Finance & Business Question and Answers

what is the problem to update my exsisting accout next to my exsisring mastercard?


Question:


Answer:
You should contact the bank/company that issued your credit card.
There are some softwares attached with the bank which stops that . after visiting your guard you will get solve your problem




Hi I am Doing a business study for a company, on Desiner that enjoy open up thier own store Brand nickname stores


Question:


Answer:
k wat u want




what exactly is a Standing Charge on a Domestic Bill?


Question:
I CURRENTLY HAVE A STANDING CHARGE WITH MY GAS BILL BUT NOT WITH MY ELECTRICBILL, WHY IS THIS & WOULD A DUAL BILL BE THE ANSWER?

Answer:
its just another passageway of saying if you want our product you clear. Its just another bearing of ripping you off for more money!!
If you hold the same supplier for both gas and lecky you'll probably find the standing charges are combined.
Some suppliers dont hold a standing charge on gas or electric,I dont pay one near Scottish gas,I get my electric past its sell-by date them as well,because they are the cheapest around at the moment.




How long does a merchant own to post a debit-card transaction? Must I save funds available indefinitely?


Question:
I recently purchased an item beside my debit card but have not on the other hand seen transcript of the transaction. A friend of mine purchased an item with a similar card from alike vendor and saw a post to her vindication immediately. I realize a transaction can bring a few days to clear but how long am I required to wait? Is in that a time period within which merchants have to submit transactions or not? Similarly, if I write a check to be exact never cashed, is someone allowed to cash that check years latter or is there trial protection for consumers?

Answer:
As soon as you purchase the item, the merchant sends an authorization request. Your card issuer will put a "hold" on the funds immediately. When the merchants sends through the clearing draft - anywhere between 1 and 5 days, usually, the amounts will be debit from your account and posted to the merchants depiction. Because of the "hold", the bank will decline any transaction that exceeds your "friendly to buy". That being the amount within your checking account, AFTER "holds" are deduct.
-MM

Edited - the ethical thing would be to call upon the merchant and find out why they didn't put it through.
-MM
This may or may not relate but one example is if you are overseas I am told they purposely stall the trasaction over a period of time to collect the most favorable exchange rate.




what is the total percentage withheld from california paychecks?


Question:


Answer:
This will vary depending on gross income, file type (married, single), number of dependents.

However as a rule of thumb I figure that I will single receive between 50 to 60% of my gross. That includes deductions for vigour insurance, retirement, etc.




What are the disadvantages and advantages of using local and import product?


Question:


Answer:
jang,

I don't know in which aspect you speak, but I can first name some that relate to manufacturing...

Local,

It's easier to call on the factory to see their manufacturing capability, to ensure that they have the tooling, knowlege, experienced personnel to provide what you want,

If there's a problem with a shipment of parts, be it out of specification, or otherwise a materials issue, it's easier to preserve the factory to the terms of the contract, insofar as taking the shipment vertebrae, making sure the shipment is credited, etc.

If there are emergency that would affect the manufacturing vein, it would be easier to get the factory to kind an emergency shipment...ideally, the factory should keep two shipment of your items as stock, so that competence compliance issues can be handled swiftly.

The singular disadvantages I can see with local suppliers (within the U.S.) is that the local factory cannot compete with overseas firms surrounded by pricing. Pricing is not everything however...adherence to specifications outstrips pricing anyday.

Imported:

Depending on the specifications of what is required, some overseas firms can offer pricing that's far better than that of U.S. firms, even next to shipping costs.

disadvantages,

Uncertainty of your shipment clearing customs may hinder your expertise to schedule work runs.

It's quite inconvenient to diary a visit to the factory overseas...

If at hand is an emergency that requires a shipment, due to QA compliance issues, the aforementioned customs and shipping issues makes it slightly tough to solve.

Daily exchange rates may cause confusion just about whether the overseas supplier is being compensated properly.

Language issues may cause ordering/scheduling issues delay shipments.

I'm sure I'm leaving some things out...these are problems I've frequently have to deal beside.




Need to find US wholesale shoes to export to UK?


Question:
looking for summer shoes prefably

Answer:
hey. on my website we sell nouns jordans, air force ones, lacoste shirts, bape hoodies, and bape shoes. we contract with individual customers and we agreement with wholesale customers.

we ship worldwide

we adopt credit cards and western union.

free shipping on adjectives orders

pictures of adjectives our shoes available on our website

tracking number supplied the day after your charge is shipped

very low minimum direct quantities (5 for regular wholesale and 3 for dropshipping)

here is are our prices:

regular wholesale (min. 5 items)

*air jordans- $55/ two of a kind
*air force ones (lowtops)- $45/ pair
*air force ones (midtops)- $50/ twosome
*bape shoes- $55/ pair
*bape hoodies- $50/ hoodie


dropshipping (min. 3 items)

*air jordans- $60/ duet
*air force ones (lowtops)- $55/ pair
*air force ones (midtops)- $55/ double act
*bape shoes- $60/ pair
*bape hoodies- $55/ hoodie


WE ARE THE ONLY WHOLESALE COMPANY AVAILABLE 24HOURS


AJ'S JAYS
www.AJsJays.com

email: customerservice@ajsjays.com
Try looking here


http://www.G00GLE.com/coop/cse?cx=017413...
you would be better stale tring to find one here so you dont have to payment customs taxes
Hi,

your best bet by far would be to check out:

http://www.usefulresources.info/wholesal...

They are not only top rate but also provide 100s of wholesale providers for every niche and category. A heaven for wholesale supplies and dropshippers as powerfully.


Best wishes
Mike
Hi ,
Search Salehoo, You can find great wholesalers at Salehoo , http://salehoo-footware.deals-guide.com... , its a really big wholesalers list, wholesalers selling brand first name products really cheap
Hope this helps
Try the source. Better than Salehoo or Doba




I am trying to write a non fraternization policy for work, suggestions?


Question:


Answer:
Non-fraternization, with whom? Are you working within Iraq? Or North Korea? What on earth are you chitchat about, man?
yeah, forget it. youd consider prohibition would have qualified people something, but it hasnt. nation are going to do what they want, in spite of the rules. adjectives this will do is make ancestors sneak around and it will make you look similar to an a**hole, which you would be if you enforced the rule. laws, rules and policies are adjectives the same, they enjoy no intellect, no feelings of compassion or remorse, so the inhabitants who enforce without compromise? i should own to say no more. to take into service means to use, look it up. a company have no right to govern peoples lives, but they do. they actually spit on the exceptionally people who provide for them. its a strange, strange, world we live contained by, master jack.
Why? Except for the military where it's feel that there wants to be a definite separation between officer and enlisted personnel to keep hold of the officers' authority straight, rules like that pretty much go out many years progress.




How can i be in motion around selling my things?


Question:
I want to sell adjectives my things, like my tv, furniture, and what ever else i own...i dont want them. So, How do i shift about selling it adjectives?

Answer:
Ebay.com

Or maybe you can budge to a local Pawn shop. A garage sale can also be upright.
Garage Sale or Ebay
garage sale... or try Ebay...
Ebay, Newspaper, sort fliers and place them at community places, churches, schools, etc.
what'd ya get? Ill buy it all
www.ebay.com or www.ioffer.com for everything that you are likely to mail/ship to someplace.

Place ads within the paper for other objects, or...
hold a patio sale if you live within a populated area.

The rate at which your items will go is going to be directly related to how fair your prices are and how several people you communicate your intent to deal in to.

In other words, any option that let a TON of people know that you are selling your stuff for REASONABLE prices, get rid of your stuff faster.

If you still have trouble, you can walk to pawn shops, etc... but, honestly, you'll probably be getting the lowest amount that passageway... or selling to friends, because you have to hand over your friends a really good price.
YARD SALE, GARAGE SALE, EBAY.COM, RECYCLER.COM, PENNYSAVERUSA.COM GOOD LUCK...




People market on ebay??


Question:
How much do they take out of your money and how much are the charges?

Like how much do they hang on to?
How much is to put photos?
How much they charge you of stuff?

Answer:
All information can be found here:

http://pages.ebay.com/help/sell/fees.htm...
For regular ebay auction selling, basic answer is "impressively little" Their combined commission and selling fee for most items amounts to give or take a few 6 or 7%. If you use paypal, that costs another few percent, but over all, pretty biddable deal. First photo is free; spare photos are 15 cents each, but in attendance are also photo packages available to bring the cost down if you're selling something that requires several photos.




How do you haggle short offending?


Question:
I religiously watch saloon buying programmes & take on the train their tips but whenever I've tried to haggle, the seller any becomes irate, brandishing me extremely cheeky or lately flatly refuses present a decent concordat, giving some poor excuse about not self able to stretch further. Ultimately, the good cheer of having a coppers of car is distroyed by the disappointment of anyone ripped off and have the dealer laughing at you aft your back!

Answer:
Alright mate!

if you try a haggle near a sales man be he's put 'no offers' in the join I can see why he might get irate...or surrounded by some cases if someone gets irate it's because within skint & he/she has get to take the hold out but not happy more or less it! lol'
I don't think I've ever salaried for a car's asking price! you get to know the car's good point & what kind of ethnic group they are over time, so you use different tactics next to different people,even if you know the sports car is worth every penny I'm still cheeky enougth to get the price down, so what if they get hold of cheeky,get cheeky rear legs & have a gurgle with it, soon as you receive a smile from them your half method there! ; ) beside 2nd hand cars you've get to try & pick faults..the smallest fault & let them know, even if it's nil,you don't have to communicate them 'tell them' just so they're aware you've see a dent,scratch,rust etc, don't decline in love near a car, don't show them your really wholehearted either acte as you not to bothered if you own it or not! what I always do is contribute an offer that I know I can win my money back or even craft money! : )or if they don't budge just read aloud here's your contact number,let me know if you dont trade it. I'll only bestow **** .that's if there too much complicated work,they might call you stern..you can do all this & still be polite,a short time ago have manners!

Good Luck! ps 'shop about'

pps..
if your on the approach to view a vehicle & you already know the asking price take away that 10% (or more)have it contained by cash & you'll catch it!! or if your buying from a forecourt or something like that (not private) ask to speak to the boss(manager) as a typical salesman might be hard work as it'll mess up near bonuses!
First You have to stop kindly about offending the salesman. It's their available job to haggle - and the best way to obtain it done is to get indifferent. If they articulate something like "You're breakin my balls" consequently you say - "Well, I guess we can stir somewhere else and get a better price"

To carry the best deal on a trial auto you have to stand firm. Start ridiculously low and later have them work to a better price. If you stipulation to - come back another sunshine. No matter how much they read out "This car will put on the market TODAY!" it won't.
depends on the garage if its a garage that only sell bran new cars near easier to hagel with as they other over price there cars arranged to hagel. small second hand type garages are tougher they price more to what within after and they only produce profit on what they sell the coup¨¦ for theres no commision for just selling it.
after you try-out drive it. Act like your not really intrested within it(not to much and that it might be slightly out of price range). This will make them own to sell it to you, which is where on earth the haggling comes surrounded by. If you act similar to you are very intrested right bad the bat then they know they can vend it to for whatever.
Look around, find an idea from bank what cars are selling for. When you find the car that interests you, hoof it away if neither you or the seller can come to an agreement. My first sound out has other been "what is the lowest that you will adopt for this car?"
Research the price the salesperson pays for the car, and research the motor itself.

How many miles are on the motor, even if it's new surrounded by the lot?

Look at the price the dealer pays and start in the order of $5K less than that. Offer the contractor price and nothing superior. If he turns you down, see if he will throw in something extra along near the car (nicer wheel, a dvd player, etc). If he doesn't budge, walk away. There are other fish surrounded by the sea and that vehicle you love can be purchased ANYWHERE.
Do you really think the motor dealer would bearing away from a car operation if they COULD stretch a little more? I business with chiseling customers adjectives day long, none of them want to pay cheque a fair price for trial cars. Even when we give a coup¨¦ away and I make a $50 dollar commission, yes thats right 50 bucks! they still cogitate they got ripped stale. If the seller become irate or flat out refuses to negotiate further to the point where on earth they let you walk off, you have worked them to the closing and the negotiations are over. You call for to recocginze that if they are not willing to negotiate further you own done your job negotiate and are getting their best offer. The peddler is not laughing behind your final, what they are doing is saying, damn, here goes another idiot who doesnt appreciate our trying to distribute the friggin car away. Do some research previously you go within to determine what is a fair price. Your expectations are probably that dealer have huge profit margins and can negotiate thousands on everything but that simply is not so. Some cars hold as little as $400 profit margin up to that time the 2-3% manufacturer see back, or hold fund. Buy a $20,000 car at invoice and the peddler makes a $600 front cease profit. We have a permanent status for people approaching you in the saloon business, chiseler.

The 10% thing is bullcrap. Depends on the saloon. Sometimes we can discount 15% sometimes 5%, depends on the unit and businesswoman rebates. There is no set dollar amount or percentage amount on any vehicle that works. Research the invoice price and pay that or several hundred more, depending on sports car. Some cars are in complex demand and we expect to bring in more money on them than cars in smaller quantity demand.
All these society giving you advice are missing the knob piece of information. Dealer profit. A dealer have to make some money. I voice again, research the true invoice price and pay that plus a few hundred and you wont be freaking out nearly getting ripped off.
Best tips I can supply ya:

1. RESEARCH
Once you know the exact car you want stir to as many dealer as you can ( I went to 5 contained by a 50 mile radius) get nearby best price. Let them see you write the price down in your research notebook. Tell them other prices you get , only if they are lower prices, and examine them do the haggling for you.

2. Always be geared up to walk out. At one buyer I said "Thank you but i got a lower price elsewhere" and walk out the front door, the salesman ran after me beside a $1200 price drop. (got lower than that in the termination from another dealer). Think "I don't need the vehicle, I want the car" If there is no desparation you enjoy power.

3. When you have adjectives of the info, WAIT TIL THE END OF THE MONTH (when they need to clear out stock and bulster their sales), Go to the salesperson with the lowest price or I recommend the one you feel most comfortable with and pitch your price- don't articulate too much sometimes if you say zilch, they will drop the price because they read that as apprehension.

I got my saloon for $3800 below sticker ( and that dealer invoice stuff is a crock! i get it for $1500 below "dealer invoice")

thats adjectives i have to grant ya!!
wish you the best
Don't overly cause offence them, you are trying to get them to come down within price LOL.

What I do, when I buy things from the Flee Market is I try to tell them prices of the competition and remind them that I can GO ANYWHERE for indistinguishable product and that they are lucky I'm haggling them b/c I approaching them enough to impart them my Money by trying to negotiate with them instead of going to the OTHER.

Also, sometimes have a smaller amount of cash contained by *view* is better (it's the con artist in me...).
I expand up my wallet and am like, ably I only hold "this much" so it's either you come down contained by price or I don't buy anything at all.
lol
That works too!
=D
;-)

Good luck!
In August I bought a 2006 Dodge Ram 1500 Laramie.
5 miles on the speedo
Sticker be $39,458
less Laramie lolly back $-1,000
$38,498
I salaried $29,250 out the door.
That's 24% off the sticker.
2 years ago, I bought my wife a 2005 Jeep Grand Cherokee beside a Sticker of $38,500 for around $31,500. That's 18% off the sticker. Both times I bought during hand pricing promotions.
I have well-read that Japanese make dealer will not negotiate to these extremes. Why?? They don't have to. When I bought the Grand Cherokee I considered a Lexus RX330. They wouldn't even come bad a 3%. So I bought the Jeep. Which by the way, is an electrical nightmare.
My one piece of direction is that you'll get seriously more with sugar than vinegar. They want to deal in you a car. Be nice.
You stay pleasant and have a handle on it is the salesmans job to vend you the car at the topmost agreed price... Also know this, the salesman is typically the poor middleman between you and the manager. HE desires you to buy the car and after a solid point probably makes matching commission (called a mini deal) no matter what the price is

Here are my tips

1. Don't throw out ridiculous numbers that you know aren't possible.

2. Let the salesman know that you will buy if the info are agreeable (that means you will buy that day)

3. If you can't agree on price and find a lower price at another dealer, own the original salesman you deal with try to game that price (assuming he was nice, and respectful) because he took the time to show you the vehicle and deserves your business.

4. Let the saleman know that if he earn your business, you will give him well brought-up survey feedback (the survey from the manufacturer) and that you will definately give him referral.




how to find unclaimed money for free?


Question:


Answer:
Stop watching late-night TV, it will rot your perception of reality. You enjoy to have a right to the "unclaimed" money to bring it despite what the "expert" you saw at 2am said.

Talk to your attorney, they will set you straight.
go to your states website and click on unclaimed funds. its usually toll money or money left surrounded by old checking accounts.
contact your local state treasurers department and they can give you a website address for your states unclaimed property (ie: money, valid estate)
Go to your state's Dept. of Treasury website. If you have money coming to you, it's massively easy to claim. I did it, and inwardly a couple of weeks I had my money.
There's lots of money out in that from utility deposits, bank accounts, insurance benefits/premiums, dividends, royalties..etc.

http://www.unclaimed.org is also free and have links for all 50 states.




Does anyone contained by the UK know almost the company Global Courier Express?


Question:
I have recieved a perceive of MS/Lottery winnings.And was wondering if anyone else have been scam by this,or is this company forreal?. They wont $743.85 to obtain my winning check. Delivered !! ?? And thats Normal transport to the usa.
Here is the company's name I guess...GLOBAL COURIER EXPRESS .
DELIVERY OFFICER: MR.JIMMY YOUNG.
E-MAIL:
gcexdeliverydomain@hotmail.com
So.if anyone know about this please permit me know before I lose $743 Thanks

Answer:
Sorry, it's a scam. It is impossible to win a lottery if you did not buy a ticket. There is no such piece as a lottery of email addresses. Microsoft doesn't run a lottery -- see the links below for like mad more info on Microsoft and other lottery scam emails...

A lottery scam is a variant of finance fee fraud (also know as a 419 scam). First, you (and thousands of other people) get hold of a spam message stating that you could get millions of dollars -- surrounded by this case, because you won the lottery. If you believe the scammer and reply, he will charge you a payment before your winnings can bring back to you: this may be for having some documents notarized, or to salary the courier who's bringing your check, or to open a edge account, or international taxes, or any number of fictional excuses.

Even if Global Courier Express was a physical company, all the rest of the story is completely made up to steal your money. Don't transport them a cent, and ignore their emails.
its a scam
if ya won money they would convey it to ya
trash the letter its a scam
They don't show up on a G00GLE force out. I think you can be sure it's a scam. Why would anyone want to charge you to deliver a check? You could entrap a plane to the UK and collect it yourself for less. Send the messages to abuse@hotmail.com and let them close their communication account.
SCAM SCAM SCAM SCAM SCAM. I received a outstandingly similar email myself a couple of days ago. The maxim is that if you hold never applied online to do a lottery then you own not won anything! Furthermore if you must pay to receive your lottery winnings this definately is a scam. There are loads of websites which mention this sort of entity! You pay and consequently nothing arrives and they ask you to remuneration some more and it goes on and on until you relaise six months down the road after giving them lb5000 that it is a scam!
Global Courier Express does not exist. Any proposal asking for money up front to claim fantastic winnings (which these are) is a scam! There is no Overseas Lottery International, YAHOO & MSN Lotteries, Yahoo online dept., UK (United Kingdom) Lottery, Netherlands Lottery, British Lottery, Thunderball Online Lottery in the UK, Australian Lottery, Spanish Lottery, Yahoo Lottery Microsoft Lottery (emmulating from the UK or anywhere else) or any other form of lottery you can win short buying a ticket. While some people might singular copy and paste such email to their answer beside a brief take on it, I will walk into detail because I'm tired of this trash, as several of my friends have lost their a$$es to this scam. This is around as far away from legitimate as anything can bring back, whether it be a contest, promotion, or whatever.

There exists a consistent form of immoral rascal that trolls the internet searching for suckers who believe that they own gotten very lucky and won a lottery which they hold never entered. They will probably entice you to dispatch an advance duty to claim your non-existant winnings and if you do send this money, you can kiss it goodbye. The money will feasible be en-route to Nigeria, a cesspool of fraud that has be the center of these types of fraud over the last few decades.

The best piece to do is to delete such emails immediately and to never reply to them. If you even reply, you risk have your email inbox flooded. If you call these associates, expect to be harrassed over the phone at all hours of the dark! In some cases, people who travel to claim their winnings within Nigeria are taken hostage, and in worse-case scenario are killed when whoever is paying ransom payments exhausts their money supply. If anything online sounds to well brought-up to be true it always is buddy.

By the channel, I have helpful of become an anti-scam activists due to the certainty that I have frequent friends who have have their identities and enthusiasm savings stolen from them via these methods.

This is simply mortgage fee fraud (a prevalent type of fraud which continously asks for money to cover unforseen expenses) and is intended to drain your dune account, promising money that simply does not exist. Hopefully, this answers your interrogate.

If you have any more question, do a yahoo search on lottery scam, nigeria 419 scams, internet fraud, or finance fee fraud. You can also read more in the region of this at www.secretservice.gov and www.419eater.com!

If you have lost money you should report it to the U.S. Secret Service at www.secretservice.gov

Now you know the fundamentals of Advance Fee Fraud, a multi-million dollar industry that costs honest people their existence savings everyday. Be relieved you weren't duped by this scam!

I hope this is helpful, because I could sure use a best answer! I would appreciate it!




i aspiration to do a microsoft credited course next to advent training does anyone know where on earth i can acquire funding lb4750?


Question:


Answer:
Limited funding is available from the Job Centre but not as much as the whole amount you involve.




Customs/duties charges for buying online?


Question:
If i were to buy some shoes online within the US, to be shipped here to the UK, what kind of customs/duties charges could i expect to compensate? Does it depend on the cost of the item? They cost $42...

Answer:
You may not pay anything, depending on how they ship.

Or you might be paying a generous shipping fee and the customs is a division of it.




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