w/c have better rate of return seggregated fund or mutual fund?
Question:
Answer:
Mutual funds in broad. Seg funds do have insurance products mixed surrounded by to protect from losses. You have to discharge for this in increased fees that subtract from returns. Of course it adjectives depends on the return of investment.
Index funds have the lowest fees and commonly outperform the average mutual fund.
First time investment warning needed.?
Question:
I have nearly $2000 that I want to start investing with. Any recommendation; sites, investments, etc would be greatly appreciated! I'm looking at schwab and stocktrader currently.
Answer:
Charles Schwab is an excellent discount broker.
Do it now! since you spend the money. They have tons of no-load mutual funds you can receive into for 2k. Be sure and reinvest your dividends.
You could also start automatic draft to the account (from your checking) to squirrel away money painlessly.
Do you hold an IRA? This might be the time for you to open one, You own until April 17th.
leggmason
I totally recommend investing in unadulterated estate first and then perchance a few thousand in a money flea market account. You should consult near a tax expert to confirm what I told you.
The first article is first, you need to integer out what your Risk Tolerance is. Sure, you can definetely look at all the sources on the Internet, but it doesn't hurt to diary a No-Cost Meeting with Financial Advisor. They are other willing to minister to, as they earn income based on what you bring within, so doesn't hurt to sit down with them. If you find that you resembling the person you are dealing next to, stick with their concept or do additional research to see what suits you. Generally near that kind of Initial Investment, I would say aloud stick to Mutual Funds.
I would suggest reading the book the The Motley Fool You Have More Than You Think : The Foolish Guide To Personal Finance (Paperback) it helped me.
It's great that you own some money to invest!
But you don't say what your objective is for the money? The options ebb and flow widely depending on your goals, after adjectives.
I'd go conservative (money bazaar account, or online stash account) if it's for an emergency fund, whereas I'd say an IRA or Roth IRA is probably the opening to go if you're trying to accumulate for retirement (and you also have the added bonus of person able to appropriate it out, without cost, for a first-time home purchase, to cover health concern expenses if you're unemployed, or if you become disabled.)
If you're looking for an online money account (though I don't take the impression you are), I recommend ING Direct. They don't own the higest yield right in a minute, but they're consistant among the highest and I've be very lively with my entire experience beside them (since 2003.)
If you're looking for an IRA, I also recommend ING.
If you're looking for a non-retirement investment account, I also hold had devout luck with sharebuilder, though you'll want to read the fine print sensibly about fees for the different commentary types.
To be honest $2000.00 dollars is a small amout of money to try to start investing in the stock bazaar with, and also you may lose that especially quickly if you own never invested in stocks.
I would start out next to a high-yield online savings reason that pays anywhere from 4.5%- 5.5% percent interest.
ING Direct and Emigrant Direct are two popular sites to check out.
Just my opinion, but I have a feeling you need at lowest possible $5,000.00 to have a tangible shot at successful stock market investing.
I would also start out next to an index fund from a company such as Vanguard. They have the oldest index fund around that deeply mirrors whatever the S&P 500 does that style you can easily track how capably your investment is doing everyday.
Best of Luck
don't tell me u want to progress to a website and study the stock yourself.. why not start by taking some investment lessons...or check out 'mad money'.
Pick among the 10 top traded stock on the Dow by volumes, check their financials and shortlist the top two to four scrips for quarter on quarter growth contained by business and profits and invest in these.
Alternatively invest contained by Templeton equity mutual funds
How much time are you willing to invest contained by this? $2000 is not a lot to start near, but with a few well-educated well-chosen stock picks, you can do extremely well. You do hold less room for error surrounded by the process, though. Probably, your best bets are with any a mutual fund or with a single stock. As a outset investor, I'd recommend to you sticking with stocks that are priced above $5.00 a share. The risks of stocks priced lower than that may be more than you are ready to live with. The best approach, by far, is to buy a stock, and hold it. Too much buying and selling will own the commissions and taxes eating away at your profits formerly you'll even be able to say aloud "profits?" and that would be bad. Also, if your buying and selling stocks surrounded by a brokerage account to be precise not an IRA account, you'll receive significant tax advantages if you hold your stock picks for more than one year when you stir to sell them.
Spend some time looking over the companies financials and other SEC filings at the SEC website http://www.sec.gov and become conversant with yourself with the kind of information you can find in such reports. They can be terrifically enlightening to look at the big picture that way.
Also, don't invest surrounded by any stock which you receive an e-mail advertisement for. Most of these are truly excellent ways to flush your money down the toilet.
Buy a guard CD until you accumulate more money
I own Rs. 10 lakhs for investment. how best to do it?
Question:
The time frame is 5 years and the investment should be for maximum return with devout safety.
Answer:
Dear Hari, Unfortunately, mostly adjectives investments are in US$ and I can recommend you our program at http://www.prosinvest.com . 9 years trading experience, 10 months online, 4% weekly profit, basically with self-righteous investors. Regards from Rick Bialy from PC support.
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Indian derivative marketplace?
Question:
I have bought put opportunity on a stock(ACC) first time. I am using ICICI web trade. I do not own shares in my demat vindication. To exercise option(if it is less than strike price), Do i involve to buy shares and then exercise(sell) it or i dont call for to do anything and money will be credited to my bank when route expires. If you can give detailed info after it will be great?
Answer:
If the expiry day price of the Stock on which you bought the put preference is less than the Exercise or strike price consequently the difference will be credited to your account smaller amount the transaction costs.
You need to write an preference now simply if you are in a hurry to realise that profit. Then if the price move up again you will own to buy with the premium you received to complete more profit. These are European option that is to say facilitated within India. If it was American option you could have closed your position prematurely minus waiting for the expiry day beside a write to close. Good luck.
What is time trading?
Question:
Answer:
Day Trading refers to the practice of buying and selling financial instruments within like peas in a pod trading day such that adjectives positions will usually (not necessarily always) be closed before the bazaar close of the trading day. Traders that share in year trading are called time traders
Some of the more commonly day-traded financial instruments are stocks,stock options, currencies and a host of futures contracts such as equity index futures, interest rate futures, and commodity futures.
Day trading used to be the preserve of financial firms and professional investors and speculators. Many morning traders are bank or investment firms human resources working as specialists in equity investment and fund guidance. However, day trading have become increasingly popular among casual traders due to advance in technology, change in legislation, and the popularity of the Internet.
i imagine it's like goin' to church on saturday so you can bet on the see sunday
depends on the day and the type of shop/place of trading
e.g sunday,adjectives retail is allowed 6 hours of trading in total.
Saturday and week days are different and depend on the place- i.e where on earth I work its 10am -8pm, but the store next door is 10am-9pm and the store two doors from to be exact 10 am to 6pm (lucky!) These are all classifed as daytime trading as far as they are concerned- ie when the manager tell us how the trading went she'll read aloud "yesterday morning...and in the afternoon..." never the hours of darkness. even if it is gone 8pm.
the super market accross the carpark is 24 hours. I dont surmise they ever really know its night time.
Sell and buy some shares plentiful times a day to cause a profit?
The actual definition of a “pattern” day-trader is someone who buys and sells alike stock in indistinguishable business day 4 or more times contained by 5 consecutive business days.
The point of day-trading is to basically take hold of quick upswings within a stock and then take the profits and turn them back into lolly before the sunshine ends.
To be a true day-trader you have to hold on to a minimum balance of at smallest $25,000 dollars in your brokerage depiction.
gambling
I cogitate there are already some right answers on what day trading is. If you want to develop your year trading skills without risking tangible money, check out http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks next to $100,000 in "play" money. Each daytime the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can read posts on investing from the best traders, as very well as share your own investing ideas. There is a charting piece, so you can see how your portfolio performs compared to the S&P 500. Also, you can create your own "group" so that you can see how you are doing compared to your friends.
Here are this month's best traders:
http://www.top10traders.com/top10standin...
Good luck.
What is the closing of BSE sensex index from 31st demonstration 2006 to 30th motorcade 2007. I want know every month back?
Question:
Answer:
See
http://finance.yahoo.com/q/hp?s=%5ebsesn...
what is chedule D's and Daily NAV reports?
Question:
Answer:
Schedule D is capital gain and losses
reported to the IRS when you file.
NAV is network asset value, ie how much the stuff is worth.
Is it wiser to max out a 401k or simply do the minimum and invest the rest within after due investments?
Question:
I have read and hear *alot* about the possibility of *higher* , not lower, taxes at retirement, making me muse hard as to whether I should maintain maxing my 401k or not. I wonder about this trial idea that everyone should put the minimum 401k to achieve the max employer match, max out a RothIRA, afterwards put all the rest contained by aftertax low cost investments (ie, Vanguard total market funds,etc). How probable is it that most people will reimburse *more* taxes after retirement than they are now (while working)
I bring surrounded by about $100-120k a year, age 43, and own been maxing out my 401k for various years, and just second year made the decision to also fund 2xRothIRA's fully respectively year as well (one for myself and one for my wife). Should I keep hold of maxing my 401k or use this alternate plan so many books are pushing aound ?
Tnx! Confused!
Answer:
Some of your answers so far are pretty angelic. Some not so good. The proceeds on the Roth IRA are never taxed. That is a really very big good thing.
Supposing that with your 401k, you loop up with $5,000,000 surrounded by the account at retirement. That is not an outlandish impression. The account will be earn $500,000 annually. You will have to be pulling out roughly $700,000 each year at age 70 1/2. That is the ruling. Think of the tax bracket that will put you contained by. Depending on the state you live in you could be giving 40% stern to the government. And getting your social financial guarantee check taxed to the hilt also. And remember none of that money will be subject to preferred rates rates. Not capital gain rates and not advantaged dividend rates. The full friggen import tax rate will apply.
Of course there is also the possibility that by the time you retire $700,000 annually will not be worth the quality newspaper it is printed on. Also a distint possibility.
Now think in the region of this for a moment. Roth IRA--never taxed.
Plain Jane investments contained by good nouns equities--capital gains and dividends tax at very favorable charge rates. Investment returns not taxed at adjectives until realized. But nouns companies with increasing dividends where on earth the money is invested and left will provide a steadily increasing stream of income at currently favorable levy rates with not requirement that you ever own to sell those investments unlike a 401k.
any way contained by the long run.. you still have to compensate taxes on the money... if you invest after taxes.. you will pay a tariff on the interest earned..
if you invest within your 401... you can have that money taken out of your check.. as pre import tax.. and thus save yourself some taxes immediately.
in broad... see your tax accountant.. or your financial planner.. work beside them to help you choose plans.. option that help you undertake your financial goals for the adjectives.. and retirement.
I do not think taxes will ever be lower than they are right immediately. With the 401k you are getting the tax profit now, have to pay taxes on your 401k withdrawls after retirement. With the Roth you bring the tax good thing after retirement, seeing as though you fund with after toll income today. Since you are funding both fully now it seem to be a wash.
Remember that in that are different funding rules for the 401k and the Roth. If you can I would continue to fund both to the max. The more you can enjoy at retirement the better regardless of the tax situation.
I don't construe anyone can read that far into future as far as taxes budge. I think stockpile as much as you can now. With taxable investments you will be paying taxes on gain the entire time you hold them. At least near 401k and Roth there is some tariff advantage.
Yes. Max out the 401k. The maximum is $15,500 per year presently I think? Take pre-eminence of every dime if possible. This is tax-deferred. The maximum increases when you conquer 50.
You can contribute the full 4k to a Roth IRA as long as your income falls below 150k if you're filing a common return. (the 401k investment might help you here since it's pre-tax). Withdrawals contained by retirement are not taxed surrounded by taxed within a Roth as with a traditional IRA.
Having both, you've already hedge the bet.
Your taxes may be higher when you retire - not a soul has a crystal globe - but it is unlikely that will be the case. Your retirement income would want to equal your earned income immediately. The Roth IRA is taxed in a minute - and not in the adjectives, but you are limited by what you can contribute. The maximum will rise to $5,000 surrounded by 2008.
Another note - if you do not hold any equity positions contained by your 401k or Roth IRA you may want to consider a brokerage account for a few stocks. And Vanguard funds if you want them. You would be better past its sell-by date NOT having ALL of your stash in mutual funds - branch out a bit. A few blue chip stocks and a corporate bond or two wouldn't hurt.
You can salvage all you approaching outside a retirement account. The income are taxed, but stash are savings and you won't own to pay tariff on them down the road.
You're ahead of the game. Good situation!
Boomer is incorrect. One of the great things about a Roth is that you'll NEVER pay cheque taxes on the gains. The Roth is the simply retirement vehicle that gives you that dominance. I think you're doing the right article by contributing to both your 401k and the Roth. You DEFINITELY want to contribute enough to the 401k to whip full advantage of any company clash. Then, if you have money not here over, put that into the Roth. If you STILL have money vanished over after maxing out the Roth, then max out the 401k.
India, China Stock market?
Question:
Where would be a good place to grasp recent market history?
I in recent times need to quote a source to show that they've be rising in recent years.
gratitude
Answer:
try these sites for HK & China Stock Prices
www.aastocks.com
www,hkex.com.hk
don't forget to press the ENG tab for English!
i'd narrow my investing to the following 857, 728, 3323 and 939. (should earn you some pocket money contained by the very to hand future)
Sorry i dont invest in the Indian Stock Market, i'm not sure if its out of danger enough.
All the Best!
try bseinsia.com and nseindia.com they are the ceremonial stock exchanges website for india... try tips4trade.com
Look for ETFs for India and\or China in the stock prices within the newspapers.
whats the traffic beside the wellness industry??
Question:
is it the thing to invest on??
Answer:
There is a notion out there that the "health-care" industry as a intact is due for a surge in the subsequent two decades because the "baby boomer" classmates is heading into retirement and the "health-care" industry needs to expand within order to support the generous number of people that will make that age at the same time.
IF near is a sub-section of health-care called the "wellness industry" later it should benefit as well. All I can share you is Do Your Homework before you invest and remember to Not put All of your eggs surrounded by One basket. I invest within the health-care sector But I also invest elsewhere.
Good luck to You!
What is a 1907 dollar bill from Chile worth??
Question:
Answer:
First, Chile has never issued banknotes denominated contained by dollars.
Second, the most common 1 Peso banknote from Chile dated 1907 (and this is what I assume you are chitchat about) is listed contained by the Standard Catalog of World Banknotes as being worth between US$2 and US$35, depending on condition.
Your file would have to be approaching new to be on the elevated end of that band.
Nifty and sensex?
Question:
what does nifty and sensex means contained by the share market.
Answer:
Both vehicle the same
Both are Indicies made up of Indian companies.
they are the bench blemish reference points, for the sake of comparison
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If you see near is a dishonestly surrounded by stock open market where on earth can you report it?
Question:
Like the movement of a certain stock that doesn't seem to be right.
Answer:
securities and exchange commission
G00GLE SEC
SEC
SEC
Nowhere! Unless it is extremely egregious. The stock market have always be about dishonesty and, most probably, other will be. Its a dog eat dog buyer be ware snake pit.
What is the subsequent best investment oppurtunity?
Question:
The real estate open market is downshould you go mutual funds...should you turn commodities, Should you go gold ingots...what is next?
What can cause you more money...if you have possessions to invest?
Answer:
i dunno really, i hear alot of talk of beat about the bush funds now
mobile homes.that's where on earth the real money is
My proposal? Short sell any stock that you receive an unsolicited e-mail personal ad about. I don't hold a margin narrative, but if history is any guide since I've been following this, almost every single stock that I own received an e-mail marketing campaign for have fallen surrounded by price, some substantially, so short selling would be the way to receive some good money.
Hi,
I read one article concluding week in sify.com which said
"the amount of gold ingots that is available surrounded by the world is decreasing day by daylight. So, the prices of Gold are sure to improve to an surprise level by 2015 ...".
In mutual funds the risk is more.
Even if the gold ingots prices fall, no problem .. you don't hold to sell it.. you can wear it. What is the use of mutual funds, commodities, material estates etc; if it drops?
So, I feel Gold is a much better alternative.
If you are patient and invest within great businesses at good prices through the stock souk, history suggests you should be able to earn 25-30%, in good health above the historical average. For a detailed analysis of a company I think is unbelievably good, I support you to read the report at http://www.valuestockreports.com/hw.htm...
Its free, and I think the company have a good adjectives of going up 50%+ in the subsequent year.
Best of luck.
Money should be invested in 5 directions
20% Eastside..Shares Trading (high Risk High Profit)
20% West Side..Shares New IPO (Med Risk Med Profit)
20% Northside.. MIS/PPF/Bonds RBI/Gold (No Risk Low Profit)
20% Southside..Good Mutual Fund (Low Risk /Profit up/down)
20% Centre. Oppurtunity & Emergency fund(Comfort Level)
------------------------------...
100% (Be Safe than Be Sorry)
==============================...
Education, if you can instigate or invest to build a school or institute or any entity has to do next to education .. this will be particularly profitable. People need certificate to boost their job. In my belief: I find financial and accounting is very well-mannered idea to educate people nearly. The world is becoming more financially aggrecively and every body wants to revise the basic of nouns. I am going to invest and build a school soon. I hope I can do it when i finish my Master.
Good Luck.
firearms and amunition
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Wind energy is our solitary response to global warm. Here are the best wind perkiness stocks:
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http://www.top10traders.com/top10standin...
Hope this help.
Invest in a mixture of / all scheme. Do not invest all contained by 1 scheme.
Real estate, mutual funds, commodities, gold ingots all will grow. Invest, continue / watch and catch profit.
Bullion market, to be exact GOLD baby!
What is the percentage scale someone can take from the stock flea market contained by sometime trading ?
Question:
Answer:
-100% to 100%
///
Returns of 200%--400% are common amongst sunshine traders.
I would assume 100%. If its your stock, but unless you mean how much can you engineer ? its like having a bet. You can make millions or lose millions. Of course depending on how much you hold invested.
check out the following guys:
http://rematatrading.com/contactus.aspx
or call Steve at 201-236-2500 for training.
dont really know, it depends on how the trader trades and near who's money.
personally i can basically about double my money within 12 months, which i think is individual realistic. however in that is a lot of research to be done.
my personal story was 500% within 6 weeks.
If a Professional Daytrader makes smaller amount than 100% in a year he get fired.
I have over a decade of experience contained by daytrades.
I am now a Portfolio Manager.