Best channel to invest $250K?
Question:
Keep in mind, this request for information is not purely concieved from curiousity. I am a reasonably immature man - under 21, and I am currently a student attempting to acheive my BS contained by Business Admin. I have no debts, and no present or adjectives school fees to be concerned next to, and I live in Southern California. What sort of option do I have when it comes to investment, and who would you reccomend I speak beside?
Answer:
How about that a college kid next to 250K. You are sitting pretty.
The key to investing that amount of money is diversity as it is next to about any amount of money. You enjoy many option. If you are so inclined and do not mind doing the research, you can invest it directly in company equities. About 25-30 different companies across geographic boundaries. Some surrounded by China, India, Europe, Japan, Latin America, the U S.
If you do not have the inclination, you can choose index funds or mutual funds but keeping one and the same type of diversity.
If historical trends continue you should be capable of count on about 10% to 13% annual return over a long time of time. Possibly more but unlikely.
Put $100K in sony stock for the subsequent 6 months. Then sell it adjectives. After the 6 months put all that surrounded by a retirement account. Put adjectives but $25K in the best yield sketch you can find. Keep the $25000 in a reserves account newly for emergencies or something you really want.
Meet near a financial advisor at your bank
Well, I have lots of ideas until I get to the part give or take a few Southern California. If I were a student surrounded by Southern Cal, the best investment would be a down payment on a Condo, or you could move to Tampa, Florida and buy a Condo surrounded by the new Trump Tower. In any case, I mull over you'd have a substantial nest egg when you retire.
Land which have timber or open field where you can plant pines. Real estate and tree farm pay sour big time, but they are long term investments.
widen a brokerage account at Fidelity or Schwab. Invest surrounded by ETF's (like mutual funds, but less expensive) and give up them there for a long time.
Take it to a broker of your choice. Maybe you can achieve a job in attendance when you graduate. They will help you. Maybe you can try newly to invest with a mutal fund company close to Fidelity or TRowe Price.
at your age I say 75% domestic stock funds 10% foriegn exposure 10% bond and 5% stays within savings within case of Emergancy.
Buying a wad also can help you set free on some bills now and assist you get a nicer girl quicker. You may want to keep hold of some for entertainment and maybe you want a nice coup¨¦ to impress the girls. I depends on your goals. Thats why I would see a compensated advisor since your BS suggest you may end up contained by that line of work anyway possibly they will give you better suggestion because your probably learning what they do contained by school
I enjoy a portfolio of the top ten most profitable companies in the US that increased some 40 percent since in the order of May. There is a simple Exchange Traded Fund, symbol NY, an Ishares product, that holds the top 100, by market capitalization, of the New York Stock Exchange. These are monstrous companies, not all American, that get big by doing big business in a big process. If you want a piece of that action, it not long traded at around $75. It was selling at just about 5 cents above the Net Asset Value for the fund and has an expense ratio of just about 0.2 percent (find that in a mutual fund!).
Another tack is to do some business yourself, you've get the capital, set up shop and practice what you are research on the side. Two doors down from me at my dormroom several years ago when I was surrounded by school, at hand was a fellow that be selling afterschool. He bought his own car beside cash, have the nicest suits--not bad for a successful full time student who be the fatherless son of immigrants and be also putting his brother through trade school and supporting a nearly illiterate mother at home. You are sharp, you can park the funds for very soon or practice what you are learning to preach. A recent issue of Readers Digest tell how the Subway chain started resembling that, with far more meager money than you have.
Go for it, tiger!
Invest surrounded by the stock market. Get your investment planning from the best investors. Go to http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks next to $100,000 in "play" money. Each hours of daylight the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can also read posts on investing from the best traders, as very well as share your own investing ideas. There is also a charting characteristic , so you can see how your portfolio performs compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Good luck.
How would respectively of these affect the amount and type of debris produced ?
Question:
A community planning on charging a fee trash pickup might structure the allowance in any of several ways. It might, fir example,modify
1.a fixed amount per can,
2.an amount per pound of garbage, or
3.a flat allowance per month, without respect to amount of garbage.
How would respectively of these affect the amount and type of garbage produced?
Which system would organize to an increase in the use of trash compators?
Which would organize to the most garbage?
Answer:
Q1: 1 and two will tend to drop off the amount of garbage produced. Three would bequeath no incentive to reduce refuse.
Q2: One would lead to an increase contained by trash compactors.
Q3: 3. Flat fee.
For masses years, Federal Reserve official kept their policy decision restricted, claiming that surprises be mor
Question:
For many years, Federal Reserve official kept their policy decisions clandestine, claiming that surprises were more influential than announcements and that even accurate information could mislead financial markets. What do you suppose of this argument?
Answer:
Transparency in public time is bed partner to American Bureaucracy. So they were accuse of what you say simply recently may be around five years support. When I was contained by US things were more transparent instrument back surrounded by the 80's. During Clinton era they tried surprising I am told but I am not sure whether they continue beside it right now. It is not in actual fact secrets that they declare, it must be decisions that are complicated for the those to waste time on fairly than enjoy the fruits of their labor.
Former consultant to Fed Reserve USA.
How frequent of you invest contained by a Vanguard mutual Fund and which one?
Question:
Answer:
I'm a long time Vanguard customer and invest in the following Vanguard funds:
Star, Mid-Cap Index, REIT Index, GNMA, Inflation Protected Securities, Total Bond Market Index, Growth & Income, US Growth and Wellesley Income.
All hold done well surrounded by certain years as capably as not so well within others. My 5 yr average return for all funds is roughly 9% and this year it is 13%. If I have to pick just one fund it would be the Star fund as it consistently turns contained by good returns. It's 5yr average is 8.35 and this year it is 10.79. As Star is unsophisticatedly a diversified fund of Vanguard funds with 20-30% bond allocation, it allows you to be invested within other top Vanguard funds which carry $3,000 minimums or are closed to modern investors (Primecap), however Star only have a $1,000 minimum.
For mutual funds you can't beat Vanguard next to it's low expenses.
Vanguard used to have a fund call the "Star" fund that consistently earned powerfully. I just finished taking a Dave Ramsey course (DaveRamsey.com) and his warning is to look at a fund that is at most minuscule 10 years old. This will distribute you an idea whether or not it is CONSISTENTLY performing at the rank you'd like. The bazaar has ups and downs, and next to a mutual fund you really need to be surrounded by it for the long haul.
I hope that give you some ideas.
Lori
Read The Only Guide to a Winning Investment Strategy You'll Ever Need by Larry Swedroe, later join the Vanguard Diehards. That's what my brother-in-law is doing. He manage his own money in Vanguard index funds.
I own owned a Vanguard Wellington (Admiral) fund for about 15 years. It have done pretty well.
You can turn to www.vanguard.com or you can call them at 8OO-284-7245 and enlighten them what you want to do. They have other been particularly helpful to me and they enjoy never made a mistake or screwed anything up.
STAR, Explorer, Target Retirement 2025, SP500, and Small Cap.
How do hefty per-can litter pick up fees influence the decision citizens build give or take a few what produce they will ...?
Question:
...(rest of the question ).. will consume?
Answer:
Not I. I don't repay trash pickup at home, just dump my rubbish in front of my business downtown on the dark before pickup. Flat rate, doesn't business how much is there.
Besides, the proof of the question lies surrounded by the false assumption that we are running out of places to dump our trash. We are not. We never will. Really, never. Trash degrades faster than we can generate it (except for plastics, and they can be ground up and put anywhere).
On my Portfolio, How do I cut (change) any stock info (Number of shares, etc?
Question:
I want to change the number of shares I own, but near is no way of eliminate the existing number and inserting the new.
Answer:
I assume you're within Yahoo Finance, using their Portfolio...
Under My Portfolio, choose Manage Portfolio, Edit the Portfolio, Step 4 -- Edit more info you can set prices and adjust number of shares.
will my stock do accurate?
Question:
Answer:
Most definitely NOT.
That totally depends on what stock you're chitchat about. That's munificent of like asking "will my troop win the super bowl this year?".
As an aside, it's will my stock do well..
If you know how to trade after your stock will do good.
i deliberate you mean do WELL.
Investing 2K and walk off?
Question:
Say I had similar to $2k to invest in shares. vote the stock is like $1 a share and the subsequent month it gets up to $5 a share. so thats approaching $10k right. could i just lug my $10k and leave, or will i take taxed resembling a mofo. how does that stuff work?
Answer:
you will get tax like a "mofo" unles you hold the stock for over a year later i believe it is considered an long term investment and you will receive tax lessed for that
What are some devout stocks for this week?
Question:
For short term. What sector is looking flawless.
Answer:
SouthernCopper ( PCU) more of a long term...but...should be climbing this month ( adjectives minerals undervalued ) and China is still building resembling crazy,,,,BHP, too...
Otherwise it's tech stocks after Apple and Microsoft all announcing " coming attractions" WFR could pop.
I would suggest you to check the website
http://money-review-site.com/shares.html... to cram more on how to select good stocks.
Hope it help
Although wind gusto has made some big gain, I still think this is the place to invest. If you imagine global warm is going to be a big issue, then you should consider these stocks. Here are some great meander energy stocks:
http://www.top10traders.com/viewpost.asp...
You might also want to see what the best traders are buying right presently. You can find this information at http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks beside $100,000 in "play" money. Each daytime the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can read posts on investing from the best traders, as okay as share your own investing ideas. There is a charting piece, so you can see how your portfolio performs compared to the S&P 500. Also, you can create your own "group" so that you can see how you are doing compared to your friends.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this help.
AUY
IDCC
LVLT
Is Yahoo a flawless stock to buy presently?
Question:
I heard they hold a billion dollar law suit until and more coming?
Answer:
Hell no! Now that is a tangible stinker! Abandon ship! Man the lifeboats.
if i say yes will Yahoo manufacture me lvl 6?
if u want to investest in something material good for a really accurate profit go to: www.angel17.ws
which im pretty sure yahoo is one of in attendance many sponsers
OH? Who are they sueing?
Yes they are person sued. They might win but their stock is going to drop considerably because people are going to madness.
the stock may drop accordingly,but it will absolutely increase again due to the the strength of the company.
Your asking strangers how to invest your money. You don't know their qualifications or their motives. They don't know you or your portfolio.
Take some personal responsibility. Figure this out for yourself. Understand the risk. Understand "asset allocation". Never thieve tips. Never gamble.
What are some of the best ways to invest your money?
Question:
Answer:
Here's a well-written article that will help you:
http://financialbasics.blogspot.com/2006...
Good Luck!
1. set free it in the mound
2. stocks
3. invest in a business
the best process to invest money is up grding your educatinal back ground by learing more.
If you know someone who know guitars, invest in vintage guitars. I own been for over 12 years presently and Their value is escalating at a nippy rate with little or no accidental of it coming down.
Depends on your situation, but first:
Get on a budget
Save up a 3 month emergency fund - in valise of job loss and other emergency. This is cash merely (savings account).
Pay off adjectives debt.
If, after all that, you own money to invest, I would suggest starting with Bank CDs, money market and other safe investments. If you own really long term investing, break open an IRA and put in no-load mutual funds resembling the Vanguard S&P 500 fund.
You really need to ask a more specific cross-examine, but remember, if pay rotten debt, that's like getting a guaranteed rate of return equal to your credit card's interest rate - other a great deal!
God bless
(PS I'm a pastor, but secularly ably employed)
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taxes on stock sale?
Question:
I bought 45000 shares @ 30 cents each on 08-01-04. they are presently valued @ 12.00 each. A $ 540,000.00 plus on $ 9,000.00 investment. I want to sell but am afraid of how much uncle sam will want. I inevitability to know what to do as I need to flog at least 200,000.00 dollars worth next to in the subsequent few months
Answer:
What are you buying now?
You can afford an accountant.
Those would be long-term assets gains and I mull over they'd be taxed at 15% instead of 28% (but I'm not sure on that because my husband is the financial charge planner in our clan.)
You can call and check next to a tax specialist to return with accurate information.
Examine Form 1040, Schedule D on the IRS website. You will be taxed at a rate between 5%-15% on your "network capital gain", depending on your rank of income. An overview is provided by Tax Topic 409.
But if I were you, I *would* capture an accountant if mathematics is stimulating for you (45,000 shares @ 30 cents each is how much of an initial investment again?). Your possessions gains from this transaction will be $526,500, until that time trading fees which are deductible.
I wish I bought that stock
how can I find the cheapest wholsale website for lingerie?
Question:
Answer:
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what is 2:1 ration within MLM concept?
Question:
Answer:
MLM is a pyramid scheme. Why can't associates see that?
Please Provide Logical and Factual Information, why you claim a proven business model a prymid scheme? i am waiting for the answer, i am openminded and prepared to accept your theory, Thanks
Why is the constraint curve face by the monopolistic competitor more pliant than the emergency curve by mnoplist?
Question:
Why is the demand curve face by the monopolistic competitor more elastic than the emergency curve faced by the monopolist
Answer:
Monopolistic competition is the dog-eat-dog situation. The competitor cuts to minimal marginal costs as if a monopoly within order to acquire some business and deny competitor's business, even if it is below costs. The demand for below-cost products is almost infinitely dignified, being below the common marginal praxis, the economy will steal all it can gain.
In the monopoly, we generally digit at a different marginal cost/demand intersection. The monopoly pricing as high as the marketplace will bear will be pricing stratospherically, so to speak, so the constraint is tenuously tight. Customers are buying only what they enjoy to because price is so high.
In the monopolistic competition scene, a sophisticated price will be too high, customers can dance to competitors who have it on a better mart price. In the true monopoly situation, while the monopoly could sell to undercut any competitors, if here really are no competitors they will usually charge as much as they chose and true demand forces customers to settle up top prices.