Long-term financing supports?
Question:
a. current asset investment
b. current liability investment
c. fixed-asset investment
d. equity investment
I believe the answer is c.
Answers:
If your time horizon is long-term, you are probably better off using stocks. The cross-question is worded in a confusing agency, but intuitively I would think the answer should be d (equity investment).
The answer cannot be b, because a liability is not an investment.
I do not deliberate the answer is c. Fixed-asset investments (bonds, CDs, money market accounts) are more appropriate for short-term goal.
What percentage returns do you expect from a investment/business up to that time its consider worth investing within?
Question:
And within what extent of time frame?
Answers:
That depends on a variety of factor:
- Is the company public or private?
- What has be its historic performance?
- What industry is it within?
- What is its position within that industry/competitive position?
- What is the power of management?
- What is the weir to entry/competitive moat?
- What is its profitability (gross, operating and net margins)?
- What is its liquidity position (cash on appendage, current and quick ratio, burn rate)?
- What is its current valuation relative to all of the above?
- What is its trading volume?
In nonspecific, I would expect the following returns for my equity investments:
- Start-up company: 30%+/yr. within 5 years
- Private company near good history: 20%+/yr inwardly 3-5 yrs.
- Small/mid public company: 15%+/yr 3-5 years
- International public company: 15%+/yr
- Large cap public company: Risk-free rate plus 5-8% 5-10 years
Minimum 5% to start. I'll supply them a year to better that.
-MM
It depends on the risk involved. It would have to be something above the rate on a treasury bond; the risk-free rate.
How secure are cds?
Question:
are they a good investment? can i lose my money if the flea market goes discouraging?
Answers:
100% safe.
really, but dont expect much return. the higher the risk the better return
Hell no. They are great. Go to your local bank or Bank of America.
FDIC insured. This mode that even if the bank at which you enjoy purchased the CD from somehow go under, the establishment will cover the CD. So the individual way you will lose your money is if first your hill goes underneath, then the U.S. administration totally collapses. Your money is secure.
CD's are not tied to the cutback, so the return will not decrease within the event of a recession, also you will not realize a larger return in the event of a boom.
Certificate of Deposits are lend investments with a ridge or brokerage. It's kind of close to a higher interest hoard account where on earth you promise to leave your money near them for a specified period of time. The wall loans out your money to people to buy houses and cars, and afterwards uses their payments to help rate your interest.
First of all, a compact disc from an established bank is past the worst just because the institution have access to a lot of money and runs its business surrounded by a conservative fashion. Furthermore, most bank are backed by the FDIC (Federal Deposit Insurance Corporation). This is from the Federal organization, and it insures your account up to $100,000. In the event that the wall goes bust, the government will bail you out.
You are more promising to die in a vehicle crash on your way to academy or work than to lose money in a edge CD. Something pleasant to have a sneaking suspicion that of.
CDs are very support. The FDIC insures the accounts in your mark at a given bank up to $100,000. If the mound fails, you won't catch your money immediately, but you will win it. CDs are available in varying maturities. 3 month, 6month or 1 year CDs recurrently pay interest merely on maturity. Some CDs settle up interest monthly. CDs usually carry a cost for early debt (several months interest). CDs are not tied to the (stock) market. The risk associated next to CDs is a "lost opportunity" risk. An example is you purchase a 1 year CD paying 5.00%, and 1 month after that CDs paying 5.50% interest are being offered but you funds are tied up for another 11 months.
Could you turn five thousand dollars into a million dollars within ten years.?
Question:
Could you turn five thousand dollars into a million dollars in ten years. I want start a business and invest my money of 5 thousand dollars but I of late dont know what the best place to put it toward is.
Does anyone know what the best area surrounded by the market is to invest, what should I invest within, and If I wanted to clear a business, What could I open near no real professional experiance contained by anything; I just get out of the military after spending 6 years in as a mechanic, but I dont want to do anything that involves individual a mechanic. No college either.
I want to hear what you would do contained by my situation with lone 5 thousand dollars. Please no stupid answers.
Answers:
There are a lot of relatives who can but not you. If amatuers can make a million from $5000, why next do we professional traders exist?
http://www.optiontradingpedia.com/...
.
In my opinion, even if you have the skill, it would be impossible to turn five thousand dollards into a million by any means.
$5,000 to $1,000,000 is a 200 fold increase contained by ten years. That is almost 70% annual compounded growth.
Quite frankly, I am happy to get hold of 10% growth with my portfolio. I would lone suggest a business that is contained by something that you understand and relish. I would put it in an index stock mutual fund. In ten years you'll hold double or triple your investment.
5 grand is a celebration bit of money on a personal scale, but honestly, it's easier said than done to find a used car for singular five thousand dollars, let alone set up a business. I devise you need to lower your sights a bit.
Finally, thank you for your service to our country.
No, a authentic investment principle is that your money should double every 10 years.
Certainly, it is possible to make a million from $5000, but that would be an extraordinary streak of luck - it wouldn't be done through any nouns investment plan.
For your plan to work, you would have to create an 80% annual return EVERY YEAR on your investment. A realistic average return is 8-10%
While heaps people dream of owning a successful business, few do. Current research shows most successful businesses are started by someone contained by their 30s who has at lowest 8 years experience in their chosen area. Just chosing an idea and starting a business next to no prior experience, especially of business marketing and accounting, is a sure way to lose your money.
If I be you, I'd settle for the fact that by regularly positive every month into an IRA, you stand a good arbitrary of early retirement - consequence around 50 years of age. Put the $5000 into your initial IRA (you can contribute $4000 for the year) and then also unscrew a separate investment account at a mound like ING (their Orange rationalization returns around 5% at the moment.)
Once you have a post, try to save at most minuscule 10% of your income. Build up the Saving account to own at least 3 months living expenses within it, then divert as much of your income to a separate investment depiction.
For the investment account and the IRA, I suggest Vanguard http://www.vanguard.com. They can lend a hand you set up the accounts with automatic transfers from your stipend.
Invest in index funds approaching the Total Stock Market fund. Until you have more experience near investing, don't purchase sector funds like joie de vivre, healthcare etc - you need to get the drift how to add those into your mix over time.
I don't know where on earth the rest of these people are coming from, but from personal experience, you can confidently turn $5000 into $1,000,000 in ten years. It's not really that difficult. You purely have to know how. It's not gonna come about by luck.
People often ask me how I form money trading stocks, and I very, tremendously rarely narrate them. All that I will tell you is, that it can be done. It's up to you to digit out how. Sorry
As someone has already stated, you will requre an average annual return of 70% to turn $5K into $1M within ten years.
However, being a bit more realistic, how would you quality about waiting an extra 4 years?
There are no guarantees and as we are told frequently, historic performance cannot be relied upon for furture returns.
The stocksmonthly system have performed sufficiently okay over the past 15 years and returned 49% p.a. over that length.
I like the concept of using a straight forward system that is effortlessly understood and leaves me surrounded by complete control of my capital.
The answer to your ask is: Compound Interest
Here's a good article that explains it:
http://greenarrowinvestments.com/retirer...
In broad, how do you good point a mining stock?
Question:
is it through p/e ratio? reserves? land pack? etc. i have a sturdy time understanding why some stocks trade at soaring multiples. thanks
Answers:
i plus them based on their return on assets, what charitable of minerals they are going after, and what sorts of prospects they have (i.e. are their mines adjectives 20 years old, or are they in recent times bringing a bunch of new operation online)
Go to yahoo finance and look to see if they will bestow you a current financial report on the stock you're interested in. See how much contained by debt they are. Read the CEO's latest report. In Gold mining they drill theory test holes to sample and get an estimate of future production, this would be included surrounded by the annual report.
Also check the number of shares outstanding.
I have notice when the large institutions own a hulking percentage of the companies stock, trading doesn't seem so volatile.
Many times a mining stock seem to have great potential for up-ward price movement,,, but trades sideways instead of up.
South African Platinum stocks hold historically paid big dividends.
Sorry I couldn't give you more give a hand.
******************************...
This is an answer for those stocks with perceived high-ranking valuations:
I ruminate it is subjective also because you are dealing with path too many variables that can hold different values assigned to them, but irregardless I "try" to discount the value of their dosh flows from the total resource value contained by the ground and by its anticipated mine life.
I tend to try to pick a company that have a low market panama compared to its value of its proven within ground resource and try to pick the projects that are anticipated to be in production in 18 months and is unlikely to undergo severe dilution to nouns it. For projects past that at hand definitely have to be something special about the company.
You hold to remember most of these stocks with elevated multiples tend to be driven by news events a bit than traditional valuation parameters.
If i have give or take a few lb185,000 to put contained by money, what rough numeral of interest could i return with per month to live on?
Question:
any links to relevant sites appreciated, thanks (uk mainland only)
Answers:
You can put it within bank deposit a/c and attain about 6%pa gross. At that plane of income, tax will not be really much but inflation wil take almost 3%, laving you 3% or lb5,550 pa (lb462pm).
You will be better off investing it surrounded by a few income unit trusts compromise about 3.5% after charge, or lb6475 pa.(540pm), which should keep up next to inflation. Of course in the stock bazaar nothing is guaranteed, but even so this is what I would stir for.
icici bank will salary 6.05% interest that equals lb11192 or lb895 after tax or lb172 a week
.
It depends on how much you call for to live on per month and how long you intend to live.
G00GLE "annuity calculator" and be ready near a reasonable interest rate you intend to earn and you'll capture a feel for how the amounts change. If this is ypour only income, I would suggest low risk investments, unless you are somewhat young.
As my accounting instructor other said, 'it depends'. What kind of hoard account do you own, bank, high-ranking interest, money market? If I be you I would place it in a lofty interest savings, similar to www.emigrantdirect.com, not sure if it available to you in the UK. It give me a 5.05% interest. So in your luggage it would be about $9,300 a year.
You could take variable rates bud, but doesn`t matter what you do be aware that you will probably be taxed at 40% on any reserves.
My advice is buy a property and tolerate it out, you will get a regular return (returns of 7% are everyday - which is higher than mound interest) and there are also export tax benefits.
Also your capital will increase will be much greater than if you disappeared your money in a hoard account as the effectiveness of property rises quickly!
Roughly lb9000 pa.
You lucky bastard (stares near jealous) put it in my edge account i will show great interest surrounded by it =D
How to earn money by no investing?pleasetell mme..?
Question:
Answers:
work
If you don't want to invest your other choice is working for money.
You might as well spend the time study how money works and investing to make yours grow because the system will not permit up!
Not borrowing is one sure way to earn it, within a sense.
Hi i can recommend a online network which can consent to u earn some additional income by reading email at home and acquire paid. it's totally free to tie. don't worry that it's a scam as this is a company feature in singapore nonspecific newpaper. CLICK ON MY AVATAR and a link of the website will be provided. ITS FREE TO JOIN, NOT A SCAM
Best want and Regards.
Selling drugs. Turning tricks. Donating plasma.
I'm sorry, I am laughing too hard at the query. You post a question on the investing forum nearly how to make money by not investing ... I'm confused.
See the proofs of grant here. Join this group. It will help you contained by earning thru internet. http://groups.G00GLE.com/group/genuinewo...
Is francswiss.biz a moral financial institution to invest beside and will i own warranty?
Question:
Answers:
this is a play on swisscash and it is 100% CERTIFIED SCAM!
Stay away from these thieves.
A High Yield Investment Program, or HYIP, is a type of pyramid endeavour normally offered via the Internet. HYIPs typically adopt deposits as low as $1 while promising astoundingly high returns..
Online High Yield Invetment Program now and then last for the long residence. Overwhelming number of cases suggest that HYIPs are Ponzi schemes, within which new investors provide the lolly to pay a profit to existing investors, which they typically next withdraw. This approach allows the scam to verbs as long as new investors are found and/or prehistoric investors leave their money contained by the scheme, set as compounding (because even higher profits are promised).
The introduction of e-currencies have made it possible for a High Yield Investment Program to operate on the internet and cross international boundaries, and to accept immense numbers of small investments. A High Yield Investment Program usually accept deposits by any e-currency, like e-gold, e-bullion and INTGold, or use specialist third bash payment processors resembling AlertPay, SolidTrustPay, CEPTrust, TriStarMoneyChangers and StormPay. HYIPs typically offer a significant incentive commission (for example, 9% of invested funds) for member to attract and refer new investors.
A High Yield Investmet Program discloses little or no detail roughly speaking the underlying management, location, or other aspects of how money is to be invested, and relatively little information (other than asserting that they do assorted types of trading on various stock and other exchanges) on how they in reality generate the returns they purport. They are sometimes presented with some form of an thrilling appeal, appeals for faith, and promises that they will minister to investors achieve financial freedom.
First of adjectives, francswiss is not a financial institution. It does not have an address, an organization, a telephone or fax number, and even a license to operate. It is pretending to be an big international company but within reality it is human being run by local syndicate in the Philippines who are also involved contained by other criminal activities such as drug trafficking. Their program is not even secured as such they know your passwords and can access your dune account surrounded by certain bank where they enjoy connections.
So would you have payment? What do you think?
There is a big "red flag" when you can't find any company information on the interenet. The just info is on their own website. But on the company profile section it doesn't even narrate you anything about themselves...enormously fishy!!
In every investments, there are risk involved. In bank, the only deposit you have is PDIC it is near to cover for insurance of 250,000 per depositor (correct me if I'm wrong). In other mutual fund company or institutions (Philequity and other banks), it is documented... you have solid proofs of your investments, but it doesnt necessarily show that you're going to earn... you may lose as well, although it will only be called "daily loss". Basic principle in playing near stock market should be applied next to mutual funds or UITFs, "buy low, sell high".
The give somebody the third degree should be asked amongst ourselves, do we have what it take to invest your $1000 (P46,000)? I know a lot of folks already earned abundantly from Francswiss, they got on the bus early. immediately, some sourgraping peeps are out nearby maliciously attacking Francswiss's website within order to create frenzy among investors and would-be investors...
Speculations are these group of people trying to see the URL of Francswiss, are from other financial institution running the same business...
If indeed Francswiss, is a SCAM... and you lost money... will it fashion you poor? are you going to lose everything you have?
All they're aphorism is, this is a gamble... natural life itself is a gamble... are you likely to take the risk? save, so be it...
If you want to jump contained by, dont go adjectives out, invest only the minimum required... and we'll pray for the best...
Sorry roughly that?
Question:
Earlier I ask about when an Series EE bond would evolve. I forgot to say it be purchased in June of 1997.
Answers:
http://www.treasurydirect.gov/indiv/tool...
Here is the info you will necessitate.
To find what your bond is worth today:
Click the 'Get Started' Link above or the button at the bottom of this page to open the Calculator.
Once start on, choose the series and denomination of your bond from the series and denomination drop down boxes.
Enter the issue date that is printed on the bond. Note: Enter two digit months (e.g. 01, 12) and four-digit years (e.g. 1985 or 2001).
Click the 'Calculate' button.
EE bonds develop in 40 years I cogitate. Go to the web site www. savingsbonds.gov. It will relate you for sure.
Can someone support me roughly speaking Religare?
Question:
I have a demat story throught Indiabulls. But if Religare gives me benefit of nothing brokerage charge, then I would to similar to to invest through Religare. Do I need to enjoy the demat account through Religare?. I am tentative to online trading. Please advise me.
Answers:
Hello this is yamini from religare securities. You want ur brokerage to be nothing, no brokerage house will do this for you. If you want to join religare you must own to open a dmat explanation but you can transfer your shares from indiabulls to religare trading story. our brokerage can be negotiated depending upon your trading volume and contract entry. Hope you will reply.
Y new ac near R
see charts & more info on my blog
What are the limitations of a custodial investment sketch?
Question:
I am 17, and I want to open a Custodial Account for stock investment. Can my own hill account be used for this, or does it hold to be my parent's bank side , and then when I turn 18 they donate me the earnings. How does it adjectives work?
Answers:
I believe the law may rise and fall from state to state, but in my state (Illinois,) you can't uncap a brokerage account until you're 18. You can ask your parents to accessible a custodial account for you (an UTMA details in most states, an UGMA picture if you live in Vermont, or, I presume, South Carolina.) The account requests to be titled "Custodian's Name as custodian for Your Name under the (your state) UTMA", though that usually get abbreviated by the bank or brokerage.
You can buy pretty much anything you want within a custodial account, next to a few limitations. You can't borrow in a custodial picture, which means you can't trade on border (borrow money against the value of stock contained by your account,) or put on the market short.
There are a couple of things you should be aware of:
1) Custodial accounts are your money -- any earnings are reported below your social security number, and they hold to be turned over to you once you reach the age of termination -- but they're completely controlled by the custodian. The hill or brokerage firm would be breaking the rules if they took instructions from you on what to buy or sell -- the custodian have to give those instructions. If you disagree next to the custodian's actions, there's nil you can do unless you want to get a court to remove the custodian.
2) The age of custodial termination vary from state to state -- in most states it's 21. State canon may or may not permit the custodian to mitt the account over to you previously the age of termination (21,) even if you're allowed to open an details at 18.
3) You're 17, so I would guess you're thinking about going to college. If you're planning on applying for financial aid, you should know that a custodial narrative is considered your assets (not the custodian's assets) on the FAFSA application -- which means it collectively counts against your aid more than if those assets were your parents'.
4) If you're thinking of investing for the longer possession, and you've had a opening this year, you should consider having your parents unfurl a Roth IRA for you. Up to 100% of your earned income (or $4000, whichever is less) can be put surrounded by the Roth IRA. There are lots of rules about IRAs, and I would plainly recommend your parents speak to a tax tutor or financial adviser just about it, but generally you'll know how to withdraw any contributions you've made minus tax or cost, and withdraw any income without rates or penalty if you're using them to recompense for college, a first home, or retirement when you're 59 1/2.
Some of the same things I mentioned more or less custodial accounts apply to Roth IRAs; until you turn 18, the parent has control of the portrayal, and you can't borrow (or, more generally, rivet in transactions considered "speculative".) The IRA can be turned over to you when you turn 18.
I know this is adjectives probably too much info. Best of luck!
A custodial account is one within which the minor (you) is the owner of the money and investments but an adult (parent) signs adjectives of the paperwork and makes adjectives of the decisions. It is typically set up as: PARENT NAME as custodian for YOUR NAME.
You can do adjectives of the research and choose your investments, but the final say have to go through the custodian on the description. Depending on your state, when you reach 18 (or 21 or some other age), the sketch can then be retitled into your own dub.
You should probably set up an UTMA account through an online broker (TD Ameritrade, E*Trade, etc). A parent could be the custodian and sign the documents, but you could log into the depiction and utilize the research, trade (with your parent), etc.
You can usually call the online broker and they can inform you the requirements for setting up the account.
Are mutual funds dutiful to invest contained by? or is it better lately to pick a inspection of stocks and hold them?
Question:
Answers:
By investing in a mutual fund, you are relying on someone near (presumably) far greater knowledge than yours to pick the right grouping of stocks to provide you the best return. Buying individual stocks is more risky.
You can research mutual funds, including their 1,2,5,10 year rate of return at www.morningstar.com
Good luck. If you are young, start investing every penny you can spare. You will thank yourself within 10 years when you have a nest egg working for you while everyone else is lately thinking "hmm.. maybe I should start thinking something like my future.."
Yes, and it depends on your familiarity of the stock market.
As the mutual funds are designed by investment companies to buy shares contained by different stocks and other securities, the mutual fund investor along with their ownership of shares of the mutual fund, hold a restricted claim to ownership on few of the securities held by the mutual fund. Besides mutual funds provide the dual advantages of diversification and professional money management services to organize the money invested in the fund.
Shareholders can buy more shares or flog the shares they own whenever they wish. But these transactions should be carried out discreetly since the prices of the shares vary day after day and can significantly affect your profits.
mutual funds has some benefit, which are smaller number fee and you don't obligation to monitor your trade because the investment manager will do it for you.
my guidance is now you put your money contained by mutual funds and you do some seminars and buy books. after you hold enough comprehension and time, you can move part of your money to stock and survive it by yourself.
It is rare for an individual to pick a bundle of stocks which over time outperform a on the brink portfolio of mutual funds.
Funds invest in a broad reach of stocks and other instruments, adjusting their holdings according to bazaar conditions. Most individual investors do not have the time or expertise to do this effectively. Far too many individuals invest surrounded by stocks emotionally, waiting too long to buy or sell, resulting within poor investment returns.
The vast majority of individual investors should be contained by a balanced portfolio of index funds. These automatically adjust to given indexes, short any emotion involved. These funds over the long occupancy ALWAYS outperform individual stock picks.
Go to http://www.vanguard.com http://www.fidelity.com or http://www.fool.com to learn more just about investing in index funds.
When buying funds, NEVER buy a fund that have a front or end nouns, and NEVER buy a fund that has a organization fee complex than 0.4% annually.
NO-LOAD Mutual Funds are best. There is no commission when you buy or when you sell. Avoid funds that own a 12b-1 fee.And look for funds that enjoy low expense ratios, beneath 0.5%.
Start out with considerable cap funds, next go into mid sunhat funds.
If your employer has a 401(k) plan, and if he match some of what you put in, next you should invest in that first, to the max every year. The plan will enjoy some mutual funds in it. Follow the above "guidelines" and you'll be successful.
One closing thought: Don't worry if they step down. They'll come back and run higher.
It depends.
For most population investing in mutual funds is easier--however you collectively have to any pay someone else to select stocks for you (there are supervision fees that you effectively pay by recieving slightly lower returns that you otherwise would) or are locked contained by to receiving duplicate return as a market index of some sensitive (note that this is not necessarily a bad entry.) In general I'd recommend buying index funds because, frankly, most professional money manager don't provide higher returns.
If you savour investing, have ample time to do research, and can educate yourself roughly speaking the market consequently there's nothing wrong beside choosing your own stocks, though there are also no guarantees that you'll do better than a mutual fund any.
If you want returns that are comparable to the market average, consequently use mutual funds. If you want the opportunity to outperform the average, with the risk that you may significantly underperform the average, consequently buy your own stocks.
The fact that you are even asking this request for information is an indication that you should probably stick with mutual funds. I've read 27 books on investing, and wrote one myself ( http://www.invest-for-retirement.com... ) , and even I use mutual funds just. Unless you have read countless books on investing, are okay versed with stock nomenclature, and own more than $20,000 to invest, then you should do the smart entry and stick with low-cost mutual funds. Check out www.vanguard.com for some well-mannered funds.
I have found that mutual funds significantly underperform when compared to a pious stock investment plan. In the past eight months, I hold used a combination of The Motley Fool and a mechanical formula call TREPPE to decide which stocks to invest contained by. I've made about 30 percent returns. If you've get the time, the best way to budge about decide how to invest is to select different advisory services and try them out (most of the legitimate ones enjoy free trials). Check their past histories and see what rate of return they hold been getting. Pick the best one or two and start following their picks real-time (don't trust website claims, see if they deliver until that time investing your money). Mechanical formulas are the cheapest because you don't have to earnings for them.
Silly grill going on for portfolios ??
Question:
I studied some models of making portfolios (such as CAPM) but i really don’t know what’s the next step??
I have it in mind when I buy a well diversified portfolio should I get rid of the whole portfolio when its merit rises? Or are there some other models for such a step? or what is the subsequent step..??
Answers:
Generally, one should not sell past its sell-by date the whoe portfolio when its value rises. The subsequent step would be to re-allocate or ballance the portfolio. Portfolio management is adjectives about strengths, weakness, opportunities and threats within the choice of debt vs. equity, domestic vs. international, growth vs. safety, and numerous other tradeoffs encounter in the attempt to maximize return at a given risk smooth. One theory say that as the market change, one should redistribute monies within the portfolion or re-balance.
An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goal, risk tolerance and investment horizon.
The three main asset classes - equities, fixed-income, and bread and equivalents - have different level of risk and return, so each will behave differently over time.
There is no simple formula that can find the right asset allocation for every individual. However, the consensus among most financial professionals is that asset allocation is one of the most substantial decisions that investors receive. In other words, your selection of individual securities is lower to the way you allocate your investment within stocks, bonds, and cash and equivalents, which will be the principal determinants of your investment results.
---
Portfolio is basically the name to describe adjectives your holdings. I can't think of a scenario when you want to put up for sale everything. Portfolio management is an moving task. If you are investing surrounded by mutual funds, you should re-balance to meet your long possession objectives no more often than every six months. With individual stocks, you'll enjoy to react appropriately to pursuit in the souk.
This is not a silly question, but a fairly smart one.
You should sell when you enjoy reached your aim and need the money for it. If it a lump-sum purchase, similar to a house, then you provide the whole portfolio. If your objective is spaced out over many years, close to retirement, then you will individual sell rather bit each year to generate some income.
In the show time, until you have reach your goal, you should rebalance your portfolio posterior to your intended allocation. This will involve selling some shares in command to buy shares of another fund.
For a nice book on retirement investing, check out http://www.invest-for-retirement.com... . Chapters 20 and 23 talks around portfolios and may help explain some things. Chapter 25 next goes through a step-by-step method for developing your plan for retirement. It can also be used to relieve you invest for other goals.
A ridge charges 12% interest on $300,000 loan. How much will be repaid if the loan is salaried pay for contained by one lump sum
Question:
A bank charges 12% interest on $300,000 loan. How much will be repaid if the loan is compensated back contained by one lump sum? can you please add the solution and formula gratitude
Answers:
Depends on if it's simple interest or compound interest. Since you didn't mention a time period, we'll assume simple interest.
Here's the formula.
Principal x interest rate = interest
Total compensated = interest and principal
Total paid = principal x (1 + interest rate)
So if I borrow $10,000 at 8% interest, I'd recompense back
10,000 x (1 + 0.08) = $10,800
Hope that help!
Edit: The formula above presumes a fixed time period. When time period's not stated, you'd presume that to be exact the interest rate per year.
So, based on your second info, here's how you'd edit the formula.
Total compensated = principal x (1 + interest rate x # of years)
So if I borrow $10,000 at 8% interest per year for 4 years, I'd pay rear legs
10,000 x (1 + 0.08 X 4)
10,000 x (1 + 0.32) = $13,200
$36000.
Amount = 300 000 * 0.12 = 36 000
It is wholey dependant on the length of time you enjoy the loan and how the interest is charged, daily, annually etc.
http://www.math.com/tables/general/inter...
My baptize is Maria, and i saw your question something like needing a loan,In the internet they are alot of scam out there.I contracted to answer your question for the benefit of this within dire need of loan, and to prevent you man deceived
I get a loan of $100,000 from an agency online and i was lucky not be scamed Contact them via email kestloanholdings@yahoo.ca... interest rate is fairly affordable is simply great.they use a yahoo email account on our request because its make contacting them easier
My email marian01_4u@yahoo.com
When is it paid wager on?
You can't calculate a number minus that information.
And even if you assume it's paid final after 1 year, answer 2 is wrong because it forgets all around the principal.
I am a investor. Want to revise share trading. Tell me the best course, time extent and the fees, also the place
Question:
I have already completed the CIF & the AMFI Courses for STATE BANK OF INDIA. I want to complete the Course surrounded by Trading in directive to be able to complete dealing within Investment Portfolio for the customers/non-customers.
I prefer to go for weekend courses as it will not be possible for me to attend any on working days, I don't mind it human being a Sunday too.
If there is an online course and I enjoy to only attend an exam for duplicate, I don't mind going for that too!
Thanks.
Answers:
There are many trading systems/methods and software programs base on them. An online course would likely be base on one trading system or a particular software program. You want to first look at different trading systems and choose the one you are most comfortable beside. Just do a search on Amazon for books on stock trading and review the ones near the best reviews.
You may also want to talk to other traders to find out what they think/use. Try:
http://finance.groups.yahoo.com/group/tr...
It's a free online stock picking group. We hold a few Indian members trading US stocks.
look in my blog
check all connection & sublinks 4 detail
hope u will find it usefull
give feedback
Hi,
You are working near SBI. The way you hold cleared AMFI certification, you can also clear NCFM exam. It is expanded as NSE's Certification within Financial Markets. There are many modules (means, subjects) of this exam. Visit www.nseindia.com for more information. Click on NCFM cooperation on the website. If your intention for knowing share market is basically to manage your (or somebody else's) investment portfolio, I ruminate Securities Market (Basic) module is appropriate for you. If you want to switch your job from a ridge to a share broker, I will suggest Capital Market (Dealers) Module.
You can register yourself online. They will send you the course matter. While registering for the exam, they will ask for date and time of examination. You can prepare on your own. It is not at adjectives a difficult exam. But it will surely add effectiveness to your knowledge.
All the best.
Hi, here is a collection of informative articles nearly investing. a free online investing tutorial for you.
http://www.investingtutorial.info/...
good luck !
choice you make fortune from investing !