest surrounded by mutual funds. Your financial advisor will help you select a big performing funds. Invest the most you can each month to your IRA. It will remuneration off contained by the long run.
An IRA, be it a Roth or traditional, is not an investment vehicle. It is simply a tax-deferred shell which can contain virtually any type of investment, to include mutual funds, stocks, bonds, or even real estate. About the one and only thing you can't put into an IRA is go insurance.
It is best to contact a financial advisor or planner who can counsel you on your specific situation. Many can be found who will assist you at no cost.
Hi, i suggest a great site with plenty of Issues related to your Investing and everything around it. it also provide clear and accurate answer to masses common question.
http://investing.sitesled.com/
I am sure that you can get your answers surrounded by this website.
Good Luck and Best Wishes!
Can you become licensed to broker stocks/mutual funds independently?
Question:
I've successfuuly worked in the the insurance business for times gone by 4 years, captive to my current company due to my current contract. I hold thought about going out on my own as a totally independent agent offering Life/Health/Accident, (including long permanent status care) but I also am interested in financial and estate planning. How do you become licensed "independently" to broker mutual funds/stocks?
I do not want to be tied to one company, selling on that companies wishes instead of my client's needs. I discern being totally independent is the simply way for me to progress.
Suggestions? Comments? Answers?
Answer:
In order to vend mutual funds and/or stocks, you need license from the NASD. If you want to be able to put up for sale anything - i.e. stocks, managed accounts, wrap accounts, etc. - you'll obligation your Series 66 and Series 7 licenses. You can be in motion to Kaplan Financial's website to find classes and testing times contained by your area. The test and classes can be very expensive though. When I took my Series 66, I studied for almost a month and for the Series 7, I studied for about three months.
You do requirement to have a broker/dealer, however most of them will enjoy an "open architecture" policy that allows you to deal in a variety of products. In that comportment, It's not like copious firms in the insurance industry. Also, various B/D's will pay for at lowest a part of the carrying out tests process.
Even if you want to be an "independent financial planner" as the person above said, you will still entail the proper licensing. If you hold other questions, perceive free to e-mail me. Good luck!
No, you must be sponsored by a broker-dealer.
You might be able to be an independant finanical planner. i.e. you describe people what do to, and next they use a low cost trading platform (like Ameritrade) to implement it themselves. You would need a securities a ttorney to set that up for you and you may hold to register with the state and federal regulators. (i.e. Investment Adviser's Act of 1940)
Get your CFP
Is the stock marketplace a zero-sum hobby, or does the marketplace in fact create opulence contained by a bull bazaar?
Question:
Some thoughts after watching Oliver Stone's WALL STREET
Answer:
The stock market is undoubtedly a prosperity creation vehicle when taken as a whole. That is due to the capability of companies to increase their abilities to generate profits. It is true that not adjectives companies do in reality do that. Many fall by the wayside within the process. Sort of survival of the fittest. However, the ones that remain are the ones that have the faculty to increase their wealth. And they do.
A bull open market is a wealth creating vehicle. Of course, what the god give us can also be taken away through the system of a bear souk.
The stock market is a positive sum spectator sport. Capital formation leads to profits and riches creation.
The markets enjoy definitely proven to be a magnificence creator over time...just look at the souk caps of the exchanges over time and it's trouble-free to see that it is not a zero sum activity.
Strong, efficient and credible property markets (stock markets) are the cornerstone for a nation economic growth. For the floor rank trader it more resembles a zero-sum game, contained by that for one trader to make money here has to be someone on the other side of the trade who loses. However, from an monetary standpoint, or that of a long term investor, in that is room for most to benefit, with few losers.
1) No.
2) Yes.
I suggest you to see "Quicksilver" starring Kevin Bacon.
My personal favorite Wall Street show so far. (I'm 32)
Top 4 Answerer.
The stock market surrounded by general is not a nothing sum game but a positive sum activity. Over time the stock market have averaged over 10% which is higher than the cost of borrowing money.
So unlike poker where on earth the money at the table is fixed and shuffled around from losers to winners, the pot of the stock flea market increases over time.
This increase represents things like investments surrounded by knowledge, efficiencies within production, new technology, etc.
How can i invest a prime wall guaranty and do the USA bank allowed to issue a guaranty mound?
Question:
Answer:
Its a scam. Stay away. see web sites within source section. If you call for more than 2 sources, just G00GLE prime bank