Establishing precincts??
Question:
N. Kamazoon can produce the combo of 18 televisions and 24 widgets near its stock of resources. S. Kamazoon can produce 15 televisions and 15 widgets near its resources. Explain why this information does not allow you to establish limits on the expressions of trade between these two countries.
Answers:
"between these two countries"--why would they trade if they both made the same piece? The closest thing that could spur trade is if one side, big producer or small, have a higher emergency than what they produce. So the issue then become, with what will they trade?
The US is a focal producer of crude oil surrounded by the world, some 8 times what Iraq produced before the period of war. The problem is that we consume more oil than we produce, so we own to trade to get it elsewhere. The problem become worse in that we own abandoned huge parts of our industrial capacity to China and other cheap labor countries. Eventually, we any have to develop some unusual product class or technology (nanotech, perhaps) or we reach a point when mere money will not buy the foreign commodities we rely on. At that point, we become somewhat like S. Kamazoon surrounded by your partly-told tale.
Is it best to buy fixed interest national in your favour certificate or index related?
Question:
In todays financial climate as a basic rate toll payer which type of certificate might be a worthy bet over the next five years? Am I correct to dismiss premium bonds as an alternative?
Answers:
If you want to preserve your money (i.e. procure a return equal to or higher than Inflation), afterwards you could buy Government Index Tracker bonds.
However I suggest you read some books on Investing first ...
(I recommend "The Informed Investor" by Frank Armstrong III = should be available from your local Library)
By far and away the BEST possible place for your money (assuming you don't need it untill you Retire) is a PENSION Fund (either AVC's via your place of work or a SIPP).
You can contribute up to your entire remuneration per year & get full Tax refief (this year 22%, subsequent 20%) - and when you retire you can take 25% of the entire Fund Tax Free !
If you don't own a Pension Fund, then start one NOW = if you start at age 25, I recommend at tiniest 10% of earnings every year untill you retire (if you are starting at 35, later 20% every year, at 45 40% & at 55 80% ... yes, the later you start the harder it is to build up a fully clad 'pot')
If you need access to the money up to that time your Retire, I suggest a Stocks&Shares ISA and buy Index Tracker fund.
Since 1000% return is too much to expect, does anyone know where on earth I can undamagingly invest ?
Question:
are there any undisruptive hyips where one can invest and construct
a steady decent return?
Answers:
These "High Yield Investment Programs" (HYIP) are scam. I have never hear of a legitimate one. Some of them will temporarily transport you some return back as an enticement to acquire you to send more, but contained by the end they will give somebody a lift your money and run. The US Treasury department considers the phrase "high surrender investment program" a red flag that you are probably dealing with a scam.
http://www.quatloos.com/hyip.php...
http://www.publicdebt.treas.gov/cc/ccpho...
A not dangerous steady return in 5.05% through an ING Orange / E*Trade funds account.
Anyone could convey you that the markets surrounded by general are over-bought and contained by need of a correction (more so than in advance this week), so if you are looking for 'safe' stay out of the markets for the summer.
It depends on a couple of things: your plane of tolerable risk and the length of time beforehand you need the money within totally liquid form to spend.
If your plane of risk is low - I would suggest a high-yield savings tale - like those programmed on bankrate.com.
For a higher rank of risk, I would suggest a mutual fund. There are several out there beside a lower-than-the-stockmarket level of risk - look for those near a higher mix of bonds to stocks.
For an even greater level of risk, I would suggest exit up a brokerage account and investing within dividend stocks. This will give you dosh on a regular basis (some stocks even income dividends monthly, most on a quarterly basis). So even if the stock price goes down, hopefully, you can gross enough stale of the dividend to compensate.
Check Jim Cramer's TheStreet.com - they've got a stock rating system i.e. a good snapshot. Your brokerage might also own a stock-screener that will tell you dividend give up - I use Scottrade's stock screener and it gives me adjectives sorts of data that I use to pick my dividend stocks.
I suggest an investment club one is www.freewebs.com/mnthighinvest It is a upright club I should know I am a member too Good Luck
How much money should you inevitability to start and grow within stocks?
Question:
i know some one who has a nice financial time dealing with stocks and im lookin for a method out of my check 2 check life. i a moment ago started a checking and savings wich is a appropriate start but i need counsel and opinions for investing. thnx
Answers:
You've get to start with the details... Investing in the stock souk isn't something that you just read one book and do, it's most akin to becoming a Literature professor... And you enjoy to start by learning to read!
Here's the greatest resource online for study about the details:
http://www.basicsofinvesting.info...
-Read that site over and you'll be on the right track.
Honestly I am 18 years old and I started near 10000 canadian dollars but Unfortunately I picked fuckedd up stocks so I already lost half of the money , so I a moment ago want to tell you can start beside 200 dollars watever you like but engineer sure you pick right stcoks
Best of luck in your natural life
Singh
You can start with any amount really. Stock investing is for the long possession (think retirement) not the short-term though (stocks won't help you to stop living a "check 2 check" life).
Read up on Index Funds, spend smaller quantity then you earn, and other look for opportunities to earn more (and spend less) money.
If you're living a "check 2 check" time, I think reducing how much you spend is the first step you should transport (try to build up a nice little savings account). Stocks and investing probably wouldn't be the best notion for you until you've saved up some currency.
Read tips on investing , stocks and much more to help you on this site
http://www.invest-for-retirement.com...
http://www.investopedia.com
Mutual Funds for Dummies, by Eric Tyson
Any of those 3 sources will be apt for a beginner.
What is an S-1 Annual Report?
Question:
Answers:
S-1 is not an annual report. Form S-1 is a prospectus (an information disclosure document prepared by a company that is preparing to document its securities on an exchange). Annual report is filed on form 10-K (U.S. issuers) or form 20-F (foreign issuers).
an S-1 is a file by a company looking to complete an initial public offering on a U.S. exchange.
It is a comprehensive document containing descriptive and financial information about the prospective file company, and will also contain information about the offering itself.
Instead of 5% Interest within money should I use dollar cost averaging near index fund or index ETFs?
Question:
I have extra money and almost not any extra time, I am 22 yrs old. I regularly nurture 1k to 1.5k into a savings statement that earns 5% interest. I want to know if I can do better than this?
I am pretty much ruling out trying to "play" the stock marketplace with individual stocks. I own not ruled out index funds, index ETFs, sector ETFs, etc.
I'm basically trying to numeral out:
1. Can I do better than 5% with dollar cost averaging index funds or index ETFs even after factoring contained by the fees and taxes?
2. Lots of people own shied away from index ETFs vs. index funds because of the trading commissions for ETFs but now near Zecco.com (zero trading commission) is buying 1k of an index ETF every month better than a 1k index fund? Dont the index funds have difficult fees?
Thanks, I know there are some things I'm not thinking of and I am outstandingly inexperienced. I just have a feeling like I am wasting money because I can afford more risk at my age than a funds account.
Answers:
Vanguard and Fidelity enjoy index funds with fees within the 0.10 - 0.15% range. I am not up to date with Zecco.com but I am curious how they form any money if they charge no commission. Vanguard Total Stock Market ETF (symbol VTI) has an expense ratio of 0.07% and would trade name an excellent core equity holding. Both Vanguard and Fidelity Spartan have Total Stock Market Index mutual funds beside very low expense ratio. Both companies provide monthly statements and annual statements (simplifies record keeping) and will even allow you to set-up an automatic monthly purchase reason builder. Vanguard has an excellent Total Bond Market Index fund and a Total International Index fund. At your age you might want to hold 80-90% in equities (with 12-18% international exposure) and the remainder surrounded by the total bond market fund.
WOW< I HAVE NO IDEA!
Over the long occupancy the S&P 500 has averaged a roughly 10-12% return per year. Unless you requirement money for a very central expense in the in close proximity term (school, buying a house, etc) you would be powerfully advised to invest it within the market.
Obviously the marketplace can decline, and if you buy stock when the market is at an unsustainable illustrious (ie late 2000) your return may be mediocre, but if you dollar cost average over the long residence you should do considerably better than you would with a money account.
In the splendid scheme of things the open market should continue to do well-- mechanical progress will continue to drive productivity increases which will organize to worldwide economic growth and better stock prices for the forseeable future.
ETFs are indeed a good path to go, especially if you don't own to worry nearly commissions. The iShares S&P 500 fund (IVV) has a miniscule expense ratio of in the order of 0.09 and the SPDR funds rate is only slightly highly developed. Other ETFs can be more expensive.
And if you have any time whatsoever, occasionally putting a bit of stock into a company beside good long possession prospects can be kind of fun. Anyway--good luck.
Index funds from companies approaching Vanguard and Fidelity are pretty close to the ETFs in overall cost. Zecco really cuts into that cost near the free trades. Zecco has plenty of fees and the free trades are solely do it yourself online trades. They charge for broker assist, options and adjectives sorts of other things.
You can make more than 5% surrounded by an index fund and likely over time can return with 10% however you can also lose money in the index which won't come to pass in hoard.
Evaluate your savings goal and determine if a Roth IRA is better for your situation and you can still invest in an ETF inside the Roth. If this will be difficult you should programme time with a CPA and evaluate your financial situation and they can expected give you the best guidance. Avoid dealing with CPAs or Financial Providers beside a vested interest (they want to sell you something). Congrats for starting your investing babyish the power of compounding will be your best friend in the years to come.
Prmium Bonds?
Question:
Anyone invest in them, whats the providence of winnig
is there a min infestment
do you own to keep them for a min time of time ?
Answers:
With Premium Bonds it is odds of 24,000 to 1 to win per pound section.
If you spend lb20 a month on the lottery.. change to lb1 a week and next every year put the money you would have withered on the lottery into Bonds you will have nearly lb200. Forget more or less them and they are always within if you need the money or basically start building them up. The lottery is so hard to even win the bottom prize....a measly lb9 plus your stake.
I bought my granddaughter lb200 of Bonds for Christmas 3 years ago and she have won two lb50's on them.
Just the luck of the draw.
Minimum investment lb100.
Prizes range from lb50 up to 1 million every month.
Good Luck.
Put your lolly in an ISA and avoid lucky draws !
The best article about premium bonds is that you can lolly them in whenever you approaching and there's no risk. The amount you paid for them is the amount you will receive backbone. You won't ever lose money. As a guide, if you had lb30'000 worth of premium bonds, you could expect 12 prizes a year.
Does any body know where on earth I can buy someones default mortgages. Any advocate?
Question:
I would like to foreclose on the property myself.
Answers:
As you own already have be advised ring up up just in the order of any bank and they will be overjoyed to talk to you. I don't ponder you understand though what is involved surrounded by foreclosing a mortage, at least within the state where I live. I take about 6 months and sometimes longer. The attorney fees are not someting to sneeze at. And during that 6 months +, the tenents are trashing the house and not paying a dime. Good luck.
I am sure at hand are many lenders out at hand who would sell you some of these mortgages at facade value. However, doing so would be extremely stupid, since you would incur a financial loss near almost every one you purchased.
What ARE you thinking here ?
Go to bank close to bank of america or city mound ask them to buy mortgages you can not make much money possibly 5-6 perceant a year.
Anyone smart ample to answer this accounting grill?
Question:
On January 2, 2002, Jamison Firm issued 10,000 shares of 6% cumulative preferred stock at $100 par value. On December 31, 2005, Jamison Firm declared and remunerated its first dividend. What dividends are the preferred stockholders entitled to receive in the current year in the past any distribution is made to common stockholders
Answers:
10,000 shares at 100$ = 1,000,000 within preferred capital
They are entitled to 6% of this per year which is 60,000$ surrounded by dividends.
Since it is cumulated stock, any dividends not received in one year accumulate until dividends are paid.
On Dec 31,2005 its 4th year in need paying dividends, the amount owed to preferred stock holders is
60,000$ x 4 years = 240,000$.
This amount must be paid formerly any distribution is made to common stockholders.
What is interest and how is it calculated?
Question:
Answers:
Interest is money paid for the use of someone else's money. If the hill loans you $1000, they will charge you interest. Interest is expressed as a percentage. For example, an interest rate of 8.0% per year on $1000 would amount to .08 x $1000 or $80 a year. If you loaned the bank $1000 (by depositing that amount within a savings account) afterwards the bank would take-home pay you interest. The interest might be compounded monthly. That means that after 1 month they would join 1 months' worth of interest to your savings justification. The next month, your $1000 plus the interest the ridge paid you after 1 month would earn another month's worth of interest. (The interest is also earn interest; that's called compounding).
When do I discharge taxes on my mutual fund?
Question:
I just open a mutual fund account for long possession savings and plan to invest around $150 a month. I will not put on the market any shares or take any money out of this picture for about 10 years. How do I switch taxes with this? Do I merely claim the amount of earnings respectively year when I file my taxes, or does this go and get claimed when I sell?
Answers:
If your mutual fund is within a regular taxable custodial account (not an IRA and not an annuity), next you will have to compensate taxes in the following ways:
1) Any dividends or interest that the stocks or bonds reimburse that year will be passed on to you. You will have to repay taxes on them in the year they be distributed. For example, any dividends distributed this year, you will need to report on your 2007 export tax return when you file.
2) Any property gains that the superintendent incurs while selling shares WITHIN THE FUND are passed on to you. Just like above, you will own to pay taxes on them the year they are distributed to you. For example, if your fund officer sells some apple stock to purchase stock surrounded by another company, she will pass the wherewithal gains onto you and you will settle up a tax when you profile your 2007 taxes.
3) Any capital gain YOU MAKE by selling mutual fund shares are tax in the year that you put up for sale.
So, in summary, #1 and #2 are tax every year, while #3 is only tax in the year(s) that you supply shares. You cannot control #1 and #2. You only own direct control over #3.
Capital gains are tax at 10 or15% if it is a long-term gain. Short-term capital gain are taxed similar to income, at your tax bracket.
Qualified dividends from U.S. stocks are tax at 10 or 15% rate. Interest from bonds is taxed as income, at your rates bracket rate.
Do not worry just about how to report #1 and #2 on your tax return, because your mutual fund company is required by decree to send you a toll statement in January respectively year. It will print out exactly what you need to put on your due form. It will tell you what numbers to stick where on earth on your tax return.
The meaningful thing to file is that you DO pay taxes respectively and every year you hold mutual funds in a taxable portrayal, EVEN IF you do not sell your mutual fund shares. Then, when you get rid of mutual fund shares, you will have to add a capital gain tax on those shares IN ADDITION TO any annual taxable events.
Here is my advocate: If you have not sold any shares, consequently your taxes will be relatively simple. Just use the form that your mutual fund company sends you to fill out your taxes. However, once you want to sell shares, you may want to consider have an accountant do your taxes for that particular year. The accountant can serve you figure out how to rate capital gain on the mutual fund shares, because the IRS allows you three options to report wherewithal gains.
Figuring out means gains for 10 years of mutual fund shares might be tricky. Every time you buy shares (or dividends are reinvested within new shares) at different prices, a unknown "tax lot" is formed and a unknown capital gain will own to be calculated when you eventually share.
Note once again ... there are two different types of income gains. One type are the wealth gains created by the fund head, which are beyond your control. These will be reported to you by your mutual fund company and the capital gain will already be determined. This is easy to report on your taxes. The other type is the assets gains YOU MAKE when you market mutual fund shares. This is different from the first type. This capital gain is more complex to add, and you might want the help of an accountant.
For more info on mutual funds, download my free book at http://www.invest-for-retirement.com... and walk straight to the chapter on "The Anatomy of Mutual Funds". Don't be scared away from investing because of taxes. After you database your 2007 taxes you will see that it is not too complicated. Besides, if taxes ever become too complex, go obtain an accountant.
Nothing happens charge wise until you vend. You don't have to spawn estimated tax payments or anything. If your fund increases surrounded by value you own an "unrealized gain". The gain isn't "realized" until you liquidate the account (sell the shares).
You payment taxes when you sell it.
You may also conclude up paying taxes on dividends or realized funds gains that the fund pays out, but they'll transport you a 1099-DIV form to handle this.
(With realize capital gain, the company sometimes cashes stuff out for you.)
Quick note for taxes: Make sure to memo any dividends so you can better compute the true cost basis, otherwise you may appendage up overpaying the true capital gain.
Every year, the fund will convey you a statement, in which they will detail the amount of taxable income and possessions gains that the fund have received on your behalf. You will then append those figures to your rates returns.
At the end of the rates year your fund provider will send you a statement showing dividends and funds gains the fund made over the prior excise year. This must be reported as taxable income unless the fund is tax exempt.
The mutual fund will habitually pay dividends and income gains respectively year. Whether you take these amounts contained by cash or reinvest them to buy more shares, they are taxable respectively year. Your mutual fund will send you a 1099-div respectively year before Mar 1. Keep detailed files of your cost of shares (money you invested directly and funds invested by your mutual fund company out of the dividends paid). When you sell the shares, your cost cause is the amount you directly invested PLUS the amount that was reinvested. Your mutual fund company should provide you beside your cost basis when you flog shares. If they don't, and you do not have accurate cost spring records, you could wrap up up paying tax on the reinvested yield twice...each year and when you deal in.
You will get a 1099 form at the pause of the year from your broker shwoing the capital gain and dividends that you owe taxes on. You report it on Schedule D with your income taxes. Unless the mutual fund is surrounded by a tax-sheltered account such as an IRA, you owe taxes on the dividends and captial gain recieved each year, whether you reinvest them contained by the fund or take them out. You will owe possessions gains taxes on the fund shares when you trade it.
How do I buy international stocks?
Question:
Answers:
I assume the question is coming from a U S resident investor, otherwise the answer is not relevent.
On the U S stock exchanges near are quite a few larger foreign companies traded as ADRs--American Depository Receipts. These can be bought and sold only like regular stocks. As only just a few examples, CAJ Canon the camera maker base in Japan, NVS Novartis the drug company base in Switzerland, CHL the Chinese cell phone company base in Hong Kong, and frequent many more. There are also abundant foreign companies whose stocks are traded on the pink sheets. These may be ADRs and they may be native shares. You can explore the pink sheets for the name of the company you might be interested contained by purchasing. Nestle is one that I am aware of. Nintendo I think is another.
Other option available to you are mutual funds that invest in foreign stocks. There are greatly of these. There are also index funds that invest in foreign stocks. Not like mad but more than a few. There are even mutual funds that invest in stocks of a specific country, several that invest only within China for example.
Another option widen to you is to contact a large full service broker who have access to securities on foreign exchanges. They will buy and sell those securities for you. Most of the generous ones have that expertise. Ask them specifically which foreign exchanges they have access to.
E*Trade.
If I enjoy stock contained by a company that may be delisted what happen to my money and how do i carry it?
Question:
or should i just flog and cut my loses
Answers:
Delisting certainly is not correct. Cutting your loss now will probably prevent you from have to cut a bigger loss later. But delisting is not the run out of the world for a stock. Once they are delisted they will trade on the pink sheets. Volvo is going to be delisted but that is clearly a stock that will hold up well on the pink sheets. There are comparatively a few stocks that trade in the U S solely on the pink sheets, about 5000.
Sell and cut your losses. Once delisted, it become almost impossible to exit a position.
KISS UR $$$ GOOD BYE
About stocks?
Question:
is there any well-mannered website that has information in the region of stocks?
Answers:
http://www.investopedia.com
http://www.fool.com
http://www.nabloid.com
Junk Bonds/Trust Me.com
Yes. www.financial-realities101.com has excellent information something like investing in stocks. Also it have an investment directory that list other sites that business with stocks.
www.fool.com is a great site for information and teaching
What kind of info are you looking for (analysis, quaterly reports, dividends, supervision, etc?) Or are you looking more for what stocks to invest in? Feel free to check out the following site which is a Yahoo Goup of Stock Traders that share info relating to the marketplace and stock watchlists:
http://finance.groups.yahoo.com/group/bu...
Where to swot nearly share open market pn bangalore ?
Question:
i want to know about share bazaar trading in bangalore , is at hand any place where i can revise it .Like any institutes which teaches more or less it. even i m ready to move about for coaching
Answers:
HI THERE IS no any institutes to teach you roughly share trading as there is no any school to teach a infant to pace it is all more or less learning your self do you remember how did you swot driving .enter to market next to a very small amount sign for a on queue account next to share khan and learn how to trade for subsequent six month s and if want to open a tale contact me nirathsbi@yahoo.co.in 9945102641
Check the site of NSE at http:www.nseindia.com and check for NCFM- Basics to Finance or MCX at www.mcxindia.com -Click on Training & Certification. And for BSE, at www. bseindia.com, you can pinch exam for BSE Certification and give exam online from any centers.