Why isn't the stock open market anyone negatively impacted by sophisticated grease prices?
Question:
?
Answers:
Only in opinion is the stock market artificial by reality. That assumes informed investors making logical choices. In trueness the stock market is uninformed relations & informed people making logical as economically as emotional choices. The stock marketplace is just legalized making a bet.
A big part of the rationale is because the market is anyone lifted by life stocks and other oil related stocks. So the more grease goes up, the more money these companies earn, and the greater their stock prices go.
Another part of a set is many companies overhaul off their grease costs to the consumer. SInce the US consumer is very strong and resilient, on average, they keep hold of buying products, even at the higher prices.
various factors contained by the market and the investors can still afford the losses.
confident industries have have lowered profits. any heavily reliant on transport..
airlines trains shipping etc..
many of them saw the rewards of fako time of war and invested in the evil ,oops, i indicate the oil ..
Because grease companies are PART of the market, conceivably?
Stock prices rise on profitability; unless the oil companies be frittering away their gains, or NONE of them be publically owned, what direction would you EXPECT them to go?
How heaps Seasoned Equity Offerings be issued surrounded by UK within times past 10-15 years?
Question:
Hi:
Could anybody tell me a database from where on earth I can get a register of all the Seosoned Equity offerings which be issued in London Stock Exchange contained by the past 10-15 years...
Thanks
Amit
Answers:
thousands
If lots of society start buying bonds, specifically T- Bonds, how does this affect the int. rates & prices?
Question:
Answers:
supply and demand - if there's plentifully of demand for bonds, the yield/interest rate will dance down because the borrower can get his money at a lower rate because of the big demand.
Generally however, it's the other course - interest rates change because of what's scheduled in the souk or the feds (federal reserve), causing bond prices to move about down if rates go up, and vice versa.
Bonds are devout but only wages 5% interest. Why not retail products and make up to 100% on your money. I can show you how.
Rick
How do you achieve a Carry Trade?
Question:
Could someone recommend a good book to me on take trades in forex? Thank you for your consideration.
Answers:
Basically a take trade is a foreign exchange transaction, where you borrow a low interest rate currency and invest it surrounded by a higher interest earn one, calculating the exchange risks into your probable profit. There are lots of excellent Foreign Exchange Books by American Authors, I suggest you try E-Bay ?
In what ways can I monitor my investments on the stock exchange?
Question:
Answers:
Set up an account surrounded by Yahoo Finance.
Your first choice should probably be your broker's Web site, where you will find your portfolio displayed beside real-time quotes. You can also set up portfolios on sites such as Yahoo Finance or MSN Money, but the stock quotes are delayed by at least 20 minutes.
you can create a portfolio of your stocks at http://www.top10traders.com - it's free - next each month you can see how your portfolio compares to other investors at the site.
I be out near a friend of mine surrounded by Columbus Ohio the Short North nouns (trendy area) and a friend of mine?
Question:
works with Smith Barney Investments (division of Citigroup) and he desires to work with me on on my inheritance of $350,000.Smith Barney...what do you feel of them??They are fee base service.Does anyone know or think of Smith Barney??
Answers:
Consider John D Rockefeller's quote: "A friendship founded on business is other better than a business founded on friendship."
Smith Barney is a good company, and any teacher is going to charge a fee, but what is most substantial is the person you are dealing next to. If you are new to investing, I'd suggest asking friends and clan for recommendations, and speaking near many adviser. If after dealing with several individuals you think your friend is the best, consequently go beside him.
Doing some research on how to choose an investment adviser can aid you determine what questions to ask adviser when you "interview" them. Remember, you are doing the hiring.
I personally would not mix business near pleasure. How ever you decide to invest, I would progress based on a personal opinion.
I wouldn't throw all of it into one type of investment. Consider diversifying - actual estate investments can be a great way to bring some solid, smaller amount volatile investments to your portfolio. Of course, it's difficult for someone new to solid estate to jump right into the business. Feel free to contact me for more information on material estate investing in nonspecific, or what our specific company is investing and developing here in Boston.
www.beipartners.com
lchang@beipartners.com
From what I know (which isn't much) Smith-Barney is a full service brokerage firm. They hold securities for investors,
among others services(ask for their rota of fees).You can check with the Securites and Exchange Commission for complaints against the firm and the settlement of charges(if any). As a division of Citigroup, the firm's profits and loses are timetabled as part of Citigroup's.Smith-Barney(like tons other brokerage firms)has a Research department, that researchs the various market world-wide to predict how,when and what to recommend to their clients.
In others words, they are just in the order of like most other significant full-services brokerage houses.
I would also add, as a precaution,beware of mixing friendship beside business,as the results sometimes can be disastrous!
I've heard they are great. If you want a big yield you can loan me 250k at 15% on a 5-10 year possession. Have your lawyer draft up a solid contract. It could work :)
I Need backing contained by establishing Yahoo Stock Screener criteria!?
Question:
I have four criteria that I am trying to program into stock screener, however, I am seeking some feedback that I am on the right track base on the criteria I am attempting to input.
Answers:
You will need to agree to us know what criteria you are using before we can comment.
How much money should you hold surrounded by your 401K at age 30?
Question:
Answers:
This is a great and funny question since lone you can answer how well rotten you want to be.
In my opinion, if at age 30, you don't hold at least 100 million surrounded by your 401k, you need to max out your contribution!
Ok, immediately to get serious, let assume you had fastener in your 401k at age 30. And let assume your employer only match you for 3%. And you can max out at 6%. And you make 50k per year.
9% of (50k/12) = $375.00
Ok, and using my Financial Calculator...
0 Present Value, 20 years, Average Annual Return of 10%
Future Value = 284,763.
0 Present Value, 30 years, Average Annual Return of 10%
Future Value = $847,682.00
10k Present Value, 30 years, Average Annual Return of 10%
Future Value = 1,046,056.00
If you want to be a millionare at 60, you stipulation 10k in here now. You will entail to substitute my numbers with your own.
I wonder what 1mil could buy you contained by 2037. A bicycle?
50K is a good amount to own at age 30. You'll be on your way to a fully clad retirement.
there's no real answer-the more the better. Most those at age 40 don't have anything save for retiremnt
No standard has be set for this. I suggest you put as much away as your budget allows assuming you have some sort of harmonizing contribution from your employer.
If there is no equivalent contribution, then start a mutual fund program on your own. You can do so next to an insurance company if you would like some export tax advantages, and could handle some added insurance.
If you are serious give or take a few your financial future, do a furrow on 'the richest man in Babylon', and follow the warning given.
As much as possible. The more you save at that age, the smaller quantity you'll need to let go later.
If you amass $333 per month from the time you're 22 until you're 29 years old, you'll hold about $50,000 by the time you're 30 years hoary. If you don't save any more money after that, you'll hold nearly $1 million by the time you're 62. If you save $333 per month from the age of 22 until the age of 62, you'll own almost $3.5 million saved, base on a 12% return.(e.g. S&P500 over the last 40 years)
Are pennies worth more by weightiness than actual lolly significance?
Question:
I just hear that copper is at $3.60/lb. I know that a penny has only just any copper but are pennies worth more by weight than brass?
Answers:
Unfortunately, pennies are no longer made of copper -- they are made of zinc. Each penny contains less than a penny's worth of zinc -- going on for 0.9 cents worth.
Oddly, nickels are made of copper, and they contain about a a nickel's worth of copper.
Pennies are worth 4.5 cents surrounded by melted copper. It's a big problem, because ethnic group are trading in dosh for pennies and taking them by the boatload to other countries to melt them down and provide them. It's illegal, but it's so profitable citizens are doing it anyway. Not long ago they confiscated a boat with over one million dollars worth of pennies. That's 4.5 million after melt them.
They say they are going to hold to quit making pennies and raise the pro of them to 5 cents to stop people from melt them. They aren't announcing when the change will be because they don't want individuals trading in to bring a bunch of pennies so they can cash them surrounded by for 5 cents when they switch over. Big story, but the media isn't chitchat about it because that would breed the problem worse. Trippy, ah?
Yes.
Mexican Cartels, Chinese Triads and the Italian Mafia have be buying and melting pennies for decades.
It's ilegal, obviously.
No, since they are mostly zinc. They do however cost a cent in a partially to make.
Mortgage rate predictions?
Question:
Rates went up contained by April/May/June, and have decline or held steady for the past 3 weeks. In your assessment, what will the rates look like over the subsequent 12 weeks? Why?
Answers:
Like any other market, the solely thing to predict is base on the Business Cycle.
The cost of Money (interest rate), when compared to the Business Cycle, has be unusually low for a very long time. And, within the 90's, we saw a rare mediocre Business Cycle; rates solely got contained by the high 7's on "A Paper" loans at its crest. In the 80's, we had a striking Business Cycle where on earth "A Paper" mortgage rates went as dignified as 12%--- so the old folks explain to me.
With rates on "A Paper" below 6.5% for several years now, don't you come up with rates are going to climb and climb soon?
Mortgage rates at any point in time should emulate all the information particular in the bazaar. What makes it come across like it can be predicted, is the stair step effect of undisputed economic indicators man released on a specific date. the market predicts the change in those indicators, but at times the actual results of the measurements of the indicators suprises those and there may be a fairly abrupt adjustment within a rate as a result.
So, its hard to predict a rework in mortgage rates, but natural to explain after the change.
Which mutual fund is best for invest for 6 to 12 month.?
Question:
i would like to invest for minimum daytime.
Answers:
The opinions are correct on this board something like your short investment time period. Especially considering the market nervousness the finishing few days..this is why you need at smallest a couple of years min to invest in the stock open market. 6 months is just plain laying a bet.
My idea, if you want this money out in 6 months and want to see a respectable return, is to put it surrounded by Fidelity Investment's cash reserve fund. It is exceedingly liquid and at my ending look was paying over 5.05. You can complete an on-line description and fund it all on queue.
They can assist you also with like mad of other considerations that might be coming up in the adjectives.
Good luck
There is no mutual fund that is wonderful for a 6 to 12 month time period. Mutual funds be made to be long term investments.
Putting money into any financial instrument for simply 6-12 months is not "investing", it is "saving", and you would not (or SHOULD not!) expect to use a mutual fund as a savings vehicle.
By a 6-month or 12-month disc, or put it in a high-interest stash account...
Best bet is a money open market account, or an online ridge for such a short term. Most mutual fund companies proposal Money market accounts that compensate 3-5%, I've seen add for online banks that earnings as much as 5.05%
The last individual has the best answer. No thing what risks you are willing to lift, for an investment horizon of 6-12 months, you should go beside a money market mutual fund (mmmf), if mutual funds are your heart's intent. However, most mmmf are NOT insured or guarantted by the FDIC or any other goverment agency. There are some that are, but they will present you a lower yield on your money. Plus, depending on how much you looking to put aside, you may own a small account tax from whatever company you shift with. I would suggest checking beside your local bank first, to see what rates they proposal, and compare those to companies like Vanguard, T. Rowe Price, or Fidelity.
Other article to consider when considering the home for your money are fees, and the ease of access to your money, and the quickness that they can obtain it back to you.
Money Market fund (although I'd prefer GMACBank or INGDirect where on earth it's fully insured and gets a superior rate).
One does not invest in stocks (Mutual Fund or otherwise) near a time horizon of less than 5 years. 10 years plus is best.
read as much as you can n investing. after you'll understand.
ALSO: It's not perceptive to get investment suggestions from strangers whose certificate and motives can't be known.
6-12 months is not right for a mutual fund (its ok for an ETF or stock though) mutual funds are LONG TERM investments.
Vanguard Federal Money Market Fund. Low risk, and relatively suitable returns. For such a short term, I would not recommend investing contained by funds based on stocks or bonds.
Vanguard Emerging Markets ETF - A HOT stock over yesteryear couple years: it is up 50% over the past year and very soon is the time to buy after a small 5% recession over the past week. Emerging market have be very bullish over times gone by two years and i do not forsee a crash in the in the vicinity future. If you are looking for med. risk and especially high return surrounded by the next 6-12 months i would invest surrounded by the Vanguard Emerging Markets ETF.
Since your time horizon is so short, the only mutual fund you should invest within is a money market vindication. Go to http://www.vanguard.com to find a good one. Or, you can freshly stick to a 6-month bank compact disc.
How do I invest my daughter's duration insurance money?
Question:
My daughter dies last month and I have a $10,000 life insurance policy on her. (only because is be a basic proposal with my own policy.) Anyway, I want to invest this money for her little sister so when she get older she will any be set for life or at lowest possible be able to live stale the intrest. Does anyone have any accepted wisdom about how to move about about doing this.
Answers:
Fidelity Select Mutual Funds
$2000 surrounded by each of the following
Aerospace
Biotechnology
Telecommunications
Pharmaceutical
World Currencies
My condolences o the loss of your daughter
Im sorry to hear nearly your loss.
I assume you are the beneficiary. If you want to invest it to your other daughter. Maybe you should bring her in, perchance she can help you pick. It might support with closure. She might pick Gap or anything. But she will feel it any way.
If she is too babyish and its about investment. Gold is pretty honourable right now. If you steal oil I would market short.
Safe bet, they companies you know. Mcdonalds, G00GLE, Apple ect.
to be safe check out Cd's at your local edge and shop around,sorry about your lose.worthy luck.
If the child is a minor, you can set up a Uniform Transfer to Minor, with you as the custodian. It will be invested within a mutual fund portfolio with returnd base on your desired risk factor. Or you can also set up a Decedent trust account . Talk to a PRIVATE investment advisor to some extent than one that works for a brokerage firm, so that you can get the best do business, rather than "product of the week". Ask your friends and coworkers for referral.
Well, after the funeral you should only own $5,000 or less. Choose a perfect no load mutual fund resembling VanGuard or Tiaa Cref, and open the report with $1000. Keep the remainder contained by a savings side. Every month transfer $500 into your checking and join it to the Growth Fund. You are dollar cost averaging. That way you will clutch advantage when the bazaar goes down because you will know how to buy more shares. I'm sorry about your daughter.
First, ten opulent isn't going to set her for life. Using the 7-10 rule money at 7% doubles surrounded by ten years. So in 20 years she'd own $40 grand. Maybe plenty to help for college but not to fashion her a millionaire. At 10% it doubles in 7 years, better but not much different.
If she is youthful, put it in an instruction IRA invested in stocks so it will grow excise free.
As you know $10,000 isn't a lot of money. You can invest it within an index fun and earn an average of 8-11% a year, which is about $1,000/year. Not exactly a living wage.
I construe your best bet is to invest it into an educational IRA. Or some sort of charge deferred education report. This will reduce the rates burden on that money.
Although $10,000 isn't alot of live on, it's definately alot of help contained by paying for education. That's my 2 cents.
Listen to Michael F. His direction is by far the best. You can't go wrong near Fidelity.
Open a brokerage account at Zecco and buy the ETF IOO.
This finances you will have shares surrounded by the 100 largest companies in the World.
$10,000.00 invested contained by 2003 are now over $20,000.00
I don't know how ripened she is but she will have at most minuscule $100,000.00 in a few years.
If you buy at least possible one share ($80.00) for her each week later she will have at tiniest $1,000,000.00 in a few decades.
Here are some of your holdings:
AIG, BP, Chevron, Citigroup, Exxon Mobil, General Electric, HSBC, Microsoft, Procter & Gamble, Total and several more.
Retirement planning?
Question:
I am 27 years old and want to start good and planning for my retirement. I have never researched anything approaching this before so adjectives this investment talk and stuff is approaching another language to me. Can anyone minister to me understand this stuff so i can build an intelligant decision for my adjectives.
Answers:
It is very honourable to start early when planning for you retirement. If you hold a job the easiest mode to start planning for retirement is through your 401k or 403b (403b is for educational and command employees I believe).
How a 401k and 403b works: you narrate your employeer to take a percentage of your take-home pay check, however much you want, and they deposit that percentage PRE-TAX it into a retirement account call a 401k or 403b. From there you can choose from professionally manage mutual funds where to put your money. At your age, your risk tolerance should be justly high, so possibly 25% in a growth fund, 25% contained by a value fund, 10% surrounded by a bond fund, 10% in fixed income fund, and conceivably 30% in a international/emerging open market fund. As you get elder you will want to reduce the percentage contained by the international/emerging markets fund and increase the others. The best cut is that the money they take from your reward check doesn't get tax until you start to withdraw it when you are antediluvian and retired. This means that while your money is contained by your 401k or 403b account growing the senate will not tax you for any money you be paid in that depiction which leave more money to manufacture more tax free money, and the cycle repeats. Once you retire you will most expected be at the lowest tax rate possible and drastically little of what you withdraw from your retirement reason will be taxed.
If your company does not tender a 401k or 403b plan then you can widen up a ROTH IRA account at any online or full service brokage firm (UBS, Smith Barney, Fidelity, etc).
Here is how a ROTH IRA works: A ROTH IRA is similar to a 401k, however you enjoy to manage it yourself. Also you can lone put in a maxium of 4,000 dollars (they angle the maxium from time to time). If you have a brief and only construct $3,000 of TAXABLE income per year, income you declare as taxable during duty time, then you can singular invest $3,000. The great thing in the order of the ROTH IRA is that once your money is in the reason it will NEVER be taxed again, PERIOD!! you engineer 20 million dollars off some crazy IPO surrounded by your retirement fund then you enjoy 20 million dollars for you to retire on. A great tool for people to plan retiring because they don't hold to guess what the tax rate will be within 30 or 40 years. Even dividends you make contained by a ROTH IRA can not be taxed!
My suggestion is check your company roughly the 401k policy, because usually companies will match your contribution up to something like 5%. which means if 5% of your annual pay is 3,000 dollars, and you put 5% of your pay check into your retirement statement or 401k, then your company will game that 5% or 3,000 dollar in this crust. Thats like free money! Also since you enjoy mentioned you aren't the most investing savy person, letting a mutual fund manager manage your money would remove ALOT of stress. Good Luck, dispatch me a message if you have question
I would recommend reading retirement sections contained by:
http://www.moneyhowto.com/retirement_pla...
http://www.moneyhowto.com/forum/forumdis...
It depends on how much risk you are willing to filch. You can start by investing in money flea market funds or mutual funds
Invest in point stocks for long-term and don’t depend on stock trading too much. After all, you are expecting consistent income from your stock aren't you?
Holding point stock is like owning an excellent company; beside hardworking employees struggle to generate income as much as possible for you. While stock trading is suitable for short term investment extent, it will cost you much in transaction cost surrounded by the long-run.
to pick this kind of stock, look stocks that competent to perform 15% ROE and 15% EPSGR (just for example) at lowest possible for the past 10 years. you'll be amazed on how much unwanted items stocks are in the stock open market by just applying this method.
big in ROE show that the company is working really tough to satisfy its investors. as much as possible, they'll collect the target set before and competent to return some of the profit to its investors. this can be either contained by dividend or bonus issues.
high surrounded by EPSGR means the company competent to grow in a growing industry. highly developed growth than the industry average shows that their product or services is widely acceptable to customer, another comparison that you requirement to do.
This good stocks are customarily commit certain profits to be distributed backbone to their investors. If you invest for income generation, you can expect 12 to 20 total return per annum by investing within high dividend surrender stock.
You can get consistent income through dividend and also income gain potential in the long run.
Step-by-Step Stock Investing for Beginners
http://www.stock-investment-made-easy.co...
Can I verbs money from my money to a money open market portrayal surrounded by indistinguishable mound?Can I expect a larger interest
Question:
Is transferring savings justification money to a money market narrative a good course to earn money? Are there drawbacks to doing so-especially inside the same dune? What kind of interest increase can I expect? Thanks
Answers:
There are 2 types of large yield gooey accounts.
One is FDIC insured and this is what most people believe of when they think of a Money Market Account. Your money is insured up to 100k, and you receive to write at max 3 checks per month on the account. It is usually the untouchable yield insured abiding account you can achieve at a bank.
The other is NOT FDIC insured. You can lose a sector or all of your investment. The return is usually huge compared to FDIC insured accounts. Sometimes these accounts are call "Sweep" accounts. They typically maintain a 1.00 per share worth and have check writing benefits. It is so exceptional that these accounts lose money that most financial experts are unable to share you if or when they have ever lost money. These are the typical accounts your money is held within at most large and small brokerages. Once funds are deposited, funds are "swept" into a huge type of Mutual Fund which invests contained by low risk investments.
Individual banks may change.
Generally, money market accounts earn a complex interest rate, but require a minimum balance. In some cases the interest rate you earn is base upon the balance contained by the account. On the together, momey market accounts are a better business deal if you're looking at long-term savings.
Your edge may vary. It doesnt hurt to christen and talk to a personal investor about your option. They should be able to tender you actual interest rates and explain the benefits of a money market portrayal to you.
money mareks pay much more
Investing and Saving?
Question:
I was wondering if anyone could recommend a publication(s) or a website that go back to nuts and bolts in explaining in the region of investments and saving. I am also interested to know more in the region of the stock exchange and would rather own as much information to digest before taking the plung.
I am aware that near are risks, as there are plenty of risks we adjectives face surrounded by our day to daylight lives, but I would like to be learned about it up to that time putting my money somewhere.
Answers:
Some good sites:
http://www.vanguard.com
http://www.fool.com
http://www.bobbrinker.com
Look for their tuition sections. You don't stipulation to buy anything to get to the education/research section.
Yahoo Finance is a very perfect and informitive free website that can give you the 101 essentials of investing, as well as support the advanced investor.
You write that you're looking for a prime, not an advanced, place to start. I found this to be such a site and, thus far, I've taken a coupla "plunges" after reviewing their data and I'm powerfully satisfied.
http://money.cnn.com/magazines/moneymag/...
As very well, the Yahoo page, specifically for beginners without person entirely too patronizing:
http://finance.yahoo.com/education/begin...
www.investopedia.com
best site out here for beginners
I recommend Global Investors Community:
http://www.moneyhowto.com
There is one site I know that is written for the student about good and investing. Click on the link below.