What is a hastily growing stock that will approaching grow big this month and that I can rely on?
Question:
what stocks?
Answer:
Not really growing, but FTO refines gasoline and gasoline seem to always run up from Feb to June/July...
Plus it's a small company and big guys and private money are within a real hijack frenzy right now.( Usually add a few bucks to a share price!)
There are more then one. The best is Machmahon they are on thier passageway up.
Maybe try www.ny-stock.com
NASDAQ:ILMN (250% 5 Year Sales Growth versus 222% for G00GLE)
Top 3 Answerer.
How did I do on my 401k? Is this around norm?
Question:
I was looking at my once a year statement for 2006 and saw that I had an 18.98% return on my investments for the year. My provider have about 18 different funds to choose from so I made reasonably a few movements during the year. I am not bragging, I would just approaching to know how this compares to what people expect from their 401k.
Answer:
For the most constituent, if you have a double digit return on any investment you are doing pretty ably. Especially in a rate environment where on earth low risk accounts such as CD's are not paying too well. Most folks just want to see a positive number nearby. The technical answer is did your return equal or travel above your risk level. If you took a complex risk of losing money then you want a better return. It also matter how long you are saving for, what your risk tolerance is and what sympathetic of fund you are in. I am vastly happy for you that you yield almost 19%. The one statement that bothers me is that you made quite a few moves during the year. Most empire will tell you not to try and anticipate the funds. Chose one that works for you and stick near it. One of your biggest benefits of a 401k is dollar cost averaging and if you are moving around a lot you are losing some of that plus. Find a couple of funds that balance out and agree to them go. Chances are you will do better next to them in the long run.
That's above the norm. I reflect mine was around 32% for the year, but the company stock that I'm forced to hold have a banner year.
Anything above around 12% (over the long haul) is a honest number in my book.
Yes 19% is fine.
Average return for S&P 500 over time is ~13%... You outperformed the average. I would give up your job your investments where they are and not preserve switching.
You did grrrrreat!!
Keep on keeping on.
19% is very well brought-up for 2006. In fact, it's remarkably good, contained by general.
On a 401k or any retirement fund that you own a gain of 18% or higher respectively year you are in my belief doing well. You enjoy wise strategist working on your plan.
How Much Investable Cash Does IBM Have?
Question:
What I mean is, at any given time, IBM have X-amount of CASH available to invest in influence, a hedge fund, or other instrument to better their return on their available change on hand.
I'd similar to to know, how much actual cash does IBM own to invest?
All answers are appreciated! Thanks!
Answer:
As of Sept 2006 they reported 8,484 million in dosh. 2,417 million in short possession investments. 14,289 million in long occupancy investments.
9 billion. According to Yahoo, thats their free cash flow.
Where can I revise the essentials of "trust funds"?
Question:
I just want a page or two explaining the essentials of what they are, how they are set up, and when they are useful. Can you set one up near a fairly small amount of money?
Answer:
There are revocable and irrevocable trusts.
Go to: http://www.investopedia.com
and survey: Trust Fund
You'll get a ton of hits and they'll explain it out.
I'd suggest a revocable trust a short time ago in luggage...so you can "take it back" and money it in the adjectives instead of setting it in stone (irrevocable trust)
They are adjectives for real estate planning or when you hold true assets of your own - a car, a house, etc.
And as for starting one next to a small amount of money - how small, and what is this trust really for? :) Without knowing this, we can't really help/advise...
Yes you can set one up for a dollar, but why? If you do not know how, it is very expensive.
What is it that you are trying to accomplish? Then let set up a trust fund for that purpose.
Bank of New York.
Buying silver bullion?
Question:
when a person buys silver boullion, should nearby be a discount from 'call' price if the silver is not in 'mint' condition?
I occasionaly buy smaller amounts of silver bar and at times, the shop sells bar that are not in the greatest condition...
as a common rule, is there a discounted amount for bar such as this? (I realize it's not coins and an ounce of silver is an ounce of silver once it's melted).
Thanks for any real suggestion
Answer:
I doubt it. Bars are for investment, not beauty. Why not buy silver proof coins. They will probably increase within value faster than bullion. Silver eagle uncirculated coins enjoy doubled in plus in only a few years.
My generous guidance to you is to buy gold instead of silver, if it is for making a in your favour !
There maybe a discount on your public house of silver depending on the dealer you buy it from..
Please make out, no expert here, ok? My opinion, however, keeping abundantly of silver in my lock box myself over the years, is that condition doesn't really issue unless you are collecting rare silver coins. Bulk or second-hand goods silver is priced by the ounce.
I suggest you call up a reputable hawker and frame your question by asking, "I own a few bars of silver surrounded by mint condition that I may sell. I also enjoy a few bars that are scratched. If I market my entire collection to you, will you pay me a premium price for the pristine bar as opposed to the price you'll impart me for the scratched bars?"
You may consider asking several dealer the same sound out.
this is a cross-question for Canadians solitary - is 50 dollars annually other for an online mutual funds vindication?
Question:
i'm trying to decide between using an online side or using a conventional bank to purchase mutual funds... I know the online brokerage doesn't charge any commisions to buy or trade mutual funds.
I of late wonder if buying them through a conventional bank branch is going to cost equal thru management fees, subjective bank charges etc.
I approaching the ease of online trading, and already hold a stock trading account near the same brokerage company. I'm not an exceptionally savvy investor but am working at being one.
tolerate me know your thoughts!
thanks
Answer:
crazy, i won't money 50 dollars just to hold a mutual fund article.
Bank like RBC, their online bank can trade mutual fund like the 50$ sketch does. Purchase mutual fund thru a branch usually has no nouns. Except you are buying any 3rd party fund (ex. You go to RBC and buy AIM Trimark ).
Advantages to purchase from bank:
1) Usually free
2) Free advisor
Disadvantages:
1) Limited products screening
Have you been to a few different bank (yes not just you current financial institute) and requested documentation near fees and schedules of trading option?? If you currently have an on-line trading details, you may be best to stick with them because you know them, your used to them, and hopefully you trust them (if not after why would you continue to use them). On-line services can volunteer more and better analysis for short term, but the citizens in the mound can be robots, passing on info to you that the branches investment troop thinks would best suit them primarily, afterwards you second.
Basically, if your happy beside your on-line trading company, talk to them and ask them what they contribute that other don't, and if your happy, stay beside them.
sounds good but shop around and $50 annunally is kinda half-hearted if you ask me.
unless this is the fees they are charging (which doesn't make sense to do)
I would look around a bit more. but could you over-elaborate on the $50?
I can't believe they are going to charge you $50 per year for an online Mutual Funds account.
I contract with the TD, so this seem foreign to me - I have an RRSP picture (for mutual funds) in rider to my discount brokerage RRSP and cash accounts, and I can outlook or make purchases at any time for no fees contained by the account for mutual funds. I can do it adjectives online, set up pre-authorized purchases, and a number of other things as long as the mutual funds are sponsored by TD (i.e. not RBC mutual funds contained by my TD account). Selling, though, is another thing, as most funds enjoy the minimum hold time, etc. I take it that you aren't chitchat about an RRSP, are you?
Once you own a high ample balance, regardless of what type of explanation you have, you can be sure that they will waive any or adjectives fees related to your account.
To compare mutual fund accounts, check out these links:
TD (http://www.tdcanadatrust.com/mutualfunds...
RBC (http://www.rbcroyalbank.com/rbc:raucyi71...
CIBC (http://www.cibc.com/ca/mutual-funds/inde...
BMO (http://www4.bmo.com/personal/0,2273,3564...
Scotiabank (http://www.scotiabank.com/cda/content/0,...
I hope this help. I'd really call them on their fees, if I be you. Shop around - those fees are cutting into your profits.
My mutual fund is varying from class a shares to class p shares can anyone report to me what the implication are?
Question:
Answer:
This is how you pay the funds charges. They should enjoy sent you a new prospectus explaining the make over & how the new fee's affect you.
Can I reply to a answer to clarify to one of my question I asked?
Question:
I asked a question =Is anyone interested surrounded by a one of a kind Invention= www.patentpages.net/6913248. It be answered, can I reply to rectify a use to give other member some $ saveing ideas of its use.
Answer:
run ahead
No, but you can edit your query.
What are the risks next to premium bonds?
Question:
is there any track one can lose their money if they buy premium bonds?.
Answer:
You get no interest on your investment. The more you invest, the more probability you have of successful a prize. In 2006 i won about 18 prizes which is roughly the same as the interest i would enjoy received had i put the money surrounded by a building society.
You can always capture you whole investment hindmost if you want to - i like them.
You lose a moment or two money - the same money that you would lose by putting the money beneath the mattress instead of an interest bearing picture. Or you might win a prize.
No. The risk is that you will never win and be therefore worse past its sell-by date than if you had put the money contained by a normal reserves account.
you can't lose the money you enjoy invested, but if you don't win any prizes, then the appeal of your money is falling because of inflation
None! Unless the British government stir bust.
There are none. It's a risk-free investment, cos if you decide to dosh them in at any time, you can - the singular thing you've lost is the interest your money could've be earning.
hi the answer is none your money is not detrimental what you put in you receive back out devout luck
I don't think there's any risk, except that your money may be misspent. I've had nearly lb100 worth for nearly 30 years and won lb50 in that time.
There are no risks whatsoever.
I bought some contained by 2003. Only 1100 to be precise and I've had 4 win.
I've got no complaints!!
None as far as I see. Its the one investment where on earth your capital never diminishes
Apart from the convenience of the pound decreasing and getting no interest, there are positively no risks with Premium Bonds, and the probability of winning are greater than for the National Lottery.
None.
Why 6 month disc yeilds more interest than longer permanent status CD's?
Question:
I was freshly checking the CD's that INGDirect offers. Why do shorter residence CDs such as 6, 9 and 12 month CD yeild a greater interest rate than the longer occupancy CDs such as 48 and 60 month ones? Shouldn't it be the other way around?
Answer:
Rates can be inverted base on inflation expectations. Rates should head up after this most modern round of reports. Should not be buying cds anyway. Guranteed to lose purchasing power after taxes an inflation.
You would think so, but I construe the reason they don't other work out like specifically because the interest rates are always shifting. They don't want to lock you into a high rate for 5 years, for example, if for the final 2 years of that time the interest rates drop by a lot. That mortal said, I really don't understand why they would even hold out them or why anyone would sign up for a longer term compact disc when the rates are lower than short term ones.
Inverted Yield Curve
When short occupancy rates are higher than long possession rates it's called an "Inverted Yield Curve". This is a function of the bazaar.. not ING.
It has (in the past) be a warning sign (sometimes) for a recession.
BTW: There are other bank paying consistently higher rates than ING. One of them is www.GMACBank.com. FDIC insured and more "services" available on standard reserves accounts (ATM fee free card, checks etc).
Because the companies know what the interest rates are surrounded by the NEAR future they can afford to distribute us a little more interest since THEIR RISK is low contained by losing.
But when they speculate long -like 5 years -so many ups and downs could put those companies surrounded by a losing proposition if they guess wrong. So they don't guess much when rates start getting higher contained by the short term such as immediately.
interest rates fluctuate. Think this through today the rate pays 10% and perhaps after every 6 months for the subsequent 5 years the rates will go down 1%. Do you place your money here or do you pinch a 5 year certificate which pays 7.5%. See you get to do the math and you have to believe my example will be proven realness.
Mortgage rates starting in 1970's be 8% they went up to close by 15% and down to 5%. Depending on when you purchased your home you probably re-mortgage your existing home dictated by your needs and at the afterwards current interest rates.
Becoming a financial advisor..?
Question:
I am considering becoming a financial advisor part-time (if thats even possible) I am a nouns major and know satisfactory to be good at it. My cross-examine is: if I sign up with a company approaching ameriprise or smithbarney or example, then transport and pass adjectives the necessary exams resembling series 7 and 66 etc, can I just start on my own financial advising firm...or are here restrictions to doing that?
Answer:
As a registered rep you have to be affiliated next to a broker-dealer to clear your trades.
There are broker-dealers who cater to self-employed advisers and clear their trades. You run your own business and place your trades through them.
Here is an example: http://www.brokersxpress.com/
YOU NEED A FINANCIAL ADVISOR "
#1 You cannot be an FA "part-time" unless you are already independently riches and don't need an income. To become a successful FA you any need to inherit someone's book, buy someone's book, enjoy a WHOLE LOT of wealth friends and kinfolk that trust you to make righteous investment decisions, or work your @ss stale for 5-10 years to build a business. It is not easy, but you'll shutting down up making a lot more money than most of the other ancestors around you.
#2 The wirehouses are not dumb. I think the great paying one is Merrill Lynch, they have a 2 yr rookie program call POA. You need to gather together 15MM in assets (10 of which entail to be annuitized, or fee based). They reimburse you for the first two years of production then you're on your own. They (and adjectives the other BDs) make you sign a contract that indicates that you will not find licensed and then bail. If you do, you owe trainiing costs (~80k). Now, you could other get liecnsed and later just slough stale and have them fire you, but that wouldn't initiate you anything and you wouldn't get any clients that route.
#3 Don't think that if you do start your own indie firm and dangle a shingle that anyone will come-a-knockin'. It's hard ample to get business when you hold a big name on your business card. Trust me--if you aren't geared up to work 60+ hours a week, early mornings and delayed nights, next don't even waste your time.
If you win an MBA and work for a large company for at smallest a decade and have at lowest $1,000,000.00 USD you can open your own Financial Firm.
Who is going to thieve Financial Advise from someone driving a Ford or a Chevrolet?
Who is going to take Financial Advice from someone homeless?
what is the ratio of men to women brokers on the floor of the NYSE?
Question:
Answer:
There are absolutely much more men on the trading floor, the ratio, probably 25:1.
My 401K plan have over 50%exposure within International funds. Is it time to variety a modify.?
Question:
Answer:
That all depends on how far " ahead" you are if you're road up there, you can hang around out this downtrend .( Once people settle contained by to this, markets will rest most if not adjectives of the losses...maybe six weeks, two months)
If you are merely slightly ahead..10, 15, or 20% ahead.. then trade out and preserve the gain.
One story : when I first bought into FEMKX ( Fidelity's emerging mkts)..it almost immediately dropped fairly a bitI traded out 75% of what I owned...now , three years after that that portion has gain 140% Every time I see that 144% gain on the portfolio printout I kick myself.
Suit yourself, but I really don't chew over there is anything vividly wrong with world economy...this plunge was brought on by the usual point...some politician ( this time in China) making remarks that should be gone to economists. It has happen in Canada...and Thailand... and will crop up somewhere else, too.
You learn to shake it past its sell-by date...or you figure it's the "Real Thing" and put adjectives your money in gold ingots ( or under the mattress!)
50% is dignified, no doubt just about it...but I had a sturdy time keeping "foreign" and "energy" holdings under 50% because they MADE so much! If your youngish ( below say 37 ?) cart off lately a little...if you're " gettin' up there" ( 55+) , yeah, I would bring down to 20/25 percent...best of luck.
You bet. 50% is WAY too high a percentage to hold in international fund. Depending on your age and risk tolerance, look more at 20-25%.
It depends on what the conduct of the Intl funds have be over the past 6, 12 and 24 months. It also depends on what else is within your investment portfolio. And lastly it depends on your age and objectives.
I know that my Intl funds have be performing quite in good health. i wish I have more.
Right now within are doing well. I would suggest that you ride them until they help yourself to a turn down and then dump the ones that are not your favorites.
If the fund is soaring, why fly off until it turns.
no style, jose
and if the commiecrats take full control of the asylum contained by DC in 08 you better be at least possible 75% in international.
Are nearby any companies within dubai that offer mutual fund investments?
Question:
Answer:
Dubai Islamic Bank (DIB) today announced a distribution relationship with DWS Investments - Deutsche Bank's intercontinental mutual fund arm - to distribute products from the DWS Noor Islamic Fund range, which include the three innovative Islamic mutual funds: DWS Noor Precious Metals Securities Fund, DWS Noor Japan Equity Fund & DWS Noor Asia Pacific Equity Fund.
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Yes.
When countries say-so they mint close to 35000 of a gold ingots coin , how do we know if they are lying or not? L?
Question:
A lot of times countries say they print a clear in your mind amount of gold coins and when they speak they print less close to in 1980 1000 of a indubitable coin, how do we know they are not lying just to boost the merit of the coin up? Like the 1982 Chinese Panada going for $3000 when it is just worth $700 of gold ingots value because cirulation be only 15000?
Answer:
Well, if truth be told they certainly could be lying. Governments do relish doing so, it appears. Although in this individual case within is no reason for them to flop unless they are withholding some of the coins from the market for after that sale at superior prices, a distinct possibility. The bottom line is do not be tempt to buy any of those "rare" limited issue coins. Instead buy single generic gold.
Buy 35000 of the gold ingots coin or work in the fianance ministry. You might know how to know.