Financial Advisors, and fees which ones are appropriate, what is equal?
Question:
12b-1 fees- are unfair
a big consulting fee is undeserved (even if it apears to have value)
Trading money add costs... many to a stock brokers pocket.
Assets beneath management duty... what is fair?
semi philosophical
Call me dismal, I don't trust any advisors because they hide from view fees-- they smile, then dash their pockets. They preach methods that compensate them the most.
I'm still not actively trying to grow a financial planning practice because I can't determine how I want to charge, in shock of overcharging.
(It took almost 2 years to find a happy environment with mortgages contained by terms of fees and compensation, and finally, I found the fairest, most competitive amount, and it be low. Now I want to learn like for what is fair to potential clients)
Any suggestions would be great and appriciated
Answer:
12b-2 fees are not necessaruily excessive, it is a method of paying for distribution. If you want to buy a T. Rowe fund from your broker, how is your brokerto be comepnsated? Either use loads/commisions or 12b-1 fees. It is not unfair as it is disclosed. If you want cheaper funds be in motion for fidelity or T. Rowe funds.
FYI, the listed fees are not the solely fees charged, brokegrage commissions, law suits, other extraordinary expenses, etc are not reflect in the duty table, they are instead reflect surrounded by the basis (performance).
An example of excessive pricing.
A fidleity S&P500 fund costs 10 BP; look up what Morgan Stanleys fees are ( plus any loads). Now that is expensive.
Also as an advisor, things are even more awkawrd. You are paying for a finacial advisor so you own professional management; you later buya mutual fund for its professional management; why earnings two levels of fees for professional guidance?
The term "Financial Adviser" covers a broad compass of services. I don't think in that is a "best" fee structure across the board. The payment should be based on the service provided.
Advice merely - this should be a flat or hourly fee. Clients are paying to bring back an honest, independent opinion or guidance and it should not be clouded by any conflicts of interest.
Investments only - If you are simply managing money, I similar to the AUM structure. If you make me more money, I wage you more. You lose me money, you make smaller number. I am not totally against performance-only (i.e., 20% of performance above a benchmark). If our hope is to beat the S&P, you would bring 20% of whatever % we pulsate it by, including 20% of any losses avoided in down years.
Investments & Advice - Stick near the Investments Only fee structure because the proposal is incidental to your money management.
In any event, surrounded by no way should commissions ever be compensated to so-called advisers. There is no passageway to separate fully the best interests of the adviser vs. those of the client. The same bag might be made for AUM fees (more aggressive portfolio to try and generate high returns for more fees), but I meditate the AUM fee is the second-rate of two evils.
By the way, as far as out of sight fees, 12b-1s, and back-room compensation, that is merely available to commissioned or fee-based "advisers". Fee-only (AUM-only, hourly-only, etc) do not get remunerated by the mutual fund compaies, brokerages, etc and have to disclose ALL of their tax sources.
Will the copper rate increase what will be the position or copper till completion of feb?
Question:
Answer:
Investing 101: You cannot predict (or trust another's prediction regarding) the price of anything while specifying a specific point in time.
gee my crystal bubble seems to be fogged or had it what about yours?
I wouldn't lift it in until it is over $2.75
I hold some I have be hanging onto since the summer
It be up to $2.65 but I didn't get to run it in beforehand it went
hindmost down
I wouldn't take aluminum surrounded by for under 75 cents
radiators no smaller quantity than $1.00
want to rent my indica or innova to name basis or any company?
Question:
in delhi/ncr what is the approx.return per month by investing this prevailing conditions?
Answer:
something around 10k
If a fund is performing vastly all right, is it safe and sound to wall on it's momentum the following year?
Question:
Was thinking specifically about Indian, Chinese and European equity funds.
Would it be safe and sound to say that zilch short of a serious market crash would know how to change the polarity of their ROIs?
Answer:
Many of the best performing funds hold attracted many exotic investors and lots of (read that as "too much new) cash. So much that the fund manager run out of "their best ideas" and must invest the new dosh in not so great stocks. Some funds hastily close to new investors but maintain open for current or 401k investors (soft close) or close to everyone (hard close) to prevent this problem of "asset bloat." Other funds, do not close as fresh money mean more profit next to the fees they charge, resulting in the fund's results falling.
In standard, absolutely not. Momentum swings can almost other occur contained by less than a year, sometimes overnight. If you want to "bank" on something, ridge on change anyone the norm. But you can also factor your Fund Manager track record into play, does this entity have a history of one able to adjust to side for changing bazaar conditions or is he / she a dinosaur too big and slow to adjust expediently ?
But to address your markets of concern more individually, respectively of those markets have promise but no guarantees. The methods of the Gurus I study involve getting yourself educated so you can establish well and adjust vigorously yourself.
Look at the rules for your investments, can you change them cheaply and hurriedly at will ? Is there a toll consequence if you choose to do so ? etc . . .
I don't do funds anymore, because I like to be contained by control. Consider indexes instead. The DIA, QQQQ, OEX, and a whole host of smaller ones related to Sectors ( and even nation ) are now available for instant diversification and also for the talent to change like a shot and cheaply whenever you want.
No.
Let's rephrase the question. If someone tosses a coin and it comes up head, is it fair to assume it will be head again the next time ?
I suppose the answer is obvious, and it applies to your quiz as well. If you enjoy no knowledge or evaluation of how a certain track history is achieved, it is fundamentally difficult to draw a conclusion from past ceremonial, unless it covers a long period.
Keep contained by mind that with 6 tosses of a coin here is a chance of 1 within 64 it came up head every time. The same could be true with investment returns above the average. There are literally thousands of funds out within, so I am sure from the ones with flawless results there are plenty where on earth it was simply luck
So if you want to rely on track record just, I would suggest to take at smallest 8 to 10 years. If you have an evaluation about the talent of a fund and the direction they are taking, it can be different patently.
the stock market is unpredictable - basically cause a stock does ably one year one never knows what is going to crop up the next year
you may want to transport out your profits and leave the principal within
Where can I find join ethnic group to make conversation around the stock souk online?
Question:
I am looking for something specific, kind of approaching a myspace for investors.
Answer:
Investorvillage.com
try Http://groups.msn.com/MSNmoney...
You might want to look at http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks beside $100,000 in "play" money. Each daytime the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can read posts on investing from the best traders, as economically as share your own investing ideas. There is a charting factor, so you can see how your portfolio performs compared to the S&P 500. Also, you can create your own "group" so that you can see how you are doing compared to your friends.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this help.
we hold CIPLA @278 what can i do hold or swicth to other stock please assist me because i am massively confused.?
Question:
Answer:
last mth plentiful stk rose by 50% ING bk ,techmahi IDBI etc
thus stk selecttion is imp
check buy go signal urself on
aptistock freeware or
www.icharts.in / dlngroup.com
more details on my blog
offer feedback
Property boom surrounded by the Gulf and principally surrounded by Dubai is phenomenal. Are we to see another prpty collapse, soon?
Question:
The speed, vilocity, range and the size of property building within the Gulf States in broad and in Dubai within particular is totally unprecedented. Are we, sooner or next, to see what we have see in the so-called Tiger-economy, splendid crush in Thailand and elsewhere surrounded by the region? What are your arguments, why and how?
Answer:
I do not think so, grounds you learn from mistakes made by others and yourself.
The constraint for the property in Dubai is present. For example look at Burj Dubai: Floors 17 to 108 hold 800 private apartments and these were sold out inside eight hours! property in Dubai capture sold even before they start building.
Bank and stock exchange sage the UAE needs somewhat bit more aprovement but otherwise I personally do not see a apology for any crush. Dubai will depent on tourism in the adjectives. Please also take surrounded by consideration that the political structure of the UAE is different than from Thailand.
I personally see the problems somewhere else approaching for example social problems.
If you check the latest (just 50 years ago) UAE history you will find out, that lots mistakes were made where on earth the Arab community learned from.
You mentioned "elsewhere contained by the region". Where?
Just my opinion. Take strictness.
Will adjectives stock be worthless when Delta Airlines comes out of bankrupt?
Question:
Answer:
According to Delta's restructuring investors FAQ, the current stock will be cancelled when the company emerges from ruin and current shareholders will receive nothing.
http://www.delta.com/about_delta/deltas_...
My belief is that I will wait until mid-late marchto see if they attain the china deal or not as all right as if they emerge from bankruptcy.
Look at AMR (american airlines) a few years ago it be in one and the same predicament, maybe worse.
Almost without doubt. Recent Chapter 11's at United and US Airways left shareholders near worthless paper... after secured creditors are compensated, bondholders will get pennies on the dollar for their rag, leaving nought for stockholders. If you have physical possession of the stock certificate, hold onto them for a generation or two and they may be worth something. See http://www.scripophily.com
Yes.
How much does it cost to invest surrounded by the Stock Market?
Question:
I'm looking to invest but don't know how to even read the NASDAQ or the Dow Jones please help!!
Answer:
There are three books I recommend: The first is The Intelligent Investor, by Benjamin Graham, which have been used for decades and is regard by many investors. Another excellent one is Stock within the Long Run by Jeremy Siegel. Finally, if you plan on investing in mutual funds, John Bogle's book Bogle on Mutual Funds. He is also the founder of one of the absolute ranked insurance companies, Vanguard.
To read Dow Jones or NASDAQ charts, the minimum you stipulation to know is the code for a company, such as F stands for Ford, or XOM for ExxonMobil. Then it'll usually display the current price of a share, followed by a number concerning whether the stock went up or down contained by previous days' trading and giving the price it went up or down. Some will also enjoy a column that displays the total return of a stock during a period of time.
As for investing within the stock market, you can variety one for $50, buying through a Direct Stock Purchase Plan like what Pinnacle West (PNW) offer. Or you can find a company where you automatically salary X dollars a month for a period of time and afterwards once your minimum required investment is reached, the auto-pay stops and you're free to lately hold it in near. You can also invest in mutual funds, also near automatic payments until you reach the minimum required investment. And if you want to buy stock individually, a place approaching www.sharebuilder.com will definitely comfort you.
Study,study,study.Only invest what you can afford to lose..by itekmobility
It can cost very little and it depends on how and what you buy. Below are two ways to consider:
Buy a mutual fund that let you purchase small incremental amounts. There are several funds like this offered by assorted investment companies. Some of the better known companies surrounded by the U.S. are ING direct online and Fidelity.
If you are more adventerous, open an on-line brokerage narrative and purchase a small number of shares. You will be in need the benefit of a mutual fund manager so do as much research as possible. Both Yahoo! Finance and www.betterinvesting.com hold good information.
Invest contained by a good growth mutual fund or s&p 500 index fund and tolerate the managers do the work for you. Most individuals can't spank the market.
Cost sage, most internet brokers require you open an picture with a minimum of 500 bucks, and consequently charge you 7 bucks for everytime you trade. My advise to you, invest within well set companies such as proctor and gamble (PG) or johnson and Johnson, exxon (XOM), coke, home depot (HD). Then after research you can start to invest surrounded by companies that aren't as large but put out big returns
Forget investing contained by stocks, there is no mode a beginner can net money on the market for the long run. Just regard as abou it, there are hundreds of money running firms out there trying to pick the best stocks out within, how can a beginner smash these guys? That's why I suggest to you to invest in mutual funds. There are plenty of option out there, put remember to invest surrounded by US funds, Non-US funds and Emerging Market funds. If you are young, no inevitability to buy fixed income (bond) funds. If you need more info, post a reply and I can present you some good MF name.
$3.00 USD. (SogoInvest)
No need to read any. Just have to start. Initial investment can be a thousand or even smaller number. Just need to unseal acct @ schwab.com or wherever & seize going. If were complicated few could do it nonetheless all must. ADX PEO EFA EWA IAU PGY Buy something & don't tolerate emotions rule the decision.
Minimum would be $500. I would suggest you to check the website below to learn more on shares and stock trading and how to select the best shares.
Hope it help.
http://money-review-site.com/shares.html...
http://www.money-review-site.com...
Are irish interest rates impossible to tell apart when borrowing as when investing? and what are they currently?
Question:
Answer:
1) No.
2) I don't know.
What is the best road to invest for the best return and lowest risk?
Question:
Answer:
Risk and return move in contrary directions.
The lowest risk is to put it in an FDIC insured statement, like a hoard account. You're not going to acquire much of a return.
The highest return is probably cast-offs bonds, real estate, or precious metals. These are soaring risk (despite what you may hear on the radio).
Finding the middle ground between risk and reward is something that depends on the person. If you are the type to sit within front of your computer and obsessively monitor your portfolio and stay awake at night wondering if it is falling contained by value, you probably don't want to involve much risk. If you are the type to shrug stale a big loss and maintain an enthusiastic attitude toward the future, you probably want more risk. But it emphatically depends on the person on a case-by-case font.
I wish i could unite people close to you more often, I enjoy no investing friends. Your a daytrader. Check out otcbb.com
Watch different stocks that are up in big % and purely monitor it.
Check out my profile! Maybe we can talk sometime.
Good luck!
Simple answer is an online interest position savings report. Some provide 4.5 to 5% interest with no minimum stability. Thats the safest best. Check out www.ingdirect.com or www.hsbcdirect.com
I like your user entitle! Being determined is GOOD!!
As to your question; elevated return = high risk and low risk = lower return. If this be not the case next people who flog investments would go bust... (and we would all enjoy to live off of our incomes alone :-( )
The approach to minimize risk is to study the investment vehicle that interests you (or that you think you will be capable of understand) and feel comfortable investing contained by. By studying the investment, knowing how it works and why, what makes it fluctuate and what affects it it is easier to follow trends and to know where on earth the investment vehicle will go...
Don't look at too frequent vehicles at once but concentrate on one so you become an expert at that one and get 90% good trades that earn you money. That should be the low risk soaring return you are looking for!!
Good luck and hope to meet you surrounded by millionaire street one day.
Invest surrounded by high trait stocks and write near the money call on them. If you don't know what that means, shoot me an email.
Ah, yes, wanting your cake and consumption it too. High returns TEND to be the domain of high risk investments and lower returns TEND to be the nouns of lower risk investments. There are moments when both can take place.
Right in a minute, bank certificate of deposit are paying pretty good rates. Right in a minute the S&P Dividend Aristocrats are paying better dividends and price stability in relation to the Dow Jones top dividend payers. In this latter overnight case, check out the Ishares exchange traded fund DVY. You can go to the holdings index and do some cherry picking of the solid companies that pay really flawless dividends (still bank CDs will regularly beat the rate, but your principle remains unchanged--yet near the potential for price appreciation with dividend-paying stocks within is also the risk of price depreciation). There are some links on the links below that will get you near.
The best way to invest is to invest within shares as they give lofty returns.To achieve excellent returns on your investments it is vital to adopt the right investing strategies. To Learn more about shares and stock trading check the website intermingle below.
http://www.smart-investments.org/investi...
http://money-review-site.com/shares.html...
OK, does 300% return in 15 months excite you? I am conversation from my personal experience here. I have started near USD12K in 30.8.2006 and from that time, they never miss to provide me beside the monthly return as promised. They used the scale of 10%x3months + 15%x3months + 20%x3months + 25%x3months + 30%x3months.
The best quantity of it, they have started a unmarked product called EMF that have a value of USD1 within December 2006 and now valued at USD2.11 per part and expected to reach USD4 contained by April 2007.
See for yourself and experience this exciting investement. Mind you, this is not a HYIP but real investment within offshore financial market.
You can register free for 14 days but requirement an introducer to start. Use mind: mygha1605101 to register yourself.
That's where I come contained by. (I am a Portfolio Manager)
Top 4 Answerer.
how much interest is going to be if i invest 60 crore rs. ?
Question:
Answer:
60 Cr. Rupees... Oh.. thats a big money boss!. u must be one of the richest men on earth if u hold that much of money in your signature. Now, coming to the point, if you want to know how much interest it would fetch, i would say, it depends upon the organization you put in your money next to. If you are putting your money in a positive account, you would grasp an interest at a rate of 3.5% which means at the close of one year you will earn 2.1 lacs. If you are willing to run risk, you can put your money in Equity marketplace where you can earn the complete world (or loose all the money you own invested).These are the two extremes how you can play with your money. There are tons middle paths available as resourcefully.
It depends on what type of investment you are planning, whether conservative or risk.
Anyway, for high and not detrimental returns I have invested contained by real estate, for the concluding two years, I am getting a return of 45% per annum. This involves both capital appreciation and rent income. Are you interested ??
I f u r a senior citizenu will carry a int. rate of 8.25% pa.if not 7.5on fixed deposit...but if u would resembling to put in Mutual fund the return can progress upto 20-30% p.a depending upon the risk taking ability..for a moderate risk taker the ruturn go 18% p.aif u don't care 60 cr. put surrounded by Equity schemes..the return can be more than 100-300 % even nil also (including u r total amount)...if u would like 2 know more in the order of various option...drop u r mail ID & Contact no. our company rep. will receive in touch next to u..hi_...
I promised 12% guranteed return.
If u are an enterpreneur i can convert this deposit as your biznez expenditure.Its an investment in multinational company which is an asset paperwork company with operatins within 70 countries.If you divide this 60 crore in three years technique 20+20+20...I can give incredibly next month 5 crore and 13 th month 2 crore and 25 th month 50 laks + 12% guranteed return within each year.plz giv an appointment for a make conversation.
9847720536
aruncthampi@yahoo.co.in
if trade surrounded by commodity/ stock index
30cr pa
Dear Sir,
I am Deepali Sharma, I am running a catering service in Noida, you can invest near me a small amount say 10 lacs, and I can tender you return along with 4%. If you are interested , please contact me at deepali292003@yahoo.com. I plan to grow my business and obligation of money to get my daughter's traetment done. I will glad if you can consider my request.
Hi, i recommand you a accurate and basic tutorial for investing. it covers adjectives Issues related to your Investing and everything around it.
http://investing.sitesled.com
wish it will give a hand you.
Good Luck , Best Wishes!
Can you please tell me from where on earth you got such huge amount. Have you compensated tax on it? Can you cog with one crore for me?
If you are effective of investion 60 cr my sugession is invest into steel & power sector you will get 100% return.
We are into steel plant building sector you can messages your profile to me if you are interested shivajigupta@yahoo.co.in
If you think through stocks please aid!!?
Question:
I have a project at arts school and we 'got' $1,000 and we had to buy a persuaded number of shares. I bought Microsoft and I had 35 shares.I can't digit out if my stock went up or down. Thre are 2 down arrows and one up arrow.comfort?!
here's the link:
http://bigcharts.marketwatch.com/quickch...
please check and relieve!
Answer:
Over the course of the trading day (9.30am-4pm) the stock go down 4 cents per share. Some people can trade after hours and the closing trade was a penny high than than its closing price. That is what the up arrow of 0.01 indicates. For the purposes of your exercise, you are interested in the closing price which, according to the knit you gave, is $27.28. You might want to look into this a bit more and bring it up when you discuss this project within class. I am sure you are not the only one to wonder nearly this.
http://finance.yahoo.com/q?s=msft...
Easier to understand
Your stock go down 3 cents a share yesterday.
The confusion comes when you start looking at the afterhours trading that goes on.
It go down a tad yesterday. The "up" number is for after-hours trading. But in command to know if YOU made money or not, you simply need to know at what price you bought your shares for and compare that to what the price is today.
multiply 35 by today's price and after see if it is lower or higher than 1000.
You lost 4 cents per share yesterday. Unfortunately, you've picked a dog. Microsoft should never enjoy broken down below $28 on the current reaction.
You're something like 20 years too late for the big move surrounded by Microsoft. In fact, a break below $20 will pocket it into the abyss.
Based on the link you provided, it sounds approaching you're asking whether your stock, Microsoft, went up or down yesterday. I can recognize why you were confused because the stock be down $0.04 per share during normal trading hours, but it be up $0.01 per share during after-hours trading. Thus, the answer to your question is that the stock go down in price yesterday, but the amount will be determined by whether your guru wants you to use the "final" price (i.e., down $0.03/share), including the effect of after-hours trading, or whether he/she prefers you to use the price at the close of regular trading (down $0.04/share). I would guess that you should slight the after-hours activity, and use the price quoted at the close of regular trading.
I hope that help!
You need to look at the price you get "filled" at on your purchase. Then you need to look at the "bid and ask" of what they are selling for today. The bid is the price you could put up for sale yours for now and the ask is the price you can buy more for presently if you wanted to. Therefore, by comparing your purchase price near the current bid you can determine if you are currently profitable. Yahoo or any good nouns website can give you the current bid and ask. You also hold to factor in your commissions but I don't know if your university project considers those.
OK the stock is up I cent the 52 week range is 21 to 31. Which resources it was a low as 21.45 and as illustrious As 31 ..it is now 27.29 up 1 cent from the morning before.
Capital Gains On Stock Sale?
Question:
My Friend owns a stock listed on the Toronto stock exchange.(The stock is PBG.TO)When he sell it,will he owe Capital Gains Tax to Canada,the US,or both?
Answer:
If your friend lives in the USA, it will be funds gains export tax for the US. He purchased the stock using US Dollars in the USA and sold it to receive USD contained by the US.
Any taxable income you receive depends on A) your citizenship and B) where you are living when you receive it.
Just the country he lives surrounded by
who owns Bernard Matthews?
Question:
Does Big Bern himself own it, or did he once list it and in a minute in private hand? anyone know a brief history of the ownership, I thought it was once nominated, but can;t find its performance today on the all-share inventory
Answer:
The company is owned by the Matthews family.
"After mortal floated on the stock exchange in 1971, the company have recently reverted [in 2001] to individual a limited company beside ownership returning to the Matthews family."
http://en.wikipedia.org/wiki/bernard_mat...
UMM Bernard Matthews! Did you not see it contained by the paper yesterday?
STOP PRESS.. coming soon a Lidl effective you 2 for 1 on any Bernard Matthews product - you won't die - honest.
Big Bern indeed does own the company.
er.Bernard Matthews, hes boooooooooootiful