Investing Questions and Answers

where on earth is the best return of interest on hoard?

Question:

Answers:
Check on www.bankrate.com for interest rates. It's always pious to save money!

Other Answers:
HSBC online bank.
Generally the best returns on savings accounts as in good health as the lowest rates on loans are at your local credit unions. Why? Because the credit coalition is owned by the people and is a not for profit machinery so they can pass on the profits to their shareholders by bearing of lower interest rates on loans and higher interest on nest egg accounts. However there may be a sandbank near you that have lower rates, just shop around to find the best rates.
bankrate.com is pretty worthy, but it's worth reading your local paper as not everybody uses bankrate. Also, credit union are no more likely to hold good rates than other depository institutions, they are mutually owned enterprise that are exempt from income taxes, not non-for-profit.


Is anyone interested contained by investing within material estate?

Question:I am a real estate saavy individual who wants capital to obtain my investing off of the ground. Need to form partnership next to someone interested in seeing returns on their money. Will form lawful entity that will buy and sell forclosed houses for profit.

Answers:
Perhaps.

My email is my Q&A mark and I am at Yahoo.

Other Answers:
Tell me more.


Demat a/c access from USA is decriminalized if i hold stash *** demat a/c surrounded by ICICI mound surrounded by india??

Question:I m having a demat a/c beside icici bank surrounded by india.I want to know whether trading can be done from anywhere in the world as it provides online service.
I m working in a foreign country for past 2 years & may be verbs for a year or two.I had applied for PAN no. also but i really want to know whether access demat a/c online (Trading) thru my icici a/c is legal while staying within USA or any other part of the world.

Answers:
First taking your other question first. Earning money within Foreign currecny and than doing trading. It is perfectly correct and that's the rationale NRI Online Share Trading account is for. All this is covered by PIS (Portfolio Investment Scheme) as call by RBI where NRI and OCBs (OVerseas Corporate Bodies) are allowed to do investment contained by Indian Stock Market through designated banks. ICICI is one of the ridge.

*****
Portfolio Investment Scheme (PINS) is a scheme of Reserve Bank of India defined contained by Schedule 3 of Foreign Exchange Management Act 2000. As per the scheme the NRIs and OCBs can purchase and flog shares and convertible debentures of Indian Companies on a recognised stock exchange by routing such purchase/sale transactions through their account near a Designated Bank Branch. (With effect from 29/11/2001 RBI has restricted OCBs from making fresh purchases. They can however verbs their existing holdings or sell rotten the same).
*****

Regarding trading from US - From Indian law within is no restrictions however I have clearly remember reading somewhere on some banks site where on earth they have written except NRI contained by US. Do not remember whether it be ICICI Bank or some one else and what is correct reason for that. May be specifically more to do with that unique bank since they may enjoy some issue of registration or following US laws for offering services. Checkout ICICI site http://www.icicibank.com/pfsuser/icicibank/ibank-nri/nrinewversion/online_trading.htm

Other Answers:
There should not be any problems until you are a permitted citizen of India.

The whole process of online trading is to see you to trade from whereever you are. So there is zilch to worry. Happy trading


Best website to accessible a stock portfolio?

Question:I finally have money to invest but Im not sure what company I want to get underway it with. Some give a fee, some dont. Some tender more stock than others. Is there a company next to a cheap entrance fee that also have a vast record of tradable stocks? I would love to find a site that trades high rite stocks but ALSO trades penny stocks. Serious answers only please

Thanks

Answers:
I saw someone answer next to a bunch of websites. Some websites are good mind you. But since you are dealing near the Internet you are going to get some serious information overload.

"Some present more stock than others."
Are you sure you know what you are doing? A stock is a stock and it only go for one price. No one can give discounts.

I voice who cares give or take a few the cheap entrance fee. I see someone above referred to some cheap stuff, travel with that - but cheap entry fees to buy stocks should be the smallest of your worries.

'I would love to find a site that trades high recital stocks but ALSO trades penny stocks. "

If you are looking for a guru or a hot tip. Forget it. If things like that work, those inhabitants won't be giving away their knowledge freely. And if it be that easy we would adjectives be doing it.

Keep reading and educating yourself and good luck!

Other Answers:
Sharebuilder.com

It costs $4 to buy as much or as little as you want.

I enjoy bought and sold $700,000 of volume at Scottrade with NO problems and single $7.00 to get within and $7.00 to get out .... can't thump it.

aaahhh yeahhhh ...... what Scorpio said




Who is Robert Kiwosaki's Rich Dad?

Question:

Answers:
Wow, now that is to say a question. As of in a minute the standard line is that he will not reveal his identity because of privacy issues. I did read an article that the author be able to have a chat to someone over the phone, but "Rich Dad" has never be exposed. If you look in his Rich Dad Poor Dad book, at hand is a fictional disclaimer. My guess is that Rich Dad is indisputable, just not as amazing as he make him sound within his books. If you G00GLE this you will find people who enjoy dedicated a signifigant amount of time to discredit the unharmed thing. Hope this Helps. SA

Other Answers:
That would be ...... Mr Kiwosaki

his friend's dad - his own father be a teacher. I hold read that his name is Kim or Kimi. He is departed. Kiyosaki refuses to identify “Rich Dad” and the Honolulu Star-Bulletin be unable to integer out who it was surrounded by spite of the rather in full view “next-door neighbor Mike whose father owns convenience stores, restaurants, and a construction company” clues.


I dont' know, but I guess you could look at the richest men of Hawaii (dead, obviously), and look at those. Kind of complicated, though, and probably not worth the time.




can you buy and put up for sale shares surrounded by a british nominated company as normally as you would similar to to?

Question:For example, can I buy shares in BT, build a profit, sell the shares after buy it again within a few days if the price go down

Thanks

Answers:
Yes, you can certainly do that. However, nick care that the trader (the personage who will actually buy and vend shares in your name) take a commission on each buy and public sale you make, which can significantly stop your profits.

Also take precision that, if it was that smooth, everybody would be rich - short-term trading is the riskiest of them all, and abundant people bankrupt themselves that way, even if 'they couldn't lose'.

Other Answers:
you'd reflect on so...money is money...

Yeah definitely. I used to work as an directive taker for a large execution simply broker. We had a client that used to trade adjectives day, everyday within just one stock. He never made any money and I'd bet a crisp five pound register that you won't either. BUT if you capture a kick out of it after go for it.
Source(s):
First appendage personal experience




how to engineer million dollar within a year?

Question:

Answers:
Start with 2 million dollars and dispatch half to me!

Other Answers:
Work smarter, not harder.
rob a hill or marry to someone rich


Would you consider including ETFs surrounded by your investment portfolio?

Question:

Answers:
I like ETFs because some of them target severely specific market sector ignored by mutual funds. Also, here is no minimum purchase, and the fees are usually lower than an equivalent mutual fund.

Other Answers:
Yes because they provide automatic diversification.
I favor them over plain stocks.
They may have a place though I would not favor U S open market based ETF's. But if you preference to invest in the market of foreign countries, they are a good track to do so. Or perhaps within a particular souk segment. They do have the profit that the portfolio is not churned, if you are referring to index ETF's. There are also closed end funds that own advantages, one being that oodles of them trade below the NAV of the fund, way below.
Yes, surrounded by fact I really close to PHO


iam a foreign national(citizen of uk).How can i start a company within india within tourism sector?What aretheprocedur

Question:How can i start a company in india contained by tourism sector?What are the procedure ?

Answers:
if you are looking for a partner contact http://www.yourguidetoindia.com

Other Answers:
web


Freight Broker?

Question:Hello. My father and his partner own a total of 15 trucks. They are tired of their current freight broker. They want to cut all the middle men out. That is where on earth I come in- They want me to invistigate on how I can become their broker. I have no clue how to start. Time is money and I am missing out. They will put a bet on me up 100% through and after the process of becoming their broker. Any suggestions?

Answers:
First, you need a solid business plan. Check the directory surrounded by your area for S.C.O.R.E.. It is a non profit group of retired business ancestors who like to hang on to sharp by lending a mitt to people merely like you. They can give a hand you immensely.

Of course, you will need a computer system/program to track and adopt trucking assignments. If you have some scheme capital, start address list what you need the system to do (from pick up to billing. Be thorough.

Once you catch your toes wet your dad can be your best 'advertising'. Ask around, return with a sense of how many other owner/operators are dissatisfied near their brokers AND WHY.
Then you must figure out what can you do better than other companies, and how to do it.

All the while you are working on these steps, sign up for business classes at the local JC.

Don't be afraid to pick any brain that might own information you can use. SCORE, local schools, your dad, and even the computer and systems nouns companies.

You've got the guts, catch the knowlege.


How to find beta of a company for finding weighted average cost of capita (WACC)?

Question:

Answers:
here is a site where you can capture betas, Put the stock symbol in at the top right of the eyeshade. Or you can use Yahoo Finance

http://marketrac.nyse.com/Light/index.html

Other Answers:
Good answer above. If you want to get dirty and hold access to Excel try the following (you also need the Data Analysis Add In).

Compute the 200 one-day percentage change in S&P and the 200 one-day percentage change in the stock you are analyzing. Chart these as a squirt plot using Excel. Add a least-squares fit regression line to the chart. The slope of the stripe is the value for beta.


Are adjectives mutual funds going down?

Question:In the last two months, the mutual funds we invested surrounded by have be going down consistently. Is that happening to adjectives mutual funds or just to consistent sectors? Are at hand any sectors that are doing in good health?

Answers:
Not all but the inestimable majority. There are some bear open market funds that are doing really well right immediately. Check out the Rydex bear flea market funds.

I know it is disconcerting when the market tank, but the market does not progress up all the time. What you want to do is bring in sure that you have a bread reserve for times like these. As the bazaar rises add to your reserves. As the souk falls use your reserves to buy some of the newly found bargain.

Other Answers:
It seems resembling it. By no means am I big time, but I've lost thousands contained by the past few months. We're conversation a broad range across the board. This may nouns lame, but I miss the dot.com era.

Mutual Funds are made up of specific securities. If the value of those securities go down, so does the NAV or value of the mutual fund. The fund prostectus should bequeath you a list of the investments within the fund. Basically, the entire market is down, so most funds are going to be down as all right. I'm sure not ALL mutual funds are going down lately, but if you're invested in US equity funds (or even foreign equity funds), probability are pretty good that your funds are going to closely mirror the S&P 500, Russell 2000 or, Wilshire 5000, or other indexes. With most US indexes performing horribly within recent weeks, it's not surprising to hear that you've lost money. But I'm assuming that if you are invested in stocks, you own a long time horizon for the money, and if that's the case, remember to be long-suffering, stocks can go up and down, especially within the short turn.
Source(s):
I have four years experience working surrounded by the mutual fund industry.


There are several families of funds that contain Bear Funds. These funds, such as Rydex and Pro funds are designed to increase contained by value as the adjectives market indicators grow less in utility

nope, not all r going down. look at dreyfus china, oppenheimer gold/spec, i own a list of em, i work as financial professional


What is the difference between an ETF and regular mutual funds?

Question:

Answers:
An ETF (or electronically traded funds) can be traded like stocks at anytime during the afternoon (and typically through a broker or trading web site - AND come lacking loads associated for doing so. Regular mutual funds cannot be traded like a stock, and sometimes here are back wrap up fees for selling mutual funds to fast.

Other Answers:
Also, another practical difference between ETFs and mutual funds is that mutual funds can be purchased directly from the fund, masses times without a duty. ETFs require a broker and thus commissions and other fees are usually incurred.


Coming into some money stipulation investment philosophy!?

Question:I getting a settlement of about 50,000 dollars, anyone own any investment ideas?

Answers:
That you're thinking of investment fairly than consumption is a really good sign. Your investments are a consideration of you: what you value, work out, and expect. So, if you expect to get compensated for what you create, then you're not going to be driven by the greed and misgivings mania of heaps investors People with a strong conviction of their own worth and their desire to create worth in go often enjoy more steady and profitable investments.

That's the kind of general public Berkshire Hathaway collects. You might almost have plenty to buy a share of their stock (not their regular stock, but their value priced stuff for smaller investors). I recommend that you read their reports, even if that's not the direction you'll turn with your investment. Warren Buffet will tutor you more about stocks, the cutback, his investment style, and a lot of other things than you could acquire from a dozen college courses in nouns.

There are a lot of other investment strategies for stock. You might freshly want to grab a Vanguard picture, which is a balanced portfolio of the unbroken market. With that, you're betting that things will largely go up, and you're not interested surrounded by whether it's going up faster than your neighbor's portfolio. It's a conservative approach to things.

On the opposite side of the spectrum is option investment, where you are really risking everything on short-term swings on stock. The methodology used to do specifically taught contained by the Investor's Business Daily.

Outside of stock, there's real estate. You can do A LOT beside real estate because of the leverage you can use. The math on it is relatively simple:

Net Operating Income (NOI) from the property = rents - direct expenses and a vacancy estimate (NOT INCLUDING debt service)

Purchase Price (PP) = the purchase price plus any closing costs

Cap Rate = NOI / PP
If your Cap Rate is greater than your financing rate, next you've got profit on your hand. How much?

Margin = Cap Rate - Financing Rate
Multiplier = 1 / Down Payment %
Cash on Cash Return = Margin * Multiplier

That'll get you started if you want to look at some long-term, conservative valid estate investments. There are a lot of other valid estate strategies you might want to consider. You'll find a generic version of most of these contained by the book I recommended below (The Real Estate Game). That book's the best of the dozen I've read in concrete estate investment.

There are some other ways to invest your money. Unless I THOROUGHLY understand them, I find that unease and greed become my motivators, instead of value creation.

Best of luck!

Other Answers:
Eddie,

"A fool and his money are soon parted".....hope professional financial assistance. You could check with your ridge. If you dont have a edge account...that's where on earth you should start first. Get an account.

It adjectives depends on how much money you currently have, how elderly you are, what your current job is, your plane of education.

If you already hold another 50,000 saved up and hold a steady well paying living you could afford to risk your money in funds, existing estate.

If you are young you might consider using that money to further your teaching. Despite it being a cliche, coaching is the best investment you can make, especially if you enjoy most of your "working years" ahead of you. 50,000 spent now on the right teaching could mean an extra 20,000-30,000 a year for the rest of your working existence (not to mention more satisfying and rewarding work)

You could use that money to find a better brief. Hire someone to search for a profession, you can use that money to ease your relocation worries and buy that house that be just out of accomplish.

If you don't have any other funds; I would be very judicious about doing risky investments. Something resembling bonds, or even the vanguard fund could help; but I would seriously presume about freshly leaving it surrounded by the bank for a pouring day, especially if your position is not steady.

Finally, you could put the money towards paying off your mortgage. I feel that's a much more sound investment than equities. The stock market are a whole lot more acceptable today than they were freshly a month ago.

Here is something to think nearly.

$10,000 in t-bill or 1 yr cds.
$5,000 surrounded by a good mutual fund that invests U S stocks such as GAM, a closed appendage fund but one having a suitable track record.
$5,000 within a good mutual fund that invests within Chinese companies such as TDF, another closed end fund.
$5,000 contained by a good mutual fund that invests surrounded by European companies.
$5,000 in a mutual fund that invests surrounded by companies in India such as IIF.
$5,000 within a mutual fund that invests in grease companies.
$5,000 in a mutual fund that invests surrounded by health thought
$5,000 in a mutual fund that invests contained by technology companies.
$5,000 in a mutual fund that invests surrounded by Japanese companies.

You would be well diversified and invested within growth areas. You would have a 20% bread reserve for whatever might come up. With lately a little bit of luck, surrounded by 5 years you should have doubled your assets. Start your own business!
www.freedom.ws
access code = kedge try browsing around this site for awhile

http://www.profit-masters.com/

you can find adjectives types of investment information and opportunies at this site.




How much would you reward for this dime?

Question:It is a collectors prize.

http://www.emediawire.com/prfiles/2005/01/06/195003/Heritage_1894-S_dime_tails.jpg

Answers:
$1,322,500 -$1,400,000 but of course I would you a credit card as my checking picture would be severely overdrawn.

Other Answers:
PRETTY! As many as it take! It's sooooooooo shiny!

Pretty-pretty-pretty-pretty please!? Based on the back of the coin, it plausible dates from1860-1872 http://www.2020site.org/coins/dime.html
These sorts of coins market for around $10 on ebay, but I can't figure out the actual utility.


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