Iraq Dinnar - Good Investment?
Question:
I have a friend who is buying Iraq Dinar. He tell me that once the war is done, the currency will jump up 100x in plus. Are there examples of similar situations surrounded by history? Money exchange apperciation is also tax-free captial gain.
Answer:
There are many different things to look at. yes if the period of war ends well and the Democratic policy holds there is the arbitrariness for the value of the Dinnar to sky rocket. but near is a huge risk, first of all it won't ensue over night. this could transport a long time. also if there is a civil period of war it could cause more problems. the plus could drop a lot. it would be best to cooperate to a professional.
no
the only example is the Kuwait dinar, after Saddam Hussein invaded Kuwait, the currency drop down, when limitless it raise up 1000x, but report your Friend to be car full, because Iraq is not inhabited, and its currency is determined by the market price at the moment.
what appears to be good may turns fruitless. what appears to be bad may turns well-mannered. It may sounds like a dutiful investment in iraq dinar. you do enjoy to consider about the power, influence of the politics over at Iraq. Its will be a virtuous catch if you right roughly speaking about it.
With adjectives due respect, I think your friend is making a huge mistake. First, please read this article:
http://www.xe.com/iqd.htm
Then, consider the following. Even if Iraq is competent to form a stable government, near is no guarantee that the dinar will go up contained by value. Look at Iran, which have a stable government, but the Iranian rial have dropped from 3000 / US$1 to over 8000 / US$1 over the last five years. Second, when it comes time to deal in, no bank or currency exchange surrounded by the US will buy them. (Don't believe me? Call the bank or currency exchange of your choice and share me what rate they are buying at. You are in for a incredibly unpleasant surprise.)
Bottom line: You WILL lose at most minuscule half of your money investing within Iraqi dinars.
Mutualfund and ulip?
Question:
difference between mutual fund and ulip
Answer:
Mutual Fund is a common fund generate by us, the investors, in any company's specific hatch up. The capital of this fund is in principal invested to buy equities ( shares ), while some portion is invested in the debt marketplace for more safety. Thus the return of the fund depends on how the stocks bought by the fund perform. Generally we see good returns from mfunds as they diversify the property among various equties to lower risk. A mfund can be fundamentally midcap, smallcap or large bonnet oriented or it can also be a equity diversified fund. Mfunds sometimes are also sector orient, like infrastructure, lifestyle, power, zest, media etc.
ULIP is a Unit Linked Insuarance Plan. Here the means formed by means of premiums are also invested to buy equities but they also provide a vivacity cover or usually known as release benefit. Here the return is lower than mfunds as some amount is stored to provide the death benefit. But presently a days ULIP's also give just about 15 - 25 % return. Return ofcourse varies next to market recitation. ULIP's also provide enhanced, secured and growth funding options. ULIP's also provide annuity scheme, i.e. a retirement solution.
If you are investing in ULIP's please check how much of the premium is used to allocate unit. The more the units the more is the return. At present Prud. ICICI is offering a Fusion Fund series - II which is providing a free energy cover along with regular benefits of a mfund, but nought comes free. So they are providing the insuarance from the mfunds capital merely.
mutual funds are just funds invested surrounded by market (like shares) here it is term as units. you meaning your investment in language of units for eg if you are investing 10000/- contained by one plan and the curerent nav (Net Asset Value) is rs 10/- then you own purchased 10 units it may cash according to market. ULIP is section linked insurance plan, contained by this it it like mutual funds simply but you have the coverage of insurance also. (in this if the persone insured pass away, he gets the sum assured and bonuses entitled till that date) it is unattainable in mutual funds
ulip is a plan wherea insurance plan will be incorprated within it..
ULIPs are schemes which too invest surrounded by equity, debt and also provide Life insurance cover to the target amount.Under ULIP, investors have to remuneration the target amounts in specified instalments ie 5,10,15 years according to the plot. On maturity the investor will take the target amount and also bonus or dividend as declared, based on the profit earn by the fund less expenses.They also provide Life cover to the tune of the target amount;
Mutual funds in opposition are schemes lower than whiche the fund collects amount from the investors and invest either within equity,debt or gilt edge instruments as per objectives of the fund.
Some funds now present accidental insurance cover.
Under duty angle, ULIP all schems are eligible for export tax exemption, whereas under mutual funds solely specific tax exemption scheme alone are given tax benefits.
For maintain the fund, ULIP does not have any ceiling on account, whereas the mutual funds are prescribed ceiling on expenses.
ULIPs mostly are wary and invest mostly in debt , smaller amount percentage in equity.But presently many ULIP scheme offer the choice to investors to select investment shape,whether equity oriented or debt orient etc etc.
Risk and reward are high within mutual funds , whereas the ULIP schemes are more conservative
Under mutual funds , the parenthood is not assured( except in solid investment protection schemes launch recently), whereas in ULIP the readiness is guaranteed to the extent of target amount.
M
mutual fund is only investment and ulip is insuerece beside investing. only investing you select mutual fund
Interesting bond interrogate - Canadian and American bonds within the fluffy of appreciation of CAD?
Question:
I came across this quiz while reading my through my finance course textbook. Little stumped by this. Would appreciate if someone can relieve me out. Thanks.
"In the light of great appreciation of CAD contained by the recent years, which party is the most artificial?
1. American issuer of CAD denominated bonds
2. American investor of CAD denom. bonds
3. Canadian investor of USD denom. bonds
4. Canadian issuer of USD denom. bonds"
Answer:
All of the above would be affected equally, but some would be artificial positively, while others, negatively.
An American issuer of CAD denominated bonds would face high effective interest rate, since both coupons and the principal are immediately worth more in USD language.
An American investor holding CAD-denominated bonds would experience a gain, since CAD has appreciated relative to her home currency.
A Canadian investor holding USD-denominated bonds would experience a loss, since USD have depreciated relative to her home currency.
A Canadian issuer of USD-denominated bonds would face lower powerful interest rate, since both coupons and the principal are now worth smaller quantity in CAD jargon.
Interesting explanation by Mobile.
So now who among the two party - "American issuer of CAD bonds" and "Canadian investor holding USD bonds" is affected more negatively? Just curious...
How old-fashioned do you enjoy to be to buy/sell stock?
Question:
I am seventeen and i am interested in stocks. Please singular answer if you have played the bazaar and know the answer.
Answer:
If you are going through a web verbs you need to be 18, if you are going through a stock broker at hand is no age. i have have stocks starting at 12. there are various good companys around, i would suggest looking for a company call Dain Rauscher. It is owned by the Royal Bank Of Canada, but they were started contained by the US. they are the 10th largest in the nation. they own a branch in almost every state, my mom is the VP of the branch contained by Duluth MN.
Diamond as an Investment?
Question:
what is the best color and clarity grade of diamond for investment?
Answer:
No ... we bring back cheated ... and we don't get what we invested.
if we know how to Dutch auction it back as a antic ... we may 100 times more or even more you may grasp... but you should know the art of cheating in diamond business!!
Gold & silver are better.
I believe no. Gold is the better option.
i reason for a short time it s ok but for a long time stir for gold
and domain
Never heard of a diamond investor earlier, but new dimentions habitually prove to be more fruitful. You can open a commodity tradind acount beside any of the brokerage houses and start traging in gold ingots, silver, wheat, sugat, potato, red chilli, cardamom, pepper in lots etc.
White i.e. transparent diamonds are the best. Coloured ones are smaller quantity costly and black coloured diamond is the least costly.
Good Luck . :-)
Whats the Asian financial crisis adjectives abt?what happen during the Asian financial crisis?
Question:
Answer:
Asian financial crisis was mostly in the order of irrational panic. Most Asian countries be in a wearing clothes shape; the crisis was mostly cause by investors' fears that one or more Asian countries would default the process Russia did...
Do most ancestors buy option to beat about the bush their own stocks?
Question:
I want to find out what is option trading? And is it far-reaching to buy options to quibble againist their own stocks?
Answer:
No. Options exist which have other underlying assets, resembling indices, interest rates or commodities. Secondly, only put-options cover against a drop of a stock, economically call-options speculate on the opposite.
If you evade you do so against a specific risk. For instance, while holding stock A you might want to hedge against the flea market risk and buy puts to cover that risk.
Nowadays a large portion of the options bazaar is speculation. Only the options are bought and sold minus the participants holding the underlying.
No most do not & no most should not. Too complicated/expensive for those beside limited fluency. Hedging is selling the right to someone to by your stock at a certain price which cap your gain. Writing covered calls can increase your income/reduce your risk beside a loss of potenial gain but very few associates should do it. Learn how to invest first.
Is near a famine of information roughly possible investment option among the middle class Indians?
Question:
http://investingindians.blogspot.com...
Answer:
Actually there is a deficiency of information of the correct investment options for us middle class. There are numerous investment option but choosing the right one is the tricky part. The article is right when it say more investment leads to better growth but sour late in that is a growing trend among IT couples to spend nearly 80 to 85% of their earnings and investing solitary the remainder. I am still going through the budget speech.
Yes...I completely agree with you.
Yes if in that was correct information the those would have benifited
Yes
here are plenty of (easy) books that can be bought about investment option, but in broad people don't give the impression of being to be willing to capture on top of the subject.
most relatives use options to speculate near a low probability to win.
Absolutely No. There is no dearth of information about an assortment of investment options available to the middle class as compared to right to be heard 10 years back. afterwards we had to solely rely on the self acclaimed financial advisors.
But in a minute we are able to lug well informed financial decision based on the numerous resources.Obviously the more number of option, the more difficult it gets to choosing the RIGHT dependable, reliable and consistent ones on a long permanent status basis.Today we own financial websites, dedicated TV channel, magazines,the Fourth Estate, blogsites.As always at hand is more room for improvement.
In skin one has enter into an inappropriate pick we can exit anytime with a nouns of course,but better to go off than persist next to the wrong one.
Finally, Investing is a non-ending learning process and since its our rugged earned money thats put pn the string , we might as well spend some power time for the sameagainst a regular basis.
KEEP EXPLORING adjectives the time. there are underhand precious stones waiting to get into your arms.
A financial advisor is pushing me to use Mainstay investments for both and IRA and a 529 rationalization.?
Question:
Is this a good company? Why would she push Mainstay instead of, let's influence, Vanguard?
Answer:
Why? Because she gets a sale commission. Vanguard, Fidelity, T Rowe Price do not give commissions.
Just for kick lets do a one on one object comparison--more or less.
T Rowe Price Capital Appreciation Fund 10 yr annual return 12.04%
Mainstay Capital Appreciation Fund 10 yr annual return 3.52%.
The difference is your financial advisor get 5.75% of the amount you put into Mainstay, not one red cent from T Rowe Price. Actually, there may be more flowing beneath the table. I would hope not but those things do happen.
The simply "good" reason would be to make smaller your expenses by holding everything within one loved ones of funds. Having north of a certain dollar amount contained by the same kinfolk typically reduces your expense ratio...
One fruitless reason might be that they settle up (her) better commissions...
Check Mainstay out on http://www.fool.com then you'll know!
I suggest you dump your financial teacher and do your financial planning yourself.
Go to the Fidelity website and do some research. Take the time to read as much information as you can on the website. You will learn more at hand than from any fly by night financial teacher... and it sounds like yours is particularly a loser.
For your IRA:
http://personal.fidelity.com/products/re...
For your 529 plan:
http://personal.fidelity.com/planning/co...
Best wishes with your investments. One simple principle to use is: use index products/funds/ETFs as much as possible unless you know what you are doing within picking stocks. Remember very few investors outperform the indices. Certainly, any counsel your financial advisor will give you will not. Go to it, you can do it.
Yeah, your financial advisor is pushing products that enrich them a bit than you. Read some Bogle and educate yourself, and consequently ditch the advisor and go return with a low-cost Index fund.
Now you know why ETFs are so popular. Get a Roth IRA. Buy DIA (tracks the Dow Jones industrial average) or SPY (tracks the SP500) and a developing nation ETF (except China which suffers from corruption). You will make more than most mutual funds (you will be within the top 20%) over the long term.
if u have $10k, where on earth would u invest it?
Question:
i have an extra $10ki want a semi short occupancy investment (1-3 yrs)
Answer:
Okay, here are some options as I see them:
-Buy silver. It's inexpensive, adjectives, and most likely entering a boom phase.
-Put $3,000 as a down-payment on a rental property, use a couple more thousand to attain it into shape, and get well-mannered tenants surrounded by there as at full tilt as possible. Within a few years, your rents will not only hold purchased you some equity (assuming you take out a fixed-rate, traditional mortgage), the profit from your rents (after you withhold taxes, mortgage payments, a flub for lost rents and repairs) will enjoy pretty much paid you spinal column.
I would urge you to first rent to someone you know, someone you're pretty sure has a fully clad head on 'em, and someone who'll agreement straight with you. Then you can explain to if real estate is really your see... all those horror stories inhabitants tell you aren't so much base on real estate as they are on those people's mistakes, and their consequences. Mistakes are the core of profit.
-If you're not the hands-on type, try Real Estate Investment Trusts (REITs). I just capitalize 'em because I love 'em. See, greatly of companies invest in home loans, and they win paid every month from people's mortgage payments. And a great deal of these companies pay gloriously illustrious dividends. And since the housing bubble burst, there are some wonderful deal to be had. The speculators own gone home, but people ALWAYS call for places to live.
-I've been conversation with some guys at work almost starting a demolition derby business. Nothing world-changing, just entertainment for the hoi polloi. But we require startup capital. If you'd close to to know more, e-mail me at geeloeeloee@yahoo.com.
Roumania - in environment for residential
I own highly honourable experience contained by grease palm plantation organization,(10 Years) i want someone predisposed to invest how?
Question:
Answer:
Place a advt in classified or try ebay
Can a human being invest contained by a mutual fund next to 25 dollars?
Question:
Answer:
Yes, but I do not recommend it. The brokerage fees will eat you alive. You can however buy exchange traded index funds and closed come to an end funds through sharebuilder.com in 25 increments. But the broker commission will be $4.00 or 16% of your investment. Not a means of access to make money. There are however some mutual funds that hold a front end nouns that have a minimum investment amout of $250. They hold only a 5.75% sale charge. Better than 16%.
Here is a link to one that I especially approaching
http://www.americanfunds.com/default-hom...
Unfortunately no, you really can't do too much with that amount of money. What you would own to do first would be to open a brokerage commentary so they can make the purchase for you. They require a minimum of $500 usually to break open an account. Even if you could, it costs around 7 to 10 dollars to complete the transaction (broker fee) and this would individual leave you lone $15 to invest.
Generally no, but some will let you do automatic monthly investments of as little as $25/month.
the sharebuilder answer is NOT correct and sharebuilder does not put on the market mutual funds. The correct answer is an IRA account but findig one will be tough.
Yes.
It is sage to invest at least $25.00 respectively week.
It's possible with rear legs end funds at confident mutual fund companies. You don't pay a duty going in, merely a fee when you put up for sale. It's possible to lose money that way though.
Where do i find free bse stock souk ticker for my website?
Question:
Answer:
GO TO SITES LIKE ICICIDIRECT.COM AND MONEYCONTROL.COM
Regarding ticker u will have to develop a software and also intertwine to the nse-data.
Several service providers give u legitimate time data, and several other providers bequeath u 5 minutes/15 minutes back up time.
So, It is advisable to select from those and after bring it to ur web-site.
Regarding free ticker, U will have to find it out urself.
www.bseindia.com
Why look anywhere else?
They will tender you the symbols, and you can even download them into a file (of sundry formats).
NSE does the same.
Good luck.
Post your network site once you have it! (Please)
KKP_Inv
Where can i procure softwear which can count sandbank interest & installations?
Question:
Answer:
See if this helps
You don't inevitability to go buy software. There are plentifully of websites that have interest calculators on them.
It's also going to depend on how your calculating. Simple interest? Compound? Are you amortizing? etc.
I've given you a join to one website that has a calculator but do a ebsearch for "interest calculator" and find the one that suits your requirements. Just about any mortgage lender out in that has a calculator on their website to numeral out mortgage loans. They usually just numeral out the payments though and don't tell you how much you're going to earnings in interest over the vivacity of the loan.
can c that on icici or citi bank net sites they all own free calcolator
How can I become a share sub-broker.?
Question:
I would like to start a share trading shop surrounded by PIMPRI - PUNE
Answer:
please go to
http://www.5paisa.com/fiti/agre/index.ht...
Membership of Exchange
The investors can trade at the Exchange any through the members of the Exchange or through the sub-brokers, who are registered near SEBI through the members. An individual or a company formed surrounded by compliance with the provisions of Section 12 or Section 322 of the Companies Act, 1956 can become a extremity of the Exchange.
Qualifications for becoming an individual member of the Exchange are:
Minimum age of 21 years.
Citizenship of India: The Governing Board may surrounded by suitable case relax this condition.
Not be adjudged broke or insolvent.
Not compounded with his creditors.
Not be convicted of an offence involving fraud or dishonesty.
Not out of stock as principal or employee contained by any business other than that of securities.
Not be, at any time, expelled or declared a defaulter by any other stock Exchange.
Either matriculate or has the 10 plus 2 years qualification. Generally, however, nouns is given to professionally qualified persons.
Experience:
Minimum 2 years' experience as a partner or authorized clerk or apprentice near a member of the Exchange or within other connected areas in wherewithal market.
A partnership firm as such is not eligible to become contributor of the Exchange. However, partnership can be formed between two or more members, between a partaker and his family member, between two or more members and their inherited members.
A company, seeking strong views of the Exchange, should have a minimum paid-up wherewithal of Rs. 30 lakhs. Besides, minimum of its two directors should be appointed as designated directors, fulfilling the criteria for individual members, except the criteria relating to citizenship. The companies, which own become members, are certain as corporate members of the Exchange. The corporate member can also hold multiple membership rights contained by a single company. Such members are call Composite Corporate members. The Composite Corporate member are entitled to various benefits and confines available to individual members surrounded by multiple of the membership rights held by them.
The applications for strong views submitted by the applicants fulfilling various criteria as discussed above, are scrutinize by the Membership Committee appointed by the Exchange and the Committee recommends equal to the Governing Board. The applicants then go and get elected by the Governing Board. After paying the requisite fees, the applicant is admitted as the extremity of the Exchange and application is then forwarded by the Exchange to SEBI for registration. After getting SEBI registration, a branch is required to comply with the requirements of net-work connectivity, insurance, continuation of base minimum funds, opening of accounts near Clearing House and Clearing Bank etc. and thereafter, he is allowed to commence business on the Exchange.
Sub-brokers:
An individual, a partnership firm or a body corporate can become a sub-broker provided he satisfy the criteria relating to educational certificate, experience, etc. and is affiliated to some member(s) of the Exchange. After scrutinizing the applications submitted by the sub-brokers, equal are forwarded to SEBI for registration. Once a sub-broker obtains qualification of registration from SEBI, he can commence business as a sub-broker. It may be noted that the sub-broker is an agent of the applicant and is allowed to issue confirmation memos to his clients for their transactions done by him through the main member-broker to whom he is affiliated.
Remisiers:
In decree to provide an additional service to investors, the Exchange have introduced a concept of Remisier. Remisier is an entity which brings business to the member-broker and gets commission for matching. An individual or a partnership firm is eligible to become a remisier. An application for remisier is required to be approved by the Exchange. The remisier is not allowed to toy with the securities and monies belonging to the clients. The clients get the contract follow-up issued by the member-brokers for their transactions. The monies and securities are directly exchanged by the clients with the member-brokers.
for more info
http://www.bseindia.com/invdesk/working_...
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contact you nearest stock broker beside affiliation to bse and nse like geojit. you stipulation minimum investment say Rs.2 lakhs, you requirement to pass some exams or find a dealer/employee who can exceed the exam for you. ask the broker to train you, get your own clients and you are surrounded by.
You need to ratify at least NCFM's Capital Market (Dealer) Module exam. Manage to deposit approx Rs 2 lakh beside a broker and he should be glad to hand you over some of his headache.
Hello Sunil :
Send me an email at bhaskarkdas@gmail.com will surely share you how invest to do it without any risks. At dutiful leverages
Dont waste your time looking around
Regards