Would you invest surrounded by property or other investment venue at this time?
Question:
As you can see the real estate souk is cooling down...
What would you do if you have extra money, will you invest your money within a property or will you put your money somewhere else (mutual funds, ira, 401k etc)??
Answer:
Definitely buy now. Prices are down, relatives are anxious to sell and can't find a buyer. You can find a great deal - that's the entrap to find a deal that's really a concordat.
Best wishes,
pup
SO there are going to be making more home sometime next season.? oy ~ dirt is the singular commodity that will nver go stale the market, all the same only capture higher surrounded by the long run. gains may at times be smaller quantity than some hi risk investment but then again its not glorious risk~well nuclear attacks not inclusive!
Now is the time to buy. But if you plan to sell it any time soon next no. Also if you want to sell it when the bazaar heats up again consequently no. By the time the market get back on its foot, and you are selling, the intrest you will be racking up will be huge. I would go next to your 401K. It is a solid investment, and more often afterwards not, it has a clad yield compared to indisputable estate, which is hit or miss. Hopefully this will help a bit. My woman works for a mutal fund company, so I hear this every night.
existing estate is coming back, i recommend surrounded by states that didn't appreciate too much. u research urself.
I still like property. Now that everything is cooling down you catch great prices and it will go rear legs up and sell the property for a nice profit. You in recent times have to be financially safe and sound enough to sit on it for a time.
Why hold INSIDERS at Revlon bought app. 4.5 shares since August: what is cause this???
Question:
Answer:
Motley Fool called Revlon a "formidable competitor" on Nov. 8 and magically the stock starts to climb
Somebody is laughing their go before off over that one<wink>
Best wishes,
pup
I would resembling to buy some stock directly from a company. Low investment.!?
Question:
Prefer stock in wireless communication or some other technology.
Answer:
securities purchases are regulated by the SEC - that make it difficult to buy and sell in need a broker...
but, call the company (investor relations or public relations - their numbers are programmed on their websites) and see if they will sell to you directly surrounded by an "over-the-counter" sale of stock...
also (if you're really committed to buying that stock) work for the company - they usually hold employee stock ownership plans...
remember - a company does not a short time ago hold it's own stock for no apparent motivation... they usually have it because they don't want too much supply of it surrounded by the market - if they sold to everyone who didn't want to salary broker fees then they might bring back a run on the stock which would not only throw the price into turbulence but might also earn them some unwanted attention from federal regulators
Do shares rise on dividend reimbursement?
Question:
After payment DRIP's will increase emergency, but there won't be seller cos dividend strippers will be out after xd surely?
Answer:
Shares purchased in DRIP plans own no impact on the market price.
Shares purchased through DRIP programs are not purchased on the clear market. Those shares are coming from the company, any from shares they hold, or newly issued.
The stock will unstop down almost exactly the amount of the dividend payment on the ex-dividend date.
dont know
The majority of players may dally until x-dividend day to bring out, depending on the level of the stock index (the overall picture that souk participants forget when the open market is reaching a new hi.). The share might be stained up by investment banks prior to xd, hence the majority of investors may stay contained by hoping to ride the upside somemore. When the share goes x in attendance is usually selling, but again it depends which market you're refering to, some dividend taxes are lower hence the urge to trade may be greater.
What does unvested have it in mind?
Question:
In this context:
"However, Cheney continued to
hold 140,000 shares of unvested stock that is worth $7.6 million at 2005 stock
prices.This stock could not be manage or sold by anyone until 2002, because
it was unvested; thus it could not be put into a blind trust.Therefore Cheney
have a direct financial interest in the plus of Halliburton's stock and the financial
profitability of Halliburton the first two years of his vice presidency.
Cheney also owns great amounts of Halliburton stock that are safely tucked
away surrounded by a blind trust for post-vice presidency personal use."
Dawn Rothe, "Iraq and Halliburton"
Answer:
"Vested" means ownership, and so, "unvested" refers to the shares held in his pet name, but not owned by him. Most companies have a vesting agenda - sometimes a graded mount (e.g., % increases over 5-7 years) or sometimes a cliff (eg, 0% vested until 5 years, then 100% vested).
Normally, but conceivably not in this instance, unvested technique that if you leave a company's hire prior to a certain date, after the funds they have contributed to your personal 401k portrayal remain with the company. You cannot rob it with you when you vacate. Most companies have a percentage policy such that you receive 20% vesting (ownership) for respectively year of continuous service up to five years when your earnings become fully vested.
why is interest expense said to cost the firm substantially smaller number than the actual expense?
Question:
why is interest expense said to cost the firm substantially less than the actual expense, while dividends cost it 100% of the outlay?
Answer:
Wow, do you ever know how to phrase a quiz. Let's see if I can guess what you are saying. You own "interest expense" and "dividends" and you are concerned about costs.
Interest can be an expense or revenue, depending on whether you are paying for what you owe or delivery for what you loaned, respectively. Dividends are payments from profits for stockholders. Since we are talking going on for costs, the first issue is 'costing' borrowed money.
Why does a firm borrow money? To use it to help get more money. If you are buying raw materials to work next to, then you incorporate value to the materials when you work on it, but still in attendance are waste and shortage issues (I bought boards 8 foot long, but they have to cut them to 7 foot, so I lose a board for every 8 we work with), so some of the value is lost surrounded by the process of using. This is different from borrowing money to buy a million coins to cull out the old and scarce in the shipment, then I individual lose money if some cheaper foreign coin is unaccountably in the mix and I won't return with full credit when selling them back to the guard or store chain I get them from or whatever. If I have to cash contained by the whole piece at the moment, such as if the bank have a "call" provision and they simply said they wanted their money hindmost right now, I would come up short on the prinicple of the loan, maybe to a greater degree than I would on the interest on the loan for the spell elapsed.
A loan that paid for a hundred truckloads of tomatoes is expensed for the amount of the deliver tomatoes, but if the loan is suddenly "called" and you have them partly squashed for making ketchup, you aren't anywhere near a sellable product for which you can repay the loan and maybe profit from it, the original intent of the enterprise. The cost of deliver tomatoes and the cost of processing are just costs. The cost of tomatoes is of late part of a larger operating expense, but one to be exact tied to the others. A certain high-dollar mash and straining machine will only just sit there if in that are no tomatoes. The operator will equally be an empty expense if here are no tomatoes. You borrow money to buy tomatoes, suddenly that cost gets bundled beside the operating and amortization costs of the machine that processes them, it is a bundled advantage that could easily exceed the cost of interest during that operating daytime. By the way, I know a company surrounded by Arizona that had something close to this happen to it, and the stockholders get no dividends--their company had to close because of some foolish financial decision to stop midstream a contract in the middle of operation. No one wanted the half-mashed tomatoes as a small ketchup initiator was forced to close its doors and layoff a great deal of good associates when a manager contained by another company wanted to simplify his go by getting this contract off his to-do chronicle before break. Business can be like that at times.
what is the risk contained by equity investments?
Question:
Answer:
Risk in equity investments close to in two places: means value and volatility.
Capital significance. Stocks can go up and they can stir down. The direction of a stock is influenced by the fundamentals of the company, investor sentiment and other factors. Capital attraction is also affected by liquidity. A public stock to be exact highly solution can be sold without further pushing down the price, while an illiquid investment may bring time and money to exit.
Volatility. By definition, financial risk equals volatility. Investors demand complex returns for higher risk/volatility. If you give your financial advisor $100 and he made $5 in governing body bonds over 1 year, you'd be happy because that's what your supposed to engender (5% return for no volatility when held to maturity). If he made 5% in the stock souk, you'd be less than pleased because you unanimously demand a superior return on the stock market. If he go to Vegas and he gambled your money on slots, you wouldn't be pleased that he overcome the odds by bringing home positive return - you'd be furious because of the risk he took.
100 % risk.
Stocks drop sometimes. Some stocks, markedly "penny" or OTC stocks, can go to $0.00. Actually, 80% of stocks $5.00 and below go to naught contained by 5 years or less.
souk is at boom... so when market comes down you might even lose your invested money also...
Very little near blue chip stocks, A great deal next to equity investing such as venture property. The risk is usually tied to the anticipated gain. Big gain, big risk. While the term is unanimously applied to the stock market, the big money is gain and lost in areas outside of stocks: Venture possessions, futures, real estate, etc. Think outside the DOW!
Equity or shares is the core means of a company. This is never repaid during the lifetime of the company to the investors by the company. Hence an investor usually has to rely on any selling this off surrounded by secondary market commonly known as stock exchange or verbs and sell outside the stock exchanges only just like any other property. This creates a problem as the exchange merit for the shares. If these are listed on exchange values are around if not after one has to determine it through other method. Dividend paid by company is income source but that is to say less compared to the marketplace values of shares. Thus an investor has to rely on marketplace values listed surrounded by exchanges for liquidating equity. These souk values depend upon economic performing and company performance within long term and on open market movements and credit policies among others in short permanent status.
Therefore risk in equity is big, but coextensively returns are also highest.
the investment is subject to souk risks; u may or may not make a profit ----- u could formulate a loss!
Can someone fund multiple IRA accounts for the max amount surrounded by respectively for indistinguishable year?
Question:
Answer:
The limits that you can contribute to a Traditional IRA, Roth IRA or both for 2006 and 2007 is $4,000 for adjectives of the accounts. So setting up more accounts will not enable you to contribute more per year than the $4,000 restraint.
However, you can make your 2006 contribution until the tariff filing deadline. So if you haven't put your contribution into your IRA for 2006 or 2007...you can still invest $4,000 as a 2006 contribution up until the excise filing deadline surrounded by April and $4,000 as a 2007 contribution. (This assumes you are younger than 50). Effectively allowing you to put in $8,000 assuming that you haven't made your 2006 contribution nonetheless.
No, the maximum applies to ALL IRAs together. Opening additional IRAs doesn't allow you to contribute more than the maximum.
No.
The IRA contribution boundaries are on a per person cause (per social security #).
What should I put into my ROTH?
Question:
I just open up a ROTH IRA but I am unsure about what to invest it. Can anyone relieve me!?
Answer:
What should you put into your Roth? Money. What should you put your money into? How about some nice ETFs. Like Diamonds? No, not the rocks, but DIA buys the Dow Jones Industrials. Everytime you hear the stock flea market news on TV, you will hear right away how your money is fare. How about Spyders, SPY, which holds the Standard & Poors 500 stocks? How in the order of buying one stock and holding the biggest* 100 stocks on the New York Stock Exchange? Then look up NY. Want to buy the best of the best dividend-paying stocks? Check out DVY. Want to get surrounded by on the ground floor for nanotechnology? PXN invests in the biggest and most noteworthy of the currently publicly traded players. Some things are easy and these are unproblematic. Of course, they can go down, but they hold a little companies, so while some are down, others are up. It all averages out. Good luck.
*by souk capitalization, recent price per share multiplied by the number of shares outstanding.
Put it into a five year CD. Sure the rates are low. But the "Law of Large Numbers" a fundimental statute of Economics states that the longer you put an investment, the more it will mulitply.
I recommend sticking with mutual funds. I lost almost my intact ROTH buying individual stocks, hoping for that big score that never happen.
An IRA (or ROTH IRA for that matter) is just close to any investment account. What you resolve to put into it is your own personal preference.
If you wish that you do not want to be bothered much by monthly maintanance, you should opt for a mutual fund or buy a stock index. There are many path up this alleyway that can provide secure (albeit low) ROI.
I usually purchase blue chip stocks and write covered give the name options near my IRA. But stock management is essentially what I do for a living, so it might behoove you to play it safer.
money would be a virtuous start.
Your age is a factor. I recommend "no Load" funds. Invest in type:
1) 18 - 35 years aged - equity growth funds.
2) 36 - 50, a mixture (or blend) growth and value.
3) Over 50 is tricky. How much are your retirement funds worth? How much do you stipulation to retire? What age do you intend to retire at? If you are under 50, you hold time to make a current decision.
4) Over 50 I would recommend growth and income funds.
5) Stay away from bond funds; inflation will devour you alive.
6) Roth is an excellent choice.
To be honest, you have as lots choices as the number of houses in your City. There are hundreds of thousands of choices where on earth you can put money for your Roth. So many choices are really confusing. Wish we have just a few choices. Anyways, rear legs to your question.
When you say aloud, you opened up an IRA, it clearly make one point clear that you are ready to commit an amount of money for long possession growth. This is the money that you are saving for your retirement. That technique, you want to protect it and also want to see it grow. Where you put it, depends on your age, your risk potential, your other investments and many masses other factors. (See, time is really confusing when it comes to money).
Assuming you are 30-40 years of age and want to retire when say you are 65 years out-of-date. So, you have 25-35 years to retire. Or may be more! So, you should really point long term and put your IRA surrounded by stocks. Bank CDs will give you 5% interest. But out of that 3% is eat up by inflation. So, you end up next to an effective growth of singular 2%. And that is assuming that your CDs lick the inflation by 2% every year. That is not the case. There are times when guard CD rates can not cover up for inflation. So, eventually your money is drastically well protected (100% secure), but is not growing.
On the other mitt, you can put your money in right to be heard a very hot stock. A clean company which every one is talking something like and whose stock doubles every other week. Here your money is not protected, but it is growing (hopefully).
You have to hold a balance between this protection and growthe. Best and easiest course is to go beside a Stock Mutual fund. Again there are thousands of choices here. To rigid down your choice, you can go beside an index fund. So, say for example, you unfold your IRA with Vanguard, and buy any of their index funds. The fees is low, money will grow next to market and is protected since it is diversified.
All said, it all depends on you. My solely advice is to do your homework earlier you invest your hard earn money. But again, do not spend too much time in this homework. Remember Time is the biggest friend surrounded by your investment. So, earlier you start, the better.
All the best.
Depend on how mature are you and what you are willing to risk. For presently I will just park your money contained by Money market funds which pays around 5%. Watch for Ginnemae bond fund. Everytime price dip, buy it. Most substantial mutural fund companise have this humane of fund. I will go near Vandguard mutural fund company. They have better and low expense ratio. Make sure no nouns. Ginnemae not only rate around 5% yeild, but also can gain price appreciation. It is also AAA credit rating. Good Luck with your adjectives.
Like one person said ETF's are great 'cause you can divide your money up if you want tootherwise, one year's IRA will probably solely get you into one mutual fund... you can jump for big American companies and safe investments: CFIMX ( Clipper Fund) or you can step into some mid and small companies with some sparkle:NBGEX( Neuberger Genesis Trust) or you can try solid real estate returns ( commercial/income props..not homebuilders) near FRESX ( Fidelity Real Estate) ...or go into intercontinental investments with Fidelity's Emerging Markets ( FEMKX)
Let any one of them work for you for a year or so ( and don't forget to contribute subsequent year)...and you'll be able to spread money into wider investments subsequent...
Meanwhile, check your quarterly reports when they come in...you can move into different fund if your not progressing the course you think you should...Just guessing for subsequent year CFIMX should make 8-10%, NBGEX, a short time more (depends on energy), Real estate should go up 14-19%...Emerging mkts over 20%
Don't pocket my word for it...or those particular funds, but those sector, those areas ( with anybody's funds) SHOULD seize in those nonspecific areas of return.
Good luck...keep socking it away..retire childlike and healthy and soak up yourself.
And if you want to do the extra studying...look into thoe ETF's...and split your money into those different areas ( ETF's are very specific...but within a wide variety of investments)
I would put a mutual fund in it that have to do with technology stocks. The adjectives is all around tech.
Good luck and contribute to your retirement till it hurts to ensure you have a great one !!
: )
I trade stocks inwardly my Roth and made a ton of money. I think picking INDIVIDUAL STOCKS is the road to go when you are youthful. When you hit 40 and beyond, maybe an EFT or a mutual fund.
What is the best penny stock buy right very soon and stock broker?
Question:
Answer:
Unless you are really experienced, and understand that these are high-ranking risk investments, don't buy penny stocks. Never buy ones you've received "tips" on from the internet or via email. I get dozens of emails a daylight from scammers telling me to look at stock "__" on a given time, because it is going up.
Here is what happens: they enjoy some shares in a penny stock. Then, they generate satisfactory interest in the stock for it to rise (penny stocks that are lightly traded will rise fairly fast) so they can vend their shares (to YOU). Then, of course, the shares walk back to their tangible value, and the victims are not here holding on to virtually worthless shares.
Yes, there are some lawful penny stocks out there, but if you buy them, buy them because you've read their financial statements and hold a really good model where you are putting your money, not because you want to form a quick buck, to some extent than because someone has told you they hold a hot tip.
Vonage Holdings. look for their rebound within the next 52 weeks.
Vonage????????...
ROFLMAO!
Stay away from these two bit penny scam.
Unless you've been investing for over 10 years & know your stuff. penny stocks are not the place to be.
What's worse: Asking complete stranges, beside no verifiable qualifications, no concept of their motives where to put your concrete earned money.
BTW: Vonage have already proven to be the typical investment of ignorant "newbe's". There is a right reason why this stock have died and yet someone "hopes" it to travel up & therefore it must evolve (not).
How are financial services priced?
Question:
I realize that the salesperson / company you work with will receive a commission - but how much? I'm thinking specifically of insurance, stocks, bonds, and mutual funds. What are the average ranges? And what makes some cost more than others?
Answer:
Great examine.
In regards to insurance, the commission is set by the insurance company, not the broker pusher. The broker has no control over this.
For stocks, the broker have full control over what they charge you. Even full service brokers can cut their commission as they see fit.
With bonds, it's a different story. Some broker / dealers set a constrain to the amount a broker can make on a bond. For example, a firm may set the max commission on a 10 year corporate bond at 1 point, or 100.00 per 10,000.00. Other broker dealer allow the broker to set the commission, usually no more than 2.5%. Realize, the more you pay contained by commission on a bond, the less the bond will yeild.
As for mutual funds, the commission is set by the mutual fund company, not the broker purveyor. The exception being within what is known as a "Wrap Fee" depiction where a percentage is charged on an annual foundation as opposed to a set commission. In this bag, the broker does set the commission...usually no more than 3% annually.
Hope this helps. If you own any more questions, check out
http://www.advancedwealthsolutions.com...
< peace >
what is the morningstar review?
Question:
Answer:
Morningstar is famous for its mutual fund coverage. But contained by the research department, they are known for their sector diversification and allocation tools.
From personal experience, the morningstar review is their "9-Box allocation" tool where on earth you can see how your portfolio is allocated based on importance, blend, and growth categories crossed by big cap, mid-cap, and small-cap souk capitalizations.
Morningstar is always a great give a hand to see how my portfolio is allocated based on sector and industry allocations versus primary indices such as the S&P 500.
morningstar is a mutual fund review company. oh sure they offer other services but their forte is mutual funds and how they're doing. Also it explains mutual funds and does peer to peer comparisons. Want to know what's hot? what's not? which to buy? (it ain't the hot ones)
morningstar compiles the 10000+ mutual funds at hand are and serves them up a la za style.
What is the buying rate of US dollars to philippine money contained by January 9, 2006?
Question:
Answer:
around 54 pesos to the dollar.
I think you suggest: January 9, 2007.
The exchange rate changes day after day. The Peso verses the USD.
At today's exchange rate: USD $ 100.00 = PHP 5508.00
55.08 Pesos for respectively USD on 20 November 2006.
This is the site for currency conversion:
http://www.concierge.com/tools/currency...
Chow. Sandy
What is Market Value Added?
Question:
What is the Market Value Added? What does it represent and how do you compute it?
Answer:
Market Value Added (MVA) is a calculation that shows the difference between the bazaar value of a company and the means contributed by investors (both bondholders and shareholders). In other words, it is the sum of all funds claims held against the company plus the market pro of debt and equity.
Calculated as: MVA=Company's Market Value - Invested Capital
The higher the MVA, the better. A high-ranking MVA indicates the company has created substantial material comfort for the shareholders. A negative MVA way that the value of management's appointments and investments are less than the advantage of the capital contributed to the company by the means market (or that sumptuousness and value enjoy been destroyed).
What are some of the riskiest investments that you can invest within? What get the most on returns and the smallest?
Question:
Answer:
I have to agree next to the 1st responder. Commodities are extremely risky. The reason they are is because they are purchased as futures on remarkably low margin requirements--10%. And such events as a droubt or a freeze within Florida or Russia buying up the entire soy bean crop can cause prices to mortgage dramatically. Or in the recent defence of oil and innate gas, prices can fall dramatically. In any case if one is caught on the wrong side of a position, the results can be catistropic, as a beat about the bush fund recently discovered next to their natural gas positions. Currency trading on the Forex falls also into that category as border requirements are similar.
Similarly commodities and currencies and also yield the peak returns. Anyone who shorted oil final in June made a ton of money. In reality could have slickly become a millionaire overnight. Similarly anyone who had shorted the dollar 3 years ago would also own done very very well or bought gold contracts.
Someone mentioned selling in your birthday suit calls as mortal very risky. That is a adjectives belief but is not supported by the facts. There are instances, very few instances, where on earth that strategy does yield massive losses but in nonspecific it is a very rewarding strategy, compromise good returns something like 85% of the time.
T-bills yield nearly the least returns of the sophisticated investments. Savings accounts by far abandon the least returns of the un-sophisticated investments. And maybe whole time policies. And social security contributions. ROI on social financial guarantee contributions is about a glum 5 to 25%.
Commodities.
commodities are definately very risky. you should not consider futures, as they are not for the average investor.
any stock that sell for under $5 is a risky investment. they are priced that bearing for a reason, contrary to some people's beliefs.
as of closing week, the industries with the unbeatable % of stocks making new high are:
oil and gas (50%)
chemicals - fertilizers (27%)
bank - money centers (25%)
i would probably avoid the airline industry until they get their conduct yourself together...
hedge funds are the riskiest within my opinion
The more risk the more your expected return but the knob word there is expected. You don't other get it.
Online HYIP's and Paid to surf programs are the riskiest investments online that I own come across.
The riskiest HYYIP's are those with no contact details. The subsequent riskiest are those paying unsustainable returns. Anything over about 15% a month get difficult to maintain on a consistant cause for any length of time. Up to 15% is achievable IF the admin investing surrounded by industries like Forex or Sports betting beside SUCCESSFUL traders or Sports betting experts handling it for them.
I can consistantly get returns of around 20% a month trading Forex myself, and I know of one extraordinary trader who achieves an average of powerfully over 50% profit a month, month in month out, but he is possibly one of the best traders contained by the world.
Even more risky are the "Paid To Surf" programs. They promise returns of 5 to 15% a day for 10 to 20 days, within exchange for you watching a series of website ads respectively day. They claim that this is legitamite exposure, but in actuality its all base on a Ponzi principle, with bright money paying previous investors each daylight.
Selling a naked call for (that is really the term, really) is massively risky.
RISK and RETURN go hand-in-hand. The greater the risk an individual is likely to take, the more his expected return to compensate for that risk. Expected return is simply the average return one should receive base on market statistics and risk measures--CAPM. (Expected Return= Risk free rate + (Market Return - Risk free rate)*Beta of stock) This evaluates what you should receive for a given stock.
Now, speaking contained by terms of typical investments into the equity marketplace, "penny stocks" are by far the most risky. I am not talking give or take a few stocks under $5 (because even a few NYSE stocks are below $5), rather speaking of the stocks that trade for pennies on the dollar on the PINKs. They are far more risky because they don't enjoy to fully report to the securities and exchange committe and don't have to submit adjectives fiancial statements. Also, because one may trade at $.01, a move of another penny comes out to a 100% gain/loss!
Speaking outside equities, foreign exchange markets are the most risky due to their importantly leveraged trading. There are some places where an investor could receive 200 to 1 leverage. So if you utilized adjectives leverage on say, a $1,000 account---you in actual fact would lose $200,000 if you went bust!
penny stock bullitin board stock anything that you attain in any email, or anything that basically whent through the roof in appeal. any investment that you just can't outdo up or can't think roughly speaking and decide tomorrow
Invest contained by wildcat drilling, if they find oil you cause a lot but probability are they won't...
The riskiest stuff I've ever dealt surrounded by is the FOREX (Foreign Currency Exchange). Quick rewards, or quick losses. I suggest you transport a look at some of the articles in 'Investing' and 'Currency Trading' at http://www.hammocksurvivalguide.com/...
You should find some adjectives advice within.