Assume that you invest $750 at the wrap up of respectively quarter for the subsequent 20 years surrounded by a mutual fund.?
Question:
The annual rate of interest that you expect to earn in this story is 5.25%. the amount in the information at the end of the 20 years is
please detail me how you got the answer
Answers:
You can jump to the website below and use the Future Value of an Ordinary Annuity calculator and enter the following data...
Payment Amount $ 750
Interest Rate 5.25%
Number of Payments 80
The adjectives value is $842101.79
---
http://www.uic.edu/classes/actg/actg500/...
I would use a spreadsheet and compute the interest respectively quarter assuming it compounds quarterly add the untried deposit and copy it down 80 lines.
If I was doing it as homework I would use a formula for adjectives value of a stream of income.
In physical life it wouldn't business since mutual funds don't pay interest except conceivably money market and I wouldn't put money within them for 20 years. You would get just about twice the return in other investments.
are you trying to find out what you would build if you invested in a disc every quarter at the probable rate 5.25%. if thats the case the rate is going to transformation over time.
if its a cd then youll put together $39.37 every time you invest in one.
times 4 a year equals $157.50 every year. times 20 years is $3,150.
sorry if your not discussion about a cd because if youre not later my math is completely wrong.
Learn About Mutual Fund, Forex At
http://easymf.co.in/
What would the equivalent taxable abandon be on an investment that offer a 6 percent duty exempt concede?
Question:
Assume a marginal tax rate of 28%. US Calculation
Answers:
x (1-0.28) =6
x=8.33%
Doesn't your trainer tell you how to compute this stuff?
What question can I expect when interviewing beside massive brokerage/investment firms?
Question:
What questions do firms such as merril, Bear and JP Morgan ask and what do they approaching to hear in response?
Answers:
These are some of the question that I got when I interviewed for an equity analyst position next to a large Money Center hill with a roomy wealth guidance division (mind you, they were inserted within a conversation, not asked outright):
Name the top 5 companies, as measured by market capitalization.
How have the S&P500 fared, year-to-date? What have returned a higher return, Value or Growth?
What is the current Fed Funds Rate?
What are you currently invested contained by? If given $1 million, where would you put it?
How do you convenience a company, comparables, or discounted cash flows?
My warning, be honest and energetic. Know your stuff, because you can bet your bottom dollar that they will!
What is the pro of the Dow Jones index today?
If you had $100,000 to invest today, what would you invest within?
Name a news event within today's news, and describe a stock that this news event affects and how.
Explain Black Scholes contained by layman's terms.
I be a broker at Merrill for 15 years...saw a lot of population come and go.
If you are interested within a broker (financial adviser) position, be aware this is a SALES position. They will want to know your sales experience, sale ability, and how you will travel about building your book of clients...within other words.do you know or have connections next to people who enjoy money?
Really, that's about it...they can coach you the financial stuff. Be personable, and keep eye contact.
How do I move the number of shares of stock on my portfolio?
Question:
Answers:
Are you talking roughly in Yahoo Finance? If so, jump to the portfolio and select create/edit portfolio. Then, select Enter More Info on the bottom
You either flog some or buy some!
When i be contained by Iraq I bought a bunch of Dinar, will it ever stir up?
Question:
Answers:
was it Saddam dollars - if so - you get took
if it is official scrip since Oct 2003, it's be steadily rising since December
I believe in first quarter 2008 - you will see the World Bank assign an chief exchange rate, probably close to 2-5 cents for dinar to start.
I have nearly 100 Mill of Dinar purchased to date, so even at 2 cents - it will indicate a $2 mill USD payoff.
I'll probably wait till it hits an around 10 cents - trade surrounded by half - next wait till it hits $1 and do the rest
The typical dinar effectiveness in the Middle east is $4 per dinar
The Kuwaiti Dinar go from 10 cents after Gulf War 1, to $3.39 or so today
If we/they can get this insurgent point overwith, and Iraq can start functioning as a democracy, I'd say it will walk up. That could be a looong time from now. I hope you don't own too much money tied up in Dinar.
You can probably get rid of it now for a premium as a originality item. In fact, try mounting mat and framing it at a framing or hobby store, maybe next to a photo taken in Iraq side-by-side beside a bill or a few coins.
actually it have been going up, it have risen 20% in the end 7 months or so. as the country gets more stable economically if socially you could see it double and if we are able to bring some sort of peace you could be looking at a huge run. i wouldnt pointless your bank portrayal to invest in it but it sure as hell beat penny stocks.
Iraq side-by-side with a bill or a few coins.
It's possible. But you'll probably be waiting a while for it to start.
If the country ever stabalized(i doubt it) and if enough grease kepted going out of the oil field perhaps.But more predictable though is that Iraqi is on its way to breaking in the order of into 2-3 or even more pieces,each going to sundry peoples whom never truly cared for respectively other that much anyways,with saddam gone burning surrounded by Hell these days,there's nobody else that could hold such an artifical country together close to he did.I thimk it's best for U to save your dinars as antique items and later give them to your great grandchildren surrounded by 60 years time.hence!
How can I invest to net money given the collapse of bee populations?
Question:
The highly adjectives will know that an environmental catastrophe is at appendage with the so-called 'Colony Collapse Syndrome' cause the mass dissappearance of bee colonies throughout the world. The precise cause of this is unknown. In the short permanent status honey supplies will become limited, surrounded by the slightly longer term (only slightly) agricultural yield can be impacted since bees pollinate crops.
I know this is a disaster - but how can I make money on it within the stock market?
Search the possession 'Colony Collapse' to learn more.
http://www.npr.org/templates/story/story...
Answers:
Since a collapse contained by bee production would ultimately lead to a collapse of world food crops lacking a replacement source of pollination, you could theoretically benefit from have locked in a futures contract on the conferral of a crop, like corn, wheat, etc. If there's a big lack, prices will escalate.
Two big problems with this, though. There would first own to be a contract long enough to realize the benefit, and futures mostly don't go out more than 12 months. But even if you could find a much longer residence contract that would be enforceable, you'd have to know how to buy into it well back the future lack started being reflect in bazaar prices. The market moves fast to reflect anticipated change, so you'd pretty much have to outsmart the rest of the world.
I've thought of this, too. But I believe a more pragmatic way of thinking out this scenario is that you could at least possible secretly stock up on non-perishable food so that you don't jump broke trying not to starve if this bee thing does evolve.
Monsanto. They produce food and seeds, most of it one engineered.
First Honey is not traded anywhere on the commodities markets.
As a former beekeeper of 20 years, the answer is simple, if you enjoy lots of dry storage space.
Buy Honey from your local beekeepers.
The big Honey packers buy direct from the beekeepers.
The large producers pack and store surrounded by 55 gallon drums that weigh about 700 lbs. so unless you own equipment to move 700 lb. drums go for the 60 lb plastic buckets.
Go to your local magazine stand and attain an American Bee Journal Magazine.
They will have retail & wholesale prices of Honey.
In the stern of the book is a classified section. This is where on earth you can see who is selling and who is buying.
If you have a garage or underground room you should be able to store 60 lb. buckets.
If you want to get rid of bottled Honey invest about $1000 contained by the equipment you need from Dadent & sons who are planned in the magazine I merely recommended.
You can eventually pour in your kitchen, for a small operation.
If you want to put aside the Honey till the price rises,,,,it keeps indifinately within a dry place
When I started, retail bottled Honey sold for about $1.00 per lb. very soon it's about $5.00 per lb.
Good Luck!
******************************...
Is it a apposite perception to invest contained by foreign stocks/etfs to dither against the frail dollar?
Question:
I am considering purchasing foreign stocks/ETFs as I expect the dollar to continue to render powerless. As I am purchasing within the US using dollars, is at hand any down side to doing that or should I be purchasing those same stocks from within the country of starting place. eg. I want to buy UK financial stocks. I could transfer US dollars to a UK Pound story, and trade through a UK trading site. Or I could use my US trading account to buy those stocks through an ETF I found.
Can anyone explain which is the best approach and are at hand any hidden gotchas?
Answers:
I would buy the ETF instead of investing directly overseas, unless you are conversation about totally large sums of money. There is alot of spread within foreign exchange, and it may be difficult to invest in foreign securities as a non-citizen.
Not that I know of-- so long as the company income are stated in a non US currency, you're betting on that currency, even if you're buying ADRs.
My individual caution would be that you shouldn't purchase anything that you wouldn't purchase if it be US based (ie buy virtuous companies/etfs, not just anything that's tabled in a foreign currency.)
I come up with it's a great idea to invest within foreign stocks, but I don't think that the exchange rate should be a determining factor surrounded by where you invest or which stocks/ETFs you choose. Your choice should be base on whether or not you think the company/sector/market your considering will accomplish better than its competitors.
I personally wouldn't want to operation with brokers outside of the US. While we may not hold ideal service, we've get the SEC providing oversight to ensure that rules and regulations are being followed. That may or may not be the suitcase in other brokers.
If you do choose to trade foreign stocks, I'd start past its sell-by date with those that hold ADRs that trade here on US exchanges. While there are subtle differences, they can be bought and sold purely like any other stock on the exchange.
Finally, if you really ARE convinced that the dollar will verbs to weaken against other currencies, you might want to reason about investing surrounded by US companies that do much of their sales outside the US, as their products will appear to become CHEAPER to their foreign customers.
Stock pressby Hi-Tech Wealth Inc.?
Question:
I just saw the spanking new solor phone they made. I just started getting into stocks and never invested. I want to procure into it whould this stock be a good starter stock and does it own the potential to become a money maker
Answers:
Stay away from this chinese stock HITW. Risk/reward road out of the ball park.
---
Analyst recommendation - Buy, flog, hold, etc. - where on earth does one find them within consolidated form?
Question:
Answers:
You can use a stock screener such as the one on yahoo finance to blind for the particular opinion you are looking for. These are expressed as a numerical value from 1 to 5 on the summary page of the stock.
Why aren't individuals buying AMCC shares?
Question:
AMCC price is about to budge up? BUY!!
Answers:
AMCC shares are fairly priced at their current price. If they weren't, someone would buy up a full load or dump a intact load and hold going until the price reflected actuality. That's how the market works. Tomorrow's unbiased price may be different for an assortment of reasons.
Are they going up simply because you want them? Looks resembling they will go much lower since they move higher to me.
Their favorable press on 3,4,5th did not spur much dealing. Why should the yesterday's good (19th) word do any differently?
Good luck pal.
How/Where do I find a angelic financial advisor?
Question:
Where do I start? Do they charge for a consultation fee? How do I know if they are honourable?
Answers:
Learn to do it yourself. Join a free stock picking group to learn from folks who have done it:
http://finance.groups.yahoo.com/group/tr...
To find a financial advisor, you can start by doing a rummage through with the CFP Board. They certify advisors, by making them come across educational, training, and ethical requirements. A financial advisor that meet these requirements is a CFP (certified financial planner).
http://www.cfp.net/search/
You can also look for advisors that are registered with the Financial Planning Association.
Financial advisors receive money one of the following ways: (1) fee just (2) commission only (3) tax + commission, and (4) fee correct (which means they dampen their fee by doesn`t matter what they make from commissions. There are advantages and disadvantages to respectively type. For example, advisors who make a commission are not as purpose. Fee only advisors may not be remarkably good because they sort money whether you do or not.
After finding a list of advisors contained by your area, newly call and ask. I've nominated an article below that has a enumerate of questions you should ask when you give the name. One of those is "how do you get rewarded?"
http://www.learnmoney.co.uk/advice/advic...
Write down the answers from each creature you call and compare. You should also perceive comfortable with whomever you work near, as you don't want to be pressured when it comes to your own money.
If you have some standard financial questions, you may know how to get an answer here, through RunEye.com. That's other free :)
Advisors must be registered with your state securities regulatory agency. They may provide you beside a list of advisors. Also check the Broker Check on the Natiional Association of Securities Dealers website to see if they own had any disciplinary problems. All of them enjoy to be registered with the NASD, and depending on how much money they deal with some must be registered with the SEC. Advisors are also required to provide you next to a copy of their ADV which is a disclosure statement showing their background and how they do business. They will probably bestow you a consultation for little or nothing. Personal referencews are other the best.
Can anyone aware near Nigerian means bazaar warning me on flawless stocks to invest. I want to buy shares.?
Question:
Answers:
Nigeria doesn't have alike level of regulation and enforcement that countries approaching the USA, UK, and Germany have (and in that are still problems). So it really doesn't matter if they are moral stocks, you still might never see your money again.
What is the best site to register for Day Trading?
Question:
I really want to start Day Trading, but there are so lots different sites that I am not sure which one to pick. I am starting with little money becuase i only want to get a consistency for it first. I don't want to pay profoundly of extra fees. Also how does the capital gain taxes work for afternoon trading and is it possible to make $50-60 a afternoon doing this? Thanks
Answers:
Can you make $50-$60 daytime, yes. In order to verbs this, you'd need to kind a $10,000 investment and gain 1% ($100) after trading fees and taxes, you'd end up beside ~$70. If you are day trading, you'll more than feasible need to start near at least $5,000 surrounded by a margin portrayal and make a tiniest $5,000 trades. You may need more along the lines of $20,000 so that you can build multiple trades/day.
Day trading isn't for the weak of heart, I'd recommend have at least 6 months of brass saved up that you won't be investing since entering the day trading world. Also, check out hedgestop.com and investopedia.com , they permit you open up artificial portfolio's so that you can test your theories minus having to risk solid money.
Good Luck!
firsttrade.com is the cheapest. 6.95 theres really no reason to settle more somewhere else. you are taxed at your regular income duty for securities kept less than a year. The one and only way to construct money doing that is to enjoy a lot of money (to purchase the greatest amount of shares) and like mad of research. It is possible, but you have to be committed to it. It's freshly as easy to lose money. I tried it and I found most of the stock really didn't fluctuate that much over the course of a light of day. You have those stocks that craft the news because they jump 10 percent, but those are few and far between. Many days, there be only increases or decrease of a fraction of a percent. You have to be prepared to buy hundreds or thousands of shares to really see a profit. if you get it though, and youre willing to do the research, it is possible.
The best site to seize a feel for stock trading is http://www.top10traders.com It's a free site that let's you play next to play money. Good luck !
I have to voice scottrade really is the best deal. Its $7.00 for any share over $1. Even if you buy penny stocks, you'll still product a decent profit if you research it in good health. As far as the other site mentioned above at 6.95 its not a bad accord either, but form sure you read commission charge and miscellaneous fee details previously signing an account. Another huge factor be the fact that Scottrade advise you to begin next to $500 deposit, but its not a requirement. I started with much smaller amount than that. Sites such as etrade and fidelity become a real spasm, as some require 1000 for initial deposit. The day trader theory is absolutely true, if you involve more information on how to buy stocks just have a feeling free to email me, I have some excellent tricks for beginners. Good luck.
www.icicidirect.com
U approaching gold ingots pub or gold ingots coins?
Question:
It is good to look at gold ingots..when it turn to BAR, isn't it heavy?
when it turn to coins, isn't it too frequent?
Buy gold necklace, the ease is different.still.100% in shaft and coins seem more shine and worth it!!
Answers:
i approaching gold coins, Becouse some workmanship be put into them. There also going to be worth more to a more widly spread crowd, Including coin collectors, Gold enthusiates and melters.
It is because gold coins are natural to carry and can be exchanged for small amount of other things too.Whereas gold ingots bar possess profoundly of weight and have to be exchanged for a lot amount of another item,which may not be possessive to the other soul.Both has some 'cons' but i one-sidedly consider gold coins to be more successful.
gold coins
attain a gold keep watch on
How can i become a stock or commodity broker? and where on earth can i find job for them?
Question:
Answers:
You need to apply directly to a stock brokerage or commodity brokerage firm. Initially, they will hire you as a trainee until you outdo your regulatory exams (Series 7 for stock brokers or Series 3 for commodity brokers).
If you live in California, you may thieve the exams on your own; nomination by an employer is not required in California to sit for the exams.
NC's answer is correct, but surrounded by order to work, you want to be under the supervision of someone next to a supervisory license, which means working surrounded by a brokerage office, so find a place that will promise you a situation when you get licensed.