if u enjoy some mony, where on earth u invest for to be the best, for more mony et u do zilch,u keep under surveillance how mony grow?
Question:Answers:
One decent means of access to make money right very soon is online savings accounts. They're paying over 5% very soon, it's flexible in that you can put money within and take money out whenever you want, and doesn't require plentifully of money to open an story.
To earn more than that, you'll have to put your money into an actual investment-type rationalization (like a money market acount), which will require significant minimum investments and restrictions on access to your money.
Other Answers:
Investigate real estate. Foreclosures, fix-ups, small rental property.
Nothing ahs appreciated more than realestate contained by the past 20 years. How is it so abundant people expect to spawn money by doing nothing, and by knowing zilch?
How is it people expect a serious answer, when they haven't taken the time to investigate the interview themselves, or even take the time to spell correctly? If you lay down lower than a money tree, it just falls on you. It's best to bring a pillow and blanket within case you have a feeling tired though.
I own 70,000$..what is the best investment impression?.?
Question:I do not want to follow up everyday because I am busy with my profession. So, I want to put this money in something intensely safe and growing.....any opinion?Answers:
The answer to this depends on what you will need the money for, and when you'll entail it. If it's anything over 10 years (ie retirement, kids' college education, positive for that vacation home, etc), equities-based investments are the opening to go. Long residence, they've average an 11% return, compared to 6.8% for real estate, 5% for bonds, and 2.5% for lolly investments. Of course, stocks are a lot more volatile than most other kind of investments (excepting commodities, of course), so short-term, a mostly-stock portfolio is a no-go.
Individual stocks are usually way too risky to even bother near, to be even more forthcoming. In 2000, you could have invested surrounded by the #1 energy company surrounded by the U.S., or the #2 phone company. What could have be more stable than a couple of leading utilities? Ask the shareholders of Enron and Worldcom, respectively. No, a far smarter, and safer, process to get that needed equity exposure is through excellent mutual funds. I'm not talking the junky tech-bombs that exploded on the scene the overdue 90's. I'm talking in the region of quality funds that own trait stocks, and have a power track record to posterior it up.
No matter what route you run with, the most far-reaching thing is to DIVERSIFY. Diversify, diversify, diversify. I can't read out it enough. A honourable rule of thumb for most people is that your age should be the percentage you are within fixed income investments, like bonds, CDs, and change. Thus, the older you win, the more conservative you'll become. Of course, your individual risk tolerance will vary.
Assuming you are 25, a indication portfolio like the following will be adequate:
20% Large-cap stocks
20% Mid/small cap stocks
20% International stocks
5% Real Estate Investments
5% Commodities
5% Precious Metals
10% Government bonds
10% Corporate Bonds
5% International bonds
As daunting as that may or may not look, it can be achieve very effortlessly through just a few mutual funds. Consult a financial advisor, or do the research yourself if you own the time, tools, and talent. Oh, and the discipline. That's probably the #1 reason relatives go to financial advisors: they realize they don't own the discipline to stick with a plan on their own.
A portfolio similar to the one above should average 8-10% annually, or better. They key is that adjectives the different asset calsses behave differently when the same financial event happens, approaching, say, interest rates risiin, or a time of war starting in Bulgaria. Stocks behave differently than bonds, which behave differently than commodities, which behave differently tha tangible estate, etc.
This sort of portfolio should average 8-12% per year, so just split the difference and read out 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. Using the "Rule of 72", where you divide the number 72 by your return % to see how regularly your money will double, we see that if this portfolio is earning 10%, it will double every 7.2 years. Compare that to a money souk earning 2%, which will double every 36 years!
So, surrounded by 7 years you should have almost $140,000
in 14 years you should own about $280,000
within 21 years you should have something like $560,000
in 28 years you should own about $1,120,000
surrounded by 35 years you should have give or take a few $2,240,000
in 42 years you should own about $4,480,000
contained by 49 years you should have more or less $8,960,000
in 56 years you should enjoy about $17,920,000
and on and on and on....
Of course, if you preserve adding money within, say $100 a month, you'll become a millionaire MUCH sooner. The switch is discipline, and sticking in when market are up OR down. Don't try to time the market--you'll NEVER get it right.
Hope this help!
--J.
Other Answers:
JELLY BABIES!
put it in stocks, mutual funds Stock, owning your own business, travel, and or investing contained by homes.
In a money market commentary they are usually short term but hold a pretty good payout only keep flipping your money and back you know it it'll be 100,000.
Giving it to me. I'm definitely a moral investment. :)save it surrounded by the bank. put it towards your childrens adjectives, there is no better investment
S&P500 Index Fund
65k contained by bank5k for rest you want to use
but, promise yourself that's adjectives you'll use.
Mutual Funds, Money Market, and Certificates of Deposit are amazing right now. You could at tiniest double your money in a few years. If you are a homeowner, the best place to put your money would be within paying off your mortgage. Otherwise, diversify it between stocks, bonds, mutual funds, and the mound.
I suggest you to open a brokerage and side-line account and invest within the Stock Market (With the help of a Portfolio Manager to button your money while you are busy with your career)
Top 10 Answerer surrounded by Business & Finance.
erratic annuities?
Question:Answers:
Variable Annuities are insurance contracts between an insurance company and the contract owner. Payments into the contract are invested in an assortment of investment fund options. The effectiveness of these investments will fluctuate. Upon Annuitization or withdrawal, profits in an annuity grow tax-deferred. Earnings are taxable to the owner. Withdrawals prior to age 59 1/2 are subject to income charge penalties. Early withdrawal may also be subject to surrender charges imposed by the insurance company.
Other Answers:
Annuities are not usually a good investment. Too tons hidden costs. See a financial planner and read books.
What going on for them? You want us to recite the encyclopedia for you? Give us an hypothesis what you already know, what you've already done, and try to ask a question within a complete sentence, then perchance someone will take you seriously and bequeath you a complete answer.
Dead asset. Not an investment.
Why are apple (aapl) shares falling today (May 11 2006)?
Question:stock prices, stock market, technology, apple computers, aaplAnswers:
It is falling, along next to the rest of the market today. But, flawless news is, it is falling beside lower than average daily volume. Volume is tracking 16% below conventional today. It is OK for stocks to drop on lower volume. When they drop on higher volume is when you should be apprehensive.
Today, the possibility of more rate hikes down the road and higher grease prices gave seller their ammunition in the overall market.
Other Answers:
They lost a law suit, they be trying to sue apple records.
It be due to market direction. The practically the unbroken stock market be down. It should recover. The previous poster is correct..it be down on below average volume, so I wouldn't be too concerned unless the stock market become bearish. *cross fingers*
Does anyone know the canada/usa exchange rate for today July 9, 2006?
Question:Answers:
Go to xc.com
Other Answers:
One of the best website for exchange rates is www.oanda.com
Hope this will help.
the canada/usa exchange rate for today July 9, 2006
click http://finance.yahoo.com/currency/
Source(s):
http://finance.yahoo.com/currency/convert?amt=1&from=CAD&to=USD&submit=Convert
Why do bond yield rise when interest rates travel up?
Question:Answers:
Two wrong answers. I'll set you straight.
When interest rates rise, bond prices DECREASE. Not increase as the previous answerer said. The reason for this is simple. If my bond is paying a 5% fixed rate of interest, and rates budge up and bonds are paying 6%, who in their right mind would buy my bond? So I'll own to discount it to make up for the smaller amount interest, and I wind up selling my $10,000 bond for with the sole purpose $9000.
The most common misconception near regards to fixed income is that if rates turn up, most people expect their bonds are worth more. The opposite is if truth be told true!
So, when rates move up, and prices go down, the YIELD on those existing bonds go up right along with the rates. Using the previous example. If I buy a $10,000 5% bond for $10,000, afterwards my yield is 5%. But if I buy that same $10,000 5% bond, and I individual pay $9,000 for it, in good health then my concede on my investment is a lot higher--say 6%!
Therefore, within a way, adjectives fixed incomes move up and down together in yield. Rising rates means falling prices and rising yield. Falling rates means rising prices and falling yield. (If you're paying $11,000 for a $10,000 bond, your yield on your investment is smaller amount, naturally).
[EDIT] In response to MB pointing out the relationship between bond yields and interest rates as individual completely identical, I would state i.e. INCORRECT.
I would amend that to include the fact that short-term interest rates are set by the Fed (which dictates the overnight Fed Funds rate, from which the discount rate and prime rate spring forth, which ultimately lead to all kind of rates, like sandbank interest rates, CD rates, mortgage rate, etc).
Bond yield, however, are not only incumbent upon the prevailing interest rates, but other factor as well, such as the bonds' readiness, duration, quality (creditworthiness, which factor into price, and hence yield), and other macro-economic factors. In certainty, the longer out the maturity date of the bond, the smaller amount interest rates actually enjoy ANYTHING to do with the relinquish. Just look at the last 18 months or so. For that entire time, the interest rates be going up every six weeks or so in vein with the Fed meeting. However, the yields on tons long term bonds be actually going DOWN. Look at what you can attain a 30-yr muni for right now, probably almost 4.75%. What was it 18 months ago? 5.25%.
Enough said.
So, definiteively, bond yield are NOT the same as interest rates. Please keep hold of this in mind.
If anyone wants further information on bonds, email me.
Hope this helps!
--J.
Other Answers:
Because the companies call for to induce you to buy their bonds, rather than merely bank the money. If you can put your money into a chequing account and catch as good a return as you would on a bond (while still self able to access your money), you would never buy the bond.
So to maintain the bond issue enticing, companies will raise their yield to keep tread with rising interest rates. Bull Diddly!
As interest rates move about up, the value of the bond increases. You take more money, more bang for the buck. You gain a greater return on your investment. Usually Bond Yields run counter to stock prices. Stocks go down, Bonds jump up, and the opposite occur also.
Where can I find a free, up-to-date Moving Average Convergence Divergence chart for the S&P 500 or Dow Jones?
Question:The Moving Average Convergence Divergence is also called the MACD. I know where on earth to find charts that cost money, I'm looking for one that is FREE. Thanks for the sustain.Answers:
The best by far is stockcharts.com
Down towards the bottom where it say 'indicators' you can change the information points in covering you want weekly,etc.
link
http://stockcharts.com/h-sc/ui?s=$djgsp&p=D&yr=1&mn=0&dy=0&id=p97480074916
p.s. use the catalog within upper right corner to find symbols. The Dow is $INDU
Other Answers:
try bigcharts.com
Short Selling stocks?
Question:Can someone give me a simple explanation as to how to SHORT SELL a stock? How can you trade a stock that you do not really own? I am looking into Pairs Trading. Thank you.Answers:
when you short put up for sale a stock, your broker will lend it to you. The stock will come from the brokerage's own inventory, from another one of the firm's customers, or from another brokerage firm. The shares are sold and the proceeds are credited to your account. Sooner or then you must "close" the short by buying back alike number of shares (called "covering") and returning them to your broker. If the price drops, you can buy back the stock at the lower price and product a profit on the difference. If the price of the stock rises, you have to buy it put a bet on at the higher price, and you lose money.
Other Answers:
When you flog short, you are telling your broker to get rid of some of the stock they (the broker) owns. You agree to "buy" the stock from them at a future date or when the stock reach a certain advantage.
Be careful. It is risky. Options are much more fun, much riskier, and own the potential to make you poor or rich.
After a stock split, should I re-enter the stock if I made money on it?
Question:I recently bought stock contained by a company that I researched extensively. I bought at 48 and sold at 51. Within a week it went to 61 after split. I exited too early but I am considering buying rear legs in.Answers:
You site two reason to "re-enter the stock." Neither are valid reasons for re-entering. A stock split is meaningless to direction and merely attracts more attention to the stock that will soon wane. Something else must draw investors, save for an advertisement of lower-priced shares or bookkeeping adjustment.
Whether you made money or not, have nothing to do next to anything concerning the stock or the market or whether you should re-purchase.
Other Answers:
Hold onto it. A splitting stock resources the company is doing well. Stock price might dip because they doubled the number of shares. But your total holdings should be more. Over time your doubled stocks will travel up and be doubly lucrative.
Wait for a dip (at least 5%), next, if it still makes sense and you still resembling it, buy some more with the profits you earn the first time you sold. A stock split has no effect on the helpfulness of a particular stock. The "pie" have merely been cut into twice as various pieces. A stock split is not proof that a stock is doing well but it may be a worthy indicator that the stock is on an upswing. Do not purchase a stock just because it have split--always do your research which includes analyzing the financial statements INCLUDING THE NOTES TO THE FINANCIAL STATEMENTS.
Hope this answers your questions.
Jeff K. CPA There is not satisfactory information to answer your question.
Will ExxonMobil stocks verbs to rise or plummet?
Question:Answers:
Over the next 50 years, their product will be replaced surrounded by many market. They have the resources and competency to adapt to and command adjectives energy sources. I'd bet they enjoy the wisdom to do so.
Other Answers:
rise
buy buy buy contained by going sky high exxon is #1 fortune 500 company surpassed walmart
They will decline a bit over the short run, but over the long run (2+ years) they will rise.
up up up for now.
it depends on wether grease prices will rise or fall, i judge they will rise coz G. Bush will attack Iraq aand the oil price will reaach $100
What are Singapore's trading opportunity beside China?
Question:Answers:
a LOT of opportunities!
especially beside this company below.
people within China are so much more open-minded!
back heading there, find involved in a successful organisation (preferably a public corporation) that itself is involved within the 3 Power Trends driving the world right now:
- the Internet
- products used by the "Baby Boomer" population
- & true GLOBAL Distribution!!
http://www.teaminmotion.net/guest.html
(install Flash player beforehand)
check it out and email me (click Nick on left)
your time spent on it, may set you up for a long time to come.
i'm the just one in SG involved at the moment...& lawfully.
join contained by Early for endless possibilities.
(in reality, many countries/states are virgin market!)
only once within every 10-20 years does one chance upon a company going into momentum phase of this size!
...like buying into Microsoft stock up to that time Windows was invented!
Other Answers:
Short permanent status, plenty. China is not very organized at this point.
Long permanent status, Singapore will get a exceptionally small piece of pie.
Gold... Gold... Gold.... What is your evaluation ?
Question:Please, Do Not mock around ! Short Answers Only !1. Where is it heading ?
2. What is going to be the price of gold an ounce surrounded by two months time ?
Answers:
1. It's still in an uptrend, but expect some sharp pullbacks and period of consolidation.
2. Nobody can say, but if the trend is your friend, perchance $1,000
I've been trading this open market (mining stocks, not the metal) for 5 years successfully and in my assessment the most intelligent commentator on trends is Adam Hamilton (www.zealllc.com). His articles will give you some right advice on the best ways to play the percentage. As the people below make out, it may not be a great time for a novice to achieve into the market, but nobody can articulate that with any decision. I'm holding what I've got until the marketplace tells me otherwise. Silver is also looking well brought-up at the moment, but it is an even more dangerous open market for the novice.
Other Answers:
? who know!
Currently at the $700/ounce range. It will probably leader up further. One main one would be a shrink in the plus of the US dollar. Since gold is usually priced within US dollar, it will go up. Gold have always be a relatively "safe" investment, not too volatile, not subject to sudden crashes in expediency. Consequently it has never be, and never will be very exciting. It might move about up, but not much.
1. Up, up, up.
2. I'd say within the high 7's
Too elevated right now, is heading down within the long run unless something really bad approaching a war happen!! I'd wait for a verbs back below 700 to buy again. A few years ago, a honest investment. Now, don't do it, it should go down soon.
Gold is going up because the attraction of the dollar is going down. Keep your eye on the value of the dollar.
Source(s):
www.libertydollar.org
Is working for a a company close to Primerica surrounded by conflict beside a company close to e-trade or ameritrade?
Question:Answers:
Yes it would be a conflict of interest since all 3 companies are involve near the securities business. "NASD rules prohibit securities registered representatives and associated persons (those who enjoy completed their Form U4s but are not yet “licensed”) from one employed by, or accepting compensation from any person, company or company without prompt written concentration to Primerica."
If you are a representative with Primerica, you can check on http://www.primericaonline.com and click on compliance tab and select "manual" and next "securities"
Other Answers:
If you work for Primerica ( part of Citigroup ) afterwards you should know full well that it's a conflict of interest. Remeber every year Citi HR convey you a series of word documents outlining Conflicts of Interest. Citi Also asks thier employees to sign an affidavate that they hold read the current year employee manual which also addresses your quiz.
Yes, it's clearly a conflict of interest.
If you do not check a company before entering into a transaction, you could lose your money, time and credibility. Some widely used resources are the Better Business Bureau (www.bbb.org) and the national fraud center ( www.fraud.org) These days, you can effortlessly find out more about a company using the internet surrounded by a few minutes. From a company's website, you can details about its ownership, how outdated the company really is and feedback from the company's customers.
You can find more detailed information about a company at http://tinyurl.com/gtb89
dont cha longing your girlfriend be hot close to me?
Question:Answers:
children not allowed surrounded by the business section
Other Answers:
Ya, but 40 pounds lighter and no desperate breath.
Baby, you don't even have a facade. I don't have a girlfriend
I am so sick of those Heineken ad.
I would suggest deleting this query and putting it back up when you enjoy a photo of yourself.Or maybe you devise your yahoo icon is SHEXY
Who or you? I don't consideration but you ****-in made my day near that question, I'm ****-in laughing my *** rotten.
2 points
My wife is!What is the best agency to invest money for a long permanent status (retirement)?
Question:What ways can money be invested? I have stash bonds and savings details but I dont think it is satisfactory.Answers:
First, pay bad all short possession debt. If you have a credit card interest rate of read aloud, 21%, that's an instant tax-free return of 21% per year on your money.
Next, if your company has a 401(k) next to matching funds, fund your 401(k) to the maximum contest amount. Free money is good.
If your company doesn't hold matching funds, after fund your Roth IRA to its maximum ($4,000). Tax-free growth is good. I'd walk with a no-load, low cost mutual fund company, similar to Fidelity, Vanguard, or T Rowe Price. If you have money moved out over after you've funded the 401(k) to the maximum match, do this step near the extra money.
If you *still* have more money for long-term investing, shift back to the 401(k) and invest contained by that up to what you can afford.
And get yourself an elementary rearing in personal nouns. You're going to get plentifully advice here, and you won't know who to believe. Well you can believe this: not a soul is going to care as much just about your money as you are. No one is going to watch it as closely as you are, especially someone who's get multiple accounts to look after. So get yourself a foundation, so you'll know if someone is in actuality giving you good counsel or not. Personally, I recommend "The Only Investment Guide You'll Ever Need" by Andrew Tobias. It'll give you an overview of everything you have need of to know (stocks, bonds, real estate, insurance, etc.). Then you can wish if you need a deeper background in anything. Good luck!
Other Answers:
Blue Chip Stock and World Bonds
Depending on how infirm you are - a proper mix of stocks and bonds. The younger you are the more heavily weighted in stocks you should be. Don't listen to the "experts", noone have proen they can beat the bazaar in the long residence, so investing in Index Funds are a appropriate safe bet. Vanguard Funds tend to own very low fees, so they are a fitting place to start looking. Do your homework. If you have a wearing clothes chunk of mony talk to a fee-based financial advisor. Fee-based advisors charge for their time just, so you know that they are giving you un-biased advice and not trying to get rid of you something that benefist them more than you. A good rule of thumb is to diversify into stock funds, bond funds, and lolly (money market).
What percent you invest in respectively would ideally be based on your age:
If you are 30..........30% surrounded by cash and bonds, go together in stock funds.
If you are 40.........40% within cash and bonds, go together in stock funds.
At 50.............50% contained by cash and bonds, symmetry in stock funds.
This is a quite conservative way to invest and is considered by abundant to be balanced.
I suggest you to stay away from bonds.
Top 4 Answerer surrounded by Business & Finance. (Vote for me)