Cd's going up due to stock open market drop?
Question:
since the dow has taken such a tumble lately (and assuming here it continues its slide), can it be assumed that the rates on certificate of deposits, money markets etc next to go up?
Answer:
No.
The rates on money market and CDs are more closely tied to the fed funds rate. The feed funds rate is adjusted base on the fed's perception of economic growth and inflation. The sliding bazaar is probably indicative of slowing economic growth, which would more plausible cause the feed to cut rates to stimulate economic growth. If that be to happen, later the rates on money markets and CDs would stir down, not up.
It could, however, push the prices of outstanding bonds up (and the yields down) as investors move into bonds to escape the volatility of the stock open market.
No, stocks are correlated with cd's, treasuries and other similar debt instruments, but the correlation is assymetric, cd's, treasuries, etc are not correlated near stock movements. People rarely use "asymmetric monotonic," correlational test but they do exist. An increase in rates will tend to fall stock prices, likewise a halt in rates will tend to increase stock prices. The reverse is not true. A lessening in stock prices does not lower interest rates and an increase contained by stock prices does not increase interest rates.
Debt instruments are tied to the money supply and inflation is a function of the money supply. Interest rates tend to be a function of inflation. Stock prices should be, though they not always are, a function of adjectives expected earnings.
In nonspecific a flood of money leaving the stock open market would cause rates on debt instruments to be in motion down.
Supply and demand. That flow of money is going somewhere.
What is currency information?
Question:
Answer:
A currency note is serious newspaper money.
The United States has issued different types of currency transcription over time, including Demand Notes, United States Notes, National Bank Notes, National Gold Bank Notes, Treasury (or Coin) Notes, Silver Certificates, Refunding Certificates, Gold Certificates, Federal Reserve Bank Notes and Federal Reserve Notes.
Federal Reserve Notes, the type of paper currency produced contained by the Untied States today, were first produced within 1914.
Up until 20 years or so ago, U.S. dollar bills were call "Silver Certificates" because their face convenience was back by an equal amount in silver bullion. That be changed by law and very soon dollar bills are only worth what the political affairs says they are... and it's plentifully less than an equal amount of silver bullion
serious newspaper money
paper money, pure and simple
Indian money is call Rupee Currency.Currency means which is currently beneath usge.Electric current, where that cannot be stored and used, approaching that this also cannot be stored. I.E always hold a current value.
Currency is the monetory element of a country or countries..
Currency note is Paper Monetory Unit, it have the value of the given ( printed ) unit.. And it is valued across the home country against some other countries Currency strength.. Its not only help to exchange it with commodities we want for our on a daily basis life.. similar to food, dress..
Stockmarket Questions?
Question:
I've been reading a book roughly speaking the crash of LTCM, during the late 90's, however I've be having a bit of trouble elucidation all the lingo. Can anyone tell me what Spreads, and Shorting stocks manner? Thanks!
Answer:
The spread can be a couple things. It can simply be the difference between the bid and ask price of a stock. This means if I have a stock and I wanted to deal in it for $3 and you only required to pay $2.90, the spread would be 10 cents.
The spread for an way out means the difference between the strike price of the opportunity and the current market price, similar to the definition above.
Shorting stocks simply means you believe the stock price is going to shift down. Essentially what you are doing when you short stocks is you are borrowing some stock to sell very soon when the price is high, and consequently buying it back when the price is lower. A simple example would be let's say-so the current price of stock XYZ is $10 and you think it's going to drop, but you don't own any of the stock. You borrow 10 shares from me and you trade them for $10 each, earn $100. Later, the stock drops to $7 so you buy the 10 shares for $70, and you return them to me. Your net profit is $30 ($100-$70).
You can find more free information almost investing and the stock market at http://www.investopedia.com
Shorting medium selling a stock (security or other asset) because you think the price may dribble, or bidding low for a stock with the expectation of a price trickle.
A spread is the difference between the bid and ask price of a stock, etc. For an option, a spread is the difference between the marketplace value and the strike price of the leeway.
In defining the terms, you kinda enjoy to use other terms and they're broader within scope than these one row defns. Check out http://www.investopedia.com/dictionary/... for more in depth info.
Is $1.63- $1.93 a time too expensive to invest surrounded by your robustness.?
Question:
Do you think that nation care in the region of the cost of a membership over the baptize of the company when chosing a gym. I'm finding that people are looking for the cheapest rate for a gym, but are spending more money of useless stuff for themselves.
Answer:
Hey, I can run on my block adjectives day, and it is FREE!
I combined LA Fitness, and don't regret it at all. I see myself other in a more bullish mood after I work out (as sweating produces endorphins which causes the optimistic mood as I call it), and i've met plentifully of nice people contained by my gym as well. Plus, it have also helped me lose 20 pounds contained by the last several months. I love the certainty that the exercise classes are included with the rate of devotion though. Nice touch on their part and specifically the main drive why I signed up to them.
If Sirius and XM merge who stands the greatest gain? XM or Sirius shareholders?
Question:
Answer:
It is being market as a merger of equals, and I think it is. You really can't look at at the stockprices or the ratio (that 1 XM share will equal 4.6 Sirius shares) because XM is trading in the region of 4 times higher than Sirius right very soon.
I think it will be a win for both sets of shareholders because the two companies be only going to ruin respectively other and by merging, they can create a good foundation for profits for adjectives the shareholders.
However, if the merger falls through or is blocked by the FCC, I think XM will appropriate a much harder hit than Sirius.
Serius was doing better and have a bigger subscriber base. However, they both be doing poorly. The merger may not happen as it may violate anti-trust law.
In the end I surmise it would greatly help XM as they seem to be struggling far worse that Serius
XM.
XM no contest look at the stock difference today however I do see xm tapering stale a bit now (got buy advice in place on drops) but 4.6 shares of sirius for every xm share owned is a HUGE WIN for XM. Will be interesting to see how this plays out and I liek the hypothesis of listening to the NFL gridiron instead of this roidball crapola and XM has two nice exclusive shows (Cinemagic and Sonic Theater) Cinemagic is souundtrack (and occassional sounds bytes) from movies and sonic theater have some really good progams (Colonial Raido Theater, Alien Worlds, Timberwolf press and Harry Nile I listen to the most on that station). I close to the merger love to see it happen.
shares are increasing speedily why so?
Question:
Answer:
Since the end of 2003, the stock bazaar has be in bull mode, recovering from the Dot Com Bubble bust. They took a stocky breather in the summer of 2006 because grease spiked and the Fed didn't look like it would lower interest rates. It recovered other beginning contained by August.
The Fed has leading short term impact on the discount, because high interest rates mute corporate profits - and profits drive the stock market. The Fed worries almost inflation, but it looks like inflation is contained for immediately, and the economy looks to grow at a suitable 3-4% this year.
In other words, it looks like the U.S. reduction is headed for a "soft landing," hitting the sweet spot of low inflation and apt growth. If so, stock prices could rise for another year or two.
Of course, things could turn around tomorrow. If you're asking out of curiosity, then there's your answer.
If you're asking because you're thinking of investing, my guidance is, don't. Every bubble eventually bursts, and the greater the bubble, the greater the burst. If you don't do your homework and learn why prices rise and drop, and are able to interpret the signs of a rising or falling open market, then you will eventually draw from burned, severely. Most of the people who manufacture millions during the Dot Com Boom lost all of it, and more, during the Dot Com Bust. Timing the open market without serious research and study is suicide.
Increase & disappear ~ this is the game.
Because of Bulls territory.
Strong Corporate Results and Booming India Economy turns FII to Indian Stock Market.
because of FFIs speculative investments. this bubble may burst at point of time. so be careful next to this over optimistic propaganda
pragna
Im earn 4.5% on my money but, I conjecture I could do better. I dont want to lock up my money though. Help me.?
Question:
I dont want to lock up my money though. Can anyone help me? What option do I have?
Answer:
Many funds accounts are currently offering 5%+. E Trade bank is one. There are also some wearing clothes short term AAA insured Muni bonds that can attain you 4-4.5% tax free. However, I would suggest you evaluate your investing policy as the belief of "not locking up money" runs contrary to the notion of getting a high verbs. I am assuming you are thus looking for a place to park "working capital" which you will soon need to spend. If this is the overnight case, just jump to Yahoo! finance and look up the matchless yielding reserves accounts.
It all depends on the amount of risk you want to expose your money to. The superior the risk, the higher the return.
4.5% is what you capture in a compact disc or money market fund; this is a low risk vehicle. sophisticated rick vehicles include bonds and even greater stocks. But be forewarned that investing in stocks & bonds is NOT a sure article. Everyone I know has times where on earth they have lots considerable cut of their principal; some even lose all of it ( ex enron ).
If you are prepared to stomach more risk, explore the remedy to go next to mutual funds. I think those are a average risk vehicle.
Be happy that you're getting 4.5%
You can't enjoy liquidity and high rates.
I suppose you want no risk, any.
U want higher returns..beside No lockin & No Risk...dear there is No such Instrument whic confer u allll if u got the ans.do agree to me know also...
in fin mkt in that is a saying "illustrious risk...high return"
u hv to choice any of them.
lone thing better than ING is something similar to emigrant direct 5% apy. But no risk safe online bank are your only route.
I know a company currently offering 25% annually without risk.
You may look at the corporate bonds from Ford or GM, the current surrender is about 11%. But you entail to do your DD on these two to see if they can survive for the next 5 years.
Good LUCK
Hi,
Hardly any.
For no risk, 4.5% is adjectives you will get. The sophisticated the return, the riskier it gets. Futures are probably the riskiest and a great deal of people go down the drain with Enron.
Kindest Personal Regards,
Walt Brown
Site Build It Certified Webmaster
capecod1@capecod-beaches.com
Stock flea market put somebody through the mill...?
Question:
How do you make money on the stock bazaar...I understand the nuts and bolts...but I don't know how the actual money is made.
Answer:
Buy when everyone else is selling and sell when everyone else is buying. And hold the flawless ones for the long haul. That strategy made Warren Buffet the second richest man contained by the world.
The basics convey you. If you buy 100 shrs @ $10 & sell for $11 because emergency for the stock comes in to be precise $100 profit before broker fees. Can hold that money sent to you although you normally start out it in acct to verbs on. Also can have debit cards and cks for acct. Money not inaccessible.
You buy 20 shares of Stock "A" at $10 per share
You wait till the share price of Stock "A" go to $40
You Sell you 20 shares
And now you made $600
You label money by buying stock in a angelic company at a good (low) price, after you wait for several years. The price rises during those years. Then you vend at a profit.
For example, I bought some Westinghouse stock about 12 years ago for nearly $1,500. In the meantime, with mergers and acquisition and spin-off, it became CBS, after Viacom, then partially CBS and half Viacom. I sold the Viacom partially a couple of weeks ago for about $2,200. So my investment of give or take a few $770 paid past its sell-by date at 3 times that amount, and I still have the CBS partly of the investment.
The key is to buy into solid performer that are first or second in their industries, and invest for the long run. Look for companies that hold a history of paying dividends, and increasing those dividends over time. GE and Wachovia are good examples, and within are many others out nearby.
You buy Ford at $10.00 and a few hours, days, weeks, months, years or decades later you deal in Ford at $20.00
If you want to make money dont do it near the stock market especially contained by that short of time.
Have you ever heard of the Forex souk? Probably. Its much better for quick profits and i have a sneaking suspicion that less risky
if you would approaching, read up on it here.
http://www.forexaim.com
hope i helped some!
gratefulness!
You may also like to be in motion to investopedia web site. It is awfully helpful next to a lot of tutorials.
There are two ways to cause money from stocks.
1) The price of the stock goes up. Essentially the stock fluctuates upward, or investors desire that a company is likely to earn more money that be previously thought and will thus pay more for its shares. You can consequently sell the stock for more than you rewarded for it.
2) The company distributes some of its profits to its investors. This is known as a dividend. You a short time ago pocket the money.
Stocks have attraction because they pay out money to investors contained by dividends, or may pay out dividends within the future. Stock prices are base on the stock market's perception of how much cash a company will generate and will shift up if it becomes adjectives that a stock will make more money, and down if it seem the company will make smaller amount.
Looking for Mutual Funds Related to the "Organic" Craze?
Question:
With the onset of the life craze it would seem to me that investing surrounded by ths sector would be beneficial. So, I am looking for a catch-all type ivestment (mutual fund?) which coves this sector. Does anyone have any counsel?
Answer:
You might look for a "green" fund.
Gold and silver or stocks?
Question:
What is more profitable to invest in, gold ingots and silver or just plain stocks?
metals are more riskey but possiable more profitable correct?
what around other metals like steel, copper, ect?
Answer:
I vote the stock market, more specifically Mutual funds. Over the long rung they will verbs to increase in meaning.
Right now Gold and Silver are hot. That's great if you bought it 4 or 5 years ago. If you look at the history of metals, they jump up then they stir down.
If history is any indication, they've about topped out. Buying very soon wouldn't be smart unless you think it's going to verbs to go up. It's more credible to start back down.
EDITED: If you are reading that Mutual Funds are worthless, after you are reading the wrong thing. I'm basically saying, up to that time you rule out mutual funds, do a little more research. If you're current at investing (which is obvious) then mutual funds are the channel to go. When you seize a little more experience and enjoy the resources to do your own due diligence, then perchance the stock market.
Unless you really know what you're doing, and do your research and play the souk like a trader, your probability of making the magic investment are in the order of equal to that of a chimp. Seriously. A better way, I deduce, is to develop and maintain a on the edge portfolio of stocks and bonds, and if you like, precious metals, futures and anything else. While you're young-looking, you can take more risk and hold more in stocks. As you bring older, you should convert more shares (they enjoy higher concede and also higher risk) over to bonds (they enjoy lower yield and correspondingly lower risk). Bonds will guarantee money for your children's college, and for your own retirement. Good luck.
If you are buying silver or gold ingots you must be much smarter and know more than the person selling what you buy, and following when you sell you must be smarter or know more than the entity who buys what you are selling. Maybe. But maybe not. That is why speculating on price change is a losers game. Additionally gold ingots and silver do not pay interest, and do not repay dividends, and do not grow into twice as many ounces while you hold them. But they repeatedly do have carrying costs. And near are commissions for both the purchase and the sale.
Stocks can be purely as bad if you buy intending to hold merely for a short term after sell to somebody too stupid to own bought when you did and sell when you do.
But if you buy stocks and hold them forever next to dividends being reinvested at prices that eventually will hold been bargain, and continue buying when near is a hoped for drop in the stock marketplace price, eventually you will be earning huge dividends that you can consequently take as bread for a great return.
That is very very well said Eko. I've been investing for years and own nothing except mutual funds. I (and many others) would a bit let the experts select where on earth to put my money for a very low charge.
I can't find anywhere else to earn between 7 and 18 percent per year on my investment. Not even straight stocks.
How soon can a human being annul their 401k?
Question:
Help settle a discussion here at my house. If a person contained by their 20's or 30's quits their job and decide not to go rear to work, can they withdraw their 401k in half a shake or will they have to skulk till retirement age? ( for the sake of argument say retirement is between 55 and 60). I speak that the person have to wait for retirement age but my wife say that a person can repeal it now,but near penalty and will also enjoy to pay taxes on the total amount.
Answer:
Basically your wife is correct.
1) If a 20+ or 30+ or 40+ year elderly quits his/her job consequently he can roll-over the 401k to a qualified IRA with no toll or penalty. You will receive a 1099-R.
2) Same item if they continue to work but at a different company, you can roll-over your 401k from the previous company to the alien company's 401k plan.
3) If it is an actual withdrawl, not a roll-over, then yes you will be tax plus a 10% penalty until that time the legal age for withdrawl.
She is right. 10% cost + taxes. Don't do it :)
you can withdraw anytime you want, but if you do so back the age of 65, there are steep penalty. I removed 30k from my 401k and after getting taxed and what not (also tax at end of the year), we grossed somewhere around 16k. Yup, that's nearly a 50% from commencing to end loss simply for pulling it out early. OUCH.
i am contained by this situation myself i lost my job an i remunerated into a 401k an i called to see if i could go and get in pay for an they said yes i had to riddle out an application an i am getting it back but it is tax 30% so yes you can get it support now
The wife is 100% correct.
You can cancel at any time, however you're penalized and tax if taken before retirement.
An pick people choose is to borrow against their 401K. There's no cost or taxation for that. It's strictly considered a loan.
59 and 1/2 years old.
Is near any index tracking the integral world of stocks?
Question:
Similar to the S&P500 but with shares from adjectives over the world and most of developed countries...
Thanks
Answer:
Not exactly. There are a couple that come close but do not quite undertake that purpose. EFA is one. It contains stocks in companies of Japan, UK, France, Germany, Australia, and several other European countries. No U S stocks. No developing nation stocks. Nevertheless, it is worth a look. 5 year annual return is better than 15%.
ADRD is another to consider. It contains stocks of developed nations companies that are traded as ADRs surrounded by the U S. Again no U S stocks and no developing nations stocks. 3 year return something like 15%. Has not been around as long as EFA.
DGT is for a time different. This contains stocks of the world's largest companies. Over 50% of the portfolio is U S companies. Three largest holdings are Exxon, GE, and Microsoft
DOL is sort of interesting and worth a look. It contains large sunhat dividend paying stocks from around the world. No U S stocks however. Only been around for 6 months, but have increased nicely surrounded by value since that time. 22% annual return.
There are others that to a certain extent meet your criteria. Here is a relationship to the index funds of world stocks.
http://www.etfconnect.com/select/fundpag...
I think this fund is what you are looking for. I hold a mutual fund call, Vanguard Global Equity, symbol VHGEX.
This fund tracks both US and foreign companies in the growth and expediency areas and has apposite mix as far as emerging markets. It invests across the board surrounded by financial, tech etc. etc. and has a mix of 95% stocks and 5% currency.
Some of the companies held are ING, Caterpillar, China Mobile, ConocoPhillips, Canon, AstraZeneca to name a few. Year to date it is up 23% and is a best fund to hold in a export tax advantaged sketch like a Roth IRA. For such international and emerging marketplace exposure, the expense ratio is near 0.75%, which isn't as dignified as you might think for this type of fund.
This is a feature global fund for you. Check it out within your research.
What penny stocks are hot today?
Question:
Answer:
I've tried penny stocks before a LOST ,, Save your money and buy SOLID COMPANIES STOCKS INSTEAD For long tern...
Penny stock do closely of reverse splits .. and you take it surrounded by the shorts.
Trust ME .
Try,
ACAS
VZ
COST
AHR
GE
Etc... Good Return on your Money
BEST OF LUCK TO YOU
Penny stocks. Hot. Shoot for ' tepid.'
lol,... penny stocks i reason that is an outdated possession. look for some good mutual funds better long residence investment
for there to be a swift gain,.. you must be able to afford the loss
Seems approaching from looking at some of the emails I get, they're adjectives hot all the time.
I've however to see one actually bring in anyone any money though. I'm sure some do on occasion but mostly, you lately lose your money.
Check with Martha Stewart stock pick of the sunshine.
rfdu.pk is the hottest gzfx.ob is second hottest only problem is their accountantsdon't post profits in a timely comportment or update their webpages with financial information
Question just about arbitrage on futures?
Question:
Is it possible to take ascendancy of arbitrage between th Big S&P, and E mini S&P futures contracts. I've been notice that in olden times few days there's been significant difference surrounded by pricing between the 2 contracts, about 10 points.
Answer:
I doubt it. The mini-S&P is exactly 1/5th the size of the regular S&P contract. We are conversation about one of the most actively traded contracts within the world that is mortal traded by thousands of traders, hedge funds, speculators, etc. The differences contained by prices you are observing are imagined to be explainable. Typical explanations: bad tick notes, non-contemporanous trading observations.
Any sort of extremely liquid derivative is going to own computers monitoring the prices that are capable of recognize an arbitrage situation faster than you, in appendix to being competent to execute the trades quicker than you can enter them.
Best of luck.
You check Index times e^krf x time to expiry. If this is greater than the future price you put on the market the future and if it is smaller number than the future price you buy the adjectives. Do this for both the index mentioned and you can make an arbitrage profit on mispricing of the futures. Krf is the risk free rate.
can insurance advisor be a portion of mutual funds?
Question:
Answer:
GO TO SITES LIKE MONEYCONTROL.COM AND ICICIDIRECT.COM
Actually I do not understand your quiz. Insurance advisor can sell you investment-linked policy dealing next to mutual funds.
mutual funds had not insuarens.
Insurance advisor is an independent and is not an hand of Mutual Funds.
Very simple. A car mechanic and a heart surgeon both run in and fix some exceedingly intricate things. Just because 'fixing' is what is common next to them, they do not become good by jump into each others roles.
ANY Insurance product explicitly linked next to investments is for people who do not 'know investing'. They are the population who buy the 'fear and low-risk reward story'. The rest do it seperately.
Another way of looking at it is to buy your architect bureau supplies at a grocery store. Can it be done? Yes. Is it in your best interest? Absolutely not.
Now, this is not to variety some insurance guy that is silly, and if you are, please read it again. You can sell it to a class of relations out there who ask the cross-examine "What is a mutual fund". You cannot sell your lofty margin/expense product to a guy who is looking for a low expense ratio with no 12b-1 fees at no-load (front or back), beside performance that outpaces 95% of other funds. I am not even getting into the 'surrender charges' of the first 3 years. So, please do not rebuttal this one. It is not worth it. I own gone through the books within great detail and determined that it is not for the saavy folks.
India is a prime land for this different product. Bank tellers peddle this product. People are not within the 'know' and they buy it.
Good luck.
KKP_Inv
no not at all.only just remove ur doubt