Safest place to put 200K ?
Question:
yet extreme return? CDs? Money Market? Bonds? Freezer?
Answer:
Consider the Vanguard Prime Money Market Fund with a current abandon of 5.10%:
https://flagship.vanguard.com/vgapp/hnw/...
If you are in a high-ranking tax bracket you may prefer their export tax exempt money market funds:
https://flagship.vanguard.com/vgapp/hnw/...
Sometimes other institutions will hold a higher teaser rate, but Vanguard tend to have the matchless yields I've found over the long run.
See a financial advisor; they will sit down next to you, listen to your goals, and consequently recommend what is best.I use Ameriprise; they don't sell anything, you lately pay for their guidance...Please do not try to do this on your own, with that much money at stake!!
Check beside your broker for CDs. You can buy CDs from banks except your own. Check for the highest rate of interest and buy from U.S. FDIC insured bank, so your investment is secure. You will enjoy to invest in 2 bank to insure 200K.
I second bg43214's sentiments. It depends on the intended use of the funds, liquidity, time horizon, etc. However, don't fall for the fake that you can't receive objective warning without a tax. Choose an independent advisor who can offer various options from any number of companies. Having more option available is what ensures objectivity. Unless you own a highly sophisticated financial situation, never retribution for advice.
da edge
I know a company currently offering 38.90% annually in USD or EUR lacking risk.
Top 3 Answerer.
t-bills. Nothing else even comes close.
http://wwws.publicdebt.treas.gov/ai/ofbi...
Where do i acquire information going on for the non-alcoholic beverage industry surrounded by the UK and US?
Question:
Answer:
Start here:
http://www.ameribev.org/news-resources/b...
and work your way through the links planned...
Try the websites for individual manufacturers eg Coca-cola, Schweppes etc.
move about to your public libraries website and check out all the business databases.
Before the invention of the stock souk ticker, how did brokers return with the most current information a?
Question:
Before the invention of the stock market ticker, how did brokers bring the most current information and how fast and reliable be it?
Answer:
By invention, do you mean earlier the original ticker invented by Edison, or the electronic stock souk ticker we see today?
Best mutual funds for 2007?
Question:
Answer:
If only I have a crystal ball. Since I don't, follow some elderly advice.
Pick 4 different mutual funds to diversify.match and keep it simple. Make sure respectively fund has a steady track record-go rear to see how they've done 5-10 years. Compare 1yr, 5yr and 10yr. Steady is more important than a few moral years.
No one knows for sure but compare several many funds by looking at their 10 or more year average and compare the fees to own these funds. Those are the ones to own not the lastest greatest of ultimate year.
don't belief third parties evaluation,it may be wrong.
analysis yourself.
Honestly...
Visit swisscash,net
I am an investor next to them and have a US$50K portfolio at hand. I'm getting paid every month in good time as promised and guaranteed. The average returns are 20% per MONTH!
You can recover your initial investment amount inwardly 8 months and then it's profits fugitive from there.
Read the details...it's effortless to understand.
It's not an MLM...nought to 'market'. You can just be an investor and reap ur returns which are guaranteed as stipulated.
You can look in my financial site provided by them at www.swisscash.net/sgamk1632202
I am in touch next to some senior consultants of Swisscash and I must say, they are serious dynamic professionals and I'm confident they will be profitable for at most minuscule the next few years.
I started near $1K initially and then after my confidence near them, I have presently increased to $50,000.
Best regards...Kaz
Selling shares by a non IT payer?
Question:
My aunty has 1000 SBI shares bought 13 years vertebrae. She is a home maker and not liable for any other Income taxes. How these shares can be sold to the Bank or someone else?
Answer:
If the shares are contained by physical format (i.e. you are holding the certificates) then you can dance for a off souk transaction but I think you will hold to pay stamp duty for impossible to tell apart... which can be pretty high
What I suggest is if she have a PAN card then she can sympathetic a Demat account within her name (which should exactly contest the name(s) mentioned on the certificate and next submit the same for Dematerialization (the overall cost would be smaller number but time involved would be more)
MUMBAI, JUNE 3
The 2000 stock scam case involving Jermyn Capital LLC have taken an interesting turn with the Securities Appellate Tribunal (SAT) allowing Dubai-based Jermyn Capital LLC to flog the shares held by the company ‘‘to insulate against market risks’’.
Sebi have earlier prohibited the company from buying and selling in the Indian marketplace for its alleged nexus with Ketan Parekh entities.
Dharmesh Doshi— who according to Sebi, is a co-accused within the Ketan Parekh scam and against whom non-bailable warrant has be issued by a court in Ahmedabad and a Red Corner Notice by Interpol—is a director and compliance officer within London-based Jermyn Plc, a sister concern of Jermyn LLC.
‘‘The appellant (Jermyn) has given an undertaking surrounded by the application that in casing the permission is granted it shall deposit the Dutch auction proceeds in an escrow justification with ICICI Bank, the custodian and designated edge of the appellant which is a sub-account of a foreign institutional investor. Notice of this application was given to the respondent (Sebi) which have opposed the prayer,’’ SAT presiding officer Justice NK Sodhi and member C Bhattacharya said surrounded by their order dated May 8, 2006.
‘‘Jermyn requests to insulate itself against the market risks by selling the shares/securities presently held by it... The symmetry of convenience is clearly on the side of the appellant. In case the appeal succeeds and the flea market crashes even then the appellant would lose and not the respondent. We, and so, permit the appellant to vend the shares/securities presently held by it through recognised exchanges,’’ SAT said.
When contacted, Sebi officials refuse to comment.
The case relates to Rs 70-crore share transaction involving Ketan Parekh and European Investments Ltd. Parekh, who bought the shares from EIL, default on payment to the latter. EIL subsequently go to court.
Alleging linkages between Ketan Parekh and Doshi, Sebi’s interim writ issued late second year said Jermyn Plc was formerly particular as Triumph Securities UK Plc, ultimately a 100% subsidiary of Triumph International Finance (TIFIL). In June 2002, Triumph Securities UK Plc was renamed as Jermyn Capital Partners Plc. Parekh held around 15.84% stake contained by TIFIL and Dharmesh Doshi 30.91% stake. They were directors on the board of TIFIL.
‘‘Though SAT have directed Sebi to examine the material and information supplied by Jermyn and go past a final order by January 13, 2006, this have not happened so far,’’ said London-based Dharmesh Doshi, calculation, ‘‘I’m prepared to face enquiring by any agency in India... the authorities should cancel the red corner notice.’’
According to Sebi, Jermyn Capital LLC be incorporated in September 2003 for dealing surrounded by the Indian securities market. Jermyn’s response is Doshi is not involved surrounded by anyway in the business of Jermyn LLC
Want to invest 1000 within something strong surrounded by canada. any suggestions?
Question:
Answer:
There are many, heaps possibilities.
ABX Barrick Gold
CCJ Cameco very generous Uranium miner
CP Canadian Pacific Railroad
ECA Encana shale oil
GG Goldcorp
NVL Novelis
POT Potash Corp.
SU Suncor
SLF Sun Life
TD Toronto Dominian Bank
In appendix to the list above:
SLW Silver Wheaton (pure silver company)
CMH Carmanah Tech (Solar/LED company - small but growing fast)
There are also some Real Estate Trusts resembling RioCan and Northern Property, etc.
Also, a lot of income trusts will be converting to become regular corporations. You may find some opportunity there.
What online discount stock brokers will adopt a U.S.citizen residing surrounded by the Philippines?
Question:
I am a U.S. citizen living in the Philippines. I ridge in america. I
want to set up an acount next to a stock brokerage having an bureau in Hong Kong or the Philippines to trade U.S. and foreign stocks (ADRs)
Answer:
adjectives major discount brokers will be satisfied to open online article.
E*Trade is going very worldwide if you need to stop by the organization. I prefer TDAmeritrade in turns of allowance and service. Just give them a appointment or go online.
How do i run nearly an investment analysis dissertation?
Question:
Answer:
smart objectives
perceive ur points
use data collection tool as ur primary weapon
quantitative and qualitative research
reliable solution in conclusion
Search for 'investment analysis dissertation' on the internet, after simply copy and paste.
i have found it very confidently by dis source ,i hope dis ill help u.
You find out who your dissertation advisor is and work with them.
Which stocks should I buy?!?
Question:
I've been doing stocks since I be 11 and I'm 15 now and I enjoy like 200$ again so which stocks should I buy? my friend say G00GLE but aren't they already really high?!
Any tips or support?!!
~NXX
Answer:
maybe if you want the money secure, then an index fund
something that will be selling more soon and is undervalue,
I think WFMI Whole foods is still a undamaging bet
it has already gone times 5 or so though.
Guinness isn't gonna reservoir soon, even if the economy does.
If you really want to lay a wager, find the linux thing i.e. best at the moment, Microsoft will buy it at some point.
dunno
try starbucks
Microsoft Would be Good, because they just come out with their zune, and x box 360...also any other insurance companies would be a goood choice...But you enjoy to look into it yourself...keep an eye on a couple buisnesses and see how they fluctuate for a couple months. if the fluctuation is up moslty, Buy some shares!
Pepsi
Coke
Target
Paycheck Inc.
Cerner
Colgate
Hanger
Proctor and Gamble
Are adjectives solid, dependable companies. Hanger, for example, makes artificial limb and other orthopedic devices. They have be around since 1861.
apple - theyre in the advent of tons good things this year, excellent position. Potentially more switchers towards it. The release of Vista for Windows is potentially not cost powerful for companies due to its high hardware requirements and minimal if any backwards compatibility. With these potential problems for it, Apple is within the wings waiting...
You might look at some tanker stocks. the stocks might not move up much but masses are paying up to 16% in dividends. You could reinvest the dividends and double your money surrounded by five years, quadruple in 10 and sixteen times contained by 20 years.
Do massive quanities of research on a company trading
for .0165
PBLS
When I told all "the know it alls" something like it last week
@ .012 since it have gained 54.1%
But nobody want to draw from off here Doofs and do the work. (research)
The last shareholders update/
http://www.pbls.biz/pressrelease_content...
I bet its up another 50% subsequent week
Its an AMEX stock in penny clothing/
Watch!
if i be you! i would invest in a commodity that have a low risk profile! i take it your from the statesso something close to a treasury bill is probably what you would be looking for. A financial vehicle like this is for the long residence investor, however it does provide you with investment , contained by the form of a coupon yearly...or semi-annually depending upon its characteristics. However i do mull over that in the states thesis are only issued contained by $1000...but check! i may be wrong. Secondary to this, i believe that you are more willing to invest within stocks than a long term investment.i would probably read out a safe bet would be to buy into an index, including dow jones, standard and poor's 500 etc. this allows you to diversify your portfolio across a broad spectrum of commodity's and resources that you are eliminating unsystemic risk, which is moral. This type of risk does not provide a return... therefore why will yourself exposed to it. This means that it is one and only systemic risk you have to verbs about..and this depends upon financial forces! i think that at the moment their is a bull marketplace and i think that it should verbs for another year as growth within the u.k and the u.s remains strong. The singular thing i imagine will disrupt the markets is how the middle east is! it solely takes for a few grease companies to have a fruitless day to verbs the dow jones down.but i do blieve this would be best for you buddy IF YOU WANT A DECENT RETURN ON YOUR MONEY. An index usually produces a real return of around 12% so network after tax 7%... which is better than a nest egg account! i hope that this info have helped, dutiful luck with what ever you doalways look at company reports and unify an sharedealing website that has an rss head for updates. This will ensure that you have a semi - strong position inside the market to engineer a good choice.
NXX, if you're considering G00GLE, it sounds close to you're willing to thieve considerable risk with your money. Ignore the bond guys, but near 200 bucks, I'd be concerned about losing money to information fees. That said, if account fees aren't an issue, look for stocks next to good fundamentals. Low P/E, and P/B multiples, and 3-4+ dividend yield. If you can find the smaller undervalued stocks, you'll outperform the bazaar. Or you can look into ETF's as well.
Well, I've be doing some bottom feeding on the S&P500. Gateway hasn't done so capably, but Unisys is. I cut my losses on Gateway, but Unisys is going to ride some more.
Here's some ideas for you. Solectron (SLR) made a profit concluding year and it is only selling at around $3.34, and while I may be reading the chart wrong, I plan on putting some of my own on it Monday because it looks resembling an upward trend is in the making.
Compuware (CPWR) is cheap and made a profit, selling at something close to $8.50, but it doesn't hold the kind of trend. Watch it to see whether it rises or falls, and if it looks significant you can ride it up if it starts climbing.
LSI Logic (LSI) made a profit and its cheap, but you might hold stale a little while to see if its going to dribble some more.
There are other inexpensive stocks on that list, but most of them own been losing money by the buckets full. Novell (NOVL) is an exception, but it is already approach over priced (P/E is over 100).
seeing how G00GLE sells for $450 a share and u own $200. i dont see how the math is going to work. what about the money u enjoy invested since u were 11? did u lose it adjectives. i suggest an index fund by vanguard with low fees and everytime u hold $200 add to the position.
distribute me $20 fee for the guidance
Try Halliburton (HAL) , I don't think it's trading really illustrious right now. But you will probley take you self a good deal 20 -25 a share.
What does the possession "no load" be going to when discussion roughly speaking investment funds or investing?
Question:
Answer:
I, too, disagree with Rob...wholeheartedly. In certainty, studies have shown that, on average, nouns funds have slightly sophisticated expense ratios than no-load funds. Expense ratio for funds are easy to find, so you know exactly what you're getting, expense-wise, and can effortlessly compare.
Just to clarify for TreeFrog, ALL funds have expense ratios--you only just want to find a fund with an above-board one (average is about 1.5%, so anything below to be precise decent). SOME funds have loads. Loads are of late commissions taken out of your investment and paid (eventually) to the broker/advisor. IMO, the solitary reason to buy a nouns fund is because you're getting NEEDED advice from your advisor. Otherwise, only learn the ground rules, buy some good no-load funds (there are many), and you'll possible do better in the long run than you would enjoy with the expensive nouns funds.
No load funds no transaction fee up front when you buy or when you desire to sell. But, most funds charge a twelve-monthly manager allowance around 1%
This is an investment fund that has no initial commision or sale charge when purchased and sold. There is however a management levy that can range from 1 to 5%. The lowest cost funds are call index funds. These mirror a well prearranged index such as the Dow or S&P 100
What they don't tell you is that "no load" customarily means "highly developed expenses." There are some exceptions, but in the long run, no-loads are the most expensive process to purchase mutual funds. Phone reps and advertisers don't work for free.
Gotta disagree with Rob D. Being that he's a financial planner of some sort, he does own a bias. Those loads go to rate planners and salesman.
Some load funds give a lower annual management charge in return for paying a elevated up-front load. If you stay surrounded by the fund long enough (like more than 15 years) it might be worth it. But most expected you will want to switch to a different fund before you draw from to the payoff point.
Magazines like Forbes recommend to never buy a nouns fund.
My 40k1 freshly offered us the opportunity for a personal nouns head,but his allowance is .03% for respectively 10000?
Question:
The fee is said to be within the letter they sent 2.50$ per 10000,, but that math isnt correct is it? if its .03% it cant be 2.50 can it? Plus if I just have 10 option all mutual funds . 1 money souk,1 blended stock fund,2 strictly bond funds, 3 that mirror the S&P,a mid cap fund ,a small sou`wester fund, an international fund, thats it no other options at adjectives! IS a money manager really needed? There are not even satisfactory options an they are mutual funds? what can they order? I think this is a bunch of bologna? I am right?
Answer:
It sounds resembling they'll just own someone on the phone with you for 10 minutes to give a hand allocate your money between the funds. Might be useful for some relatives who are completely lost and need someone to hold their appendage. For you it sounds like a squander, and yeah your choices aren't that great. But consider that most people probably saturate out the 401k asset allocation form by asking the F-wit in the subsequent cubicle what he chose.
I think the single decent choice in that is the S&P index fund. You didn't mention whether the midcap, small cap, and international funds be indexed or not. Stay away from any actively managed fund (i.e. not indexed) because it puts your money at the impulse of the individual portfolio manager. But if those funds are indexed, later split your money across all those funds.
Put it adjectives in the blended fund. That track you have total marketplace exposure. MOney market is worthless surrounded by a k plan, as it won't grow your money fast enought to trounce inflation. S&P index funds will always UNDERperform because you enjoy to take into commentary fund expenses. So if market does 10% and expenses are 1 or 2%, your tangible return will always be lower. Blended fund get you best exposure with casual of beating flea market...--also gets you very well diversified.
Hi..my name is Elly. I'm one of the Financial Consultant. I can guide you on this. You can invest your money or receive your money grow in this secured & guaranteed investment. The return will be 300% inwardly 15 mths. There are 4 ways to make profits.
Kindly email me at money_zone07@yahoo.com for further info, tq!
If you be dealing with an A++ company such as ours, Primerica. You would be offered lots more options including some others simply cannot take home. There are fees for mutual funds, but they all differ. Look for mutual funds that charge a one time levy in the first year solely. If you find it you will be our client.
how do you find annual interest on something?
Question:
because im doing some of my math corrections and it says: find the annual interest on these amounts at 4% interest compounded quarrterly.
1. $50,000 2. $7,500 3. $3,000
if you can show me how and explain how to do it that would be great gratitude :)
Answer:
There are 4 quarter in a year so (1+0.04/4)^4 * the amount)
or nearly 1.0406 * the amount
I get 52030.20, 7804.53 , 3121.81
From the source below
P is the principal (the money you start beside, your first deposit)
r is the annual rate of interest as a decimal (5% means r = 0.05)
n is the number of years you give up your job it on deposit
A is how much money you've accumulated after n years, including interest.
If the interest is compounded once a year:
A = P(1 + r)^n
If the interest is compounded q times a year:
A = P(1 + r/q)^nq
OK. So it's annual interest and you're chitchat about one year, that's the first reality. Also, the 4% annual interest rate is compounded quarterly - which basically resources you take a look at what the accrue balace is on a quarterly basis and afterwards continue further accrual surrounded by the year on each of those balance. So 4% annual interest compounded quarterly is 1% per quarter (no higher math in that, it's just 4%/4 (the number of garrison in a year).
So vitally making the above into a formula:
$50K *(1+1%)*(1+1%)*(1+1%)+(1+1%) gives you the accrue balance at the expiration of the year of $50K at 4% interest, compounded quarterly. Subtract the $50K from that balance and you draw from the total annual interest accrued.
If they have told you it was 4% compounded monthly, you'd nick 4%/12 and multiple the accruing harmonize against that 4%/12 twelve times to calculate the total accrue interest (plus principal) at the end of the year.
Hope that make sense.
equation you are using is a future plus calculation!
formula for specifically FV = Present Value "50000" x (1 + r) divide r within the bracket by 4 ( interest compounded quaterly) later multiply the bracket by power 4 .remember r is your percentageso would be 0.04
and then right to be heard abra kadabra..and theres your answer, if you ever need any more give a hand feel free only to mail me and i will sustain ya to the best of my abilities..cart it easy!
There are 4 camp in an year.
So the formula is, I.e^rt, where on earth I is the investment or principal amount, r is the rate of interest, and t is the time perios.
In your case I will do one to a certain extent, you use the calculator to get the results.
1)50000xe^0.04x4=58675.54
Now annualising,
I.e^rx1=58675.54
ie; e^r=58675.54/50000=1.174
taking logarithm on both sides,
r.lgo.e=log 1.174, where on earth log e=1
r=log (1.174)=0.1604 or 16.04% annual rate of return.
You can use the same method for 7500 and 3000 principals surrounded by 1 and 2 of your question.
Note: Correction, I come up with I misread your question as 4% compounded quarterly. So it should be I reason 1% quarterly which should be substituted intstead of 4%quarterly in the first formula. Then verbs as I said and you will get something close to 4% annual rate of return. Method is OK simply change contained by quarterly rates substitution.
Online screener for money souk funds?
Question:
I'm looking for a screener that I can use to compare various money souk funds. There's a bunch of mutual fund screeners out there, including at YahooFinance, but they don't include money marketplace funds as one of their categories. Where can I find one that does?
I'm looking to compare things similar to yield, expense ratio and amount of holdings.
Answer:
www.smartmoney.com
http://www.schwab.com
www.mumbaibull.com
visitabovesites
Anyone hear of a company call "Hambrook & Greenstock"?
Question:
Got a phone call at work just about an 'investment oportunity' with them. They claim to be swiss but si=ound remarkably english. The whole accord sounds like a con but they reckon they can return lb65k from lb6k contained by 5yrs. 1000%??!! Any ideas or are they living within a dream world?
Answer:
PropertySCAM
As it's a fairly up to date industry (for small investors at least) there is nought to go on contained by terms of returns. One historic thing mentioned on the site is that planning decision are made once every four years, so you could be in for a long skulk before making any of the promised sky-high gain.
And there is also no guarantee whatsoever that your plot will ever receive planning authority.
Caveat emptor...
Hambrook & Greenstock (AG) are Land Banking Specialists, A team of experts from Hambrook & Greenstock research home for sale within various elected places around the world.
This land is later sub divided into smaller plots and sold on to individuals, whereupon it can become part of a diversified, atmosphere to long term investment or income portfolio - with a attitude to creating future funds growth.
Are you sure this was a honest call? This company is very well known and conducts business within the land and property paddock.
Give them a call and ask the cross-question there.
Their mobile phone number is: 0871 711 5117.
they no longer take investments from UK individuals - enter their designation into search engine and you ll find them
check this out, http://www.invest06.com/main/exhibitors/... it will bequeath you more info
OR centuries buying and investing in domain has brought significant prosperity to many ethnic group throughout the world.
However, until recently useful land ownership have usually been within the hands of the privileged few, near established property developers picking up the rest.
Now, through Hambrook & Greenstock, there is an opportunity for the wider public to invest surrounded by land ownership contained by a way that have rarely be possible in former times.
You can retain the land for some time next to a view to selling it on a at a latter date for hopefully a considerable profit, perhaps once planning concurrence has be granted. This concept is known as “land banking”.
A troop of experts from Hambrook & Greenstock research land for public sale in a variety of selected places around the world.
The company uses preset criteria to assess the possibility of the land on extend, with a scenery to whether or not it might get planning go-ahead for property development at some time within the future. If the criteria are met, we will acquire the estate.
Hambrook & Greenstock are continually searching for manor investment opportunities worldwide.
This come to rest is then sub divided into smaller plots and sold on to individuals, whereupon it can become sector of a diversified, medium to long occupancy investment or pension portfolio – near a view to creating adjectives capital growth.
Don't Invest I did in a minute I have purely found out they are being investigated by the dti and own also put the company into liquidation
im looking for light of day trading classes?
Question:
where can i help yourself to some day trading classes which can sustain me or somebody who teach the at home
Answer:
the best point is to do seminars or home study courses.
www.thesecret.com.au
David Schirmer is the guy to swot up from.
well at hand was a daytrading classes I deem it was WWW.EMINIMAGIC.COM I am not sure if they are
still in that because he said he was departure for a while
but he was dutiful. I have check and his website is still
up but I don't know they are still using that site.