usa abiding bonds?
Question:
how much are usa savings bondsa thousand dollars and how long is it readiness
Answer:
bonds cost half the obverse value. they are worth the frontage value surrounded by ten years, they draw interest for thirty years
Savings bonds come in copious denominations from $25 on up. Series EE bonds should have a old age date, series I bonds won't.
There are several types of savings bonds. EE, I, and H. A EE bond is usually purchased at partially it's face meaning at the time of maturity. Maturity date vary base on the rate of return that they were purchased at. The rule of 72 can be used to estimate the parenthood rate (or rate at which money will double given a known compound interest rate). Divide 72 by the rate of return (3.6 for a EE currently) equals just about 20 years.
Right now, you would be better rotten investing in a a money souk account or long possession CD as a conservative investment. Good luck. Ian.
What are some accurate choices for short permanent status investments?
Question:
I have 100,000.00 I want to invest short permanent status (under 5 years) and make as much interest or gain past its sell-by date it as I can. What are some good option?
Answer:
Consider the Vanguard Prime Money Market Fund with a current verbs of 5.10%:
https://flagship.vanguard.com/vgapp/hnw/...
If you are in a giant tax bracket you may prefer their rates exempt money market funds:
https://flagship.vanguard.com/vgapp/hnw/...
Sometimes other institutions will enjoy a higher teaser rate, but Vanguard tend to have the utmost yields I've found over the long run.
(If you are adventuresome, you may want to consider putting a small portion within stocks or mutual funds, but you could lose money with your short time horizon.)
Invest surrounded by these companies,
AKAM, AAPL, SHLD, HLTH, IMMR, SBUX
Stocks with the support of a Portfolio Manager like myself.
Top 3 Answerer.
If you roll money from a 401k to a ..ira acount how long do you hold to move off it to avoid penaltys?
Question:
Answer:
You have 60 days to roll the money from 401K to the IRA portrayal. Anyway, here is the URL that will answer all your other question.. Straight from the horse's mouth, oops, I meant IRS mouth. lol
http://www.irs.gov/faqs/faq-kw88.html...
I other thought the penalty be money you lost. WRONG. You report the money you took out as income and the penalty is close to the income tax. So I repeal all my 401k cuz I needed it and the cost was the export tax check I got fund. So if you withdraw previously the required age and get a cost then you can digit out how much "penalty" you may bet back from the IRS added obviously to your regular w2s
There is no penalty of rolling a 401K into IRA. If you plan to annul it, be ready for a 10% cost and regular income tax. If you hold a chance to roll 401K into a IRA, do it. You will enjoy many more investment choices within IRA.
If you roll the money over from an 401K to an IRA in the proper opening -direct roll over to the new IRA. There is no cost --it has zilch to do with time.
The penalty for removing the funds too early are like peas in a pod for both type of investments BUT there is no cost for transferring it to the IRA .
It depends. You didn't say what type of description you are rolling it into. If you are going into mutual funds, it depends on the share class: A shares - no minimum. B shares - 5 years. C shares - 1 year. If you are going into a fixed account or EIA, consequently it depends on the company's policy. Other than that, there are no rates regulations as long as it is a rollover. Good luck!
can someone please explain how mutual funds work?
Question:
A quick summary as expected. Thanks
Answer:
Quickly, there are three types 1. unscrew ended no nouns 2. open terminated front end nouns 3. closed end. Open finished funds are directly by a mutal fund company such as Fidelity, T Rowe Price, Royce, and many oodles others. no load funds do not own a sales charge. front cessation load funds do own a sales charge, but as a rule much lower expenses. Many are also sold through stock brokers.
Mutual funds invest pools of money they have collected from investors surrounded by what they think are apt stocks and bonds. They normally contain several different stocks and/or bonds in their portfolios. Perhaps hundreds. It is a pious way to acquire a diversified portfolio at a likely cost. There are perhaps hundreds of different types of mutual funds. Ones that invest contained by taxable bonds, ones that invest in import tax free bonds, small cap stocks, generous cap stocks, diversified stocks and bonds, and on and on.
The one big draw fund of mutual funds is that annually they must pay a dividend of adjectives realised capital gain. That means that you will own to pay taxes on that dividend.
Another big draw fund is that 70% underperform the market within general, mostly due to their elevated expenses, normally going on for 1.5%+-.
Closed end funds are traded approaching stocks. You buy them through a broker. There are several other differences also, but I am being brief.
What is the difference between Laddering vs Rolling Over CDs?
Question:
I was looking at a www site for a dune that discusses CDs and says you can increase your returns potential by laddering vs rolling over. Is this strictly the result of have different rates on the different CDs or is there something else I'm missing. Also, contained by the example given there is a table and surrounded by that table it shows a higher ROR on the 12 month compact disc than on the 24 month CD. That anyone the case, why would you stepladder CDs into 24 month vehicles vs 12 month?
http://www.bankofamerica.com/deposits/ch...
Answer:
There is an inversion surrounded by the yield curve between the 12 month and the 24 month compact disc. The reason you might still want a 24 month compact disc is that in 12 months, when the 12 month compact disc matures, the flea market is expecting that the future 12 month rate will be even lower. In nonspecific the market expectation is that the return for the current 12 month compact disc + the return on a 12 month CD surrounded by 12 months will equal the return on a 24 month CD bought today.
Laddering is to appropriation the added yield of holding longer readiness debt without sacrifice all of your liquidity approaching you would in a bulleted structure.
The longer the possession on the CD, the high the interest rate. Typically, CDs come in 1yr, 2yr, 3yr, 4yr, 5yr lingo. (There are others in between but slight those).
There are two goals
1. Get the best rate possible
2. Maintain some liquidity
#1 conflicts near #2 because if you want the max rate you might go buy adjectives 5yr CDs but then you enjoy no short term liquidity (without penalty).
The thought behind ladder is that all at once you buy 5 CDs, one for respectively of the whole year language (1, 2, 3, 4, 5 yr). In a year when the 1yr CD mature, you roll that over into a 5 year CD. It will very soon mature 1 year after the first 5 year disc you bought and the first 2 yr CD will be partly way through its permanent status and will expire in 1 year. After the 4th year, you will enjoy all 5yr CDs for the maximum rate but you will never be more than 1 year from the expirary of one of them thus giving you some liquidity.
First of adjectives Bank of America is not a good source because they charge unnoticed fees and give you the lowest possible amount of interest compared to other banks.
Laddering give you the option to shop around for soaring yield cds and rolling over give the bank the picking to shop around with your money and they generally buy a cd that gives lower interest so they earn money.
Can someone please explain how buying and selling shares on the stock marketplace works to produce money for you?
Question:
My two most recent jobs enjoy been for big, intercontinental companies. Both have mentioned buying stock (I dont know the correct jargon to use here) as a way of making money?? My current undertaking is Walmart and some people hold been recitation me about how they buy shares and afterwards sell them when they requirement money? Does that sound right? How does this work?? Im adjectives for making extra money.
Answer:
Firstly, think going on for companies you like.
This may not be clear, but maybe consider your inclination stores or products - why do you like them?
There must be something you resembling.
Identify what that is and ask yourself - does these appeal to a mass souk?
Then look at the share prices - are they historically high or low?
Do some research - stop by the websites - what's happening near the companies?
What do the latest reports look similar to? What's the outlook?
Go with your morale, but wait for a marketplace fall.
There's a possible one coming re UK hostages within Iran - "a buying opportunity".
Wait for it to fall. It may spatter again. A few weeks pass.. perchance months.. and the dust settles.
By then you should be watching your chosen stocks closely and when you see a rising outline start, BUY.
Please remember one thing - never, ever, ever borrow money to invest. It's a put money on - whoever told you the great tale of the bet they lost?
If it's your own spare $, buy it, save it and chances are it'll do you right at some point.
Good luck $!
All companies are made up of shares. Small companies perchance 2 shares, big companies probaly millions of shares. Owning shares, is basically owning a chunk of that company.
The value of these shares run up and down depending on many factor including the local economy, the position of the company , whether the company is making losses or profits. People invest surrounded by shares in companies that they dream up will increase in convenience. Once it has, they can vend the shares at a profit. This is called share trading.
Most companies also clear dividends each year, which is a distribution of profits to shareholders.
Not as assured as it sounds, but it means you buy shares when they are low contained by price, when you think they will move up. Then you deal in when they are up. OR you think a stock will drop within price, you sell shares of the stock (even if you don't hold any). Then you buy them back when they own dropped in price.
The difference between the buying and selling price is your profit (after expenses and taxes)
This is how it works
You buy a stock for 10 dollars a share.
You buy 5,000 shares at 10 dollars respectively...
10 x 5,000= $ 50,000
The next year it goes up by 2 points to 12 dollars a share...
12 x 5,000 = $60,000
You made 10,000 within 1 day.
totally much possible...
I recently read contained by biz magazine about a female who is the best analyst for credit suiss.
as you said,
companies have research analysts...who's employment is to identify best stocks (shraes)...and best price to buy...and to sell...
Chris
www.forexaim.com
Does anyone know who I can buy 2 dozen couple of nike airforce ones at a dirt-cheap price?
Question:
Answer:
just dance to the store and get em $80 a piece. You probably wouldn't find any other place that sell cheaper, unless they fakes.
here are these little kids in china that gross millions in sweatshops. I'm sure they could spare a few
ebay
Hi,we are china goodsupply wholesale company,we can present the nike air force one beside a good price,wholesale price is 35usd/pair,min writ is 12pairs,our website:www.goodsupply.net
So what contained by your belief created this most recent souk drop? What be the correction for?
Question:
What news or worldly events preempted the drop? Was it China law changing that did it? Laws that attempt to hold rear legs the free market? Is it lawsuits going on surrounded by the big stuff? What is driving this apparently predicted downswing? What do you trust as a news source to bring you accurate reports of where on earth the market is going and whether to verbs back your money into FDIC stuff?
Answer:
This is in recent times a correction we were expecting, stock flea market has be going up for a while and they need to correct. I believe the discount is great, then nearby is global growth, and the internet will cart us to levels not see, especially in the video arena. As history shows we will other have corrections and slowdowns, but the surrounded by the long term, bazaar will go up. Take dominance of the dips.
Like always, the Market read far out into the future. It see a recession in give or take a few 6-9 months. But be careful: as one Street wag used to right to be heard: "The Drop in the Indexes as a prevailing indicator has predicted 11 of olden times SEVEN recessions!" (hehehe). The diverse reasons for the recession and the Street's perceived picture that it will happen are as follows:
If you want to acquire a handle on the possibility that a Market will drop, look at housing Stocks - they always walk down first, not only in a weekly time frame (they crash on Thursday, for example, and the Market in common does three days later - but also contained by a longer perspective. For a short term crash/rise shift back to September -October, 2003 and compare a chart for QQQ, DJX or DIA, SPY or SPX and next compare those to PHM, BHM, and other housing stocks, etc. For a slow timeframe example: Housing stocks went down going on for 6-9 months ago.
Also, the recent housing stats do not look good - unsullied home sales are down, antediluvian home sales are down, adjectives combined with a decline surrounded by prices. So the market is afraid that this, combined beside (or the cause of?) a recession, will start to spell trouble within the future, as adjectives those who "cranked" money out of their homes via mortages will have to obverse rising interest rates, a declining $ re-sale bazaar, higher job loss (adding a glut of foreclosure/bankruptcy property) and to top it off a crop of clean home buyers even less qualified to buy than beforehand. In short, the Market senses that the housing bubble is about to burst (as Greenspan have recently said).
Another item is the War surrounded by Iraq. If there could be a simple solution and (to please both sides) if this control and those against it could have their cake and get through it too - Iraqis running the place with no call for for us, therefore a pullout desired by both Democrats and Republicans - the recession could be diminished somewhat. But looming on the political horizon is the greatest level of not only difficulty surrounded by foreign policy (the Mid-East vis a vis turning over the reins to the Iraqis) but the greatest degree of political polarization experienced contained by this country short of right prior to the Civil War (or perhaps contained by the days of Reconstruction).
In short, big business wants Housing to remain strong, the War to be over near some sort of positive closure, if not for Iraq, next at least for the West; and within particular Wall Street would prefer a Republican contained by office as they are see to be for big business (even though if you look at the stats the Market actually does better lower than Democrats - this is not a partisan statement as I am neither a Democrat nor a Rebupblican.) IMO after yesterday's brouhaha over the "Stay the course" nouns bites, there is virtually no providence a Republican can get elected. So the Market is getting prepared for tough times - and the smart guys are selling immediately while they can. When everyone wants out, prices jump down - suppy and demand.
If you're going to turn against the Street wisdom, trade close to a technician - watch the moving averages and individual buy into the Indexes when the Ten-day moving average crosses up above the 20 and holds; get out when the ten crosses below the 20 and holds, especially if three-month lows are human being made on a weekly basis. The "New high" criteria would not apply because the Market is carrying out tests support right now (or but for soon will be). Better than actually buying/selling the Indexes would be to buy Put and Call option on them.
I'd be tempted to speak that Barron's is a preferred source, but IBD and the Journal are fine. I stay away from all the magazine (except to read the editorials within Forbes) as their history during the dot-com craze still has most of them looking close to fools. I avoid CNBC and find Bloomberg easier than taking a sleeping tablet. I'd advise you to read Graham and Buffet to find where on earth investing is really at. Also Gann. Learn how to use TC2000/TC Net (c) stock trading software.
Will G00GLE's stock ever run down?
Question:
G00GLE's stock is at $461.88 when do you think it might drop.
Answer:
Yes, it could.
It's newly recently retested 440ish twice, so it could retest again.
Plus, they've get earnings coming up soon and it's be known to move $40+ within a day after returns announcement in any direction. So, we'll see!
Hope that helps!
As soon as it misses it's yield, it will drop like a rock.///
Yes. It will move about down and it will go up. Plan on it. Remember, you hear it here and, having my prediction proved correct, unsurprisingly you will subscribe to my stock advisory newsletter.
it could...
what if froogle becomes the subsequent IT thing...or gayhoo?...or MSN take over the search engine editorial column, or a big lawsuit..??
those are for long term..contained by the short run, well..you own to monitor company's progress everyday or week to know about it..but for immediately, they are just great...
Chris
www.forexaim.com
It have, I went short when it broke $500 and covered at $450. GOOG no problem goes down. If it starts rising again, I'd probably enter another short.
What are the features of rationalized market ?
Question:
i want to know about the features of updated markets and the determinants of stock prices within the efficient market.
Answer:
Efficient markets enjoy stocks that have prices that imitate all information currently available to the public.
no taxes, free flow of informatio.
I have answered this question yesterday.
There are three kind of efficient market. One weak form modernized, semi strong form efficient, and strong form reorganized. In weak form modernized markets yesteryear information is reflected surrounded by the share prices. In semi strong form efficient market the present day information is reflect in the price of the stock. In strong form simplified markets adjectives available information including that of the future is reflect in the stock price.
What is the first piece you would do if you won the lottery?
Question:
be specific
and say the jackpot is over 20 million.
Answer:
Dear Semper,
I receive paid to be specific as will anyone who will be of true assistance to you.
If you really want to know what to do, later e-mail me.
Dana B. CFP, ChFC, MSFS
President
Leave my husband
change my phone number
I would obtain an attorney and a financial advisor before I even claimed it and set up trusts and investments. Then I would probably take off the country for a little while until things died down because everyone I've ever met would be asking me for money.
I'd probably buy a nice house someplace resembling Seattle and settle down to write and paint.
Hide... then put $5 m contained by a 5% money market... buy the house for brass... the cars... pay for adjectives the kids education... payment the mortgages for the Aunts and a couple of close family friends the rest... GIVE IT AWAY... to my favorite Church related events. So when the klingons come for money, I can honestly tell em... "It's adjectives gone... I gave away adjectives but what I am living on".
Pay taxes...ugh
change my pant
Hire a Swiss Private Banker.
Figure out how much I need for a " no worry" life span for my family...next give most everything else to someone close to Paralyzed Vets
You got to purloin care of the empire who make our nice lives possible...and their kids.
Where can i find a suitable stock broker to do paperwork my stocks?
Question:
Answer:
Learn about stocks and business yourself and handle your stocks yourself. You will do as well as a broker can surrounded by most cases.
only next to good mark
Jail. Any body good beside money is there.
merrill lynch
Ask friends and other populace you respect who they use and if they would recommend them.
What presents bigger commercial potential biotech or nanotech?
Question:
What do you think?
Answer:
biotech is somewhat hampered by the fundamentally costly trials it must go through to prove that it surrounded by fact works Nanotech equally is less hampered and also have much wider application.
I would say that Biotech is more successful at the moment. Nonotechnology still have quite a few years to travel in R&D earlier it'll be much of a commercial success. Once it reach that point it might have more commercial potential than Biotech because of it's broad applications.
If you inevitability a good investment presently then progress Biotech. If you want something that could be substantially profitable in the adjectives (I would guess 5 to 25 years maybe) then invest surrounded by Nanotech now and reap the rewards when Nanotech become a mature technology.
Good interrogate dude!! I think nanotech will give a hand more in curing ethnic group but biotech will probably get you better gain in the stock souk.
by definition, biotech has to do beside biology. Nanotech advances can be used contained by biotech and a thousand other technologies from battery to making better equipment used to harvest zucchinis. So I would vote for nanotech as have greater potential.
I be trying to find biographical information almost Geroge Blakey, financial and worldwide expert and author?
Question:
an author of books about the London Stock Exchange and postwar England's reduction and investing histories
Answer:
try this
http://books.global-investor.com/pages/g...
The expected concede on an asset near two possible outcomes is equal to the?
Question:
a. standard deviation of the two outcomes
b. sum of the possible outcomes multiplied by their respective probabilities.
c. product of the two outcomes
d. difference between the two outcomes
Answer:
B
Here's a gambling example.
If you payment $10 to bet and will win $30 if you get a 6 but will lose if you achieve anything else the expected yield is:
(300% x 1/6) + (-100% x 5/6) =
50% + (-83.33%) = -33.33%
Not a dutiful bet.
The same logic applies to an asset like a snowplow and the probability of a mild winter or metallic winter can be calculated and the profit for each can be calculated.
sum