What mutual funds/index funds should I buy? & Where?
Question:
Is $2500 enough to buy funds?
Is nearby any commission?
Answer:
NO! You can buy great mutual funds that charge no commissions. (Vanguard pops to my mind) But you find plenty that do too! Morning Star is considered to be the mutual fund guru, they have a network site where you can look at like mad of funds for consideration. Check for 'No Load' funds, these have no commissions, but only just as important is the EXPENSE fees the fund have, this needs to be as low as possible. In the long run the expense fees will be a huge factor surrounded by your results, high fees can confidently outstrip an initial commission of a fund with low expense fees.
$2500 is more than satisfactory, $500 is the typical minimum, but there are a angelic number of funds with lower minimums.
Good Fortune to you!
All funds take 2 things in adjectives,RISK and FEEs,so if you are interested in INDEX buy S&P contracts direct,also hold on to in mind that todays flea market is the worst time to get started because the souk is at an all time high-ranking,the idea is to buy low and trade high,so your 10 times as likley to loose.The market are a gambling casino, never risk more than you are competent to loose. http://wallstreetradionetwork.com/...
Use finance.yahoo.com for a preview, a mutual fund example:
enter the symbol ktcax at finance.yahoo.com
on the right paw frame under 'fund' click 'profile'.
The fund summary states "The investment seek growth of capital. The fund invests at lowest 80% of net assets within common stocks of U.S. companies surrounded by the technology sector. The companies must commit at least partially of their assets to the technology sector or derive at least partly of their revenues or net..."
Scroll down some more to see the investment option:
Min Initial Investment: $1,000
Min Initial Investment, IRA: $500
Min Initial Investment, AIP: $500
Min Subsequent Investment: $50
Min Subsequent Investment, IRA: $50
Min Subsequent Investment, AIP: $50
Next, scroll up a bit and click the link that say 'View Top Specialty-Technology Funds'
Scroll to the bottom of that page and review the 'top performers - 5 year' you'll see that the top fund returns over 24% respectively year over the last 5 years.
Use your browsers pay for button and review more of the fund options on the departed frame for more information about the fund.
You can survey any sector by linking to http://biz.yahoo.com/p/top.html... and serching by fund sector.
--
The process is essentially the same for etfs/index funds.
Symbol ewo - not an index fund but an etf. You can browse duplicate way you browsed mutual fund info. Under the profile click 'View Other Europe Stock Funds' and you can attitude all the etfs by sector.
we own something here in the U.K call investment trusts charges are low compared to unit trusts, otherwise near are fund supermarkets on the web who settlement all or quantity of the initial fee of popular mutual funds.....Id look at olden performance of funds someone who have a good track transcript over 5 or 10 years but who has slipped over vote the past year....I read once this years best attraction bet would be last years worst but I wouldnt approaching to risk that.
Personally I think Japan is okay worth investing in over surrounding substance to long term.
Be lucky !
Royal hill of Scotland shares ?
Question:
RBS shares dropped 67% over the weekend is it normal for shares of a immense bank approaching RBS to do so? Also how can they drop while the FTSE is closed? Do you think that they are a angelic buy now at around 660p or will they drop more?
Answer:
There be some sort of stock dividend in the amount of 200% payable on May 8, 2007. In other words, you very soon have three shares for every one since, hence the drop in price. You are no worse bad...relax.
Wouldn't touch RBS on principle but especially now they are have a sticky bun fight beside Barclays over ABN-Amro.
they did a 3 for 1 share split. They are still worth the same. May fire up people to buy presently as they can get more shares
There be a "bonus issue" of 2 shares for each share held at close of business on friday.Assuming the company is worth alike at monday opening later the share price should be one third of the friday closing price at that time.
Invariably companies which split their shares in this track find that the share price moves ahead in the coming months.
RBS seem to be the favourite bank share according to several tipsters.
I already added to my holding because of the drop in price in the past the bonus issue and because of the bonus issue and the yield and growth prospects.
I looked-for to know, where on earth can i swot up nearly stocks i needed to invest surrounded by one, which is a pious stock to invest contained by
Question:
Answer:
books: Stock Market for Dummies by Eric Tyson. One Up on Wall Street by Peter Lynch. THe Neatest Little Guide to Stock Market Investing by Jason Kelly. The Motley Fool Investment Guide by David & Tom Gardner.
web sites: www.onlineinvesting101.com
www.investing.rutgers.edu
Invest surrounded by what you know. Are you a chemist? Which is into more research, products, DuPont, Dow, Rohm & Hass?
Are you a truck driver? Who makes the best parts? Tires?
What products do you use every year, use up quickly, and have need of to buy more. Who makes your favorite soap, toothpaste, mane shampoo, cheesecake, gasoline etc? Which of those companies have breed enough money to be capable of increase their dividend each year for at tiniest 30 years?
If you are brand new to the world of investing, travel to The Motley Fool website. This site will help you guide yourself the basics.
http://www.fool.com/school.htm?ref=g02a0...
You can also use this trellis site to compare brokers so that you can pick one that's right for you.
Before you start investing in the bazaar, get out of credit card debt. Most credit cards charge you interest rates between 18 and 35 %. By paying sour your cards, you are guaranteeing an 18-35% return. That's hard to consistently game in the marketplace
Get a book by Warren Buffet or Peter Lynch
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1) Harvard.
2) Yahoo!
401k or Stock?
Question:
I work two jobs, at my full-time undertaking I contribute to my 401k plan but there is no equivalent contributions. At my part-time employment I also contribute to the 401k plan along with acceptance matching contributions along next to a 10% discount in the stock purchase plan. Should I stop contributing to my 401k at my full-time duty and start putting that money into the stock plan at my part-time opportunity?
Answer:
First things first, make sure you are contributing the maximum amount that your segment time employer will match. That's a double surrounded by your investment right there! If you want to collect more with your full time employer step ahead. I'd be aware of the plan expenses as well as gig of the investments. If expenses and performance variety that 401k unattractive, I'd look into a Roth IRA if your maxed out at your chunk time 401k.
Next, company stock is always a tricky piece. Great when times are good, but ask nation that were beside Enron when that stock tanked. Company stock has it's place within your portfolio. I'd be cautions of your percentage. You don't want adjectives of your eggs in one picnic basket. Diversification, is the key to protecting your nest egg.
You may be fixed in the amount you can put into the 401(k) at your section time job. Usually it is in the region of 6% of your annual income. If you are not limited, I would right to be heard to switch right away, of course. If you are, switch to find the maximum input to your part time career. Better yet, quit your full time chore and get a full time position next to the better employer.
It sounds like you are doing the right entity. What if you quit one job or what if you achieve laid off of another? At lowest possible you'll still be contributing to one while looking for another job.
Keep them both,diversify.
I am thinking of starting Energy business to supply private life 24/7 I hold potential target souk contained by mind
Question:
I will like to develop private Business vigour supplier how do go more or less developing energy and supplying these resources to my potential open market. Pls bearing within mind my competitor are large tidiness. Any advice in relation to developer and variuous sources of energy will be consider.
Answer:
Once you enjoy your Licence, and have a few customers and are buying power from the existing generator, you will want to generate your own power (it's always more expensive to buy than to make)
There is a pious chance you can go and get a Government Grant for a Wind Power 'farm'.. the problem will be planning permission ... you will requirement to locate a suitable site now and start to brand name friends in the local community and local Council ...
Good Luck !
I assume you be a sign of selling to the end user? As opposing having some sort of Energy classmates / extraction business?
In the UK it is a licenced business - I assume it is in the rest of the world. You have need of to acquire a license to sell the vitality, and you need to go and get a contract to buy the energy at a cheaper price than selling it. You will obligation to get someone to read the meters. After that, its a serious newspaper exercise organising energy supply, set the prices and charge the customers.
I would contact the regulatory body (OFGEM surrounded by the UK) for more detailed advise.
Good luck!! Your going to involve it because there is a defence that large organisations do this and not sole traders.
Who is SOROS?
Question:
I know he is into Currency or whatever.....
Answer:
A worldwide financier and philanthropist, George Soros is the founder and chairman of a network of foundations that promote, among other things, the creation of begin, democratic societies based upon the rule of statute, market economy, transparent and accountable governance, freedom of reporters, and respect for human rights.
Soros was born contained by Budapest, Hungary, in 1930. His father be taken prisoner during World War I and eventually fled from captivity in Russia to reunite beside his family within Budapest. Soros was thirteen years prehistoric when Hitler's Wehrmacht seized Hungary and began deporting the country's Jews to extermination camp. In 1946, as the Soviet Union was taking control of the country, Soros attended a conference contained by the West and defected. He emigrate in 1947 to England, supported himself by working as a railroad porter and a restaurant waiter, graduate in 1952 from the London School of Economics, and obtain an entry-level position with an investment dune.
Do you mean George Soros? He is an American financial speculator.
George Soros is an international financial purveyor famous for making billions of dollars when the Pound come out of the European Monetary Policy some years ago....and still making Huge sums of money on speculation on currencies, good luck to him.
George Soros (pronounced [oro]) [Shorosh] (born August 12, 1930, within Budapest, Hungary, as Gy"orgy Schwartz) is an American financial speculator, stock investor, philanthropist, and political activist.[1]
Currently, he is the chairman of Soros Fund Management and the Open Society Institute and is also a former bough of the Board of Directors of the Council on Foreign Relations.
He is the greatest money manager within the wold and still is as far as I know . One of his advice is that discern the disorder and you will come out a winner eventually. Acording to him, the financial world is never logical as it is control by humans. And humans are wild creatures. Oh and another thing, he single listens to analysts if he wishes a laugh.
He is the Mac Daddy of adjectives currency speculators.
i think he also owns a string of Kebab shops within the East End !
21,000,000 Disposition (Non Open Market) at $0 per share - What does this niggardly?
Question:
21,000,000 Shares Disposition (Non Open Market) at $0 per share. this entry is in the Insider Trader nouns of a stock I own. Does this mean the surrendered the shares? Sold them? Or?
Answer:
It's tough to update without more information.
He might hold donated them to a charity or foundation.
If the firm was involved surrounded by a spin-off he might have swapped them for shares within the spin-off.
He certainly didn't "surrender" them and he didn't flog them but there are several other ways he might enjoy disposed of them.
For those of you that don't own an allowance do you devise i'm lucky( it's single 2 dollars a week)?
Question:
well, i focus i am because at least it's some money. but i done up giving my allowance and some change to my brother and hsi friend for slurpee's. and very soon i have to dawdle until this friday. oh well. oh very well i did spend over 5 dollar's(abotu 5, i think it 5 dollars and 94 cents) on myself today at the dollars store. is usually spend my money nearby. am i being greedy by complaing cuz i own 14 dollars svaed up. it is 20 bucks i got from my uncle and and i spent that and some(well i shouldn't enunciate some cuz it was greatly actually) change contained by my purse. my question is am i mortal greedy by saying i can't hang about for my next allowance day( it will merely be my 2nd one). and i know if i want to spend my 14 dollar's i should but i am saving it. i aim 15 dollar's or probably 16 with adjectives the dimes and nickels i have.
Answer:
you are lucky to be getting any type of allowance. It's not only just the money that your parents are giving you but the opportunity to learn how to spend and put aside is wisely. I'm sure you will spend some money on things that you subsequently regret and you will have a great fear about man able to liberate up money for larger purchases. Good money management is something that greatly of adults have dificulty next to.
I think you're vastly lucky. And I don't think your one greedy at all. It's fun making money...and spending it too!
As risky as owning your own business is, is it worth it especailly money erudite?
Question:
Answer:
It depends on the product your selling, location, and initial out of pocket costs. Remember, it takes 3-5 years to see a profit surrounded by a typical small business. It is wise to own at least 2-3 years of income save before going any further. So is it worth it money erudite? Maybe, if you have a marketable product.
Surely it will come we hold to manage it
Money clever...it's the only instrument you will ever get loaded...unless you inherit or are the CEO of a fortune 500 company. But as you said there is lots of risk and lots of work. But no misery no gain and the greater the risk the greater the reward.
I love that commercial for a financial services company where a fellow begin by talking more or less the different kinds of bosses he have had. Then he say "Now I am the boss and my motto is to keep the boss chirpy."
First things first, if his enterprise isn't earning a profit, consequently he will either run through his equity, pile up debt, or some combination of both. If it is earn a profit, but just narrowly, then the boss have simply bought himself a job (I've be there).
Still, and I've been here too, some of the effectiveness in owning the business is doing things as you see best. I have lots of customers that appreciated my service--there just weren't satisfactory of them or enough business from them to save the shop going. Yet, while it worked, I was pleased because my customers be pleased and the people who worked for me like me as a boss--until I had to close the shop.
Still, it comes wager on to the money, if you aren't making it, then you won't be doing it for long.
Good luck.
why r u not investing $50,000.00 on purchasing a TRUE estate investment system.
here is JohnBecks amazing profit system to make money.
he teach u how to purchase and resale to gain profit.
$8,096 in 10 Days. logon to JohnBeck nouns stories website. grant u coachings to swot up how to make money.
Why dont individuals a moment ago keep watch on the tv stock trading shows to receive $$$?
Question:
that is, why dont they of late watch, read out, mad money and do what the guy say to get money? im sure theyll spawn more than lose, after all, this chap WHOLE JOB is to tell such direction, and he has tons of resources to find appropriate stocks...im busy with academy, but it seems to me that inhabitants can just seize a laptop, tv, 500 to invest and turn it into a lot more...is here something i am missing?
i know theyd have to scrutinize everyday, but still whyd dont people do this more?
Answer:
I don't believe you necessarily gain good suggestion from those TV guys. Their main employment is to get glorious ratings so that their network can go advertising. You stipulation to set up an investment plan and work toward it. There is plenty of good guidance, free, on the Internet. Compare info from several sources and do your own company research before you buy stocks. You'll be better rotten in the long run.
Also, near are many excellent books out near that are good sources for investment experience.
.
Because people are stick-in-the-mud... Say if he picks something that goes down instead of up... All the day-trading from watching that show everyday will without delay be consumed in commissions. Going into the market expecting to make a swift buck is not the way to shift into it.
Because stocks are risky and the info on tv is biased. Your best bet is to read about it and swot up stock trading info 101.
Be aware that the rich are the ones who have access to stock that the rest of the country are locked out of...simply because their hill account read 2.1 million.
So, what many relations are doing right now is they are joining the home business boom at an alarming rate. Times enjoy changed, job wellbeing is no more, and the average jobs that ancestors have carried over within a life time are 3.5
Home business opportunity that have be managed as a nouns (which is happening more recurrently than not) have allowed the average human being to create extraordinary income which in affect, allowed them to diversify their income to sort money work for them.
Such as real estate, stocks, etc.
Do you do that? Has it worked for you? Or do you work for one of those shows?
Because its a sucker bet, viewers that buy the recomendations are providing volume for the big players to go http://wallstreetradionetwork.com/...
Because they are not as smart as you.
i do watch them but I look for what they do NOT voice rather than what they articulate. Plus I get a nonspecific reaction frrm deeply of tv shows and xm radio on current events. Cramer is good and he know his stuff but he is also wrong quite a few times which is why he stresses research on your own. This open market is not that hard to figguer out at times. You own have to wage attention and look past the hype.
How to invest my money?
Question:
I am a 24 year old manly, i travel all the time for my company so i dont even own a appartment.There is no point i am at home simply 10 weeks a year, so i visit my familial when i am off.I hold about 600week to invest after bills and requirements.I wana invest but i dont know little to none on investing.I wana take the right steps while i am young at heart and makeing a great amount of money but i dont know.Also i am single with no kids if that help.I would like to see a short residence return for at first then budge into a long term after i see progress.
Answer:
The natural way? Plop it surrounded by a savings story, then roll some over into certificate of deposit when you get a pile that qualify for the good interest.
Similarly, another undemanding way is to hook up beside Treasury Direct, the new Federal bonds are not similar to the old, they settle better. When you hear news of inflation surrounded by the future, be sure to know the route, because the TIPS (Treasury Inflation-Protected Securities) are a good course to keep the convenience from getting lost.
Still, the stock market, over time, will almost other, over time, grow bigger value than interest from stash accounts or bonds. One of the biggest innovators in mutual funds, a fellow name Bogle, insists, over the long run you can't outperform the stock market anymore than you can overwhelm a casino over time. So there are collections of companies that are bought together, call mutual funds. When some are down, others are up. One of the best things to happen to mutual funds surrounded by a while are ETFs (Exchange Traded Funds).
Look up some of these IYY (Dow Jones Total Market Index), NYC (New York Stock Exchange composite), NY (the biggest 100 companies on the NYSE), IOO (the 100 biggest Global companies). The costs of these funds is dirt cheap because they don't have manager constantly churning the stocks to bolster their paycheck (well it is a little more complicated, but to be exact part of it).
These are essential ingredients to low keep investing.
I'm not a certified financial planner, but if it was me, I'd put partially in a Roth IRA, and, depending on your eagerness to take risks, Bank CD's offered by brokers( they are a bit different than regular disc,s),tax-free bonds or high-rated corporate bonds, mutual funds, or stocks. Sorry, I can't recommend any. That's up to you and/ or broker.
first max out all your IRA,401K and compensate off adjectives your bills.
Short term, savingsCD, if time frame is smaller quantity than 18 months.
Long term- 25% each as follows mutual funds, international growth, wilshire 2000, s&p 500 and energy/precious metal.
Really aggressive- investors Business Daily 100.
Truly,
You should swot enough so you will become the mention to others. Investing is a skill that is as celebrated as cooking, computers ECT. It is all free on the WEB. Just start reading. It can be eciting, dawdle till you find your first 10 bagger. (1000% return).
Invest, live long and prosper.
The Dude
if i may ask what is it that you do?
why r u not investing $50,000.00 on purchasing a real estate investment system.
here is JohnBecks amazing profit system to variety money.
he teaches u how to purchase and resale to gain profit.
$8,096 surrounded by 10 Days. logon to JohnBeck success stories website. forfeit u coachings to learn how to manufacture money.
Where can I find well-mannered nouns financial direction in need one sold different products?
Question:
My mother has a bit of money to invest and every time she get advice, the party giving her the advice is trying to put up for sale her something...ie. insurance, mutual funds...
Answer:
There are people particular as "fee-only" financial planners. You pay them a set allowance (I'm not sure if it's hourly or a percentage of your assets) and they give you counsel based on what's polite for you, not what they get the top commissions from. That's the only type I'd individually use.
You might want to read the "How to Choose an Advisor" section at this website: http://www.garrettplanningnetwork.com/in...
It's adjectives information regardless of whether or not you use any of their advisors.
By the way, mutual funds are a devout investment for many folks - as long as you invest in "no-load" funds. There are also situations where on earth insurance is a good view, though I think a great deal of people buy insurance they don't really entail. A good "fee-only" planner should with the sole purpose recommend things that are actually honourable for your financial health.
Most financial adviser are compensated via commissions so a product is usually involved with any counsel.
IE. Banks - Sell there products such as Wachovia - Evergreen Mutual Funds & CD's & Home Equity Loans and lines of credit
IE Brokerage Firms - Smith Barney - They market managed money accounts where on earth you will pay a tax for them to manage the report from 1% to 2% of the account per year.
IE Insurance / Financial Firms - MetLife - Plan for the IF's within Life and also manage investments utilizing annuities and mutual funds.
You want a advisor who will come up near a in depth , but simiple strategy. A advisor mortal compensated by commission is not bad, but you inevitability to watch. The alternative is walk to a certified financial planner. Typical plan may cost $7,000 & most of them recieve commissons on the products they reccomend also.
If you are in Pennsylvania I enjoy some good referral.
I hold in the order of 100-200 dollars and want to buy/trade stock. Is within a website that handle small money? Ideas?
Question:
Answer:
No mins. Well established. About 15 per trade of 4 for auto investment.
http://www.sharebuilder.com/
You will get eat alive with trading costs. You involve more seed wherewithal to really have a fate.
etrade.com
schwab.com
donotbeafool.com
How does the stock marketplace work?
Question:
Answer:
When you own stock, you own a portion of the company itself. If the company has issued exactly 100 share of stocks, and you own 10 shares, you can say aloud you own exactly "10 percent" of the company.
People buy stock usually because the company issues dividends (periodic payments) to its shareholders.
But people buy stock for a more essential reason: they hope the expediency of their stock will go up.
For example, if you buy stock for $14 a share, and market it for $16 a month later, you've made $2!
A stock's expediency goes up if the stock is considered necessary by many buyers. On the other paw, a stock's value go down if few buyers want it.
A stock's value usually follow the conduct of the company. So in other words, if the company is doing all right, lots of people will want its stock, driving the price up. And that's made you money!
That's the short of it.
You buy and trade a right to own a stock.
The stock itself has no TRUE value.
The meaning is in the 'right' to own the company.
Every buyer have a seller and visa/versa.
Demand determines price, low emergency or high trade decrease price.
High constraint or high buy increse price.
Buy low provide high as they say aloud.
Go to an earlier cross-examine about stacks that be answered 2 days ago all the contribtors give great advice on getting started.
Stocks, ETF's, or Mutual Funds?
Question:
Hello everyone. I'm 30 years old and hold been maxing out my Roth IRA for former times 5 years. I mostly picked mutual funds until the past year, contained by which I picked ETF's because they were cheap. However, I've be curious about individual stocks. I've averaged give or take a few 11% the past 5 years. However, if at all possible, I'd like to bring more returns. I only see this as a possibility through investing within individual stocks. I hear two different things when it comes to investing. From people who invest surrounded by mutual funds, they tell me that stocks are too risky and that I should only stick with the 8%-10% compounded every year. On the other foot, I know a couple of people who single invest in stocks and they would never invest within mutual funds. Please, I would appreciate advice from any savvy investor who have been nearby and done that, not someone who is relatively new to the activity like myself. Also, I hear that it is very possible to do all right in individual stocks because of adjectives the info available.Thanks!
Answer:
Yes it is possible to do well within individual stocks, if you have the time to save track of your holdings throughout the days the market is instigate and do research on weekends. Everywhere I go, I take a notebook & the latest investment newsletter, investment magazine or todays weekly (don't just read the business box, local & world events do influences companies) with me. If it looks similar to I will have a few minute dawdle for anything, out comes the research material. I can't remember the later time I ate a meal minus also reading. Think you can buy blue chip stocks and forget about them? Think again, Enron, MCI, Global Crossing, Polaroid, BP (before the refinery explosion and Alaska pipeline leak) where on earth considered if not blue chippers, at lowest "safer" mega cap stocks. Also various of the "widows and orphans" type safe electric utilities have a meltdown when they went nuts next to deregulation.
First let me congratulate you on have good positive and investing habits. Starting young at heart, saving as much as you can, and investing within stocks is the formula for future financial payment.
I've personally invested contained by mutual funds, ETFs, and individual stocks. If you have the time and approaching to or at least are inclined to read financial reports and do other research and won't panic and go when the market drops, it's possible to do better than an index fund or ETF. It's also possible to do worse if you don't do adequate research or get slowed down in mood and make mistakes along the agency.
When investing in individual stocks, it's essential to diversify across pretty a few stocks in different industries so that if one company or one industry turns fruitless, your whole portfolio isn't wipe out. That means you own to have an construal of many different companies and industries to really hold an advantage.
In my assessment, most people are better past its sell-by date with ETFs or low-cost mutual funds, but if you're of a mind to invest the time and have some financial comprehension, you might find investing in individual stocks more rewarding. Realistically though, you'll probably solely pick up a few extra percentage points a year and will likely spend considerable time doing it.
About ten different ways to walk at your problem...if that's what it is.
Funds are a nice investment tool...11% per annum is respectable. One way of upping your returns would be to look at some more " aggressive" funds? Are you invested " internationally"...what's your return nearby? Do you occassionally move into " sector" funds? I've had nice returns going somewhat heavy spirit and nat resources. ( Your ETF's could cover some " hot" sectors presently and then.
Trading stocks can be a great experience... but don't jump at it more than about 10% of your portfolio..( even if your first few buys are solid winners!!)
Before you trade, conceivably you could try something like:
http://top10traders.com/
Don't look at it as a winter sport...just craft some purchases ...and know your reasons for doing so...you'll win the hang of things ( donate yourself a couple of months)...there are a million places to bring info, a million reasons to buy : tech reason, fundamentals, momentum, trends...find out who YOU are before you break into the IRA's . Find out if you " hold losers too long"..." win off the winner too soon"..." buy on the dip?" " " ride the winner?"
" Dump the dog?"
I love it... my wife, it make her nervous...friends are split, too....so, only just find out who you are...but START SLOW.
Good luck.
Do not be a fool.If you are asking such question it method that you will lose you money if you'll go into stocks.Stay next to Mutual Funds ,not so much with ETF.You are too frail to become a trader and you don't have right instruction ,want to be day trader and be another "Lucky" ,who first make money but eventually lose everything.Don't do it .Use some really cheap Mutual Fund Companies like Vanguard.Their annual duty is less than 1% what is really cheap.
I don't listen to those "LUCKY" empire who made money in stocks .
vanguard.com
troweprice.com
fidelity.com(personally I don't close to this one)
Take care.and remember to raise a hair is not a sign of a great strenth ,to hear the thunder is not the sign of a sharp ear, to see the moon on the sky is not the sign of well brought-up eye.Think about this