In what should i invest within South Africa ?
Question:
Answer:
Property prices rocketed in the concluding 5 years. (soared up to 400%) I'd say invest within property from 2008. They expect the property prices to spike ahead of the 2010 World Cup.
Diamond mines
Property market or cactus gardening which in recent times have shown an upward trend with potential of growth.
In property.
If you be going to GIVE me money to invest in South Africa, I might, but not my own money. Still, if I have to invest anywhere in Africa, South Africa would be exceedingly high on my impressively short short list. Folks want food is the only entry I can think of, except while an big share of the world's hungry live in Africa, so does the world's poor--and they are usually indistinguishable folks. Producing food when those who need it most cannot buy it have the ominous sense of government capture and ruination of the 'goose that laid the golden egg'--see Zimbabwe (Rhodesia) for a superb illustration.
Invest in South Africa? Good luck. You will obligation luck least at hand than anywhere else in Africa, but you will still stipulation it. Sorry.
http://4xgenie.com - the best ,the easiets,the cheapest , perfect for beginers,and the most importantly - profitable. check it out,use MSMS555 code when signing up, that will support you
natural resources and property
Sasol is a great South African enthusiasm company, that also has a extremely rare coal-to-liquid process.
If you are looking for investment ideas, see what the best investors are buying and selling at http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 surrounded by "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks complete compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing accepted wisdom. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Good luck.
How do I invest contained by stock surrounded by a company?
Question:
Answer:
Contact a stock broker either online or at an bureau. Some major bank will also handle it for you.
As a originality you can also go to the following site and buy a single share of stock and grasp the certificate. They will charge roughly speaking double for the share but most brokers will not handle a single share.
http://www.singleshare.com/
Good Question!
You can walk to a bank and unfold an investment account or you can draw from an online stock trading account next to Scootrade or E-Trade.
If you don't know how to do research on the future profitability of a company contained by order to determine if a companyis a well brought-up buy today as well as if it will verbs to be a good buy for the subsequent 3 to 10 years. Then look into a diversified mutual fund that will do the research for you.
Good Luck!
there are primarily 3 ways:
1. open an on-line trading story & buy & sell
2. start on a brokerage a/c & let a broker do it for you
3. invest surrounded by a DRIP plan. Find out if the company you want participates contained by DRIPs & either distribute the $ or have them reduce by it.
I know that the answers may seem to be over simplified, but you didnt mention anything contained by specific
While this subject may seem trivial to most experienced investors, I normally hear people asking what they involve to do in charge to start trading stocks. If you are new to the stock bazaar or are just wondering how..
see http://ibooyah.com/blog/2006/12/getting_... for rest of instruction.
Just plain an account contained by a brokerage firm, Etrade, Scottrade, Fidelity, Charles Schwab, Merryl Lynch, Vanguard, TD Waterhouse, Ameritrade and so on. Then you can buy shares in a company, a broker surrounded by one of the firms above will tell you how.
I commonly hear just about getting 8% return on investment? Where can I invest to acquire 8% interest?!?
Question:
Recently CNNMoney.com had an article that read: "Beginning at age 30, if you save $671 respectively month at an 8% return, you'll have $1 million by age 60. Begin at age 40, and you entail to save $1,698 respectively month." My bank sure doesn't extend that interest rate. And the stock market isn't reliable. So where on earth is this much-quoted 8% rate of return? Any ideas where on earth one can invest to guarantee that kind of a return?
Answer:
Those answers are correct for the most portion except for Daniel B. Who seems to confused on the difference between annuitized and annualized... but we will agree to him slide for now.
The long and short of it is that you are not going to find an 8% gauranteed product right presently and I doubt you will see it for a long while. Interest rates are the highest they own been contained by a long time. The Fed has raise rates I believe 17 straight times and it is now at 5.25%. More than expected that rate is not going to go up again, unless inflation continues to rise, but to be exact a conversation for another day.
Historical return of the stock marketplace is 12%. But if you do not want to put your money at play in the marketplace you could probably get an annuity that pays around 4% and since the money grows export tax free it comes out to about 5.5%. Only problem anyone that you will have to settle taxes on your gains on the pay for end.
Hope that answered it for you.
P.S. Don't listen to everything you hear on TV. If you want financial guidance, get a financial advisor... thats what we attain paid for.
The 8% return is a guestimate on a porfolio mix of bonds stocks and money market. You will not get an 8% rate at a sandbank right now.
They are discussion about the stock souk. Over the long haul 30+ years the SP 500 give those returns of 8% or more per year annuitized..
Go to yahoo and type "SP 500 historical returns" and you will see.
I'm not sure of the exact rate of interest, it probably varies from group to group. However, you could start an annuity depiction with one of tons financial groups. Some of the best interest rates will be found with investment groups that submit their services to a particular subset of populace. The example I'm about to donate is the only one that I own personal acquiantance with.Thrivent Financial for Lutherans. I'm sure that other faith have similiar organization. Another one that comes to mind is International Order of Foresters. I would imagine that other brotherhood-type groups may also hold an investment group for their members. So if you belong to the Elks or Eagles or some other, inquire nearby as well.
It's adjectives still based on the stock marketplace, but your risk is diluted by the diversity of the stocks in the fund. Unlike Jimma, I am nothing kind of financial expert, but I hope this give you some ideas just about things to investigate.
If you contact a financial adviser and you explain that you want an 8% return over the subsequent 20 years, he will be able to put together a portfolio that can grant you type of performance.
If you want a better return, consequently you will need to whip more risk. An 8% - 9% return is very faithful if you invest regularly and don't pull money out of the souk when the investments are going down.
Good Luck.
Any stock holder out their?
Question:
I working on a project an i need to know why you hold stocks and what are the associated advantages and disadvantages of owning stock.
Answer:
Yes. I own held stock for many years. Over a long spell of time, if you have a diversified portfolio, historically you can expect to increase the pro of your investments by about 10% to 12% or even more annually. If you own a buy and hold strategy, the 10% to 12% is tax deferred until you wish to sell. Even next the gains are at really tax honoured rates, about 1/2 the ordinary tax rates.
The disadvantage is that when the flea market crashes, which it does more frequently than most people would prefer, it can bring a lot of sleepless night.
im a stock broker myself.
i have stocks
Advantage: you could form money.
Disadvantage: you could lose money.
It's as simple as that.
for net woth growth over time. huge charge advantage as ably as growth for holding stocks.
I used to
turned 3k into 13k in 2 years
Yes. I bought a stock (xmsr) and held it for 2 years and made a massive profit. Bought it while it be $3.18 and sold it while it was surrounded by the $30-37 range.
The advantages is that by holding a great money-making company over time you can generate huge amounts of money through compounding. One example is Warren Buffet, he did really well by the Buy & Hold method. The disadvantage is that by holding a company that will not succeed next to time, you will either lose your shirt or the stock will not move at adjectives. Look what happened to greatly of companies back surrounded by 2001-2002. Some of these companies are not even close to their all time high. People that held these companies are at huge losses.
I agree with Muncie. I own owned stocks for 20 years. A few did okay and a few tanked. My advice is that you invest contained by Mutual funds and not stocks. The money experts have moved their money contained by anticipation of market events long past individual stock holders know what's happening. With any investing, the "secret" to getting ahead is long residence investing. The stocks I like to hold are the companies I do business beside such as Home Depot. I can see for myself how business is going and not have to study financial reports that can say aloud anything the company want them to say. ie: Enron.
Why hold stock:
It's simple, it is a straightforward way to buy a company or part of a set of a company that you would like to own. As I purchase products from that company , I as a owner catch paid.
Holding stock decrease broker fees. They only capture paid when you buy and supply. So by holding stock that is obedient and increasing you are not spending you profits on fees.
Advantages:
Liquid, able to get rid of quickly.
Normally superior returns on investments
Disadvantages:
Normally stock has a difficult risk than a CD or a bond.
Cost money to buy and go stock
SWISS CASH! actual investment or scam?!?
Question:
we heard alot ablout online scam approaching 12dailypro(i lost 5k USD) etc.
and this "swisscash" program smells like 1 of them.
this site tender u 300% of ur investment after 18 months(one and half year).hold u guys heard around this "swisscash"?coz the site says that they doing business within malaysia,china,vietnam,japan internationally.what u guys think?
Answer:
Everything I read nearly them suggests they are a scam. The Swiss embassy says they are not a registered Swiss company (See relation 1.). The "Swiss Cash Mutual Fund" appears to be most active surrounded by Malaysia. (See link 2.)
You necessitate to forget about these kind of get rich hurried schemes. Anything that you put your own money into first is a hardcore scam. Anything you procure in an email is a scam.
If you want material Swiss Cash, ask your bank to buy you some. At the moment Swiss Francs are going for give or take a few 83 cents apiece (plus whatever your guard charges for the exchange).
I think it's a scam. Your internal alarms are right.
Should I do a Roth conversion?
Question:
I just have $800 of annuity savings from a former duty rolled over to a traditional IRA. I also have Roth IRA worth several thousand. Is it worth it to convert that $800 to the Roth portrayal? If not, what should I do with it?
Answer:
There is no simple answer, because it depends on oodles circumstances. For example, if you move it into a Roth, you will have to earnings taxes on it now, but you won't settle taxes on the earnings when you retire.
If you expect your duty rate is higher presently than it will be after you retire, then don't convert. You'll only just end up paying the high tax rate.
If you expect your duty rate is lower now than it will be after you retire, after convert and save the due difference.
HOWEVER, that is singular one consideration. Others concern such issues as access to investment opportunities. For example, some mutual funds require that you own a minimum amount to buy in, such as $2500. If you enjoy only $800 available contained by your traditional IRA, you are precluded from such choices. On the other mitt, if you want to buy individual stocks, then you can do that near $800 (depending on the stock price, of course) and not face duplicate sorts of restrictions.
Some firms (e.g., Fidelity) offer conversion proposal and calcuations to assist you. However, their advice is individual as good as the facts at your disposal, and you will own to estimate your post-retirement tax rate -- a chancy proposition at best, since taxes shift up and down with every amend in Washington DC.
A Roth is a much better long-term preference.
If you convert it you will have to wages taxes on that money and if you are under the age of 59 1/2 you will also enjoy to pay a 10 percent cost. Leave it and let it grow.
Yes,
Untill you are fully funded within a roth that is where on earth your retirement money should go. How you invest the roth is an entirely different examine that you should ask!
Yes, lump it all together contained by the Roth. You will pay taxes on the $800 for the current excise year, and there is no 10% cost for converting.
shall I take free counsel on stock bazaar investment?
Question:
indian stock market.
Answer:
How roughly speaking some of these, which I know of from the US ADRs that are traded here:
INFOSYS (INFY)--it is profitable, but pricey (PE of about 45)
WIPRO (WIT)--also profitable, but a recent downtick althought the trend flash is still up with a honourable slope
TATA Steel (TATAFM)--it recently agreed to buy the English Corus Group steel manufacturer, so there is usually a dip after an purchase.
As we say around here, any of those 'float your boat'?
Yes you shall
You can check out the stocks form this portfolio:
http://www.top10traders.com/viewportfoli...
These are adjectives Indian ADRs that trade in the US. This portfolio is from http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 within "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks carry out compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing philosophy. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this helps.
Do you own a better model?
Question:
Answer:
Yes! My love and I dream of leaving the ratf**k (the grind) far astern..
we will establish a secluded hide-away and propose a retreat for weary lovers who craving to leave that grind trailing ... find peace, restoration, and just spend time loving and living..
we'll call upon it home, it will be out home first and foremost, which will make it so particularly special ... we 'll call it Happy garden, a autograph of deep significance for my love and myself, the describe we give to our particularly life together...
and we'll own a few guests.. very few .. satisfactory to make our channel.. and make them so contented they'll come to think of our home as their own vastly special place...
our dream home, their getaway ...
now enlighten me, what better ideas than this hold you heard lately?
About what?
Yes, and it involves you, and me.
more or less what and your pic kreeps me out!!
Oh yes, just ask me.
Depends on YOUR concept.
what is you picture about is it any plan to it
yeah, go bound in the water...
Do you even have an hypothesis?
yes I have an model - change your picture its freaking' kreepy
sometimes I do, sometimes I don't, depends on the situation and/or my mood.
I don't presume ur pic is creepy, I think it's pretty cool
We are connected beside the same view!
Talk about dizzy blonds !
YES. LET'S GET MARRIED.
what are the best five stocks to invest surrounded by right very soon?
Question:
I want to invest in a stock i.e. stable but is definitely gonna jump up, any ideas?
Answer:
I regret that I do not know the 5 best for right in a minute. I will be glad to share what I do know with you however. For stable stocks choose edge stocks. The reason man that they tend to have proceeds that do not fluctuate greatly but do tend to increase steadily. In fact Standard and Poors give their very best rating A+ to more guard stocks than any orther type of industry.
Another thing sandbank stocks have going for them is that frequent tend to increase their dividends annually an average of about 10%.
Banks that tumble into this category include BBT, BAC, USB, C. There are many others.
In certainty there are a total of 12 bank that pay better than a 3% dividend and are rate A+ by S&P. Only 3 non-banks.
However, even given these parameters that does not miserable that bank stocks may not drip in price. They can and do drop in price frequently simply like other stocks.
Also it would be a mistake to invest more than vote 20% of your investments in dune stocks. It is much better to be well diversified. Diversity within itself adds stability and also enhance the probablity that your investments will increase in appeal.
no stock will definitely progress up! best you look at the blue chip stocks and research their history - Yahoo has a nouns site that may help you or look up Schwab- remember to diversify between stocks and bonds
Don't jump for specific stocks---the risk may not be worth it. Instead, invest in an overall portfolio near a mixture of equities, mutual funds, & bonds. There are companies that have preset plans, respectively with their own point of risk involved...but your chances of TOO MUCH RISK are greatly lowered through these investments. I own mine through LPL--and I'm very pleased.
Maybe put these on your radar.
EGY, Vaalco Energy. 98 percent sale growth last 3 yrs, 297 percent profit growth concluding 3 yr average, 35 percent return on invested capital, and 37 percent return on equity.
HANS, Hansen Natural. 56 percent sale growth last 3 yrs, 187 percent profit growth finishing 3 yr average, 31 percent return on invested capital, and 50 percent return on equity.
PMTI, Palomar Medical Technologies. 44 percent sale growth last 3 yrs, 600 percent profit growth final 3 yr average, 31 percent return on invested capital, and 33 percent return on equity.
Recent prices are, respectively, $7.98, $33.20, and $51.69. Interested?
Oh, yeah, 5, after add ETFs NY and PXN to the inventory. They are the top 100 (market capitalization) of the NYSE and the Powershares Nanotech index--some amazing things coming from that.
AKAM, MSFT, AAPL, LNOP & GG
Pi is just a picture.
It's not real.
I recommend reading http://ibooyah.com
there's some nice write up, you might cram something. good luck.
ENER (solar panels), MIND (seismic equipment for grease companies), BIDU (chinese search engine), CHK (natural gas), TWRT.ob (wind towers).
That is a pretty suspended mix. I own 4 of the 5. I don't own BIDU - it is expensive but I like their prospects.
See what the best traders are buying and selling at http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 within "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks carry out compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing concept. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Good luck.
Can we predict a financial stock flea market ?
Question:
Its commenly said that no one can predict the flow of a bazaar yet in attendance is some factor that is competent to predict it exactly ! anyone have an thought or which type of people are competent to predict the market exactly a needed and but make millions and conceivably billions due to that !
Answer:
The people that vote it can not haven't heard of William D. Gann. W.D. Gann invested surrounded by the markets during the untimely part of the 1900's and died within the 1950's. Gann has an incredible track account of predicting when and where a open market would turn. There was an instance where on earth news reporters followed him around while he traded and out of something approaching 288 trades, he was correct on 284 of them.
Gann would do things similar to one one trade, he said that Sept. Wheat would trade at $1.30. At the time he made that statement, Sept. wheat was trading surrounded by the 84 cent range. In other words, the Sept. wheat contract would hold to trade at $1.30 before expiration. I believe he made that statement surrounded by July of that year, meaning wheat would hold to climb 46 cents in 2 months and a 46 cent move is comparatively a bit. On the last morning of trading, wheat was still contained by the high 90 cent, low $1 length. An hour before the trading session completed and the Sept. wheat contract expired, wheat prices took of an hit a high of guess what - $1.30 and not a cent complex.
There was one gentlemen (who's autograph I forget, it's in an article on my work computer) that took adjectives the cycles that are present in the stock flea market and made a composite cycle. For a period of something like 6 years, he traded only on that composite cycle and have an unheard of 185:1 win/loss ratiol.
I personally hold been competent to call marketplace turning points to within 1 tick of the price high/low. It's not uncomplicated, but I've had done is a couple of times.
W.D. Gann wrote several books on trading, but the concensus is that Gann did not share his secret in his writings, that he died lacking ever revealing how he knew when and where on earth markets would turn.
For example, near is a consistent pattern that turns up contained by the market call Fibonacci retracement levels. Leonardo di Pisa be a 13th centurn mathematician that discovered a unique geometric sequence that exists in temperament. People have applied Fibonacci numbers to the open market and have found an that the market move within the boundaries of Fibonacci sequences. For example, if you bear a market swing low and afterwards find a swing high, pinch the difference between the two and multiply by .382, .50, .618 and then subtract those numbers from the swing large, the markets downward hypersensitivity would stop at or very in the vicinity one of those numbers. I have witnessed it tons a time myself and have be able to call upon when prices would turn and resume their trend.
The people that influence it can't be done have outstandingly little to zero education of such things. I personally know one bloke that called the top within the '87 crash 5 years before it happen. He as 2 days too early and 2 points too large - and remember, he called it 5 years beforehand it happened. And by the opening, he makes really fitting money trading the markets.
I hold an idea of how he did it, but the logic losing it is rather difficult and I am have trouble grasping it.
Yes, that markets are predictable, but it take a lot of study and profoundly of time.
Predicting the stock market is close to predicting the weather. You have a standard idea of what it's going to do, but the scope of accuracy is nowhere effective perfect.
If a cold front moves into an nouns of high humidity, you draw from rain... usually.
If a company files for chapter 11 liquidation, the stock price is going to go style down... usually.
Now... for the second half of this...
What's the weather going to be resembling six months from now, presently that the cold front has arrived and created some precipitation?
What's the stock price of that company going to be six months from now, presently that the stock price is under $3 per share?
Short answer, No.
I guess the best way to find out where on earth the market is going is to see what the best investors are buying and selling. You can find this information at http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 contained by "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks get something done compared to other investors. You can read posts on investing from the best traders, as well as share your own investing concept. There is a charting feature, so you can see how your portfolio perform compared to the S&P 500. Also, you can create your own "group" so that you can see how you are doing compared to your friends.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this helps.
There is a widely read book on stock bazaar by Gordon Malkiel called 'Random amble down the Wall street'. The theme of the book is that one can predict the stock open market. This is the widely held belief and the book underscores this view. There can be methods created to predict the direction of the market but it is beyond the achieve of the common invetor and they build the majority of investors the ideas don't go and get into their hands making it a truely chaotic process. Only professionals can device methods that predict the direction, infact there are millions of such methods and the truth is solely a handful them work. Some of them even have color codings given to the road the market moves and some color change can predict the movement it seems. This is an esoteric scincne to grasp to the layman and so the marketplace remain random.
Y
technically & astrologically
near skill & experiance
Yes.
What is an unrealized investment?
Question:
Answer:
An "unrealized" investment is one that is still "unstop."
(Great, I've used more Wall Street jibberish)...
When you purchase a stock or property (land/home) you "open" a position with that investment. In instances where on earth you sell something that you do not own (short selling stock) you have "opened" a glum position. During the time that this position is "open" the value will fluctuate. Hopefully, the good point will rise, (unless you sold it short, in which bag you want the value to decline) at this time you own an "unrealized" profit/loss. When you then "close" your position, i.e. by selling the stock or selling the ground, (or in the shield of selling short you buy the stock) you have realize...or converted to currency...turned into money...your position.
During the technology boom/bust of the 1990's, many (hundreds of thousands) made tons and tons of "Unrealized" profit within stocks. These people be termed "Paper-Millionaires," due to the reality that they were millionaires, but printed only, as they hadn't sold their stock and "realized" the gain. As such, tons of the stocks crashed and thousands of people lost their status as millionaires as their stocks become worth less, little, or nought.
It is called an "unrealized gain" or an "unrealized loss". Not an unrealized investment.
Say you bought a can of beans on mart, for $1. and a week later, the price is up to $2 per can. You enjoy doubled your money! But you don't have to pay envelope taxes on it, because you have not sold it nonetheless. That is an unrealized gain. If you sell it for $2, you enjoy not realized the gain, and i.e. a taxable event. Now you have to pay envelope taxes on the $1 that you made.
From Feeling Mutual's answer delete the word "not" from "If you sell it for $2, you own . " Unrealized investments (gains or losses) are ones you still own. When you sell, you realize the gain or loss.
I entail to grip an attorney surrounded by Nigeria. Where is the best place i can come upon one online?
Question:
Answer:
I think you should trade name inquiries to the Nigerian Embassy in Washington or New York they would put you within proper perspective. As for WONKA, the interpretation of a country having law and using them or abusing them is a wide-ranging situation. i may have to believe that your posting is froth near deep loathing and extreme bad predilection, which stands against all the erudite display of expertise and civilized mind that this site was established for; i mull over you should be sorry for your sense intellectual pettiness. Your answer is an invective of this site. True search for expertise does not recognize class, see, sex and background etc
I sure hope you aren't getting involved contained by the infamous Nigerian bank scam. Don't do it... it truely is a SCAM!!
Nigeria! Nigeria! Do you presume they have law?
You may as well a moment ago bribe a member of their consulate.
If you want equality there, forget give or take a few it. The skids of justice in that are all greased. They probably don't even own attorneys.
The only providence you have on file is with their consulate, after you enjoy made a case to our state department.
Sorry to be so pessimistic.
Your best bet would be to embarrass their UN legation, over the news medium. Place an ad surrounded by the ny times, describing your issue.
What's the best use of my money: to foot sour a mortgage sooner or to invest within the money surrounded by the stock marketplace?
Question:
Hi, guys im 21 and I just bought $ 80,000 small house four moths ago, and I would similar to to know what is better to pay extra payments to earnings off the mortgage ASAP, or to reward the regular payments and the rest to invest it in the stock bazaar or any other investment. The reason is that after 30 years im going to come to an end up paying more than 288000, but if I paid sooner not a hundred percent save hundreds thousands. In the other foot if the rest of the money I invested I can get a highly developed % gain, but is not secure. What do you guys believe is the best use that I can bestow to my money? Please give me your opinion, and ideas. Thank You.
Answer:
Investing surrounded by stock market is not a sure business man.. Find someone to live beside you and share some costs and pay sour the mortage asap! :)
What interest rate on mortgage? What risk tolerance on investing? Stocks will likely spank that interest rate but maybe not after taxes & I don`t know not at all. Need not a short time ago high rate but complex rate adjusted for inflation & taxes. Even though I am totally within market & hold been for decades you should cut debt 1st.
When I hold big chunks of money to pay down debt or invest, I determine the interest rate of the debt I want to repay down and the per month payment. Then I compare that to my expected return on investment.
In my defence all of my debt is at 0-1.6% so nearby is no complelling reason to pay packet off this debt because I can invest money and seize more then I retribution in interest.
On the otherhand change on hand is critical. If I recover enough to settle up down a debt completely I weigh the return on investment vs. paying off a debt so I enjoy $200 more per month.
Unless you can off your mortgage or own a really high rate, I would say-so invest it in stable funds.
You already know the answer.
Talk to your lender. Manylenders have programs that allow you to break your monthly payments surrounded by to 2 smaller payments amonth. This drastically lowers the overall amount you have to settle up on your overall loan and you don't acturlly pay anymore money per month. The stock open market is all capably and good but requires rather a bit of expertice. Even people who really know what they are doing lose adjectives the time. Keep your money safe and settle to your lender. It should work out ok for you. Good luck
pay your morgage bad
The stock market is unpredictable. Still I would support you to open an IRA and invest your extra brass is SPY (stock market symbol for S&P 500, also call a Spider). SPY is like a mutual fund near very low costs. As inflation march on the dollars you use to repay your mortgage get smaller number and less meaningful and easier to get.
Do some of both.
Pay sour your mortgage of course. The roof over you cranium should be your top priority. Also property pays better. A win win situation.
First, pay rotten the PMI insurance. You need to enjoy 20% to remove the PMI. Once this is done, pay the minimum towards the mortgage and put the rest into the bazaar, particularly a 401k or IRA. This is the best style to invest. Your best investment is a 401k, because the money goes surrounded by untaxed. With tax benefits, you with the sole purpose pay a few percentage points on your mortgage. Your money will be better sour in a 401k.
For stock bazaar investing ideas, see what the best investors are buying and selling at http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 within "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks execute compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing planning. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Good luck.
what is a REVERSE SPLIT EFF?
Question:
Answer:
Reverse Stock Splits
A reverse stock split reduces the number of shares and increases the share price proportionately. For example, if you own 10,000 shares of a company and it declare a one for ten reverse split, you will own a total of 1,000 shares after the split. A reverse stock split has no affect on the convenience of what shareholders own. Companies often split their stock when they believe the price of their stock is too low to attract investors to buy their stock. Some reverse stock splits make happen small shareholders to be "cashed out" so that they no longer own the company’s shares.
A company’s board of directors may declare a reverse stock split lacking shareholder approval. Although the SEC has authority over a broad capacity of corporate activity, state corporate decree and a company’s articles of incorporation and by-laws govern reverse stock splits.
If a company is required to file reports next to the SEC, it may notify its shareholders of a reverse stock split on Forms 8-K, 10-Q and 10-K.
I kept holding on to a stock through the bad times and be left holding the case when the CEO beat foot to india.
the only time I've see the eff is in quotation to effective date, so can't really support you there.
If a company have 100 shares outstanding and does a reverse split of 1 for 5 (for example), shares outstanding would be 20 shares outstanding. This would result in complex earnings per share and a sophisticated dividend (if one is declared) per share on an absolute foundation.
It is a high dive
How can I know the EXACT year, when dividends(for stocks) will be settle out?
Question:
Where I can find such information?!
Answer:
Click on the following link:
http://www.top10traders.com/dividends.as...
Enter your stock symbol. If you own the stock on the "ex-date" you are entitled to the dividend. The dividend is remunerated on the "payable date."
This link is from http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 within "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks carry out compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing planning. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this helps.
Barrons. Schwab.com if customer. Yahoo nouns has some of that. Ex-date more celebrated.
First, there is something call the "ex-date", but that is not what you considered necessary. It is a cut-off date that the company uses for who gets compensated a dividend. If you owned the stock on that date, you are on the list to be compensated. If you buy after that date, then hold on to it until the subsequent dividend date rolls around (which could be a year or more, but commonly they choose semi-annual, quarterly and even a few have monthly dividend payouts). Some folks hold an automatic deposit of dividends, some have reinvestment programs, but if you are waiting on a check contained by the mail, don't hold your breath because those are the ultimate to go out and not adjectives are necessarily in the post bureau on the same date, much smaller amount delivered to everyone's communication boxes simultaneously. Good luck.
The companies announce in credit a record date and a contribution date for each dividend.
Mathew C is wrong. See http://investor.shareholder.com/jpmorgan...
New York, December 12, 2006 – The Board of Directors of JPMorgan Chase & Co. (NYSE:JPM) today declared a quarterly dividend of 34 cents per share on the outstanding shares of the corporation's adjectives stock. The dividend is payable on January 31, 2007, to stockholders of record at the close of business on January 5, 2007.
call for your broker or just phone the company and they will tell you
There are three date to remember. Dividend declaration date, dividend transcript date and dividend registration date. In US the dividend record date is three days after the dividend affirmation date. It is on this date the dividend actually is record in the stockholder's pet name and on the fifth day dividend registration date the dividends are dispatched to the stockholders on the index on dividend record date.