Is citibank a reputable guard? Does anyone know?
Question:
Answers:
Yes, They are reputable international bank. Ranked top 5 contained by U.S.A banks.
If you access the website, you will own better appreciation.
http://www.citibank.com/us/d.htms...
Yes it is. bettyk
YES! I am from the NY and they are a fortune 500 firm
Yes. They been contained by service since1812. They have branches and ATMs within more than 90 countries. They are also a subsidiary of Citigroup.
With this long track record of nouns, I would say Citibank is a reputable dune.
Yes they are, I have a credit card, a good account and a compact disc with citibank and they enjoy good services and features, and it is a reliable guard institution not only surrounded by USA but around the world too.
Yes Citibank is a massive international bank NYSE symbol C. There are plenty of scam phishing/pharming emails/sites that work sour of the Citibank name but if you are at a branch or connected to their legitimate website it's a quality hill.
What are the effect of the progress within the stock open market to the those?
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Answers:
When the market go up and people are making money by self long and the ecomomy is flourishing, they are
happy :-)
When the bazaar goes down and general public are making money by being short they are satisfied:-)
When the market go up and people are losing money by one short they are sad :-(
When the marketplace goes down and relations are losing money by being long they are disconsolate :-(
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Interest rates?
Question:
Mrs. Daili wants to buy a saloon in 3 years, the cost of the motor is 20,000, and the bank nest egg rate is 12% compounded quarterly how much Mrs. Daili put in her mound account today?
Answers:
Tell Mrs. Dalli she desires to put in $14,027.60 contained by the bank today. Find out where on earth she is getting 12% compunded quarterly. That's a good deal. And the formula is below, so she can digit it out for herself next time.
20,000/(((.12/4)+1)^(3*4))=$14...
Previous poster is correct to the cent: $14,027.60.
Finance examine helpppp?
Question:
school will cost 18,000 a year for 4 years assume that you manufacture payments at the end of respectively year. Parents saved 3,000 a year for 5 years and will verbs to do so for five more years. how much will the parents have to invest fo the subsequent five years to have the funds required... assume the interest rate is 7%.
Answers:
Using the annuity calculator at
http://www.1728.com/annuity.htm...
after the first 5 years putting within $3000 at 7%, they would have amassed just 18459.87.
If they added nothing over the subsequent 5 years, the 18459.87 would grow to 26116.81, using the interest rate calculator at...
http://www.bankrate.com/gookeyword/calc/...
To have the required $72,000 for tuition, over the subsequent 5 years, they will need to own earned $72000-26117=45,883 over the second 5 year span.
To attain this, using the annuity calculator, they will need to deposit $7457 annually for 5 years (assuming 7%).
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Where can a find a schedule of stocks that are recently timetabled?
Question:
I enjoy morning trading in outstandingly volitile stocks, I've noticed that the first time or two that a stock is listed usually brings this volitity. Where can I find a schedule of stocks that are going to begin trading or hold recently begin trading?
Answers:
Here's a list of recent IPOs you may be interested surrounded by...
http://biz.yahoo.com/ipo/
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I like http://www.ipohome.com/ for IPO listings. It is a other designed site, with articles and historical facts on IPOs, as well as upcoming IPOs.
I wallow in day trading surrounded by highly volitile stocks, I've notice that the first day or two that a stock ...
What stocks are well brought-up to invest surrounded by?
Question:
n/a
Answers:
First, the stock must have upright fundamentals. For good accepted wisdom on searching for stocks beside good fundamentals, look at William O’Neil’s book call "How to Make Money in Stocks." This book combines fundamental analysis and exact analysis and teaches that the best article to do is to use both strategies together. I am sure, you can find this book in libraries, and you may read it if you are interested.
Next, blind for stocks with worthy technicals. I use Telechart to screen the 7000+ stocks surrounded by the universe, but there are also masses good stock screen available online. From there I dogmatic the selection down to what I telephone call myUniverse of Stocks to approximately 2500. This screen is base on...
Price > $5
90 day Volume > 250,000
Capitalization > $100M
From here I use multiple screen to narrow my test down to several hundred by choosing for instance...
Relative Strength >70
MoneyStream >70
Profit Margin in the upper 50th percentile
Revenue Growth
Earnings Growth
PEG < 1.5
Once I hold my selection I look at the charts for a angelic buying opportunity...
MACD crossing above the zero queue
Stochastics are not overbought
Good Industry in apposite Sector (Top 20% industries)
After this, your selection is down to a dozen or so, and for these I check the recent report, Schwab ratings, MSN ratings, etc.
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costco always go up
I don't know too much about the stock flea market, but in college we had a project near it, using fake money, but the actual stock flea market, and Johnson and Johnson was the worst investment ever.
Investing within "individual" stocks takes profusely of knowledge and practice; so I would not suggest doing this until you twig completely how the stock markets work.
Instead call on Vanguard.com and learn nearly mutual funds, index funds, and exchange-traded-funds (ETFs). Trading funds is less risky than trying to trade "individual" stocks.
Unless you plan on spending everyday of your existence looking at stock charts trying to determine the best time to get surrounded by and out of "individual" stocks, I would look into some sort of fund.
Also be very alert about asking for stock tips online. Most are probably worthless or contain unprincipled motives. Do not fall for any Pump-and-Dump scam.
The websites below all contain plenty of FREE information to procure you started in the right direction.
The ones that run up :)
Where can I find a honourable entry-level finance/investment opening contained by the Washington DC nouns?
Question:
Answers:
Check with mortgage lender companies, they will return with you first as office assistant, and when you swot the coming and going of the business, you will move up as processor assistant, than as processor, keep your eyes on adjectives investors clients, and keep your mind as how the agreement were made, ask question, good luck it is the best job, if you like race.
Recurring deposit contained by postal department is rates free (or) not?
Question:
i just want to know the amount what we are getting is after some interval is their tax for it?
Answers:
None of the RD accounts (either at Post Office or at Banks) the amount is taxable. Since we are paying the excise as per our earnings. Only interest received on the deposits are taxable and however within case of RD the interest earn is exempted.
no. tax not charged on full amount lone on intrest.
Interest is generally taxable depending upon your earn level, unless it it is sheltered surrounded by a retirement savings plan.
Review the following in moderation according to area of your concern:
http://www.incometaxindia.gov.in/general...
Recurring Deposit surrounded by postal department is taxfree up to Rs.49,000/-. You could not withdrawn Rs.50,000/-. You should take frequent deposit's certificate of Rs.20,000/- respectively.
Interst accrued on Recurring Deposit details during every financial year is considered as income
Interest received on the RD is Added to your Taxable Income.
If you want Tax Free Income, then you can invest surrounded by PPF account from Post department or SBI.
the interest earned on rd is not tariff free
I'm planning to approachable DMAT commentary.Which one is better.I've ICICI salaried article.It's adjectives to anything?
Question:
I've ICICI salaried account. So it's adjectives to any benefits for opening within ICICI Dmat account. I'll be not Invest regularly, may be monthly once or twice and that amount also below 20,000/-
Answers:
If your transaction are set to only 20000 a month, i would suggest you to look at the Reliance Money Demat Accout. The annual charges are thoroughly low.
it is ok
visit my blog 4 more on mkt
whwn u hold a savings sandbank account contained by ICICI i would suggest u open a Dmat statement with ICICI sandbank itself
Does it cost money to set up a stock bazaar vindication online and also what stock's should i buy beside $2000?
Question:
Dont know many st. markt. language but i was thinking of investing within either Pepsi, General Electric, Coca Cola or the IRS. Im thinking of departure it there for anywhere from 4-10 years. How much money can i engineer (i.e. after 4 years, after 5 years, 6 years, etc.)? Also, what is better, getting dividends every 3 months, or not dividends at all (in other words what will clear you more money in the termination when i sell adjectives the stocks)? And do you have to foot taxes on this stuff, i've heard different things, also how big will the taxes be (estimate please)? How much do these companies reimburse in interest per year (so similar to 5%, 6% or something)? And also does it cost money to set up a stock market depiction online and if so what are some good sites to do it on and what would the cost be if any? Also i am thinking of putting contained by anywhere from $600-$1000 every year into these companies how much do think i can get hold of? What are some good stocks that compensate 15%/year, how risky are they? How many stock's could i buy?
Answers:
Is it a angelic idea to draw from investment advise from strangers whose diploma and motives are unknown to you?
Read some good books on investing. Take the time you inevitability to fully understand the bazaar and the risks.
Thinking you'll get 15% every year will head you to a financial train wreck.
Your questions are great. Your interest is great. Take the time to cram before you spawn some serious mistakes.
BTW: Some of the answers you received already are dead wrong;
ROTH IRA's are duty free for all profits (it's funded with after tariff money)
FOREX is the last place for a apprentice. 95% of those people that try FOREX lose most to adjectives of their accounts.
BE VERY CAREFUL
Consider Yourself Warned
It depends on what service you go through; however, you will be hit beside transaction fees regardless. If you want to do online trading, E-trade and Ameritrade are decent. Schwab if you want a full fledged service losing you. Its usually about $10 a transaction.
Alright, for your first query, "how much can I make within a given amount of time", use the rule of 72. Basically, divide 72 by the rate you expect and that will let you know how long it will give somebody a lift to double your money. For example, if you can get a 12% rate of return, within 6 years you will have $4000.
The second quiz really depends on your view of how the flea market works. I would avoid dividend paying stocks unless you absolutely involve income. Primarily, this is because I would rather hold the money reinvested for greater growth. If you get the preference to take dividends, you might as ably accept it though because everyone else will.
If my sympathy is correct, you will pay a 15% fixed charge on dividends. Additionally, should you divest your stock, you will have to foot taxes on the growth. So, if you invested $2000 and took it out when it hit $4000, you would pay import tax for the $2000 gain. I believe there is also a difference base on how long the stock has be invested (short term vs. long permanent status gains).
I was told that a clothed rate is about 6-8%. The S&P 500 index fund have been getting something like 12% I think. At the other fall of the spectrum, Warren Buffet gets 23%.
Regarding the "money into specific companies", "how various should I buy", and "risk"... I suggest you consider diversification. That is, one stock may go down, but on average, most will step up. So, if you buy a large number of stocks, you enjoy less opening of losing money. Thats the point of mutual funds!
A 15% yield is pretty occasional in the marketplace and will depend on what you buy, when you buy it, and luck. Basically, stocks that have giant returns also have high-ranking risk. If you can figure out how to minimize this risk, any by value investing or stop-loss instructions or something else, your golden. However, 15% is not too realistic.
You can buy however masses shares you can afford. Lets say you hold $2000 and you want to by Coca-Cola, which is selling at $100. Then, you can only buy 20 shares.
Educate Educate Educate!
those are some great companies you get there - you wont travel broke with them - however, your doubling up within the beverage sector - gotta pick one - coke or pepsi - cause they're one and the same thing essentially.
online brokers - scottrade.com, etrade.com, ameritrade.com and charles schwab are adjectives good discount brokers online. it costs zilch to open an picture online. all of these will charge you smaller amount than $10/trade
taxes - if you hold the stock for over one year, currently the capital gain tax is 15% - as are dividends. if you flog the stock within one year, the wealth gains taxes are 35%. however, these can transform depending on your income bracket. $2000 is a relatively small amount of money - i would look into an IRA - a regular one the taxes are deferred until you retire, in a Roth IRA the taxes aren't deferred. the difference is your levy will be determined by your taxable income when you cash it out. so build your sure your income is low when you do, that way your toll rate will be the lowest.
dividends - it'll be hard to find something next to a yield of 5-6% contained by this market, and if you do - look closer, it might be suspect, but you can find dutiful co's that yield that, but it'll bring you a while.
your returns will depend on where you invest on the capitalization mount - the higher you are - the lower your returns will be, but the likelyhood of you losing EVERYTHING will be much, much lower. the lower you scheme down the capitalization scale the superior your returns will be, but the likelyhood of you LOSING EVERY SINGLE PENNY IS MUCH, MUCH HIGHER. on average, for the market - expect 10%/year.
Invest within FOREX
http://www.mm-review.com/money/7.html...
So you want to dump $ blindly into stock GRCO
Anyone know any professional stock or option traders that own no college training on their craft?
Question:
I am looking for a professional or semi-pro (part time) options or swing trader that is to say not college educated on the subject. I am looking for someone that is to say self taught through books, seminar (training courses) and /or trial and error. My questions are:
1. What % of your funds do you make on average per month or year?
2. How much income do you have?
3. Are you primarily an option spreader, swing trader, or both?
4. How consistent are the returns month to month.
5. How long did it take to swot up to be a consistent winner?
6. Did you hold a mentor?
7. In your opinion is it possible to do it by yourself or do you entail a mentor?
I am not college educated, and I am interested within this field short college education. Thanks anyone for support. Any books or mentoring programs recommended on application (not theory) would help.
Answers:
I am a full time stock trader and I am not aware of ANY honourable traders that learned their craft surrounded by college. You ask the right questions but to answer them would require a book. You are response to join our stock picking group at:
http://finance.groups.yahoo.com/group/tr...
We incite these types of questions surrounded by AH.
How do you subtract interest rate?
Question:
Calculate this for me. Invest $1000. for a 3 month term and the interest rate is 8.50%. What is the interest that will accured for the 3 month occupancy? Best logical answer please. Thanks.
Answers:
Compounded daily = 21.47
Compounded monthly = 21.40
Compounded quarterly = 21.25
Here's a handy trellis based calculator...
http://www.bankrate.com/gookeyword/calc/...
BTW Bankrate is offering 3 mo CDs at 5.22%
http://www.bankrate.com/gookeyword/rate/...
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Around $21.39
Monthly interest rate is .708333% (8.5% divided by 12)
For 1st month, interest will be $7.08 (1000.00 x .00708333) and unmarked balance will be 1007.08.
For 2nd month, interest will be $7.13 (1007.08 x .00708333) and unusual balance will be 1014.21
For 3rd month, interest will be $7.18 (1014.21 x .00708333) and spanking new balance will be 1021.39
around $21.40 if the interest is credited monthly and if the interest is simply credited at the end of the 3rd month than around $7.08
$1000 x .085 x (3mo/12mo) = $21.25
This assumes the interest does not compound day after day, weekly or monthly.
Investment contained by california?
Question:
if anyone is willing to endow with 300k i will give them 20 k and add on them on title and whenever the house appreicates in price we will slit the profit...the house is worth 950,000 and currently owe 650,000 ...i requirement the 300k to pay rotten a hard money loan that have a lien against my commerical property ..and will put name on the residential and i will be making the settlement ...everything will be documented for anyone that is interested .
Answers:
Only a fool would be interested contained by your offer. Paying $300K to draw from $20K plus 1/2 profit of future appreciation on a house within a down market you claimed worth $900K next to $650K loan.
Which years did the kennedy partly dollar silver coins, appear adjectives silver? the sides are a short time ago silver, no copper?
Question:
Answers:
In 1964 the Kennedy halves were 0.90 silver. From 1965 to 1970 they be 0.40 silver. After 1970 except for some of the proofs they were copper nickel
To clarify the previous correct answer, the 1965-1970 coins are clad sandwich coins. The stability of the coins that is not silver is copper for adjectives coins dated 1964-1970.
Do ya'll know any unknown inventions of the subsequent 20 years?
Question:
Answers:
That will be almost everything since 1987, so you've got
Blackberry and Blueberry, plasma and lead video monitors, Ipod and that only scratch the surface.
And there will be Cyber Stalin. Ya know, Joseph stalin reborn into a cyborg body.
I hear of this entry coming out that attaches to your head. Flip a switch or turn a dial and it puts you right to sleep.
A clean invention is coming out that eliminates desktop computers
It is a device lacking a hard drive that connects to your companies in safe hands data room computers. You access beside secure bio-metric intervene and your programs and work are transmitted wirelessly or by wire on PC voip protocol.
No one can steal your computer to spy, near is no hard drive to access, and it can be access by authorizerd users from anywhere on the planet.
There is not enough grease right now surrounded by the world, and consumption rises everyday. There will be a great breakthrough in animation production. I suspect it will be the development of a plant which effortlessly converts to oil or sugar to put together ethanol.