Investing Questions and Answers

How can I find a dutiful primary authentic estate investor??


Question:
My wife and I are looking into rehabbing or flipping houses and we are currently looking for a primary real estate investor or some one to invest surrounded by our projects and or buisness. You can contact us at:
toneofidb@yahoo.com
or
f50_04@yahoo.com

Answer:
Try craigslist.org




What's a worthy cheap stock explicitly also potential to increase within helpfulness?


Question:
If you only have $100 to spend on a stock (or, several stocks if you were going to diversify) which would you step with, beside the end results that you are going for prominently being a profit?

Answer:
Go buy some Motorolla (MOT) stock. It's cheap, in the order of $17.40, and probably gets to $22 a share soon. Be merciful and let your stepdad know that mercy is key surrounded by the market. Ask your stepdad if he will at smallest throw you a bone and pay the transaction fees ($7 to buy, $7 to sell) for you. That road, all your profits won't step into the transaction fee and you can truly see the power of the stock bazaar.
Not the place to ask.
There is no such thing as discernible profit in the stock bazaar. In addition, you can't diversify too much near only $100. I would suggest do your own research so that you are happy with your purchase.
With solely $100, I would put it in a high-ranking yield funds account. Since a stock brokerage would charge you $7 - $10 commission, you'd enjoy to make 7% - 10% on the stock purely to break even. A high relinquish savings details will pay you roughly speaking 5% with zilch risk. (Check out hsbcdirect.com for one example.)

When you've saved up a few thousand to invest, I recommend index funds from Vanguard to some extent than picking individual stocks.
go to www.fool.com. they set aside a lot of well-mannered advice at hand, including recommendations for discount brokerage firms.
hahaha yeah, you can SPEND on highly diversified stocks like rime cream, movie tickets, pop corn, hot dog, hamburger, fries, candies,....

but you may not INVEST on diversified stocks w/ $100. Commissions will chew up your investment!
How much time do you have?

We adjectives know Apple is going to rise to $1,000.00 USD in a few decades.

We adjectives know Microsoft is going to rise to $100.00 USD in a few years.




Certificate of Deposit?


Question:
I have a ask. I want to know if it is a good deal put $1000.00 within a CD for 1 year instead of putting it surrounded by my saving tale. How much i will gaing back?

Answer:
I myself hold come across this issue. Most banks at the moment are going to distribute you about 5.25% to 5.50% APY on a one year compact disc. A good place to look is www.bankrate.com.

Some credit union, which you have to be eligible for, will provide anywhere from 2.0% to 5.0% on a savings explanation. The downfall of this is that you have to be eligible to be a partaker.

I myself have a nest egg account beside Emigrant Savings (type it into your search engine). This is an on-line funds bank that currently pays out 5.05% APY. Most online hoard banks require that you unfurl up a checking account near them, which is a waste, but Emigrant Savings does not. You can join the savings justification with your checking description from another bank, and afterwards move money back and forth from one reason to the other.

I would advise you to choose an online reserves account vs. a disc. The reason is that near a CD you do not hold liquidity. You cannot take your money out of the compact disc without taking a cost. If you need the money for some strange reason and enjoy an online savings information, you will be able to own access to your money.

On $1000.00 at 5.05% APY put in for one year you will gross $50.50.
It all depends surrounded by what bank and how much the interest rate. Here contained by my credit union we are paying 4.80%
On average you will gain in the region of 2-4% INTEREST greater then that of a standard funds account. However, you money will be locked within and you can't touch it for a year without paying a cost.
this an easy one...pilfer the money to the bank and ask the peep which one pays more!
Why dont you invest in an online information the average rate runs between 4-6% which is around the same amount as a disc, plus you can touch your money without cost. Eimgrant, ING, to name a few
The best I can recount you is to become familiar near bankrate.com which will allow you to see the best FDIC insured rates across the USA for ALL term length.




Does anybody know of a network site on buying stock?


Question:
How do you invest in stock, how do you label money?

Answer:
i started with

investopedia.com

click on investing rudiments
The motley fool has info on buyingin the flea market. All of the online brokers have information also available. apt luck
you can make particularly low cost trades on scottrade.com. you can also get virtuous rating information and tons of informative help by going to www.investors.com . this site is run by william o'reilly. a stock guru. you can sign up for their best picks for in the order of $10.00 per month, for stocks under ten dollars. my portolio is up by 9K today, base on this information.
free services, such as the message boards on finance.yahoo.com are also ok, but you hold to consider the source and you cannot always rely on free information.
have fun.
The Street University:
http://www.thestreet.com/_tscsubnav/tsc/...
is a great website for study all that stock mumbo jumbo for tentative comers.
Yahoo - Finance has apt info, and links to other Business and Investing websites etc.

Maybe safer to start investing in - Index Funds and ETFs.

Ask at your local Big Bank also for some info..etc. ok




What is expense ratio surrounded by mutual funds?


Question:
What do "front" and other terms indicate in mutual funds?

Answer:
The expence ratio is simply how much you would spend within fees on 10000$ normally ... the superior it is the more you pay. Some fees are more than others a short time ago like any buisiness. The expence ratio also assumes you hold it long adequate not to get the on average 2 % cost for selling under 90 or 180 days.
First bad the "load" is the sales charge for buying the fund. If it is front that process the sales charge is taken rotten your initial investment. Say you put in 1000 the nouns is 5% you would pay a 50$ charge and invest 950$ ttl into the fund. If the nouns is a back termination that means you foot it when you cash out your money. Usually these loads seize smaller after a period of time. Front loads are better if you are looking for a longer possession investment. The expense ratio is different for all funds. That is the expenses of opperating the fund. If the fund is more actively manage the higher the expenses. That is why index funds are so cheap, because they echo an index like the S&P and and so are passively managed creating little expenses.... and contained by my opinion little returns! Hope this help.




Money souk tale vs disc for 7 months?


Question:
Let's say you own 20000 dollars that you want to invest that you don't need but may necessitate in a year. Which one would you be in motion with and which would be the best bet. Money Market and various rate I think it is 4.3 right very soon or a CD at 7 months for 5.3% APR.??

Answer:
If I didn't entail the money, I would go beside the CD.
budge for the cd if those are the only rates you can procure. You could find a higher mma rate if you tried. Look within to discover or capital one dune.
Neither, if I had $20,000, I'd turn for a mutual fund.

On a money market sketch for 1 year you will earn $860.02 (of course this could fluctuate, but I think APYs are going to rise, so it would purely go up)

On the disc for 7 months, you'd earn $611.67... of course the money would own to go somewhere else, so if you later put your new set off in to the Money Market story for the remainder of the 12 months (I do realize that the "1 year" was an approx. date) you would pause up with an proceeds of $976.44

Does that help you craft your decision?
If you're sure you don't stipulation the money, the higher rate of the compact disc is better. Over 7 months you will earn $3,604 with the disc, or $3,190 with the Money Market, provided rates stay duplicate in the MMA.

So if you choose the Money Market, you are effectively paying $414 simply to have the money accessible.




Millionaire Mind Intensive Seminar?


Question:
Have you been to this seminar, and if so, how did you similar to it?

Answer:
Hi,

They don't give you money or provide next to opportunities but they do really could revise your state and thinking that could help you within finding new business opportunity and attracting more money.

Good luck!
The people putting on the seminar will become rich, and you will have smaller number money that before you signed up
These guys are adjectives ripoffs. Please stay away.
Never heard of that specific seminar, but most of these nice of seminars and classes. They adjectives say unsophisticatedly the same entity...

Instead of earning after spending

Earn then Invest to create Income later Spend




Father died beside living trust going away stocks and bonds to me. What happen when I put up for sale the stock?


Question:
I would like to know what the cause is for the stocks and bonds that were surrounded by a living tust. When my father died I became the beneficiary of the stocks and bonds. I sold them and I entail to know what the basis is. Is it:

1. The amount he invested surrounded by the stocks and bonds
2. The FMV of them at the time of death
3. Other

Thanks for your time

Answer:
I reflect on you need to bargain with a export tax accountant. I think its the FMV at the date he no longer controlled the trust (death).

Answerers 1 & 2 DO NOT UNDERSTAND your ask. Although I have done taxes for several years - I haven't have anyone tell me they sold assets from a living trust- so I did not own to research that issue.
it all go to your bank story .duh
I believe, but am not certain, that here may be tax liability. Check with the IRS or a CPA>
I regard as that it is the FMV of the date you sold them... but I am not 100%

sorry about your father, btw.
You necessitate to contact the broker or company he bought them from to find out the basis.
The proof is the price he paid for the stock.
When you directory your taxes next year you will call for this info and file the difference between the foundation and the price you sold them for.
If there be a gain or a loss you will need to transcription this and pay the accorded taxes.
It take a while to get this info, so dont dally until next toll season or you'll be up a creek, so to say.
It is the FMV at the time of extermination. It is called the stepped up principle.
Next question, why put on the market the stocks, when you had appropriate assests given to you?. You passed on an great opportunity to start your own wealth.




Could someone lay claim to the residence godblessyou.?


Question:
could someone patent the residence godblessyou and charge people when they say aloud it?

Answer:
Nah. Common part of the tongue. Too late to trademark it. A righteous study, I'm told is the word "aspirin", which is a common possession in the U.S. but is trademarked surrounded by many other countries, above all Canada, where the adjectives term have to be acetylsalicylic acid . Got into adjectives vocabulary here before Bayer could grasp the trademark.
I don't know, but I like your instrument of thinking!
GOD owns it. He OWNES YOUR SOUL! MWAAAHAHAHAHAAAAA!
To protect a business name inside your industry, you would apply for a trademark.

Trademarks can be names of products or services, logos, slogans, casing and even sounds and smells. In essence, a trademark can be almost anything that is used to identify a fussy product or service. Registering a trademark grants the owner exclusive rights to the mark off within the specified industry.

So it's out of the question to have blanket protection to a autograph, logo, slogan, etc. (although there are different rules for prominent trademarks). The name is file for a trademark in nouns with products and/or services.

Let's say you have comprehensive research conducted on that term for a clothing column & it's clear. You could then wallet for a trademark for the name to be used contained by connection beside a clothing line. That mode if another party looked-for to use and/or trademark the term for anything NOT related to clothing, it'd be okay.

Of course, respectively situation varies from the subsequent so if you're talking going on for something specific it's best to contact a trademark attorney or a private search company.

Hope that help! I wish you much nouns & happiness contained by all your venture!




Where is a apposite place to look for information almost penny stocks that wont cost an arm and a leg?


Question:


Answer:
How much money can you lose trading penny stocks?

ALL OF IT!

Don't do this.
Just so you know, penny stocks will never cost you an arm and a leg. If they do, at that point, they are no longer penny stocks. The commonly accepted definition for a penny stock is that it trades for smaller number than $5. In addition, they are mostly limited to over the counter trades.

If you are looking for biddable resources, I would recommend Morningstar.com, one of my favorite financial investing websites. However, if you are just breaking into investing, cause sure you read some good books on the subject first. Many those have lost abundantly of money erroneously assuming that just because a stock is cheap that it's easier to trade.




Financial Questions (Part 2)...entail assistance.?


Question:
4. Which of the following statements is most correct?

a. A closed-end mortgage bond is one that allows the same assets to be used as financial guarantee in adjectives bond issues.

b. Positive covenants in a trust indenture restrict or stricture the actions the firm can bring.

c. Retractable bonds can be redeemed prior to later life by the firm.

d. Most of the annual funds raised from shelter issues come from corporate bond sales.

5. Because of portfolio effect, the most significant factor related to the risk of any investment is its:

a. standard deviation

b. coefficient of oscillation

c. effect on the risk of the portfolio

d. unsystematic risk

6. Which of the following statements is false?

a. More frequent compounding results in more return on the investment.

b. An amortized loan is repaid in equal giving over a specified time period.

c. The successful annual rate is determined by multiplying the interest rate charged per period by the number of period in a year.

d. All is true

Answer:
Far better to consult your textbook, fellow classmates, or even educationalist rather than try to capture answers to your homework here. For one thing, you're more feasible to fulfill the purpose of education - research - by figuring out and/or discussing how to arrive at the solution instead of getting somebody to newly tell you the answer. On top of that, why would you trust an unknown character who is not studying the material you are to supply you the correct answer? Too likely they will confer you wrong answer.




Financial Questions...call for assistance.?


Question:
1. The interest rate that measures the true interest rate when compounding occurs more frequently than once a year is call the:
a. annual percentage rate
b. compound rate of interest
c. stated rate of interest
d. effective annual rate

2. An agreement whereby an investment supporter tries to sell securities of an issuing corporation, but assumes no risk if the flotation is unsuccessful is call a:
a. due diligence agreement
b. best-effort agreement
c. firm commitment price agreement
d. shelf registration agreement

3. When the market interest rate is above the coupon rate for a fastidious quality of bond, the bond will be priced:
a. below its par plus
b. at its par value
c. above its par expediency
d. The bond price cannot be determined

Answer:
1. d
2. b
3. a




Stock/Bond Question w/ persuaded scenario?


Question:
Scenario 1:

Stock:

Garnett Incorporated earned $2.60 per share and rewarded a dividend of $1.90 per share in the year of late ended. Earnings and dividends per share are expected to grow at a rate of 5 percent per year within the future. Determine the importance of the stock:

a. if the required rate of return is 12 percent.

b. if the required rate of return is 15 percent.

c. given your answers to Parts a and b , how are stock prices affected by change in investor's required rates of return?

Bond:

Garnett Corporation have also issued bonds, which have a facade value of $1,000, will ready in 10 years, and take a coupon rate of 16 percent. Assume interest payments are made semiannually.

a. Determine the present value of the bond's lolly flows if the required rate of return is 16.64 percent.

b. How would your answer change if the required rate of return is 12.36 percent?

Answer:
Far better to consult your textbook, fellow classmates, or even lecturer rather than try to gain answers to your homework here. For one thing, you're more imagined to fulfill the purpose of education - research - by figuring out and/or discussing how to arrive at the solution instead of getting somebody to simply tell you the answer. On top of that, why would you trust an unknown human being who is not studying the material you are to supply you the correct answer? Too likely they will administer you wrong answer.




How to depost checks for SIP investments?


Question:
mutual funds india

Answer:
Systematic Investment Plan (SIP) is a simple, time-honored strategy designed to help investors increase wealth surrounded by a disciplined manner over the long-term and plan a better adjectives for them. This disciplined approach to investing will provide you with the following benefits:

1. Power of Compounding
2. Rupee Cost Averaging
3. Convenience

--> You probably want to natter to your financial institution / Financial advisor about investing surrounded by a SIP...




What is physical indicate up meaning?


Question:


Answer:
This comes under verbs pricing where by some time backbone the Japanese were accuse of dumping(selling products at discounts) their products world over. They argued that they were not dumping but 'transfer pricing' their product such that they priced for respectively market according to the elasticity of constraint of the product in respectively market. Let me work out the arithmetic.
E is elasticity, P price, Q quantity, * move in, Pi profit, R revenue, C cost., MC marginal cost, m markup.
later, E = (*Q/Q)/(*P/P)
*P/*Q=P/E.Q--------------1
Pi = R - C
dPi/dQ=P+Q.dP/dQ - MC
substituting 1
= P+Q.P/E.Q - MC = 0
= P+P/E - MC
ie; P(1+1/E)=MC
ie:P(E+1)/E=MC
ie; MC x m = MC x E/E+1
there for markup m = E/(E+1)
So this markup is used contained by each flea market according to the elasticity of demand surrounded by each marketplace which is given by E for each flea market. This can be used to markup products in local market too.




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