How much annual return is majority on a $1 million investment ?
Question:
how much can a million dollar a year investment return the investor every year ( in vocabulary of percentage ) . Is the average return 10% or more or less?
Answers:
Less. 6% would be great. It depends on the amount of risk you'd be predisposed to take.
Most bank would pay you almost 4%. A Credit Union would pay you 4.25%
If you bought stocks, you'd take about 6%.
depends on where on earth you would like to invest it.
I invested 28k on stocks and get about 4-12%.
Good luck
Make Money at myprivatedorm.com in recent times like i did.
Historically just about 6% average return
7% has be the average for a deversified portfolio over the last 50 years
More risk. More reward.
If you purloin a lot of risk. you can engineer a lot of money. but it can also wipe you out.
This would be true beside $1,000 as we as $677,009,009,877.00.....
Above 10 %
Any decent mutual fund will return at tiniest 20% annually.
Foreign banks contained by Brazil, Mexico and other countries offer at lowest 25% annually. (In USD)
If you want more then you have need of to hire a Private Swiss Banker.
I am a Portfolio Manager with over a decade of experience contained by the Stocks Markets.
401K plans,,,,,,,,,,,well-mannered perception or unpromising?
Question:
How much should we contribute?
Answers:
very intensely good. If you are staring work, contribute as much as you can. Compound interest will capture you lots of money in the adjectives. As life go on and you have to reimburse for a wedding or kids, you can lower your contribution, but NEVER lower afterwards you company match... to be exact just free money.
luck
Always, other contribute at least plenty to get adjectives the match your employer make. the match is free money.
After that, I urge general public to do three things:
1. Pay down credit card debt to zero.
2. Establish an emergency fund of 3-6 months' living expenses.
3. Increase 401k contributions until you are putting away the annual permitted max ($15,500 plus $5000 if you ar eover 50).
Do this for 20 years and you will be SOOOOO chirpy you did when you retire.
401K plans are great way to reclaim for retirement. If the company you work for matches any amount up to a persuaded percentage then you should contribute that percentage. It is close to free money. Money you put into a 401K will not be taxed until you beside draw it. Since in retirement your income will walk down it generally make sense to avoid the taxes now beside the understanding you will probably wages less next. Lets us say your contained by a 28% bracket today in retirement you may be surrounded by a 15%. Also your 401K grows tax free until you do start drawing it out.
drastically good view. If you are thinking for your future i recommend it.
Try myprivatedorm.com variety money to pay your bills.
biddable question dude because i wnat to win it too and u have some right answers
As much as you possibly can, especially if your employer will match some of your contributions. The employer meeting gives you an instant profit on your contribution. To read more in the order of the employer match, travel to the first webpage listed below.
However, it's a well brought-up idea to own a financial plan--have an emergency fund, get your debts lower than control, invest your 401(k) in a diversified portfolio, etc. For design about a financial plan, walk to the second webpage listed below.
As we adjectives know apple will be releasing it's foreign iphone this month.?
Question:
I have info. that it's organization plains to hold sales and decree data and release it over a steady two year time of year to control stock price fluxiations. My question is is'nt this banned price fixing.on behalf of apple and if so why was'nt they advised of this by the sec when it be announced.
Answers:
They are not fixing prices, just withholding information. Big difference. Also probably an urban legend.
What is the difference between A share and B share contained by Shanghai stock souk?
Question:
Answers:
A share is traded in RMB, for Chinese citizen simply.
B share is traded in USD, for both Chinese and foreigner.
they are adjectives Chinese listed companies.
A share for local Chinese citizen, foriegner can buy the share
contained by stock market lone B share members.
How to enter into stock open market for a fresher?
Question:
i am new to stock souk, but want to make some money surrounded by stocks, what do you think, from where on earth i should start my research, and what exactly i have to do for this.
Answers:
My suggestion would be to first read up before you trade. The smaller amount you know, the more risk you are taking. There are lots of good books out near. Remember that trading stocks is NOT the same as:
- option trading
- FOREX (currency trading)
- futures (commodities i.e. cocoa beans, oil)
If you're looking to trade stocks, you also should define your goal. Do you want to be:
- an investor (hold stocks for a long period of time)
- a swinger trader (hold stocks for weeks to months)
- a daytime trader (Don't even consider this until you've been helpful in the marketplace for at least a couple of years. Seriously.)
There are books that focus on respectively kind of trading.
The subsequent thing you will want is an account. My personal suggestion would be to break open a Roth IRA account. This is because you don't hold to worry just about any taxes whatsoever and you aren't allowed to short stocks, buy on margin etc. (basically you can't do the really risky stuff). You are allowed to contribute up to $4,000.00 a year to a Roth IRA and any money you breed in the statement you will never have to retribution taxes on EVER (pretty much the coolest thing within the world).
You have to interested an account near a broker. Brokers basically execute your trades for you. I recommend using Scottrade as your broker (especially if you enjoy a location near you). Trades are with the sole purpose $7 and they are easy to use. Opening a Roth IRA commentary is free and you only requirement to deposit $500.00 initially. Sharebuilder is also a good broker if you're looking for more meek trading and you're looking to hold stocks a long time without selling them. You can plain a free basic report with Sharebuilder beside no initial deposit.
As far as websites go, read the tutorials and articles on Yahoo Finance (http://finance.yahoo.com) (it outdoes G00GLE, which is still within Beta) and http://www.investopedia.com also has nice tutorials and will know how to define words that you may not get the message.
i like sharebuilder.com
Good luck within gambling! Do you own any idea what is coming?
You cannot afford bluechip stocks approaching MS or IBM etc which are more stable BUT are also subject to ups and downs like adjectives the other. So you have to back with low finale stuff. I wish you luck!
Some are underneath the mistaken illusion that here is only one instrument - and that is UP UP and UP. What is artificially going or pumped up will eventually come crashing down to the bottom.
First things first. If you want to invest within stocks, it is a pretty time consuming event, so if you don't want to put in the application, you would be better off purchasing a mutual fund or index fund. Also, stocks are risky, unless you are feeling like to keep that money invested for a few years, don't put that money within stocks, put it in a money open market or a CD instead.
Secondly, you will want some cash. You stipulation to diversify your holdings to at least 8 different companies. Commissions are a big do business, so if you only enjoy $10,000 to invest, that means that if you spread that among 10 different companies, commissions costs (usually around $10 per trade) will be around $100, essentially starting your position !% down. The more you trade your stocks, the more fees you settle up. Don't do it often. [There are due reasons as resourcefully, which you will read about if you win into investing]
If you are like me and close to to start with the requisites, then read these two books:
Intelligent Investor, by Benjamin Graham
The Little Book that Beats the Market, by Joel Greenblatt
These two books will donate you the foundation upon which you can learn to effectiveness a business.
Take some time to learn, stocks hold done well contained by the recent few years (since the 2002 recession), but skeptics believe that soon we will reach an inflection within the market. Also, remember, it take some work to put your money to work for you. If you spent all year earn it, you should at least lift more than a few minutes putting in stocks. Even though the broader bazaar tends to turn up over long periods of time, contained by the interim it can go down as in good health. Furthermore, individual companies are not guaranteed to track the market. Just as they can outperform, so too can they underperform.
Hope that help a little bit.
I come up with raymanrevo offered a very thorough and insightful answer. Your choice of personal objectives will expand you to the methods available for you to meet your objectives. Never invest blindly or you will be "blinded" (hurt) by your investments.
Good luck.
Open a brokerage sketch at Zecco.
go to computershare.com you can buy as little as one share invest ant time beside little to no fees better then a broker
Compunded interests formula?
Question:
do you know the formula to determine the answer ? for example, i leave $10,000.00 contained by a bank or mutual fund near a compounded interest rate of 5% for 10 years. Also, I reinvest the compounded interest into the original amount. What would be the total amount be next to compounded interest at the end of that permanent status. i think this is adjectives the variables that are needed and i am uncertain if i am using the proper argot. your input would be appreciated.
Answers:
To start, you need to know how repeatedly the interest compounds, and this is a question of what the borrower/fund/bank is offering. Will they rate you interest once a month, by adding it to your depiction? Do they offer 5% near daily compounding (so that respectively day, the symmetry increases by a small amount, and the new set off is used to calculate the subsequent day's interest)?
A second question is whether the interest rewarded in respectively period is at a fixed rate. Many (or adjectives?) mutual funds pay a rate that vary with recitation of whatever they've invested within. This is not a question of what formula to use. It's a cross-question of knowing what is promised (an obligation of the payor) and what is a possibility.
The subsequent question is: Do you hold a calculator that will let you figure exponents easily? Or, can you put the formula within a spreadsheet? You don't really want to do, for example, 120 multiplications for a 10-yr deposit with monthly compounding.
If the rate does not evolution, and you put it in the formula as the rate for one compounding extent, the future pro after "n" periods is:
(Investment amount) times ((1 + interest rate per period) to the nth power)
The formulae are explained pretty in good health at the site mentioned by another responder, specifically at:
http://www.math.com/tables/general/inter...
On that page, notice that, if you enjoy daily compounding, you probably don't want to bother beside 365 periods per year and a rate equal to 5% divided by 365; instead, you would use the "continuous compounding" formula that uses instinctive logs (if your calculator does these calculations easily).
You may know how to find the answer here. If not you can find a calculator to figure out your problem.
I give attention to the formula is :principal X rate X time
Same as : p X r X t
And: $10,000.00 X .05 X 10 yrs
Equals: $1,000.00 interest over a ten year period
Your $10,000.00 should double contained by 14.4 years using the rule of 72.
72/8 72 divided by intererest rate equals time it takes to double.
Please run this a few nation...I think it is on target...sour the top of my head.
if i = interest rate per interval (day, month, year)
P = principal
then adjectives value after n period is
V = P*(1+i)^n
note: i is usually contained by %, so convert to decimal form:
5% = 0.05
Also: if the interest rate is annualm, but the compounding is monthly, you have to convert i to i/12 and increase n by n*12
Example:
i = 12%/yr, but compounded monthly
n = 10 years
P = $100
next after 10 years,
V = P*(1+0.01)^120 = $330
Should you invest while trying to procure out of financial debt or linger until the debt is rewarded rotten first?
Question:
Your thoughts on this.
Answers:
Nothing is further from the importance of doing both! Invest and pay cheque off your bills. There are closely of books on this, "pay yourself first" and so on. Donald Trump have a new book out, "Why we want you to be rich" I believe it's call. Those will really help. You must invest, it's freshly as important as paying sour your bills because you loose time by waiting until your bills are paid. Investments double over time, in attendance is a rule about this that you may want to look up. You can't buy final time, in investments no event what level you invest at.
Good luck and at ease investing! Get that book, it really helps reprogram what we own been skilled wrong for years
Pay debt first, to boost your credit rating.
pay debt. so that the interest remunerated doesnt surpass the interest gained. mull over about it this track... you are paying 18.99% on your credit card. you are earning 8% on an investment. what is going on? you are losing money to the credit card. if you enjoy extra money, the first thing is to remove the debt so you arent throwing away investment earnings. once the debt is gone, after your extra money can go to investments... the more money you can put within, the more your wealth will grow exponentially.
Pay down your debt first.
it would depend on the interest rate that you would achieve compared to your credit cards and debt. Probably not going to get a complex than 10 percent return on your investments; so it would be wise to compensate down your debt;
I would try and put a small amount aside each week; when your going through downsizing debt, one unexpectant could construct things worse.
hope this helps
Some financial advisor suggest doing both. I would rewarded off the debt beside the highest interest rate first such as credit cards. I will later invest in mutual funds and valid estate and continue to compensate off debt beside lower interest rate such as mortgage and student loan. Mortgage interest is also tax deductible.
paying stale debt is good but unless your fin. situation is dier i would start making big payments on debt; while putting some within the bank or disappearing a security blanket and consequently start a conservative 401k ; ira or defered comp. ; if you dont start now or soon when do you devise that you will? you will if your like other race are likely to other have debt so control your interest that your paying but dont permit it control your savings as an exuse because you may never ever start next to paying all your debt bad as a goal; and if u did your probable to get rear in after a few years if your similar to most people; try to consolidate and drain interest rates and fees ... also dont forget to live today for we never know when its your time to go. (be responsible at the sametime)
It's simple math. Would you pilfer a loan at 15% interest to invest in a marketplace returning 8-12%? I hope not!
Pay off your debts first, smallest to largest. Then invest...
I've debate this over and over myself. Here are the conclusions I've come to:
It's a good view to get contained by the habit of abiding money & planning for the future.
However - it's pointless and counterproductive to put aside or invest money earning 4-9% when enjoy debt which is costing you 9-18% or worse.
So, what I do is have a small amount of respectively paycheck put into savings respectively pay length, and take everything else that I would approaching to invest and use it to pay down my debt.
If you're chitchat about extremely low interest debt approaching student loans, or something that you were competent to get 0-1% financing on, afterwards my advise would change. My situation was created mostly by anyone irresponsible with credit cards when I be in college. I'm 28 and only just about finished paying sour my lifestyle when I was 19-21.
If your investments give better returns than the interest rates you currently pay later go for it.
Can anyone speak about me?
Question:
where I can find info on a fortune 500 company. Need to know how oodles shares and the major holders of stock percentage astute?
Thanks in mortgage!
Answers:
Start at the Yahoo! (or other service) financial section to see how it is doing on the souk. This should lead you to the company website where on earth much of what you are asking may be available. Specifics on who the shareholders are may not be available if it is considered a matter of "personal privacy".
www.sec.gov
www.fortune.com
these are the sources i use for my business classes
First run the Fortune web site for a catalogue of the Fortune 500 companies. Once you pick the one you want, then dance to Yahoo Finance, get a quote for the stock you chose, after on the left paw side of the page you will see major holders, insider transactions, company profile, and much more company info.
To adjectives you stock investors I requirement your assessment on my stock alerts?
Question:
I set up a stock alert group with yahoo. We are doing undeniably awesome. Just check it out. My results can be found right on my group.
http://finance.groups.yahoo.com/group/wi...
WISHBIGSTOCKS is my group name and can be found surrounded by the daytrading category in the nouns groups.
Can you guys give me an honest inference on whether our stock alerts are awesome or are we blowing hot air up our own muzzle.
We are consistantly giving our members, returns of 10%-50% in a few weeks. Anyone else know of other alert services giving these kinds of returns time after time after time.
Thank you
Answers:
Your picks and service are great. I would resembling to join if you offer me the link to rewarded service.
Keep up the good work
Thanks
Give more info, on this cooperation. Can anyone join? Free? Advice given?
" we blowing hot nouns up our own nose. "
you said it!
When comparing different securities (like CD’s, bonds, and adjectives stocks), why it is noteworthy to know?
Question:
When comparing different securities (like CD’s, bonds, and common stocks), why it is significant to know what interest rate should be used in that comparison?
Answers:
The profits of an investment are the basis for comparison. If a disc earns 5%, corporate bonds earn 6%, and stocks increase contained by value by 10%, which would you choose? The compact disc is insured. The bond issuer has to retribution the interest, but there is a risk of evasion. A stock could gain10% in one year consequently lose 11% the next year.
Opportunity cost. So you'll know what expected return you can procure on one investment compared to another, considering risk.
The most important point to know is determining the risk vs reward. How much risk you will have to pocket in instruct to get the reward you want. CD's are basically risk free. They hold the lowest possible reward. Bonds are more risky. But you have a set return. You will earn the interest on the bond. Stocks hold the most risk of the three, but they have the greatest possible return. So it really gain down to your appetiite for risk.
Interest is the opportunity cost of money. The alternative is you could spend it or hold it in bread. How much of a return must you have to part of the pack with your brass? If this were the rash 1970's the interest rates were within the mid teens, would you accept something that provided a chancy 10% return for a guaranteed 15% return?
Interest is the comparison signal.
Where should I invest my money and how do I?
Question:
I am 20 years old and surrounded by college. I am already thinking ahead to my retirement. By the time I get out of academy a year and a half from immediately I expect to have $30,000 save up and $45,000 in loans to take-home pay off. I will not want a car for at lowest possible 5 years, probably won't need one for close to 8 years so thats not a problem. Where should I put my money to get the most out of it?
Answers:
1. Open retirement accounts as soon as you can (you'll requirement earned income to do so). A Roth IRA would be dutiful. A 401(k) with an employer fitting contribution would be better. See the first two webpages below for more on the employer match and retirement accounts.
2. Invest within lifecycle or target date funds to begin near. They are managed for you by the fund staff, who allocate your investments into a diversified portfolio. Diversification is a appropriate idea, even at your age (although a lifecycle fund for someone similar to you would be heavily weighted towards stocks). The benefit of the lifecycle fund is that beginning investors don't hold to do the money management, and can swot up from watching the fund managers. The third webpage below tell you more about lifecycle funds.
3. Pay rotten your student loans as fast as you can. Don't live approaching a pauper, but debt is a drag on your wealth mountain. Interest payments enrich banks, not you.
Good luck.
I recommend a stock mutual fund. My choice for exotic investors is a fund that tracks the S & P 500 index. The fees are the lowest, maybe 0.4%. S & P are constantly updating their index of companies. Over a 50 year time frame, the fund will probably increase 10% per year on the average.
first rotten wow- you are doing awesome
since you are young and not close to retirement you should be aggressive almost investments but also put some into something secure such as an IRA.
If I can produce a suggestion- Ameriprise which is owned by American Express has importantly educated and ably trained financial advisers who will look at adjectives your goals and map out a plan immaculately for you. They are very low cost - it would probably cost you nearly $300-400 for your first year and this way you can really maximize your investments near a professional- My husband and I use them and we have plentiful friends who do also- that have incomes range form 25k yearly to give or take a few 600k yearly so they do it adjectives.
I am in FL so i can administer you the general contact info since they work nationwide- right luck !
Ameriprise Financial - ameriprise.com
if you are in Florida - appointment Kelly Boyle 561.226.5878
to get more info you can e-mail her and she can probably provide you next to a local office her e-mail is:
kelly.a.boyle@ampf.com
Buy a house.
What stock would you buy if you have 5,000?
Question:
Answers:
I would look at two companyies that are players in alternative enthusiasm. They have both have very nice gain this week.
First and probably my favorite is STP - Suntech Power HLDNGS is a solar power play that is base in China. Lower labor costs within one thing it have going for it.
Second is Zolt - Zoltek COS Inc is a play on wind life. A producer of a carbon fiber used to make the blades on the bend turbines.
Do your own research on these. I think they enjoy huge upside in the subsequent 10-20 years...
Good Luck
Pepsi or one of the other soft drinks. Can never go wrong next to those.
I wouldn't buy if all I have was 5k.
I also wouldn't buy if I didn't enjoy a plan organized and in place for my financial adjectives.
If and after I had a plan that
a) provided satisfactory low risk future income that I'd not be homeless, and
b) provided satisfactory medium risk income that I'd enjoy a middle class retirement, THEN
I'd consider a number of ETFs {electronicly traded funds} surrounded by intermediate term {3 to 5 year} probable nouns areas. If I had to choose today, companies and countries surrounded by natural resource extraction, starchy construction, and select foriegn countries seem poised to tkae dominance of continued world-wide economic growth [even if the Democrats hack it to raise taxes contained by America and kill our monetary growth by doing so].
Why ETFs? Buying a single stock is far too risky. Suppose I'm lucky and pick the next Enron [management fraud]? An ETF is a collection of stocks have a common all your own and thus far less subject to a single executive fraud or bad direction decision.
does this minister to?
DTN - an ETF that includes the 100 top dividend-paying value stocks.
Well, I enjoy about that amount and I buy and flog stocks everyday (today was a infrequent exception). I could give you profoundly of advice on indicators, parameter, technical analysis, etc etc...
But I assumme for your query that you are an amateur and just want to know the symbol of a stock that will brand you rich. Ok, I can not guarantee that, but I think a big probability play is TNH ... Keep a stoploss before entering, and don't return with too greedy. Good luck.
Long positions in Jones Soda (JSDA) or EMC (EMC). Both should yeild 50%-100% on your money come subsequent July.
Does anyone know of a website that explains different ways to invest or reclaim money?
Question:
I'm very unknowledgable nearly any kind of nouns much less personal nouns. I don't make much money, so I'm looking for opportunity to invest or save smaller quantity than $2000 at a time- but I'm willing to put it away for a long while. I'd of late ike an overview of different options contained by layman's terms- explanations of CDs, savings accounts, investment portfolios etc.
Do you know of a website similar to this? Or maybe a hotline? Thanks for your help out.
Answers:
I've got the ultimate two websites for you. -No, not forbes and kiplingers, those will go right over your director. What you need is the nuts and bolts:
http://www.basicsofinvesting.info...
http://www.finance-questions.com...
And for reading, you should start with Robert Kyosaki's Rich Dad Poor Dad books... The second one is what you really call for but you've got to read the first one first.
Good luck!
2 trellis sites I recommend
1) http://www.investopedia.com has the most comprehensive info on investing I know of
2) http://www.invest-for-retirement.com... have a free downloadable book, aimed at beginners.
I know of a couple of sites. www.financial-realities101.com is written for the beginner. Everything is surrounded by laymen's terms. There is also a glossary. It also teach a long term perspective. They own a list of resorces to other investing sites once you become au fait with the rudiments.
www.fool.com also has flawless information for the new investor.
For investing accepted wisdom, you can also check out http://www.top10traders.com Good luck !
What is equity investee?
Question:
Answers:
You have equity or ownership of a company. If you by the stock of a company it give you equity. You share in the profits by getting dividends and your equity can increase if the stock price increases. Buying bonds of a company make you a creditor as you are merely loaning the company money in return for interest payments.
I come across just this minute a multi-level investment coordination particular as Francswiss.com. Is this a legit?
Question:
From what I gathered this is originally from Singapore. I intend to invest but I want to find out if this is a legit investment assignment that offers 4.5%/day interest on investments.
Answers:
Ask yourself;
If this is "legit" how come professional investors don't do this? If a professional investor get 3 - 5% a month, why don't they stop what they're doing and use this company?
Have you ever heard of: If it's too dutiful to be true... it's not.
I'm glad you suspected enough to ask this cross-question. You should look inside yourself as to why you'd even give this a first thought... agree to alone a 2nd or more thoughts. You're going to lead yourself to financial ruin if you're so gullible that you'd consider this for 3 second or more...
Consider yourself warned.
Ask yourself if a SCHEME sounds legit. The individual way pyramid scheme work is for the first few scam artist that get population under them. Everyone else get scammed.
It is a scam. Simple math will tell you that you can't achieve 3% a day on investment. Pretty soon you would own all of the money surrounded by the world. This just equal old scam. Check out the site below. It have excellent informtion on investment scams.