Finance & Business Question and Answers

Can you currency a fishy check at a check cashing place.?


Question:
Not that I'm trying to be shady but... I was/am trying to sell a motor online and this guy wants it and sent me a check for a bit over the amount. He say cash it and convey the remainder to the serivce he will have pick up the coup¨¦. Yes I know this is most likley a total scam. I don't want to take the check to my ridge because it will screw me and I will be out when they find out it's bad. . I be wondering if I cash this check at a checking cashing can they come after me subsequent if it's bad. I numeral I'd be a jerk and screw this guy resembling he tries to scew others.

Answer:
Its a common scam - send for the bank on the check and agree to them know! They'll have more power than you and more information to dispense the police/fbi

Nix the "buyer" and ignore any adjectives contact from them.
So call the mound listed on his check to verify the sketch and the funds.
check out http://scamsbeware.com - consumer resource center. all kind of scam info there, there's also a forum where on earth u can keep up to date on current and adjectives scams. And if u hold any questions merely post it in the forum and somebody out near should help u. http://scamsbeware.com/forum Best of adjectives it's FREE 2 join, only just register at the top it'll be worth it for u to keep up 2 date on scams/fraud. Hope this help.




Finance...?


Question:
I'm studying for finals and looking over an old experiment. Its multiple choice and she circled the correct answer but i keep getting $928.39. Can someone please explain how i answer this problem? Thanks contained by advance...heres the examine:

The Carter Company's bonds that mature contained by 12 years have a par good point of $1,000 and a coupon rate of 8%, with semi-annual coupon payments. The open market interest rate for the bonds is 9% What is the price of these bonds?

Answer:
i'm getting 928.39 as well. What did she right to be heard was the correct answer??

I tried really strong to get the 927... but I couldn't grasp to it. I think you're right; she made a mistake.

Thanks for coming pay for with the info again tho.




One U.S Dollar is equal to 3.75 Saudi Arabian Riyals, who fixed this exchange rate and how?


Question:
One Saudi Riyal is equal to 12/- Indian Rupees and there is fluctuations within currency everyday then what is the sense. How this difference has come primarily.

Answer:
If it is a fixed rate, like the chinese yuan, it will stay at a fixed rate. If currency is base on a floating exchange the rate is determined by speculation of the economy. Then you also own to take into consideration the buying power of a currency. The US dollar have been a standard for currency since the Brenton Woods agreement after WWII. If financial unions verbs to pop up, as in Europe, we will enjoy be using the same currency eventually.
the currency rate is determined by wall street, and the price someone is will to income a: for the dollar, or for whatever currency they are trading contained by.

there is more to it consequently this, but that is a angelic basic model.




i distribute a regular bundle via usps 2 weeks ago, female from the post department ask me to sign the form and billed me


Question:
but never ask me if i want it insured, or anything special on it? though this my 1st time to send a carton. is there anyway to find my bunch or is it better to get over it?

Answer:
There are question a window clerk is required to ask, so the clerk be neglectful. Unfortunately, near is little you can do but wait. Parcel post and medium mail is distributed final. In other words, working and dispatching express mail, priority, and first class post is of greater importance. Except on express communication, USPS does not guarantee delivery by a specific date. It is not unusual for a parcel post bag sent across the country to take this long. I believe it will arrive at its destination shortly. USPS, for adjectives it's bum rap, has highly developed delivery score and customer satisfaction ratings than its competitors. As long as your address be legible and correct, and your return address was included, the collection will likely turn up. Most of the delay are due to the closing of small offices, or the assignment of messages processing to large metropolitan centers (when the correspondence was once processed and distributed locally). Automated equipment can also be responsible for misdirected letters. Next time, use delivery confirmation service.
Hello:
If no tracking/ no assignment confirmation, for 50 cents, then, simply wait and hope,. Lost packages dance to the dead note branch, one in Philadelphia. Regards, Lisa
its gone sorry




Serious answers solely Please! Anonymous Lottery sensation here and inevitability someones give support to on what to do next to it!?


Question:
I want to invest, but Im not sure how to go something like doing it. I have be offered some pretty sound proposal that sometimes an investment firm can "steal" your money slowly. Any suggestions?

Answer:
With half the money, invest within no-load mutual funds (vanguard, t. rowe price, and fidelity are great options). Vanguard would be my choice. Make sure that you invest in solitary no-load funds (they charge the lowest maintenance fees). And you want funds that follow an index. I would put 50% surrounded by a total stock market index, 25% within an international index, 20% in a small sou`wester index, and 5% in a bond index. Every year re-balance your portfolio to keep up the percentages nominated above. With the other half, I would invest surrounded by a money market or online information that paid out at lowest 5% in interest. Good luck! Whatever you wrap up up doing, just don't invest within mutual funds that end surrounded by the letter "A" or "B." You will be giving up tons o' dinero if you invest surrounded by these kinds of funds. And if you ever buy life span insurance, make sure it is possession (10, 15, or 20 yr). No one needs undamaged life insurance. So never be suckered into buying it. Hope this help.
If it is millions get a attorney - specializing in nouns. Then you want to get a reputable advisor...word of mouth is best. If you can't draw from that then don't put adjectives your money with one entity.

I would definitely put alot of the money within a trust - then not a soul can touch it and you can live off the interest.

Good luck to you.
You call for to find a financial advisor that you can trust.
Send it to me, and I'm serious!
Open a datek account and invest the money yourself. I would suggest some blue chip stocks that historically enjoy paid a glorious yield. You could hold investment income coming in quarterly while safeguarding your nest egg.
don't forget your local Charity's they obligation help too , if you won abundantly it wont hurt to help them too right jesus will love you for it and bless your bread and start a new
Manga and plenty of them! They are a blast
I don't know how much you won, but regardless, you could probably revise something by reading what this lottery winner did. He took home over 85 Million dollars and have built a plan to turn it into $1 Billion dollars. Looks like he's heading within the right direction too! Read on.

Oh, feel free to pass me some for suggesting this approach..

See the article below.
Did you set up a corp before claiming the money so the corp pays the taxes. If this is a reimburse out rather than a one lump sum remuneration off after the pay rotten can continue to to corp if you should die beforehand the term. Regardless, if you are looking for investments lately use a index fund. The market have an annualized growth of over 10%. It is safe. You will not lose adjectives of your money, as is possible if you invest in individual a few stocks. Is this money for income now or for the adjectives? If you need an income flow later you should structure the funds so you have income immediately, if it is for the future after you reinvest the money so it compounds. The reports of some investment firms stealing your money is usually from "churning" that is unnecessary buying and selling to generate income for the broker. You do not involve to buy and sell stocks if you use an index fund. There are funds that buy the entire flea market, and funds that only purchase the top 500 stocks. Just read up on some of these types of funds.
I am looking for a private investor for the purchase of commercial actual estate. I would like to have a word to you if you are interested in this activity. Please email me at amyjoymaxwell@aol.com.




can we distribute money through USPS post?


Question:
(not thro' money order or check, a short time ago cash itself.)

Answer:
Yes, you are better stale to send a money direct or a gift card. But you own to encapsulate it in an intense piece of paper or put together it secure so that the e-mail thieves who touch it and hold it up tot he sunlight to vision what is inside do not catch on to what you are sending.

Walmart will simply cash money instructions that were purchased at Walmart. If the personage you send to go to a check cashing place, tell them to store the envelope it came surrounded by for proof of address.

If it has to be currency...do Money Gram or Western Union.
you can, but it's not very not detrimental
sure if you can risk losing it
You could but I won't recommand it because someone could easily steal currency. You'd have a better karma of sending a check or Money Order then change but it's up to you. You can take a occasion with currency or do the safe piece and send a check or Money Order.
Yes but insure it.
I would not advocate sending cash. You can never carry it back if it is taken because in attendance is no way to trace it. Get yourself a VM ATM debit card that you can put the money on and correspondence the card to whoever you are sending the money to and let them go and get the cash from the local ATM contrivance. You can transfer(send) money anywhere in the world for simply $3 per transfer and the money is at hand in tangible time(3 seconds). Let me know if you want the details.




What is risk, if I convey my wall details to jumbled address asking to donate copious for my projects?


Question:
Is it legal? Is it undisruptive? Do I need to compensate tax?

Answer:
He apparently way MONEY; must not be a native speaker of English. If you dispense out your bank details, individuals could take money out of your guard account as slickly as they could put it in. DON'T do it!
you are asking for Many ? Many what ? and how Many do you want? and if I enjoy any of the Many then you can enjoy as Many as you like-Now if you were of late asking for money I would tell you
Many article and one would be to piss off gain yourself one of the Many jobs out within
Many luck




If you could be paid change to the bazaar system, what change would you receive?


Question:


Answer:
Make it so that products include their FULL cost to society, including what it costs to get rid of the stuff when it's expected existence is over, what health effects it creates from it's make, disposal and use, etc. This would create a market-driven solution to polution, and other social problems
Eliminate limited liability for equity owners of corporations, LLC's etc. Equity owners of those entities should be severally liable to third party for torts committed by the entity. Innocent equity owners only remedy should be against guidance.




Ups question?


Question:
okay i orderd some heelys and they are coming either tomorrow or the daytime after tomorrow and i wont be here to receive it personally so should i take off a note that have all of the verrification information on it close to the order number or simply dont leave one at adjectives
please know what your talking more or less before answering this press

Answer:
I think it depends on where on earth you live.. oftentimes in apartment buildings, the ups will filch it back and redelivery the subsequent day. With houses, they habitually leave it on the front porch. Ask a neighbor, if you can, what the UPS does near them. You can leave a file, but don't put any info on it.. just enunciate "UPS, PLEASE LEAVE BOX AT THE DOOR".. the reason they don't, demonstrably, is in crust someone takes it.. you can other try, though, if you're not afraid of that.
are they shipping to your house ? If so unless the sender marked signature required they will start out at the door.
If it is a business than it needs a signature.
Best when shipping to incorporate to your address
bob smith
lake road
No signature required
City st 00000
If it's coming next to delivery confirmation later yes, the person that it is address to, needs to be within in individual. If you aren't there, the ups will be off a little slip on your door, contained by which case you embezzle to the Office and receive your package. If it is not on confinement confirmation then they will exit it on the door step, unless they are nice and you leave a register for them to put it in the support or something.
If you aren't home they won't leave the bundle. They will leave you a facts on the door saying they will try again. They will try up to three times. Then dispatch the package put a bet on to the sender. You MUST be home to receive the package, they will not walk out it.




Ebay sustain?


Question:
when i leave feedback for an item i ordered from a entity on ebay, what should or do i write?

Answer:
If they got the item to you without delay, say so...
If they did a flawless job... enunciate so...
recommend them to other buyers...

EG... Seller delivered item promptly, package well, polite service, highly recommend to others. A++++

I do not recommend that you move out any negative feedback, unless you enjoy exhausted every other course of actionwhen they do not deliver as promised. Always take up an issue near the buyer first... give them flawless communication, and a deadline if necessary. Follow the rules of Ebay and you will do fine
Tell them what you assume about the product and if they be a fast shipper or not.
I other point out info on the shipping, product quality, communication...
EX:
Fast Shipping! Great item-as described!Friendly emails!A+

Just look at feedback gone for other people to get hold of some ideas on the "lingo"it's not a precise entry, it's just to distribute other potential buyers some insight as to whether or not you had a pleasant ebay experience w/that purveyor.
Wait until they ship the item to you.
If it's in appropriate condition, meaning they chock-full it nicely and zilch is broken, type:
Good seller, item as described. Will do business again!
Or something to that extent to agree to them know you're satisfied.
And if you aren't bullish with something, confer on negative feeback and type why you are glum with the item.
It's simple.
I love Ebay.
Don't disappear any feedback until the item is in your hand and you have fully checked it over to label sure the quality is of late what the seller described, and it works. Ebay give you 90 days to leave feedback...that's three in one piece months.

If everything is ok, and you are happy beside your item describe what happened; for example "quick shipping" "fragile item very without risk packed" "friendly communication" "happy customer" or anything. I suggest typing out what you want to say past you select positive, neutral, or glum because you only go and get 80 spaces to work with. If you hit the "enter" button, some browsers will post what you hold typed, and there is no opening to edit what you wrote. If you don't choose what type of feedback until after you type the comments Ebay won't post it, and you draw from another chance to fix things.

If the item arrives broken, don't walk out negative feedback right away! Most of the time it's the post office's shortcoming, not the seller's. If that's the case, or if you obtain the wrong item by accident contact the merchant by email. Most of the time the seller will fix the problem by sending you a current item (if possible) or refunding adjectives or part of your money. The same process is true if the item doesn't show up at adjectives...sometimes it is being shipped from overseas, and could be stuck surrounded by Customs waiting to be inspected. That's not the seller's fault any.

If you have contacted your hawker, and still can't work things out, try filing a complaint next to Ebay or Paypal (if that's how you paid for it) and they can abet by acting as an impartial go-between to try to get you to a point where on earth everyone is happy.

If you've done that, and still aren't jolly, then you can hand down your negative feedback, but use the comment space to explain exactly what go wrong..."received wrong item, seller didn't respond to emails" "never received item, non-performance claim settled surrounded by my favor" or so on.

Don't stress too much about the cynical stuff. Almost all Ebay seller value their honourable reputation, and will work with you to brand you happy.




Has anyone done business beside www.crazymikesdeals.com ? Need perception of how efficient instructions are shipped.?


Question:
www.crazymikesdeals.com is sort of a variety online store. Their stuff change a lot, they look close to they try to have something for everyone. They hold a set of Farberware pans that I would resembling to get as a offering for someone, but I need to acquire them soon.

Answer:
It took me two weeks to get my establish from them




where on earth i can buy wholesale gold ingots jewelry for 3 month credit ?


Question:
i have a jewelry store, i want buy wholesale gold ingots jewelry with 3 months credit (post-dated cheque)

Answer:
http://www.galleriapangea.com/jewelry/ha...
Hi,
This is the site where on earth you can get wholesale products CERTIFIED by eBay:
http://www.worldwidebrands.com/?kbid=164...
Try penetrating "wholesale gold jewelry " at this site

http://www.ideapile.com/


You also may want to try http://www.mjsa.org, they hold a buyers guide you may find helpful
http://jewelrywarehouse.blogspot.com... have good information and links to wholesale jewelry online and offline.

http://jewelrywarehouse.blogspot.com...




Any suggestions on how I can support myself while sailing internationally?


Question:
I am ready to untie the dock lines and travel into the sunset! From Canada to the Caribbean then the Med! How can I earn a living?? My boat is pretty self sufficient, I solitary need in the region of a $1000 a month living expenses. (I have a boat maintenance/repair emergency fund) I'll rent my house out but that will one and only pay for mortage and upkeep. Other later that I'm debt free! I could stick around for a couple of more years, but I want to take my doggy next to me. If I wait that long, he might be getting too aged to make the trip. BTW I am told there's no work for edification english as a second language where on earth I'm going & I refuse to charter. PLEASE...no internet pyramid marketing scam or surveys! I've been desperate ample to research them all! . But I am start minded about legit online business. Unfortunately near would be times that I will be away from the net for 3 to 4. I enjoy been pounding my pave the way against a wall for 3 years looking for answers!! SOMEONE PLZ HELP ME!

Answer:
Build up a buzz abut the journey - discover something/follow some route etc - anything to hold a newsworth purpose to your journey. My suggestion is sponsorship. Ellen Macarthur get around the world with it and get a knighthood (called dame for females)

Also arrange with local radios, magazine etc to make reports etc. Follow the exploits of "Around Ireland With a Fridge" and "500 Mile Walkies" for the category of ideas.
http://www.tony-hawks.com/riwaf.php...
http://www.amazon.co.uk/travels-boogie-m...
Just engender it an event instead of a bum around the Caribbean.

Also could you get your expenses down a bit - they still give the impression of being a bit high!
prostitution is after adjectives the oldest profession
bring things from where you live & deal in them to the their in be your going
the cruising community is remarkably self contained...there are other people to trade and barter services...so even if you don't know how to metamorphosis an injector on your diesel, there will be someone who does and wishes what you know/do...

some good portable skills are:
nursing
manipulate therapy;
in that is always a huge emergency for canvas workers/sail maker...got room for a flawless Plath or Brother machine aboard?
varnish...it's amazing the number of offshore sailors who are terrified of a varnish brush

bookkeeping/accounting.app... 2/3rds of the world uses Quick Books as their small business program; if you know..or can cram QB... you can get work anywhere any part time a week or for a few weeks at tax/inventory time; my marina contained by St Thomas would hire you tomorrow !

You didn't mention what your skills/professions are now...it almost doesn't concern ; a part of cruising is reinventing yourself; it is not unusual to find out the boat cleaner- varnisher two over from you was a tenured professor at Swarthmore contained by her previous life!

Cruising beside the dog is an excellent idea ( i did it for years) but not adjectives islands down here welcome dogsBermuda and the BVIs are above all tough..check out Bermuda's requirements BEFORE you leave for example...

The monthly magazine for Caribbean cruising sailors is at www.caribbeancompass.com...alw... Good Stuff at hand...any other questions, I bet you can digit out my e-mail!

fair wind following seas, see you when you procure here!




I get scammed by First Nation Card?


Question:
I got a Credit Card submission from them and i activated it. Shortly after i found out that adjectives the Credit Card is for is to use with within catalog..Now they have my checking explanation number and there gonna bill me for service fees.. No where on earth on the letter i get in the letters nor on the phone with the company did they say-so it was to be used to buy stuff from a catalog..

How can i maintain them from billing my checking account since ive read its impossible to put an end to with them..

what other things can i do to procure out of this mess i goton into

heres a link of adjectives the complaints from this company http://www.consumeraffairs.com/scam_aler...

Answer:
All you have to do is closed out that checking information and open up another checking picture. You can open it up at impossible to tell apart bank you are next to now. It's a short time ago that simple and send that card put a bet on to them telling them that you are no longer interested within the card or purchasing their merchandise. And NO it's not impossible to cancel something that you do not want. That is your judgment and not theirs. Soooo close out the checking account that they hold the account number on and only just open up another article and yes you can do at the same mound you are with very soon.
Nothin's parted faster than a fool and his money, at lowest these days we own cops and lawyers who'll support you out, and you may be thankful for that.




Non paying listing customer, file read out you wage it for them?


Question:
my partner has run a register for 15 years now she have a customer who owes lb180 but says he cannot reimburse it she has informed the catalogue(great universal) who enjoy told her its your customer you pay it or catch prosecuted and they are also charging her extra charges each month because of this, she have sent his details to them but they sent them back and said you are not supposed to own customers we have changed the agreement(without informing her) and dont want to know, please sustain

Answer:
it's unfortunate, but you probably don't hold a leg to stand on. Maybe she could agree a payment plan near the catalogue and contained by turn arrange a similar one with the customer. If you arrange a plan beside them it usually stops the extra charges (as long as you pay on time). Your partner should possibly make an appointment beside Citizens Advice
If the accounts in your parteners first name then yes it's your responsibility.
Go to Citizens insist on or, and police. Then phone them back and put in the picture Great Universal that you are not employed by them so there is no contract that states you are liable for losses cause from non payers.
I doubt they can change the lingo & conditions whithout noitice = check the wording on the original Contract she signed ...

However what's really at issue here is how a 'custromer' can 'owe money' to the Catalogue.

As far as I am aware adjectives catalogues operate strictly on a 'sale or return' basis.

You transport an order & establish from the captalogue. You pay the file, and get products in return. You own the stuff.

Now you take (your) stuff around to the customer and exchange the goods for (their) money.

If the 'customer' does not own the money, plainly you do NOT just 'give' them the stuff !

Instead you send the products back to the directory and get your money support.

So, if she has 'gifted' the produce to some-one without collecting the Money, after the Catalogue is quite right = it's her problem.
Police will not be interested it is a civil business but CAB will help.

Do not rebuff it with the Catalogue company.




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