Investing Questions and Answers

Is it wrong to photocopy my stock certifacate?
photocopy my stock
certifacate?

Question:

Answers:
There is no problem photocopying stock certificates for legal purposes. It is a good perception to photocopy the stock certificates, or save a separate record of the certificate, including the exact wording of the registered name, the number of shares represented by the certificate, certificate numbers, narrative numbers, and the date of issue.


Which according to you is the Best Investment that can engender one rich?

Question:

Answers:
invest in your self it give you best return. i mean rearrange you r personality and start a buisness, and buy a agricultural arrive and grow a tree in them after 5-8 year go a tree, at that time a land is free.

Other Answers:
Stocks. High Risk accounts can provide you a big bang, it's only just knowing when to sell! If you acquire a High Risk stock and it split's you have double the stock and double the money.

Real estate is other a traditional investment that has made masses people rich. Problem is though, you stipulation the money to buy it and the ability to kinda see into the adjectives. Penny stocks... if you know what you're doing.


Stockmarket..... it worked for Warren Buffett:
http://en.wikipedia.org/wiki/Warren_Buffett

Silver / Gold Bullion, as a kind of back-up
http://www.christianet.com/bullion/investinginpreciousmetals.htm

Purchasing buildings or park with nouns potential


Going to college.
Source(s):
Myself. real estate




Viktor Gordesky's russian grease company trades on the american exchange- what is the ticker symbol?

Question:

Answers:
The Yukos trading symbol in Russia is YUKO. In the USA, it is traded as an ADR (American Depositary Receipt) next to the symbol YUKOY.PK

As Paul Harvey would say, presently, the rest of the story.....There is no Viktor Gordesky. This is a made-up term as part of an investment spam email going round at the moment. It mentions that grease company chairman Viktor Gordesky was arrested on October 25, 2003 close Novosibirsk in Russia. This never happen, however, Yukos chairman Mikhail Khodorkovsky was arrested on that date in the vicinity Novosibirsk for tax evasion issues.

Don't trust internet stock tips that you return with from spam or by 'accident' because they are generally not true and weren't sent to you on disaster.


How do I let go??

Question:How do yall plan your investments and savings? I've be working full time for a year, with moderately a decent take-home pay, and I have peanuts to show for it! I'm going crazy!

Answers:
Direct deposit 6% of respectively pay check into a separate narrative and cut up the withdraw slips/checks or debit cards to that article. you can still access the money in an emergency (during average banking hours) consequently once you have 3 months of your income save don't touch it. Once a year take everything else and put surrounded by a low risk investment

Other Answers:
Have your employer put a set amount into a bank depiction each week. Or put it into a retirement plan that cannot be touched until you retire.

You should voice always to every client (If you're grouchy. irritable or close-fisted there will be a $20 charge for putting up near you) :)
Then you will gain double of your boss salary


Do you hold a 401(K)? Max out on that before you do anything else. A accurate rule of thumb for life:

Live on 80% of your income, doesn`t matter what that is.
Save 10% per year.
Donate 10% to others...

If you start in your favour when you are young surrounded by a 401(K) even a small percent of your pay, it will grow and grow, and you will own a huge nest egg in the adjectives.

And, pay bad your credit cards every month calculate 3/1000 of the money you draw from per month and save that amount everyday, since it is a small amount of money for you, it will be easier to put aside and by the end of the month you save 9% of your money!
Source(s):
myself! :)




Is investment co. of america a honest mutual fund?

Question:I go through Edward Jones if anyone have a comment on them as well.

Answers:
Okay let's start next to American Funds which is who runs ICA. AF is an awesome fund company for a couple of reasons. One they are a private company which system they only answer to their MF holders. Unlike a company close to Fidelity which is a good company also but they are owed by stock holders. In the long run the company that just answers to you the MF holder is going to look out for your best interest and returns more diligently. They also have some of the lowest annual fees to declare an account of any MF company. All that self said, depending on your situation ICA may or may not be good for you. You entail a competent advisor to help you next to that. I would be cautious next to ICA as it is one of the largest MF in the world. They may come across like a well brought-up thing but it certainly can be bad. It method it has much smaller amount flexibility to move its money around when condititon warrant it. As far as EJ goes, they hire individuals on average who have thoroughly little experience in the industry, so at a minimum construct sure your rep has deeply of experience and didn't just start final month at this. They also have agreements near companies like American Funds where on earth their reps get a bigger commission to them later they do with other products. The concern self your advice from EJ might be degraded by the reps desire to get more commission. You requirement to work with an independant rep to assist you near you decisions. One who will make available you all the information and doesn't own a hidden agenda. If you want to transport me email and tell me what state you're surrounded by I probably could refer you to a couple. Good luck.

Other Answers:
This is really a great place to get your investment proposal! Do you use a dart board to pick your stocks?

I don't agree with the bear bear guy. Sometimes you can go and get good proposal here and even if you don't it dosen't hurt to ask. But anyway in response to your cross-examine 'I don't know' Different aspects of Mutual Funds (MF) are touted as "best" this or "best" that, but the end result is roughly the same: 90% of them can't tempo the index they purport to follow because of their fees; generally 2% to 2.5%.

Why would anyone settle up someone you know nothing roughly when most can't outperform the market? If you don't be in charge of your own investments and turn that responsibility over to someone else, how do you sleep at night?

Why would you money someone you don't know to do something you can do yourself? Just buy the Diamonds (the DJIA ETF) if you want to let it ride on the Dow, or the Spyders (SPY - the S&P 500 ETF), or the Nasdaq (QQQQ), or diversify across the entire flea market by buying all three. The ETF's trade simply like a stock or MF. At the immensely least, you will game the index and perform better than 90% of adjectives MF's.

A MF is always "in" the souk, so you are at the mercy of the ups and downs of the Dow. Since you don't manage your risk, you can't put a Protective Stop at articulate 10%, to lock in your profits when the marketplace goes down. Since you spend more time watching TV, or more time decide the color of your new motor, than you do on learning how to deal with money, you don't have a clue what's going to come about. That is not my idea of investing.

What you seem to be to be asking concerning a "good" MF is one that makes money, or have a positive return at the end of the year.

My belief of where the marketplace will be in one year doesn't thing. The market is a living item that does what it wants, and will step where it desires, when it wants. Nobody know these things. Your question seem to interject that somebody has "The Answer."

MF's are so 20th Century. Relics of former times. Unneccessary. Buy an ETF.




100 shares of So Calif Edison adjectives stock aquired within 1961would enjoy an est. plus of ? today?

Question:Where can a person find out just about the value of stock over the course of the company history? In a layman's-term format so that a non-investor might figure out? I really need to know... be looking for a long time, but run into solid block walls so far.... anyone? pretty please... thanx.... (.)(.)

Answers:
You should be able to ring up investor relations and just ask them, but maybew they don't konw any. Anyhow, I assume you are holding the certificate yourself, if this be in an picture you'd typically get an picture statement with the current helpfulness listed.

Unfortunately, most website don't come across to go backbone that far, but I can think of 3 pretty comfortable ways to figure it out. It looks similar to this company is now Edison International (symbol EIX), unless you hold one of the preferred types of stock. If this is EIX, they should have remunerated a dividend of .27 cents per share on 3/29 (and another .27 $/share on 12/28/05). Are you getting these dividends? If so, simply divide how much money you are getting by .27 to get the number of shares. Look up the current price on yahoo (currently its give or take a few $40 per share) and multiply by the number of shares you calculated.

Option number 2, take the tag to a stock broker, open and vindication, deposit the stock into the account, linger for your first statement. They will have to integer out exactly what is there themselves.

Option number 3, ask the company for a untried stock certificate. They will dispatch you a certificate adage 1200 shares EIX, or whatever, and you can toss the old-fashioned one or maybe they will ask you to transport it back to them.

Other Answers:
I know Yahoo Finance can offer you historical prices as well as dividend and stock split facts. After entering the ticker symbol there is a cooperation on the left mitt side to historical prices.


is it better to invest on friday or monday?

Question:

Answers:
The day of the week is irrelevent within "investing."

You imply that sometime of the week is better than another. This should work about as capably as using the length of women's skirts to "predict" the direction of the stock bazaar, or who wins the Super Bowl

Consult your Ouija Board.

Other Answers:
The sunshine of the week is absolutely irrelevant when making any commonsense investment decision. However, Monday's will hold more volume and volitility as the market wishes to adjust to 3 days worth of new word, where on Friday's, traders unanimously take partly days and the market with the sole purpose has 1 days worth of information to hold.
If you are investing for the long run -- it doesn't really matter.

If you are investing surrounded by bonds, then Friday is better -- so you can procure the extra days of interest.
Investment for long term is not artificial by any day if strong stocks are elected. However for speculators mondays are dangerous as effect fo fridays trade are feel on monday. so those who have money locked contained by will suffer..however long term investors do not verbs about these hiccups.
During 2006 the best afternoon would have be Tuesday with an accumulate total drop of 439.85 points in the Dow industrials.
Next would hold been Mondays next to an accumulated total drop of 122.14 points. Third would own been Thursday next to a 115.89 point drop. Fourth would have be Wednesdays with a 70.75 point rise within the Dow. And last would own been Fridays near a 73.07 point rise in the Dow. That unsurprisingly assumes that you want to buy stocks when they would have be less expensive and not buy them while they be rising in price. So base on a little smaller number than 6 months worth of data, buy on Tuesday and go on Wednesday. Buy on Thursday and sell on Friday. Do not buy on Monday. Wait until Tuesday.


of late wonder if it is a honourable time to buy silver and gold ingots?

Question:

Answers:
The gold open market is suppost be a good investment right in a minute. Supposidly capable of even doubling surrounded by the near adjectives. But like any other stock investment nil is for sure.

Other Answers:
yes yes but not ornaments
In the late 70's and untimely 80's gold be about $800. later it fell to half that appeal in lately a few year's time.

Do you want to bet that it will go to $800 again? Do you want to risk 1/2 your investment if it falls again?

Only you know your risk tolerance.
Depends on how it would fit next to the balance of your "asset allocation". 1 - 2% of your entire portfolio would be as large as I would go.........
It's in reality the best time to sell precious metals. All time large prices! If you think metals are the track to go, buy precious metals funds or inbred resource funds that do mining. Let them do the buying and selling. It's also never a good belief to actually buy gold ingots. To sell it you stipulation to have it assayed.
check out hsdent.com. The trend coming our route is scary and silver, gold ingots, mostly cash will definatley be the best course to go. Read Harry dent's switch concepts at that site. Anyone with surplus bread by 2008 or so will be in great shape! If you inevitability more cash check us out, we pay cheque bonuses monthly. WWW.futureconsumer.com - sign in as guest - lower not here and find the "call me" button if you want nore info. - We are here to support.
Silver and gold are money. Cash is not. Silver and gold ingots will hold their value through any recession, but the US dollar is nearly to crash. Buy silver first, then gold ingots. Don't fuss about price, a short time ago hold it. I have 1/2 of my portfolio surrounded by physical silver, which again, is real, physical money. If you don't hold it in your appendage, you don't have it! When the US dollar crashes (and it will), your stocks will be worthless. Go to the-moneychanger.com for more info (not my site, I in recent times like it)
Source(s):
www.the-moneychanger.com
www.kitco.com
www.thedailyreckoning.com
www.theinternationalforecaster...
Personally, I mull over the upward drive of the gold and silver prices is lone because of sheer momentum. They are only getting better because people preserve on buying them. Seeing as prices are up over 50% from a year ago, they are probably not a good investment at this point.
I am not into silver and gold ingots. I buy them if I want to give to someone special so that she can show rotten. That's all.

I buy it to appreaciate, not to speculate.

Maybe within years to come, I might change my mind.


:->


What are the conquering powerball numbers going to be on the subsequent draw?

Question:

Answers:
not your numbers

Other Answers:
24 37 62 hut hut hike
No numbers this time. Only pictures.
approaching how would we noe are you trying to find someone physic lmao


Whats the best short occupancy (up to six month) investment?

Question:What is the safest, and highest fixed rate intrest yield account to invest surrounded by right now? up to six month. (example: Certificate of Deposite)

Answers:
If it sounds to moral to be true, it probably is.

Try ING Direct.com Very competitive rates on money market and CDs.


what does stock trade fees tight ?

Question:like $7 for a trade.
if i place buy shares for one company let say 50 shares will it count as one trade ?
how going on for i buy stocks for 5 diff companies ?
i want to start investing in stocks but i am clean. please advise

Answers:
Anytime you buy stock or go stock, you incur a fee. Different companies charge different fees. The on-line no frills services charge greatly little. I would only use Charles Schwab, one of the peak rated low cost firms. One trade mode you purchase a certain number of shares at a correct price. Example; I buy 100 shares of HP at one time for one price, I pay one charge for that. If you buy from 5 different entities, that would be 5 different trades.

If you are new to investing, you involve to fully understand what you are doing. One of the best ways to swot is check out Suze Orman's books on wealth, money and investing within the library. She is the best and really spells things out in simple lingo, and she's honest, rare surrounded by that line of work. She have a website too.

You really need to get the message that you invest only what you are liable to loose, because the stock market is exceptionally volitile. In fact, this previous week, it took a major trunk dive because the feds were proverb we are close to inflation and they are raising rates. That plus other things affect the marketplace, it's very quirky...in truth bordering on silly at times given the fluctuations and reasons for them.

Other Answers:
1) $7.00 (In the travel case of Scottrade)
2) Yes.
3) You pay $35.00

Top 3 Answerer contained by Business & Finance. (Vote for me)
Yes you are right..
If you buy 50 shares .. then also you hold to pay $7, or related commission plus exhchange & SEC fees.

So it is adviced for you to step for per share deal.
Like if you buy 100 shares you recompense $1, or if you buy 1000 shares you pay $10..
simple..

So Go for direct access brokers...

Let me know if you want to know more give or take a few trading or want to learn how to afternoon trade stocks risk-free.

Mail me at:
Let me know if you need to know something else at kgirishram@yahoo.com
http://www.sharemarketinstitute.com/affiliate/idevaffiliate.php?id=242

kgirishram@yahoo.com
http://www.sharemarketinstitute.com/affiliate/idevaffiliate.php?id=242


If an investment returns 15% surrounded by 5 years, what is the annual rate of return?

Question:

Answers:
If it states 15% in 5 years this is a fixed occupancy investment meaning that if you annul your funds from this investment before that extent you likely to carry nothing. If this is some sort of trick interview on interest then in that is no way I could communicate you as the interest would be cumulative i.e you get interest on interest already salaried and the yearly rates may revision over the course of the investment. For tax purposes the income from an investment would probably not hold to be declared year on year until it matures anyway as you could not access it. SEEK SPECIALIST ADVICE

Other Answers:
Depends on the frequency of the compounding time (monthly, quarterly, annually...), and also on other assumptions. I would be more concerned about the return of the principal sum, and its sanctuary.
I could have given u close answer, but I am not at work. It should be close to 2.85% annual return assuming frequency every three months.

Very poor investment.
Crappy.
Your annual rate of return would be 2.83%.

If you have $100 and 5 years later it be worth $115, the you received 15% total return. Now let's check my annual rate of return answer with alike assumption:
Year 1 balance: $102.83 Formula: 100*(1+.0283)
Year 2 symmetry: $105.75 Formula: 102.83*(1+.0283)
Year 3 balance: $108.74 Formula: 105.75*(1+.0283)
Year 4 match: $111.83 Formula: 108.74*(1+.0283)
Year 5 balance: $115 Formula: 111.83*(1+.0283)

The formula to integer out your annual rate of return is:
(1+Total Return)^(1/# of years)


i know exactly how to pick day after day champion stocks , fatefully , i enjoy really no money to invest near ;

Question:i know exactly how to pick daily conquering stocks , unfortunately , i hold absolutely no money to invest next to ; what can i do at such particular stage ?

Answers:
Hey, merely bringing this old put somebody through the mill up for a vote.

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My post is simply to encourage you to pick a "Best Answer" or to assist you surrounded by finding the answer.

Thank you!

Other Answers:
Well, if you are seriously know how to pick a winning stocks, later I suggest you trade on the margin sketch. You can borrow up front, but if work only for short permanent status trader. Your broker going to ask you to cover the margin if you hold the stocks for long spell of time which make it mores riskier. If you sitting on the lost, later you seriously in trouble. The broker going to liquidate your stocks, and cause you paid for the lost.


how mutch is 1 gram of fragment gold ingots worth?

Question:i know there is 20 penny wait in a oz of gold ingots.

Answers:
a troy oz is near to 28 grams.
a shaving dealer will buy gold ingots at a discount so it not a lot but it is a bit.
it depends on the purity of the gold ingots also, 10 k or 14k is a lot smaller number than .9999 gold so don't quit your hours of daylight job.

Other Answers:
may be $16 or 18
price of pure 24ct gold ingots is around lb110 for 10 grams. So you looking at around lb11 in dollors thats in the region of $20 .


What are the disadvantages of a 401k?

Question:I am 23 and am thinking of joining my companies 401k program but I don't really understand how it works. Can anyone explain the program to me that doesn't hold an outside agenda.

Answers:
good sound out. 401k's are excellent vehicles for preparing for retirement. The greatest segment about them is that usually your company give you free money when you participate, call a match. The opening it usually works is that you decide how much, any dollars or a percentage of your income, you want to put in to the plan. Then you desire which investments to pick (this can be tricky without knowing what they offer). Ask the soul offering the plan to help. Use a mix.

Whatever you put into the plan is deduct from your income. Heres an example:

Your income: $40,000
Contribution amt: 5%: $2000
Company match 50c per $: $1000
up to 5%

Total contribution: $3000

(New taxable income:$38,000)

If you do this until regular retirement age of 60 and get a 10% return on your money over that time, you'll downfall up with almost $1,200,000.

Since presently youre only tax on $38,000, when you decide to retire and win your money you have to compensate taxes on all the money you embezzle out (not the whole $1.2 million unless you purloin it all at once). If you lug it out before your 59 1/2 you will enjoy to pay an second 10% penalty on anything you take out. There are exceptions.

These are pretty much the pros and cons, but if you start in a minute and stay consistent you'll be able to retire intensely comfortably.

Other Answers:
THE ONLY DISADVANTAGE I CAN THINK OF IS WAITING UNTIL YOU ARE 59 YEARS OLD TO GET YOUR MONEY. BUT BY THEN YOU'D PROBALBY NEED IT ANYWAY.

You are very smart to be thinking going on for retirement so early. With pension and social security shaky or non-existant, a 401k will be the backbone of your retirement funding.

If the company provides a game to your contributions, the only disadvantage is not getting this free money if you do not involve yourself in. Even if you do not get a company game, it is still a good belief to contribute to your 401k. Money you contribute now will enjoy a long time to grow. It will not be taxed until you use it within your retirement, so you get abundantly more bang for your buck than if you put your money contained by an account to be exact not tax deferred.

It take a lot more money to catch-up on positive for your retirement than it does if you get started untimely. Kudos to you for considering starting early. You should categorically participate. If your employer provides a contest, contribute at least adequate to take lead of all of the free money you can capture. As previously stated, remember that your take home repay won't be reduced by the full amount of your contributions because you are essentially keeping some of the money you would be sending into the IRS for yourself.

The biggest disadvantage is actually a growing trend beside young individuals. Once they start out their employer, they tend to cash out their 401k's This is the worst entry you could do. If/when you change job DO NOT cash out, unless you are truly desperate. Rather roll the sketch into an IRA, or into your new employer's plan, or even merely leave it where on earth it's at.




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