Investing Questions and Answers

Is ING a polite place to initiate a checking explanation or compact disc depiction?


Question:
I was reading in the region of ING and their accounts, but I am worried about putting my money within a place that doesn't have a physical mound for me to see. Are they a safe company?

Answers:
I own had an ING Canada information for roughly two years. The company is very massive and is reputable.

The fact that they hold minimal physical branches is simply their choice as to how to minimize their costs. If you check out their rates, they do pay complex rates than other banks on deposits and do not charge fees any.
I'm in Australia and hold an online ING account - we hold found this fine and using things online is easy
ING is one of the largest bank in the world and the largest surrounded by Holland. It is very reputable and the ING red account, online have some of the highest nest egg account rates. I hold used them for years.
I have used ING for in the order of 5 years now no problems near them at all. However I don't approaching tying up money in a cd report for x months just use their regular hoard account 4.5% is correct but there are also better ones out in attendance. Hoe3ver I do recommend them.




What countries currency is worth the most? is it usd?


Question:


Answers:
Bahrain dinar
I believe the euro is worth more than the dollar. wich last i hear is still the highest. but i may be wrong.
The examine really doesn't make sense. Any country can slickly change their currency and sort it "worth the most."

You might get remunerated 2 million yen, but a burger costs you 50K yen.

A better question is what does one hour of work buy you? The Economist debate about the big mac index. It shows how much your doller, dinar, euro will buy contained by terms of a big mac.

http://www.economist.com/markets/indicat...




A&E's Flip this house: Montelongo Realty?


Question:
I want to learn how to flip houses. Armando Montelongo have a combination of e-books and cd's called "Flip it now" and "Flip and Grow Rich". Before I purchase anything I'd approaching to know if anyone has tried it.

http://www.armandomontelongo.com/product...

Answers:
If you are interested contained by flipping a house you need to enjoy two things - money and skill. My experience is that the estimates the TV shows give are totally unrealistic. They show entire homes self gutted and redone for $60K. Unless you are already skilled at plumbing, joinery and an electrician, lets purely say not contained by your wildest dreams. They also show people near time lines of 12 weeks...Sorry, but that is not believable either.

Permits require time (weeks)
consequently there is the time it take to get the professionals you necessitate to your house. Believe me when I say they are not in recent times sitting around waiting for your call. You hold to get on the "list".

Next we hold the market issues. Houses are expected to drop again and the open market will be in a slump for maybe 4-5 years. Are you able to be paid a purchase and turn it around, and still make it a well brought-up buy for The poor market? If not, be prepared to hold th house, rent it, and wait.
The valid estate market have changed. It is no longer a seller's market. Prices are falling and i.e. the time to buy and hold, not flip. You will lose your XXX if you try flipping houses in this flea market. Why? Values are falling, not rising. And you can't depend on buying a fixer-upper that will turn a profit with a few cosmetic changes---not contained by a falling market!
If I be you I'd check with your public library. That would present you an idea if they are worth the price to you!

May you flip to riches! Pandora
Depending where on earth youre at, it is better to have a rental than to flip. The money have already been made, what is moved out now are greatly of late comers comming contained by a saturated bazaar making a slim profit, if they can even do that.

Most of the time, the loans for getting a flipper is a hard money loan. The interest is much highly developed. If youre unable to flip it surrounded by 30 days, then you will be hit beside a mortgage bill that will eat away the profits you may receive in the Dutch auction. If you are unable to flog in aresonable time, you will be surrounded by 'deep' water.

The authentic estate market is soaking wet with relatives flipping houses in times past few years, now the bankrupcies / foreclosures are catching up. Better to capture some rentals than get into flipping.
I own flipped properties, and it requires a lot of expertise in broad real estate, nouns, the market you are within and lots of construction experience. I only keep watch on flip this house as a comedy, it is fake as presented beside false numbers, false concepts such as doing a complete remodel with out permit, its made for TV fantasy show, they trademark every mistake in the book and still breed thousands, get existing. The concept of show is for these people to put together money, thousands and thousands LOL and find investors and sell worthless books and tape. Scam. Also one of them was simply arrested last month and charged near fraud, sssssssssstealing the money and missrepresentation, showing houses he did not own, did not sell did not flip. You can flip if you know it but not for their data.They are Not Teachers.
There is really nothing to flipping homes but adjectives sense. Read the free guide below, it will give you a better conception on how house flipping works and it won't cost you a dime.




Do you know anybody who earn from data-entry online?


Question:
I saw several programs that I like to subscribe to but I afraid of them anyone non legitimate companies.Apart from that it sounds a apposite way of making money

Answers:
This involves facts entry. It took a ton of research and testing sites out to find the appropriate ones. I made $2,500+ last month on row. All these sites are free to join.

For more information including site descriptions and proof that they take-home pay, please see my profile.




What's a devout formula to determine how much return I would requirement per year from a Mutual Fund?


Question:
I'm currently 31 yrs old. I want to retire at 60 yrs ancient and be able to enjoy one million dollars saved up within a long term Mutual Fund by afterwards. I live in New York City. Considering inflation, what's a honourable formula to use to determine how much rate of return is needed from a Mutual Fund so that I would be able to salvage that much by the time I'm 60? I will be putting in $10,000 and optional $500/monthly.

Answers:
There are a number of adjectives -- and free -- financial calculators out on the web lately to answer this kind of quiz. I like the ones at Fidelity, see:

http://personal.fidelity.com/planning/re...

But Morningstar and several of the larger mutual fund company sites enjoy them as well.

P.S. No offense, but I'm not sure what Moody, above, is conversation about... 401ks, 403bs, traditional and Roth IRAs can be invested surrounded by mutual funds and in reality normally are. If she be trying to make the point that tax-deferred plans are better for you than after-tax plans, she's probably right, but those two aren't mutually exclusive any.
I think you entail to talk to someone who know stocks. Mutual funds would not be my way to dance. A 401k, or a 403b through work along with IRA's . A Roth Ira is a sure bet. But don't nick it from me. Go to a reputable firm like Fidelity and discuss it near them. There is no charge for a consultation.
First, visit a righteous online calculator. Try http://www.moneychimp.com/calculator/com... and start plugging in some numbers.

Check out Chapter 25 and Appendix A of my free book at
http://www.invest-for-retirement.com...




Does anyone know of any inexpensive GPS cell phones?


Question:
I just want one for tracking purposes.

Answers:
my nextel have GPS, but i had to payment ten or 15 bucks a month to use it with a special service.
That be the i730 and a couple years ago.

GPS on phones give me the creeps though, so i get rid of it.
I think it's newly a way for big brother to know where on earth you are, how fast you're driving, etc.
nextel
Boost Mobil
inexpensive is not a word for gps. youd have to spend at least 200 bucks. i would check amazon.com and see what you can find. dont trust the used items for this one. you never know if the software could be wrong or not.
All phones (after 2003ish) should hold GPS or at least some nice of GPS tracking for e911. To actually use the GPS on those phones, you'll usually entail to pay to use the service. And I'm not sure if can generally be used to track someone, unless your like using Disney people plan to track your kids.




What do you regard nearly the short- and medium-term adjectives of FTSE grease share prices?


Question:


Answers:
If you have ample liquid assets I would suggest investing contained by oil companies that are going more into alternative fuel sources. In my belief its a good article to get within the ground floor on. My uncle invest in Fed Ex when they first started out and made a bloodbath.
don't know and haven't a clue so sorry
well as grease is declining within amount and rising in constraint i would say that the grease stocks will rise and rise but on the other hand if the chinese hang on to investing in the open market it would say it could collapse climax the market contained by a great depression
If I knew that do you dream up I'd be spending my time here on RunEye.com instead of partying it up with in haste women and ferraris?
short term - prices increase due to elevated demand and supply shilly-shallying
medium permanent status - so much depends on global politics but I would guess due to constraint pressure that prices will continue to rise
(there will be much volatility due to ambiguity and local conflicts)
long term - alternative sources of dynamism will be found/improved to a major extent and grease prices will be on the back burner.
Global warm is the "wild card"
Very virtuous, shares are very cheap especialy bp. at 10* proceeds.




I own a stoploss within place on my shares but what if?


Question:
Is there anything drastic that could surface to the money I have invested within a company on the American stock market. Obviously I hold a mental stop loss in place but could anything surface that could make my money speedily disappear overnight?

Answers:
Bad news on the company during the hours of darkness can make the stock break down the next embark on. A stop loss becomes a marketplace order when kicked contained by. So you sell that the gape down market price.

Some brokers allow you to set stop losses and they hold them until triggered and do not forward them to the open market makers.
Assuming you are long...specifically the best place to be. I am confused by your question...If you are base in the UK after nothing is going to begin overnight because the US Markets are not open. Do you hold a proper stop or a mental stop ?

The stock could get hammer pre-market, in which crust your mental stop is as much use as a chocolate fire guard.

I never trade with "mental" stops. I find my discipline doesn't allow for it. When I undo a position the FIRST thing I do is to put a stop contained by the market. I don't move that stop for anything or anyone.
Mental stop losses are best. Here is what happen to me:

I put in an automatic stop loss for $X.00. The souk makers see ALL of the automatic stop losses. When my stock be faltering, it approached my stop loss for $ X.00 and my stop loss was activate, but it's now a souk order, and this is when the rats own their fun. The stock plummeted way passageway way previous my stop loss, and they stole my shares for 7% LESS than my stop loss. The do this crap on purpose to steal cheap shares for their buddies. They knock out adjectives the stop losses like bowling pins, and totalling insult to injury, only supply your stocks when the price is far below your setpoint. Now they've gathered adjectives of these cheap shares for their friends, left you at a huge realize loss, plus stole your shares from you.
The stock inevitably rises back above your stop loss that same daylight, or the next daylight. But your shares are gone, so you can't enjoy it. Essentially, what these stop losses do is guarentee that you'll trade your shares at the day's lowest price. Dont do it, please.
Mental stop losses are the only opening to go, unless you're on leave or something.
Of course.

Also, you should know that even if you have an actual stop loss direct in that's no guarantee that you'll attain filled anywhere close to your price. A stop command simply means that if the stock trades at or below the stop price consequently the order become a market decree. If something drastic happens near may not by buyers at any price and the stock will gap lower. There's no relating where you'll be bursting.
Ask yourself the question "would I buy this stock today, at the current price ?"

If your answer is 'no' (it's too expensive/too risky) afterwards sell presently.

If your answer is 'yes', and the price drops, then for sure that's a buying opportunity, right ?




VGTSX OR VFWIX for international fund?


Question:
I have an existing depiction with Vanguard and am choosing between these two funds. I own the min. $3,000 to start.

Answers:
The FTSE All-World ex-US Index Fund includes Canada, but this is only ~5% of the distribution, so it is a minor consideration. The 0.25% purchase tax on this fund is a definite minus. However, the FTSE All-World ex-US Index Fund may be more charge efficient, and allow you to reduce by a foreign tax credit on your income rates. I don't think the Total International Stock Index Fund allows you to use the foreign export tax credit, although I am not clear on this.
Consider asking this question on the diehards forum, they are experts on this sort of subject, not this forum.
http://www.diehards.org/forum/index.php...
Not much difference, except that VFWIX includes Canada.
There is a honourable argument to me made to hold a little of both as your "international exposure", but if you must choose between the two, it seem like the logical choice would be the Vanguard Total Intl Stock Index (VGTSX).

This is because (under "normal" marketplace conditions) you can reasonably expect the VGTSX fund's narration to closely mirror than of the index-tracking VFWIX, but the last three years expenses (per $10,000 invested) for VGTSX enjoy been $103 vs $153 for VFWIX

Every little counts!
If you're going intercontinental...you don't really have to stick next to an " index"...let the devout managers at V clear you some money with something similar to VHGEX...
Or just keep hold of a phony portfolio on yahoo comparing the index funds to VHGEX for about six months...possibly three...
If you're going to keep an eye on things, there's no sense piddling along toward 6 or 8 percent when you can be going after 15 or 20 or more...( especially if you're "youngish" ..below 45 )
buy VEU the etf instead




Futures Contracts & Accounting Implication?


Question:
What are some of the accounting challenges associated next to going into futures contracts?

Answers:
You need to disclose the gala value of the contracts (as okay as the purpose and extent of their use) in proceedings to financial statements.
Unlike stocks and bonds, futures are marked to open market. This means that you call for to pay a fringe up front and everyday you position is debited or credited depending on marketplace movements. Thus your account is "marked" up/down to the open market value.

This can generate on a daily basis cash flows between brokers and the futures exchange which do a lot of paperwork and accounting treatment.

Also, due to complex degrees of leverage within futures markets, companys will commonly disclose futures market exposure within annual reports, 10-K and 10-Q filings. I'm more of a finance entity and don't know much about GAAP but I'd consider there are specific rules that kind things messy.

It may also depend on whether you a speculator or a hedger. Exchanges have "spec limits" which mandate a maximum number of a given contract you can hold unless you can demonstrate you hold the underlying asset. This mechanism that McDonald's can hold many more beef futures than Eddie Murphy's behaviour from Trading Places.




I necessitate 500 dollars surrounded by one month?


Question:
job is out of press

Answers:
Job out of the question?

GOOD LUCK HAVE FUN--If ur not gonna work u dont deserve 500 bucks
Playing poker online is a great mode to make closely of money quick.
sell on Ebay




Ford Taurus revival next to 500 series will work for Ford stock?


Question:


Answers:
Who knows. If it can compete near price and quality against Toyota, afterwards maybe it could?

I be always a big adherent of the Taurus SHO back surrounded by the days...
Probably not, unless it is a "huge" hit. Ford has massive debt, too masses employees, and extremely roomy health fastidiousness and pension commitments to its retirees. Mullaly hasn't even so shown his ability to turn around the company, if it can be done at adjectives. There are surely better investment opportunities.
Agreed. Auto industry woes are structural. Sure, they individual make concrete money on their SUVs but most Ford and GM vehicles enjoy look like shoddy plastic Matchbox cars for the ultimate 5-8 years. You might get a bump around the returns announcement if things are better than expected, but pensions and healthcare are (and enjoy been) the real stock killlers.
No. I don't presume so. I wouldn't stick a dime of my money in any U.S. auto company.

Even within good monetary times, Ford and GM are in the shitter. Imagine a downturn and anything more than 5% dismissal.

Toyota is now building trucks contained by the U.S. which makes them even more competitive within term of price.

I plan on shorting Ford adjectives the way down to Zero surrounded by the next five years.




Why Yahoo stock price is low continur budge down?


Question:


Answers:
As long as Terry Semel's there as the CEO, you and I are not going to take home any money. ... This is not an up stock. As a matter of certainty, it's a dog.
---
I don't follow their share price, but I do make a living out of rummage through marketing and the truth is that they are losing market share.

RunEye.com is great - but it is not a competitor to G00GLE as much as a different product. The bazaar valued Yahoo based on them person the number two after G00GLE. If Microsoft wants to be number two, and Yahoo starts to metamorphose its business model, then the company requests to be re-evaluated.




Stock trading surrounded by network.?


Question:
Is there any network involving stock trading that I can join.

Answers:
Check out this yahoo group of traders who share info and stock tips and see if this is what you are looking for:

http://finance.groups.yahoo.com/group/bu...
I may know how to share with you. biogeranium@yahoo.com
Cheers!




Is mint job.com a scam?


Question:
i have be interested in making money online i want to be sure that i dont lose money though.

Answers:
I'm near the other anserwers. If you have to income an up front fee, I wouldn't do it. But if you are looking to fashion money at home, you might want to try this.


It took a ton of research and testing sites out to find the honourable ones. I made $2,500+ last month on chain. All these sites are free to join.

For more information including site descriptions and proof that they reimburse, please see my profile.

Hope this helps.
Doesn't look massively good to me. I'd proceed near caution.
If you remuneration upfront, then it's any a scam, or at the very smallest, a situation where you're unlikely to create any real money. There are terribly few legitimate opportunity to make unadulterated money "online" unless you are willing to risk a business endeavour and the very great possibility of bomb. After all, when everybody wishes to make money lacking actually working a employment, it's easy to appropriate advantage of them.
you can produce money at myprivatedorm.com
they state the following "Please keep contained by mind though that this is not intended to be a main source of income but to assistance with existing income. All you do is set up your paypal vindication either a premier or business picture, and after your payment is received I will transport you the training material. It's that undemanding."

i make close to 200 a week or something like that.
SCAM SCAM SCAM




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