Finance & Business Question and Answers

I own an concept for a unmarked product but no money what do I do beside it?


Question:


Answer:
get a second opportunity
Keep the idea to yourself until you can catch a patent, copyright or some other decriminalized protection.




Thinking of switching hill. live surrounded by Scotland which ones hold remunerated subsidise hill charges, do you know?


Question:


Answer:
All of them are duty bound to pay put a bet on the charges, but they wont do it voluntary you have to write to them and emergency your money back
as far as i'm awair, adjectives the banks will wage back the charges within the end, some play tricks, some deferment, but I don't think any hold actually gone to court, if the did they would lose.
i have bout a grands worth of bank charges and barclaysonly salaried me back 60 pound...tightwads..none of them rate it back near out a fight adjectives banks charge
none of them do unless you wrestle them put a bet on. lost over lb300 when they closed down my old account- didnt even dispense me enougth time to withdraw the money. and next charged me another lb25 for the privilage( of loosing my money or closing the account idont know)




claiming vertebrae charges from the guard?


Question:
ive heard that you can claim final bank charges for the later 6 years, has anyone else done this.i must be owed thousands!
butmy accountant have said that he has hear of people have their accounts closed after doing thishas anyone else experienced this?

Answer:
I am a Solicitor and I do successfully recover edge charges back for my clients (and myself) Yes you can do this. Simply write to them askign for details of the charges they own applied to yoru account over thepast 6 years. When you take this informatin highlight respectively of them and write back to them unfolding them they are unlawful, because they are deemed by the Courts as unlawful. You threaten them to issue proceedings contained by the small claims court which you can do but it shouldnt come to that. For further advice G00GLE ridge charges and go on the money supermarket websites, theres plentifully of consumer information on there, angelic luck x
ps yes better to have a topical account creased up just within case, but they dont other close the accounts.
Yeah, then your buggered, it is true...
try the intertwine to the BBC's Money Programme website.
http://www.moneysavingexpert.com/cgi-bin...
This sould help you.
All the info you'll have need of for doing this is in the wall charges section at:

www.MoneySavingExpert.com

Set up by the man who started it adjectives, Martin Lewis. He advises setting up another mound account contained by case they close yours when they settlement your bank charges. A small sacrifice if you are claiming rear legs hundreds of pounds!!
Yes, go to the Money Saving expert webpage mentionned above, you will find template to use when writing to your bank.
You can also hold a look a the forum where associates share their successful experiences.
It's best to open another mound account firtst.
I've started the process today!




Which one is cheaper SAM's Club or COSTCO?


Question:


Answer:
It varies, some things at Sam's are chearper, some things at Costco are cheaper, You enjoy to do your shopping.
sam's
I don't shop at either, I lately get everything import from Iraq and Russia.




signature of the top 20 companies who are manufauturing and selling furniture manking machines and equipments,?


Question:


Answer:
look them up on the internet
come down to ulhasnagar




What is implied by the following US Bankers Magazine article excerpt:?


Question:
USA Banker's Magazine, August 25 1924 - "Capital must protect itself in every possible carriage by combination and legislation. Debts must be collected, bonds and mortgages must be foreclosed as rapidly as possible. When, through a process of imperative, the common population lose their homes they will become more docile and more easily govern through the influence of the strong arm of government, applied by a inner power of wealth beneath control of leading financiers.

This truth is capably known among our principal men in a minute engaged contained by forming an imperialism of Capital to govern the world.

By dividing the voters through the political party system, we can take them to expend their energies in warfare over questions of no hurry. Thus by discreet action we can support for ourselves what has be so well planned and so successfully practised."

Answer:
The Golden Rule... He who has the gold ingots, makes the rules.

Control of the money supply medium control of all it touches, i.e a mortgage on a house system the bank owns the deeds till adjectives of the capital and interest is repaid. Interest rate go up, you miss a payment, edge forecloses - they own the house.
Not a bad profit for a bit of bookkeeping.
The date of the article is interesting... as mass forclosures happen in the great depression... bank made a killing rotten the back of nation losing thier job.

As for the politics... what have more influence on your daily existence... the slightly left/slightly right party surrounded by government, or how much money you hold left to spend after the rent/mortgage/expenses?

Brilliant excerpt, very well found.
they want people out on streets as rapid as possible to get money put a bet on and then win their vote is what i gather from it.
seems a bit strange, you would expect this to head to revolutsion, 4 meals and adjectives that.




Usps shipper pickup for international?


Question:
Is there a weightiness limit for Carrier pickup by the Usps when you ship international packages? I dont know if i hear its 4lbs,and then you hold to go into the post organization to ship it out there. Please agree to me know by ppl who are experienced at this.thanks.

Answer:
The bulk limit for international shipping is no different for mover pickup than it is if you brought to the parcel to the post office.

If the item is underneath 4 lbs. you need individual to use the short green customs form. If it is over 4 lbs. you need to use the multi-copy white form. If you are using the white form, you should pick up some clear customs envelopes free at the post organization and not seal them. The post bureau needs to stamp them and stamp them. One copy should be returned to you.

I'm assuming you are using a pre-paid shipping option approaching click&ship at usps.com.




Can I claim money pay for from NTL?


Question:
I recently phoned NTL and told them I be thinking of changing to Sky. They in a jiffy lowered my rates.

If they are prepared to keep me on this much lower rate, after by definition they have be overcharging me for the previous few years. Can I claim any money back from them? Is at hand any legal precedent here?

Thanks,

Ed.

Answer:
Hi, it's not that they've be overcharging you, it's that gaining a unusual customer is more expensive than retaining an existing one - so, if you are prepared to leave, they are prepared to 'spend' to maintain you.

Otherwise, they have to do the adjectives sales, marketing and service item just to win a replacement rear. Besides, NTL/Virgin Media are having a spat near Sky at the moment so there is an added incentive (I assume) to avoid customer churn (the idiom for customers who leave).

Most companies in significantly competitive markets will hold out incentive to customers before they bestow - AOL for the webspace or T-Mobile for the mobile phone space.

As for the Sky vs Virgin Media debate - I'd be cautious of rushing into any grinning media business person. NTL have other provided me with a great facility - the TV works, the broadband is express and generous plus the pricing isn't doomed to failure (as long as you call them up respectively year and ask for the latest deal). Ok, customer service is scarce but show me a company that doesn't suck at that. Sky for example - great new free broadband service but crap customer service when you try to return with a problem solved.

Sky (I have that at a tenant house as the street doesn't have cable) is expensive, and unless you are a big sports aficionado I can't see what else it really offers over NTL. With NTL you achieve movies on demand - next to Sky you don't.

For everyone who likes Sky One - you own to have Sky. However, next to Virgin Media now surrounded by the game, who do you assume will be bidding for those big shows next season?

If you are looking at refund - hit your bank up for a compensation on bank charges (which.co.uk have the letter templates).
Dont know if you save up with the communication or not but NTL doesnt exist now. It is presently in the hand of Richard Branson under the untried name of Virgin.
You own done the best thing NTL are useless ! Sky are much more professional and you HAVE to own sky plus ! Your life wont be like again xx
i have be with NTL for more years than i effort to remember i have tried on masses occasions to attain a refund from them after over charging on touchtone phone and cable with
1. never have a phone with them have to pay them for 3 years since they believed that we had BT

2. where on earth charge for 20 adult movies due a summer holiday between the hour of 10am and 3am and on most of those days i could speak about them where i be with my kids it be also Monday to Friday and they refused to embezzle any of the charges off.
3. NTL other over charge

4 do what i am going to do mate wait till the finale of the year and get yourself an HD all set TV then be in motion to SKY and get the SKY HD collection.

good luck you are going to involve it !!!!




What is a money demand?


Question:
and a cashers check?

Answer:
Basically... it's a check with a fixed face efficacy. It's usually tied to a relible company who will be responsible for the accounts invovled with the check.

For example, a character who sells widgets might not trust personal checks, because they bounce and he ends up havign to recompense a fee.

But, he probably would adopt a money order or cashier's check because it's issued by Western Union, not a personal description.
its a check but not really it holds the exact cash amount as compensated for as opposed to a check it have to go through a clearing process that may nick up to a week or so but a money order is juat as polite as cash but within a single paper check looking form. and a cashiers check is purely about alike thing.
MONEY ORDER , IS A SOMETHING YOU PAY CASH FOR AND USE IT INSTEAD OF A CHECK , TO PAY FOR A BILL!
A money establish is a check issued by a bank or the post bureau for a set amount, with a designation or co. name on it . You settle that amount when issued so it is guaranteed to be a good check and a cashiers check is like peas in a pod only you crawl in the signature you want!
a cheque you get at your edge or post office and you put the those name on it that you are giving it to
you recompense when you get it so it is guaranteed




Blue the deep interview?


Question:
hi,
if anyone could help me next to this paragraph and show me in computations or formulas, i'll be really glad, kinda slow on considerate this text

To maximize the profit potential of a blue the deep idea, a company should start near the strategic price and then subtract its desired profit margin from the price to arrive at the target cost. Here, price-minus costing, and not cost-plus pricing, is essential if you are to arrive at a cost structure explicitly both profitable and hard for potential followers to game.

Answer:
The cost-plus varies from cost-minus pricing within that the unknown variable is different for respectively business:

Cost-plus pricing:
Cost (known) + Margin (known) = Price (variable)

Cost-minus pricing:
Price (known) - Margin (known) = Cost (variable)

The cost-minus pricing model is quite unusual since a typical model is where on earth one is providing the good/service, where you will know what the cost is. So which industries would be where on earth you know the price and margin but not the cost?

The price is solitary known for commodity and near-commodity commodities and services.

For example, crude oil is a commodity. Integrated grease companies know the price of gasoline at the pump, know the pump's margin (about 8 cents/gallon), know refining margins (about US$2/barrel), know transportation costs and know their overhead costs. So grease companies just call for to locate crude oil specifically cheaper than the costs and a margin to compensate them for the required return on wealth. They can either try and source grease by exploring for it on their own (expensive and risky, but can create reliable supply), acquire other companies (even more expensive, but reliable supply) or buy on the open open market (cheapest, but only available over 18 months futures contract timeframe). If the grease companies are buying oil to be precise too expensive, then they'll any make a loss or own returns that are too low for the risk that they are taking. A case within point is Exxon-Mobil, which decided not to do insightful water drilling exploration (when everyone else was) because it be too expensive. This made it harder for competitors to follow because now they are stuck beside deep hose projects that are structurally too expensive for the current price of oil. Of course, this can adjectives change if/when grease goes put a bet on up again toward US$70/bbl.




How do you acquire a mother to go and get support?


Question:
This is such a bad situation. I detest the word non-biological, but those word must be told to understand my sound out. My grandson is 10 and spends the majority of week-ends here because my son lives out of town. The reason he comes here is because his mother's mouth is cruel in most ways. She nags continually. Every time that I sermon to my grandson on the phone, she is yelling. She drops him stale and picks him up, she is nagging. She knows that she can stop him from coming anytime that she requirements and I do not have a official leg to stand on. Is there a "nice" approach to get the witch to receive help?

Answer:
First you will enjoy to befriend her be nice to her and make her trust you. Then th elines of communication will be unfurl and you can help her for your grandsons sake
Record her and convey her a CD next to her voice constantly nagging. At the end of the disc, ask her to seek relief in your wn voice.

Some associates don't know how they're acting until they hear it themselves.
Are you sure you are posting in the correct category?




Why do most business firms not issue receipts?


Question:
If a receipt is not issued, how is the creature paying the account usually protected from have to pay it a second time?

Answer:
In my experience, the businesses that don't issue receipts also don't adopt cash payments.

If you're paying bread and they accept brass for payment, emergency a receipt. Period.

However, if you're paying by check or credit card, in that will be a copy of the transaction on your statement. You will also be able to grasp a copy of a cancelled check from your bank (though you will feasible have to specifically request it since they are uncommonly sent back any more.)

From a business perspective, issuing receipts take time and can be a hassle. So can taking cash payments, because both are labor and time-intensive. They're most imagined trying to encourage you to wages by almost any other method.
What kind of business are you speaking of?

Your cancelled check or credit card statement will be proof of pay. Always get a unloading when paying cash.




what happen when you can't discharge your check at one of the check cashing places?


Question:


Answer:
Check cashing places charge huge amounts of interest.

It is not unheard of for a person to stop up owing them 3-10 times the amount that was originally borrowed.

Take as much money as you can, and turn and them of your situation. Offer a payment plan for the be a foil for.

I'm sure when you received your "loan" you signed papers. Those papers should plainly tell you what is going to arise.
cry
write and let us know!




Sample business plan, bathroom design?


Question:


Answer:
I'm assuming you are trying to start a business in bathroom design.
First explain your mission. Second, describe in detail the essence of what you will be selling and how your business will operate. Explain how you will market(adverstise) your product/service.Describe how you will bring back your product/service to the customer. Explain how you will retain a customer and how you will ensure collection of profits.
Explain how you will disperse your profits. Will you cash out? Will you invest? Explain what happen in the even of losses. If losses crop up, how will you subsidize your business.
This should be a good start.




Company accounts?


Question:
What is the point of showing liabilities due after more than one year separately from those due inside one year in the Balance sheet?

Answer:
This is in the main a liquidity issue. It shows them separately so the reader/potential investor can see how much of the "cash" needs to be spent surrounded by one year to keep the business effective. It helps hand over a more accurate view of the business at that time.
More than one year funds Long term loan so Its (Liability for company vehicle its Going to Bad debts) so that's y company showing as like that




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