A 3 month information whose obverse importance is $90 carry at 8.25%.The record is discounted a month beforehand at 8%,find proceeds
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Answers:
After one month, it's worth $90 + (8.25%)($90) = $97.43
After two months, it's worth $97.43 + (8.25%)($97.43)= $105.47
After the 8% discount, it's worth $105.47 - (8%)($105.47) = $97.03 in proceeds
Why do business firms occupy contained by exporting? what around import?
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Answers:
Uh... because there is customer emergency abroad for their prodect... and when they introduction, its because of domestic demand for a foreign product.
Ex: Boeing exports military aircraft to Canada because Canada WANTS Boeing aircraft.
Ex: Sushi restaurants (in America) introduction fish from Japan because there is domestic constraint for good Japanese seafood.
How do i trade stock within the singapore stock exchange?
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Answers:
Hi, here is a collection of informative articles about investing. a free online investing tutorial for you.
http://www.investingtutorial.info/...
pious luck !
wish you craft fortune from investing !
Depends on which country you're posting from:
In the UK there are numerous online trading companies that grant trading on all the through stock exchanges (at slightly more than the flat ~ lb10 per transaction rate for the LSE).
eg: iwebsharedealing.co.uk
Im sure regardless of which country you're in, there'll be online brokers that allow you put together cheap deals surrounded by markets across the world.
You stipulation to have an tale with a broker that will tolerate you.
Real Estate Investing Software from Rich Dad Education?
Question:
All of you Rich Dad fans, they immediately came out beside a Real Estae Investing software that I am trying to get my hand on.
I think it is call Real Estate Success Software.
I just come from one of their seminars and if you don't buy into the Rich Dad Education program (which includes the software), consequently it costs $1,500 by itself.
Is there anybody contained by here that knows where on earth else I can find this? I looked at it and it is everything I need for my company but I only just want to shop around first before I invest within it.
Also, to the investors out there, if you know of any software that I can use -please share next to me.
Thank you.
Answers:
Try Ebay Click link
http://rss.api.ebay.com/ws/rssapi?feedna...
The central message any true and savy investor will give you is simply lecture yourself thoroughly on what you are going to invest in. Outside of of truly owning the pieces and parts of an investment, your knowledge, is the most formidable track to reduce risk.
Which is better for a payment, a EE bond or an I bond?
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That is a really good put somebody through the mill. And I am not absolutely persuaded of the answer. Currently EE bonds are paying 3.7%, somewhat pathetic considering inflation is running in the region of 4.5% to 5.5%.
I bonds have an interest rate made up of two parts, a fixed rate and an inflation adjustment rate. Currently the fixed rate is 1.3%. The inflation rate is currently 1.21% but have varied between 0.28% and 2.85%. The treasury say that the current rate is 3.74%. The inflation rate is a 6 month rate not an annual rate.
Neither are real attractive investment option but as a gift nearby are certain advantages. I regard as you will have to want for yourself which is the better gift, a bond paying a fixed rate of 3.7% over the duration of the bond or one that pays 1.3% plus a semi-annual inflation adjustment, which I might add does not generate up for inflation. I love the government.
Give lolly. Savings bonds are a government scam for stupid grandparents. Put the dosh in a stash account and you will earn more interest.
i bond. ee fixed rate i bond adjustable rate
What is the method for gauge the nouns of a retirement plan when funds are deposited next to varying amounts?
Question:
I get quarterly reports on my 457(b) plan. I almost other have gain, however, I am unsure on how to determine if the investment options are strong earners, or merely mediocre. What is the process for determining if the investment's I've chosen are strong when the risk amounts change due to varying bi-weekly contributions? How would I determine if the gain are good surrounded by the following example for one quarter?
Example:
Beginning Balance: $5,011.33
Contributions / Transfers In: $370.00
Gain/(Loss) / Interest: $136.68
Ending Balance: $5,518.01
Since starting in 10/02 I own contributed $3993.00 and had gain of $1525.01. However, the contribution amounts have miscellaneous greatly over this time period. So what is the proper gage on nouns? At 35 years old, my investments are diversified between large and moderate risk with some low risk mixed within.
Answers:
All you need for this working out is a simple calculator. You have the commencement and end balance and know how much you put in and/or nick out. Just think of your tale as a balloon. You have inputs to trademark it expand and internal money generation (gains) that also create it expand.
Assuming your ending harmonize is as of today, and your opening date is 10/2002, later your return can be calculated as follows:
((gain)/beginbalance)
or
(1525)/5518=.276 for a roughly 5 year and 9 month period.
Annualized this is
.276*12/69=4.8%
Based on the rough approximation, this is a amazingly poor return on your investment, if I my assumption on your starting date is correct.
If you care to run your own analysis and know your lolly flows both in and out, consequently XL has a dutiful IRR calculator or you can use...
http://www.datadynamica.com/irr.asp...
The answer will be more accurate, but the above calculation will be inwardly a 1/4% accuracy.
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This is where on earth an "index" comes in handy. An index is a length of a certain clause of the stock or bond market. A research group will pick a bunch of stocks and follow their price movements and dividends, calculating a total return. Then, mutual funds can compare their returns to their respective index.
For example, the S&P 500 index measures the 500 largest stocks surrounded by the U.S. So, large-cap mutual funds will compare their own returns to that of the S&P500 index.
Unfortunately, the research has shown us that most mutual funds cannot tempo their respective indexes over long periods of time. This is why a low-cost index mutual fund beat 70 - 80% of actively-managed funds over a period of 10 years or more. Most actively manage funds actually underperform their index because of unecessary soaring costs.
Check out http://www.morningstar.com to find info on your mutual funds ... assuming these are regular mutual funds and not a variable annuity. You may not know how to find good info on irregular annuity mutual funds on the morningstar website.
For a free downloadable book on retirement investing, check out http://www.invest-for-retirement.com...
You will know that you have righteous mutual funds if they are of low costs. Past returns mean positively nothing for predicting adjectives returns. Costs are a much better predictor of future returns, and the researcher research shows this time and time again.
Go into Microsoft Excel and if you can, input the contributions and if you have withdrawn anything the withdrawal.
Now, if the dates are regular but the amounts are not, you can simply treat the date as 1,2,3,4,5,6; but if the dates are substantially irregular, you necessitate to make a spreadsheet of days near one row per day.
Unless it is outstandingly irregular pay, run with even period even if you are paid semi-monthly fairly than bi-monthly.
Make each contribution a positive amount. Take the final stability at the ending statement and produce it a negative number.
Highlight adjectives the cells and hit insert function and insert IRR, or Internal Rate of Return.
If near have be no cash outflows IRR perform the calculations correctly. If here have be cash outflows, spawn them negative values and here will be one answer for every withdrawal and it get too complicated to explain on the net.
This will transmit you your rate of return.
You can then compare this to your personal wants. If the return is adequate after you have be historically fine, if not, you should look at redo your portfolio.
Rare beatles?
Question:
it is a beatles calender around 1964, original call make a date. surrounded by mint condition, how much is it worth please?
Answers:
How many would you similar to? I'm afraid they are rather adjectives.
Here's one for $8.99:
Depending on exactly which one, probably between $50-200USD. If it had something approaching an autograph, it would be in the thousands.
Do you want to know how much it is worth or how much you could supply it for.
A good auction house will donate you a valuation.
Ebay is the easiest place to sell it
Amount of deposit on apt complex...?
Question:
ok so now i enjoy to pay a deposit but i necessitate help... how much of a deposit will i entail on 3 million? trying to do the least amount possible..Thanks
Answers:
The earnest money is a deposit to show the vendor you are serious about your bestow. They are putting a hold on trying to sell their place, and may lose several potential buyers if you desire to back out. With the houses I've sold and bought, the agent didn't reveal any formula for the earnest money. In reality, I sold my house in TX where on earth the buyer put the same amount of earnest money down as I put down when buying a alien place in CA at almost four times the price. So I guess what I'm trying to say-so is, make an bestow of what you want the deposit to be and then negotiate if the dealer wants more.
$3,000,000!?!? Well, rent here is $550, and the deposit is almost as much as one month's rent, so possibly $10,000?
What is the worst stock to own now?
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Answers:
GM given the nice run up and the poor June sales running.
Ol' Sammie's Bin Ladles.
watch cramer on cnbc. its not grease.
ANY OF THEM !! WHAT GOES UP , WILL COME DOWN !
NEVER BUY WHEN THE MARKET and/ or( your pick) STOCK IS AT A HIGH !!
Uncle Wil
Enron.
(VG ) Vonage
I'd avoid homebuilders and mortgage companies until the real estate open market starts to turn around a bit. Specific stocks I'd avoid include AHM, KBH, DRH, and PHM.
All stocks are bad - except the ones that are going up at the moment.
Another interestion interview. I am absolutely ghastly at picking stocks that are worse to own. Every one I pick goes up surrounded by price. Every one. As one responder already mentioned, GM looks like an utter disaster as does Ford. Watch them double in price. As another responder so aptly mentioned, it aint oil. I also have to wonder almost Dell. Seems to me they are taking the same route that lead to the downfall of Gateway. It is bound to increase contained by price.
In my opinion, the worst stocks are stocks that everyone loves, but can't do that okay forever. This contrasts to really horrible companies that everybody knows are doing horribly (e.g. GM, VG). Remember, don't verbs a stock with the company. They are two different things. My top two picks are "fads" - they are the RCA, Dutch tulip and bowling nouns stocks of today that do great for a short period of time later flame out. Very, very few companies reinvent themselves to become even more successful than they be in former times.
My opinion of the worst stocks are:
CROX: Croc's shoeware. You've see them. They're the plastic lovechild of Dutch clogs and gardening shoes. They are this decade's answer to Vans, Jelly Shoes and (insert fad here). The problem next to fads is, as hurried as they come and blanket the world, they disappear. This company, which is nearing the apex of its popularity, trades at a ridiculous 48x earnings. That mode you need nearly 50 years contained by earnings to repay back its open market cap. The writing is on the wall as worldwide coverage is alerady starting to get sopping, cheap me-toos are popping up everywhere, and there is no open place for this company to expand its brand.
http://www.crocs.com/company/investor_re...
HLYS: Yet another fad stock. These are the shoes that own the pop-out wheels within the heels, propelling your pre-teens around the malls like Katyusha rockets on sugar high. The only inhabitants more fickle than adults are children. This shoe is so-o-o-o-o-o-o two years ago and the cool kids have already moved on to something else. This one have already come way past its sell-by date its highs - bit still trades at 19x PE.
http://investors.heelys.com/index.cfm...
Are Boeing stocks righteous to buy right immediately?
Question:
considering the fact that they are on the rise, boeing is slit a new plant, and they are getting more and more directives on their new plane.
Answers:
I hold also been looking at BA. It have had a pious run and there hold been some well brought-up news not long. BA has a great deal of factors contained by its favor and may keep going up within the near residence.
On the negative side, it is overvalued, and the network income growth is lagging the industry. A lot of general public have made money contained by that stock and it won't take much for them to whip some profit.
I'm waiting for a pullback before I buy. I believe the risk/reward ratio favors waiting on BA. I would to some extent loose an opportunity than loose money.
Would have be better 2 years ago. Its up around 50% from 2 years ago. But they are sold out until 2013. Im sure the price of the stock takes that into tale. Its a safe stock but I reckon the rising of the stock has peaked. It will probably clear some safe gain.
The time is right for BA. Looking at the Paris Air Show as an indication of a multiyear cycle in aerospace, Furthermore, Boeing is intensely cheap. And given the fact that Boeing also have defense, which is also in a multiyear cycle, you merely can't beat it.
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Yes I conjecture it is a good time to buy.
While it would enjoy been biddable buying it earlier, that's not where on earth you are not. You want to know whether it is good to buy very soon.
From the overall view, we are surrounded by the middle of a powerful airplane replacement cycle. All those old 747s, and behind the times planes need to be replaced. Also, the military have new planes too. This is a honourable time to be investing in the aerospace bull flea market. I think we are surrounded by the 5th inning of this cycle.
In addition, Boeing's competitor, Airbus is have some trouble.
Let's look at some info (from yahoo finance):
1. Forward PE: 16.08
2. 5 year growth Rate: 17.57%
3. Yield: 1.40%
4. Using a modified MyPEG (My Price Earnings to Growth ratio): 0.79
Any MyPEG < 1 is very cheap! (meaning that it trades cheaper than it grows. a bargain).
If you want to look into other stocks contained by the aerospace/military complex, research:
1. TDG: Transdigm Group (small company supplier of parts)
2. BEAV
4. UTX (united technlogies)
Why do bond yield rise when bazaar rate interest go up, also what does this own to do next to the coupon?
Question:
I'm so confused how bonds work. Also what do you anticipate will happen to bond prices and yield to both treasury and corporate bonds.
Answers:
Interest rates go up ---> Bond prices plummet
Interest rates go down ---> Bond prices rise
As long as the bond's issuer remains stable, the bond give the investor a guarantee that the issuer will make the interest (or coupon) payments at indisputable intervals and will then salary back the artistic sum of money lent (the principal) at a specified date (the maturity date). It is because of this that most investors assume excellent bonds have no risk.
The problem occur if you wish to go your bond before it mature, on the secondary flea market. If interest rates have risen since you bought your bond, recently issued bonds will be sold with greater coupon payments than what your bond pays. As a result, no other investor will buy your bond at the par price. They can, instead, purchase a newly issued bond at par price, but one that pays highly developed interest. So, in direct to make your bond competitive, you would hold to sell it at a discount. The discount prerequisite would be the price at which your old bond yield the same interest to the strange investor as the newly issued bonds would. Remember that bonds are singular issued and redeemed at par. What happen in between is base on free market forces.
Here’s an example. Let's read aloud that you bought a 10-year Treasury bond on the day of its issue, at $1000 par. It be issued with a 5% coupon rate, consequence that it pays $50 per year in interest. A year next, you decide to provide. So you decide to put on the market your bond on the secondary open market to get your money put money on. But the Fed has raise interest rates. Now, 10-year Treasury bonds are being issued near a 7% coupon rate. These new bonds are sold at $1000 par and rate $70 per year in interest. You cannot simply go your bond at its par price of $1000 because no rational party would buy it from you at that price. They would buy the new bonds instead. In proclaim to sell your bond, you would own to lower its price to around $714. Your bond still pays $50 per year in interest, as is stipulated within the bond's contract. But now, the bright owner buys it for $714 and receives $50 per year surrounded by interest, which calculates to a 7% interest rate (50 divided by 714 = 0.07), one and the same as newly-issued Treasuries.
The actual coupon payment have not changed. Rather, the ratio of that coupon payment to the price have changed. In a secondary bazaar where those can choose to sell their bonds until that time maturity, prices of outstanding bonds will fluctuate base on prevailing interest rates. This is because current interest rates influence newly-issued bond coupon rates, which compete with outstanding bonds. The outstanding bonds still pay packet the same coupons and are redeem at the same par amount on the readiness date, but their selling prices will fluctuate while outstanding.
As things look now, the Fed is not going to be lowering interest rates any time soon. If anything, investors are worried just about the Fed raising interest rates some more. So, the best channel to get facade value for your specific bond is to hold it until it's parenthood date.
Of course, if you are referring to a savings bond, afterwards none of the above applies, because you cannot sell stash bonds on the secondary souk.
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If the market interest rate rises, the bond price falls; your fixed coupon rate bond is not as attractive as it previously be. Now that the price has fall, the fixed return on the bond when divided into that lower price, which is the bond yield, rises.
If you are doing bond calculation, calculate the supposed price and yield of a bond at two flea market interest rates to see this.
You have to gossip about two different situtations.
1. The issuance of topical bonds.
2. The price of bonds already on the market.
1. For the most segment interest rates move and lock step fashion next to a rate based on risk, low to giant, US Treasury bonds, municiple bonds, mortgage bonds, corp bonds, high concede corp bonds, etc.
2. The price of an existing bond moves inversely with interest rates. The coupon rate will never translate as it based sour par, usually $1000, ie 8% pays $80 per year. The effictive rate will change base on the price paid.
If interest rates turn up, your $1000 bond will decrease contained by value. Since the coupon if fixed for the time of the bond and can't go up, the individual way the impressive interest can go up is for the bond price to decline.
$1000 bond paying $60 per year (6.00%)
$990 bond paying $60 per year (6.06%)
The amount that the bond price decline is related to the number of years to maturity. This is because at old age, the full face attraction of the bond will be returned.
$990 bond paying $1000 in 5 years (a wealth gain of $10) over 5 years (about 0.20% annualized return).
$990 bond paying $1000 in 30 years (a funds gain of $10) over 30 years (about 0.0335% annualized return).
Longer maturity bonds will decline more than shorter later life bonds when interest rates go up.
Thanks to SWH for copying and pasting my words within a previous answer that I made a week or so ago. He basically copied a few paragraph from Chapter 11 of my book. ( I recognize my own writing.) However, I suppose that parody is the most sincere form of flattery. So, thank you SWH. I know that you aspire to be just approaching me ... and perhaps someday you will. I'm pulling for you, buddy.
Here's my inspired response: http://answers.yahoo.com/question/index;...
Download my free book at http://www.invest-for-retirement.com... and go straight to chapter 10, 11, and 12. They will explain bonds in an easy-to-understand format. Chapter 11 explains why bond prices run up and down in relation to change in interest rates.
Interest rates progress up, which causes outstanding bonds to plummet in price. Since the coupon expenditure of a bond is fixed, per the bond's contract, and now the selling price of the bond is lower, its "current yield" rises. See, at hand are three different types of yields: the coupon surrender, the current yield, and the relinquish to maturity.
They will verbs to go up and down a moment ago as they have for days gone by 75 years. The trick is to buy them at the right time.
Are in that any quibble funds that typical population can afford to buy into?
Question:
Answers:
Unlike mutual funds, hedge funds are really lightly regulated, and so can save their actions relatively concealed. Most contemporary hedge funds are handle by offshore companies in places similar to the Virgin Islands or Cayman Islands, where regulation is minimal. This anonymity makes it difficult to predict actual numbers for dither funds, but some estimates are over US$750 billion under dissemble fund management.
In command to keep regulation markedly low, hedge funds hold the status of unregistered investment companies. This means that with the sole purpose accredited investors and qualified purchasers may invest surrounded by them. Those who have incomes of over $200,000 per year or a web worth of over $1 million, or those who already have at smallest $5 million in investments.
If you'd approaching to research further here's a list of dither funds...
http://moneyscience.org/home/tiki-index.
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No because hedge funds are expensive usally over 1million dolllars. Only populace witha lot of cash can buy a put off funds
Sorry, only anomalous people may purchase beat about the bush funds. Us "normees" have to stick to mutual funds.
You want to have a solid amount of net worth (like a few million) or own an income above $250,000 per year to legally play a part in a quibble fund.
Swh is almost right, however there is a trial law up-ing the requirements to be considered an endorsed investor. The other thing he is wrong something like, is certain funds hold a limited number of spots for non qualified investors. ( You got to know the right culture to get contained by this way}
In jan 2007, the rule changed and accredited investors are immediately called,Accredited pure person.
>>" Accredited instinctive person would close-fisted any natural entity who meets any the net worth or income assessment specified in rule 501(a) or rule 215, as applicable, and who owns at tiniest $2.5 million in investments. The possession would apply for purposes of determining whether a person is an endorsed investor at the time of that person's purchase of securities of private investment vehicles.<<"
http://en.wikipedia.org/wiki/hedge_fund...
"A put off fund is an investment fund charging a performance payment and typically open to individual a limited reach of investors. In the United States, hedge funds are widen to accredited investors solely. Because of this restriction they are usually exempt from any direct regulation by the SEC, NASD and other regulatory bodies.
Though the funds do not necessarily hedge their investments against adverse marketplace moves, the term is used to distinguish them from regulated retail investment funds such as mutual funds and allowance funds, and from insurance companies.
Hedge funds' activities are predetermined only by the vocabulary of the contracts governing the particular fund. They can follow complex investment strategies, self long or short assets and entering into futures, swaps and other derivative contracts.
The funds, often organized as constrained partnerships surrounded by the United States, typically invest on behalf of institutions and high-net-worth individuals. A common target is to generate returns that are not closely correlated to those of the broader financial markets."
No
There are "Hedge like" mutual funds that "normal" empire can buy into. The strategies of hedge-fund-like mutual funds vary, but their plain mission is to try to defend against open market declines and still deliver wearing clothes returns. The average annual expense ratio for these mutual funds is 2.25%. Not cheap compared to regular funds from someone like Vanguard, T. Rowe Price or Fidelity, but better than the 2% of assets per year plus 20% cut of profits regular quibble funds charge. Two of these "Hedge like" funds are: Hussman Strategic Growth (HSGFX) and Schwab Hedged Equity Investor find (SWHIX).
Note: The above is not a recommendation from me, a moment ago 2 I have hear about. Do you own research.
Can someone explain to me how Trail Stop Order works on Scottrade?
Question:
if you can provide me an example that would be helpful!
Answers:
If you would approaching to learn more or less trailing stop orders you can stop by our Help Center. (Once you have logged into your Scottrade depiction, search for "trailing stop orders" to swot more. )
However, I will include some of the information here, for your convenience.
How does a trailing stop work?
Trailing stop orders operate differently for buys and sell. Currently at Scottrade, you may place a trailing sell stop establish or a trailing buy to cover stop order. Trailing stops cannot be placed on buy instructions or sell short directives.
Trailing Sell Stop Orders
The stop price (trigger price) adjusts upwards as the stock price increases.
The trigger price does not move when the stock price decrease.
Trailing Buy to Cover Stop Orders
The stop price (trigger price) adjusts downwards as the stock price decrease.
The trigger price does not move when the stock price increases.
Feel free to call your local branch department if you have new questions (1-8OO-619-7283).
Scottrade
www.scottrade.com
1-8OO-619-7283
None.
and brand name sure they honor that stop loss they burned me for an additional $85 when I caught it. Leaving them subsequent week.
Anyone hold experience near the free stock trading site zecco.com?
Question:
Anyone ever used this? I am moving some of my portfolio there, but am for a while suspicious how they can offer free trades. Just waiting for some corner like $25 confirmations or some oddity.
Thanks!
Answers:
Stockpickr.com answers this very give somebody the third degree. 7 different people hold an opinion on Zecco:
http://www.stockpickr.com/view/answers/4...
Have you read the fine print of their agreement?
If your trading on splash then you should grasp what DD means. The same entity applies for dealing with trading company's as it does near buying stocks .
Zecco is FREE.
I suggest you to read more about Lamborghini and you will have a handle on why Zecco is giving away all their money.
1 doller equel to how much rupee?
Question:
Answers:
currency converter
http://finance.yahoo.com/currency?u...
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one US dollar is equal to 40 fortyIndia rupees only. VRVRAO
it keep on varying..somewhere b/w Rs 40-50.
check the newspaper or flush yahoo
It varies from second to second. However it is arround Rs.40.25
The rate of US$ at 19:47 G.M.T. on 08/07/2007 is
1 US$ = 40.175 INR.
Click here for latest results as it fluctuates seriously
http://finance.yahoo.com/currency/conver...
Best Of Luck