Is Pampered Chef considered to be a pyramid plan CULT. I know that the company is legitamate.?
Question:
Answer:
No. A pyramid scheme would be something which required associates on the bottom of the pyramid to pass money upward toward the empire at the top as they attempt to make their style to the top themselves, thus profiting on the money they would take from those below.
Yes, it is multi-level. But this does not a pyramid build. In most direct selling business models, the "higher ups" trademark their increased income from the parent company, not out of the pockets of their downline.
Basically, because nobody is lining their pockets next to YOUR money, this is not a pyramid scheme.
As for CULT- I would also disagree. Yes, they find you pumped up and excited at their meetings- but so does Richard Simmons!
As for looking to your family/friends to get your business rotten the ground, so what? If you opened a curls salon, who would be your first customers? Your family and friends as you would expect. You would ask them to refer people to you, you would put the word out almost any business you started. Any successful consultant with a direct-selling company will grow beyond their instantaneous circle quite suddenly. The idea is network. Not scamming.
Now, I am not endorsing Pampered Chef per-se. I focus there are other companies out in that that have better plans. But I don't give attention to they are a shady company.
I would say that ANY MLM (Multi Level Marketing) company that runs effectively is more or smaller number operating at a CULT mentality. I mean, you own to define CULT logically. I'd say that companies that inspire their staff next to weekly meetings sometimes bordering on intense ceremonies would fit that criteria. I hold no idea roughly speaking Pampered Chef, but Amway, Mary Kay Cosmetics and Nutrilife companies are all examples that drop into this type of category. The thing that I individually don't like is that ALL of them brand you use your friend / family bottom as your 'contacts' to more or less exploit for profit as most of these companies selll over priced products, and you slip away that expense onto your contacts. If you like to cook though and be buying the products for yourself anyway, why not? Good luck.
Can someone please explain executive stock option to me?
Question:
I've been notice that recently executives enjoy been cashing within stock options beside an exercise price of $10, $20, $30, etc. I am wondering how this is possible, since the company's stock was NEVER that low. Other general public (non-executives) in my company be granted stock options, but they matched the current flea market price at the time of the grant. This leaves most of them holding "underwater" option, and at the same time, execs are cashing within with particularly low exercise prices. So my question is, how is this possible? Thanks!!
Answer:
There are two kind of employee stock option -- Qualified Stock Options and NQSO -- Nonqualified stock options.
Qualified stock option are part of a plan. There are restrictions on how masses options can be given to an hand and on the strike price. In particular, the strike price have to be close to the fair open market value at the time the stock is issued. These option can only be granted to workforce.
NQSO on the other hand, contain no such rule. You can give up stock options to anyone (e.g., board member, strategic partners, managers). They don't own the same kind of restrictions in expressions of how many option can be granted, and they can have strike prices in good health below the fair flea market value. Most option granted to senior managers are NQSOs.
The disadvantage is that when they are exercised taxes are owed on the difference betwen the impartial market significance of the stock and the strike price.
Are here significant reason to invest near Curian Capital?
Question:
My financial advisor suggested that, having plenty invested contained by my 401k and Roth, that I invest with Curian Captial within order to lug advantage of duty harvesting. Given the high expense ratios, is this truly of much benefit over a straigtforward index stock fund? I'm single and earn going on for $105k per year, so my tax bracket isn't obscenely high-ranking.
Answer:
I would be very suspicious. The expense ratio isn't the only alert sign. I would want to know how much the financial advisor is making as a commission or kick final from Curian. This ignores the issue of what is toll harvesting investment strategy. I would want to without a flaw understand what they are doing and whether it is court in the eyes of the IRS or not. In my mind, best skin is you don't lose a lot of money and recompense fees, but the worst case is this strategy is a fraud you own an audit on your hands. Ultimately, I would sound out whether you want this person as your financial advisor or not. As far as I can describe, he isn't working for you.
Open a kemper money marketplace story?
Question:
Answer:
AArgh! Why on earth undo an account near Kemper. This is a load fund people. You want to pay 3% of your assets to buy a money souk fund? Get a CD at your local wall instead.
What would you invest surrounded by if you have $1-3 millions?
Question:
Answer:
This is an impossible question to answer lacking further information. You must think roughly your needs for the adjectives and your risk tolerance. As a general proposition, it is best to diversify. However your investment strategy will be spectacularly different if you are, for example a 67 year old retiree as challenging a 23 year old single mother beside 3 children.
As a lay person, it would probably be best to consult next to several qualified money managers from reputable firms past making any decision.
If your examine is just asking what I would invest surrounded by to get planning and such, personally I would diversify between indisputable estate in a growing nouns, stocks, bonds and have some comparatively small positions within foreign investments and high risk/return domestic securities.
actual estate.
Others. Low income housing; the aging, children foster care.
Developer for a project concerning these investments.
I'd invest it at aid4families.com
"Investing for Dummies" for starters. I enjoy no desire to line someone else's pockets for investing my money which may grow or may not (but the schmuck investing my money get paid regardless). Instead, I'd school myself on short-term and long-term investing and go from near.
Ethanol and Corn.
I would invest each 1/3 contained by one of these investments
Mutual Fund,
ETFs,
and Stocks
I would buy a load of stock. Some of which is outlined here at http://ibooyah.com
Buy a house to live contained by. Keep $50,000 in a money open market account. Invest the remainder contained by Vanguard Total Market Fund (75%), Vanguard International Index Fund (15%) and Third Avenue Real Estate Fund (10%).
Emerging and European Markets
An exchange-traded fund (ETF) is a basket of securities designed to replicate the presentation of a stock or bond index (e.g., S&P 500, Dow Jones Industrial Average). ETFs are listed on an exchange and can be traded intra-day at a price set by the souk.
ETFs add the flexibility, wellbeing, and liquidity of stock trading to the benefits of traditional index fund investing.
To better understand ETFs, it may be informative to understand index funds, which share some similarities.
Both ETFs and Index Funds:
Allow you to buy an interest within an entire portfolio of securities by purchasing a single security
Are passively manage and have set expenses
Are designed to track the performance of an unmanaged index
Track a broad open market index or target a specific sector or segment of the market
Track market in a variety of regions or countries
Save 1 million. Invest 1 million in TRUE estate. Invest 1 million in forex bazaar.
1/3 in RE
1/3 surrounded by US Stocks
1/3 in Europe Stocks (very strong right very soon, especially with the falling dollar)
I shall use partially of the pie to buy property.
The next quarter, I shall invest contained by funds of high returns close to the
Aberdeen Funds, Henderson European Funds and Asian REITs
The next quarter , I shall utilise for short permanent status investments
such as buying office spaces to rent them out to own a
constant cashflow or investments in the intangibles such
as technology or verbs energy to promote lolly flow
Jerome Ho
www.bni.excellence.com
www.myvideotalkasia.com/jerome
www.SkyQuestComMedia.com
You can invest in some small businesses similar to us... I am looking for a capitalist in which I can use to expan my trading business... Using your money to support their business and also can get income contained by return...
Who are the best companies surrounded by the US?
Question:
Answer:
http://www.forbes.com/2007/03/29/forbes-...
Forbes.com has get everything you could ever ask!
Berkshire Hathaway...look at the stock price.
Coca Cola, Disney, Yahoo.
I don't think in that is a best company. Many companies are good at what they do.
.
depends on what you mingy by "best."
What do daytraders look for when stockpicking?
Question:
have be trying to pick out AIM listed risers base on volume and ratio of buys to sells near a little sucess but I grain I could fine tune this somehow,does anyone on here use a similar method and what particular pointers do you look for when choosing a stock to punt?
Answer:
I time trade exclusively on news, upright or bad. I dally to see what the markets aversion to that news is and follow that trend. So voice an earnings report is released after the flea market close, and the company in give somebody the third degree has an profits surprise of more than 20% the following day the stock may interested to the upside. As long as it opens on the upside near higher than middle-of-the-road volume and continues that trend i will buy in. I will short a stock that does the converse. I've had some great nouns with this model but at hand are alot of things that can go against you so do your due diligence. Im sure near are a thousand people that contemplate im stupid for trading this way but it works for me.
My up-to-the-minute trade was a short, AVNR skyrocketed 300% wednesday on accurate news of its drug trials. today the stock trended downward, when the stock broke through its previous lows i placed the short supply. and covered at the end of the morning making a nice $400.
Happy trading
Volatility, gut feel and an eye on the News Feeds ...
AIM is not for light of day trading as volume is too low so people don't draw from carried away.
Try buying blue chips with clear trends and volume (forget buy/sells)
true and experienced daytraders try to mock the specialist that run the stock exchange. what they do is exploit the bid ask spreads of stock. It is a incredibly complicated process that most people do not infer or for that matter dont even know exists. But they essentially try to buy high qauntities of stock next to wide bid ask spreads and that are not volatile, because movement funds risk.
the stock market is a two mode auction system for example we
will say a stock have a bid ask spread of 9.90-10.10 this means that someone have put in a bid to buy the stock at 9.90 and someone is asking or offering to provide at 10.10 that is why nearby is a spread. people put contained by their bid and asks through limit directions. anyone who uses a market instruct will just go and get the best price available so if you put in a flea market order to buy this stock you would wage 10.10 if you sold you would sell at 9.90 in a minute the person near the best bid or ask is the first in smudge to sell or buy when a flea market order is placed. in a minute that you know this the daytrader will put in a bid to buy this stock at 9.91 and he will be first contained by line when a bazaar order is placed once the stock is contained by his hands he will place an proclaim to sell at 10.09 very soon he is first in column to sell beside the best ask when a market lay down is placed. so he just made .18 per stock short the stock even moving a penny. now if he bought a thousand shares of this stock he freshly made 180 in a mere second and with small risk do this a few times a morning and you are making some dough.
this is just an example most bid ask spreads are tighter than this and this technique also take advanced charting that is not delayed. plus it have become more competitive recently so to procure in this type of trading coach yourself fully
I like the plan "smartest" have described. It seems faultlessly logical to me. He follows the momentum. The only item I do not understand is how do you find out what the middle-of-the-road volume is?
What do you have an idea that in the region of investing within stocks as a novice?
Question:
I think the stock flea market can be a smart thing to experiment within even without much experience, within contrast to most advice given. My reasoning is that you can "practice" picking stocks for a immensely small amount of money- even under $100. You can buy newly 1 stock option and though you won't brand name much, you won't lose much either and you'll own experience of watching the market. Sure you can argue that you can study the marketplace without putting your money into it, but I reason having something on the line- even if it is merely a $20 stock option- keeps your attention and diligence. I am inexperienced near stock trading- it's been years since I've owned stock- but I'm smart, I enjoy a financial mind, and I am a quick study. I come up with I want to take a few hundred dollars and spread it over a handful of well-picked stocks and view it for a few months to see what happens. Maybe I'll engender a profit, maybe I won't. But I'm not risking much. If you disagree, please explain your logic. Thank you!
Answer:
Oh! I agree... I found that it is an excellent, even fantastic< course to profitably spend your time. As you say, if you capture in simply a little...it's great experience ( and other something to " click over to" on the computer.
If you're into the " practice" part of it , a guy ( who occasionally answers here) have a nice site at:
http://www.top10traders.com/
Great place to see " how you can do" and look at the way in the region of 1200 other traders play the game!
Good luck.
P.S. Correction: up to 1300 traders, in a minute.
Practice using Yahoo! finance for a year first.
If you buy $100 worth of stocks (100 shares at $1) per share, on a keep a tight rein on order, you pay cheque about a $7 transaction levy, then when you put up for sale you pay a $7 transaction excise, plus a small SEC fee.
So you start bad with at least possible a 14% loss.
You paid $107 for $100 worth of stock, so it have to go up at most minuscule 14% for you to break even. That is assuming you are using Scottrade who charges only $7 for decrease orders.
If you buy $1,000 worth of stocks instead (100 shares at $10 a share), you wages a $7 transaction fee to buy and provide. You start off beside a 1.4% loss instead, your investment only have to go up 1.4% to break even.
If you get rid of your stock before a year is up, you enjoy to pay the difficult short term funds gains import tax. Which is one reason why 80% of daytraders founder.
Good luck
I agree w/ your idea, but nearly zecco, i'm not sure. I saw that many family posting answers in here did not recommend it.
Good Luck!
What's are some of the best Midcap Value ETFs?
Question:
I just sold HWMIX - the Hotchkiss & Wiley Midcap Value Fund and am looking to replace it near an ETF....what do you think would be a apt long-term prospect for an IRA? Also, would midcap value be better than a dividend ETF similar to DVY?
Answer:
using FastTrack to compare HWMIX to all the Midcap ETFs, FastTrack finds that you sold the 6th rank fund over the past year. It be also the #1 outstanding performer this week . . . curious result !
All the MidCap ETFs from FastTrack's table are listed below. The UPI column is a risk/return evaluation vs. HWMIX (arbitrariy set to 0). Positivfe UPI's indicate better risk/return.Negative UPI indicates worse.
Num Name 04/19/2006-04/19/2007 Return UPI
1 RPV S&P 500 Pure Value(Rydx) 19.46% 1.63
2 IWS Russell MidCap Value(iS) 18.92% 1.33
3 RFV S&P MidCap 400 Pure Value(Rydx) 19.54% 1.2
4 PWP Dyn MidCap Value(PowShr) 18.13% 1.02
5 JKI Morningstar Mid Value(iS) 17.73% 0.87
6 HWMIMidCap Value-I 15.31% 0
7 EMV DJ Wilshire MidCap Value(stTr) 15.19% -0.03
8 IWR Russell MidCap(iS) 13.44% -0.45
9 PPA Aerospace & Defense(PowShr) 12.81% -0.51
10 JKG Morningstar Mid Core(iS) 12.69% -0.56
11 IYT DJ Transportation Average(iS) 10.25% -0.66
12 EMM DJ Wilshire MidCap(stTr) 11.45% -0.73
13 VO MidCap(VIPER) 11.74% -0.73
14 IJJ S&P 400 MidCap Value(iS) 11.40% -0.76
15 PWJ Dyn MidCap Growth(PowShr) 9.82% -0.88
16 EMG DJ Wilshire MidCap Growth(stTr) 8.85% -0.95
17 IJH S&P 400 MidCap(iS) 9.00% -1.1
18 MDY S&P 400 MidCap(SPDR) 8.94% -1.12
19 JKH Morningstar Mid Growth(iS) 6.68% -1.13
20 IWP Russell MidCap Growth(iS) 8.36% -1.18
21 PHO Water Resources(PowShr) 5.49% -1.19
22 PIV Value Line Timeliness(PowShr) -0.57% -1.24
23 RFG S&P MidCap 400 Pure Growt(Rydx) 4.69% -1.4
24 IJK S&P 400 MidCap Growth(iS) 6.31% -1.4
25 PWC Dyn Market(PowShr) 9.45% -1.63
26 PIC Dyn Insurance(PowShr) 9.26% -2.29
DVY is a different thing. It ranks better than any Midcap including HWMIX over the past year. Of interest, the FastTrack's AccuTrack indicator suggests a switch from HWMIX to DVY as of 3/28/07 . . . so you are solitary about 3-weeks belatedly making that switch.
I put the reference for the sore index and a custom chart showing DVY HWMIX trading out on the web for you.
There is no guarantee that any of these funds will verbs on its current course, but it is useful to see that this the influential manager of HWMIX have been doing his assignment so well.
http://www.etfconnect.com/ is the source JKF as accurate as any. Better than DVY unless at an advanced age
What is the weighted average cost means?
Question:
In order to continue optimal capital structure of adjectives 30% debt,20% perferred stock and 50% common stock far into the adjectives. The required return on each component is : debt 10%,perferred stock 11%,and adjectives stock 18%. The marginal tax rate is 40%
Answer:
The weighted average cost of income (WACC) is the average cost of financing a company considering the proportion of each type of property and the required rate of return each component have. Because interest payments on debt reduce taxable income, the "cost of debt" is reduced by the taxrate.
WACC = %debt (Cost of Debt)(1-tax rate) + %pfd stock (cost of pfd stock) +%common stock (cost of stock)
WACC = .3(10)(1-.4) + .2(11) +.5(18) = 13%
What is an "equity stake"?
Question:
I need to know what an equity stake is to minister to me with my business studies work. thank you
Answer:
"Equity stake" simply system an ownership interest. Usually, it reflects lolly contribution toward a business venture, which can be capitalized beside a combination of debt and equity.
Sometimes, a person's or entity's equity is determined by something other than currency contribution. For example, an attorney might agree to contribute his time and expertise toward a venture within exchange for an equity interest in the business.
It manner that the person beside an "equity stake" has put some of their money into the settlement (or the firm). How much? Some amount between 1-99%. It can't be 0% because then within would be no equity. It can't be 100% because then it wouldn't be a "stake."
This residence generally money the same entry in tons different areas--you have to apply it contained by the context with which you are dealing.
Start beside "equity" by itself, which means your ownership within an asset, a company, or anything that has attraction. It is the fair open market value of the item, whether it is a house, a corporation, a rental property, or any other financial asset, reduced by any debt encumber the property for which you are responsible (liable). Often a large investor's position contained by a particular company is referred to as his "equity stake" contained by such company. Warren Buffet, through Berkshire Hathaway, has equity stakes contained by many different companies. His position, or holdings, may represent 51%, or 80%, or 95%, or 100% of the outstanding shares of a company. The utility of his position could be called his equity stake surrounded by such company. The term is normally used when describing positions taken by corporate raiders, or significant investors who believe they can turn around a company or realize more value from it by dismantling it and selling rotten the pieces. You yourself take an equity stake surrounded by a company when you buy as little as one share of such company. You have committed (staked) your own funds to help yourself to a position in a endeavour for investment purposes. In these days of problems near sub-prime mortgages, the homeowners who are finding themselves not able to pay envelope the mortgages are at risk of losing their equity stake in their own homes. So, you see, the residence can be used in various different contexts. Apply the general definition of "a position taken contained by an asset or group of assets measured by the difference between fair marketplace value and related debt."
How to bring back live/online stock price database for free for my stock portfolio control project?
Question:
Answer:
You mean approaching this:
FreeRealTime.com
I've used it for YEARS now and it's great.
Any well brought-up investment house for foreigners surrounded by the U.S?
Question:
I am looking for a low commission house investment for people who are not from USA.
Answer:
I am a UK national and use TD Ameritrade for US trading. They've other been excellent.
It's $9.99 per trade.
If I own a stock within a foriegn bazaar and they fix together another flea market approaching nyse does my stock move also?
Question:
Answer:
Generally, the answer is yes - your stock will benefit from an ADR cross-listing. A study in the monthly of finance found an announcement effect of 1%, plus another 10% during the year that it happen (ahead of the listing, though). ( See http://www.cob.ohio-state.edu/fin/facult... )
The notion is that the stock benefits from the broader shareholder base (think more constraint from the same supply of shares), and is smaller amount risky / more liquid - as an asset get less risky, other things mortal equal, investors should be willing to compensate more for it.
But note, on a going forward font after the listing, they found the local stock is on average more possible to underperform. You get smaller number of a risk premium for holding it now, etc.
Presumably these results would be similar for GDRs address list in London, etc.
Hope this help!
How to invest 8000 GBP , best option , etc etc?
Question:
need some simple counsel , please
thanks ;0
Answer:
I woudl be tempt to use it as a deposit on a buy to let property - although it probably isn't satisfactory. have you considered joining a free to join up website and spending it on advertising for referral - this should generate you an amazing income. There is a great site where you seize 100% of everything your referrals earn. I hold put the site below - you coudl always experiment next to just a tiny bit of money first. There is a great website which will trade you 500 referrals for basically $100. Might be worth a gamble to see how you take on. i have mash dthe relevant websites below
take a look at the stock exchange, conceivably? get some professional counsel first though.
property maybe?
why not basically put it into an ISA (up to lb3000pa usually though) and get lots of interest on it?
enjoy fun spending! x
I got an E-mail from this Nigerian guy offering me shares contained by his oil corral, sounded totaly trustworthy for a bug business man with a hotmail commentary; I'll let you own his details if you want, he says he could net you a millionare
Play the futures market.
The straightforward, first thing you entail to know is why do you want to invest. Are you in for the long tug, or do you want to make a expeditious buck. Do you want capital gain, or do you want dividends. Are you looking to invest in property? Or a combination of adjectives.
Once you know that, you will know what kind of books to read to lecture yourself.
As you can see, we cannot answer your first question, in need knowing in which direction you want to dance..
But keep looking, lately remember, the reason not everybody is making huge money consistently within investing, (or in anything else), is because it is unyielding work.