What's the worst investment you've ever have?
Question:
I mean a tangible investment, not things like cars.
Answer:
Webvan - (WBVN)
The company be one of those late 90s Internet companies that popped up afterwards fizzled. The company delivered groceries to customers from Internet directives. WBVN filed chapter 11 ruin on 7/9/2001and is a bad memory.
.
Russia Fund more or less 7-8 years ago. Someone made money in Russia. I didn't.
DSL.Net in need a doubt. I think the symbol be DSLN. I managed to ride that one down to underneath a buck. I even did due dilligence by going to the office and making sure it be really there, chitchat to people and getting sold a serious bill of products. If you look now you can belief their 2005 annual report (yes I know 2005). After that I learned adjectives about puts and shorting. It be educational and minus a doubt the worst investment I ever made.
When I started investing, I would buy penny stocks because I thought that was what I could afford.
It be a very expensive coaching.
I invest differently now, and get rich doing it.
worldcom
My worst invesment was investing adjectives of my money in 1 stock who lied roughly speaking their eps on their income statement.
Jeff
http://www.best-stock-trading-systems.co...
NFI... got within because of the nice dividend...and they performed okay for awhile, but it turned out they must have be lending mortgage money to relatives who really weren't qualified...now they're moved out holding a bunch of " bad paper" and their clients drove past its sell-by date into the sunset in their rusty pick-ups!
Could own been a great deal worse..got within around 28...got a few divs..get out about 24.50....in a minute it's about 7...( up from 5 !! )
With the UK lb very soon so strong against the US $ what would i gain if i exchanged lb50 to $100 and wait 6 months
Question:
Answer:
you would gain exchange charges. look at it this way, you can go and get 5% from your online bank within interest, lets assume you changeover a lot of money and you individual get charged 0.75% exchange tax (x2 - 1 each time). so you in a minute need to gross 6.5% to equal your bank. which technique the pound doller would need to drop to 1.87 for you to capture you money back, agree to alone make anything.
very soon look at the pound doller exchange rate for last 5 years, its singular been moving surrounded by 1 direction and its not down.
not a good concept
I think the US dollar will verbs to slide so don't touch the Greenback. Keep the lb50.
Though you are on the right track, this amount isn't enough to generate a profit on FX speculation. Primarily because of commisions/fees...
http://www.letsgobble.com/
Nothing. The exchange charges will wipe out any profit.
Currency speculation is not for silly little associates.
you will get 'fook all'
cos the amount you're talking something like is too SMALL!!
besides the market maker will have it adjectives stitched up !!
Excellent idea, you might enjoy to wait a year or two but by later the rate will be back to its more regular $1.75 to the lb1.00 or so. Have to survey your charges though, really lb50.00 is hardly worth it. Got a Thousand?
Can the brokerage be charged on number of shares ?
Question:
I bought 600 shares of some stock at Rs.30.
So, the total transaction amount is Rs.18000/-
The broker charged me Rs 0.2 on each share + taxes
i.e 600*0.2 + taxes = 120 + taxes
I be told that the brokerage charge is .3%
So I expected, 18000 * 0.003 + taxes = 54 + taxes
The agent is telling that if the stock worth is less than Rs.100
They charge the brokerage on the number of shares
I feel that this is illogical.
I basically want to clarify with you guys.
Please support.
Answer:
There is not hard and swift rule as to charging of brokerage or not there any statutory guidelines on this aspect. One should solicit and understand adjectives aspects of charging brokerage including under different slabs/scales etc. Additionally, surrounded by the face of competition, brokers recount only their brokerage percentage or amount lacking telling new levies such as depository charges, service duty + E. Cess etc. The unaware client finally find a complex percentage charge/amount when he look at the bill. These and others charges should be clearly understood slab wise/amount wise/flat as could be the situation.
It would be better for you to appropriate this as a lesson and stay informed for all your adjectives transactions.
What you should have done is to asked for a charge schedule from the broker formerly opening the rationalization. It is not uncommon for brokers to charge resembling this. It is unfortunate that here was a misunderstanding and it is feasible the fault of the broker for not clearly explaining the payment schedule to you. If within fact you be told that the fee be 0.3%, then I believe you enjoy a stong case for asking for a settlement of the excess. Speak to the manager or possibly even higher.
Many of the companies figure the brokerage on the value justification. Your are bought 18000/- so brokerage .3% both buying and selling, so 108 rs.
The brokerage is charged on total volume, not number of shares. Your share broker has definitely fleeced you.
You are right that correct brokerage should Rs.54 plus taxes.
What's happen beside DALRQ.pk stock if Delta pulls out of Chapter 11?
Question:
Delta Airlines will re-issue new stock when it emerge from bankruptcy. Will the DALRQ.pk stock be worth anything or will it be re-issued as spanking new stock. Will I lose all my making a bet money?
Answer:
I have a terrifically strong feeling that it will become worthless. Yes, investigational stock will be issued to pay sour their creditors if they do not have plenty cash to do so. If after paying sour the creditors with their lolly and if there are any assets remaining afterwards stock will be issued for the holders of the old stock. It might amount to something similar to 1 new share for every 1000 ripened shares or maybe 1 for every 1000000.
it have already been approved.
Effective immediately, Delta Air Lines (DALRQ) will no longer be eligible to be purchased online*. However, shares of DALRQ may still be sold online.
According to Reuters, Delta Air Lines will exit ruin on April 30, 2007 and trade under a unsullied symbol, DAL. The existing shares of Delta will be wiped out when the company emerge from Chapter 11.
I am looking for a company that raise funds for private placements...Anyone know of anything??
Question:
I work for a developer who is looking for a company to raise funds for private placements. I grain I have search the web....for at tiniest a couple hours & am not really finding what I need. Can anyone lend a hand me out or give me any reference? Thanks guys!!
Answer:
Basically you are looking for an investment bank. Given the size of the income raise you are probably looking for, you are looking for a boutique.
I m at a dilemma, I hold a busted headlight, but however , I run out of beer,What should I do ?
Question:
I only own $100.oo
Answer:
Spend $80.00 on the beer and the rest on a headlight.
call a buddy, enjoy him pick up the beer, Stunner his candyass and take the beer for yourself
Fix your headlight and quit drinking.
rig up a flash restrained and go boy
Go buy a headlight and install it. Then buy some beer and dance home to drink it. Laugh and count what you have departed. It should be plenty. Never drink and drive.
Call a cab to pilfer you to the store if you are not in walking distance,.
Ducttape a flashlight on your hood an' jump get some Old Mill.
Give me the 100 Bucks and I will buy a keg run to napa and we will tie one on surrounded by the driveway while fixing your headlight! Maybe even whistle at a couple of hotties that pass by~!
way of walking to the store... maybe?
wander
Still got 1 headlight right, but your out of beer....trouble-free decision, buy more beer verbs about your headlights when you get none.
Depends on what time of day it is. If it is darkness time then no, don't drive, meander to the beer store. If it is day time hit the auto parts store first gain your headlight and then that should head off you around $85 for the beer store.
hey man its early within the day right immediately you should be able to drink up that 100 bucks powerfully before it get dark
fix your dang headlight..later get beer ..busted organizer light = red&blue flashing lights....or keep on till daylight
go buy a bible and stockpile your self or buy the beer and go to hell....ya stout drunken asshole........what are you gay
come on you know your hiding that secrect so stop wait ing for your special highway patrol man to stop, yeah i know almost him, to rape the hell out of you while your mom watches on the payperview with her "personal trainer" research ideas....|3ITCH
what the hell merely negative one?.......|3itch
dail 1-8OO-beer & drive solitary during the day.
You should know how to buy both for 100.00...cheap headlight expensive beer
Fix the headlight. It will save your 100 bucks by not have to pay a ticket! Then , thank the Lord you followed my suggestion. Then while you are talking to him, budge ahead and ask for his advice on how to drink smaller quantity if that's a problem for you.Whatever you do, just hang on to a relationship with the Lord. A busted headlight will hold on to you from seeing things clearly. Ever heard, This little street light of mine.. I'm gonna let it shine ...? Thats the insubstantial of the Lord shing inside you. Use it to see everthing more clearly.
join AA buddy...and don't drive....DUH!
$100 can buy you at tiniest 10 litres of vodka plus $ left over for chips. Quit wastin' yer time near beer, rookie.
Find the importance of a bond which is very soon priced atRs120,int rate mortal 12%,when int rate falls to 11%?
Question:
The details as regard to solving this problem may be furnished.
Answer:
I usually ask an accountant.
Trying to take to mean the stock flea market?
Question:
If a buy a certain amount of shares within a stock and a sell when a profit is made next I make money? If a buy a confident amount of shares and the stock is negative do I owe money or can I give the shares in the stock bazaar? A bit confused?
Answer:
Lets say you own 100 shares of XYZ stock and you compensated $10 per share for a total of $1000 invested.
The next hours of daylight the stock price is $11. Your next stock worth is immediately $1100. You made $100.
If the stock goes to $9, very soon your net stock worth of XYZ is $900. If you expect the stock is good, you hold on to it, surrounded by expectation that the price will rise. You're down $100 and this is reflected within the stock. Essentially, you've lost $100, but you do not owe that $100 to anyone.
///
Here's a quick calculator. Plug contained by your numbers.
You pay up front when you purchase shares plus a commission tax. Your loss is deducted from the picture plus a commission fee. Think of it as a checking picture. You deposit money into an account. As stocks move about down, your balance go down. As stocks go up, your symmetry goes up.
First swot how the stock markets work.
Its a policy voilation of yahoo if i post any relation here.
Just mail me at solidoffer11@yahoo.com beside subjet- stock markets . I will dispatch a link of best website where on earth you can find good offer, tips and resources.
Best wishes
Is investing contained by share flea market or mutual funds more beneficial?
Question:
With todays mkt conditions, which is better?
Answer:
For a beginner, if you never expect to devote lots of time and money to study how to trade stocks for yourself, buy an index fund. The simplest, largest, and most representative is the S&P 500, which is composed of the 500 largest U.S. companies, and represents about 80% of the U.S. stock souk. Call any broker, and he or she will arrange it for you. Or buy it yourself through a discount broker.
Individual stocks are risky, and people step crazy when they invest. Trust me on this - the stock market brings out the gambler within everyone. Buy the index fund and forget about it for 10 years, at least possible.
Mutual funds are crap. I know, because the MBA and CFA (five years of learning!) drilled it into my come first that study after study show that the vast majority (75-80%) of mutual funds trademark you less money than the S&P 500. Yes, in attendance are brilliant managers close to Peter Lynch and George Soros out there, but they won't work for you, and how would you know you have the genius one until it be too late (they adjectives sound brilliant up to that time you give them your money). This is one nouns, perhaps the lone one in enthusiasm, where professionals are worthless.
Market conditions are irrelevant. If you fathom out market conditions satisfactory to figure out which is better (certain mutual funds do better within certain markets), consequently you already understand ample to trade individual stocks.
mutual funds (you didn't ask for justification)
This is really a question of risk. It is riskier to invest within individual stocks but there is more reward possible. It is safer to invest surrounded by index funds like Vanguard Total Stock Market but you will seize the average return on the market. It is also profusely more work and discipline to invest in stocks.
stocks or shares are riskier, but more profit if you win
Can I buy shares (or index funds, mutual funds, etfs) surrounded by NYSE (or any) if i live contained by Ecuador?
Question:
BTW, in Ecuador (if you dont know where on earth it is, its in south america), we use american dollars. so, will i return with taxed indistinguishable way as americans when buyng stocks (or any)?
Answer:
Yes you can but first you hold to open a n reason with a trading company similar to Ameritrade or Scottrade, for that you would need a local sandbank info. If you can open an commentary with Bank of America, or Citibank or anyother international wall, you can buy the stocks, mutual funds or anyhting lese in between, if you requirement more info you can email me at skbatta@yahoo.com
Yes
Yes
Yes to your first question. You will inevitability to send within different paperwork from an American citizen, but virtually any broker will open an details for you. I use MB Trading because they're cheap and fast.
No to your second. Foreigners do not foot American taxes on stock profits. You will, however, be taxed by Ecuador, at Ecuadorean rates. Check next to the brokerage and your Ecuadorean tax attorney, but I'm sure almost this.
P.S. I used to live in Guayaquil. Ecuador es un pais amazonica!
What is the good thing disadvanted of exchange traded funds vs. regular mutual funds?
Question:
I understand mutual funds completely well but own little experience with ETFs so do I call for to learn roughly them? Does it provide more control from a tax stand point? More collection in investing option?
Answer:
ETFs are awesome. Really low internal expenses, less than 1% almost other. You can pick a sector, like healthcare, or international (EFA is a suitable one) or just mimic an index such as the S&P 500 (IVV). ETFs are traded resembling stocks, that is, you can set a shorten order to buy and a vend stop to protect your downside or lock in your profits. This is impractical with a mutual fund. Mutual funds are valued at the failure of each bazaar day, and when you buy or supply, the value is calculated at the close of that day. ETFs are superior within every way and are traded within realtime, again, like a stock. Mutual funds are officially required not to be comprised of more than 5% of any one stock. This makes the mf regulator (to whom you pay a hefty regulation fee) forced to sell the winner in their portfolio.
Here is a short piece on ETFs, I have a sneaking suspicion that they are a very adjectives tool for investors.
http://www.valuestockreports.com/021907....
Mutual funds are appropriate for some and the wrong investment for a increasingly growing number of people.
For me, I would NOT invest surrounded by mutual funds if it weren't for having a 401K. Since you mention knowing a bit in the order of mutual funds, you probably already know why they're not for most people. But a moment ago in covering, here's a few reasons.
First of adjectives, mutual funds exist to take average person's money.
Second, mutual funds seem to be to be "happy" just to do better than the S&P index, since that's commonly the gauge. A monkey, yes monkey, can usually outpick most mutual funds. Over 60% of the mutual funds out in that can't even outperform the market (CNBC lately reported the current # was 72%). That's VERY SAD!
Third, mutual funds own embedded nouns fees in their costs. Most of these mgmt fees are 0.5% to 2% annually. This is one of the reason they can’t outperform the market; they pilfer a cut out regardless of how well or poorly they do!
Fourth, most mutual funds exist not to earn you plentifully of money, but are more interested in NOT "losing" you lots of money. That method you stay with them and they verbs to collect their fees. Did they not highlight to you that they embezzle this fee respectively and every year regardless of how poorly they do?
Fifth, mutual funds are not as liquid as one might consider. If you're in mutual funds and a Bush consultation in the morning and you give the name your broker to sell because the bazaar is now tanking, the broker will cheerfully take your writ, but the order will not be executed until the hours of daylight is over and the negative impact is already priced into the fund.
Sixth, frequent mutual funds charge extra "fees" if you buy/sell their fund within a unshakable amount of time, meaning you must keep hold of your money in the fund 90 days to 2 yrs in the past you're free from the fees (read the fine print on trying to get a withdrawal). These fees can be up to 3% or so of your money as powerfully.
Seventh, mutual funds have to be surrounded by the market. So if the bazaar is crashing or going down like it have between May and now, later the funds still have to be contained by the market and taking those losses too. With some practice, you can time your monies to avoid some of those losses (it'll cart practice).
Convinced yet? Need more?
Eighth, mutual funds hold to be pretty diversified and so if there are hot and cold sector, they are probably in both the hot sector and cold sectors. However, as an investor, you can buy into merely the sectors you want, similar to metals, or housing, or energy, etc. or right very soon, Brokers/Dealers, Retail, and insurance!
Ninth, mutual funds are so big, they can only invest contained by certain companies. A small mutual fund near $10 billion in assets. 1% of that money is $100 million. How tons companies are this big where $100 million investment isn't the in one piece company? Do you want to limit yourself to of late those larger companies like Times Warner, Microsoft, home depot, Cisco, Ebay which hold been sideways for years? I expect not.
A better way would be to buy ETFs (exchange traded funds) or holders. These trade approaching stocks, so are very fluid, and do not have the large fees like the mutual funds. Further, you can buy/sell them as you option. They represent sectors or indexes, so buying them give you the same diversification as the sector/industry/index, but near much less overhead! You can even supply options on various of them.
See Amex.com (american stock exchange) or ishares.com, holders.com for more info as well.
You involve to invest for yourself. If you can't, then sure, use mutual funds. But be aware of the shortcomings (and as you can see, at hand are many).
Let me know if you have further question.
Best of luck!
IRA Account Question?
Question:
I want to open an individual IRA reason because my employer doesn't offer 401k. Which company should I friendly this account next to...Ameritrade, Fidelity, or Charles Schwab? Does anyone have a nouns on which company is the best and/or the easiest to deal near? I'm a total beginner at this unbroken investing thing. Also, if I start an IRA narrative and I want to change companies, is it possible? Any suggestion would help...thank you!
Answer:
The previous respondent is right-on near Vanguard, but I'm not sure how flexible your investment options are beyond their proprietary funds. With the other custodial option, consider fees (annual fee, care fee, trading commissions, etc.) and what they pay packet on your cash. At Fidelity, the taxable moneymarket vindication earns merely around 5%, so use that as a benchmark. Since you don't have a 401K available, I recommend you approachable a Traditional IRA since you get the up-front write-off against your wages. The logic is that you are surrounded by a higher tariff bracket today, than you will be in when you set off withdrawals from the description. Moving the account from one custodian to the subsequent is no problem at all. Check out http://www.fool.com to see a matrix-like comparison of the a variety of online brokers and their fees, services, etc.
I recommend Vanguard. Excellent funds, minimal fees. You can change companies at any time by rolling one information into another. Never close your IRA-always roll it to avoid tax penalty. Consider a Roth IRA if you meet the income ends.
I use Fidelity. They have a nice website which is trouble-free to use.
I have be in the bank industry for 6 years. I would speak to an investment banker at the mound you currently hold your checking or savings justification with. Or you can seize advice from your bank branch manager. IRA's are in truth pretty simple to open and you don't reimburse for anything out of pocket. You just contribute a indubitable amount each year. You will not lose any funds if you close or verbs the IRA. You just entail to make sure you verbs those funds to a new IRA inwardly 60 calendar days to avoid any tax penalty from the IRS.
An IRA DOESN'T have to be near a broker. Almost any bank disc can be the investment wrapped in an IRA import tax shelter too.
An IRA tax shelter is one where on earth you agree with the establishment not to use the money, with definite exceptions, until you are at least 59 1/2 for the benefit of any an immediate due deduction of money invested (traditional) or no tariff on the accumulated proceeds when you eventually take it out (Roth). For an individual investment during a given year you choose any one. You can change HOW the money is invested ANY time as far as the rule is concerned, BUT SUBJECT to the rules you agree to in the vehicle surrounded by which you invest. Do you intend to take some risk near your money in the hope of battering bank compact disc rates? Stocks are not for the uninitiated.
You might want to check out ShareBuilder.com. They offer IRA accounts.
I resembling them better than the brokerages you listed. First, adjectives of your money works for you. Other brokerages require you to buy whole shares, so you take off money sitting in your picture. ShareBuilder.com will invest exactly the $ amount you specify and buy you whole and fractional shares. They will also do dividend reinvestment for free.
Second, they enjoy some pretty nice research and tracking tools.
When you open an IRA, you should construct it a ROTH IRA.
A ROTH is tax free forever. You don't receive a tax credit up front, but you don't procure hit with a duty bill later, any. A ROTH also works better for your heirs.
If you subsequently want to change companies, do what is call a direct rollover. This means that your funds are transferred directly from your antiquated company to a new company. Doing a direct rollover ensure that you don't get hit beside penalties and taxes on income you didn't intend to hold.
If you're just starting an IRA, I intuitively would put it in mutual funds, not individual stocks. The basis is that it's not a good impression to have your intact investment in one or two stocks because if one of them go bankrupt or even have a few bad years, you can lose most or adjectives of your investment. I think 5 stocks (in 5 different industries) is the fewest an investor contained by individual stocks should have. If you try to split a few thousand dollars across 5 stocks, you won't enjoy much in respectively stock and you'll have to wages commissions on each purchase. Even at $8 or $10, that's a definite percentage of your investment if you're only buying $400 of stock.
So I individually would go to a fund company close to Fidelity, Vanguard, American Century, etc. and invest the money into one of their stock-based mutual funds. Historically, over long periods of time, stocks hold outperformed every other investment class, so for long-term retirement money, I think that's the place to be. Small company stocks own done slightly better than large company stocks, so I'd probably put at least possible half, conceivably all, of it contained by a small company stock fund.
Once the balance get to around $25,000, then if you surface like you want to start investing surrounded by individual stocks, you can transfer the IRA to a brokerage firm. There will probably be a verbs fee (charged by the company you're leaving) of something resembling $50 - $75 when you do that.
If you qualify for a tax supposition for a traditional IRA, I'd do that. If not, and you qualify for a Roth IRA, then I'd do that.
First correct answer get best answer?
Question:
According to the Mortgage Bankers Association, borrowing costs on 30-year fixed-rate mortgages averaged how much last week? 8.75%.4.75%.6.22%.5.80% and the european rights forum kicks rotten today in which highest city? paris.munich.london.moscow
Answer:
6.22% // Munich
moscow?
4.75%
Munich
5.80%
Munich
umm... 6.22%//Munich
Hm, these aren't the exact CNBC questions of the light of day, are they?
8.75% Munich ??
Are at hand any apt stocks to buy today?
Question:
I am new at the stock open market but I just sold my first bought stock and made a profit of almost $500. I would like to put it into something else. Just have fun for now but I would similar to to get more aggressive within the future.
Answer:
If you're inclined to take a risk, I'd recommend Vonage (VG). They only just lost a patent suit, changed their CEO, and yesterday announced that should the stretch stick they may have to profile for bankruptcy. This have lead to a 6% drop today. As doomed to failure as all that sounds, if the negotiator rules on the 24th that they can keep signing up unknown customers, that will be an instantaneous huge gain, and should their appeal win or should they get bought by a larger company, the gain could be even bigger.
I've bought it with a stop souk order at the bought price, so should it REALLY plummet, I'll at lowest get my money put money on out.
Do your own due diligence, but you might try Charter Communications (CHTR)...it's a cable company here in NC. It's around $3.31 today. Comcast will most likely lift them over soon as they are the big dog all around us. Seems close to it's just a situation of time. Jim Cramer likes them too if that matter to you.
Again, I'm not a stock expert but this one seems to label some sense to me. I did a little investing contained by stocks awhile back and averaged 16% returns...nought great, but better than the 10% average on the street.
KR
by the time you look at people's answers, stocks' prices have already changed
i would say-so YHOO
These two might be good for tomorrow and Friday...ENER and MEDI both are supposed to be contained by takeover parley...usually a nice bump-up in stock price. ( Look at them yourself...don't lift my word with your money....)
Just for the register I'm heavy MEDI...a moment ago bought a little ENER...( owned it closer once before ,sold at profit)
How do Janus's mutual funds compare to Vanguard's?
Question:
I see Janus's expenses are slightly more but seem to solidly outperform similar Vanguard funds especially the Contrarian and Orion.
Answer:
Janus is collectively actively managed explanation portfolio managers pick stocks and they try to fluff up the market.
Vanguard is mostly passively managed plan they own all the stocks within the market, beside the goal of a moment ago tying the market (but doing so beside lower expenses than an actively-managed fund like Janus.)
Janus have had stellar recent enactment in masses of its funds.
I'd suggest going with Vanguard. They are outstandingly low cost, and they aren't tainted by scandal resembling Janus is.
Vanguard's index funds are very honest, and usually beat most actively manage funds.
I invest in adjectives Janus funds and the scandal is overblown. I have done especially well near Janus.