If I invest the maximum amount contained by a Roth IRA for 40 years how much would it be worth?
Question:
Answer:
check out;
http://moneychimp.com/calculator/compoun...
this is a compound interest calculator that will help you numeral this out. remember, the max amount will change over the years. right presently it's 4K. it will go up and your returns will other vary. but you can grasp a reasonable perception by assuming a conservative return of 8%. bottom line, the answer is A LOT. so start investing and accurate luck!!
About half after taxes and child support
It adjectives depends on how you invest it.
I think the max is $4000 a year. So assuming that, an expected rate of return of 8% and a $0 starting stability..in 40 years you would enjoy aprox. $1,119,000.
http://www.dinkytown.net/java/rothira.ht...
There are variables in your interrogate that cannot be answered to project 40 years into the future. You could ruin up with a 3% return or a 13% return. The max contribution can switch higher or lower over the subsequent 40 years based on command ruling. You can switch the investment vehicles over the years to bonds or stocks or indexes or mutual funds so that what may be a superior risk area for the subsequent 20 or 30 years and then switch to lower risk as you hold more invested. The most logical retirement plan is a 401K plan if your employer will match a percentage of your contributions as import tax free money rather than the after-tax Roth IRA plan. You'll own to pay taxes on the 401K plan when you help yourself to the money out but by that time, those rules may change. I wouldn't verbs so much about the convenience of the Roth IRA in the adjectives as just doing it and finding out. It's in good health invested money into your future. If your employer doesn't proffer a match of a 401K very soon, they might in the adjectives. If they do now, they might not within the future. Again, near are too many variables but doesn`t matter what you do or don't do... NOW is the time to start.
Depends on what the max is and what interest you're getting. Here's quick inventory based on a $4000 max respectively year:
1% $195,545(3,911)
2%...$241,608...(4,832)
3%...$301,605...(6,032)
4%...$380,102...(7,602)
5%...$483,199...(9,664)
6%...$619,047...(12,380)
7%...$798,540...(15,970)
8%...$1,036,226.(20,724)
(The first number I gave you represents what you will own in your depiction total. The second number represents what you'll earn in annual interest income if you verbs all of it into a 2% reserves account and never touch the principal.)
You can expect Congress to angle the max amount from time to time.
If you deposit the current maximum of $4,000 per year, by depositing $333.33 per month, and make 5% interest compounded monthly. After 40 years you will own deposited a total of $160,000, and have made $348,673.39 contained by interest, for a total gain of 218%, and an ending set off of $508,673.39.
Multiple choice?
Question:
Rocky Ground Camping Supply, Inc. has 200,000 shares of stock outstanding, respectively with a par worth of $5 and a market effectiveness of $15. In addition, on the go together sheet there is supplementary paid within capital of $950,000 and retained proceeds of $1,450,000. If the firm declares a 4-for 1 stock split, what is the stock’s souk value after the split? (Assume in attendance are no taxes or transaction costs.)
a. $3.75
b. $5.00
c. $7.50
d. $10.00
e. $12.50
Answer:
a
///
Tod - there is a homework article for these types of questions.
The simply 2 important pieces of information if worth $15 today and 4:1 stock split - $15 / 4 = 3.75 - the other stuff doesn't show squat for market pro.
If the fair souk value is currently $15, that be already based on the other financial info you give. And a 4 for 1 stock split does nothing to that. It is only just possibly diluting ownership.
So the answer is A. $3.75.
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Currency exchange?
Question:
This may be a lame question ...but...if a foreign currency is exchanged and it have increased in importance is this considered a capital gain and hence taxable?
Answer:
If this was your dash of business and you made very massive transactions it could be. For the normal citizen the amount is so small i.e. isn't required. Also if any of the gains be spent while out of the country, it doesn't apply.
No
Yes. All capital gain are taxable.
Well.. it can either anticipate that the country of the foreign currency has have a gain in their monetary pro, or that the dollar (or to which ever currency your comparing it) has lost some pro!!
Answer my question please...
http://answers.yahoo.com/question/index?...
How can I invest $80,000 dutiful ?
Question:
My dad just sold a property and give me $80,000. Am 17 and don't know anything about investing. I don't want to a short time ago spend the money, or depend on my parents for advice. I want to invest it on something.
Answer:
For a 17-year-old, the best investments would be:
1) a 4-year-degree (stay at home rent free--makes the $$ end longer). You can afford a new model sports car $15000 or less if you do this. It's worth it to own your own transpo. The reward is a $40,000 + career when you graduate.
2) Buy a house for $35,000-$50,000 and use the rest for repairs. It's possible to turn the house for over $100,000 a year or two subsequently. You'll have to own your dad along to keep you from getting ripped bad. After the first time you do it, you'll know enough to do it a second time for lower cost, you can label the repairs more quickly and well, and you'll be a better judge of valueing the property. The second time you do it can be even more profitable.
3) If you're indicisive, put the money into a 3-year card that you can't touch and get some interest. (Don't lug less than 4%.) That will make a contribution you about $3200 contained by interest per year.
4) School of hard knock: buy some stocks. It's always a awfully valuable lesson to hold your money drained right out of your investment leaving you beside nothing. You'll remember the lesson as long as you live; reckon of all the money you'll accumulate every time you remind yourself. (Too bad this is such an expensive lesson to learn).
Last year I bought Microsoft stock. You'd imagine you could make some gain from a company like them. 3/4% return. That's it. Dividends are below 1% and I have a tiny gain when I sold. Most savings accounts would own paid equal or better.
Not worth the risk.
property is good investment..
LAND.
Stock Market, be diverse and enjoy a few. Perfect way because when one is down next there could be one thats doing great, dont be concerned though because whatever you invest will compensate back other. Good luck!
Dear Poster,
Wow your a smart cookie not wanting to blow your dough!
Even though that is a ton of money more than I ever have and I am 43 years old I would read aloud go to your edge..or any bank and aim these anwers ALONE.
Bring a pad and pencil to not merely be taken seriously but to write down valuable information the bank community may offer!
Go within there next to a respectful gracious postion but Remember YOUR IN CHARGE as to how this "meeting" goes!
You own power and the ablity to say Thank You I will enjoy to serious think nearly all you hold said and then WALK OUT!
Dont surface bullyied or wham boozled or anything to make a choice on the spot. If anyone DOES cause you feeli like that YOU PROBALLY DO NOT want to turn over your dosh to them..
Most most most important Listen to your own voice inside after conference facts..Ultimately YOU will have to live near this very "ADULT" descion!
My best to you..
xox
First, you're smart for wanting to invest it! What to invest contained by depends on what your goals, your time horizons, and your risk tolerance are. The following is a brief and concise response...
If you want to sock it away for retirement (highly recommended) and don't mind some fluctuation over a long spell of time, then you should look into stocks, stock mutual funds, or ETF's (electronically traded funds). Consider your vindication type as well. Individual Retirement Accounts (IRAs) will grow tax-deferred while Regular accounts will be subject to taxes. There are steep penalty for withdrawing funds from an IRA prior to retirement, so put in what you don't plan to touch until retirement. Put any other monies that you might want to annul from prior to retirement into a Regular account.
For shorter horizons (5 years or less), consider ridge CD's or Money Market Funds.
Seek the advice of your import tax consultant for tax consequences and a recommended financial advisor for guided investment decision.
I suggest you to open a brokerage article at E*Trade and then drop me a chain if you need more detailed FREE Financial Help.
Top 4 Answerer.
Do not invest minus financial literacy. Invest on increasing your financial knowledge until you are equipped. 3, 6 ,9 12 months? Save in a compact disc first for a short period of time. Increase your comprehension. Then plan for your next step of investment. Either within property or paper assets. Both are honourable. Focus on either one first and after the next.
Invet it surrounded by a mutual fund. Go to Vanguard . com they have some unbelievably good mutual funds and you wont recompense any commissions. Look at the Equity income fund and the S & P index fund. Get into 4 funds make one of thems The prime mony open market fund it is like have a savings report, But you are only 17 so you will involve your father to set it up for you untils you are 18 then it can be in motion into your name. Also go and get some bank CD's. Good luck.
Hi,
Since you are immature best investment would be your education. Every dollar invested within education returns you within thousands...
You should diversify your funds. Invest some amount in conservative bearing and ssome in agresive.
The most profitable business is forex and shares trading and it is most exiting business I know.
Why don’t you start your own forex or shares trading? I could introduce you to one brokerage company within Austria that allows to trade online from same account currency (forex), commodities, metals and cfd on shares. Total 500 instruments available; spread for currency pairs from 1 pip for shares from 5 pip. Commission for cfd from 0.15%; rollover – 0 USD. Very small initial deposit required. Terminal: MetaTrader 4 next to free charts and many methodical indicators.
Currency (forex) trading is attractive because it is very big income due to leverage and you could trade from any place in the world at any time from Sunday darkness to Friday night. So you could create really huge income.
Forex is an agresive form of investment so invest more or less 12-20%
Another way you could find trader who accept private investments and invest with him/her.
If you are interesting and/or own any question please pm or e-mail me (press on my name) and I provide you next to further information.
Good luck!
First, congratulations to the decision not spend it adjectives out ! You can make a fortune from your $80 000 if you invest - Forex i.e. , but only beside http://4xgenie.com services. You'll get week for free to sort of try it adjectives out, see for yourself how it works(and it does:-) ) If you want to try it - use MSMS555 promo code when signing up ( no credit card needed) . Good luck.
I would recommend you to do Forex trading where you will go and get fast returns. You can start trading beside as little as $25
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I am trying to find out if the Hans Jakobi Secrets to Success Course is really righteous? Worth $3500!?
Question:
Answer:
It's really good for Hans Jakobi.
At $3500 a pop, he could capture rich very hurriedly.
But it's not really good for you.
Of course not - if you have a secret could gross you millions, why would you share it - no, they make their millions convincing empire like you to furnish them thousands of dollars.
There are TONS of books about that subject, some really correct ones too. I haven't even herd of that personage so i cant say but unless its not alot of money to you I would read out try looking around first
What do you get for your $3500? I spent $8600 for a different one. I get six months of online classes and coaching. Is i a School or get rich cook up?
All I can say is I enjoy done everything the other program I bought said to do, put in going on for 45 hours a week learning and own already paid put a bet on the loan I took for the course. But these are work. They are not get rich thinking.
As far as them getting rich at the same time..What do I precision as long as I am making good money immediately. My guess is that most folks never do the work and blame the program.
That's just me anyway...Good luck.
I took a look at the site. It have all the trade results of a place to steer clear of.
Could please speak about me nearly mutual funds?
Question:
Answer:
Instead of you directly invest in shares, you will pass money to the Mutual funds Company.They invest in shares and draw from the return for you.There are different types of funds available based on return & return expectations of investors.
Mutual funds are funds you can invest within through your banker in need the risk of loosing a bunch of money. They will have exceptionally very small ups and downs, but at the wind up, you will come out with a profit, even if near a small one.
please go and consult a accurate share broker like way2wealth securities,sharekhan,motilalos... etc
Mutual fund is a bundle of guarantee. Mutual fund holds different different type security for the customer. on the starting place of these security they issue own share within market. This share call mutual fund.
it is any other company which collects money and creats a fund n then invests this fund within govt bonds,shares of diff companiesetc.the returns r given back to investors .thus it actualy spreads the profits/risks among adjectives the investors according to their investment
What rate of return will supply me a 10x return contained by 7 years?
Question:
If I have $100 and I'd close to to have $1,000 at the cessation of 7 years what rate of return would I need to capture?
Answer:
38.95%. Good luck.
about 40% per year...forget almost it
Re: stock shares; JTWRS, does the first personage scheduled hold more priority over the subsequent personality down??
Question:
Answer:
the first person timetabled is usually the one that has his or her Social Security number on the explanation and the dividends if any and sale of the shares are reported to IRS on that I.D. number. But both are equal owners of the shares.
What should I do beside $20,000? I would close to to invest and trade name money... but mostly short permanent status. Any guidance?
Question:
Answer:
I am taking a break from studying for my Estate planning class. As a financial planner, I would suggest that any money you might need in five years should be kept in a money marketplace account or funds account near an online bank or contained by a short term disc. If you do not know exactly when you need the money, consequently the money market / funds account near an online bank would be a upright bet.
Through April 30th, 6% rate is available at the url below. This is the best rate available at this time:
http://www.us.hsbc.com/1/2/3/personal/sa...
If you want to look for other banks and see what they propose:
www.bankrate.com
Jack
Invest in option and commodities.
VEGAS!!
diversify, spread your money into accounts with high-ranking yielding interest rates resembling ING.com for short term. Or you can ask your local hill for an advisor and they will help.
flip a house
invest adjectives the way.you never know when you will hold a need for money hastily so yeah save and invest
you can buy a resturant
hold your kids work so they can make money
invest
amass money for kids collage
The market is volatile right in a minute, and not a safe bet to breed gains on a short occupancy investment anyway. If you are looking for something truely short term I would suggest You look into a disc with a permanent status of 6 months or a year. There is no risk, and you know exactly what your rate of return will be.
Whatever you do with the money, the greater the reward, the greater the risk. There is no guaranteed investment strategy. Also if you are looking at short residence gains, you could also be looking at a complex capital gain, even if the gains weren't that much.
High let go savings article, like HSBC. If you invest contained by anything else, you'll take on too much short residence risk. For example, if you buy a few average stocks and hold them just for a month, you'll enjoy just around a 45% chance of losing money. But if you hold a stock for five years, your probability of losing money go down to almost 5%.
Everbank pays 4% on checking account deposits.
Before you progress short term, guess about this.
If you are mid-20's, and put your money into higher-risk glorious growth mutual funds (example: fidelity contrafund II), you can expect over the long run, returns in the 10 - 13% inventory.
By the time you retire, that 20 grand by itself, will be give or take a few 1 million dollars.
If you are early 30's that 20 distinguished will be 500,000 by the time you retire. Late 30's -- 250 grand. You seize the picture.
I tell kids fresh out of college -- do NOT buy that 20,000 automobile, and next I show them the math of how they can take that same 20,000 and be millionaires when they retire -- independant of any other 401k, IRA, social protection, or company retirement plans they may get along the method.
.
Most of your short term option - safe one will be licence of deposits - not necessarily the most profitable because of the low risk but will earn more than a regular bank reason. I would suggest you start looking a developing an investment strategy with a longer vista - you could park some of it in senate bonds or US treasuries for a bit more interest but with still a low amount of risk - I would avoid stocks until you own a better understanding of investments - keeping that 20k as working means cushion to build for a significant purchase such as a house or land - use your employer's retirement option such as 401k as your longer term investment strategy and as gain more comprehension look at further diversification of your portfolio
How short?
60 and 90 day CD's reimburse the highest interest from bank. I just made 6% on 90 sunshine CD's.
Mutual funds are a good investment because they are diversified. But the best investment you can label is real estate. I don't know what state you live contained by, but if you can buy a small house and rent it out, you will make appreciation onthe property plus rent. You also find the benefit of all of the export tax deductions allowed for rental property. I simply sold my last rental property end year. A 20 year inverstment (I sold property every 5 years and bought new property) of $10000 give me a gross return of $300,000 plus the tax benefits. One house bought near qoK down. Sold, bought 2 houses, sold bought me an apartment building, sold and bought me a bigger building. sold and retired.
Think about it. solid estate is a better investment than the stock market, cars, vegas. It never go down in convenience, and you can't make any more of it. Just remember, location location location. Just because you wouldn't live within doesn't mean it won't rent.
obedient luck.
Open a Roth IRA for your retirement if you don't have one already. If you accomplishment before April 17 you can formulate a full contribution for last year ($4000) and you can product a full contribution for this year for an investment of $8000. Put the rest in a giant yielding reserves account for short possession use, you can find rates around 4-5%.
TREASURIES!, they are guarnteed, and not bad yield...for the short term simply!
Just give it to me, I'll give somebody a lift care of it :D.
Wow, I am laughing next to the responses you get, from buying house, commodity to restaurant!
Investment option varies base on your risk level, investment experience, total assets you hold, your income, time frame and amount available.
Generally speaking, If you have smaller amount than year then best bet is to preserve in Money flea market, however do not expect the interest rate to go up, it will more credible come down a bit after summer. If you have over a year to five year time frame than look for some bond funds or you can also diversify portfolio beside some value funds.
Feel free to contact me if u entail help.
Until you opt what to do, open an justification with paypal and permit the money sit there, you'll earn 5.02% per year on your harmonize, paid monthly, it's in the region of $80 per month, then find a moral mutual fund or exchange traded fund somthing safe similar to utilities and set it up with dividend reinvestment to compound your return, here's a relation, finance.yahoo.com, and check out mutual funds by type, then turn to profile and click to view the top performing mutual funds.
I don't contemplate a short term look at making money is the right approach. If you enjoy a lump sum of 20 grand, clutch advantage of that and put it contained by a solid mutual fund and turn it into big money over time.
Don't listen to the old adage of, "SAVE, SAVE, SAVE!", as TLB101 said in advance on, with the, "by the time you retire that 20K will be just about 1M...". Thing is this... today $1M isn't enough to second a YEAR, considering what even a smart investor will spend it on, especially if you need to buy a different house, cars, etc... won't last a lifetime close to it used to, even in the ridge. If you are in your 20's NOW, ten by the time you are of retirement age, $1M, near inflation, and future wages will be practically worthless... a 2 bedroom house contained by the bronx will be about a million by consequently. DON'T save it... invest contained by HIGH RISK, HUGE PAYOFF items, like penny stocks, IRAQI DINAR (which is pretty logical really, if you truly have $20K to possibly spend, because the possible outcome could be you becoming a multi millionaire within a very short time), or evade funds. The more logical, yet risky investment(s) would be penny stocks, which I am involved contained by. It's highly volatile, but if you research which companies you are investing contained by, that is, what products they are producing/services they provide, you can engineer pretty sound decision.
Keep in mind that most any "investment" whether short permanent status or long term, are RISKS/RISKY, as you own no idea of actual/potential profit margins. It's great to ere on the side of advice like MOST nation do and NOT do the Iraqi Dinar investment (once in a lifetime opportunity), nor the penny stocks (highly volatile), or any other investment. Also hang on to in mine, MOST population are not considered by any standard(s) to be "wealthy". So, don't take their proposal. Take the advice of someone who have actually made substantial windfall investing WISELY (me). The operative word being, WISEly. Think earlier you invest, and always catch more than one opinion, ask for second, third, fourth, fifth, so on and so forth.
Here're 2 Great links to how $1 Million isn't what it used to be, and the Top 10 Reasons why you aren't "rich".
http://biz.yahoo.com/ap/070320/business_...
http://biz.yahoo.com/ts/070322/10345796
Put that as a down Payment on a 2 own flesh and blood house, and rent out the first and second floor for $1400 each and the crypt for about $700, thats $3500 per month income, and u own a property and making rent money monthly.
i hope that help.
If you're going to keep it invested more than 5 yrs, put within a good growth & income mutual fund averaging at smallest %12 over a 10yr period or longer.
If it's going to be smaller amount than 5, I would just put it contained by a money market acct.
Try setting up C.O.D.'s or any investments that the bank may offer.Find out if they take plans that will pay you while you're investing inside their businesses.Once you have that quantity taken care of,invest contained by buying up a small acre of land.Build commodity property on it,lease it to second or third party,flip those,buy more land,repeat on building or leasing or doing both even(while have banks and lawyer in your corners to filch care of the nessasary newspaper work for you as you repeat these steps).And all the while you should enjoy the second and third parties paying most of the costs through adjectives the leasing payment plan option availible to you so you can take attention of any other bills or land tariff payments made on your behalf,and still gaining profits for yourself surrounded by the meantime.Another way is forming up your own internet pattern sites for marketing off items over the internet,by buying at wholesale or cheaper rates,later selling them at 10% or more than what you purchased the items for.So between banking/business,real estate,and internet doing trade service investments next to you,or you could use all assets above at like time to profit from whichever you start out with first.Internet and Real Estate usally would payment off on a month to month justification,where Banks/Businesses/Government would usually earnings 1-10 years for short term investments.You can wish what works best for you by discussing all these option with a financial advisor.
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How does souk price fluctuations will effect companies?
Question:
Answer:
Be more specific, you mean to vote for raw material/share market/fuel price?
Companies will earn more or smaller number depends on the price fluctuations. Price rises, companies earn more by selling the shares. Price lowers, companies earn less by selling the shares.
Demand and Supply of the product affect the price-The rising price or inflation largely tend to increase the profitability of
companies.
The market fluctuations donot affect on the day-to-day operation of the company.
Multiple choice?
Question:
You own stock in a firm that have 1.25 million shares outstanding. The current stock price is $13.50 per share. If the company issues a 10% stock dividend, what would you expect the stock price to be after the dividend is paid?
a.$12.27 per share
b.$12.82 per share
c.$13.30 per share
d.$13.49 per share
e.$13.71 per share
Answer:
none of the above. The stock would be 12.15
Other than the risk of loosing money - What are the disadvantages of year trading?
Question:
I mean by opening of tax implication, margin requirements etc. I hold made about 10 % contained by my portfolio over the past 6 months and I know the risks, I hold been down 10 % too - I enjoy not had the courage to get hold of flagged as a day trader bout i would resembling to know any disadvantages of getting flagged. - I use Ameritrade.
Answer:
In day trading, you will spend 6 hours a morning doing nothing but losing money most of the time.
I guarantee I will out-perform you by a short time ago buying a stock, doing the things I love to do while you sit around and make dumb trades Cramer told you to brand and lose money.
It's a suckers game and you should return with out. Between the record keeping, the taxes, the stress, it's purely another way of making a bet your money away while giving commission to the brokers.
And Ameritrade is so NOT the way to travel when day trading. Please stop and any get comfort or learn to buy and hold.
Erik
The record-keeping is monstrous.
The bazaar is biased against you. (For 200 years, any randomly chosen 6 hour length has averaged a loss. The marketplace proceeds upwards in fast inclines and mostly gentle decline.)
The commissions will eat you alive.
Over 90% of day-traders historically enjoy lost more than they gained.
The few day-traders that DO form money work VERY, VERY, VERY hard, and could efficiently find jobs that rewarded better and were smaller amount stressful.
Day trading returns are incredibly unpredictable. On average, you will make money, but beside wild swings, and those swings can wipe you out. Also every gain you be paid is short term. And investing become your full time job.
Kick the craving and invest in a apposite index fund, and then be in motion do something else all year. I run a site on leveraged index investing, feel free to read up.
Under the rules of NYSE and NASD, customers who are deem "pattern morning traders" must have at lowest possible $25,000 in their accounts and can solely trade in border accounts.
Some brokerage account agreements hold restrictions dealing with light of day trading. I don't know about Ameritrade, bu I know some brokerages will not hold out their lowest commissions to day traders.
For more information on light of day trading rules, see
http://www.sec.gov/answers/daytrading.ht...
http://www.interactivebrokers.com/en/tra...
http://www.nasd.com/investorinformation/...
How to forsee whether a company going to provide bonus shares?
Question:
Answer:
High Earning Per Share, High Book value of the share,
More free reserves above adjectives the past copy of the company
whether it rewards its shareholders frequently with Bonus,
Dividend, Rights etc are some of the tips -
Check the set off sheet if the company is making profits, and they have issued bonus shares against their profits within the past.
its adjectives in the hand of u and u r collegues because if u work hard contained by the company u will came to know how the company is growing and how the profit is next u can know the u r share or bonus
You should carefully analyze the go together sheets of the company. Any company which has small equity floor and have huge wherewithal reserves, will eventually come out with bonus issue.
I am refering to investment point of scene. If there is really a company giving bonus shares, I will hastily steer away from it. How to forsee is by seeing the profits and losses of made by the company. Losses over profits. Liabilities over Assets. Conculsion is to avoid it.
You have to walk through the records of the company, ie the type of promoter, flea market position of the company, time of last bonous shares issued, reading of the company, equity base, reserve and also if issuing of bonous will bump up the holding % of the promoters.
How do I figure earn interest for respectively month for a 401k retirement plan?
Question:
This is for a project for my Economics class, and I've used as many resources as I can to find this... and I'm stuck.
The hypothetical situation below explains what I'm supposed to do:
After initially picking a 401k plan (upon research I chose a Bond Mutual Fund for this), I'm supposed to "hold track of my earned interest for my mutual fund" per month.
My monthly income is $2500 and I plan to contribute 8% of that to the 401k, which would be $200/month.
How do I amount out the earned interest per month? I own no idea what the interest rate is or how to find that. I've researched online and get 5.25%, in which I own no idea is correct.
Thanks within advance for any abet you can provide.
Answer:
It appears that rather than projecting adjectives gains what is man asked for is the previous month's gain. Thus, on the first day you deposit $200. One month following, before you breed your next deposit, you figure your gain for that month.
Example:
Start of month $200
End of month value $201
Gain (earned interest):
$201-$200 = $1
Rate of Return:
$10/$200 = 0.005 per month
0.005 x 12 = .06 (6%) on a per annum basis.
____________
Next month the starting advantage is $401 (Last month's ending pro ($201) plus your contribution ($200)).
Do this for each month. The result for respectively month will likely be at variance and some months may even show a loss.
Realistic results might look like this:
Month #: 1 , 2 , 3 , 4 , 5 , 6
Interest %: 6 , 4.3 , 11 , -9.2 , 0.2 , 4.3
You inevitability the start date, end date and the adjectives value of the investment at the time of parenthood to get the answer. You don't hold enough information.
In the TRUE world, btw, the interest rate or calculated return of the fund would be given to you in a prospectus.
I never drink. wine.
Mutual fund investing interest rates are base on the risk factor of the fund - a bond fund has some risk. To bring in it easier to find a published interest rate maybe you should a moment ago pick a money market fund and be done beside it. A 401K is not going to typically be all mutual find - in attendance will be a fair proportiomn of fixed-income asset invested. Since it is hypothetical, it doesn't event if it's correct how is someone going to prove you are wrong?
Go on a site like TD Ameritrade - it may comfort you find a product you can use for your model.
Well, how long do you have for this project? I use Fidelity.com. And in fact, there is a program that you can put contained by your info and it tells you what could crop up in the adjectives. I think you should try that!
http://personal.fidelity.com/research/fu...
Are you more looking for a passageway to calculate how the money grows? Or how to bring back the interest rate in the first place? Sounds close to a bit of both.
For the math, you might try the bottom calculator at this site:
http://home.ubalt.edu/ntsbarsh/zero/comp...
with anything values you come up with, for example:
"Present value" = 0
"Payment per period" = -200
"Annual interest rate" = .0525
"Periods per year" = 12
"Number of years" seem to allow fractions if you need partial years
I took my stock out of my company stock substitute program. If I rebuy more stock will Ihave to reward taxes on it.?
Question:
The stock option program be a pre tax offering, so I rewarded no tax on my income on the portion that was used contained by buying the stock. Now that I closed that account, can I use the funds to buy more stock, or do I enjoy to rollover the funds into an IRA or ROTH account so as not to incur any taxes
Answer:
I've never hear of not owing tax on stock option? with option you generally buy the stocks put a bet on at the grant price and gain back the difference from what your compromise price was verse what you sold them at --- That difference is usually taxed at 28% or more.Usually who ever is the broker handling the mart pulls out the tax automatically.
It's a shocker when you attain audited by the IRS 2 or 3 years later so I would homily to a tax accountant or at tiniest your stock administrator...Or even the broker who sold it for you (they usually will talk to you free of charge too). You will hold to claim the sale on your export tax returns so I'd be careful...
Anyway, aside from the taxes from the mart --- The money should be yours to do as you choose.
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