Investment?
Question:
one student deposits $500 into a savings details earning 4.5% annual interest compounded annually. Another deposits $800 into an vindication earning 3% annual interest compounded annually. When are the balance equal?
Answer:
500 x (1.045)^n = 800 x (1.03)^n
rewrite to:
n x ln(1.045) = ln(800/500) + n x ln(1.03)
n = ln(1.6) / (ln(1.045) - ln(1.03)
n = 0.47 / 0.01445808 = 32.51 years
so after 32.5 years
Approximately 32.5 years.
i luv CHL, GSH, LFC, What are some righteous chinese stocks?
Question:
Answer:
Other than CHL, I am not certain. I feel a good plan of attack is to invest surrounded by a Chinese mutual fund. Let the experts do the picking. Hopefully, they will be less expected to make a through mistake. TDF, CHN, JFC, and a new one CAF. They are adjectives closed end funds.
It does not hurt to hold some diversification in ones Chinese investments.
HMIN
I've traded LFC. CHINA and BIDU are on my watchlist too. CHINA is not as large volume though.
I've got a ton of em on a watchlist, but you've get the ones I look at most often.
Good luck!
lug a look at JADE -- LJ international and CHINA - CDC corp aka CHINA.com. they both have 90+ ratings at IBD and hold been surrounded by the top gainers for stocks under $15 for the closing couple weeks.
Is within a website where on earth i can see stock marketplace closing prices for previous days?
Question:
Like I wanted to know if you could travel back to historic days such like; today is March 12th can I travel back to March 8th and look at the closing price?
Answer:
I devise that you can view this info on bigcharts.com
if you step to yahoo's finance page, you can choose an index, stock or fund and see its historical prices. the numbers will include high/low of the hours of daylight, volume, and price.
www.finance.yahoo.com
after you select the index, stock or fund, simply click on the "historical prices" tab on the left. you can later choose to look at historical daily/weekly/monthly prices. there will also be an opportunity to download to an excel sheet which helps if you entail to backdate or test historical background
Sure,
You can use Yahoo! Finance, http://finance.yahoo.com/, there you can look, and even download, historical prices for free.
You can also use CNN's, http://money.cnn.com/data/markets Unless you want something for fancy, these homepages should probably support.
Best Wishes!
What's a dutiful first step to exit a money flea market sketch?
Question:
Where should I research the best money market story out there and are their reputable resources out nearby that can help someone who is contemporary to this?
Answer:
First, are you aware that there is a difference between a money marketplace account (MMA) and a money souk fund (MMF)? A money market commentary is held through a bank, and a money bazaar fund is held through a brokerage company (Vanguard, Fidelity, etc.).
Assuming that you're looking for a MMA, go to www.bankrate.com and that will dispense you tons of information on the highest limp financial institutions for not only your own nouns, but all across the country. Remember when you're looking on that site to double-check the strength of the financial institution (rated beside stars on bankrate.com). Your money is insured by the FDIC, but who wants to dance through the hassle of having a sandbank go belly up?
research them at local bank.
Talk with your supporter, your insurance person, credit union...get as much info as you can previously deciding...type surrounded by 'money markets' in your yahoo scrabble bar, see what happen. Also you need to hold a few bucks to play with. :)
Rates of return. Money open market accounts are very commonly high set off savings accounts. By requiring that a high-ranking balance be maintain they can ensure a higher interest rate for the interest income on the commentary. You can look at the bank you already do business next to, or look at competing interest rates with other financial insitutions.
No research or steps needed. No such piece as best as not much better than a bank acct. Still losing vs inflation & taxes. If widen acct @ schwab.com funds go straight ino thier money souk fund.
http://www.bankrate.com/
it will give you a chart of adjectives the money market accounts.
it will hand over you information like minimum deposit, interest rate and fees.
What is the average spread on a currency futures contract?
Question:
In the forex spot market spreads can gamut from 1.5 to 5 pips, what are they on the futures? For example the USD futures contract? Where can I find the bid/ask for futures contracts?
Answer:
Currenices on the CME Globex during the day is usually individual 1 tick for the majors (Eur, Gbp, JPY, CHF) Overnight I have see them as wide as 3 ticks.
As far as I know, you necessitate a brokerage account next to Globex access to get bid/ask. I am unmindful of free site that gives bid/ask.
Question for adjectives you stock investors out nearby?
Question:
Does anybody actually believe that within is not a very full-size amount of very exclusive insider trading going on contained by the stock market?
Essentially making the full thing gentle of a Ponzi scam?
Buying after people adjectives sell and afterwards dump it again when it has as abundant " suckers" as possible and then buy it spinal column again. All you have to do is hold some rich insider friends to manipulate the medium and time everything together.
Just wanted to lift opinion polls on this and see what your drive for wanting to still trade there?
Is it of late addictive , like the casinos contained by Vegas?
You still want to think that you will be near the lucky ones and the "losers" will be the misinformed others?
Answer:
In any environment, knowledge is power. With efficient research and monitoring, yes, money can be made in the stock souk. Most people don't want to invest the time and action into the research and upkeep, and those are the people who expiration up losing. Interestingly though, even "bad" stock picks frequently do better than parking money into a bank (inflation risk vs open market risk). Again, it's all almost knowledge.
PS Knowledgeable gamblers do much better than goofy Las Vegas tourists, too.
i hold got an umbrella fond since 3 years. it be never below 17% interest. so why take more risk than compulsory?!
niels
The question lacks something contained by conciseness. Oh, I am sure the there is some stock manipulation. It might even be somewhat universal. But the nack is to find good companies and invest for the long residence. Don't worry in the order of the daily, weekly or even monthly cycles. Of course, don't buy over priced stocks any. They are the ones most likely human being manipulated. I never hear tell of anyone manipulate BAC, but then I might be a moment or two naive.
Well, there's several issues here. One is whether or not here is a lot of insider trading going on.
The answer is, "who knows". A better cross-question would be, if there is deeply of insider trading going on, will that affect my investments? The answer is, if you're a long term invester who is very well diversified, it will affect you almost not at all.
The difference between Vegas and the stock flea market is obvious and fundamental. The stock flea market produces more winners than losers, and surrounded by the long run (20+ years) almost 100% of well diversified long occupancy stock holders make money. Over the long run, almost 100% of frequent casino players lose money.
Let's enunciate, for instance, if back surrounded by 1980 you had $20,000, and arranged to invest in the most simple stock fund, the S&P 500 index fund, and you never moved it, never read the word, and basically didn't do anything but leave your job it in within. At the time, it was around 114 (S&P 500 index). Today, it's around for $1,437. So, you would own around 12 times your original investment, and your $20,000 would be worth around $250,000.
(note within is no 30 year period, regardless of what date you pick, that investing in the S&P 500 lost you money.)
Now, between 1980 and 2007, did a bunch of individuals profit from insider trading? Almost certainly. Did Enron explode? Did the nasdaq burst? Did the world trade center collapse? And this matter to you how (financially)?
So long as you're not day-trading, trying to out-guess other day traders and inside traders while racking up fees trying to guess tomorrow's communication, it just doesn't manufacture much difference.
Be diversified, invest for the long run, don't worry roughly about what's arranged this week or this year in the report.
Remember, it's not about "timing the market", it's nearly "time in the market". If you're within the market for a long time, you'll win.
Is the US bond bazaar similar to a company's bond or share marketplace?
Question:
Similar in that it sell bonds or shares to raise money, and it is surrounded by essence being "loaned" that money by the purchaser of its stocks or bonds and when it is demanded repayment by the shareholder or bond holder (after the bonds permanent status of course) than it MUST pay that money vertebrae. In essence is the US bond market particularly similar to this?
All of the trillions it owes is mostly bonds , and is basically an depiction of money that is raise to fund its expansion. people trust that that expansion will turn out and they will get their money support with interest.
And populace trust that the US military will gurantee a good risk-free economic adjectives.
Answer:
Sort of a long winded question.
There is a slight difference. China and Japan and the grease exporters are the main purchasers of U S bonds. They buy them because the alternative is too frightening for them to contemplate. That is a collapse surrounded by the value of the dollar. Whereas companies for the most sector are able to earn revenue to rate back their debts and most companies tend to hold their debts within boundaries. That does not apply to the U S.
The U S is essentually bankrupt, but if the purchasers of the U S debt acknowlege that they enjoy a problem. All the trillions they hold in U S debt become worthless, so they keep buying to support the effectiveness.
Yes correct
Government Bonds are a way for the management to borrow money from the public just like peas in a pod way a company might. Government bonds are considered tremendously safe, hence the motto of the London stock exchange - "My word is my bond".
I wouldn't entirely agree that everyone think the military is the principal guarantor of a safe monetary future.
How are stock anyalysts special and how influential are they to the price of a share contained by a company?
Question:
Also who pays the stock analysts?
Indirectly and directly?
Does this not create suspicions that these "analysts" are bribed?
And dont say the SEC , we adjectives know who first started overlooking that operation (Joe Kennedy one of the biggest weasels on Wall Street ever!)
Answer:
Like any job, stock analysts apply for the mission generally beside brokerage outfits, but also commercial and investment banks and independent research shops. The analysts are compensated by the firms they work for. Are they influential. Yes, to a certain point. But if a person have a poor track record, he/she is unanimously dimissed in the marketplace place.
How can I variety my 10,000 into 20,000 dollars withing 6 months?
Question:
Answer:
If it were that graceful everybody would be rich.
get a charge at $10 an hour and save every penny.
Vegas
BUY STOCKS OF COMPANY WITH RAPID GROWTH
walk play in texas hold'em tournaments (if you're suitable at it)that's one way of making money swift.
Put most of the 10,000 into wardrobe and put your booty on the street!
Is it true that their HAS to be a buyer of a stock for you to market it?
Question:
My question is regard to the 1929 crash of the stock market. How be people competent to sell adjectives there stocks right away?
Doesnt at hand always own to be a buyer?
Are there ever times when you cannot vend your stock anymore? because nobody wants it?
somebody please explain how this works.
gratitude.
Answer:
Yes, there wishes to be a buyer to sell stock.
What happen sometimes is that you hold stock that no one will buy. At any price. Many stocks enjoy been delisted from the exchanges for this judgment: no one requirements to buy the stock.
I've held stock that I've tried to sell "at market" and not have any buyers! When I sell "at market" I'm primarily saying that I'll adopt anything. Even 1 cent/share. But, even then, not a soul wants it.
In 1929, near are several factors. However, to nought in on your interview... people be selling stocks at significantly lower prices as compared to pre-crash conditions.
For example (as these are made-up numbers), Jack might hold purchased 100 shares of Big Railroad stock for $10/share. After the crash, the buyers are willing to salary only $1/share. Jack can any hold onto his shares or sell them at a loss. Many ethnic group sold at a loss. Those that held onto their shares for years got their money rear legs and then some.
Of course, if Big Railroad go bankrupt, later this stock would never rebound.
Now...
If you hold "worthless" stock, the IRS allows you to dispose of it. Many brokers will distribute you a minimal amount (like $1, but then they'll charge you a payment of at least $1) to "buy" it from you.
I am wondering in the order of same question, thankfulness for pointing this one out.
Yes there have to be a buyer. In 1929 many nation could not sell their stock because seller massively outstripped buyers. When this situation happens prices will verbs to fall to a point where on earth there is sufficient constraint.
Under current regulation market maker (usually banks) are required by law to create a open market on both sides (buy and sell) for a stock. So if you have stock you will other be able to trade it, however this could be at any price.
Not true. Have to understand what a bazaar is. People could not sell contained by 1929 either until prices be marked down seriously. Not important to know this.
Yes, in attendance must be a buyer in establish to complete a sale. If in attendance are no buyers the price will fall to nought. Generally, that is not the crust. But in the 1929 example above, prices fell until buyers be attracted.
Inexpensive Stocks?
Question:
What are some inexpensive stocks that have the potential to grow? It's ok if they are a bit risky because I'm not planning on spending more money than I can stand to lose and I a short time ago want to have some fun and see what happen. Thanks for your suggestions.
Answer:
go to www.undervaluedpennystock.com
rhwc, reliant home warrant co., hasn't reported any profits up to that time and is expected to make 750 million dollars this year. it is solely at 0.15 per share and i expect it to get to 1-2 dollars soon. i believe within this stock and currently have 100,000 shares.
must be nice to enjoy money to throw around for some fun in the stock flea market. save it up, it's a safer bet than going after cheap stocks that can fold any sunshine...
Investing in stocks can be profitable but I would not make a contribution out advice on them especially since I know it is better to lump small amounts of money near other people to engender the sum more substantial therefore reducing the risk. It is better, within my opinion to agree to the bank invest it for you.
Some population are very well-mannered at doing stock trading on their own so if you are lucky enough to know one or several of them, monitor how they do it first. Then venture on your own.
Good luck and dont lose your shirt.
What's your investment strategy?
Question:
Answer:
I'm pretty aggressive with my investments right presently. I have in the region of 25% going into large cap. I have roughly 50% going into speculative small caps. The end 25% is split between mutual funds and dividend generators.
Buy low, vend high.
BUY LOW, SELL HIGH
buy at a spell when prices are low, sell when the reduction is doing better, to sell at high prices =)
OR
buy when the demand is low, trade when the demand is soaring =)
Hope this helps, Peace.
Become a convenience investor
That is done by evaluating the companies financial statements and looking at certain ratio like Price to yield, and others to see which companies are undervalued, afterwards you buy those stocks, when they get to where on earth there valuation are high, you market.
Pretty agressive.
60% stock, 30% bonds, 10% monetary. Half of the bonds are convertibles, a quarter of the stocks are commodities.
The bonds are for the long term, the stocks rotate promptly, typical holding times of 3 to 6 months. I try to capture trends on conceivably priced (PEG < 1) not too big stocks.
When a company's stock falls sharply because of some communication ?
Question:
First of all how is it possible that everybody can freshly sell their stocks at equal time?
Who is buying them?, when they know that they will probably drop even further or are worthless almost?
If everybody went to trade their US bonds tommorrow , who would buy them back? Where would they obtain the money?
Just the same as a company , how does that company reimburse back the money given to it by share holders if everybody desires to sell?
Answer:
There unquestionably are times when everyone wants to supply at the same time. When that happen, prices collapse. It happened contained by October 89 most recently. Wow. Was that exciting.
There are it appears other or almost always nation who are willing to buy something if they conjecture the price is right. So sometimes when the price drops enough they will submerge in and buy. It sometimes happen when a person or institution owns a really very significant position in a stock. They attempt to support the price at some horizontal to prevent their position from loosing even more value. Or they attempt to support the price maybe while attempting to liquidate much of their holdings. I know that sounds counter intuitive, but it has be done in olden times.
Companies and governments do not earnings back the money given to them if everyone desires to sell. Banks are holding billions surrounded by Argentine bonds that they will never get more than a pittance spinal column.
The company has no legally recognized requirement to repurchase shares bought by investors.
If a stock drops in price, some folks might buy it in hopes that it will bound, and they are getting a discounted price.
OK...first of all a company does not endow with you money if you sell your stock.
The company have little to do with stock price, you are selling to another investor who think they have a apposite reason to buy (they are not necessarily right contained by their reasoning)
The price you receive is what someone is willing to pay cheque.
Not all race hear news at alike time, so maybe someone didn't here the communication and is buying stock,
As for bonds, it is the same as stock, in that is always a buyer, it is a moment ago not known at where on earth the price is accepted.
That is why yeild and prices rework in the bond marketplace.
it is not always possible to supply stocks and shares if the supply of shares far exceeds the demand you cease up with a crash hence the wall street crash
There are speculators contained by the stockmarket that will buy stocks in the hope that they will walk up again. It's called supply and constraint.
Sometimes shares drop very low and inhabitants don't want them - think Exxon, Barings etc.
It stands to purpose that if no one desires to buy then population cannot sell.
The shares are not sold final to the company but other investors.
In US economy almost adjectives of the transactions are transparently done. So is stock transactions. Companies stand ready to repurchase their stock connotation they do business stably. They do it through Specialists in the Exchanges who are supported by them. It is similar to a replacement or return window contained by a Supermarket. Company management work to fashion their stock reliable and dependable even thouth stocks are riskier than bonds, in US the stocks are almost riskless except for the environmental change which changes the price or creates volatility. The situation you described is one of them on communication sometimes the stock prices fluctuate temporarily to gain back after that on.
If you cannot find a buyer for your stocks then the broker approaches the Specialists who quotes the price base on the existing price of the stock or the last traded price. If it is a mart he will buy at a tick below the last Dutch auction price or if a buy a tick above the last concluded transaction.
Every stock have what is called a specialist who's duty is to buy ans sell that stock. They are on the floor of the stock exchange. It is He or She who set the stock price. If plentifully of sell advice come in and in that are not any buy information they drop the price of the stock and have to buy it from you. When buy directions come in They get rid of to you but they raise the price for a time so they can make a profit it adjectives works out good for them because they produce a lot of money over the long residence.
None of this is important to know when investing. Most totally approximate as well.
If my home be forclosed on and afterwards put put money on on the open market can I buy it wager on? or is this against the statute?
Question:
Answer:
If you could get a loan, perchance.
how u going to buy it? with lolly? no creditor will let u borrow the money so i guess if u buy it next to cash u could.
It's not against the directive, but you probably could not get a loan since you a moment ago had your house foreclosed.
I don't know plenty about solid estate to answer your question, but I am wondering who will furnish you a mortgage with a foreclosure within your financial history??
yes, you can try to purchase, but you have to reimburse all of the costs, including adjectives of the foreclosure costsand your previous mortgage which you were foreclosed upon contained by the first place.
You should open escrow as it going through the foreclosure process because that after gives you a better opportunity at getting your house vertebrae and sold to you. You are probably going to end up beside a high interest because once that go on your credit a bank might not want to nouns you again. Good Luck!
Yes. (If you have the cash)
Frank Castle :
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No se cuánto dinero te vayan a depositar pero te informo que a cada tarjeta le puedes cargar un máximo de $500.00 USD.
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Email : xyyy7 at yahoo dot com
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DIA vs. SPY..Which is better to swing trade?
Question:
In other words which is best to swing trade with 50 or so shares contained by terms of profit potential? I'm looking at DIA because it's 20 bucks cheaper per share and pays a monthly dividend I can collect. 4-6 trades per year FYI.
Answer:
I would agree near you on DIA but not for the same reason at all. Price per share is not terribly meaningful. If DIA dance up 5% and SPY's 6% then SPY's are the better buy and sell (for that time period at least), regaurdless of how much it cost when you first purchased it. DIA hold more potential because they are risker. SPY is more diversified since it has 500 companies, including adjectives 30 in the dow. Less diversity=greater risk=greater potential reward. All said though neigher are great for you if you are trying to swing and trade name great profits, check out qubes (QQQQ) which are are not so close to thier all time glorious, or try indiviual stocks. OH yeah, and SPY also pays a dividend.
lock in DIA. It is a top dancer. But not because it's cheaper... Also look into IVY, DYI, and QQQQ