Save or Spend?
Answers:
Spend.
Other Answers:
If we're talking going on for money I say gather it for something you really really want......then spend it.
now? Spend on investments. Saving at rates of smaller quantity then 3-4% when inflation is 1% is a bit pointless. Save inorder to spend when a better opportunity comes around...
SAVE AND THAN SPEND LOL
Both! Save up for something, afterwards spend the $$ to get it!I SAY SPEND Save some, spend most.
Source(s):
This is not intended to exploit or harm minors, be angry, racist, incendiary, or otherwise objectionable, violate federal, state or local law, include profane, obscene, vulgar or sexually explicit idiom, glorify anorexia, bulimia, or the loss of counterweight to levels that are clearly harmful. This answer is my opinion
BOTH
WHEN YOU CAN SAVE AND SPEND AT THE SAME TIME IT IS GREAT
SAVE until you own 3 months of your living expenses in a money open market account close to ING, (I can refer you to them just tolerate me know, youll get $25 free! and i obtain $10 woo hoo), then once youve save that amount, pay rotten your debts, and start investing. SAVE....you can be a millionare...definately save...
Save for five years, then spend approaching theres no tomorrow!
Here is a great way to invest.
www prospera-fund dot com
They are invested near several traders in stocks and FX accounts, (diversified).
There you can invest money to earn 10% a month compounded! After carrying out tests with 100.00 it works, and so I invested more, four different option, all 10% a month, "offshore investing".
Examples of compounding: 1000.00 after one year: 3130.00.
or, 200.00 after 5 years: 60,000.00
Do it, and forget it for 5 years, you'll not be repentant.
Source(s):
www.prospera-fund.com
refer. luckyrick
How to do paperwork your own portfolio online minus allowing brokerage fees to filch too much of your money?
I recently settled to try and take control of my own portfolio and unstop an online brokerage account. I would similar to to take at lowest 20 positions, but that would mean at tiniest 199 dollars in brokerage fees alone. Since I hold only more or less 1000 dollars per month available to invest, how can I diversify without spending close to 20% on brokerage fees alone? I also invest within mutual funds, but I want to try and beat their recitation with my own picks, but since brokerage fees appear to eat up so much of my initial investmant, I would really hold to hit it big with my picks up to that time I made any money and so far I haven't even recovered the cost of my brokerage fees. Are mutual funds the only route to avoid high brokerage fees? I know that mutual funds charge command fees, but I don't think that it's 20% of my investment. Any suggestions?Answers:
It sounds close to you have a worthy handle on the issues that you will confront. Modern portfolio supposition says that you optimize your portfolio where on earth you have maximum returns given the risk of the investments. Remember that the open market only rewards you for flea market risk and not individual firm risk, so diversification, like you are looking for, is the route to go. Unfortunately, in attendance are some studies that show that you begin to approach souk risk in your portfolio once you hold bought between 30 and 50 stocks. In addition to the brokerage costs, the time that you would spend actively maintain a portolio to be truly diversified would amount to a full time job (not to mention the headache of doing your taxes next to all the gain and losses). Mutual funds offer some of the benefits of diversification, but will cost you if you are not fussy in select based on nouns and management costs. Over the long possession, very extraordinarily few portfolio managers continually hammer the market, and the ones that do charge a premium for their services (look at Warren Buffet of Berkshire Hathaway) which erodes your gain. Typically, the easiest and cheapest way to diversify it to buy index funds. Since these fundes are constructed and maintain by a computer to mirror the risk of the market, the impression is that you receive what the market returns over the long residence. An additional benefit of these funds is that you do not entail to worry something like management tenure, turnover inside the fund, or any of the other considerations normally associated next to actively managed funds. Hope this help.
Other Answers:
you need an online discoutn brokerage.
BMO Investorline have been rate the best many years surrounded by a row.
Look it up on G00GLE.
Check out Interactive Brokers. Basically they are $1 per trade, but you hold to watch out for minimums and exchange fees. If you are busy they blow away Scottrade, Etrade, etc.
I would recommend ETF's instead of mutual funds to handle diversification wishes. Then overweight certain sector by buying individual stocks in them. Hopefully you can stand to overweight the sector that have stocks you close to. Buying a drug stock just because you "need" a drug stock for diversification is the considerate of loser's game mutual funds play. If you own some Spyders then you own all the drug stocks you really have need of, unless you find an exceptional one to buy stock in.
Good luck.
Source(s):
www.interactivebrokers.com You cannot trade on 20 stocks near $1000 even if you use Scottrade $7.00
Your strategy is going to produce a lot of profits (TO YOUR BROKER)
It looks approaching you need the relief of a Financial Advisor.
There is no point in have a very diversified and perched portfolio if you end the year next to a return on your investment of 4.80% because you paid thousands of dollars on comissions.
For that, a short time ago open a Savings Account at HSBC and forget almost it for a year. TALK TO CHUCK!
what is a correct penny stock to pick?
want to pick some stocks for my son so he can learn nearly the stock marketAnswers:
If you want to prepare your son about the stock flea market, DO NOT start off using penny stocks. You might as in good health bring him down to the race track and inculcate him about the ponies.. or buy lottery tickets and educate him how states make money.
If you want to start stale with small amounts of money, it doesn't be determined the stock price needs to be small too. Just buy 1 or 2 shares of Disney or doesn`t matter what.
Companies that trade at pennies for the dollar trade there for a object - because they are probably worthless. Sure you may be able to trade around these things.. possibly buy something at 12 cents and sell it for 15 cents as long as near are bigger idiots willing to try to pump it up. But you should not be principle your son how to trade (and probably lose money). You should be teaching him how to INVEST. Buy right companies that are good at making money and producing definite cashflow. Let him pick his favorite toy or video game and find out what company make it.. or pick the company that makes his favorite food.. doesn`t matter what. Teach him that with even a small amount of money, he too can own a small piece of a company that make some of his favorite things.
I guarantee you they won't include penny stocks.
Other Answers:
No offense.... The best way to swot up in the stock bazaar (especially "penny stocks") is not to take counsel from strangers (or any "hot tip", for that matter).
Penny stocks can drop 50% (or more) in a heart rhythm. The key to penny stocks is;
Knowing when to obtain out (both with winner & losers).
Risk management is the push button. You will pick more losers than winners.... the knob is to cut your loses & maximize your gain. If I was training someone stocks (for the first time)... I'd concentrate on "blue chips" and "asset allocation"......
My current favorite "penny stocks are";
ACDI.OB
FONR
BKBO.PK
Keep in mind "penny stocks" run within cycles. There are many that get the impression this past great cycle is over.... That's why your son must absolutly become conscious "asset allocation".........
Good luck!
Look for a good performing stock, buy him 5 shares. Better all the same, put $1000 into a mutual fund for him.
Stock: SJT, pays nearly 10% dividend. G00GLE "Royalty Trust Stocks" for a list of such stocks
Mutual Fund: OBCHX. Click the connection below for the highest performing Mutual Funds Year to Date.
Source(s):
http://www2.barchart.com/funds.asp
What's the best track to daytrade?
Answers:
Don't!
Globally, I am among the best investors in the world, statistically speaking. If you own to ask the question you are not qualified to start.
The State of Georgia did a study on daytrading several years ago. It required brokerages to turn over the files of all Georgia customers, name and particulars excluded as you would expect. They found that 90% of Georgia daytraders lost 100% of their investment, while only 1% be profitable.
Daytrading only works if you hold a form on an exchange or are a member of the NASDAQ. When you daytrade, what you are really doing is building up an inventory of stocks OR setting money aside to be a buyer of later resort. Most people don't muse of it that way, but i.e. really what you are doing. What this permits is that the traditional role played by the specialist on an exchange, or open market maker on the NASDAQ is person played by you. The only problem is that you enjoy to pay them to assist. You are taking all of the risk, but they are the ones collecting bad of it. In fact, you run down their risk doing this because you are stepping into their role, without the reward. You set yourself contained by a position where you are competing against citizens with authentic power, and they are going to charge you to compete as well.
Stay Out!!
Read, "The Intelligent Investor," by Benjamin Graham and start within.
Other Answers:
Listen to him, he's completely right. Read How to Make Money in Stocks by William J. O'Neil to round it out.
what you think to invest money surrounded by us stock or bond open market is it worth at this time ?
Answers:
Like most investors, I don't know whether stocks or bonds will do well over the subsequent week, month or year. The truthful experts will admit that they don't know any. But if you can handle the ups and downs, stocks and bonds will do very well over the next 20-30 years. I invest for the long run.
Other Answers:
Stock flea market is doing well but if you gonna stir for bonds please you can earn 4.8 percent on an hsbcdirect.com on a online saving picture that is FDIC insured.
where on earth do I capture the best live background ridge of the indian share open market?
showing more than 10 gainers/losers/volume toppers and useful tips of the soukAnswers:
for live updates on prices-
www.nseindia.com
for stock tips..
www.moneycontrol.com
www.valuenotes.com
any site showing more than 10 , live top gainers/top losers within the share flea market - mostly adjectives show solely 10 .?
most of the trading sites show only 10 gainers/losers/volume toppersAnswers:
http://www2.barchart.com
Was today a selling climax for MEMC Electronic Materials (WFR)?
Today was the third straight down morning for this high-flyer, with more than double average volume today. It recovered more or less half of its intraday loss to close down 3%. Is this a buy point, or be the intraday recovery a moment ago a lull in a longer downturn?If FrankCastle or any other "financial advisors" come trolling for business I will report them for knock about. I'm not interested in reading how I'm too dumb or easy to fleece to invest in volatile stocks--I wasn't born yesterday.
Answers:
selling volume have increased each consecutive hours of daylight
parabolic sar is broken
as well as the 9 and 20 morning sma
rsi sank below 50..hasnt be here in 4 months
I could see it possibly recovering to $38 tomorrow and after resume the decline. My guess would be this is the beginning of a trend reversal. I'd stay clear for probably a month at tiniest.
Other Answers:
MEMC as in Marathon Electric Manufacturing Company? They're owned by Regal-Beloit (RBC) in a minute...Just looking for clarification.
It's likely that we do creation such pump motors. As far as sexy stocks, motors is motors, the technology and theory hasn't changed for over partly a century, all we can do is try to product the motor more efficient. Motor companies close to my RBC (which owns Marathon, Leeson, Lincoln, and GE motors), and others like AO Smith and Baldor will verbs to do well, because here are no other substitutes or technologies to replace the motor. I did some tehnical charting read at Investors.com. Base on my reading, you suppose to provide the stock on 4/06/06. Why? The stock reached 52 weeks big on a low volumes on that day. That be a warning sign or a red flag. The low volumes recitation you that the institutions are losing appetize for the stock. If you missed on that day, you hold a second chances to provide on 4/10/06. The stock down on heavy volume. That be another red flag. Again, the retail investors are doing the heavy selling which tight-fisted you should sell as ably. You are a little bit behind schedule on selling.
For now, you should linger. Keep your eye for another heavy volumes selling time. If you see the price go down endorsement the 50 days moving average ( $34.30 ) with brawny volumes, you should sell WFR without hesitation before it going do some twist to your porfolio.
By the way, I am looking for an entry point to buy WFR. I put on my view list for a while. This time might be the impeccable opportunity to get on the group wagon.
Source(s):
My experienced,
Investors Business Daily
is it possible to pay packet taxes if you didn't breed a penny?
Answers:
You may still have to pay packet taxes if you bartered, i.e. traded a service for something of plus. search through the IRS FAQs. www.irs.gov/faqs Hope this help.
Other Answers:
first, how old are you?
Hmm no. In establish for there to be toll, there must be an income.
hence: Taxable Income.
There is a min, that you enjoy to make to discharge taxes...it's like 3 splendid
Do you mean, "If I don't own a job?"
How give or take a few bank interest, or some other kindly of investment income?
Yes, you can declare an amount and rate taxes on that amount.
No chance - $5000.00 is the standard estimate for a single person plus $3200.00 claiming yourself = $8200.00. So as long as you did not take home more than $8200.00 you will not pay taxes.
Ever hear of Nationwide Allocation Architects?
Answers:
No
do pk stocks ever recuperate ...?
Answers:
PK = PINK sheet
Recover = recover surrounded by price and get nominated on a full exchange
They do, but not often.
From my research within have be 3 pink sheet stocks that have converted to a full exchange fact list this year (LTEC, IPCS, HOTJ).
However, there enjoy been 179 stocks that hold converted from a major exchange (AMEX, NASDAQ, OTC) into a Pink Sheet stock this year.
So the likelihood are not good for this arranged on a purely statistical basis.
Other Answers:
is that even a ask?
Do you mean pork stocks or persnickety stocks?
[ADDED] Thanks, Gatortime and Richard Dale - the shorthand be new to me.
I suggest you to see "The Sopranos" on HBO On Demand or on DVD and to stay away of Pink Sheets.
If you want to invest surrounded by "cheap" stocks I suggest you to move to the OTC (Over the Counter) Bulletin Board.
Source(s):
http://www.otcbb.com
When US West merged near Qwest, 06/30/00, what be the price, and stock split ratio?
Answers:
Qwest closed at $ 50.00.
US West closed at 85.75.
US West was exchange for 1.72932 of Qwest's share.
what is coking coal used for.?
Answers:
Coke is a solid carbonaceous residue derived from low-ash, low-sulfur bituminous coal. The volatile constituents of the coal (including water, coal-gas and coal-tar) are driven rotten by baking in an airless oven at temperature as high as 1,000 degree Celsius so that the fixed carbon and residual ash are fused together.
Properties & usage
Coke typically has a specific gravity within the range 1.85 - 1.9. It is importantly porous, and a mass of coke has 40% greater volume than the equivalent mass of coal.
Since the smoke-producing constituents are driven stale during the coking of the coal, coke forms a desirable fuel for stoves and furnaces in which conditions are not suitable for the complete burning of bituminous coal itself. Coke may be burned next to little or no smoke under combustion conditions which would result surrounded by a large amount of smoke if bituminous coal be the fuel.
Bituminous coal must meet a set of criteria for use as coking coal, determined by out of the ordinary coal assay techniques. These include moisture content, ash content, sulphur content, volatilte content, tarmacadam and plasticity.
Coke is used as a fuel and as a reducing agent in smelting iron ore surrounded by a blast furnace. Coke from coal is grey, hard, and porous and have a heating efficacy of 28 megajoules/kilogram.
History
The use of coke as a fuel was pioneered within 17th century England in response to the ever-growing problem of European deforestation. Wood be becoming increasingly scarce and expensive, and coal's fumes, particularly smoke and sulfur compounds, disqualified it from heaps applications, including cooking and iron smelting. In 1603, Sir Henry Platt suggested that coal might be charred in a posture analogous to the way charcoal is produced from wood. This process be not put into practice, however, until 1642, when coke was used for roasting malt within Derbyshire. (Coal could not be used in brewing, because its sulfurous fumes would impart a foul weakness to the resulting beer.) Perhaps more significantly, in 1709, Abraham Darby set up a coke-fired blast furnace to produce imprint iron. The ensuing availability of inexpensive iron be one of the factors foremost to the European industrial revolution.
Other Answers:
Short answer: to make Iron & Steel
What would you do beside 20k surrounded by funds?
I have 20k contained by a crappy 0.6% interest savings explanation. I want to keep it fluid and be able to take to it without huge fees. What would you do near the money and were would you put reserves money. I don't know what type of investment I could use, if any if it is short term.Answers:
Put 1/2 within a 12 month cd, and 1/2 in a money flea market account.
GMAC pays 4.7% money marketplace with checking for withdrawal. 12 month cd pays 5.2% APR
www.GMAC.com
Other Answers:
Starting a Roth IRA is the way to walk. It enables you to sort vast sums of money over your lifetime in need paying taxes on them. However, you will sacrifice liquidity. Alternatively, you could purchase a high dividend paying stock. In that covering, you have liquidty but are subject to open market risk. There are numerous companies that pay 8-9% and are undisruptive plays.
$200,000 within 3 years or less. IF I WAS YOU I WOULD PUT IT IN A IRA ACCOUNT FOR MY RETIREMENT BECAUSE THERE AREN'T GOING TO BE ANY SOCIAL SECURITY FUND WHEN YOU GET OLDER PLUS YOU DON'T HAVE TO PAY TAXES ON IT EITHER BECAUSE IF YOU KEEP IT IN A SAVING ALL THE INTEREST THAT YOU RECEIVE YOU WOULD HAVE TO PAY IT BACK
GO TO YOUR BANK AND TELL THEM TO GIVE YOU MORE INFO ON THE IRA. BEST WAY TO GO
I also approaching UJPIX and ENPIX. Follow the link below for a chronicle of the best performing Mutual Funds, year to date.
Source(s):
http://www2.barchart.com/funds.asp
http://www.scottrade.com if you want liquid, I would try ING's red account, they are paying suitable interest rates on liquid/pretty safe money. ~3-5% second I checked.
I want to introduction products from China but can't come across the minimum command quantity that adjectives the suppliers ask.
Can anyone tell me if in attendance are wholesalers or companies in China that bestow selections of products next to no minimum quantities? Is here anything such as cash and fetch stores offering wholesale items. The products I am interested in are babe-in-arms bedding / leather and basket storage items and scrapbooking products. Any website address would be great - thanks!Answers:
I own a friend in China who can probably oblige. He buys stuff for me and sends it to me to sell. Email me and tolerate me know the products you want and quantity, if you enjoy some pictures, that would be helpful. arrogant36804@yahoo.com
Other Answers:
I suggest you to contact the Chinese Embassy.