Investing Questions and Answers

What is NAV (Net asset value)?


Question:
With respect to Mutual funds.

Can you please keep the answer simple..?

Answers:
Net usually contained by finance system after expenses.
The mutual fund company adds up adjectives the stocks they own in the mutual fund, subtracts their expenses, and divides by the number of shares outstanding. This is the NAV.
Many sites on the pattern show expense ratios for mutual funds. The lower the expenses, the more of your money you seize to keep!
web asset value help the retail investor how much money he has made. Suppose you bought 10000 INR into a MF, did you engender money or not? The NAV helps u find that !

Because MFs invest surrounded by different & Many tocks at different points in time, they necessitate to maintain a normalised indicator to show how much the investment is worth per component [ in this suitcase may be 10000] and this indicator is called NAV.

In simple maths lingo it is the weighted average return based on the productive sum amount with which the fund be launched!
NAV= adjectives value of asset or stocks of a portfolio
which is spot to the market utility
Asset Management (mutual Fund) Companies allocate units against the money invested by us. NAV is the attraction of 1 unit allocated. The NAV increases when the shares (stocks )held by the Asset Management company appreciate and vice-versa. NAV is calculated on each day basis and can be described as the (total worth of the assets under the cook up minus the expenses) divided by the total number of units allocated underneath the scheme.
For any further clarification you can take in touch next to me via email
NAV of a mutual fund scheme is the total funds smaller quantity expenses
divided by the total number of units issued.




Farther in-law attach premium bonds within the 70s cant find his numbers ect.how do we check if still running?


Question:
hev wants to find out if any monies oweing to him

Answers:
ns&i (national stash and investments) who run premium bonds have a tracing service to trace bonds which you own lost details of, this is also good if elder relatives have died and you devise they may have have bonds, or if you had some as a child but own no details of them now from parents etc
you'll find adjectives the info here http://www.nsandi.com/help/tracingservic...
Write to National Savings and ask them for details. You will obviously entail to proof of ID etc but I'm sure that they will help you.
Go to your post department collect a form you then swarm in any details you can ie:-address when purchased ;term etc.post to address on form. I did this obtained excellent service.




What question do you ask yourself since purchasing shares of a stock?


Question:
I am trying to put together a group of questions to ask myself near investment decisons/ purchasing stocks.. I can think of the clear questions but am interested contained by getting ideas because I am sure nearby are questions I hold not thought of. Any and all accepted wisdom are welcome. Thanks contained by advance.

Answers:
1. Performance of the company
2. EPS
3. Nature of business they hold engaged
4. Management and their directors
5. Demand for their product
6. Percentage of their souk
7. Comparing their competitor
8. Their performance within worst scenario
9. Availability of raw materials
10. Debit/ Credit policy of the company
11. Feature plan, expansion, equation, assets,
The most transparent one is, will this stock continue to grow and prosper resembling it is at the present time? Is it worth taking the risk?
You should understand the crucial reason why you want to spend money buying a precise stock. This step should preclude investing in stock. It allows you to move swiftly as soon as the price of the stock go down a lot. If you know the principal motivation about purchasing a specific stock, you will not dawdle to buy it once the price falls. Stocks purchased on the spur of the moment can be sold as soon as the price goes down. But if you are buying it as undervalue stocks, you can buy more stocks. Hiring a stockbroker can benefit beginners to the stock investment as they give adjectives the necessary information just about the stock to make the buying verdict easy.
Most vital: How does it fit into my "asset allocation" & "risk tolorence"?

B. Do I understand what they do & how they fashion money?
C. What would be my exit stratedgy? (for going up or down).
D. I'd list my most important fundemental reasons for entering (to use after that... if the stock no longer meets my productive reasons for buying it. I re-evaluate).
E. I'd look the charts for weekly & each day indications for the best entry.
F. If the stock is a "value" play I need to fully twig why it's selling so low. and what's needed to turn it around.
G. If it's a growth play.. Why is it worth spending more than it's valued at?
H. What is my time line?
I. Am I over/under weighted contained by this industry?
J. Is this stock moving like the others contained by it's industry/category? (& why not??).
K. Are they making money?
L. Do they do something better/differently that make them a rugged competitor to beat?

Repeat: If you don't enjoy a plan to get out. don't gain in.
Are the fundamentals solid?
Do I close to the company?
Does the company have a well brought-up reputation?
What are its prospects for growth?
In a worst case scenario, am I prepared to lose all the money I'm investing?
I will ask my self 2 question
1. Am I investing or
2. Am i speculating or betting

You should know your self better. Investing need a plan and it is long residence
Speculating and making fast buck is base on rumors and hear say.

Most society thought they are investing but when they hear rumors about open market crash they will sell bad

If u are serious about investing study the company similar to Warren Buffet before buying their shares

Good Luck
General rule for stocks: If you've hear about it, it's too deferred.
There are complicated approaches, and simple approaches. Both are profitable if applied consistently. Myself, as a professional fund manager, I ask:

First, I look for prolonged period where the stock have done nothing at adjectives. Then I ask,

Is the price of this stock going up? then it is a buy.

Is the price of this stock going down? after it is a sell.




Todays exchange rate converting pouds to euro?


Question:


Answers:
http://www.xe.com

pretty much up-to-the-minute rates

(although you're unlikely to get those rates if you're thinking of wandering into a travel agent/ post organization and trying to change up lb100 - but it will offer you a good ball-park-figure to work with)
At 11:50 BST it be 1.482 Euros to the lb.
1 GBP (POUND) = to 1.48310 EUR
Check the following link:

http://www.ecb.int/stats/exchange/eurofx...

and what is going immediately in the dealing room:

www.bloomberg.com




Are here any charting software for precise stock analysis?


Question:
Are there any charting software for scientific stock analysis for markets not defined on Yahoo Finance. e.g Indian Stock Market, Nigerian Stock Market.

Answers:
Hi, i recommand you a flawless and basic tutorial for investing. it covers adjectives Issues related to your Investing and everything around it.

http://www.tutorialforyou.net/investing/...

wish it will lend a hand you.
Great question. I doubt it because of the up-to-the-minute information critical.
Very good and also not expensive one is TC 2007. http://www.worden.com/

They enjoy free trial, interesting indicators and charting made easy. I used it plentiful times and highly recommend. I am afraid they do not show Indian and Nigerian stock market.
One that I have used, that have a variety of capability, is AIQ Trading Expert. The list of market for which the software can readily download data is at:
http://www.aiqsystems.com/datainfo.htm#e...

I believe near is a utility that can import information from other sources, if you have a notes provider for other markets.

It is a charting program near an extensive selection of industrial analysis indicators that you can see, and the parameters of which you can customize if you aspiration. It also has the facility to design your own screening/filtering rules to run on your securities database (or subsection thereof), as well as an assortment of predefined reports that blind stocks and mutual funds on various precise criteria (timing signals, relative strength, volume patterns, moving averages, etc.). They also tender webinars (some free, some for a fee) and a monthly newsletter in PDF format that have articles testing miscellaneous strategies and performance using the software. Their pattern site is http://www.aiqsystems.com/. I think the software cost is around $25, if you sign up beside their affiliated company, DialData, as your securities data service provider (with information fees starting, I think, around $60/month). Or, if you don't want their notes services, the program can be purchased and used with other background sources. You can get profoundly of info on their web site, or ask them going on for particular foreign market and compatibility of data sources specified to you.
This is a great question that I've be trying to answer for years. Bloomberg is the best tool for this but it is way too expensive. Just to include onto the question: Given that adjectives historical data on stocks are free, what is the cheapest free softwar out in that that can do technical search?




Please i want to know waht does CNTS stands for surrounded by International Trading?


Question:
CNTS is a term used surrounded by packing in iternational trade

Answers:
Document Requirements
Permission to introduction and or export Human Blood and components The Import and Export into or out of Mexico of blood and blood products, such as blood serum or plasma, requires a permit. This application must be submitted to the CENTRO NACIONAL DE LA TRANSFUSION SANGUINEA (CNTS) prior to shipping.




How does the WTO benefits an investor that requirements to invest surrounded by foreign countries that belongs to it?


Question:
if you are interested in investing within a foreign country that belongs to the WTO, are there law and regulation that are there to protect you as an investor? where on earth can i find more information about this?

Answers:
Pretty much adjectives countries that have any size of discount and a lot that don't are member of the WTO. This is of no use to you as an investor.

Second: if you have an commentary with a US stockbroker, your report is governed by US tenet, even if you are buying foreign securities.




Roth IRA Monthly Contribution?


Question:
Where is a good place to invest monthly amounts at? If I needed to invest $200 a month in a Roth IRA is Scottrade a appropriate place? They charge you $17 commission for every buy in a mutual fund. Thanks

Answers:
Unfortunately as a previous poster misled you zecco.com is not free for mutual funds they charge $10 http://www.zecco.com/trading/freetrading...

If you are buying funds and basically doing dollar cost averaging then you are best suited by have an account at the firm whos funds you are buying (i.e. vanguard). If your only just buying no load funds but from many companies Fidelity or Schwab will be fine.
www.zecco.com

www dot zecco dot com

free trades (up to 40 per month) in an IRA report
Fidelity brokerage account have a long list of no transaction payment (NTF) no-load mutual funds, theirs and others. I won't pay a transaction charge or a load to buy a mutual fund. $17 on $200 is 8.50%, a extraordinarily large up front "loss" of investable money. .




How do you invest contained by the money souk step by step?


Question:


Answers:
I am assuming that you make use of the phrase "money market" to distinguish from the financial market generally. The money market(s), broadly speaking, is the marketplace where short possession (I.e less than 12 month to maturity) securities are traded. This is different to possessions markets, where on earth the maturity of securities is collectively longer term - the most worthy capital souk is the stock market.

First sour, money market securities fundamentally comprise of debt securities - think proceedings, bills, NCDs and trades on the market are across the world used to manage a firm's working property. As the market is dominated by corporations, it is essential to note that access to the money flea market is generally achieve at wholesale level - $100,000+. Unlike the stock marketplace, money market securities are not glibly tradable through simple, online means. Most securities are "over the counter" contracts negotiate with the primary issuer. Secondary market do, however, exist. If you are keen on achievement access to the money market, your first stop would be a financial adviser/stockbroker, as, which will probably be noticeable by the brief overview I have given, the money market are highly convoluted.
I would recommend to check the website below where on earth various money investing programs own been reviewed. I discern it will definitely relieve you.

http://money-review-site.com/investment.
Always seize the opportunity of public bestow by buying the minimum shares offer.
You should figure out the main source why you want to spend money buying a particular stock. This step should preclude investing within stock. It allows you to move swiftly as soon as the price of the stock goes down plentifully. If you know the main motivation roughly speaking purchasing a specific stock, you will not hesitate to buy it once the price falls. Stocks purchased on the spur of the moment can be sold as soon as the price go down. But if you are buying it as undervalued stocks, you can buy more stocks. Hiring a stockbroker can benefit beginners to the stock investment as they administer all the compulsory information about the stock to brand the buying decision unforced.
http://debt-trap.com/category/stock-inve...
I know a company currently offering 25% annually.

If you want to know more detailed FREE information then drop me a stripe.




I want to invest contained by some stocks and shares however I wouldn't own a clue can someone give a hand?


Question:


Answers:
Investing in "individual" stocks take a lot of culture and practice; so I would not suggest doing this until you understand completely how the stock market work.

Instead visit Vanguard.com and swot about mutual funds, index funds, and exchange-traded-funds (ETFs). Trading funds is smaller amount risky than trying to trade "individual" stocks.

The websites below all contain plenty of FREE information to attain you started in the right direction.
I suggest :-
1) Put it into a Cash ISA or High Interest Savings Account
2) Learn going on for the Stock Market (start with "Rich Dad, Poor Dad" by Robert T Kiyosaki and after "The Informed Investor" by Frank Armstrong III - both should be available from your local Library)
3) Open a Stocks&Shares ISA (or better, a Self Invested Pension Plan)

DON'T start before reading "The Informed Investor" ... if you insist on 'investing' when you know nil, you will soon be parted from your money ...


Of course if you enjoy a few million you can hire a Financial Advisor to "invest" it for you (he will charge you an arm & a leg and his investment performance will be smaller number than the FTSE average, but you will have some fun and who care about paying fees of a few 10's of thousand lblb's a year when you hold millions ?)
Just send adjectives your money to me and I will look after it for you...dont worry more or less a thing! :)
walk and see an independent financial advisor, and watch the share prices within the papers, keep track of the ones you fancy to see if they are going up or down. conceivably a savings arrangement where its invested within shares. i had some shares from work and be going to sell them put money on to the company but an independent advisor found me a place to sell them and i made an extra opulent! good luck
The easiest agency to invest in the stock bazaar is to buy unit trusts or sure kinds of bonds that invest surrounded by equities. Go into your local bank or building society and inquire. Another passageway is to join an investment club that pools together the monies of member and decide on what to invest surrounded by. To go alone, you could try doing it on-line or see your friendly stockbroker. See
http://www.about-online-trading.co.uk/sh...
Disclaimer: appeal of shares can go up or down and you may lose your property.
I would suggest you to check the website http://money-review-site.com/shares.html...
to learn more on shares and stock trading and how to select the best stocks.
Hope it help

http://money-review-site.com/shares.html...
From someone who lost a lot from doing this - DON'T


Put it into dosh ISA's or sleep with it lower than the mattress. If you do decide to do it later be careful even gentle financial advisors are out to make money from you
invest contained by mutual funds- go to kiplingers dot com for ratings of the best funds
Practise dealing by running five daydream trader portfolios. In the first, invest only FTSE 100 Stocks; within the second only FTSE 250 stocks ; third,singular small caps ; surrounded by the fourth, FTSE All Share stocks ,BUT you must sell if the gain is 2% or above surrounded by this portfolio. The fifth portfolio is different.You must try to lose capital and can with the sole purpose sell stock below purchase price. Why? Because if you can`t spot a cowpat ,how will you avoid it? In 3 to 6 months, you should be a sharp stock picker.
Here's a obedient place to get started:
http://www.fool.com/school/13steps/13ste...
Investing on the stock open market is risky. The best answer will depend your age, how much money you have and how much safekeeping you want.

However, in most cases the best item is to invest in a low cost a index tracking part trust.

Unless your financial affairs are very complicated, avoid financial adviser and wealth manager like the plague. They can efficiently take partially of your assets and you will not even know it happened.
Until you really know what you are doing, stick next to mutual funds for your stock and bond investing. And, before you do that, you will want at least a essential understanding of them

www.investopedia.com provides some obedient, free tutorials.

You'll need to break down and get hold of a few books first. I know this takes time, but it will retrieve you so much money in the long run.

- Mutual Funds for Dummies or Investing for Dummies, both by Eric Tyson, are the essential beginner's books

- The Little Book on Common Sense Investing, by John Bogle

However, if you are brave and really want to revise about stocks, check out the Morningstar book, "The 5 Rules for Successful Stock Investing, by Pat Dorsey. This is an awesome book.
http://biz.yahoo.com/kiplinger/070611/ip...
Open a brokerage reason at Zecco and drop me a line.

I will lend a hand you.
I am a Portfolio Manager.
Hi, i recommand you a good and primary tutorial for investing. it covers all Issues related to your Investing and everything around it.

http://www.tutorialforyou.net/investing/...

desire it will help you.
Hi. Go to www.share.com They are brilliant and it's adjectives very simple
To do this within the UK, the first step you need to lug is check out this article on MOTLEY FOOL UK
http://www.fool.co.uk/school/2006/sch060...
There's also one or two extra bits of good suggestion to get your organizer round it to be found at the original US reworked copy of MOTLEY FOOL - http://www.fool.com + also @ http://www.investopedia.com

The next step I suggest is to practise using the a story stockmarket game @ http://www.bullbearings.co.uk which allows you to do it as if you be doing it for real, individual with pretend money so you don't end up losing your TRUE money through "beginners errors" (and trust me, you'll make plenty of them to start rotten with).

Once you're feeling confident ample to do it for real, you obligation to set up an account near a broker which allows you to buy & trade shares on the stockmarket. The SHAREBUILDER account operate by The Halifax is probably the most beginner friendly for UK investors.
http://www.halifax.co.uk/sharedealing/sh...

While adjectives the paperwork is being processed, start researching some companies to buy shares within, using the tools @ http://quote.fool.co.uk
To get the globe rolling, try sticking these 3/4 letter EPIC stock ticker codes surrounded by the search box in that:
- HBOS (Halifax Bank of Scotland)
- SVT (Severn-Trent Water)
- SNCL (W. Sinclair holdings - make stuff resembling garden compost)
- KEL (Kelda - owners of Yorkshire Water)
- RBS (Royal Bank of Scotland)
- VOD (Vodafone)




I want to buy ship throughout stock exchange.?


Question:
I want buy ships over stock exchange. I want to know who is doing shares in USA. How to get shares and organize such business.

Answers:
Suggest you post to USA forums consequently :-)

NB> You need to amend your English - if you don't understand the jargon you will loose your money to some con-merchant ...




Is it too slowly to skip on the Apple IPhone stock bandwagon??


Question:


Answers:
Who cares what Cramer say, or even I say for that concern. Look at the fundamentals and the charts and make your own result.

Fundamentals-
+sales growth-outstanding
+revenue growth-ditto
+debt/equity-fabulous
+5 year earnings growth-supurb
+the second 4 quarters income growth over the previous 4-Q =very, very, suitable
+PEG for this year-great
-PeG for next year-not so upright

Technicals
-MACD-stochastics-negative
-Price and Volume - negative
-Money Flow - glum
-Price increase last 6 weeks - up 25% = tricky to sustain
-AAPL down 5 today 6/13/07 when the market exploded up.

In this overnight case, I'd have to agree near Cramer. Let the price come down to 110 (to the 50 day linear regression, 3-sigma line) or so previously buying.
///
Cramer says to keep on until IPhone come out according to him stock will go down. You can few stocks in a minute and wait till iphone date and see what happen, if stock go down, buy some more. Apple have good growth rate and ratio. You won't loose money in long run!!
Yes.




Plz grant me the formula for frequent deposit where on earth interest is componded quarterly?


Question:


Answers:
Is the interest rate fixed or variable?

It's easier to do this contained by an Excel spreadsheet. I can email you one if you write me through RunEye.com.
Well, the formula is fairly straight forward if the deposit is like per quarter.

Value = PMT x { [(1+i)^n - 1] / i}

Where:
PMT - is the deposit
i - Interest PER QUARTER (i.e if 12% p.a. , then i would be 12/4 = 3%)
n - Number of base (Years/4)

I think an example will illustrate the use of the formula

Assume an 8%p.a interest rate, earn on deposits of $500 for 10 years.

Value = 500 x { [ (1.02)^40 ] - 1 / 0.2 }
Value = 500 x { 60.40 }
Value = $30,201

In 10 years, quarterly deposits of $500, earning interest at 8% p.a, compounding quarterly, will be worth $30,201. (Note: This is ignore the effects of inflation.)




Investment?


Question:
If in a given year, a proposed investment have incremental cash stash from operations of $27,300, incremental depreciation charges of $15,500, and a marginal due rate of 30 percent, the incremental cash flow from this proposed investment would be ________.

a. $12,910
b. $18,450
c. $20,700
d. $23,760

If possible, please explain how you derived the answer. Thanks.

Answers:
Anwser is D.
How you solve it.
27300 change saving is a REAL lolly income.
15500 depreciation is a non-real cash expense.

You salary tax singular on you profits, and depreciation is an expense which is already paid surrounded by the past.

So this is the solution.

27300 - 15500 = 11800
11800 is the amount declared for taxes.
11800 x 30% (taxes) = 3540.
3540 is the taxes you income.

27300 - 3540 = 23760.

Bottom line is. you wage taxes only for revenues minus expenses. here.. lolly saving is a revenue and depreciation is an expense.

But depreciation is reported expense, this is why you don't loose money when you put it on financial report.




Looking for an investment on AIM, any recommendation?


Question:


Answers:
How much risk are you prepared to take? What follows is simply a suggestion, not a recommendation.

I hold about partially my portfolio in IndigoVision (IND.L) so I own aa vested interested. For goodness sake don't do anything base on what I say here but check it out yourself.

The shares are currently between lb8 and lb8.50 respectively. Not long ago someone bought 100,000 shares at lb10 so they had some confidence contained by the company.

The company is at the interesting stage where turnover is almost doubling respectively year. This will obviously not ending long but the market is huge. They own a highly sophisticated digital CCTV system operating over IP. Some of their customers are special. For example, they covered the Athens Olympics, two Winter Olympics, some G8 conferences, various airports (Luton is fully on their system) and are immediately selling to railways.

Why isn't everyone piling in? Well they hold only in recent times moved into profit so the published figures do not look brilliant. They are increasing the sale force so some expenses are rising.

And there is other the risk that someone else will develop a better system.

Look on the Motley Fool and even ADVFN. There are some reasonably sensible discussion boards more or less this company. Then start using your favourite scrabble engine to research it properly.
How about Manchester City Football Club?
Now the Thai deal going pear-shaped, they'll be looking for another mug -billionaire to fund some more wayward spending on the verbs market.
Buying shares on AIM is approaching horse racing - if you don't know anything something like horses (Companies), you will loose your shirt :-)

If you are serious, you need to do your own research ...

Me ? I would put my money within a Stocks&Shares ISA and buy an Index Tracker.
Aim stocks are notoriously risky. The supremacy is you pay no inheritance tariff on them.

I was speaking to a trader from the US who dabble in these benevolent of "penny stocks" and the way she trades them is pretty amazing. She as a piece of software that ploughs through adjectives these kind of stocks near the parameters she have set. The parameters are set to look for small bonnet stocks that are due a move. For obvious reason I am not going to post her parameters on a public website.

From the 20 stocks that are thrown up from her "system" she consequently technically breaks down the charts to whittle the stocks down to 5. She then bungs $500 on respectively stock. She is an active professional trader and call them "lottery" tickets. She knows that 3 out of 5 are going to demolish her $500, she knows that one will break even and afterwards the last one will be the spread ticket.

I trade techincally and don't look at company fundamentals...hence I rarely touch stock. However, what you find near AIM stocks is that once they get on a run they unanimously keep going. If utter for example you are on a tech stock and Microsoft takes a hit, or something happen in that Tech sector, your AIM Stock is totally vunerable to huge moves against you. You actually see a 2000% return wipe out in 24 hours !! Don't believe me ? IT HAPPENS. The returns on these stocks can be crazy, but they are massively prone to huge moves on little or no news.




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