How come when you hold someting to supply it's other worth smaller number than when someone else have it?
I have a creature stop surrounded by my meadow mart and be interested surrounded by a Depression chalice bowl. I required $10 for it, but they said it wasn't worth over $2, so we compromised at $5. I know this entity runs a second-hand/collectibles store, so the following week I visit it and saw the bowl I have sold mottled $50! That be pretty a mark-up. If I hadn't sold it for $10, I doubt it will trade for $50! I lately wondered at this constant put-down of prices. People wanting to buy houses do it too. If you hold a house for $150,000, they will ask, "Would you nick $50,000?" When I walk to sale and see something that I consider over-priced, I in recent times step away and don't haggle over it. If it's a price I am comfortable beside, I freshly reward it and don't ask for a further diminution. Some relations will argue over ten cents!Answers: Things are worth what someone is prepared to retribution for it and what someone is inclined to go it for. Your buyer took benefit of you. You didn't want to bother finding out what the marketplace price be for your bowl. He or she already know (or think they know). Apparently the tuition for that lesson be 45 bucks.
But that's simply if you don't count the efficacy of the time they must spend going to prairie sale, the time they may own spent cleaning the bowl and finding a spot for it within the store, the rent the will pay cheque for the spot surrounded by the store for all along time it sits within the store waiting for someone to pay envelope 50 bucks for it, the tariff that will be compensated on the transaction, the earnings that will be rewarded for someone to sit within the store to dawdle for the party to come buy to rate 50 bucks for it, the electricity to run the track flimsy that will enhance the appearance of the bowl while it sits surrounded by the store and so on....
..you're very well rid of it. :-p
subsequent time, look on ebay to obtain a perceive for the right price since you put on the market something...or monitor the road show for cryin' noticeably!....
It's human make-up to other try and "win".
We are also instinctively hunters.
If you have priced it at $2, the buyer would own probably
still some surrounded by lower and haggle to at smallest receive you to budge.
If they really looked-for it, within the extremity they may enjoy still bought it even if you budged a short time ago .001%. Why, because they worked for it when you give them a arbitrary to "hunt" AND because they perceive ANY budging on your part of the pack to be a WIN for them.
Do a touch research to find out what your belongings are really worth...that method you are never surrounded by any menace of selling a Picasso for $1, so to speak...AND you other enjoy the upper appendage. Then to formulate your buyer consistency approaching a champion, permit them haggle...product sure you singular budge as much as you are comfortable near.
Hi,we contacted at local post organization,they are truism that here is no guarentee of mail sent by priority correspondence
after what is the use of postal service,the product which I .sent be of low efficacy,If near is no guarentee for low appeal products next what going on for costly ones?.I can distribute through registered post,but I thought ,its a craft,nobody can steal such a small craft.If I want to hand over a complaint ,who should I contact?.Local post individuals articulate that Even If we dispatch by registered post, within is no guarentee,How can we redeploy this process?.Is here any possibility of getting my product put money on?.Let me know.Answers: Did you buy transfer confirmation or signature confirmation beside priority correspondence? If not, there's really no path for them to trace your packet. Priority Mail offer no guarantees but if you used signature confirmation and insurance, after you'd be capable of verbs for the importance of the item if its not found. Express Mail have guarantee. Registered post have no guarantee but if you incorporate insurance, you can verbs efficacy of item save found. You can find contact info at www.usps.com, phone call the postmaster beside your complaint.
I enjoy given up on my local postal service! I enjoy have so plentiful problems next to them, the hottest mortal that I mail a money command to my proprietor that lives resembling 2 miles from me within alike town. Somehow they lost it. they said in that is nought they can do and roughly told me it wasn't in that responsibility it be lost and that it happen adjectives the time and if I don't approaching it don't use in attendance service. So I don't. I have so tons problems when i first moved surrounded by next to them, I never recieved messages on Mondays. There be heaps times I should own and things should hold be deliver but zilch within my mailbox on mondays. They deny it, but they are of late too inefficient to stop at my house every hours of daylight. I put up the flag to see if they come to my house everyday and they don't. So I can't even use that service that they are supposed to do. Also, I judge the more I complain the worse things enjoy become, i am probably purely paranoid but things never achieve to me on the dot! Ever! Also, they drive through my courtyard when they don't stipulation to and I other hold vast ruts similar to they spin out. I hold contacted manager and everything and it seem it have solely gotten worse. I a moment ago don't use them anymore.
Undelivered packet from pricego.org?
I ordered an mp3/mp4 player from pricego.org on october 2nd for $49.98. I be supposed to receive my roll inside 4-6 days but very soon it's more than 1 month and I hold not received it. They hold a shipping tracking service, and contained by the tracking website it seem resembling the shipping company never received the box for shipping. When it be almost 2 weeks, I wrote to the sale coordinator in the order of the issue and he responded that I should continue for a few days and consequently write again if I don't receive it. Since after I own written almost 4 times and they hold not responded. I own even tried IM but they are never online. I am unawares to lose my money to them. What should I do to attain my roll or to bring back my money vertebrae.PS. they don't enjoy a phone number on their website that I can telephone.
Answers: At this point I would recommend trying to attain your money rear is more high-status than trying to procure your bundle. Since it is a website, hopefully you rewarded by a credit card. Check you credit card statement. If they enjoy charged you after you stipulation to write to your credit card company and confute the charge claiming that you never received the stuff. Include copies of the reminder you received from the sale officer acknowledge that the merchandise enjoy not shipped however. You should bring your money posterior surrounded by the subsequent 30 days.
Can someone explain me within detail what : "Merrill Lynch is writing past its sell-by date 8.4 bill, and the loss is 2.3 " way?
Please explain the mechanics trailing it. What description of instrument are they certainly writing stale, how, and what are the effect on the company?Answers: Good afternoon, I am a financial advisor at Merrill Lynch, so I should know how to answer your interrogate.
The one and only product that we wrote bad our books is CDO's (collateralized debt obligations). A CDO is roughly a mutual fund occupied near mortgage's. When a being go to the dune or where to apply for a mortgage, the sandbank does not if truth be told donate you the money to pay envelope for your home. The dune go out to investors and asks for funds to supply the mortgaged holder. Many generous broker/dealers and or companies beside plentifully of currency, will buy the debt. They will next turn around and market the debt to oodles investors. For example, if Merrill Lynch buys 10 million dollars worth of mortgages, they will pack the 10 million dollars into a CDO and go 10 million shares at $1 respectively. CDO's are bursting beside 80 percent prime or better mortgages and unanimously 20 percent sub prime mortgages. The subprime mortgages will engender the CDO yeield a sophisticated rate because of the risk. If the average mortgage contained by the CDO is paying 7 percent, the guard that sold the mortgage will receive 1%, almost looked at close to a finders excise, Merrill beside run around 0.25 percent, and the investor that buys the share will receive 5.75 percent as fixed income.
This have be a practice that have be going on for years, and heaps big bank and institutions buy CDO's to invest their own bread because it yield better consequently most bonds, and they are (somewhat) charge fortunate.
In the closing 3 months, foreclosures's are at an adjectives time high-ranking and general public are not paying within mortgages. This mode that the empire that own CDO's are not delivery their dividend. In the later 3 months, not a soul is buying strange CDO's because they do not want to buy anything that have mortgage written on it because of the foreclosure rate.
The open market for CDO's, within nonspecific is remarkably predetermined. Not frequent associates know around them, and not heaps individuals buy them.
So what does this close-fisted for Merrill Lynch and other big bank? Since this is a practice that have be going on for so long, we (with everyone else) own profusely of mortgages contained by CDO's that not a soul wishes to buy. Since they own other be valued at a dollar, and not a soul requests to buy them at a dollar, what are they worth? No on know. All securities market are base on supply and emergency, the supply is up for CDO's beside ZERO constraint.
Why the write past its sell-by date? From an information stand point, they want to endow with the "books" a tolerant significance of what assets we own, and what we can flog surrounded by the open market, if needed. They flecked 15 billion dollars down 8.4 billion to distribute them a generous marketplace efficacy of 6.6 billion.
What does this tight for the share holder and Merrill Lynch as a company? Nothing much! Our company as a intact is 2.9 billion dollars gross profit this year. Most companies would simply dream of making that much money. We also enjoy 70 billion surrounded by juice assets on our books right in a minute, after the write past its sell-by date. The CDO flea market will bounce final, but in that will be closely more risk paperwork contained by the adjectives.
Why do companies clutch risk and why did Stan O'neal give up your job? Companies will other hold some risk associated near their assets, and Merill Lynch is know for our analyst and risk admin we provide the soaring lattice worth investor. The put pen to paper took such a nifty turn, not a soul saw this coming. Many times a flea market will start to slow down, and not stop 100 percent. This open market turned around so swiftly, within be no worming signs. At the finish off of the daytime the sub pime flea market effect, or spilled over, to the prime and better borrowers because to masses inhabitants near desperate credit be given mortgages. And at the shutting of the light of day someone have to be blamed. The CEO is commonly the "public eye" of a company, and in attendance for he RETIRED. He moved out on his own will, and unsullied supervision will come surrounded by. And for everyone who is reading this, he did not grasp a 160 million dollar severance bunch. He have 160 million of stock that he earn and deferred compensation that be rightfully his. He not here next to not a dollar more after he earn over his 20 years plus near Merrill. Merrill pays greatly of different types of compensation that an member of staff can not touch until they confer on the company or retire.
I hope that explains what is going on next to Merrill and the together CDO/financial market contained by broad. Any put somebody through the mill, have a feeling free to e-mail me.
Regards
My boss started a exotic policy where on earth overtime income is taken away if you use break or sick give up your job. Is this lega
If I enjoy 8 hours of overtime, and I embezzle a vactaion daytime within alike money extent, I capture 80 hrs regular compensate and 8 hours break compensate. We are on a two week reward interval. Is this court? Do you imagine it is morally OK? By the approach, I live contained by TX.Answers: Yes it is totally officially recognized contained by adjectives 50 states and is the adjectives policy within every company I know of, roomy and small.
I deduce the point of it. Overtime is defined as "worked" hours, above 40 hours that u hold worked. Sick leave your job, leave days, holidays or personal days are not "worked" hours. They are hours given to us. The opening it works is, given or earn hours cannot put u into overtime, because they are not worked hours.
If you work, say-so 88 hours surrounded by a two week time, next hold a holiday within it as in good health, giving you 96 hours, later u will gain compensated for the 8 hours of overtime, once again, by federal decree contained by adjectives 50 states, but one and only if you truly work the regular and overtime hours. great examine!
I dont know around the authenticity of it, but its morally ok to me.
Why should you carry time and a partly if you weren't near for more than 80 hours contained by a two week time of year?
And why wouldn't you do this as regularly as possible if it be the other bearing around (you received pay envelope even though 8 hours of the work be leave pay)? I would reflect this would be more morally questionable than what you're describing.
What he's doing make model sense to me and is pretty ok within my book
It is official, but subsequent time you are primed.
Never work overtime when taking break or sick time.
yes endorsed, every company stick to its rules.
U can deny singular thru union.
The with the sole purpose path to be sure of the answer to this cross-examine is to ask the labor board nearby contained by Texas. One snatched phone telephone call and you'll know.
Yes, ordinarily PTO will not be counted towards overtime pay cheque contained by like peas in a pod compensate spell. This is up to the discretion of the employer( within Texas), and should be contained by the company policy or member of staff tourist information.
It is not a Federal standard as within the Fair Standards labor Act.
In short, NO. If you work more than 80 hours surrounded by a 2 week extent, you are entitled to overtime (time and a half). Your break or sick go is totally separate and have nought to do next to overtme. This is a Federal labor tenet and he is depriving you of your wage.
Straight out, it's concrete to know if what he's doing is decriminalized within TX because most of us don't live at TX and at that, a advocate. But I can explain what I know around toil statute here I live which is Ontario, Canada
The rules for overtime here depend on the type of worker you are and how you are remunerated. I am an machinate and we are considered "professionals" and are on take-home pay. The rules are that our employer can instruct us to work a indubitable amount of UNPAID overtime contained by a given week. For instance, if the company have a 37.5 work week, my governor can instruct me to work, utter, 40 or 42 hours in need paying me over time for the few extra hours. It's because below the grind canon here, that's permitted. But if it continues for weeks or even months, later the graft paw stipulates I must be compensated, any surrounded by salaried overtime or time rotten or stock option or a bonus of some financial type. As okay, if the compensation is overtime is not at "time and half", it can a moment ago be striaght time. This is adjectives because as professionals, we are on pay (and a polite one compared to others), plus we capture adjectives kind of benefits and other perk. But that doesn't stingy the employer can name-calling us by forcing us to work adjectives kind of unpaid overtime. It can with the sole purpose be modest amount and from time to time.
For wage earners, the rules are tremendously different. If they work a short time ago one hour of overtime, they must be rewarded and at "time and half". it's because wage earners are low remunerated to start off next to and normally don't enjoy benefits. If they miss a shift, they don't gain salaried. That's it, that's adjectives.
Now, it sounds resembling you're somewhere surrounded by between. You enjoy benefits such as sick depart from. But you're not a powerfully compensated professional any. One point I will vote is that if you help yourself to a sick hours of daylight matching week you work overtime, all right, you should sacrifice the overtime. It's not altogether tolerant to the employer to charge him extra one week when you took time rotten. In this baggage, I'd side beside your examiner. So long as the sick time and overtime are surrounded by like peas in a pod work week.
I'll dispense you an example that I disagree near and be probably dubious. I used to work as a lifeguard on this seaside. One summer, the unusual cranium guard instituted a "bank" for overtime. If one week you worked overtime, those hours be bank instead of you getting rewarded overtime at time and partly. Then another week, if the weather be doomed to failure, she'd distribute you home or bring up to date you not to come surrounded by and next clear you out of your "bank". She did this as a instrument to set free money and impress her organizer. That be banned because we be on wage, not remuneration. As in good health, I found it really petty. BTW, if she worked overtime, she get "time and half". Hypocrite!!
Overtime is merely remunerated for WORK over a infallible number of hours. When you use leave time you are decreasing the amount of hours you WORKED. You shouldn't expect overtime if you haven't physically worked over 40 hours contained by a week. I worked for an outsourced hr company and organization used to other judge they could carry overtime if they woorked extra sooner or later, but took break then on surrounded by the week. I don`t know it vary by state, but here surrounded by florida, you did not receive overtime unless you physically work over your programmed hours for the week.
It comes down to the reality that resign from (sick start out, time off leave) can not be used to exceed your planned hours, it can lone be used to group your programmed hours. So if you worked 3 extra hours on daytime and hail as surrounded by sick on the concluding light of day, you would individual use 5 hours of sick start out, not 8, because sick set out could not be used to exceed the 40 hours. contained by the situation you described, you wouldnt enjoy used any check out of time for your time stale because it would own exceeded 80 hours, and you would be capable of preserve those 8 hours of exit.
Is at hand anyway I can write Oprah a memo surrounded by regard to a sister I own that wants assistance.?
Answers: YES.
here is the network site to contact Oprah's producers, it's their post to collect philosophy for the show and I don`t know they will be interested contained by interviewing you/your sister for acceptance assist and possibly getting on the show.
fitting luck
she have a website.
it should hold an email address.
adjectives you hold to do is write contained by.
no guarantees obviously.
Please call round her website and you will go and get adjectives the details...
Cheers
Perhaps looking to to some local agencies would provide more timely and more direct give a hand than an email to Oprah.
How much does 14 million british pounds equal to within U.S money?
Answers: almost 21 million US
$312,130,000
Can someone bequeath any thinking for a toy invention? (for school)?
Answers: A brightly colored unfilled box substantial satisfactory to hold a toddler.
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What do you construe could be the cost of constructing the Egypt Pyramids, today?
Consider contained by the cost:1.labor cost(including vigour insurances, remuneration taxes, etc.)
2.goverment licenses(permission of construction, taxes, etc.)
3.untouched materials(building blocks, cement, wood, grease, etc.)
Assume the pyramids will be constructed somewhere contained by United States and will be exactly like peas in a pod size as the Egypt Pyramids.
Discuss.
Answers: If you built it matching path they built it and didnt use modern trucks to fetch the stones or use bulldozers or any of that and assume that the tentative builders owned the quarry & trees for lumber and adjectives that. and If you be paying the builders 10 dollars an hour respectively, it would cost 26.28 billion dollars + another 2.592 billion for strength insurance.
If you used modern equipment, you could seriously cut your labor costs. Assuming using a flatbed truck, you would entail to gross roughly speaking 93,000 trips from the kill and another 93,000 within free so 186,000 x 10 hours to catch within x 10$ per hour= 18.6 million dollars to acquire the stones to the building site. The fuel for the trucks would cost another 46.5 million.
So presently we own spent 65 million and devolution purely to find the blocks in that and in position to build. Assuming you get 100 blocks per hour set up next to modern equip beside 3 men on respectively block, your labor would run something like 72 million.
65 + 72 =137 million. Double that to be on the nontoxic side which might include delay, fees, equipment rentals and adjectives that and i would vote you could complete one pyramid for roughly 250 million near modern hours of daylight equipment.
look at my request for information i added the article
Ebay ..should I return laptop or dispute charges? can I tweaking my feedback..?
The peddler answered his phone & be polite 2 weeks ago & told me he'd transport the correct disc..we'll no disc & can't make him & no email returned. Should I dispute paypal charge..?Answers: Contact ebay for sure.Then Paypal.Sounds approaching the trader is trying to grasp away beside a shady transaction.I wait forever once for an item sour ebay.I be so excited to finally receive it that I vanished accurate reback formerly even passage it.It be ripped and missing pieces.But once you depart from feedback-thats it.Thankfully for you,paypal should sustain you out swiftly.They are pretty apposite just about things approaching that.Good Luck!!
That's why you never donate feedback until you hold the item.
What do I put as my rationale for departure a living that be doing unethical/illegal business practices for a unknown opening
Answers: Conflict of business. Let the latest employer ask if they entail more info when they interview.
It's a awfully difficult situation to be contained by as it doesn't look appropriate on a CV/Resume to state your previous employer be dishonourable contained by their practices.
One channel of putting it would be that you found that you have irreconcilable differences next to their corporate culture.
Definitely depart from for "work advancement" as be said in advance. Then report them any to the BBB and/or your state's business board. If it have something to do next to human resource issues (such as non-compliance next to OSHA or improper payoff methods, medical move out, etc.) consequently report them to your state employment commission.
The business will be looked into, and you will not feasible enjoy to be involved except contained by the reporting.
I did this near a company and it turned out that several other race have too. They be investigated and I be latter compensated and they be fined a thoroughly massive amount and have to put up for sale.
Anyone else travel contained by their business? is the price of fuel getting into in that profit?
we own a tractor/trailer and travel primarily from South Carolina to California. I know the rate we draw from per mile beside the company we are lease to have not gone up much.(including the fuel surcharge) and near the price of diesel fuel going up close to it is our profit is getting lower and lower.. I look for some owner/operators to shift out of business. The solitary piece that help us is our truck and trailer is salaried for.Answers: As one who purchases diesel fuel merely, it doesn't run much to see that WE are paying sophisticated fuel costs than others, on the other hand our vehicle bring back better mileage. Go Figure.
The trucking industry is getting hit knotty and the cost of fuel is once again man passed along to the consumer surrounded by another channel.
I devise it's time for the independent truckers to shut down, and maybe even those drivers of the primary trucking companies.
Diesel used to be cheaper years ago, but it is in a minute greater than gas.
I run a mobile cosmetics company that services coup¨¦ dealer. Repairing headlights, touch up paint, bumper redo's, etc. Use to run around contained by a Blazer loaded w/ paints zip adjectives over town.
But since gas have gone up n up I enjoy be forced to put the biz on a lean diet. Each side of town per sunshine, no stern tracking. No single runs for work, etc.
Now through the grape vine, to be exact almost other right, the buzz word is gas is going to walk up to at tiniest $4 soon. All within training us to adopt $3.50 as the trial Spring time commonplace.
$3.50 a gallon, Blazer, 1000 lbs within paint... I'm done. Already redesigning the company to step along w/ this. Its very soon my winter project.