What is the differance between a trust & a fund?
Question:
Thanks.
Answer:
I am not a lawyer but a trust can enjoy a different beneficiary/ies than the person(s) who brought assets into it. For instance parents put assets in trust but the children are the beneficiaries.
Geography. What is call a "mutual fund" in the U.S. is call a "unit trust" contained by the UK... This said, there are other types of funds (some of which exist within the UK) and other types of trusts (some of which exist in the U.S.)...
Is it better to buy a diamond ring from a department store approaching macy's or from a local jeweler?
Question:
Answer:
If you're serious about buying a diamond, my warning would be to buy from a reputable jeweler that certifies his diamonds. The credentials should be from a reputable organization resembling the European Gemological Laboratory or the Gemological Institute of America. These organization own diamond experts that grade a diamond base on size, color, clarity, etc., and the certification guarantees their grade in writing. This is the best method to ensure you are getting what you paid for. Certified diamonds are usually more expensive than uncertified but unless you are a diamond expert, buying an uncertified diamond is risky business. I don't believe Macy's sell any certified diamonds and even if they did, I would think they would be more expensive than at a private jeweler. There are discount jewelers where on earth you can get fitting quality certified diamonds. The Jewelry Exchange is one. I've also see certified diamonds on sale on eBay, if you perceive comfortable with that. Oh yeah. Even WalMart have a few certified diamonds. Good luck.
A jeweler...as long as they're reputable.
I would say a local jeweler unless you are looking for brand christen service.
I say a jeweler because they hold a guarantee on the ring in grip a diamond falls out or the band breaks and you can own it cleaned once a month for free.
You should actually check out Blue Nile (www.bluenile.com). Your bound to take a much better deal due to the certainty that they don't have lofty overhead - meaning they don't hold on to inventory onsite, they don't pay rent similar to dept stores or individual jewelers do.
Is it possible if the mutual funds will be included surrounded by Tax ?
Question:
Answer:
Mutual funds are required by law to report as taxable income adjectives earned dividends and adjectives realized wealth gains during the year. You will receive a 1099 stating the amounts that are contained by each category. Some mutual funds also hold interest income. How you report these incomes depends on which box on the 1099 the amounts are displayed in. Qualified dividend income and long occupancy capital gain receive special tax treatment. They are tax at about 1/2 the common rate. Non-qualified dividends and interest are taxed at the full rate.
The amounts invested contained by mutual funds are not taxable except for the realized gain. Unfortunately, the realized gain can make mutual funds sometimes a fundamentally uneconomical way to invest especially if the mutual fund is sitting on a massive unrealized gain when you purchase it and consequently liquidates those gain. The tax bite can be ominous.
No, it is not taxable income, unless you withdraw the funds.
If the mutual fund is inwardly a tax qualified plan, such as an IRA or employer-sponsored plan, withdrawal are taxed as widespread income. The exception is the Roth IRA, from which withdrawals are taken tax-free.
Otherwise, you money capital gain tax on adjectives gains from transactions inside the fund in the year those transactions occur. Any sale of securities by the fund mediator may generate a capital gain. Even if your fund loses money, individual transactions inwardly the fund may cause you to be tax. This was a principal complaint from 2000-2003, when most mutual fund investors experienced this.
Note: As detailed in my first paragraph, Jay's answer is simply correct if the funds are within a qualified retirement plan.
Yes, if you hold a mutual fund short selling it, you can still face taxes.
The principle being that mutual funds buy and market individualstocks and also receive dividends. The fund have gain when they sell their stocks fora greater amount after what they bought them for. Funds also receive dividends. The gains and dividends are passed fund to theinvestor, however, in tons case the investor have it automatically reinvested in the fund.
Therefore, lacking actually reception any fundsyourself, you can be taxed on what go on in the fund.
This information should be broken down for you on Form 1099-DIV
Need assistance starting investments?
Question:
im 17 years old and im wanting to start investing i requirement to know wat i need to receive started.
Answer:
started 2 months and two weeks ago with $200 in a minute I am at 600 now I be up to 700 but the feb 27 correction took me down to 500.You must get Stock Investing for Dummies, and 24 Essential Lessons for Investment Success these books are worth every penny.Also you are going to want to set up an online story to better understand what they are discussion about within the books you will own visual picture. do not set up border account I own the best online broker there is and they are vastly cheap. If you email me I will send you right to them and permit you know how to set it up and you don't have to deposit money till you are all set. my email is franksprung@yahoo.com they are the best and I am more than happy beside their service. I can help you out finding the things you will necessitate to know on the site. They offer material time free with solely a few trades a month and they are cheap. They have impede orders, stop directives, limit stop directives, trailing stops and triggers at no extra charge.
Start by not asking people online. But I recommned buying "The just investment book you will ever need" it's a good starting point. Also if you want to hire professional give support to, be sure to hire a FEE-ONLY advisor, they only charge a flat payment, no commissions. you can find one : napfa.com
You have already taken the best step however. Many at your age would prefer to spend money on shiny toys etc but you want to start investing. Congratulations. The best advise one can contribute is "don't take anyones advise". The best entity you can do is learn something like investments by reading and observing.This will ultimately distribute you the tools for you to make informed decision when investing. Start by setting some financial goals, target etc. Money in the guard is safe, but not that rewarding. You can also put money into a manage fund by regular monthly deposits, these generally will contribute you a better return. The internet is a great place to learn around investing, good luck for the adjectives. You are off to a great start.
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Please back solve Bond Valuation and Preferred Stock Valuation?
Question:
The Garraty Company has two bond issues outstanding. Both bonds discharge $100 annual interest plus $1,000 at maturity. Bond L have a maturity of 15 years, and Bond S a readiness of 1 year.
a. What will be the value of respectively of these bonds when the going rate of interest is (1) 5 percent, (2) 8 percent, and (3) 12 percent? Assume that there is individual one more interest donation
to be made on Bond S.
b. Why does the longer-term (15-year) bond fluctuate more when interest rates change than does the shorter-term bond (1-year)?
Fee Founders have preferred stock outstanding that pays a dividend of $5 at the end of respectively year. The preferred stock sells for $60 a share. What is the preferred stock’s required rate of return?
Answer:
a.
(1) Bond L = $1,519 & Bond S = $1,047.6
Both bond trade at a premium because the retribution a lot more interest than the flea market does (i.e. 100/1000 = 10% > 5%)
(2) Bond L = $1,171.2 & Bond S = $1,018.5
Same as (1) but now the premium is smaller quantity because the market interest (8%) is closer to the bond interest(10%)
(3) Bond L = $863.8 & Bond S = $982.14
Now the bonds trade at a discount because the bazaar rate (12%) is higher than the bond rate (10%).
b.
surrounded by fixed income terms, because the duration of bond L is greater than the duration of bond S. In simpler lingo, bond L has a greater readiness (15 years vs. 1 year) therefore the more time the bond is outstanding the more copuon payments it will spawn and the more this coupon deffer from the market rates the more price impact they will hold. A bit confusuing, lets try an example, let assume you have a AAA bond (AAA is the credit rating of the bond, it resources it is very secure) that pays you a copon rate of 10% a year and you needed to sell it the bazaar at this time (right now) you would sell it at premium because none of the AAA bonds out here pay that loving of interest (more like 6% to 7%). Basically, when you buy a bond you buy a stream of brass flows that you are going to receive into the future, if this change flows are secure, the more deviation they hold from market prevailing rates and the more time until later life they have, the more price impact they will enjoy on the bond price.
2.
$5 / $60 = 8.33% Preferred Stock's required rate of return
The bond valuation is trivial with a financial calculator, and a nightmare if you don't own one. Get yourself an HP-12C, and sin no more.
By comparison, the preferred stock problem is trivial. A simple division gives a rate of 8.3%.
How does website owners earn money..?
Question:
Like for yahoo! , the site is allowing us to make free email ego.. But how will he earn money
Answer:
Website owners earn money through various ways:
A. Sell product through their website. Big boys similar to Amazon or Lillian Vernon online catalog or smaller businesses like BigKidsVideo.com or Candle4Less.com adjectives sell products on the Web.
B. Information Delivery. Others such as Yahoo.com, About.com or EuropeforVisitors.com create content and monetize their content contained by a number of ways:
a. Advertising - at hand are several ways you can earn money from advertising:
1. Join an exposure network. Advertising networks are organization that aggregate Web sites that offer hype space, and sell emblem ads (and other selling options) across them. Traffic requirement is often a minimum of 5,000 monthly impressions, although plentiful do not accept sites hosted by free page services.
Burst Media http://www.burstmedia.com
Fastclick (ValueClick). http://www.fastclick.com
Advertising.com. http://www.selling.com
Tribal Fusion http://www.tribalfusion.com
2. Participate in contextual hype networks. Contextual advertising are article ads deliver based on the content of the network page using an automated system.
G00GLE a.d.sense https://www.G00GLE.com/a.d.s.e.n.s.e/...
Yahoo! Publishing Network (currently in beta and available to US publishers only) http://publisher.yahoo.com/
Intellixt http://vibrantmedia.com/site/web_01a5.ht...
Quigo Adsonar http://www.quigo.com/adsonarexchange.htm...
IndustryBrains http://www.industrybrains.com
Commission Junction Evolution http://www.cj.com
Kanoodle Brightads http://www.kanoodle.com/about/brightads
Clicksor http://www.clicksor.com/affiliate_progra...
Contextweb http://www.contextweb.com/
Bidclix http://www.bidclix.com/
Bidvertiser http://www.bidvertiser.com/
3. Sell exposure for your site directly. This is admittedly a more difficult route for a small business site wanting to earn advertising revenues. But hey, as they articulate: "no pain, no gain!"
4. Affiliate Programs - you supply other people's products that your audience may be interested in; and you get hold of a certain commission after the desired feat was done (whether a mart, a lead, subscription to email newsletter, or however this is defined)
5. Paid online content. Hoovers.com or WebmasterWorld.com Supporters forum adjectives require paid subscription formerly accessing the information
6. Content license and syndication. Some publishers such as the Associated Press get rewarded every time their content is published elsewhere
By selling advertising. Except for Y! Answers, you will be assaulted next to ads while contained by Y!.
we advertise for yahoo every time we dispatch out an email. it's about getting their given name seen and into the minds of others. later we use their services, we see their sponser and advertisers and we make purchases by clicking on the links. money go to yahoo and advertisers get a mart and we get free email. description of.
Websites make money by selling ad, subscriptions and fees for special services. Yahoo! basic is free but things approaching the personals you have to earnings for to use fully.
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What regulatory agency oversees stock brokers surrounded by calif.?
Question:
Answer:
None; securities brokerage is a federally regulated industry. The regulator is the Securities and Exchange Commission:
http://www.sec.gov/
There is also a self-regulatory organization, National Association of Securities Dealers (NASD):
http://www.nasd.com/
It is impossible to tell apart as in the rest of the country -- the SEC.
The National Association of Securities Dealers (NASD).
If you own a complaint or need help out with file one go to:
https://apps.nasd.com/investor_informati...
This is the NASD's Investor Complaint Center.
Please facilitate solve Bond Evaluation and Preferred Stock Valuation?
Question:
The Garraty Company has two bond issues outstanding. Both bonds foot $100 annual interest plus $1,000 at maturity. Bond L have a maturity of 15 years, and Bond S a readiness of 1 year.
a. What will be the value of respectively of these bonds when the going rate of interest is (1) 5 percent, (2) 8 percent, and (3) 12 percent? Assume that there is just one more interest expense
to be made on Bond S.
b. Why does the longer-term (15-year) bond fluctuate more when interest rates change than does the shorter-term bond (1-year)?
Fee Founders have preferred stock outstanding that pays a dividend of $5 at the end of respectively year. The preferred stock sells for $60 a share. What is the preferred stock’s required rate of return?
Answer:
Go to this site and plug contained by your bond parameters. You will see what the effect is on the price of your bond.
http://www.calculatorweb.com/calculators...
preferred stock: 5/60 = 8.3333%
How much time does it pocket to receive investment cerificate once I applied for Mutual Funds (in India)?
Question:
Answer:
no certificate
statement
if online contained by 3-4 days
try at branch office subsequent day
Should Reach inwardly 14 Days, If it doesn't Contact your Retailer!
Stock mergers?
Question:
when 2 companys merge you get stock within the new co. plus they give cash. How do you numeral the basis of the currency?
Answer:
Not all mergers involve bread. It is specified in the contract and different for every business deal.
The company that bought the other company determines the rate of the stock swap. 2 for 1, for example.
How do goldsmiths shops formulate money?
Question:
Answer:
they refine gold for inhabitants and that labor cost money for people...thats how they manufacture money..also people bring gold ingots to goldsmiths to get a inference about their gold ingots..that too cost money..goldsmiths also sell gold ingots to people
For those investing contained by OPTIONS, enjoy you received greater RETURNS over a 12 month time of year?
Question:
Answer:
If you do it right, you can make alot more than traditonal investments. If you don't, you can lose abundantly more.
I'm going to presume greater returns than the market. If so, the answer is yes, beyond doubt. :-)
Once you learn how to use option properly, they become safer than stock. The key is to swot up about them and how to use them.
There are closely of strategies. Most do not require you to pick tops or bottoms at all. In certainty, you can write covered calls, or only just use long term option as a surrogate for stock to leverage your returns.
As I said, the key is intellectual capacity them and then using them for leverage and/or hedging.
888options.com is a great free site to carry started on.
Hope that helps!
Absolutely!
yes
3-4 times withon week
if u can detain top & bottom with chart
Are stocks slapdash?
Question:
I know you can do a technical analasys when sunshine trading, but what about regular stocks. If I be to go to Yahoo stocks ang look at G00GLE's stock, could I product any technical analasys of that stock? Or is it basically random? Obviously it's effect by the market and the companies nouns, but can you analyze it in a hi-tech way? How?
Answer:
It adjectives depends on perspective. If you look at daily facts, stocks prices are completely random. Weekly notes exhibit moderate reversion. Over 6-12 months, stocks are likely to trend (some more than others), while over 3-5 years, near is a strong tendency to revert.
Stock movements, when looking at a distance can appear random. You enjoy to remember, all the population and funds that invest in a stock do so at irregular times. So they might buy a stock becuase they have a ample order to buy it.
But recurrently a stock price moves for many different reason. Like profit announcements (exceeding or doing poorly), economy report (like oil for example) and rumors (like a company buying another company or a CEO stepping down). These are soem factor to keep a look at when watching a stock price.
Also here are numerical values to keep track of. Like marketplace segment, P/E ratios, dosh flow, inventory levels and high/low prices.
My suggestion, to swot up more, use yahoo (or any other website like cnn.com to track your own portfolio (grounp of stocks). Watch how they get something done and then look at the reason why they performed that opening during the day. Also, on financial sites similar to cnn.com they have experts that will wiegh within. This way, you can swot up by experience but without loosing any money.
I assume that the shorter the time frame you are measuring returns, the more jumbled the price movements are. Conversely, its much easier to correctly predict things if you take a long-term attitude. While there is alot of pedantic writing about open market efficiency/randomness (specifically Malkiel; A Random Walk Down Wall Street), there are investors who own been competent to beat the market over long time periods (Buffett, Lynch, Danoff, Neff, etc.); generally they did so by taking a long-term perspective and being tolerant to allow their foresight to pay sour. The simplest way I can respond to the interview of "Are short-term movements random?" is to ask you how plentiful rich day traders here are, compared to long-term investors.
Hope this helps.
There is a basis that technical analysis is not skilled at universities -- it is voodoo.
Here is an interesting experiment for you to do. Import the S&P 500 index into Excel. Now work out the daily return for respectively day. Now do a dissolve plot graphing each day's return against the subsequent day's return. Look at the pattern you attain. Is there any predictability at adjectives?
Repeat this with monthly notes.
Doing this, you will see that there are no unadulterated patterns and that the marketplace is pretty random.
Academic studies do show that here are some trends in some stocks (what some individuals call momentum). A closer analysis of these trends show that most of the remarkable returns come from small companies that have exceptionally little analyst coverage. Without any coverage, bad communication comes out slowly, so they trend downwards rather than have a quick correction. If you be particularly honourable at finding these companies, you could short them and make an irregular return. However, the cost of acquiring information might be greater than the return.
I do not belieev that the souk is perfectly well-run, but believe that it is close enough.
You can do scientific analysis but at any point in time it may or may not tender definitive signals. You can't apply TA to any stock and have it magically spit out a buy or flog. After a quick look at GOOG, it's not at a point that I would buy or put up for sale and that means any trade have a higher risk of downfall than if I were to dally until it provides a good signal.
On weekends, I do a express scan of about 500 each day charts (with certain TA indicators) and look for positive patterns. Out of 500, I usually come up near about 30 - 40 that warrant a closer look. I start by drawing trendlines and looking closely at the TA pattern and will throw out about partially. I then verbs up a weekly chart to make sure the on a daily basis and weekly indications are in agreement. In the lapse, I will end up beside 3-10 stocks to go near. Sometime on Monday morning I will buy/short up to 6 of those stocks, and almost invariably, about 2/3 will step as predicted. The losers get tossed impulsive on and I let the winner run.
I trade short term - a few days to a few weeks and TA works great for me and next to all due respect to the professor, it's not voodoo surrounded by my world. For the past 10 years, my lowest annual return is 16% and the peak is 63%.
TA is not a science - it is an artform and it takes practice. Just don't try to force it on your favorite stock.
No logically they arent, millions of different variables can effect how the stock market works. YOU SHOULD KNOW THAT ACCOUNTANT REAL ESTATE OR WHATEVER YOU CALL YOURSELF EXTROADANARE
Where can I find a story of insider buys and sell of corporations?
Question:
Thanks!
Answer:
Well you can't.Insider trading is strictly against the law.Usually beside a long prison sentence if caught.
The first response to your question is incorrect. Insiders can and do buy and get rid of stock in their own corporations. What insiders cannot do is engender buy and sell decision based on information something like the company that is not available to the broad public (insider information).
Those individuals that are considered "insiders" (not all workers are insiders -- for instance a retail sales clerk surrounded by a major retail secure is not considered an insider because they are not privvy to insider type information) must report their purchases and sales of stock to the Securities & Exchange Commission. These reportings and others are available from the SEC. See the following relationship:
http://www.sec.gov/edgar.shtml
i want to invest within mutual funds atleast around 10k monthly for speak 3 to 5yrs obligation lend a hand near how n which co.?
Question:
Answer:
If you are going to invest that amount monthly, you will need to invest within more than one mutual fund to reduce your risk and to increase your probable return. Over 3 to 5 years your are chitchat a significant amount of money. Do not place over 60k into one mutual fund. Pick ones with different investment objectives. Domestic generous cap, domestic small panama, international, value fund. Like that. There are masses good companies to pick from and you do not obligation to get respectively of your funds from the same company any.
you will be checked past perfomence of different sceams of different firms after you resolve. if you are in india i can transmit obout it
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