where on earth can i find my philam plans and philam duration contribution?
Question:
i am a philam plans and philam life contributors since year 2000
Answer:
I suggest you move about to the nearest PhilamLife office and check beside them about your insurance plan and contributions
The PhilamLife website have a directory of their offices that you can check if you can't stir to the main organization http://www.philamlife.com.ph/philamlife/...
You can also inquire online through their website http://www.philamlife.com.ph/philamlife/...
what is the profittable business contained by singapore next to minimum investment?
Question:
Answer:
Hi,
As you probably know most profitable business is stock or forex trading. You may trade from any place in the world. Forex is more attractive because you may trade as from any place as at any time from Sunday hours of darkness to Friday night. 24 hours/5,5 days. Also essential less initial funds. Reasonable trading amount is from US$10000. But you may start next to $1000. I wouldn't reccomend to stard trading with smaller amount despite mini accounts available from $250-300
I could introduce you to one brokerage company surrounded by Austria that allows to trade from same account currency (forex), commodities, metals and cfd on shares; total 500 instruments available. Available spread from 1 pip. Minimum amount for details openning just US$150
If you open out trading account lower than my referral I provide you for free with trading technique that I successfully use for several years.
If you are interesting please pm or e-mail me (press on my name) and I provide you with further information.
try garments
If little money involved than you shoulld inventorise your wherewithal and exploit what you have. Are you instinctively friendly, can you act, do you hold a hot body?, are your prepared to work 12 hours a day / 7 days a week, are you correct at counting numbers in your manager?, are you prepared to risk jail time? Are you prepared to con family? Give us your ability and in that will be lots of answers you are going to get.
if at hand were an answer, adjectives of us would be millionaires by now!
Can any expert of stock flea market suggest ,why punj lloyd is going down?
Question:
Answer:
There is nothing wrong fundamentally near punj lloyd.But the rising inflation caused the increase within rate of interest by banks which contained by turn affected adjectives the infrastructure companies in the open market as there are some concerns that cost of working funds will rise thereby impacting the margins of the companies in the infra sector.
tsk venkatasubbarrao, BE MBA
1081, 40th street, korattur, chennai-600080
ph:044-26520571
mobile:9884240600
email:tsk500@gmail.com
dear friend/relative
it give me great pleasure to write this mail.as you may be aware i took up stockmarket research&investment as fulltimecareer
going on for 3years back beside more focus on elliott wave base investment philosophy. iam happy to convey that my comprehension and application skill of elliott wave technique have given me confidence to offer investment oppurtunityfor populace like you
iam planning to induct 30people respectively with 50000 investment plan near 3years holding time for a target appreciation of 100%
.A portfolio of 15 lakhs fund will be employed in big quality stocks. the buy market positions are based on elliott white horses techniques
.as soon as the portfolio doubles, the fund will be liquidate and approximately 25% will be our service charge/share. balance will be your
gain. adjectives the transaction will be strictly professional, transparent and highly reliable. iam within touch with my auditor
to finalise tariff implications and possible due planning oppurtunities for higher post levy return
if you are interested to invest 50k in this investment plan please indicate your concurrence as soon as possible
iam planning to complete portfolio screening activities by demonstration end and by pageant 2010 we will be reviewing the target vs actuals
quarterly report on NAV will be mailed to adjectives the members . in attendance will be interactive meetings give or take a few strategies and performances
of the portfolio .
please let me know your response
regard
tsk venkatasubbarrao
all gr is down
check buy trade signal on
aptistock freeware install
detail on my blog
dont u worry expected tgt is around 2200-2400 contained by 1 yr and buy at every dip..
i want to purchase some shares of tata reliance can anybody let somebody know me abt how i can receive it done??
Question:
do u suggest any other company tahts good n reliable beside a huge profit scale ...im an indian from mumbai .thanx
Answer:
Hello Josephine,
If you are exotic to investing, I suggest instead of investing in a faddy company instead thinking about investing surrounded by a mutual fund that will give you diversity of investments near a relatively small investment. Here is a link to Indian mutual funds you can invest surrounded by.
http://www.valueresearchonline.com/funds...
tata motors is the only division of the Tata Group specifically listed on the nyse (TTM)
The others are speculation stocks that are so low (under 1 cent) that they are not even programmed.
You can buy tata motors from any broker.
just pace into any of the Sharekhan's office..
it's sprinkled all over bombay..
A coupon bond is selling for 105.87% of facade helpfulness. It mature surrounded by 5?
Question:
So, I have PV=-$1058.70
FV=$1000
Maturity=5 years
YTM=5.8%
P/Y= for i) N=5
P/Y= for ii) N=10
I regard as I need to digit out the coupon rate, since that will allow me to figure out the coupon payments. Once I own the coupon rate (i.e. 7% or whatever), I just steal 7% of $1000 and my payments are $70 per year. But I don't know how to get that coupon rate.
I thought to progress:
(PV-FV)/YTM
Answer:
The bond pays semiannually, so your maturity should be 10 and your ytm will be 2.9%
I would set it up as follows:
PV=-105.87
FV=100
N = 10
I/Y = 2.9%
If you're using a financial calculator, newly solve for PMT and then double the answer. I gain 7.16%
If you only use 5 years, close to an annual payment, the answer I come up next to is 7.19%
What are people's thoughts on this expert stock (KONG)?
Question:
My portfolio was getting too pouring in "stable" ample caps, so I approved to look for some small caps that enjoy good potential. I found this company call KONG - Chinese provider of cell phone services run by American educated businessmen, so the transparency is excellent. The P/E is relatively low (around 12), year over year growth is easily contained by the double digits, margins are high (mid 20%) and the souk cap is single around $300 million...seems approaching a lot of growth potential.
...what do other general public think of this stock? Especially interested to hear roughly people's thoughts on the technicals.
Answer:
Here is a good motley fool summary of KONG for the year 2006 and looking ahead. 98% of motely fool reader are bulls (thing the stock is a good one to hold and 2% are bearish.
http://www.fool.com/investing/small-cap/...
Good luck
Can you describe me what will be BSE Sensex will be on 27th February 2007 and Why?
Question:
I want to invest in Indian Stock Market for minimum of 2 months. Will I carry approximately 20% returns in 2 months if I invest just in NSE S&P CNX NIFTY stocks? Which 5 stocks do you recommend for 2 months?
Answer:
the BSE Sensex should be around 14500-15100 by end-Feb as per my estimates
its completely difficy\ult to get a 20% return contained by just 2 months. i don't meditate the Nifty 50 stocks can give such returns, but possibly Infosys on the SENSEX could
TIP: Infy announces its 3rd quarter resuslts in Jan, and the price usually jump 5 or 6% before and after the announcement. but the amazingly next sunshine, it usually falls. so adjust ur buying or selling accordingly
the BSE 500 have some good stocks. try ICICI Bank, Indiabulls, TCS, Dr Reddy's, Mirc Electronics, but avoid ONGC, RIL (VERY risky stock) and metal or FMCG stocks. but u could try HLL as an exception
but 2 months is really too little. the Indian stock market are a long term story. possibly if u stayed a year, u could get lofty returns on several stocks. but be warned, nearby is a recession in the Indian cutback expected in 2007-08!
I will recommend you these 10 scrips for investment for 2 months. You can BUY tomorrow. You can hang on to these stocks also for 2 years as well. ICICI Bank, L&T, Maruti Udyog, ITC, Wipro, Sun Pharma, ACC and NTPC.
8768 yaar, thats when I will start buying..I am a long termer waiting for bearish marketplace..it will happen on 26th Feb 07..not 27th..pls stand corrected buddy.
ON 27th Feb. THE Sensex ABOVE 14879
1st BATCH BEST FIVE:
INFOSYS TECH
REL COM
SIEMENS
ACC
ZEE TELE
IInd BATCH BEST FIVE:
BAJAJ AUTO
HIND.PETROL
ORIENTAL BANK
S B I
VIDESH SANCH
cairn India IPO?
Question:
Dear Friends, I have applied for cairne india ipo. when allotment and address list of above shares is expected? also will it perform ably. Where can I get information almost allotment of shares? Thanks you friends.
Answer:
Cairn IPO was certainly undersubscribed. So I guess you will be allotted your shares. But many retail investors' bids be removed after Dec 15., and hence the undersubscription issue.
As to whether it is good or not, okay, that's for you to decide. Guess the price will budge up once it is listed, and later whether to hold or book profits is your call.
What happen to your stocks when a company merges next to another?
Question:
For example: if you owned stock in Ford Motor Co. and they did merge near Toyota - what would happen to your stock? Would you very soon own the equivalent stock in Toyota, or would they buy you out?
Answer:
If it's a true merger you'll typically be issued stock within the new company which may or may not be on a 1 for 1 argument. In your example Toyota shareholders might receive 1.1 shares of stock in the tentative company and Ford shareholders might only receive .9 shares. It's not that the previous Ford shareholders are mortal cheated. It's just their relative ownership surrounded by the new company. If it's a buy out, the shareholders would enjoy a vote to accept or decline the proposal. If the majority votes to accept the volunteer of the buying company, all shares would be tender at that price.
Hope this helps.
They's any trade you new shares for antiquated, or offer to buy you out.
Depends on the merger, look at what that moron "Carly Fiorina" did to "Hewlett Packard", destroyed a great computer company by merging it near real crap "Compact computers", why did she do that ? only so she could say that she did, she destroyed the stockholders, and employee's, after bailed out on a golden Parachute !
There are several possibilities. But whatever it is, surrounded by such a case, a short time ago sell your stock after the price have jumped.
You still own the company, unsurprisingly. Unless you decide to flog your shares before the merger is completed. After that, the companies might tuning their name. Like when Daimler merged next to Chrysler.
Less shares
what tips does one enjoy for hours of daylight trading?
Question:
Answer:
If you are serious about trading, seize trained. There are good training resources out at hand. Try http://www.wealthconfederation.com/...
Practice practice practice... open a demo information with a trading house and trade the demo commentary (not real money) for six months and swot up what can happen.
Try: http://www.chspreads.co.za for a free demo depiction.
Once you have be trained and have practiced afterwards you will be able to tip yourself.
stay away from it, most probable you will lose your @ss
don't do it 90% lose money
the 10% that do end up losing beside in 3 years.
so you are almost guaranteed to lose.
You are going up against the best and the brightest on Wall Street, I mull over Vegas has much better probability.
I do like Cramer of Intermediate Plays,
I try to play the Santa Clause Rally.
Oil is undervallued.
But every other work makes you money while 90% of hours of daylight traders lose it all!
If you're asking on RunEye.com, you're contained by trouble. Stay away from day trading unless you're inclined to lose lots of money at first and devote all of your wake hours to it.
Found this on the web, which you may find adjectives not only for daytrading but as a common guide line for adjectives sorts of investing.
------------------------------...
10 Winning Investment Tips
If you have any experience near trading or even if you don’t, here are some tips that I have learn from one of the roughest schools contained by life. What arts school would that be? Why that would be from the school of tricky knocks. Yup, the module learned be painful and expensive but the lesson get across very economically. So hopefully, this report will save you the dull pain and financial lessons I have to endure.
If you own been trading or planning to start and own wiped out an depiction, don’t be disheartened. I know I pretty much wiped out a trading report when I first started, now I’ve developed a system where on earth I make a consistent 100% annually. You see most of the successful traders we know hold loss their entire account at smallest once before research from their mistakes and start consistently turning over a profit on an annual (daily, weekly or monthly depending on your trading styles and goals) basis.
1. Don't unambiguous a trade just because it is cheap. The merely reason to interested a position is when the underlying security looks set up to fashion a decent move.
2.When you clear a trade, start looking for signs that you were wrong. If you see them, afterwards get out previously your stop loss is executed.
3. Good trading should be boring, like doing matching thing over and over again. If there’s one piece I guarantee in trading, it’s that "thrill seekers" or adrenaline junkies grasp their accounts grounded into tiny bits and pieces.
4. Always be in control and aware of your own marine of emotions. Every trader’s downfall will come from not individual able to control your emotion. If you are screaming at your computer screen, entreating your stocks to move in your favor, you enjoy to stop and ask yourself, "Is this rational?" Ease contained by. Ease out. Keep your stops. Don’t scream and shout.
5.The turning point of when amateur traders turn into professional traders is when they stop questioning and hoping for the "next great methodical indicator" and start managing their risk on each trade.
6. Trading is simple, but it isn’t uncomplicated. If you see yourself having a adjectives in this industry, forget almost "hope" and stick to your stop loss.
7. You are buying and trading on the emotions of other traders, not the actual stock. You own to be aware of the human psychology and emotions that constitute trading.
8. Always remember, trading is supposed to be a business. So treat it similar to one by not letting your emotions win in the route, stick to your stop loss.
9. If you come into trading with the concept of making “big money overnight,” you’re better wake up and smell the coffee. Most accounts enjoy been blown because of this “account killer” mindset.
10. Beware of your number one opponent, yourself! If you start to get too excited, beware! As excitement clouds your decision, it starts to increases your risk.
Cheers & Happy Trading!
Brian Lee
The Above Article May Be Used Freely As Long As It Is Unchanged & The Resource Box Below Is Included:
==============================...
.
By Brian Lee
http://www.elitemarketeer.com
Brian makes his living as a full time trader and coach
Find out more nearly online option trading
Learn How I Make 100% Returns annually! Get “47 Tips To Guarantee Trading Success” Totally FREE At
http://www.elitemarketeer.com
Just one tip - DON'T DO IT
,daytime trading will bite you quick,i swing trade ,some time i may hold to wait a year or so to realize a profit,at the end of the hours of daylight, day traders are crumpled up trying to get out,if you cant find out the sudden selling will knock the stock down ,and your left holding the pod,
Correction?
Question:
Friends, will market step in correction? if yes, when? and which sector and which stocks i have need of to concentrate to make more money contained by short term?
Answer:
Correction is untaught way for the flea market to get rid of excess of steam. As long as souk makes corrections the trend stays good.
However there is makeshift difference between correction and bear flea market. Corrections against major trends are conditional, while bear marketplace may stay for years.
When ? Which sectors ? Don`t verbs about it. Nobody know that. Look for long, one-directional trends (like present one). Corrections usually come after some quiet term.
The market have steadily risen over the last 20 years. You should contact a financial advisor for the best answers on what to do near your money. Do you have a 401K at work? I would look into that as resourcefully. Many times employers will game up to a certain percentage of what you contribute, free money. :)
I hope this help.
The best way to formulate some money in the stock bazaar is to become an analyst. This is a very long process, and for that cheep softwares and the media are available on the net. You'll never ask such a quiz afterwards: you will just look into the graphics and draw from the answer about the timing, the sector and the stocks to follow.
Indian souk?
Just had a bit of a correction. Think we'll travel past 14.5k to 15k dot. My opinion.
i wouldn't try to time the marketplace, what if you go adjectives bonds or something then the bazaar has a huge week, you miss adjectives the upside
if people know when a correction was coming we would adjectives be rich
keep checking charts near sell signal on
aptistock freeware
details on my blog
how do you pick a appropriate stock?
Question:
do you use any programs, tools, traders, etc?
Answer:
Yes, that first response is very adjectives.
A good stock reflect the business of a great company. Usually what great companies do is issue "dividends." These are like interest rates at bank where you receive money once every so commonly at a set rate by the company while your initial investment continues to grow. Lots of companies today that operate and generate billions of dollars by offering these dividends or by buying back stock to weaken the outstanding shares that will also boost the stock.
However, in adjectives actuality what makes a right stock is their GROWTH. Why is a company good? Because they be paid a product or provide a service that is needed and they do it proficiently. Now, the great companies are other expanding whetther this is nationally (expanding to more states) or internationally (other countries) to generate more income for their company. Usually great businesses hold steady growth rates that the long term investor can hold coinfidence for the duration or period that you hold onto the stock for.
If you want a steady, consistent stock, look for these:
1. High Dividend payouts
2. Buybacks inwardly the company
3. Growth rates and an average P/E (Price to Earnings) number comparative to the sector in which it operate.
I personally don't use any programs and I don't hold a broker (do it ALL myself), but as far as the numbers go MSN and Yahoo proffer great financial information where it is both confident to understand and well accessible.
Good luck!
ahh a good press. there are heaps answers to this question. some factor to look at are dividend being salaried if a small PE non growth stock. Also its better to stick with best of breed companies as they usually hold better management and are more stable (and sometimes little competition) money is singular made on new information not matured information (like retails will sell more on christmas so their stock will rise). its adjectives about exceeding expectations and expected adjectives prices. simple supply and demand.
find a product no ine can do beside out - like food! - stuff that when the blood is running surrounded by th estreets, people will still have need of. Buy stock in companies that don't hold many shares outstanding. relative to adjectives the other companies.
Check PNY or HSY or Wachovia.
i go next to either :eeny meeny miney moe" or close my eyes and throw a dart ... at my broker
in that is no substitute for doing own homework. Tools will help you produce sense of the technical, but won't really assist you. I would recommend reading http://ibooyah.com investment matters.
You can pick a moral stock in a couple of ways. In my view, the absolute best method is to pick a company that has be traded on the market for 3 to 5 years years, minimum. Learn what the company does to engineer money for its employees and who runs the company. Tools? I own some of the best tools in existence and they trademark money for me. Yet, I can still beat most of them to the punch. Over the years, I hold seen too various people acquire buried because they were dependent on tools and programs. On the assumption that you might be a sports enthusiast, how do you pick a good baseball or football troop? If believe that their track record is major, you have a moral chance of self a successful investor in the stock bazaar. A word of caution: if you are untried to the game, stay away from traders (that includes your brother-in-law).
Hawk
Anyone know of a well-mannered discount futures broker that will consent to you trade option for smaller amount than $12/round turn?
Question:
Answer:
Maybe check this out? http://www.optionsxpress.com.au/...
you can check out www.interactivebrokers.com
should I invest within gold ingots etf's?
Question:
Answer:
The first question to ask is "should you invest within gold?" If the answer to that examine is yes, then gold ingots ETFs (IAU and GLD) are a convenient way to do so as the market are liquid, the traidng costs minimal and the expenses of physically owning gold ingots are too high for most investors. Now to answer the first cross-question - how do you feel more or less the US dollar? Gold is generally considered to be an inflation dissemble - inflation erodes the value of the dollar. The current environment is not considered inflationary but other factor may make a gold ingots a good risk for dollar-based investors over the next several years. The knob factor is continuing confidence in the dollar. A big portion of foreign countries' foreign exchange reserves are held in dollar denominated assets. If foreign government were to lose confidence within the US dollar as a store of value, they could provide their dollars. If enough government came to that conclusion the sale coud turn into a dollar route. Today the government of Dubai announced that it would increase the share of Euros contained by its foreign reserves to 10% over the next year from 2% currently. The dollar position will be reduced to spawn room for the Euros.Also countries such as India and China have a low single digit percentage of their reserves within gold, compared to an average surrounded by the mid-teens for developed country. Were they to shift their asset allocation you would have a combination of dollar sale and gold puirchases. Conclusion - Gold ETFs are a pious portfolio diversifier and it could be sensible to have 10% or so of your portfolio surrounded by gold ETFs. Of course, adjectives of the above comes with the caveat that your personal financial situation could generate the above comments irrelevant for you.
Retirement accounts?
Question:
After doing some reading, I have found that frequent financial experts say that channel a retirement account is probably the first and wisest investment anyone should get when looking to invest their money. Especially if they are young. As a 19 year out-of-date, I am very interested surrounded by investing my money (small sum) but I do not know if I should put my money in an IRA. My career is part-time and does not hold out 401k benefits or the like. IF I be to open an IRA at this age, I would enjoy to wait til I am 59 1/2 years mature to cash out. But what almost those people who retire hasty? Do they invest into IRAs/Roth IRA/401k's too? Don't they have to skulk and cash out at 59 1/2 even though they retired at 35...40...45? Do you simply settle up a sizeable penalty for cashing out rash?? Make sense of this for me please!
Thank you : )
Answer:
No. Contrary to popular belief, early distributions from a Roth can be made import tax and penalty free if confident exceptions are met. Some of them include:
1) if the account is at most minuscule 5 years old, you may subtraction your basis (contributions minus commissions) due free and penalty free.
2) if substatially equal sporadic payments are made ie, you begin a planned agenda of distributions over your life expectancy. the policy will allow you to retire early, but they don't want you taking money out of your depiction for just any purpose. you have to really 'retire' beside the money. i think once you start this, you can no longer breed contributions too although i'm not 100% on that.
3) certain medical expenses contained by excess of 7.5% of your income
4) purchase of a first home
5) qualified higher rearing expenses
you should consult with your levy or legal counsel since making these distributions because the rules can be tricky (especially the substatially equal distribution rules) and you can trigger the penalty and potential taxes, but know that you CAN win money out of a Roth IRA BEFORE AGE 59 1/2!
check out the link below.
The folks who retire early own many other investments for retirement 401k's for example. You should own many sources of income. They also probably own a huge cash amount is efficiently accessible. They may cash out untimely and would have to earnings the penalty. It would be a GREAT IDEA to invest untimely at your age because when you get elder you will have more disposable income.
Invest as much as you can surrounded by stable companies...i was 16 yesterday...today I'm 38...no choke...carry ahead of the game...if you put a few thousand dollars contained by to things now they will be worth a hundred times more contained by 30 years if you get worthy companies that aren't already maxed out like Microsoft or McDonalds - no growth possible nearby. Maybe a mutual fund in the country of India - they are poised to explode from 3rd world to contemporary world, them and China, but Chinese Chinese are soulless crooks - too much gamble? (no offense anyone) . You ain't retiring at 35 unless you marry a retard. 59 will be here in the past you know it. Deny yourself pleasures now to sacrifice for the adjectives, and you will be fine.
If you invest in 401k or Roth IRA you will hold to pay taxes on the money if you cart it early, plus an spare 10%. You can escape the 10% penalty if you use the money to buy a home or for helth prudence or education, but even afterwards you will pay the regular tariff, and the amount is added to your regualr income, so it may boost you up a bracket., but if you let it ride, you will own nice chunks to supplement your social security.
You could merely find a broker and by stock out right, then you must hold meticulous records, they can be in black and white...but should be thorough as to purchase date and price...these you could selll whenever you want , and then pay envelope tax single the profit, according to length of time stock was held - long possession (over 5 yrs) and the tax will be lowest. Try to not trade, and put all of your dividends final in to the company surrounded by the form of "dividend reinvestment".
Be a nerd, study. Get a wearing clothes job, invest seriously, then do what you want near the 2nd half of your energy - you will then be cool, and the cool youngsters will be see as the real nerds - because natural life will just creep into the most nerdly and they will ripened like fine wine...well-mannered luck.
Having a retirement account and funding it to the maximum you can is other a good thought. While your idea of retiring rash is probably a little different than what most inhabitants manage to accomplish , i.e 35 or 40 or 45, within are other considerations. Most people ,when they retire, own at least some other funds to live on. The money contained by the roths and 401K and similar funds can continue to grow within value until the illusion 59 1/2. Considering the life expectancy now, waiting to tap the IRA's is probably a devout idea. As is contributing to them while you can. The primary and most important concept is to save as much as you can while you can. You can other worry roughly taxes and penalties if you obligation too later. As a with satisfaction , early , retired human being, I am doing just fine, thank you.
The sooner you start investing, the better sour you will be. IRA's and Roth IRA's are great investments when you don't have access to a 401k or 403b. If you are concerned in the order of the ability to annul your funds in precipitate retirement, consider putting money into a Roth IRA. That money goes contained by after tax and grows tax-deferred. Then, withdrawal are tax free. However, along the track, you can always cancel your CONTRIBUTIONS (not growth) without cost. I would suggest finding a good financial guru in your nouns and starting a monthly contribution of some sort. They will figure out what investments are appropriate for you base on your income, risk tolerance, goals and age. Good luck!!