Where can I find information roughly speaking the average compounded return for the S&P 500 since inception?
I also need information on historical T-Bill yield...G00GLE has poor meAnswers:
The standard reference is: Ibbotson Associates' Stocks, Bonds, Bills, and Inflation. It is updated annually. The answer is 10.4% for stocks from 1926-2004. 3.8% for 1 month T-bills. The book costs $110 dollars, but you can find websites that use the Ibbotson information like these:
How does paypal money souk fund work?
do you get dividend every months or weeks? and how do you know what you will capture from the divident. I put in 20 dollars a week a week ago and they convey me 4 cents at the end of this month. I thought i be suppose to get 4.47%? 4.47% of 20 is around 89 cents.Answers:
i'm not exactly sure how it works, but the 4.47% (or whatever it is) is the APR, the percentage of money you will generate at the end of the year. they might clear you monthly, but it won't be 4 and a half percent a month but over the entire year.
Questions give or take a few gold ingots investing. How do I invest contained by gold ingots? What are the toll and lawful implication?
I recently received an email for a gold ingots investing website. They offer 25% of respectively commission when someone you refer signs up for an account and distribute you a free gram of gold for registering. Basically, you post the URL on your site. For example, mine is http://bullionvault.com/from/webpence . They allow you to buy and deal in gold surrounded by either dollars, pounds, or euros, and you can store your gold ingots in one of their vault in any London, New York, or Zurich.My question is: What if any are the rates and legal implication of buying and selling gold through a site such as this? I also saw a similar arrangement at goldmoney.com and am wondering which site is better. I am hoping someone else out here has any information that might comfort.
Other questions: If you buy and trade gold within the UK or Switzerland, do you have to pay cheque capital gain either within the US or the other country? If you could store gold within either the UK or Switzerland, which is better?
Thanks.
Answers:
Well the best agency is to trade Commodities. I have an depiction with www.aarontrade.com and my broker have done well exposing my details to gold and silver. He other gives me a square operate. Below is the Link. Love your profile.That bullion site seems shaddy
how does one compute acreage on odd-size space?
Answers:
It is difficult. You can use Calculus if you have adjectives the measurements and angles. If you have, (or no someone that has), a CADD program and you own the measurements it is easy to do. There is know snatched and easy formula to bequeath you to do it. Sorry. You could hire a surveyor to do it, but that can be expensive.
Some help for you might be that 1 acre is equal to 43,560 square foot.
Other Answers:
Without knowing how the lot is put together it is difficult to provide an exact answer. However, you can break it down into smaller, regular pieces, such as rectangles, squares, and triangles, calculate the square nouns for each and include the answers together.
Or. . . . . . .
You could take the unforced way out. Go to your county clerk (at the court house) and offer them the address and tell them you want to know the nouns. They’ll have it on database and it is public record.
Measure and diagram the lot written. Measurements in foot will probably be easiest.
Break the space up into geometric pieces that you can easily compute, such as squares, rectangles and triangles.
Calculate the nouns of each piece contained by square feet. Then total up the total number of square footage contained by the overall space.
Finally, divide that number by 43560 to obtain the total acreage.
Total sq ft * ( 1 acre )/ 43560 sq ft = Acreage of the lot
An example:
A lot explicitly broken into 3 pieces might be calculated by:
Section 1: Square 100 feet per side = 100 * 100 = 10,000 sq ft
Section 2: Triangle 80 ft long, 100 foot wide
= 1/2 * 80 * 100 = 4000 sq ft
Section 3: Rectangle 20 ft by 10 ft = 200 sq ft
The total nouns of all 3 section is = 10,000 + 4,000 + 200
= 14,200 sq ft
The acreage for this example is 14,200/43560 = 0.326 acres
Source(s):
http://animalscience.ucdavis.edu/java/LivestockSystemMgt/Conversion/calculator_area.htm
http://www.people.virginia.edu/~rmf8a/convert.html#area
I am looking for companies that proposition online trading for small investors no moving trading that charge low allowance
Charles Schwab, Merrill Lynch these type of companies.Answers:
http://www.scottrade.com
No inactivity fees
$7 trades for flea market or limit directions
$500 minimum to open an description
Other Answers:
Sharebuilder.com maybe? Never looked at it myself but sounds approaching it may be like what you have need of.
ETrade.
The thing that you hold to understand is that the more you trade, the smaller number expensive the commissions are going to be, even with discount brokers.
ameritrade.com
Does anybody know where on earth I can invest within fx, how do I put contained by investment and repeal returns?
currency foreign exchangeAnswers:
Here's a site that will let you stretch out a demo account. When you're set, you can trade e-mini's with $500 within your account. They also submission training.
http://www.fxcm.com?...
Other Answers:
There's a bunch of sites on FX. Among the better is FXSol.com (I've tried their platform on windows and see their ads within the Los Angeles Times). I hope you know what you're getting into with leverage and rates rates on gains if your within US. Some good info also at http://www.fxstreet.com/
Where can I find an online table of historical U.S. money marketplace rates, 1990-2006?
Annual average rates would be fine; a table with monthly averages from 1990 to 2006 would be even better. I've already done Yahoo and G00GLE search and have single partial info. Thanks in finance for your help.Answers:
St Louis Fed keep a large database. Although it does not hold (as I remember "money market" rates, it does have rates for TBills, which is a vastly good proxy)
http://research.stlouisfed.org/fred2/categories/22/51
Another source for seeking economical and financial facts is
http://www.economy.com/freelunch/default.asp
If I want to win into valid estate investing where on earth should I start out at if I enjoy no experience?
Answers:
a tech. school surrounded by your area that have classes on this.
Other Answers:
You should spend at least a couple of years research to analyze relevent data. Scour actual estate listings and become comfortable with how properties are priced. Are they rising or falling within general?
Learn how mortgages work. Find out how much a mortgage lender will be paid available for you to buy a house. Learn about home insurance, taxes, utilities. What is the current prime rate? Is it expected to rise or topple?
Learn to perform the duties of a home inspector or hire one!
You can salvage a lot of money if you can revise to do deals short a broker.
How come etrade other have such a long hold time?
average hold time is 45min!!Answers:
You get what you money for. Like everything else, if you want good service, you hold to pay for it.
Other Answers:
Be tolerance, they need time to process and confirm. Just reason of it as an added security.
Investments can be stressful. Have you ever thought of getting an account explicitly for sure. Plus, has righteous growth. No risk. No worry. Let me know...I may be capable of help you. :) ameritrade have the best customer service around.
How do I draw from the price per share of stock on 10/31/2000?
Answers:
http://finance.yahoo.com/
Other Answers:
Harris Direct Archives.
nasdaq.com should own it http://finance.yahoo.com/q/hp?s=SPY
that is for spiders, you substitute your symbol for spy. G00GLE this phrase: price of IBM on 10/31/2000
should i buy gold ingots?
Answers:
yes, invest in gold ingots for the long term. we are currently surrounded by the early stages of a commodity bull souk. if you look at the four year performance of the gold ingots price, it shot from around 280? to around $560 at this time. the returns over that period of time is significantly better than if you would hold placed money on the S & P 500.
Gold is rising because of a number of factor, primarily, because of the budget and trade deficit that the US is experiencing. global inflation is also another factor. untreated material prices own increased significantly over the past few years. also international tension from time to time have given force for gold price to rise. but most of adjectives, gold will rise because our confidence within fiat money, the money you hold in your hand, is eroding. think roughly speaking it, how much would your $10 buy now as compared to 5-10 years ago. significantly much smaller number i would think, unless youre a spendthrift. a dollar 20 years ago is deeply more than it is now. gold ingots is the way to travel, invest in indisputable money, this is it.
Other Answers:
if you think it will rise contained by price, yes...
respectfully,to whom it may concern-
a massively strange and long answer:
taking a large position contained by gold is a risky investment for any investor who does not see the inside open market.
The primary players of the market thrive on populace finding out much too late what's really going on in silence places.
The answer I have for you is that you should take care about believing that the common population gets the word previously the fact....remember if you know where to buy a million apples by simply getting the seed.....up to that time you told other people in the order of the seed guy....why even look in the old orchard....purely plant your seed...one you find within secret...and don't listen to what the naysayers clatter on about...
finish off result:
buy gold if it you deem it may be one of those seeds...in the future that old orchard where on earth we all buy our apples...might be full of unrecognizeable foreigners nearby to help us pay cheque the piper...after a crash...gold might be virtuous...if we have a crisis contained by the dollar and bond market....a crash....I dont know...but never hurts if you enjoy cash on the sidelines...place a 20% portion of your retirement within gold...no smaller quantity
Source(s):
self-inspired madness
buy $10,000+ of gold stock .. http://finance.yahoo.com/q?s=GLD&d=t
dont look for a year, and return to find your return. recent pullback surrounded by prices, and now showing return to strength. dance ahead. Gold prices are very volatile. The price is constantly varying in surprising directions. It was selling at $850 within 1981, and has jump around a lot since afterwards. Last I saw it was selling at $567. Lots of folks claim they have systems to guess which means of access it will move next, but I hold found none of their arguments compelling. I'm sticking to stocks and bonds and holding out for the long term. Gold buying is having a bet from my perspective.
Source(s):
http://www.gold-eagle.com/charts/35yeargold.html
(ignore the "breakout" line)
is here an internet stock trading company comparison on the internet?
Answers:
most of the financial magazines rate the online companies.
baron
smartmoney
money
kiplingers
you might have to subscribe to get hold of access to those.
i like schwab & fidelity.
i don't approaching ameritrade or etrade very much.
tradeking & scottrade are cheaper.
Other Answers:
yes...various...!!
finance.yahoo.com, thestreet.com, ameritrade, and lots others.
I'm almsost 27 and i want to start positive for retirement, what amount should i set aside and whats a upright plan
Answers:
Both good suggestions, but realistically I don't know anyone who puts away 30% of their income consistently. Also, whether it is better to be positive pre-tax (401(k)/IRA) vs. post-tax (Roth IRA) is a question that can't be answered glibly. Having some of both is probably best. It is definitely a suitable idea to see a financial advisor or certified financial planner you know or trust.
Once you are positive, at age 27, you should then invest surrounded by a diverse portfolio of stocks. Make sure whoever you are investing with is giving you obedient advice by checking next to others and reading up on the 'net, and don't be afraid to ask how they get salaried and demand an answer.
Good luck.
Other Answers:
30% of your gross will accumlate a fully clad amount at the time of retirement.
Common wisdom:
(1) As much as you can: It is an investment into your adjectives.
(2) Try to max out your pre-tax contribution (401K, IRA) first. Then, try to max out your tax deferred contribution (Roth IRA).
how do i efficacy gold ingots mining stocks?
Answers:
The short answer is: You look at the price of gold and the cost per ounce of recovering the gold ingots. You also look at the amount of reserve that is believed to be within the mine (s). Mining companies are tough to value sometimes, because when the mine runs out they're deeply worth the salvage value of the equipment if they don't find another great nouns to mine.
Other Answers:
The first responder gave a polite answer. I would like to include a point. When the price of gold rises, the worth of gold mines next to a high cost of extraction will rise more hurriedly than those with a low cost. For example:
Company A have an extraction cost of $500 an ounce and the price of gold is at $550 an ounce. Company B have an extraction cost of $400 an ounce. So company A makes $50 an ounce and B make $150 an ounce. If the price of gold rises to $600. Assuming that neither company is locked into long occupancy supply contracts then company A increases their gross profit from $50 an ounce to $100 an ounce. They double their profit. Company B increases their gross profit from $150 an ounce to $200 an ounce. Their gross profit increases just 33%. That is why marginal gold mining stocks rocket skyward when the price of gold ingots increases and the really profitable companies increase only modestly.
Are bonds a fitting and undisruptive investment?
Answers:
Well. I am not particually fond of the previous answers because they fail to mention what inflation can do to bonds. For example: If you own a bond that pays 4% interest such as a long residence munciple bond and the rate of inflation rises to 7%--remember Jimmy Carter?--You bond will loose about 50% of its plus.
Now the US government will vend you a bond that pays inflation + 1%. They are called TIPS. Of course the organization makes you rate taxes on ALL the interest, not just the 1%.
The other way out that protects you from inflation is T-bills. Currently 6 mo T-bills pay just about 4.7% which is more than 10 and 30 year bonds.
Other Answers:
yes they are very out of danger. my sister works for the bank and say people other want bonds.
Generally, bonds are "decent". The conventional tradition I can pass on to you is that: Bank information is safest but worthless because it returns less money than inflation will soak up, Money Market funds should be almost as not dangerous and worth a bit more, Bonds are less out of danger but should be worth noticibly more, and Stocks are wild and crazy near (hopefully) returns to match. Note that this doesn't substitute for actual research; Morningstar is a wonderful site for digging into precise details of how distinctive financial investments are expected to behave.
Source(s):
http://www.morningstar.com It depends on the company. A bond is essentially an agreement to repay a loan. The company borrows money on the bond market, and agrees to repay it back over a specific time at a specific rate. If the company is financially nouns, yes, they can be very well-mannered and safe investments. If the company is not so nouns, you could lose the money you've invested/lent to the company. Some companies are so unsound, they sell something term, "junk bonds". They have incredibly high interest rates, but also hold a high probability of going out of business.
It's a risk/reward point. The lower the risk, the lower the reward, and vice versa. The safest investment is short term money bazaar instruments. Bonds with maturities farther out surrounded by the future fetch more risk.
Corporate and government agencies enjoy different debt ratings. Government bonds aren't necessarily risk free. Check bond ratings with Moody's or Standard and Poors.
Bonds next to longer term maturities can decline reasonably substantially in the bond bazaar before they come due. Rising interest rates convey bond prices lower. It is important to deduce you may have to filch losses if you need to go bonds before they matured.
Bonds can be an important part of the pack of a financial plan. They are not without risk. There are several types of bonds, some are sheltered, some are good and some are apposite and safe.
1. Corporate bonds come contained by several flavors. High Grade to Junk. You get better yield with Junk, you of late have to know what you are doing and be thoroughly diversified. Also buying and selling at the right economic times is critical.
2. Municipal bonds also cover lots of types. General responsibility bonds are safest, tax free roughly and can be a great deal if you are surrounded by a high tariff bracket. Insurance is provided on many issues. Again a diversified approach is best, but default of GO bonds are rare.
3. Government (fed) bonds are considered the safest investment going. I Bonds are other for conservative investor looking for inflation protection.
check out treasurydirect.com
you can also buy no load mutual bond funds, vanguard.com
Bonds can be a great instrument to invest, ignore answers from those who are clueless. CD's
100% guarantee of princiipal
guaranteed minium interest rate
guaranteed marketabilty
Free of souk risks
Usable as collateral
Free of Market Risk
Free of sales charges/loading fees
Municipal Bond
Interest is free of current charge
You can sell/redeem part earlier maturity w/o effecting int. rate on what you hold on to
Corp. Bond
You can sell/redeem part back w/o affecting int. rates on what you keep
Mutual Funds
Interest rates rises w/interest bazaar
Usable as collateral
You can sell/redeem part since maturity w/o affecting int.rate on what you maintain
You can make partial withdrawal in chance amounts
Tax Deff annuties
This one does all of the benifits from the above plus...
The interest grows compounded, reinvested, & automatically added to artistic principal guarantee
Convertible to guaranteed lifetime income
Variety of withdrawl/settlement options for you or beneficiaries
Avoid probate deferral fees and publicity
So, to answer your question... it depends on your requirements... plus, it's nice when you don't have to progress through a broker and pay broker fees...
I could backing you with this or find someone who can :) They can be. If the material question is, are they protected for you? That cannot be answered here. There are many different types of bonds and plentiful different levels of risks beside bonds. There are also many different strategies for investing contained by bonds. It all depends on where on earth you are in natural life and what you are trying to accomplish.
Check out this site, http://www.investinginbonds.com/
On the right hand side, click on cram more and then progress down the list. There is abundantly of great information here.
I would recommend sitting down with an experienced financial advisor to discuss your specific information.
Good luck!! In nonspecific, they are. That's why most financial advice on portfolio diversification will increase the portion on bonds/CDs as you become more conservative.