What would you do next to a million dollars?
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There would be some more orphanages and better medical care surrounded by Africa for starters.
Tithe $100,000 to charity, save give or take a few $450,000 to taxes, and invest the rest in municipal bond funds (tax-free income, especially if the bonds are issued within my state) and money market for awhile until the flea market cools off and after invest heavily into blue chip stocks after a market correction.
Would yield would be difficult or lower on taxable bonds?
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Yields should be higher on taxable versus tax-free bonds.
Angel, yield on taxable bonds are generally highly developed than those for similar tax-free bonds of similar credit quality. There are occasional exceptions depending on what you can buy out in the lesser bond market, but as a nonspecific rule, unless you're in AT LEAST the 25% marginal federal charge rate and have a state income due, you will be better off next to comparable taxable bonds.
Higher, and prices for those same bonds would be lower. Yield and price are adversely related. A high give up means the bond is speculative and at hand are not as many buyers as a municipal bond or Treasury bond or information where the principal and interest payments are promised by a management, depending on the bond, and there are more buyers for a safer bond, which drives yield down.
Credit rating will also have some impact on yield too. For example, if a corporate bond's credit rating is rated below A, the bond is considered a second-hand goods bond and is sold at a steeper discount than a AAA rated bond.
If i won 10million pounds contained by the lottry,is it possible to become a citizen of england?
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My frnd told me tht in jargon of investment ,we can apply for the citizenship in UK.is tht true?
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No.
you can alway apply to become a citizen, but you might receive rejected by immigration patrol place. just coz you win that much doesnt pass you right to anything...just that 10 million..lucky ****
Yes. You hold to invest 4 million in the UK.
Yeah it would be true, if you could look after yourself money knowledgeable you could definitely come over to stay.
Only if it here was a concealed donation to New Labour!
You would probably also get a form in the House of Lords!
no. you can not come into my country.
In adjectives Europe, you have to be any born in that country or married to someone who is a organic citizen of that country in establish to become a citizen.
no
Sorry we are full up and dont need your money we enjoy plenty ,,,,,,,
You get visa lacking money winning. No inevitability 100 million lottery. I com no money and no need money. Government settle up for everything, no need working. Tax payer englander jubilant to pay, I jolly.
ask Mohamed Al Fayed, the owner of harrods and fulham football club, probably has lb100 million but still can't bring british citizenship....
still hasnt worked for Mohammed Al-Fayed
Not officially, and it may not be ample, ask Mohammed Al Fayed, but you may well be warmth as a visitor!
Would you want to be lol? Harod's boss doesn't give the impression of being to have succeeded so you must hold to have more than lately money.
1) Yes.
2) No. (Everybody knows Mohamed Abdel Moneim Fayed contained by England)
Yes, you can come and live in U.K. if you enjoy enough money.Ask most of the Russians who live around Ascot or Chelsea! BUT, you cannot become a citizen for almost 5 years and that is not guaranteed, it depends if you facade fits [Try not to look like Mohammed El Fayed].
I'm English. We are not citizens, we are subjects of the Crown.
why the hell you want to come to live within Uk with your four million pounds lottery win .... budge canada , go modern zealand , the crime rate in england is excruciating.
nops
Can anyone make clear to me the website where on earth I can find the ranking of world stock flea market by capitalization?
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You can find the information in Wikipedia:
http://en.wikipedia.org/wiki/list_of_sto...
New 401k plan. i hold question?
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ok so i know squat about 401k but i enjoy a new plan thru employer and freshly recieved my first quarterly statement. it makes no sense to me as i really am uninformed to financial and investment matters. base on the following info can someone please tell me if near are changes that should be made as to where on earth i should be putting my money.
current assest mix of account be a foil for
balance ----% assets---- assest class
0.00 ----0% ----short occupancy income
0.00----0% ----fixed income
643.98---- 100%---- balanced/asset allocation
0----0---- large us equity
0----0----small/mid us equity
0 ----0----international equity
assest class
balanced/asset allocation employer 100% elect deferral 100%
fees 0
gains/loss -2.52
personalized rate of return -0.68%
contribution made by me 587.71 employer 58.78
does it come across like i bursting papers out right or perhaps wrong? resembling i said i don't know squat so i filled surrounded by the blanks blinded.
i also want to have more taken from my checks
Answers:
The hanging account it's within now is probably the best place to vacate it until you learn more almost how to handle it.
If you want to be vastly aggressive with it, i.e. appropriate a lot of risk to within order to potentially construct a higher return, put it within the small/mid US equity and International categories. If you want to be thoroughly conservative, i.e. take smaller number risk and settle for smaller returns, put it in the short possession and fixed income categories.
Questionable, take home sure you educate yourself as much as you can going on for your employer's plan. The more you know, the more you can be in control of what you're in your favour for your future retirement and how much risk is present within your portfolio.
Basically, it looks like you hold invested 100% of your money (and will in the future) surrounded by the company's "balanced/asset allocation" fund. What fund exactly is that? You can find out by checking. This could be important depending on the mix of investments inside this fund you are buying (i.e., how much is surrounded by stocks? bonds? cash? other investments?) Generally, these funds enjoy a mix of different investments, which all polite financial planners would tell you is a biddable thing.
BUT not adjectives "balanced funds" are that terrific sometimes. If you hold a lousy manager near a lousy mix of investments in a lousy bazaar, it may NOT be the best thing. You might be better sour creating your OWN mix using the other options your plan offer (i.e., some in "short possession income," some in "sizeable US equity", some in "small/mid us equity" and so on). This essentially creates your OWN "perched fund". But then you obligation to know what exact mutual funds THESE are in your plan too back you venture rotten and make that choice.
The best opening to analyze mutual funds is to look at an independent rating source. Yahoo, for example, provides information from Morningstar and other independent research so you can look at the fund your company uses for each investment alternative and you can see whether the fund is rated in good health compared to other funds out there. Don't verbs too much about fruitless returns IF (a) they are close to what other similar funds are doing or (b) the markets are collectively not doing well. DO verbs if it does that for a sustained period of time (you're too untimely in the activity yet to know...)
Finally, if you want more taken from your checks, in recent times tell your HR human being and they will rpovide the forms to authorize more to be put into your 401(k) (which is cool, because your employer may add to THAT too!)
Good luck
You are invested within nothing but a change holding account. There must enjoy been an expense ratio for the company handling the report that is why you enjoy a loss of $2.52.
Your employer is contributing 10% of your match which is really pious.
Tell your money manager to obtain you into something and start building your retirement. Put in as much as you can afford and your employer will clash more. Law allows you to contribute up $15,000 per year.
Good Luck
It appears to me that 100% of your contributions (and your employer's) are going into a balanced fund and/or an asset allocation fund.
In guess, a balanced fund contains a mix of adjectives stock, preferred stock, bonds, and short-term bonds. An asset allocation fund is one where the portfolio is rebalanced from time to time, contained by order to supply what has gotten expensive and buy what have gotten cheap. The ratios of different asset classes might be fixed, or they might swing according to economic conditions.
The power of the assets is unknown. "Balanced junk" won't help.
Hard to speak about what the risk is with respectively asset class, because there is not adequate information. International equity for example could be quite risky, or relatively safe, depending on which market were one invested in. China for example have had a huge runup surrounded by its stock market, and by any historical judge is overpriced and speculative.
Short term income is the safest surrounded by most situations, at least contained by the sense of not crashing, but it will have trouble keeping up near inflation.
>>i also want to have more taken from my checks
Ask your benefits coordinator nearly this. There is a maximum annual contribution for 2007 of $15,500.
These explanations are probably confusing, so have a look at the websites I account as sources.
>>can someone please tell me if in attendance are changes that should be made as to where on earth i should be putting my money.
Impossible to tell short more information. You could try contacting the owner of the last website tabled and telling him what your investment option are, your age, your income level, and some go goals that you might be getting set for, which will determine an appropriate risk profile for you. Comments provided for your information only and do not constitute investment recommend.
If you want to learn more in the order of retirement savings, read "The Automatic Millionaire" by David Bach. It's simple to take and is a really good introduction to the total world of managing your money. It will also teach you how to diversify your portfolio (ie, not keep hold of all your eggs within one basket) and what sort of investment stratefy in appropriate for your age and medium.
Check through the packet they gave you - you should hold an HR rep at your company, or a rep at the financial company, that you can call. Tell the HR rep that you want to increase your contribution - you should be putting almost 10-15% of your pre-tax income into your retirement savings.
If you're childlike, I'd suggest considering a mix of international and U.S. stock mutual funds. As long as it's a reputable company, you should be fine going for more aggressive funds. But do a little reading up to that time you make any decision (you can always renovation your allocations later), you'll feel much better around it. Keep it mind that retirement investing is for the long haul - how it perform in one month doesn't really event.
would suggest you take 30 to 50 dollars be in motion to the book store and buy some books that will help you read your 401 as well as inventing. You will trademark more money off that money and time spent reading them than almost anything legitimate.
If benchmark performance isn't included on your participant statement or your plan's webpage, afterwards tell your HR department you want it (demand it). A benchmark is an index that every fund picks as a weigh of its performance. A firm call Lipper also provides average mutual fund performance, so you could see how your hanging fund stacks up against the average of all fair funds.
A key quiz is whether your balanced fund with the sole purpose invests in domestic stocks and bonds. If so, you should append an allocation to the international stock fund, up to 20% (I'm assuming you're young). An alternative would be to create your own balanced fund: invest 10% surrounded by fixed income, 30% in substantial US equity, 15% in small/mid US equity, 45% surrounded by international equity. A 90%-10% equity-fixed income portfolio outperforms a 100% equity portfolio over longer time periods.
I requirement a work at home living for extra money I cant invest or take-home pay anythong comfort me PLEASE?
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here's many sites that enjoy been proven to settle their members,
http://www.paid---survey.com/
contained by case you are worried, they are adjectives free to join so you'll risk nought
Hey I definitly know waht you're going through. Send me an email to master_jordon5@hotmail.com and I'll send you over some information.
hi, please be advise, above you find spammers, scammers; and a gamer. you will be disappointed if you try any of these ideas. this is not the approach to make money. you should erxplore other avenues.
yahoo continually promises to stop this leisure but like sharks they slump in keep on for someone like yourself to ask the cross-question you have asked. to yahoo's credit, nearby are a lot a lesser amount of than there once be.
there are several ways to kind money, but filling out surveys is not one of them. the ONLY one that make any money one these scams is the being who initially forms the company. they collect information and sell it to larger companies. purloin a look at
http://answers.yahoo.com/search/search_r...
try the traditional methods.
go to http://moreinfo247.com/9264947/cb...
home job though are available on net 95% of them are scam,frankly, i had be cheated twice.. and only solution i found out to differentiate these scamers from the honest ones is that. NEVER PAY ANYONE ANYTHING AT ALL FOR A JOB YOU DO FOR THEM AND NO MATTER HOW TEMPTING THEY MAY SOUND. COZ THEN THEY HAVE A CHANCE TO BE A SCAM.. This method has terribly much worked for me coz now i work for a drastically famous company... u can call for them as one of the empires of internet....and i have not paid them anything atall as any sort of payments... this, i believe,is the sign of a authentic jobalso reputed companies wont try playing fraud as their reputation can be at risk.. thats wht i feel. also this living can be done by anyone from anywhere around the world....and till date i have received my cheques accurately. so i believe this is a legitimate job. also abt geographical location is concerned, as far as i know near is no geographical boundaries for this job anyone anywhere can do this assignment.there are lot more to read aloud abt this job, so i'll refer you the sites from where on earth i got info abt the present home opportunity i am now doing. i hope it help you too..if at all near is any doubt or enquiries to make, as an experienced creature, please feel free to letters me, i would be delighted to abet u..
< i am not able to post surrounded by the sites so either check my profile for the sites or get the impression free to contact me via email. i would be simply glad to help u out>
Try http://goldenbullpicks.com
why dont you trade stocks, or even forex or futures? you can do adjectives those from home as long as you have a computer.
But i must put on alert you, these are risky - do not enter unless you have properly erudite yourself.
Hope these job websites can assist you.
http://hotjobs.yahoo.com
http://www.craigslist.org
http://www.usejob.com
From my experience the best way I hold found is to join up beside some of the survey sites and also some affiliate programs, some scam you or never pay but some do enjoy a decent pay envelope out. I’m not saying the thousands some promise you but an ok amount of spare lolly.
I have a blog that I wrote in the region of it all. It go more in depth and list a few good places to check out as capably some pointers of how to make the most of the internet’s opportunity. If you want to contact me all of my info is surrounded by my profile section, I’d be glad to share some pointers!
Hope This Helps!
Hi,
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I you wanna more resource detail & information about computer and phone base work at home/telecommuting job opportunity that requires no upfront fee.
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How much does it cost to hold Goldman Sachs do opulence managment for my 200million?
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Uh-huh, sure. People with 200 million dollars already know answers to question like that, and CERTAINLY don't ask them on RunEye.com.
If you have 200million you would know the answer to that question.
Right - you enjoy a net worth of 200million and want advice from strangers? I don't dream up so! LOL
Not sure of specific $$$, but (as with everything) it depends... on if you choose an SMA or a wrap vindication and what type of products you want (structured vs indexed), fund of funds, etc. There are the private client break points, which differ for every firm, so I don't know what Goldman's is, but always ask for break point discounts.
Goldman probably charges somewhere between 2 and 3 percent annually. However, next to that much money, it would probably be closer to 1% or even 1/2 of a percent.
Dude, forget Goldman Sachs... just accessible your own private trust company and hire someone to manage it purely for you. (You can get me for $200 pompous a year plus benefits lol)
And by the way, you're chief problem WON'T be investments... at that level you're looking at losing millions surrounded by estate taxes, unless you get a righteous estate planning firm (that only costs another $100 pompous extra from me ...)
Making an assumption in your guise, I reckon you could get a pretty virtuous bonfire going with that much bread. Guessing if you had that much money and you be asking on yahoo for advice, thats probably what will transpire to it anyway.. Ps, fly me over and I'll light it for you (Although I do charge commission)
$0.00
If you have 200 million you don't need to work as GS would have contacted you about 175 million ago.
Goldman Sachs charges you money whether you brand money or not.
Why not try other options which is recitation based. They trade name money only if you engender money.
I dont think you would be have 200mill$ without some prosperity manager knock on your doors. No doubt they have their own interests previously yours.
I seriously would be more interested to know how you can have so much money and not a soul to advise you.
In any crust, if you planning to invest it in some fresh investments, drop me a email. Maybe I can drop some ideas that might be better than your so call wealth advisors.
You a short time ago never know.
Regards