What will pay cheque more once a year, a 5% money open market portrayal or an index fund ETF?
Question:
Lets say I start out beside a $20,000 principal amount and will be depositing $1,000 monthly. I know index funds QQQQ, DIA, SPY pay going on for around 10%, but the Money Market Account pays 5% compounded...Does the compounding actually generate the return more than 5%?
Answer:
Everything Thin said is correct. Just to clarify something you said, King--yes, index funds or ETFs (SPY, etc.) will probably "pay" 10% ON AVERAGE, OVER THE LONG HAUL. But from year to year the return could be anywhere from 30% to MINUS -30%. That's why, as Thin said, if this will be a shorter term investment, it's better to dance with the money bazaar account.
BTW, if you see "APY 5.0% for the money flea market account, i.e. already taking compounding into account (for the year). Anytime you see "yield" instead of "rate," that resources it's taking into account compounding. Also, stocks, funds & ETFs are compounding from year to year too. If a fund go up 10% one year, then go up 10% the next year, you've made more money surrounded by the second year because you had more money to start beside. That is compounding.
No.
But the 5% is more-or-less guaranteed, and is predictable. The ETF will certainly provide you a much, much better rate of return over the "long run". If you might need to lift this money out in smaller number than 5 years, you should put it in the money souk; if you don't need it for 15, 20 or even 30 years, it belongs within the ETF.
You should also ALWAYS put regular contributions into something volatile if you think going on for it: that way you are buying more when the price is low, and smaller number when it is high!
You are mixing up interest (5% salaried yearly) from a money market vs. Total return (10%) from an ETF. The average per annum total return (share price gains + dividends + realize capital gains) of index mutual funds/etfs is 10% annually (when averaged over lots years) which you do not get until you deal in your ETF. The yearly "pay" or dividends from such ETFs is singular around one half of one percent.
ETFs.
Is here a channel to relationship the Yahoo Finance site to excel so you can association to utter IBMs price.?
Question:
Or is there any other site out in that that this can be done for free?
Not talking more or less linking the actual webpage, just the price of a extraordinary stock as it trades throughout the day
Answer:
You can download price history to Excel within Yahoo! Finance. Just go to pricing history & look for the intertwine.
But you can also set up portfolios & download all current hours of daylight prices to excel.
How soon can world currency results be displalyed? Esp. the dollar, yen, & euro?
Question:
Interest rates affect all curriences and minister to determine the rise and fall of adjectives major dollar level. Where can the earliest daily results be found? The euro, yen , dollar, and plentiful other curriences are major factor in worldwide economic trading decision. How can I learn how this information is conveyed, displayed, expedited, and implied throughout the markets?
Answer:
There are no "day after day results" per se - The are non-stop from Sunday afternoon (EST) until Friday afternoon.
Here are some real time 5-minute charts for a mixture of currencies against the dollar:
EUR/USD - http://forex.tradingcharts.com/charts/in...
USD/JPY - http://forex.tradingcharts.com/charts/in...
AUD/USD - http://forex.tradingcharts.com/charts/in...
NZD/USD - http://forex.tradingcharts.com/charts/in...
And you are right, interest rates have an effect, recurrently a big effect.
Here is a 1 hour chart for the New Zealand Dollar vs the US Dollar: http://forex.tradingcharts.com/charts/in...
Near the end of the morning on 03/07/07 (20:00 hours to be exact) you will see a large drop within the "Kiwi" vs the dollar. What happened is that New Zealand announced they be raising the currency rate (interest rate) to 7.50% from 7.25%. Normally when a country increases their interest rates, their currency appreciates but in this defence there is a verbs that the NZ Reserve Bank may strangle growth with such a large interest rate thus the currency is less attractive.
That's adjectives probably more than you asked for, but I was on a roll :)
If you own access to a bloomberg terminal the exchage rates are shown as spot prices throughout the day.
If not try bloomberg.com to win the results of currancy. I believe they update throughout the day.
Hope this help
Based on proper research can you suggest one company from indian which can offer more than 8%dividend relinquish?
Question:
remember its not 8 percent dividend its 8 percent yield... specifically the dividend from market price should confer so much yield.. beside fourth quarter results at corner...'
properly research and please advice
Answer:
Look up Outlook Money every fortnight and contained by the last few page, they list out stocks that provide the peak YIELD. Some of them give 8% or so.
In blue chips, I deem HPCL probably yields going on for 4 to 6%. oh sweet memories, those were the days surrounded by 2002/3 when most BLUE CHIP stocks like ICICI/M&M be yielding almost 10%. That be the time to buy.
This is a strategy based on Dogs of the Dow.
Anyways, I approaching your idea of looking for the unmatched yielding dividend stocks. Just build sure you stick with Blue Chips.
larsen larsen larsen
call in moneycontrol.com > div statistics
visit my blog 4 buy vend signal chart
Upper Ganges sugar and industries, a Birla group company pays a dividend of Rs.5 which is now trading at 85RS.The dividend will be compensated usually in Nov.So, if you buy it very soon you will get the let go that you wanted.
Yes I can.
Top 4 Answerer.
make a contribution me the ans pls.. hope u can?
Question:
i leave within hyderabad. i am interested in research abt stock excahnge. so pls can any1 give the name of institute tht offer coaching surrounded by stock exchange in hyderabad simply.. if there r institutes surrounded by other states then also pls present.. but esp- in hyderabad.
THANK YOU.
Answer:
You could try a variety of courses offered by ICFAI, Hyderabad. Also you could study up yourself and take the records tests conducted by NSE. Visit the NCFM subsection at www.nseindia.com for more details.
The study material for these test is available online on the site.
holy
guacomoly! you waste my time ~_~!
Is Hyderabad implicit Trinidad and Tobago?
check the INDIA RunEye.com I think
if you go away hydrabad how can it be
4 personal trading little homework is enough
call on links from my blog
There are no specific courses about stock exchanges etc surrounded by Hyderabad. Either you can learn via distance study method or keep collecting info and related materials from multiple sources and websites as well as reading miscellaneous books or You can shift to Mumbai specifically for learniing.
There are several short term courses related to stock exchanges conducted by Bombay Stock Exchange and Inter-connected Stock Exchanges within Mumbai. These are the only authentic entities conducting courses specifically related to stockmarkets.
Best of luck.
What is the best investment opportunity beside a elevated interest rate?
Question:
I am looking for an investment option that yield high interest and to be precise not required to be a long term commitment. I would approaching to start out investing $50 a month / 600 a year.
Answer:
I believe you may have a problem. Frankly, I do not know of any discussion those criteria.
Best investment results are supplied by investments in the 5 to 10 year time frame and even further out 20 and 30 years. Any investment below 5 years will be an iffy proposition except for a savings explanation.
If you want to consider 10 years as being not a long permanent status commitment, I can recommend American Funds. You can start with $250 and attach $50 a month. They do have a enormously good track diary. One thing you inevitability to know about American Funds. They do charge a 5.75% nouns. They do not charge the load on reinvestments of dividends however. Most, if all, of the no nouns funds have a much superior minimum investment of about $2000.
Try SONY its at $50 and i am predicting its probably going to be increasing. Its a resourcefully known company so you know that your money is immobilize and you will get a clothed return.
YOu don't get interest on investments. Savings accounts compensate interest, investments indicate part ownership, so you can create money or lose money.
I think you should find a correct savings justification and use that until you have lots of money you can afford to lose.
Good Luck
ETFs related to utilities, vivacity and developing nations are probably your best bet. Remember that buying and selling ETFs along beside stocks cost money and these fees cut into your principal which cuts into your profit. The buy fee can continuum from $4-$15. You are probably better off buying every other year because it cuts down of the percent of the principal you will lose.
A worthy money market commentary at an online broker like ETrade or Schwab will earn you 4.5-5.0% today. Money open market accounts are almost like change in expressions of safety and knack to sell at any time. In establish to get any return to be precise higher, you'll enjoy to take more risk by buying stocks or another type of investment.
I know a company currently offering 38.90% annually and they also proposal six months and three months investments at lower rates.
Can you suggest indian equityshare which will surely deliver more than 40percent returns from current level?
Question:
one sure shot market pick next to proper justification how it will fetch more than 40 percent gain
Answer:
Y
trade in index/ commodity adjectives with stoploss
use charts 4buy go signal
detail on my blog
You mean indian, arrow-through-the-heart, or indian dot-in-the- principal?
It is very difficult but not impossible. But i would suggest you not to rob risk from any source.
Dude, learn one entity. There ain't no suh thing as a sure piece on the stockmarket.
Yes I can.
Top 4 Answerer.
Identify companies which are market leaders beside excellent track record and invest contained by them for medium to long permanent status.
i want 2 cram abt stock exchange. can u pls dispense the site tht teach me abt stock exchange freely.?
Question:
Answer:
Login to the SHAR KHAN site it will give you the shairs souk views also if u afford u your number then they will contact and confer you the information
try wallstreetjournal
Try www.thefool.com. They offer abundant great tips for investors getting started or just nation who want to understand how the stock market works.
clik my name & drop by blog 4 links
I think the best channel to learn something like the stock market is to first see what the best traders are buying and selling and why. This is the view behind the site http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 surrounded by "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks execute compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing philosophy. There is also a charting feature , so you can see how your portfolio perform compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Good luck.
There is lot of useful and authentic information more or less stock markets and trading et al on www.bseindia.com, www.nseindia.com and www.icicidirect.com.
On nseindia you will find lots of info underneath NCFM section. You can download the info and even pilfer a mock test to interview your knowledge.
On icicidirect, please look underneath "learning centre" for the information you may want. For specific info around companies and financials look under "research" branch.
Some useful information may be found on websites of an assortment of brokers, particularly those who are offering online trading facility.
Best of luck.
Do adjectives companies start bad as .OB and .PK stocks? Is it a apt belief to invest surrounded by these stocks?
Question:
I know that it is a huge gamble. What is your evaluation? Can you share some experience with investing surrounded by these type of stocks?
Answer:
There are actually a couple of question here.
No not all companies start out as .pk or .ob. Many however do plunge from exchanges into those two categories when they no longer bump into the listing requirements.
Some .pk stocks do put together excellent investments. Those would be the foreign companies that are listed nearby. Nestle, Nintendo, Eletrolux, and many abundant others. Also a lot of dune stocks of smaller banks.
They are penny stocks that do not touch the criteria to be listed on one of the big exchanges. They are usually small or struggling companies. Huge risk w/potential for big reward. I own played around with them a short time bit (less than 2% of portfolio). They are like making a bet, which is kinda fun but not the best way to build riches.
no, not always. they are largely small companies traded in second class market. trading those stocks are definitely riskier.
I read that this guy established to buy out a penny stock company and he held 100% of the shares and had the certificate in a dresser. He notice that shares of the company were still one traded, so he filled a complaint next to the SEC. That's just one of the danger of trading these stocks. Another thing can come to pass is the stocks could still be traded even though the company is no longer in business.
No, abundant companies go straight to the NYSE or Nasdaq. Stocks trading for pennies on the Pink Sheets or Bulletin Boards commonly aren't that good - estimate about it, no CEO dreams that his companies shares are worth 50 cents. Companies are worth that little for a plea - because they aren't very honourable.
If you insist on investing in penny stocks, use impossible to tell apart rules you would for other companies. Read the financial statements with an especially shy of eye.
Best of luck.
From where on earth do i acquire a detail of fondness stocks of rakesh jhunjhunwala and anil ambani..their fondness investm
Question:
i want details of these to big shots portfolio interest ..ie the companies which they hold stake or they continiously buy shares
Answer:
they keep shifting holding
search rakesh jhunjhunwala portfolio
call on G00GLE AIII
more details on my blog
Bull & Bear Markets. When be the concluding Bull and the concluding Bear market surrounded by the UK, the US, Japan etc?
Question:
I am looking for some more details regarding when the end bull & bear market occurred contained by different regions i.e the UK (which I am most interested in), the US (slightly interested in) and Japan (nice to know)
Answer:
First: Define "Bear" market. Any numbers?
Second: Define "Bull" marketplace. Supply numbers.
There is no bell that rings at the beginning and no siren sounds at the run out (of each type of market).
The closing bear souk in the UK, US and Japan terminated in March 2003. (12th March surrounded by the UK).
The last Bull market ended at the top of the dot.com boom contained by Dec 1999.
(That is if the bullish run of the last 4 years hasn't concluded yet)
Spin-off of HGT after writting call for on XTO Energy?
Question:
I own XTO and wrote calls against it and a while posterior they spun-off some shares of HGT(as a dividend). I still own XTO and that call along near HGT.
Is HGT somehow associated with that telephone? Can I sell HGT free and clear? The call for is a 35Jan08(.LILAG)
If you can give me a knit where you found it, I would greatly appreciate it.
Dan
Answer:
Whenever near is a spin off, existing option are adjusted to vary the underlying to be the same entry the owner of 100 shares received in the spin stale. In this case:
"The XTO/OUO/YTN series be adjusted to require the per-contract
transport or receipt of: (A) 100 shares of XTO Energy Inc. ("XTO"); plus
(B) 5 Units of Hugoton Royalty Trust ("HGT"); plus (C) $29.05 currency in
lieu of 0.9609 fractional Unit of HGT (based on a whole-share price of
$30.2283 for fractional HGT shares). The XTO/OUO/YTN preference symbols
changed to XTW, ZOV or LIL, as the case may be."
To find a contract adjustment, be in motion to
http://www.cboe.com/tradtool/contracts.a...
and search for the ticker symbol of the underlying wellbeing.
What is the best website to revise free hi-tech analysis of stock open market surrounded by glib layman explanations...indian
Question:
i want an indian website to learn precise research of indian stock market ... beside examples and terminologies,,
Answer:
I would suggest you to check the website http://money-review-site.com/shares.html...
to learn more on shares and stock trading and how to select the best stocks.
Hope it help
http://money-review-site.com/shares.html...
I like barchart.com but its u.s.
install aptistock freeware
give support to file have theory next to eg
more on my blog
Stock open market?
Question:
I'm playing a stock market team game for my economics class...i have to hold 3 questions geared up for a financial advisor coming in to speak to usany sustain would be great and i need relief understanding the integral stock market!
Answer:
If you want to impress your coach:
"I saved $200 and since I am childlike I want to make right in a minute a long term risky investment, what would be your suggestion?"
If you want to impress your colleagues:
"What are the tricks companies can do to artificially increase their stock advantage? Is it effective?"
and at most minuscule, if you want to surprise the palestrant:
"Are you happy self a financial advisor?"
Good luck ;)
There are literally TONS of books on this. Try to go to a book store or lately search it on the internet.
Try the wikipedia contact below as well.
Here is a great interview about the stock bazaar for a financial advisor. Since, over the long term, low cost index funds outperform actively manage funds, why would anyone invest in an actively manage fund?
1. are financial advisors a waste of money
2. what would you let somebody know a 21 year old to invest within for the next 10 years and what would the expected rate of return be
3. Who manage your money and what was your rate of return during the concluding 5 years.
How to invest money?
Question:
Can I invest at Wall Street? Are people at wall Street trader working for big financial or investment companies? What is the requirement?
Answer:
Or if you don't want to offer it to that guy, you can open an justification with any number of online brokerages that will trade on your behalf. Scottrade is a popular choice because the commissions are low. Sharebuilder is a perfect choice if you don't have abundantly of money to invest at a time.
Probably the first thing you should do is carry educated something like the stock market. Read a book by Bogle or Shiller. 'The Intelligent Investor' by Benjamin Graham is a classic. Learn what make an investment attractive and make sure you hold realistic expectations. Remember that every time you are buying or selling a stock you are betting that you know more more or less it than the guy you are buying it from or selling it to, and that there are greatly of smart people out in attendance. The smart people sort money at the expense of the not smart. Be a smart person and you'll do economically. Be a not smart person and you will assistance the smart people do in good health...
Give it to me
You can invest in stocks traded on the NYSE or Nasdaq if you initiate a brokerage account, which should agree to you do trading online instead of having to be physically present within New York City.
As for the floor traders (who are being phased out) - frequent work for institutions, but there are also a few out for themselves. I give attention to computers are going to become even more central to trading, beside eventually almost everything being handle Nasdaq-style.
Hope this helps.
Open a brokerage sketch at Zecco.
The best investment is usually in yourself.
If you compare a variety of funds, you will see that anything over 10% is in the top percentile. But if you invest surrounded by your own business, you can easily net a much larger return with seriously of hard work and for a while luck.