Where can i earn giant interest?
Question:
would i earn more in a big interest savings side or in the stock marketplace with mutual funds?
is within any account where on earth i could earn more than 12% interest?
Would certificate bonds be better than an justification?
Answer:
You could earn more than in a nest egg account near mutual funds and stock however those assets are not guaranteed. You can either gain alot or lose money. It depends on how aggressive the funds are.
I would recommend the online hoard account ING direct. which is currently 4.5% and is FDIC insured. If you are interested surrounded by opening an information let me know you may be capable of get and extra $25 just for first night the account.
There is no information that I know of that offers a guaranteed 12% You would enjoy to look at stocks and mutual funds for that possible rate.
There is no instrument you can purchase that makes 12% interest.
Actually, you could probably find some unwanted items bonds that pay 12% interest. But those hold a relatively high defaulting rate and you risk losing your entire investment.
For a safe big interest investment, an internet savings explanation or CD would be your best bet. The better ones are paying over 5% right presently.
Can you get a better return next to mutual funds? It's very possible, depending on your time horizon. Stocks average around 10% per year, and over the long residence (say, at least 10 years) your likelihood are pretty good of accomplish that. However, for the short term, stocks are a lay a wager and you could easily lose money. Therefore, if you'll entail this money within a couple years or so, you should stick to not dangerous investments like high-interest nest egg accounts & CDs.
1) Brazil.
2) Stock Market.
3) Yes. (I know a company currently offering 25%)
4) I don't know.
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Apple/Sony ticker code?
Question:
hey does anyone know apples and sony's ticker codes/share codes/epic codes whatever they are call becuase i would like too invest but i am not competent to find the code on the enternet cheerz
Answer:
Apple's ticker symbol is AAPL. I think Sony trades surrounded by Japan, but they have an ADR that trades underneath the symbol SNE in the US.
If ever you don't know the symbol, you can turn upside down for it. I think you can do it on Yahoo Finance or G00GLE Finance.
NYSE-listed SNE, AAPL
what are the best stocks to buy surrounded by India for 2007 next to long permanent status landscape?
Question:
Answer:
Who knows? Try Yahoo! India.
Watch NDTV's biz word. www.ndtv.com
infosys is the best stock in the share marketplace, and tata companies stocks also good and wipro is also best stock contained by the stock exchange.
sun tv,suzlon,polaris,wipro
none, market is extremely risky at present so no sense of investing for long period.purely cash ur profit and rest .
Defense weaponary industry.
Reliance, TCS, Pharma are better bets.
TCS,PUNJLLOYD,HDFC BANK,GUJARAT AMBUJA
You might want to look at this portfolio of great Indian companies that trade surrounded by the US markets:
http://www.top10traders.com/viewportfoli...
You might want to also look into Suzlon - they manufacture wind turbines. They are catching up to the big European loop turbine makers within market share.
The portfolio connect above is from http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks near $100,000 in "play" money. Each light of day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can also read posts on investing from the best traders, as resourcefully as share your own investing ideas. There is also a charting portion , so you can see how your portfolio performs compared to the S&P 500.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Hope this help.
Reliance Industries, GSPL & Reliance Petroleum.
First, do not buy everything now.
But, do not keep on and wait for a correction.
So, later do the following:
Take 25% of your money. Buy Wipro, RIL, VIP Indus, Ranbaxy, NIIT and Supreme Indus
Then let go the 75% and come back within 3 months and ask the question again. Next time explain a bit more next to some more words in your interrogate.
People who are asking 1 sentence questions are doing themselves an injustice. Cause you are getting shotgun answers.
GL
KKP
How do fund manager clear money?
Question:
Answer:
fund managers palm off entry load and exit nouns on investors -- the fund that is individual managed get money for admin - charges -they also get incentive-on accumulate money
They get commission-like wages, base on the fund's performance. See:
http://villagefull.blogspot.com/2007/04/...
usually it's beside both hands.
I try to avoid them.
The funds charge an internal "fee". Part of that charge goes to the mediator. Sometimes there's a bonus for performance.
Is it worth 2.9% payment to hold a 5% guarantee on my annuity investment?
Question:
Answer:
Yes, if the guarntee is what you are buying the annuity for. What do you care what the levy is, if they guarntee the rate on original principle and a highwatermark element which can guarntee your funds on the highest anniversary attraction...it doesnt matter what they charge you. Any GOOD mutual fund for comparison is gonna cost you 1.5% a year, do you meditate they'll guarntee your return, this is portfolio insurance that you are paying for, and peace of mind, for double the price of a GOOD mutual fund(Not a great one, they can cost more), Id say that its worth your time...
THIS MUST BE YOUR GOAL THOUGH, otherwise, if it is simple growth on your money, an annuity is probably not the best fit for you! At lowest paying for a guarntee on your growth in a undependable annuity isn't.
I am in the business of selling these products, and I am the first to make clear to you that they are not for everyone or every situation, you should consider who is trying to sell this to you. Is this individual from an insurance company, if this person is, probability are they are forced to sell as much of these things as possible to collect thier yearly quota, if this party is independent, they are sellingthis to you for the commission alone, steer clear, they dont have your best interest within mind.
An annuity purchase must be for the right reasons, or its a mistake, these reason are, tax deffered growth, avoiding probate for your heir, guanteed growth and income for life...any other intention you wish to invest for, find something else...
Now ask your advisor to answer your question as honestly as possible, and see if they sound anything similar to ive told you here tonight...
take exactness
2.1% gain on annuity not too good.
Ask your give somebody the third degree again with more facts... update us exactly what the fees and what the guarantees are.
No. money market accounts are paying more than 5% short any fees an without tying up you principal. Why would you want an annuity?
Why not discuss to someone at Vanguard or Fidelity Investments about slit a money market narrative and receiving "annuity type" payments.
Doesn't nouns like a dutiful investment. you can open a hoard account or money bazaar account for more than that minus any fees. (ING Direct has nice reserves accounts). Do a bit more research online.
The short answer is: NO
Most people that buy annuities shouldn't. They do spawn great money for the sales reps. (The tax is more than 2.9%. I don't have the time to explain)... The guarnatees are usually not as you couched them... or just plain not worth it.
Read up on this subject. Forbes Magazine, Kiplinger's and Money Magazine enjoy always have articles that explain the major function why not to go this instrument
Annuities are horribly bad investments and this make it worse. Avoid it. No excuse as can build an annuity with simple investments much more cheaply and favorable. 5% is an awful return within and of itself. the broker already makes a fortune of the wrapped investments. Don't even consider this. Feel free to contact via answers or vegas_iwish@yahoo.com for free back
Annuities are a very glorious cost investment. They have big fees and low returns. I would never recommend them to a friend.
Silver is at $12.86 per ounce. When do you expect to see it at $26 per ounce?
Question:
Answer:
Only when someone tries to immitate the Hunt Brothers... who went to prison for trying to fix the silver flea market. I suppose eventually inflation will carry it to that price... and some other factor... perhaps to $26 surrounded by ten years.
i don't know, but something tells me the year it does, you sell your ounce and buy a fifth and a 2 liter.
I just wish it be that easy to predict! Buying silver is a have a flutter and it may be a long time before it doubles contained by price but you are much smarter to gamble next to silver then to have a flutter at the casino. If you buy silver, at least you will other have something.
goody
really go up lately
glad to see it...heh heh
Gold and silver terrible investments over time. Gold have only yield 2% and can be tracked all the agency back to Napolean's days.
Silver won't double until around 15 years from now. Horrendous invsetment.
You can expect to see it at a double price when silver resources are almost depleted or in that are new researches on silver for brand new products.
What is the stock ticker symbol for: VISA?
Question:
hi,what is the symbol ticker to buy stocks for VISA, the big creditcard company. i found mastercard but not VISA. does it have stock? save why?
Answer:
Visa is not publicly traded yet, so they do not hold a stock symbol. They are planning an IPO and have information give or take a few it on their website, but I don't believe it will be for another year or so.
VIIS
Visa was started by Bank of America method back within 1958, and I believe they still own it today.
Visa was in actual fact in the 70's not 50's not publicly traded YET! Supposed to be next this year.
Visa is a private company.
Visa is not a publicly traded company
A one-year disc have a rate of 5.0%. If I invest $2500, do I receive $2500 + $125 at the terminate of the year, or...?
Question:
$2500 + 5% of $2500 added each month for one year?
Answer:
(This answer assumes the trial realms of the US and it's territory.)
The short answer:
Most rates are expressed as Annual Percentage Rates. That is, the rate stated applies to an entire year. If the rate were stated 5.0% monthly, consequently the Annual Percentage Rate would be 5.0% * 12 = 60%.
If I were to guess, I would say aloud the rate you are referring to is an Annual Percentage Rate. If you invest $2,500 in a 1 year disc with an annual percentage rate of 5% you will earn $125 at the train of 1 year (assuming you maintain the $2,500 surrounded by the CD for the entire year).
The long answer...
It depends on the vocabulary of the CD.
Before I catch too involved, I want to quickly clarify Annual Percentage Rate. The Annual Percentage Rate (or normally stated as "nominal rate") does not take into tale any effects of compounding (discussed in more detail following in this answer). Therefore, it is not best to compare investment option by reviewing the Nominal or Annual Percentage Rate.
Banks are required to disclose Annual Percentage Yields which is not the same piece as the Annual Percentage Rate (and due to simplicity of comparison, banks are restricted to disclosing up to singular 2 decimal places of the percentage form of the Annual Percentage Yield such as 5.12% instead of 5.125%). The annual percentage yield take into account the network effect of the investment stated in annual returns. Stated differently, it take the amount of money you would make on the investment surrounded by a year divided by the original investment. This make it easy to compare different investment option because with the APY stated, you know exactly how much you will hold at the end of the occupancy assuming the investment is maintained for 1 year:
Annual Return = Investment * APY
If we assume the 5.0% stated surrounded by the question is the APY of the investment, the 1 year annual return will be:
$2,500 * 5.0% = $125
Let's assume the rate stated contained by the question is not the Annual Percentage Yield (APY), but fairly, it is the Annual Percentage Rate. We would need to numeral out how the effects of compounding affect the investment to make a worthy decision.
There are various variables that go into the arithmetic but for the sake of simplicity I will reduce it to the most adjectives:
Term, Rate (or Annual Percentage Rate) and Compounding Frequency. The Term and Rate have be discussed to some detail so I will jump to Compounding Frequency.
Compounding is the competence for interest earned on an investment to earn interest surrounded by a subsequent period. For example, assume we own a 1 year CD beside an APR of 5.0% that compounds monthly:
In month 1 my earnings would be:
$2,500 * 5%/12 = $10.41
In month 2, my total investment merit has increased by the $10.41 I earn in the first month so my income would be:
$2,510.41 * 5%/12 = $10.46
Notice that in month 2 my proceeds were $0.05 greater than month 1. The 5 cents extra in earn was because of the $10.41 cents earn in month 1. Month 3 will increase nonetheless again:
$2,520.87 * 5%/12 = 10.50
This trend will continue until the language change or the investment mature.
Since interest is earning more interest, my total return after 1 year is greater than the Investment * Rate.
How much more?
If the 5.0% is the annual percentage rate and the investment uses compounding (interest earn in previous period is eligible to earn interest), a one-year $2,500 CD near a rate of 5% would yield the following giving different compounding frequencies:
Continuous: Investment * e^( r * t )
2,500 * 2.71^(0.05*1) = $2,628.177
** record: e is euler's constant (beyond this discussion)
Daily (assuming a 360/360 day year):
Investment * ( 1 + r * (360/360) / 360 ) ^ 360
2,500 * ( 1 + .05 * 360/360 / 360) ^ 360 = $2,628.168
Monthly: Investment * ( 1 + r/t )^t
2,500 * ( 1 + .05/12 )^12 = $2,627.904
As you can see, the more frequently compounding occur, the greater the return on your investment. Most banks don't proffer Continuous Compounding but Daily, Monthly and Quarterly are common. Obviously Daily Compounding is better as we've demonstrated here but the compounding frequency is factored into the APY so adjectives you have to do is compare the APY's of your different invesment opportunity and choose the APY that will allow for the greatest possible return as long as the risk of the investments are similar (bank deposits are insured up to $100,000).
yes
yes, you do
That depends on the savings Institution
I believe it is compounded weekly, or monthly. So let say monthly you would be .41% on 2500 next month 2 would be .41% on 2510.25 and so on...
Check the fine print on your certificate. It will contribute you the particulars of your investment. It will adjectives depend on the manner by which the interest is compounded and also remember, within are sometimes penalties for impulsive withdrawals.
Depends on how regularly it is compounded and the term of the compact disc.
the 5% would be for the year. So you'd get $2,625 upon parenthood, give or hold, depending on how they compound it.
it depends on the terms, if its a 1 year cd, you'll grasp .05 x 2500 or 125 at the end of the first year, that's it, try paypal, they foot 5% per year but they pay monthly, thats (.05 x 2500)/12 but contained by month 2 its 2510 x .05 / 12, etc. etc, compounding monthly.
You are assuming that it's either 5 percent simple interest, or 5 per cent Annual Percentage Yield (APY). I believe that adjectives interest bearing certificate in the United States must disclose the APY. If the APY of your compact disc was 5 percent, after yes, you would get the 2500 + 125 dollars.
If it's 5 percent interest, ask how it is compounded and ask for it's APY. The APY give the investor a much bigger picture of what he/she will get contained by returns.
There is also online banks, such as emigrantdirect.com and ING direct that give high APY's and you do not own to lock into a CD for 12 months or more.
Good luck
How do you subtract and analzye P/E of a company's stock?
Question:
What values do you use to calculate P/E and PEG and how can you bring up to date if the stock is under or overvalued? If you can use CRA as an example... here is the yahoo page http://finance.yahoo.com/q?s=cra.. gratitude:-)
Answer:
CRA has no P/E because is have negative profits per share. You can tell if the stock is overvalued or undervalue by looking at industry averages, projected growth rates, if they are paying down debt, book value.
Stock price divided by company yield. Look at the other stocks in duplicate industry to get a sense if it is overvalued. If it have a high P/E within might be a good aim. You will have to use due diligence.
PE = Stock Price divided by annual EPS.
PEG = P/E ratio divided by Growth Rate.
The P/E ratio is inherently useless and should not be used to figure whether a stock is over/undervalued. I believe you should look at other metrics such as cash flow and growth rates, margins, etc. With the market P/E contraction/expansion, the P/E will simply fluctuate with stock price.
Contrary to popular belief, at hand is no proper value for a P/E ratio. If this ratio expected something, every stock with gloomy earnings would own a price of zero. Stocks are priced base on potential and the P/E ratio does not tell you where on earth the stock is headed.
The simple answer - Corporate Net Profit After Taxes divided by the number of Common Shares Outstanding. Those are the values you use to total the PE or Price Earnings Ratio. That's based on ultimate 12 months reported Net Profit, so it's an historical ratio. About 15 times earnings is a fine PE.
Unfortunately, corporate earnings shift up and down for the most part. That's outstandingly true in industries close to oil and gas. The result is the PE ratio may be not real. Sometimes a PE is low because the marketplace believes yield will nose-dive.
How can you tell if a stock is undervalue or overvalued? There's no simple answer to that. It's based on various factors. The PE ratio seldom tell you undervalued or overvalued. For example, look at Starbucks (NYSE: SBUX). SBUX trades at roughly 50 times ending 12 months earnings, which is a big PE ratio. This tell us the market have high hopes for Starbucks adjectives, but will the market be right. Stay tuned.
How do insurance companies fashion money?
Question:
Answer:
It's all base on probabilities and numbers. For a small premium you have coverage against a debacle. Lots of folks pay these premiums within hopes that nothing doomed to failure happens to them. When something doomed to failure happens, you're covered for your losses.
///
They estimate total premiums to be smaller number than total losses.
They also invest premiums to earn a return. This is why so many insurance companies be taking hits when the stock market started taking a dive surrounded by the dot com bust.
By riping people stale when there family circle dies boy they dont care how they rip citizens off
Are you kid? Insurance companies make alot of money because you afford them your money and when you have an calamity they will ***** and moan about paying you the money or will solitary give you a shitty little percent of what you in reality lost. Many times people will enjoy to sue to get any money at adjectives from those crooks. The process takes a long time and copious people simply do not bother to exchange blows for the money. That is how those pack of thieves bring in money.
By not paying out on claims.
By collecting Insurance premiums, investing them, and then giving you a headache when you involve to collect.
Are nearby any Fiji securities law to be aware of surrounded by raise a VC fund from a Fijiian domiciled entity?
Question:
Answer:
Well..there are a few...
Want to Know adjectives going on for Sensex and sensex 2006?
Question:
Want to Know all just about Sensex and sensex 2006
Answer:
What does that mean?
One objective could be you want to know what it is made of?
Well go to bseindia.com or moneycontrol.com and you will return with it.
If you want to know performance of the index, later go to Market Stats contained by moneycontrol.com and you will get it.
Sensex is the BSE 30 stocks. It is lately like DJIA contained by the US.
You can also see all of the details of the presentation of Sensex in 2006 on Yahoo.com
GL
KKP
Go to sites approaching icicidirect.com and moneycontrol.com to learn in the order of stocks a lot.
How to become a stockbroker!!?
Question:
are there online courses or online degree to learn more just about stock broker?
Answer:
What kind of stockbroker?
You can seize a job at a small firm near NO experience. You will start cold calling for very low money. After which you will inevitability to pass a series 7and 63 exams. Then you will trademark no money a at all for a while. If you stick it out you should generate over a 100k per year. All you need to do is give the name some adds surrounded by the paper for stock broker.
If you want a chore at a brand name firm approaching Smith Barney you will need a Masters contained by economics and experience in the financial enclosed space. Another thing they might want is for you to already hold high income contacts some one who can transport a a few million dollars for you to trade.
Edit: did you mean a stock investor or stockbroker? A stockbroker is someone who sell securities.
First you have to be sponsored by a broker. In other words you enjoy to get them to hire you. Then you enjoy to pass the NASD exams. Mainly the Series 7 for brokers. There are self-study guides for the exams and the broker that sponsors you will provide study materials. Its similar to being an insurance salesman. No scope or experience required. Just the ability to sell/
You are aware stock brokers are very soon computers, right?
Investing $100,000, where on earth to start?
Question:
Ok, here's the deal. I just this minute got hand 100,000 from a company I did some web base work for. I know in todays language its not a whole lot of money, but it's more money than I hold ever seen. If I be to stick it in a low risk investment, what is the monthly return I could see (ballpark obviously) and what type of investment would donate me a monthly return after a given period of time.. I want to supplement my income next to this but do not want to touch the principle (even have the principle grow a little).
Answer:
I know what you should do. You should build a $50k or $60k portfolio of index funds, blending small-cap significance, mid-cap, large-cap, and foreign. The problem is that you don't know what you should do.
A lot of people are going to try to rip you stale. Don't listen to any financial planners, friends, etc. Don't invest in TRUE estate. First, stick the money in a hoard account that pays 5% or so. Then edify yourself about investing. A few weeks of reading and investigating will amass you tens of thousands of dollars over your lifetime.
If you don't educate yourself, you own two choices: become dependent on a financial advisor who will bleed you dry, or become so scared you will it in a hoard account and you never trademark any money off it.
So read up on index funds, which are the lowest cost style to invest. Read Bogle's books, like his Common Sense investing. His company, Vanguard is a great company to use and its base upon solid academic foundations. Don't bother next to stockpicking or trading - those are sucker games. CNN's Walter Updegrave has a book too. Investopedia have a lot of apt articles. You don't need any expensive seminar or tapes or anything - that's adjectives scams. You can swot everything you need to know give or take a few investing in possibly two or three $20 books, and that info will be worth at least $20,000 over the subsequent five years, I guarantee you.
Good luck!
I would start with a $20,000.00 investment within unleaded fuels. Since December 2006 I have made 62,000.00 past its sell-by date of a 20,000.00 investment.
As a fellow investor, the best idea I can give attention to of is:
Buy shares/stocks. Use your stocks to write/sell options. In other words, become a covered phone options writer. You could also write bearish call for option spreads. It's sudden, easy money
This investment strategy won't touch your principal income and you'll be able to earn obedient income every month. This is actually a moral time in the souk to be a covered call pick writer because the market is trending sideways and slightly bearish.
Real Estate.
The simples investment would be short permanent status bonds. If you live in the integrated states, you could buy municipal bonds - the interest you would earn is tax free. Right presently most municipal bonds maturing inside 5 years yield going on for 3.50-3.60 percent. Does not seem close to a lot but remember explicitly the equivalent of about a 5.38 percent return on a taxable investment (if you are surrounded by the 35% tax bracket) The transfer of funds would be semiannual, and at the end of the spell (maturity) you would get put money on all your principal.
Munis own a very low evasion rate, and the majority of them are insured against default. They are extremely low risk.
When the bond mature, you can simply reinvest at whatever the prevailing flea market rate is at that time.
One word of warning. liquidity (ability to sell) is difficult, and if you are forced to flog early, you will bring a below market price. so stick to 1-2 year maturities. At this point contained by time, investing for a longer period of time (longer maturity) does not gain you a visible increase in return.
to earn a return you've get to calculate abundant things, taxes and inflation -- then risk. Estimate taxes at in the region of 25%, estimate infation at about 2% ... let say you want to earn 10% on your money, rob .10 x 1.25 x 1.02 or
desired return x taxes x inflation = 12.75% thats what you have to earn respectively year to make 10% on your money (the formula change if you're investing in an IRA or a ROTH Ira, and dont forget risk - trading covered call? much riskier than buying mutual funds). Then search nouns.yahoo.com, type 'anabx' then 'get quotes' afterwards 'profile' then 'View Top World Bond Funds' you'll see OIBAX earn about 14.5% respectively year over the last 5 years. THen find a trading company, etrade, scott trade, whoever and see if you can buy that fund - i'd recommend buying more than one fund and within different sectors near that much cash.
Best of Luck!
Well, I hear the dude near Hat Trick Beverage "hkbv" that pedals soft drinks from west to east coast out of the trunk of his car is looking for a human being just approaching you. Good Luck!
How about you sink roughly speaking 20-25 percent into the 100 biggest (by market capitalization) companies on the New York Stock Exchange: check out the stock symbol NY. It is an exchange traded fund next to really low costs.
How about putting another 20-25 percent into the subsequent biggest technological leap, nanotech? See PXN.
How in the region of investing another 20-25 percent into companies that provide the materials of industry and construction? Check out MXI, the global materials sector index fund. If tomorrow's industries produce great things, these companies will provide a big chunk of the most critical materials that they obligation to do it.
How about putting a big chunk into some of the most stable dividend paying companies, the Dow Jones Dividend index: DVY?
what is a worthy site that will consent to me cram the maket near play money?
Question:
I heard that it can be a virtuous tool to help you start and twig the do's and don'ts of the market industry.. only just don't know any ... and which ones are used by schools,colleges, and broker trainees
Answer:
stock open market challenge is one i did within high academy
http://www.stockboulevard.com/challenge/... just G00GLE for it and find one within your area
www.fidelity.com have a great site for learning. It won't speak about you what has happen to your play money, but it will let you tryout transitions.
Also, check for local trading groups in your nouns that meet on a regular argument. They may not mind letting you sit in on their meeting and do on paper what they do for legitimate.
have you read the magazine entrepreneur.com They own links for you to go and play.