What is The Risk Free rate In the U.K.?
Question:
THe Actual Value in Percentage??
Thx
Answer:
It's 4.75% but it is expected to be raise to 5% today.
http://uk.news.yahoo.com//09112006/325/b...
What time the US stock souk open, and closes? plz mention the Time Zone?
Question:
ain't the 3 markets hold the same first showing and closing time?
Answer:
The market is amenable from 930A-400P ET. There is also after hours trading as well that heaps stocks participate surrounded by.
As far as the holiday schedule, you can move about to any of the websites to find that out (amex.com, nyse.com, and so on).
Here's a listing of the holidays for 2006.
New Year's Day Jan 2 (2006)
Martin Luther King, Jr. Day January 16
Presidents' Day February 20
Good Friday April 14
Memorial Day May 29
Independence Day July 4
Labor Day September 4
Thanksgiving Day November 23
Christmas Day (observed) December 25
Possible Early Closures:
Day After Thanksgiving November 24 (1:00)
Hope that help!
9:30 am - 4 pm ET.
0930-1600, Eastern Time
i want 2 know systematic investment plan within mutual fund , whcih one is the best for return? hand over the details?
Question:
Answer:
Since u are looking at good returns i wud suggest u to step for
DSP ML small and midcap fund.
With a small and midcap fund on hand, going for HDFC Top 200 wud be gud.
If ur really lloking for great returns, budge for sector funds especially infrastructure and power...
dollar cost averaging. Contribute a set dollar amount to a fund each month for as long as possible. you will be buying surrounded by up and down markets and maximize your compounding of earnings
You want Know something like systematic investment plan you need to stuady in the order of Mutual funds and theire NAV's and returns on each fund.Its better to stuady the above said through few websites close to http://www.indianstocksinfo.com/indian_m...
Actualy it is a stock market site but, they be provided content about mutual funds and their related websites within that websie.
http://www.indianstocksinfo.com...
It may useful to you.
Bye for in a minute!
Have a nice investment.
AVMR.
You can get pious returns from both. What is more important is timing the marketplace. As we all know that our investments are going to the stock marketplace which gives unfixed returns from time to time. So, SIP or Systematic Investment Plan is the best option one can bear. To know more about SIP you may pop in the following web site. If that does not sate you then I would counsel you to visit the sponsered links which appears on the page. They are placed by professonal fund manager of well prearranged fund house.
Question just about tape keeping for captial loss carryovers from years chronological stock losses?
Question:
In 1999 2000 and 2001 I had nearly 100k in assets loss due to losses in the stock bazaar. I have be carrying over that amount each year to this morning and deducting the allowed 3000 from that set off each year from my income tariff which is allowed by IRS. I know people right to be heard you should keep your tariff records including 1099 etc for at smallest 3 years but since I will be probably carrying this amount over for the next 20 years do I entail to keep these collection from my brokerage for that amount? If not, how does the IRS verify that my carryover amount is correct? Simply by looking at the pattern of my previous 1040 agenda D's? Please help!
Answer:
the tariff records supporting your return should be kept six years. The copies of the toll returns should be kept indefinitely.
Keep tax files six years. There is a three year statute of limitations for a normal audit, but at hand is a six year statute for substantial understatement of income.
Keep the records but cut the time down by buying Mutual Funds & close wrap up investment companies now when no 1 else should. You will attain hit with the YE means gains distributions but you won't hold to pay taxes close to others as will just pull down your carryover. Plenty of options to here. vegas_iwish@yahoo.com ADX PEO & others
why is the supply of gold ingots slow to respond to chanes surrounded by price?
Question:
Answer:
There are 4 sources of gold. mine production, hords, reclamation from recycle and government stocks.
mine production is pretty much constant until alien mines come on stream. There is a very long front time to bring a mine up. Hords tend to not increase supply at all because as the price increases, folks tend to add to their hords. Recycling is a pretty much constant supply. That leaves system stocks. Governments have be know to release their stocks as prices increase so that is the solitary short term possible codicil to inceases to supply. As for decreases, matching pretty much hold true except for hords. After a large run up within prices, at a sharp drop in prices hord holdings tend to be released to the bazaar further driving prices down.
I am 37 years outdated and I hold save $18000 contained by an annuity. Do I hold adequate to retire?
Question:
I plan to retire at age 65. Do I need to invest contained by other funds to secure a adjectives in retirement?
Answer:
Oh my God! Don't enlighten me some slick insurance agent sold you an annuity. This is the worst "investment" tool. They are so bad they should really be unendorsed. The only one making money on an annuity is the hawker and the manager, absolutely no you.
Try to get out of the Annuity, if you can't next stop contributing, if you can't do that then contribute the entire minimum.
Open an Roth IRA investing in some growth mutual funds look for 8 to 14% return a year. You are going to enjoy to up your savings moderately a bit, several hundred a month. If you have a 401k at work, start hitting that firm too, 6% or more per payday.
$18,000 is really nothing. I save $10,000 by the time I was 25. You call for a million this day and age to live rotten of for retirement.
You are way too youthful to be in an annuity! Did the entity go on give or take a few how your you can't lose your principal? Anyway, you could add a zilch to your 18,000 annuity and you still wouldn't have plenty. I'm sorry to break it to you, but you have a long mode to go. Consider passage an IRA at a discount broker such as scottrade, TD Ameritrade, or Charles Schwab. If you make below 80,000 open a Roth IRA and if you produce over 80,000 open a traditional IRA. Try to tie a direct deposit to it and invest contained by some low fee ETFs or Mutual Funds such as QQQQ, VTI, or SPY.
Even if you obtain an incredible return of 15% you still won't even have a million at 65. I guess it depends on your standard of living and inflation.
You stipulation to invest a whole lot more, unless you want to retire for solely a year or two before dying or becoming a WalMart greeter.
Saving and investing is a lifestyle, not something you do once and consequently never worry roughly speaking again.
Save 10% of your gross income for your entire life, invest it astutely, and you'll have a safe and sound retirement.
Go to www.choosetosave.org and start putting in numbers. When you retire, you obligation about twenty times your annual income within order to live at indistinguishable level. If you singular live on $20,000 now, you'd involve $400,000 at 65 to continue at your current living horizontal. If you're making 8% a year, it would take nine years for that amount to double (called The Rule of 72, look it up). If you're individual making 6% a year, it would take 12 years to double. You'll requirement to keep good and probably step up your savings, and I'd draw from into a Roth IRA to set aside the money so it won't be taxed subsequent when you take it out.
Hey folks, sometimes the lone option for retirement accounts for non-profits is the use of annuities (403b).
I am not a huge supporter of the annuities for 37 year old investors, unless to be exact the only leeway available to them.
To answer your questionyour retirement nest egg size needs to be base on how much you need. There is no "one size fits all" retirement amount.
First mistake: Annuities are expensive investment vehicle, usually only benefiting the purveyor.
Annuities are good for a few associates that have already maxed out their 401K's and ROTH Ira's. Even among that group there's deeply few that would get a actual tax benefit (especially after the dignified internal and external fees).
2nd mistake:
You were steered the wrong course already. Now you're asking ivesting advice from total strangers. Not a worthy idea.
Here's your answer: NO
Solution: Go to a most important well certain Mutual Fund Company like; VANGUARD, FIDELITY, T.ROWE PRICE etc. Or shift to a broker. Before you do any of that spend 6 months to a year reading up on investing. Try the "Investing For Dummies" book first (it's really good).
I could show you the math why your $18,000 isn't enough but. let's pretend it's worth $50,000.00 by the time you
retire. If you live 30 years it will web you around $200 a month.
IS THAT ENOUGH?
Is within a book or online resource to fathom out financial charts and numbers for beginners?
Question:
Answer:
For beginners -investopedia.com and stockcharts.com .
tons of stuff. if want to purchase, go to amazon and go through on appropriate category for most popular books. online, go to smartmoney.com or money.com and follow links, tons of central articles there
An excellent book on industrial analysis is "Technical Analysis of the Financial Markets" by John Murphy.
Could anyone guide me on which site is the best for online share trading and orifice a demat accnt next to purpose
Question:
i'm a new aspirant, heading for the shares but confused how to shift about it. Gathered few knowlwdge from books and websites. Approached sharekhan but reply be not prompt otherwise I've no idea. I,m not aware of other online trading services except icici which others say-so has lofty brokerage. My place being far past its sell-by date from any city doesn't have any agent but i want to accessible a demat (trading account) which I feel would be best if online. compassionately throw me some light. Every word of yours would be outstandingly valued.
Answer:
In short, based on the experience and wider feedback, AND within particular for your loving of situation, simply go contained by for ICICIDirect.com 3-in-1 e-trade account. Though you may be paying a short time more brokerage to them, you would realise in the long permanent status, it would be worth in lieu of the big-hearted of hassles, negligence, disloyalty, passing buck...and oodles more pinching aspects you are saved from.
Once you become no more a tentative aspirant in this area, you may switch over to others, if you feel close to so at a later date.
Some firm provide tollfree no. for trading
pl specify 4 place trading frq. volume etc
pop in my blog 4 more
You must get Stock Investing for Dummies, and 24 Essential Lessons for Investment Success these books are worth every penny.Also you are going to want to set up an online statement to better understand what they are conversation about within the books you will hold visual picture. do not set up outside edge account I hold the best online broker there is and they are completely cheap. If you email me I will send you right to them and permit you know how to set it up and you don't have to deposit money till you are equipped. my email is franksprung@yahoo.com I do get 50 dollars for referals but they are the best and I am more than bright and breezy with here service. I will also help you within any way I can too assistance you make sense of the charts and services they provide.
get underway NSE web site
click --- equity
click --- trading
click --- Internet trading at the bottom of the page
click --- Members who own been granted authorization for Internet trading.
there you can find the brokers website and address
you contact instinctively who is nearer to you and choose one suitable to you.
best of luck
Since the democrats did so capably will the stock flea market run down today?
Question:
Answer:
It will most likely shift down today because the uncertainty's in the Senate, however, it will return and start going up again shortly as business like to enjoy a divided house and White House as measures limiting them on business deals do not find passed. There have be lots of articles in the business communication papers and magazines around this scenario. The best one was contained by US News and World Report. Another in the Wall Street Journal.
yep, the stock flea market is based on republicans
The stock open market will probably go down, but more because of the faltering with the US Senate.
If anything, market like a divided administration (Dems in Congress, Reps contained by White House) because no prohibitive business legislation gets adopt. Business loves it. There was a economically written article in Yahoo! Finance something like this issue yesterday - written by a Senior Analyst from Prudential.
whole reduction will take hit if senate go that way as economically. Will worsen real estate stumble so plenty of pain for adjectives.
Stock Exchange?
Question:
What is the best stock to buy these days?
Answer:
Not sure of your timeframe, but AAPL is solid, at lowest possible to the end of the year.
Airlines (believe it or not) are also doing okay at the moment including (JBLU, and CAL)
Be aware, that you should always do your own homework first! And swot up about the open market so you not only know what to buy and when, but when to get rid of as well!
PG - polite dividend, always strong. Will resist any monetary downturns.
On a forum like this, if folks start giving u tips how will make sure that such tips will work.
If I inform you then everyone will walk buy it and drive the price up and it will no longer be the best buy.
A great site to look at if you are looking for investing ideas is http://www.top10traders.com
The site list out which investors are doing the best and what stocks they have bought. Just click on the portfolio of the best investors and you can see the stocks they approaching.
This is a totally FREE site. You can create your own portfolio of stocks with $100,000 within 'play' money, and then see how your stocks compare against other traders. Good luck !
what is the best website for erudition roughly trading within the Aus share flea market? (beginner)?
Question:
im in australia so any websites on this would be great i want to do some reading past i really get contained by to it. Give me some feedback anyone...
Answer:
Why would you trade the aus forex market. The top six currencies pairs don't own anything to do with them and you risk a slow demise. If you really want to learn in the region of forex. www.forex.com. www.fxsol.com www.interbankfx.com. But if you actually want to formulate money. I have turned 3000 into 4000 contained by 38 days trading in the forex marketplace following the program that they have. www.freedominforex.com or www.freedomrocks.com/12565 I am so confident within this system that if you sign up I will send you some fantastic offer to ease your mind.
I would resembling to know something like pros & cons of investing within mutual funds?
Question:
Answer:
Mutual funds are pools of money. Money from many different individual investors can be pooled near money from, say, the retirement fund of a intercontinental corporation.
This money is managed full time by professionals who are rewarded for their financial management expertise.
Mutual funds invest surrounded by a portfolio of stocks (equities), bonds or money market instruments. You, the shareholder, own a proportionate piece of the fund in much equal way you would be an owner of a company contained by which you buy stock.
If a stock fund invests in the stock of 50 companies, you own a part of a set of those 50 companies. You share ownership in the fund beside other individuals and sometimes institutional investors.
If investing in mutual funds have similarities to investing in stocks, near is one difference. Most funds are open-ended funds. An open-ended fund is one where near is no fixed amount of shares outstanding.
Investors can buy shares in an open-ended mutual fund at any time, and surrounded by unlimited quantities, as long as the fund is accessible to new investments. This is surrounded by contrast to stocks and closed-end mutual funds, which issue a certain number of shares.
The Advantages of Mutual Fund Investing
Diversification: when you invest within a mutual fund you get instant diversification of your holdings by owning a division of each company that your fund invests contained by.
Professional Management: mutual fund managers own more time, expertise and resources to manage investments than most individual investors do. However, fund manager have widely varying level of experience and different track records, which you should examine scarcely.
Convenience: mutual funds provide a great deal of convenience for busy investors. Not lone is it fairly uncomplicated to purchase fund shares, but mutual fund companies also offer automatic transfers and reinvestments of dividends and income gains. You can also verbs your money from one fund to another.
Selection: there is a mutual fund available for virtually any type of flea market sector that you might be interested in.
Liquidity: mutual funds submit an important combination of appreciation potential plus liquidity. Shares can be redeem at the end of respectively day, base on the fund's net asset plus (NAV).
Concise information: based on mandate from the Securities and Exchange Commission (SEC), fund companies are obligated to provide a simple, easy-to-understand prospectus and investor reports. A prospectus spells out a fund's goals, strategies, fees and expenses. The shareholder report describes the fund's most recent ceremony.
Protection: while mutual fund investors are not insured against investment loss, rules do exist that regulate mutual fund transactions, advertising and communications next to investors.
The Disadvantages of Mutual Fund Investing
No guarantee: as previously noted, mutual fund investors are not protected by any guarantees against losses in their fund investments. Stock mutual funds invest surrounded by stocks, and the stock market rises and falls. Individual holdings inwardly a fund, and individual funds, fluctuate in importance.
Fund objectives: there are several investment information companies that group funds by their investment objective. Make sure that your fund inspector invests according to the stated objective. Some funds drift away from their stated aspiration, and your money could be sitting idle as brass or being invested within different types of securities than the fund's objective states.
Diversification: yes, diversification is both an plus and disadvantage in mutual fund investing. While investing within a large number of companies through a mutual fund insulates you from taking a huge loss contained by the stock market, it also prevents you from realize a large gain that a smaller portfolio might realize.
Fees: mutual fund fees oscillate widely from fund to fund, and in various cases, exceed the cost of employing a full cost broker. Be aware of front-end sale charges, back-end sales charges and ongoing operating expenses that cut into your returns.
Capital gain: unless your mutual fund investment is in a tax-sheltered tale, you will be obligated to pay property gains excise on the distributions you receive from mutual fund companies. By law, a fund's possessions gains are passed on to shareholders who must settle tax on them.
How a Typical Mutual Fund is Structured
A mutual fund is structured as a corporation or business trust. Mutual fund shareholders receive regular statements and reports.
The fund itself have no employees. An independent board of directors oversees a fund.
An investment tutor or management company is hired to govern the fund's holdings and make adjectives buy and sell decision.
Mutual fund shareholders do not participate surrounded by portfolio management decision, although they may receive notice of meeting and may be asked to vote on issues related to fund owner.
Putting money in mutual funds is approaching handing over your money to a bunch of experts for investing surrounded by stocks. These experts are supposed to be well versed beside market movements and are expected to grasp best out of it for you with some commision charged for their hardwork.
Advantage:
1. They research and invest, you stipulation not bother are paying a cheque.
2. They are certainly more knowledgable than we as individual investors
3. Most of the times, they come up next to gains
Cons:
1. You dont own control over the money
2. No gaurantees, you may loose some money as well
3. You cannot settle on on the portfolio
4. There is some entry and most of the time some exit load. Money is locked within for some period of time as very well.
If you are yourself not sure about bazaar movements, then its better to use mutual fund option. It has better probability of malleable favorable returns.
Pros, you might make money.
Cons, you might lose money.
Thats time 101.
It is a legal and respected form of having a bet, there are no garuntees that you will create a profit, but the person or entity that sold them does produce a profit, you have to continue and see if you won or lost.
Before investing in mutual fund know whole hotchpotch and suitable to your needs, they ebb and flow with risk and return. Having invested preserve tab, in suitcase funds that are volatile. Stay away if you are not sure the investment meets your wishes.
Mutual funds is a good starting point for investors who do not own the time to research on stocks themselves.
The Pros are:
1. save you the trouble (or robs you of the fun of) of researching on potential stocks and to construct a portfolio of your own.
2. undemanding way to return with involved in the stock market.
The Cons are:
1. MANDATE! - Every mutual fund has a FIXED mandate that requires them to be almost fully invested at adjectives times. As mutual funds have portfolios that are across the world bullish, they only do very well when stock markets do ably... if the stock market crashes, the fund crashes next to it and there is nil the fund managers can do. The mandate prohibits the fund manager from bailing out of the markets even if they know the souk will crash! This brainless way of investing surrounded by the stock markets have made hedge funds plentifully more attractive recently.
2. Fund Expense. There is a fixed expense ratio for every fund which pays for the fund manager's remuneration, admin costs, advertising costs etc... The profit recital is what is left after adjectives these are paid for. That is why you see masses fund managers driving nice, big cars even though their funds are not performing very well.
3. Tie Down Period. There is always a tie down time where you cannot repeal out of a mutual fund without incurring some open-handed of penalty charge. That can rob you of short possession cashflow when you suddenly need money.
4. Withdrawal Charge. Yes, even if you fulfill the tie down time of year, there will usually be a subtraction charge for getting out of the fund.
Profiting from the stock markets is already a difficult piece to achieve consistently. By investing contained by a mutual fund, it makes the difficult piece more difficult by having so lots expenses built into it. Frankly, when the markets do capably, you would be better off simply buying an ETF on the local index and when markets start to go amiss, you will be able to bail out summarily and safely in need any penalties or expenses at adjectives.
Mutual funds is only one of the several ways to get involved within the stock markets. There are plentifully more ways, some safer and with better returns, to invest in the stock market and you need to read and research on your alternatives.
I recommend some pretty well-mannered books that have benefitted myself at http://www.bestoptiontradingbooks.com...
hope these help.
http://www.mastersoequity.com
.
I would not do it any time soon. Look for a big market collapse near the democrat victories.
the pros of investing within a mutual fund
- you get exposure to assorted stocks in your portfolio that you may not own afforded on your own.
e.g. bank stocks length from $40-$60 approx, if you were to buy several shares of respectively bank, plus put in a few more companies, so you have a diversified portfolio, you can see you would stipulation alot of money. With a mutual fund, you usually only want $500-$1000 to start and the fund may be invested in 30 - 100 companies.
-You hold a professional looking after the money and deciding what to buy and when.
-you acquire sent statements and all the obligatory paperwork so its easier to keep track of.
cons
- adjectives funds charge a fee, some charge smaller quantity than others.
- you don't have a vote as to what stocks are bought and when, but you do choose the mutual funds themselves which gives you some control.
Mutual funds are best for someone beside neither the time/money/expertise to run a well diversified portfolio on their own.
(don't underestimate how much money/expertise is required to be successful)
Mutual funds are appropriate for some and the wrong investment for a growing number of culture.
For me, I would NOT invest in mutual funds if it weren't for have a 401K.
Overall, Mutual funds are not good (once you're knowledgeable in investing) and abundant people should not invest surrounded by mutual funds unless you have to (like if it be a requirement in a 401K).
Here's why.
First of adjectives, mutual funds exist to take average person's money.
Second, mutual funds come across to be "happy" just to do better than the S&P index, since that's regularly the gauge. A monkey, yes monkey, can usually outpick most mutual funds. Over 60% of the mutual funds out in that can't even outperform the market. That's VERY SAD!
Third, mutual funds hold embedded organization fees in their costs. Most of these mgmt fees are 0.5% to 2% annually.
Fourth, most mutual funds exist not to earn you profusely of money, but are more interested in NOT "losing" you lots of money. That agency you stay with them and they verbs to collect their fees.
Fifth, mutual funds are not as liquid as one might suppose. If you're in mutual funds and a Bush debate in the morning and you name your broker to sell because the bazaar is now tanking, the broker will with pleasure take your instruct, but the order will not be executed until the afternoon is over and the negative impact is already priced into the fund.
Sixth, various mutual funds charge extra "fees" if you buy/sell their fund within a dependable amount of time, meaning you must hang on to your money in the fund 90 days to 2 yrs back you're free from the fees (read the fine print on trying to get a withdrawal). These fees can be up to 3% or so of your money as very well.
Seventh, mutual funds have to be surrounded by the market. So if the flea market is crashing or going down like it have between May and now, after the funds still have to be surrounded by the market and taking those losses too. With some practice, you can time your monies to avoid some of those losses (it'll rob practice).
Convinced yet? Need more?
Eighth, mutual funds enjoy to be pretty diversified and so if there are hot and cold sector, they are probably in both the hot sector and cold sectors. However, as an investor, you can buy into of late the sectors you want, similar to metals, or housing, or energy, etc. or right immediately, Brokers/Dealers, Retail, and insurance!
Ninth, mutual funds are so big, they can only invest contained by certain companies. A small mutual fund beside $10 billion in assets. 1% of that money is $100 million. How several companies are this big where $100 million investment isn't the in one piece company? Do you want to limit yourself to of late those larger companies like Times Warner, Microsoft, home depot, cisco, ebay which hold been sideways for years? I estimate not.
A better way would be to buy ETFs (exchange traded funds) or holders. These trade resembling stocks, so are very soft, and do not have the big fees like the mutual funds. Further, you can buy/sell them as you need. They represent sectors or indexes, so buying them give you the same diversification as the sector/industry/index, but near much less overhead!
See Amex.com (american stock exchange) or ishares.com, holders.com for more info.
You have need of to invest for yourself. If you can't, then sure, use mutual funds. But be aware of the shortcomings (and as you can see, at hand are many).
Let me know if you have further question.
Best of luck!
Help Please?
Question:
I am learning roughly speaking "Technical Analysis" about Indian Stock Market and Indian Equity Shares and I inevitability to share someone with whom I dicuss and chat everyday almost it. Do you beleive in "Technical Analysis"? Please reply me pay for if you are also interested to share and exchange your views give or take a few Indian Stock Market and Indian Equity Shares.
Answer:
Techincal Analysis and give you simple entry and exit points on the best indian stocks, every light of day.
Technical Analysis India Stock Charting Software that charts technical analysis indicators, identify candlestick patterns, and provides trading systems for BSE and NSE planned stocks & futures!
PowerCharts is a Microsoft(R) Windows(R) compatible end-of-day interactive technical analysis stock charting software that can be used to create professional-looking stock charts contained by a simple and user-friendly format for all NSE stocks, adjectives NSE Futures, BSE Sensex and Group-A stocks, and all Bombay Stock Exchange & National Stock Exchange indices. It is both powerful and assured to use, and is a necessity for those more serious about controlled analysis, as it allows you to add exact analysis indicators and price overlays to your stock chart.
PowerCharts is based on ocular or graphical trading and investing, i.e., it lets your eyes operate the software, freeing your mind to concentrate on more critical matters - resembling your trades. Visual or graphical trading and investing is made possible through object location. Thus, rather than have to search a muddle of menus and toolbars, you access commands directly from the objects.
for more details log on
http://www.chartalert.com/
ya rareopp2000@yahoo.com
How do I find out if a specific company is scheduled on the London Stock Exchange or AIM?
Question:
Answer:
Follow this link to the London Stock Exchange website, type the company identify in the box surrounded by the middle of the page and click 'Search'.
Visit their websites and run a search, you'll find out any way. Their sites are the best route to do it.
List of penny stocks (otcbb) by industry?
Question:
Looking for a internet site that allows you to identify a list of adjectives penny stocks (otcbb) companies traded and searchable based on their out of the ordinary industry.
Answer:
You could try using the Reuters stock screener at:
http://www.investor.reuters.com/nscreen/...
The "Exchange" variable allows you to select background for only "OTCBB" stocks. When the results are displayed, you can tag on an industry description to them. And those results, along with frequent additional information fields, can be exported to EXCEL for further manipulation.