Finance & Business Question and Answers

Hongkong & Shanghai and HSBC HOLDING PLC sending me email that mentione i won big amount of money?


Question:
Hongkong & Shanghai Banking Corporation
HSBC Holdings plc 8 Canada Square London E14 5HQ
Premary Email: hsbcbank_london_uk@mail2london...
PHONE: +447031840421, +447024054533
Foreign Operations Department (FOD)
APPROVAL OF FUND RELEASE

Dear Sir,
We are in receiving of your bank details for YAHOO! INTERNATIONAL LOTTERY.Therefore, this is to properly notify you that we are in custody of your Price sum of $800,000.00 United States Dollars. The Bank own APPROVED the transfer of your successful price to your Account.

We have effect the transfer of $800,000.00 ( EIGHT HUNDRED THOUSAND ,United States Dollars ) ,Which is equivalent to #35,416.000.00 ( THIRTY FIVE MILLION,FOUR HUNDRED AND SIXTEEN THOUSAND INDIA RUPEES ) into your nominated side ,you are adviced to make the gift cost of transfer and Approval excise so that the Foreign Operations Director will sign
is this TRUE

Answer:
yes that's an old scam
I have a sneaking suspicion that everyone is aware of it by now
DO NOT SEND ANY MONEY! this is a phishing bullshit scam.
its zilch but a big scam

there is no yahoo lottery
scam
I DONT THINK IT IS TRUE. EVERY YEAR SOME ORGANIZATION OR THE OTHER PLACES SUCH THINGS IN NET. LAST YEAR I TOO GOT SUCH OFFER FROM LOTTO BUT AT THE END THEY EXPECTED NEARLY 950$ AS THEIR TRANSFER CHARGES, BE PREPARED FOR IT, IF UR RICH ENOUGH EVEN IF THEY MISGUIDE U, U SHOULD BE ABLE TO CONTROL UR SELF. IF NOT DONOT ADVENTURE.

it is a short time ago my opinion,
it's a scam,don't transport money!
Luc
There has be big news issues around these things. I get one every year, where someone is aphorism you won some amout of cash because of this or this. There are a few things that should transport off flags. Often, you are involved contained by some lottery (such as the one mentioned hear), that you have never hear of. And ppl can't just enter you into a lottery lacking your permission. Also, if it be serious, don't you think it is a bit odd that they would distribute you and email about instead of calling you or coming to see you, considering how much currency is involved? Also, there are commonly words that are mispelled, or the sentence's wording is really awkward. If it was unadulterated they would be much more careful to be sure that they have it right. Most of these scams come from Nigeria, where on earth some nigerians spend all sunshine in cramped rooms writing emails to americans hoping that they will bite, and some do. Also, if you concentration alot of the important words, such as the bread amount, are capitalized, so that they grab your attention if you are newly scanning through. And, also what I've notice is I get a ton of emials that right to be heard I have won 3 million dollars or something, but they read out dear sir at the top. It seems for a moment weird that they would mess up my sexual characteristics if they were inclined to transport that much money to me. And the cost of transfer and 'approval fee' (what the heck is that give or take a few really?) is likely to be something like 10,000 bucks are something. It's just a scam dude, dont crash down for it.

If you don't believe me or any of the other replyers, here are some links.
http://www.snopes.com/crime/fraud/nigeri...
http://www.newyorker.com/fact/content/ar...
http://www.wired.com/news/business/0,136...

so these should make it in great amounts clear that that is a jip. Best of luck!
-sarah
Its absoutly Fake. I hold also got duplicate mail but from some other guard.
This is fake email. Don't tender any money.




Dose anyone know a unusual MLM company who selling calling card's or something approaching that?


Question:
please let me know, appreciation

Answer:
I recommend you do a little research near the Business Opportunity Search Engine. Being community driven it’s a cross between a search engine and a Wikipedia. You can attach, delete and improve the results for much more focused answers than a common search engine can provide. http://www.businessopportunitysearchengi...
I can't explain to you of an mlm - because most of them stopped - as the calling card industry almost died with the advent of cheap long distance and unlimited voip plans. However - below is the relationship to the calling card i use when i need one and the voip plan i use.
Check this one out http://telebay.com/rstinson
There are few that I may suggest to look at:

1) Tel3advantage - 2 level
2) Nobelcom - 2 levels
3) SpeedyPin - 2 level
4) Cloncom - 2 levels

See http://www.ampolbiz.com/affiliate.htm... for details

My experience points to Tel3advantage as the best program out of these 4.
There are several. Do you want a calling card for telephone or are you asking about greeting cards? There are MLM 's for both. You can research the companies on Onlinemlm.com




Need a 1000 authentic hasty any suggestions i adjectives in position hold a charge but i dont achieve payed until subsequent week?


Question:


Answer:
I would suggest that if you are in a position approaching this, that you should look at your financial position with the "big picture" surrounded by mind. If you need 1000 tangible fast, after chances are, subsequent month you may run into the same problem.

I reckon that your best bet would be to borrow money, and then from very soon on to build for the future. You can trademark some money online in a crucial way, and I suggest that if you want to, you bring a look around at some of the top resources such as:

http://marketingtips.com
http://wealthyaffiliate.com
http://clickbank.com
http://cj.com

This should get you started.
main / cash contained by advance places?! And after find someone to help you not be contained by this sit. again good luck
PROSTITUTION, ROB, MURDER, do a donkey charge the neighborhood 10$ capture 100 to watch
You could help yourself to out a payday loan or a car title loan but the interst is kinda soaring
Check out www.sexylilsecrets.com if you are not opposed to selling full-size toys on the internet or in home party.




Does FedEx charge a flat rate to ship? What is the maximum substance?


Question:
I can't figure out their website!

Answer:
technically we don't enjoy a flat rate envelope it goes
by the substance and where its going..
if you are sending it via fedex express maximum consignment is 150
(for anything that heavy here is fedex freight which offer
simlar services to fedex express
if you are sending it via fedex ground/home conferral then the
maximum counterweight is 70lbs
If it fits in their envelope it is a flat rate. If it fits within their box it is a higher flat rate. If it is humongous (like race car engine on pallet) next you start paying for weight.

If their website is too tough to deal beside just telephone call them at the 800 number the site lists and ask an actual human man for the info.
size of box,weight of it, and where on earth its going all go into cost
Out of curiosity, I checked out their website. From the home page, click on Delivery Options on the left side. From their you can navigate from page to page depending upon the speed of service you want, etc. It looks resembling 70 lbs is the maximum weight. It also give maximum dimensions for your package. So, no, nearby isn't a flat rate. It will depend upon the weight of the pack, the speed of service you want, and how far it will have to travel.
Hope I help.




Goodwill / Bill Of Exchange contained by Financial Report?


Question:
Where do we put the Commercial Bill Of Exchange in Financial report? Income statement or the Balance Sheet? Plus where on earth?

Also

If it says, Goodwill is amortised at a rate of 10% per annum. What should be done beside the 10% that has be amortised?

Answer:
If you are the "Drawer" (i.e. the recipient of the Bill of Exchange), after it is an asset, as you are receiving the money. If you are the drawer (i.e. the writer of the Bill of Exchange), consequently it is a liability because you owe the money to someone else. The most common form of "Bill of Exchange" is a check. You are essentially asking your guard to pay a third do via an unconditional IOU. Remember, the balance sheet balance - so the offsetting entry is revenues if you are the drawer (the one to whom somebody wrote a check) or expense if you are the drawee (the one who wrote the check).

Goodwill is record at a gross amount and then net downward by an accumulated "counter account", which accounts for adjectives the amortization. Let's say you enjoy a goodwill balance $50 surrounded by year 0, then consequently the amortization of 10% per year over the next 10 years down to zilch. At the end of year 1, the gross stability will be $50 minus an amortization of $5 for a NET balance of $45. The lattice is what is reported at the financial statements. Debit amortization expense $5, credit amortized goodwill $5 per year.




In 2004 U.S. import more than it exported, & it have a gloomy trade set off exceeding $617bill? true/false


Question:


Answer:
US had a refusal balance of $611.296B surrounded by 2004 with

exports = $1151.942 B
import = $1763.238

So FALSE, trade harmonize did not exceed $617B




Is is morally wrong to engender a profit sour of a business transaction?


Question:
Is is morally wrong to make a profit past its sell-by date of a business transaction when no improvement to a product/service/asset have really been made? Is it morally wrong to manufacture a profit if I am just contained by the right place at the right time?

Answer:
Not if you did something, even a little point to make it ensue. Maybe the transaction happened because you know someone, or something. The question you should ask (morally) is whether the transaction would own happened lacking you. And if you can get bygone the personal moral questions, it is pretty very well accepted practice that this is okay contained by our society.
No. It is called capitalisum.
So you're adage for instance is it wrong to sell your house and be paid a profit when its market good point has increased? No, this benevolent of business transaction is not wrong, at least according to my own ethical standards. If you feel about it, making money is not desperate unless the means by which you acquire the money is abandoned. There is nothing wrong next to getting rich. It is the free market, capitalism. Communism, which is where on earth everybody has indistinguishable amount of money, doesn't work because there is no incentive for ethnic group to work, since they won't get any increase contained by income. There are freeriders with this system (there are next to capitalism too but not nearly as many). Profit is just a certainty of life. It is the blood of the social system. Even the Christian Bible say, "If a man does not work, he will not eat," designation people don't deserve handouts. Money isn't a desperate thing, it is how you receive the money that can be good or doomed to failure. Making a profit off of man in the right place at the right time is without fault fine. How you chose to use the money is another moral question to consider.




How do I become a SEC Registered Investment Advisor?


Question:
I have a bachelors level in nouns and would like to do this independently as defiant working at a firm. Can someone guide me through the process please?
Also need inforrmation on the steps to be capable of provide insurance. thanks contained by advance

Answer:
For the Sec: You necessitate to sit for the SERIES 7 test, and you will have need of a brokerage firm to represent you.

For insurance, the State insurance commission requires that you pass a audition, I am not certain that you entail a company to represent you. I think not, you can work for several companies at indistinguishable time.

The tests, both, of them are give or take a few LAWS. Your back ground surrounded by finance will aid you understand what effect the decree has on a transaction. YOU WILL HAVE TO STUDY TO KNOW THE right applications of the Laws.




Is USPS/UPS open today?


Question:
MLK day?

Answer:
in the order of 60% of mail men are black what do u presume?
USPS no
UPS ya
No.

If it has to do near the government, it'll be closed.

That channel banks and post office are not going to open.
Yes I a moment ago saw a delivery van drive former my office.
That's something I've be wondering about since Saturday. My mom said the e-mail will not be coming today, but I have ordered something on the internet and when I track it, it say it is supposed to arrive today... so I'm not really sure. It's a bank holiday so I don't construe we get the post or anything.
yes
No/yes.
UPS is, but i dont think the incorporated stats postal service is.

DHL is also open because i get a packege from them today
no
USPS is not open today, UPS may be, and I am spot on that fed-ex is open today also.
The Postal Service, no.

UPS, person a private company, is up to them.
Just pick up the phone and find out.
USPS is not open today. Ups at hand is a strong chance that it is.
USPS no, UPS yes, they aren't system related.




Is it true that, the largest purchaser of U.S exports from 1998 to 2004 be Canada?


Question:


Answer:
YES - Canada was the largest purchaser of US exports

In thousands US dollars
1998 = 154,152,162
1999 = 163,912,764
2000 = 176,429,632
2001 = 163,724,462
2002 = 160,799,214
2003 = 169,480,937
2004 = 189,101,255




if one man make a profit does another enjoy to lose somthing?


Question:
is there a better path to keep the world going than privatising the world and selling it fund to people for a profit or mass producing usless stuff we dont call for while millions die lacking the most undeveloped survival equipment

Answer:
Not at all. For example-I see you are interested within this world, as we all should be. For example-if a recycle company make a adjectives product and sells it to me at a profit, we both still win. He can use section of his profit to reinvest in his company, I am doing my piece to save the dirt. Most likely we both tender to charities to improve the plight of the smaller quantity fortunate-something I embrace and I believe any decent recycle company would also. Neither of us can save the intact world but both are contributing. If more consumers are careful who they allow to variety that profit, fewer society will have to suffer. He have made a profit-I have gain, not lost.
That is the current definition of neo-classical economics, where pursuit of comfort became pursuit of comfortable circumstances. Fair trade and eco-economics will need to be the current paradigm.
Capitalism has a gain contained by it for everyone in any scenario but not everyone have equal access to it.
With restricted access the gain becomes a tiresome exercise which is out of the question for everyone.
not necessarily. the principle of "money velocity" allows that money is rotated through multiple purchasing channels, benefitting adjectives involved. it requires a stable, first world economy though to work.
Hello,

YES! your right and this IS precisely one of the most crucial fault with the capitolist system we live underneath. Capitolism doesnt really care in the region of the individuals most basic human desires, and capitolism doesnt care in the region of a persons ambience or well anyone. Capitolism applauds the selfishness of business, and business have no morals business isnt really interested in morality.

**Look at Alan Sugar, the great business guru. Yet the individual thing that interests him is money, he's driven and completey engrossed with making money. He's so driven he doesnt pass a monkies about anyone else but himslef. Frankly I dream up he's weird big time!.

**If business be really interested in morality or nouns we in the UK wouldnt be one of the world's most important arms manufacturers.

Just look at how abundant millions are sunk into massive arms contracts, such as: BEA systems for the likes of Euro-fighter Typhoon and the Saudi Government and Prince Turkie. Its 11,000 UK job and the contract is worth 20billion sterling over a few years into the future.

**Oh! dont blame us for the period of war we didnt pull the trigger, yes! but you made the AK47's and the bullets.

**Capitolism & business are lone interested in profits and shares & dividends. Nothing else!! morality & nouns Oh! you can leave those at the door so you can!! (no place here!!).

**There is a world cavernous trade imbalance between the rich countries of the Northern Hemisphere & poor needy countries of the Southern hemisphere. Or to put it another way, Africans DONT want our paw outs or aid, but they DO want a level and disinterested playing field when it comes to trading. Many masses of africas problems could have be solved years ago if there have been a fairer trading system. A system that wasnt weighted against Africans for example.

IR




Delivery Services?


Question:
Does anybody think that the smooth of Delivery Service has seriously decline over the past couple of years? Whether it's UPS/Fedex/Truck transfer, I swear I've had more undermined items lately. They seem lawfully well package, but in peices when open! Is there only too many things person delivered today that nobody cares?

The other sunshine I watched the Fedex guy deliver lighting fixtures to my bureau - it reminded me of friggin Ace Ventura - undercover as the delivery man kicking around a box!

Maybe it's not local transfer at all - Most of the items shipped at the present time are being made overseas and I swear somebody is out to win us!

Anybody else feel this instrument?

Answer:
Oh my gawd Kathleen you are reading my mind!!

UPS is my current most hated shipper and they totally destroyed 3 shipments surrounded by the past couple weeks. Every single time they re-tape the box and attempt to deliver it short even mentioning to the customer that it has be damaged.

Then the pieces of crap try to deny the claim base on "inappropriate packaging". We use triple walled cardboard and trademark with both mess reinforced packing video and cellophane tape.

Funny, it usually individual happens on our glorious value shipments and in that is no place (other than the customer service) to file a definite complaint.

My company has lost 3 customers within the past couple months because UPS cannot deliver a damn carton. As American manufacturing is disappearing faster than an rime cube in July, it is not approaching we can just shift out and replace the customers.

UPS treats us (their customer) like we don't event because the options are so few to capture away from them. I HATE them.

Wish we could treat our customers that way!
I truly work for a trucking company we service CA- FL, NJ, NY we are smaller so we specialize in these area's near our own warehouses. I bring back customer tell me roughly other bigger companys that do damage stock because they don't treat each customer near 100% service it is more just catch the business. I deal next to many different products. You hold to make sure if your products can not be stacked it is flawed and One thing you should insure it so you will bring back full value and not ripped stale with the 50 per lbs per item that most companys afford.

Also sometimes it is the way the product is overflowing.

I feel you on this produce I hear about it every daytime!




If you have a one year ancient Whirlpool lashing duty washer and dryer set, how much would you vend it for?


Question:
I payed around $600 for them when they were brand spanking new.

Answer:
take 30 percent sour
Because they are used they lose a lot of their utility, you will be lucky to get 200.
450
resourcefully on ebay they go around approaching 50-150 but ill buy the dryer rotten of you email me at cokenmentose@yahoo.com

we realy need one
i dont cogitate you will even get 300.




In 2003 U.S did more trade, import and exports, next to Japan than it did near Mainland China?


Question:


Answer:
2003 Trade of US with Japan
http://www.opinion poll.gov/foreign-trade/bala...

Exports = $52,004.3M
Imports = $118,036.6 M
Trade Balance = -66,032.4 M

2003 Trade of US with China http://www.opinion poll.gov/foreign-trade/bala...

Exports = $28,367.9M
Imports = $152,436.1M
Trade Balance = -124,068.2 M

US in 2003 exported more to Japan but import more from China




Can someone please assistance me acquire my money subsidise from Charma Wells Financial Group?


Question:
I applied for a loan on-line about a week ago and I be contacted yesterday to let me know that I hold been approved for the $5000 at a 7.3% fixed rate, but I needed to dispatch a default/colateral payment within the amount of 898.16 western union due to my chronological credit history so I did. The money was supposed to be surrounded by my account inwardly 2-8 hours, but there is zilch there. I own called and sent them e-mails but not a soul will call me subsidise. All I had be $900 dollars for my childrens Christmas and now I hold nothing. Can someone please relay me how to get my money final? The company is Charma Wells Financial Group and the number is 1-866-841-1276. PLEASE HELP ME!!

Answer:
charma wells get us also, they got my wife for $2260.00 their biggest mistake is they are located contained by miami, and i am in west palm seaside, and have a apt lawyer, I would close to to get a group lawsuit started against this company.
If anyone is interested within joining me, or at least giving me their input, i would appreciate it.

P.S. I have to pawn my 2005 Harley to cover their b*%%t and i am outstandingly upset!!!...


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