Question is below?
Question:
Witchu obtained a loan of A$100 million on 1 October 2006. The loan have a variable interest rate (which be 6.35% per annum at inception), with semi-annual interest rate reset and interest payments. The loan have a term of seven years. The carrying appeal recognised by Witchu on 1 October 2006 was A$98.6 million contained by accordance with AASB 139.
Witchu have cash flow hedge the loan by executing an interest rate swap. The swap has a notional advantage of A$50 million and a term of two years from 1 October 2007 to 30 September 2009. Witchu’s board of directors expects that interest rates will apex around the third quarter of 2009 and wishes to participate contained by any potential interest rate decreases if they materialize.
Required
(a) Calculate the effective interest rate of the borrowing.
(b) Determine the amortised cost of the financial liability on 1 October 2009.
(c) Witchu have requested your advice within relation to the tax effect (if any) of the carrying helpfulness of the loan.
Answer:
Do your own homework. How do you expect to learn anything if you attain the answers from other people, i.e., cheating?
Better than a Savings Bond?
Question:
My dad started getting my daughter a savings bond every month. But later we found out that they take approaching 20 years to mature. Is here anything similar to a bond that will mature faster, and possibly more and for around alike price as a savings bond.
I'm not exactly sure how long they hold to mature, but I know it's a long time (20 yrs sounds give or take a few right to me). Also the ones she has are EE.
Answer:
Savings bonds don't earn much interest - adjectives they really do is beat inflation. But they are considered not anything risk. I don't know why your grandfather is buying 20 year bonds you can buy bonds that mature surrounded by shorter periods of time.
I would suggest that you clear an education report with Vanguard and hold your father contribute money to that. The returns will be higher, although next to some volatility (i.e. some months it goes up, other months it go down). A Vanguard index fund should return about 10% a year, which medium that it will double in expediency in almost 7 years. That's a pretty good return.
Invest within mutual funds for her...you can start some for really cheap..they will grow faster than bonds. Don't people who are close to retiring buy bonds??
Good sunshine!
savings bonds arent desperate if you dont mind waiting the 30 years to cash them within.
you can make more putting the lolly in a soaring yield hoard account through an online hill like ing or hsbc, or by putting the money into an indexed mutual fund for her.
how much $ is she investing?
She could look into giving out small second mortgages if the realestate open market is strong in your nouns
exceptional returns and quite in safe hands
You can cash stash bonds before they become fully grown. But if your daughter is only 3 presently, she'll be 23 in 20 years, a nice time to hold some extra money available.
what is the difference between forex and futures commodity spread which have greater edge?
Question:
Answer:
Forex Ofcourse.
http://money-review-site.com/investment
Your question is unformed: Are you asking about the difference between spreads surrounded by forex and in futures? Are you asking which have the greater margin requirements?
Mechanically, spreads work matching whether in forex or surrounded by futures. The only difference is how you'll total your profit -- in pips (forex) or within ticks (futures). Spreads are designed to take lead of the relationship between different contract months, different markets, or different prices. For example, you may place a calendar spread that allows you to run advantage of the complex price of March Corn and the lower price of May Corn, or a spread that allows you to take supremacy of the relationship between the US Dollar and 30-year Bonds. Other spreads allow you to take lead of varying prices for a particular contract within the same month by buying and selling at different prices. In respectively case, the narrowing or widen of prices differences will determine your profit or loss.
Margin will vary from exchange to exchange, and will depend on your status as a hedger or speculator. The positions you put on will also control what margins are required, since spread positions can create hedge for yourself, in which defence your margin might be reduced. To find out the edge requirements for futures, options and forex, it's best to look in the website of the exchange on which your contract trades, or contact your FCM or broker.
Buying stocks of alternative verve sources?
Question:
Hi people,
I get interested in companies producing alternative joie de vivre sources or equipment for that industry and I have two question:
1. what do you think around buying stocks of such firms?
2. could you name some companies within this sector?
Alternative energy would be turn, solar, methanol, petrol produced out of plants and similar sources
many gratefulness for your answers
Micron
Answer:
This is a lot of risk surrounded by that field of technology. Wind and solar are years away from one economically feasible. The reclamation cost on current solar and wind electric systems go beyond the life of the equipment.
There are two areas, surrounded by my opinion, worth looking into: bio-diesel and coal.
A company ring Nova Biofuel is going into production of bio-diesel. It's currently a penny stock, selling at about $1.30, but is worth looking at.
Another company, Fuel Tech, have a new fuel injection system that help coal fired furnaces reduce emission and slag build up. It has only gotten a contract to install its system in several coal fired electric plants within China. With China bringing on one new coal fired electric plant on column per week, this could be a boon for the company. It's current selling at about $26.
Sure. Check this one
SYNM
I wouldn't. All these depend on subsidies to survive, and if the subsidies (which depend on politics) ever quit, the company dies.
It is OK to invest within alternative energy stocks as long as you realize that they are roughly momentum stocks that will dramatically rise and fall beside the price of crude oil. Most of the companies' potential yield will likely never clash their stock prices over the long term.
My environment term play is not a pure play, but I assume it is the best and safest way to play alternative vigour. Try ADM. They produce corn for ethanol as well as producing ethanol itself. Ethanol is a relatively small segment of ADM's business, but it is what has moved the stock over the end few years. Their stock price has also fall to a more reasonable height.
I think twirl energy is the best alternative liveliness source to invest in. My favorite stock within this area is TWRT.ob, Tower Tech, they invest surrounded by wind tower support structures.
http://www.top10traders.com/viewpost.asp...
http://www.top10traders.com/viewpost.asp...
These links are from http://www.top10traders.com - you can see my portfolio at the site here (I hold a few other alt energy stocks, approaching HW):
http://www.top10traders.com/viewportfoli...
Hope this helps.
Will the stock market contained by North America rise or crash within 2007?
Question:
Answer:
Shouldn't matter. Put your money on individual stocks and don't look too closely at what the "market" is doing. I enjoy a chart service that will print the DJI or the NASDQ on top of any individual chart I want and most of the time I go amiss to see a strong correllation. Go for the individuals.
Now ask how you find the individuals. You need some sort of a screener to pick the winner out of the beelions and beelions of stocks out there. Try this for a start -- get hold of a copy of Investors Business Daily. Discard all of it except for the NYSE and NASDQ stock charts. Tell me what you see within. Ah, there are some winner out there. IBD is complex to find on a newsstand and is pricey for a home subsciption, but maybe you could find a copy surrounded by a library or a broker's office. Just one, to whet your whistle.
Rise. I purely go beside the odds. Historically, more positive years than discouraging.
yes
UP UP UP and Away!
///
What does it mingy contained by the stock open market when they read out a stock have be upgraded from nonpartisan to overweight?
Question:
Answer:
reger and united come across to sum it up best.
Reger gave you the definition of what it would be set to if the information was reliable.
United tell you of some of the pitfalls of believing this stuff at face plus. As you watch the open market more over time, you'll see which firms and which analysts' statements like these truly carry counterweight vs. those which the market laughs bad.
Funny terms, but to put it simply, they immediately are leaning toward buying it. ;-)
Hope that help!
that
The brokerage firm did a review of the company's performance and estimated the adjectives outlook for the company in examine. The concensus of opinion go from "I don't know what to tell investors" to "we see some potential here. You should consider buying." It is not a ringing opinion.
I would guess it means that it requirements to go on a diet formerly it's healthy again.
You do own to read between the lines as far as stock recommendations. Some times they are valid, other times, they are agency off dais. Some analysts can't find their hinny with their appendage.
Neutral probably does not mean colourless, and overweight does necessarily mean what it say. What you are seeing with that conversion is an upgrade or more positive movement in the opinion. You really have to study as much as you can to integer out whether than analyst is right or wrong.
It means BUY.
That analysts hold improved its rating.
Be aware that copious analysts state 5 buy or overweight signals for each flog signal.
So be careful, verbs deeper into its info.
Which Bank/Building Society offer the best rate of interest for regular monthly stash?
Question:
whilst still allowing instant access for the cash. The answer could be UK base or Offshore. Many Thanks
Answer:
National Savings offer an instant access ISA which pays an amazing 5.8% TAX FREE! You can store monthly up to a maximum of lb3,000 in one year.
For stash at this level, you cannot capture better. Ignore the ludicrous 'deals' offered by certain bank and building societies such as 10% (for one year only, maximum lb250 a month and ONLY if you get underway a current account and foot in lb1,500 a month). They are nought better then semi-scams. I wonder that they are allowed to go and get away with it.
wall of me
if you go to the moneyfacts.com webpage within is a very righteous list of the top interest paying accounts. it will really of late depend on the access you want to your money ie do you want it out with no see or not?
Screw banks.
Personally, I'm without fault happy near my Halifax Websaver account, which currently offer 4.75% AER interest with brass card, or 5% without.
http://www.halifax.co.uk/savings/variabl...
However, in attendance are others which can be found with the comparison turn out on FOOL UK
http://www.fool.co.uk/savings/compare-sa...
For instance, Northern Rock are offering 5.71% on their Silver Savings account. or there's a 5.75% tale from HSBC
What is the best process to invest $1000 USD?
Question:
Iam currently collecting 5.05% In a Savings account.
I don't involve this money very much at this time and I am ready not use it for a 6 month plus period.
Answer:
You are doing great. Leave it where on earth it is. If you have a have need of for the money in 6 months, the reserves account is exactly where on earth your $1000 belongs. Any other option beside that amount of money opens you to too much risk for that short term of time.
Extreme Risk: Play the numbers on the roulette table (Pays 30 to 1)
Risk: Open up your own trading account next to low fees and trade in the marketplace with different types of securities.
Risk Averse: T-Bills, M-Funds
No Risk: Savings Account or below your mattress.
Hey,
If you are in the U.S. I would recommend putting it into a Roth IRA.
The amount of risk is directly proportional to the amount of return, or loss. You say aloud that you don't need the money for six months, if the souk takes a dive can you linger another 12 months for it to recover?
Sometimes a bird contained by the hand really is worth two surrounded by the bush.
I would tell you to invest surrounded by a 28 day cd at Bank Of America or a cd at Best Bank surrounded by Kroger. Talk to whatever mound you have on investments and their risks. Do not wage it away!
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Here's a page for finding a pious good mutual fund to invest contained by:
http://www.best-stock-trading-systems.co...
or
Here's a good broker to use if you don't own much to invest:
http://www.best-stock-trading-systems.co...
Companies you would consider investing long residence and why?
Question:
Companies that are labeled for "growth" and also pay angelic dividends. Simply put, companies that can anchor your retirement fund for like 40+ years.
Answer:
Some of the companies/industries suggest, I would with the sole purpose invest in if the stock fell to a cheaper even, but here they are:
Oil companies paying dividends. (there are plenty to choose from)
Microsoft (it owns the computer OS market) and is expanding into other electronics and online ventures. It have plenty of money, no debt and may give out more dividends surrounded by the future.
Yahoo/G00GLE own internet world. They might be a bit expensive at the moment.
Solar companies that enjoy sales (not the ones that enjoy no sales at all) and are cheap, because solar is a growing flea market of the future.
Gold/Silver companies (SLW and G). Uranium mining companies (nuclear power is verbs and affordable, many nuclear plants are one built around the world, and not many minning companies around, supply is tight! = ideal conditions for rising prices).
And of course a few REIT's (real estate investment trusts) when they are cheap, hang around for a downturn and the stock will plumet then buy some shares.
Technology to be precise here to stay and become more prominent. Solar power, nanotechnology, GPS (Garmin GRM), etc.
General Electric. Berkshire Hathaway. Coca Cola & Pepsi. ETC. There are way more. But any of these are solely good investments at cheap prices. Just because they are adjectives great companies doesn't mean they are great investments. The price must be right too!
Read up on Warren Buffett's strategy and holdings. He is the richest self made investor contained by the world. It should give you some framework to work near and some good reason why it has worked economically for Mr. Buffett.
Go with mutual funds. They're a much better choice than company stock. They're more diversified which makes them a bit more safer. And you take home think a big company that pays a nice dividend may be locked, but people also thought Enron be one of those. Good luck.
if you must have stocks i would pick some biggies approaching GE, Microsoft, 3m
but like the other post said, use mutual funds
Blue chip companies because if invested for long possession basis fetch you handsome returns. Even within a very volatile open market,their
share prices will bounce back after a few day's trading.
don't invest surrounded by any one company.becauseyou can invest in heaps good mutual funds and own hundreds of companies at once instead of of late owning a few individual stocks, this is much safer and you will make more money contained by the long run. open a roth ira if you don't own one already, call vanguard or the american funds and they will achieve you going, just a few forms to complete, and most of adjectives let that money alone and never touch it, unless you want to buy a house, or entail it for education, or for vigour reasonsdon't use the money to buy a car that will worth zilch in a few years..be smart
If you don't want to spend much time thinking just about your investments, then mutual funds are the agency to go. Vangaurd offer a number of well-run funds. If you want to whip an active role contained by your investing your should learn as much as you can around the markets. When I want a long-term buy, I want a company who is guaranteed to be here, earn lots of money, for a long time. REITs (real estate investment trusts) should definitely be considered, along beside an energy company close to Exxon, Chevron, COP. An electric utility should be included, like FPL. And you might also want to buy some, G00GLE and GE.
Here is a portfolio of REIT stocks:
http://www.top10traders.com/viewportfoli...
This is from http://www.top10traders.com - this is a free site that let you create a portfolio of stocks with $100,000 surrounded by "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks complete compared to other investors.
Hope this helps.
I approaching companies that make products inhabitants use every day, use up normally and then buy more. Proctor & Gamble make toothpase, soap, and thousands of other products, sells them adjectives over the world and each year, for olden times 50 years they have increased their dividends. If they verbs to be as successful for the next 50 years, buy in a minute, reinvest your dividends and have a bundle by the time you retire. Also you may be capable of live off your dividends. Besides soap, another product is vivacity. Exxon now have a dividend yield of 1.76%. I'm getting in the order of 17% yield from my innovative investment many years ago and am very soon living off the dividends from it and other stocks.
My two longest possession investments are BAC and BLL. Both have done terribly well. Of the two BAC is the one I approaching better because annually it raises its dividend. I enjoy also been a terrifically long term investor contained by GAM, a closed end fund and PENNX, an start ended fund. Both own treated me well.
Anchor type stocks to impart serious consideration to:
JNJ, LOW, MMM, GE, MET, WMT, COP, DVN. All are sellling currently at nearly give away prices.
When conversation 40+ years, it also makes sense to consider investments surrounded by other countries that have a large amount more potential than the U S. TDF for China. IIF for India. Both closed end funds.
Also one should consider the financial situation here in the U S relative to the rest of the world. SWZ is a clad bet in that category. A closed finale fund investing in Swiss companies.
You should try prosper.com. But solitary invest in loans next to a credit rating of C or better and a DIT of less than 20%. I hold had tremendous nouns with Prosper. Most of the loans I've funded enjoy at least a 10% - 18% return. A lot better than any disc and safer than the stock market! Good Luck!
Check out this article from the NY Times.
http://www.nytimes.com/2006/02/13/techno...
Pacific Ethanol, US BioEnergy and Verasun.
Which investigational industry is rising fastest and also which industry is doing best within india?
Question:
Answer:
The phone banks set up to vote for Sanjaya on American Idol.
legitimate state industry is rising very hasty in india following engineering and retail sector.IT boom is all over within indian context .
tourism industry is one which is growing very faster.
creating situation for rest for tourist and traditional food can attract them .for eg house boats , forest type resturants etc
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Wat is Telemarketing?how does it work?
Question:
Answer:
Telemarketing is basically selling/promoting things over the touchtone phone, can be any product or service. Telephoning potential customers with a sale pitch trying to convince them to buy/use the product/service.
where on earth wouldyou invest 150,000?
Question:
Answer:
If you don't know anything about investing,I would voice a balanced fund from Vanguard.
Give it to me
i would lug it and spend it on a new guitar and amp and a strange car and consequently take whatevers not here and put it towards college or a house or something...
In my new European style/taste rime cream deli parlors.
http://www.hoppelpoppel.com
Probably put 50k into a china mutual fund, put another 50k into some bonds and then put another 50k into a righteous savings description. If you have a 5/3 around you they enjoy a 5.25% savings details not money market afterwards you can take it out whenever... Now if you want to work a bit for the money, buy some rental properties within a bad nouns and ask for HUD assistance at least 20% return unforced.
Save it.
Personally, I would buy $750k - 1 million worth of commercial property, but I am big on real estate. What are you comfortable near?
My mom is a nest egg type of person, so she would retribution off her mortgage and/or put the money into a long residence CD (5%ish)
You could also consider mutual funds and/or Blue Chip stocks.
You can buyin to a dowel or restaurant by providing the money for a liquor license, making you a partner, I've seen this turn out correct for some people.
I would invest it contained by three places.
1. Gold - The US dollar is weak, as it starts to depreciate gold ingots will actually appreciate.
2. High let go CD - You can engineer close to 6% without doing anything. Considering stall funds average 6% returns you could make as much as them short any risk.
3. IMAX - This is an equity. I think investing contained by IMAX theatres is a great investment. Its more risky but I'm already up 15% and I think this will hit $5 per share by the winding up of the year which means I'll trade name an additional 20% on the investment.
Market index funds. I would put partially in the total stock souk index mutual fund and half surrounded by a total bond market index mutual fund. You'll conclusion up making about 10 to 15 percent minus much risk. And you don't have the stress associated next to worrying about your investments. Here's an article that explains it. It's referred to the "couch potato investing". Worked for me. I'm a millionaire right in a minute and living in Barbados.
'Couch Potato' investing requires little attention
By HANK EZELL
Cox News Service
The "Couch Potato" portfolio is one of those too-good-to-be-true investment plans, similar to buying only growth stocks, or following the recommendation of a newsletter writer or astrologer, or buying stocks only within months that contain an "R."
The difference is that the Couch Potato, more than a decade old presently, seems to do adjectives the right things.
It is understandable and unproblematic to put together. Its returns regularly are higher than what you could attain from most comparable mutual funds. It doesn't cost much.
Indeed, the hardest part of the Couch Potato may be self-discipline: Putting it together and after leaving it alone, despite what the marketplace is doing or what the pundits are saying.
Here's how to build a Couch Potato portfolio: Invest partly of your money in the Vanguard 500 Index fund. Invest the partner in the Vanguard Total Bond Market fund. Step support and forget about it until this time subsequent year.
"The basic notion is that you own a sure shot at beating 70 to 75 percent [of the] professional manager simply by lowering expenses," says Scott Burns, the Dallas writer who thought up the Couch Potato and has be championing it ever since.
The accompanying chart tell the story. The Couch Potato yielded a greater total return than balanced mutual funds surrounded by almost all of the second 11 years. The data, from Morningstar, include annual operating costs that are taken out of respectively shareholder's assets. (Expenses average 1.3 percent for the balanced funds, vs. 0.16 percent for the two Vanguard funds.)
The Couch Potato have other good points. A big one is that it stops you from making doomed to failure decisions. That includes caprice buying and panic selling — which are seriously more common than most society want to admit.
Another plus is that risk is relatively low, surrounded by part because diversification dampens the ups and downs of the marketplace. It's also because you're not guessing — as actively managed mutual funds must do — what's going to be hot tomorrow or the subsequent day.
There is one big drawback: These are index funds, which process that they are, by definition, average performers. The best manage mutual funds, or individual stocks for that matter, will blow them out of the wet. You pay your money — 1.3 percent for those on the brink funds — and you take your likelihood.
It is worth noting that the Vanguard Group have been subpoenaed surrounded by the ongoing mutual fund scandal stirred up by New York Attorney General Eliot Spitzer. Vanguard was not name in Spitzer's complaint, and in attendance is so far nothing to indicate underhanded trading practices at Vanguard. But Spitzer have demanded to see information and documents.
On the other hand, Burns have suggested some alternatives to Vanguard. Schwab offers similar index funds, tracking the S&P 500 and the broad bond souk.
And there are exchange-traded funds — second cousins to mutual funds that trade similar to stocks — that will do the job. On the bonds side, Burns name the iShares Lehman 7-10 Treasury Index.
One other note: Burns follows his own guidance. "All the accounts I have control over are contained by index funds," he said. He is a little heavily built in stocks, he added, to match out other parts of his retirement package, including a income and a 401(k) with restricted choices.
Right now I would put it adjectives in the stock bazaar.
NWACQ is cooking up something so that is where on earth I put my money... The stock market is not for the giddy at heart so if you are a pansy, please stay out of it. All I know is that I sure make alot of money within it but that works for ME and ME only.
If you have need of this money then put it within a bank money account and kiss any interest worth while suitable bye, but at least you will hold your money.
If you don't have already a house next it would be wise to buy one beside the smaller down payment possible at the longest residence possible with the lower fixed rate possible and invest the rest contained by the stock market beside the help of a Financial Advisor.
Divesify, invest some 60% surrounded by corporate bond funds, 30% in stock funds, 5%in dignified yield bond funds, 5% Treasury bonds.
Is it time to buy stocks immediately surrounded by the US flea market?
Question:
Answer:
There' an old motto in the stock open market: Never try to catch a falling pierce. Wait for it to hit the floor and bounce up.
yes for stock, but not sure for options
it is other time for buying stocks... the key is buying the right stocks...
read the Wall Street Journal
Your mother will be proud.
Yes but do it within a Mutual Fund. Go to Vanguard . com they are good. Look at the EQUITY INCOME FUND it is a angelic one
What is the symbol for the Fidelity Advisor midcap fund?
Question:
Answer:
This will help:
http://biz.yahoo.com/p/fam/fidelity_advi...
FINAX
///
Here's a page for finding a fitting good mutual fund to invest surrounded by:
http://www.best-stock-trading-systems.co...
Walmart Stock?
Question:
Do you believe it maybe worth getting? I work for the company and can invest a bit through my paycheck. So is it worth it?
Answer:
now loaf a minute here before others answers..You said you WORK for THEM???
Let me consent to you in for a moment secret. Wally World have a program called ESPP (or something similar to this) what this program does is to allow human resources of a certain company to buy actual stock contained by the company they work for. In many cases when you do this you get hold of to purchase the stock at a DISCOUNT over the market price (average is 15%) it is taken out of your paycheck every time (before any taxes are taking out) and your money is accumlated for three months and you buy it a unmistaken intervals throughout the year.
Contact your HR department for this info I KNOW Wally World has a program similar to this.
Yes, pay no mind to the domineering bashers. Walmart will continue to expand and create money and is a great investment for the long term.
I do not work for them BUT I do enjoy their stock. I got within years ago when it was cheaper so I am unbelievably happy near its performance.
If I be you I would take ascendancy of the this investment. I think if you are an hand you get a concession in price too so unambiguously worth it compared to me who has to settle up full price.
Yes.
Employees usually get a discount.
This is close to getting a raise.
You will enjoy less money every month but you will bring in millions after a few decades.
Even if you don't work at Wal-Mart anymore.
Buy as much stock as they allow you.
Shares bought a decade ago at less than $10.00 are very soon worth almost $50.00
If you invest $10,000.00 this year you could have $50,000.00 contained by a decade.
Shares bought two decades ago at less than $2.00 are presently worth almost $50.00
If you invest $10,000.00 this year you could have $250,000.00 within two decades.
Shares bought three decades ago at less than $0.04 are immediately worth almost $50.00
If you invest $10,000.00 this year you could have $12,500,000.00 within three decades.
I would say it is pretty dutiful. Don't put everything you own in it or anything, but I surmise it would be pretty good.