Does Walmart (or any store) STILL win money from credit companies when a stolen or lost credit card is used?
Question:
Answer:
It's the opposite.
If a store accept payment for an item near a stolen or lost credit card, the store does not get money but LOSES money.
Typically, it take about a couple or more months back the credit card company alerts the merchant/store that a customer complained that their credit card was used fraudulently. The merchant report provider will tell the store to convey them proof that the purchase was not done fraudulently, but within reality while doing so, the merchant depiction provider already:
- gets from the checking report of the store the amount of the item purchased
- charge the store/merchant with a chargeback charge (typically $20 per transaction)
So when a lost or stolen credit card is used and the rightful owner of the card complains, the store loses more because they are charged with the amount of the item (and the item is never returned) and they are slapped beside the chargeback fee. The more chargebacks a store get, they risk losing their merchant account and qualifications to accept credit card payments
credit card issuers used to grant a merchant or merchant representative a reward for confiscating and destroying the credit cards that a issuer no longer wanted contained by circulation needless to enunciate this was a dicey practice and most if not adjectives have done away beside it.
what is Nigerian fraud?
Question:
who did that fraud? what is the modus operandi?
Answer:
Let me tell you that the permanent status was coined by international reporters, probably in attempt to disparage the later unpopular military regimes, to describe a kind of e-mail scams that be prevalent sometimes ago and thought to usually originate from Nigerian sources.
Some 'smart' guys would generally gang up to concoct seemingly juicy stories almost non existing contracts, government monies to be transferred out of the country, free oil to pull etc., and often next to mouth-watering rewards to the unsuspecting recipients.
Initially , it be easy for the con guys to win, moderately because of the unprecedented nature of the crime ( such parcels would appear on letterheads that purpotedly belonged to the Central governments' highest authorities and banks) but most probably because of the get- rich -quick attitude or disposition of the would be martyr. That is not to say one is condoning such evils but I must enunciate it takes two to tango.
Fortunately, within recent times the government have been doing plentifully through the various imperative enforcement agencies to stem the tide. While a Nigerian law code name decree 419 have been within existence for a long time to fight the menace it is solely in recent times that the effect is man felt far and yawning on account of potent enforcement by the EFCC (Economic and Financial Crime commission) police.
It is doubtful if majority of such mail scam circulating nowadys originate from Nigeria within deed. Everyday one is bombarded beside tens of so called lottery win from European countries etc that claim selection be random through e-mail balloting etc. and sponsorship be by some bogus multinational companies. In fact I usually crow at the stupidity of the senders of such mails because it is so flowing for a discerning mind to easily see through their antics.
Now will you send for that Nigerian fraud or world-wide fraud?
I think it is big time that the derogatory appelation 'Nigerian fraud' was dropped into the gabbage bin of history. Enough is plenty . Fraud has no home. It is a world-wide phenomenon. Or is it a suitcase of calling the dog a bad christen so that it can be hanged?
You are probably referring to a unbelievably common (usually e-mail) scam where on earth someone from Nigeria needs your comfort on getting several million US dollars released that were originally the proceeds from the victim's alleged unresponsive 12th cousin that you've never heard of.
They describe you you'll get hyour cut if you only just send them a couple thousand dollars as a experiment deposit, or something of the like. It's one of the oldest and most adjectives e-mail scams contained by the book!
There is nothing similar to 'Nigerian fraud'.. Fraud is fraud! People tend to think 'black' of Nigerians Why? Do you aversion us? Are we not people similar to you?
Nigeria is a better country now and you can do deal with us and grain relaxed. Please never ever mention 'Nigeria' when you talk of fraud...its rude and pointless!
Why don't any body below 30 want to work?
Question:
we employ 7 - 20 staff adjectives the youngsters seem enjoy a drink
on a friday and you dont see them till tuesday
please what is the answer
Answer:
Employ older folks. There's a myth that anyone over 50 is past it, but within fact this age group is the most cheerful, the most reliable and the most experienced. If nation keep missing Monday, explain to 'em to miss the rest of the week as well, and fire 'em, regardless of age.
I am underneath 30 and I wouldnt dare even be late for work minus a good foundation, my boss is firm but fair. Perhaps you should be more strict, perchance make them clock on and bad bit old fashioned I know but at smallest you can pay them for the hours they enjoy worked.
Surely they are employed on a contract, that would enable you to discipline and fire the harassing late or fantasy employees. Where would they later get their beer money?
This shows lax running. Young people are unused to discipline and call for to learn the rules of the workplace.
Is nearby a specific formula to amount out how much supplier front time contributes to cost?
Question:
A 10 day front time vs. a 35 day head time.
Answer:
1. saves on ur inventory cost.
2. interest cost.
3. cost of wherewithal savings
Does anyone underneath 20 even know what a telegram is?
Question:
just curious
Answer:
Telegram is some type a contrivance you can sent it short messages. I remember you need to jump to the post office, they do that within and the message receiver seize it delivered in a jiffy with a special post carrier. I'm over 20 and I hope I can sustain you with this information.
oo, oo, I know. Opps, forgot. I am method over 20 years old.
i am over 20 presently but when I was lower than 20 I knew what one be.
Portfolio abet please??
Question:
I'm doing a litle research and I was wondering if anyone know how to use capm, the arbitrage pricing theory, portfolio view or required rate of return to caluclate what to invest in and what percentage. Thanks for any help
Answer:
I hold invested in shares for oodles years and have be very succesful confidently beating the flea market.
I think you are looking at portfolio investment assumption in to complicated a style.
I am a value investor which finances that I assess the companies business positioning, the quality of its government, the history of earnings etc.
If you can find companies that own shown good earn growth in the recent past and are well positioned to do so surrounded by future next you can't go wrong. I look for companies that should achive yield growth of 15 to 20 % pa. Add on dividend yield of, voice 2 % , and you have a total return of 17 to 22 % - 20 % over 5 years should dispense you a total return of 150 %.
Pick the right companies and hold the shares long term. Use adjectives tax shelters resembling ISA - I use E*Trade ISA's which have low charges.
My current portfolio is
ARM
Autonomy
HSBC
RBS
Tesco
ARM design chips for mobile phones, set top boxes, iPods etc so constraint is expanding massivly with the digital age.
Autonomy have a many products base around a sophisticated search engine using neural probabiliy complementary and benefits because companies need to organise the prompt amount of unstructured data they enjoy
HSBC will benefit from exposure to fast growing developing market in China, India, South America etc
RBS have a core position in the UK and the US - strong growing respectable economies and very soon a major stratetgic stake contained by China. They have strong positions surrounded by investment banking, affluence management and other areas.
Tesco is the best retailer within the world with a terrifically strong position in the UK, the biggest grocery website within the world, exposure to developing markets and potential to expand into non-food which is more prifitable than food.
I hope that help.
Where does Donald Trump buy his fuzz ?
Question:
Answer:
The five and dime...you think the Donald could introduction a half clothed rug.
its the hair i trim bad my nuts
Home Depot - the broom section.
Helllloooo...the pet shop! Didn't you know it be the hairballs cat's throw up
wat you do near $1,500?
Question:
if you had $1,500 to afford away, where would you donate it?? (you can't keep the money for your self)
Answer:
self give my parents $500 (not each)
My retired (yet still within need of money) grandparents $500
My dads sister $500
You may buy almost anything near that kind of money.If near is a special thing that you obligation it has to be 1,500 or smaller amount it depends on if you want to save somewhat money at-least.
buy myself a house
I would send it to Oprah, she would use adjectives of it to help others
whether Katrina, scholarship for worthy students or clean hose in foreign countries. I love the certainty that she would not keep a penny of it approaching other organizations.
appreciation Oprah!
How do I build comfortable circumstances? I am 22 yrs.hoary and never want to verbs roughly bills, buying a coup¨¦, or opportunity costs
Question:
I am currently employed with a big private company that offer me a 401 k. I don't have any bills because my parents pay packet for them, say what you want but that's not why I'm here. I am graduate from college this semester in Business Management beside am emphasis surrounded by Human Resources. I am being offered at this company a uncertainty to manage some of the HR functions, and eventually replace our existing HR Manager. I am completely driven, and determined to never worry give or take a few money. I am from a wealthy middle class kinfolk, I grew up getting what I wanted most of the time, regardless of price. Of course here were occassions where on earth I didn't; but I want to be happy. I know that money is the root of adjectives evil, but I cannot be told "no" because of credit or income.
Answer:
It seems similar to you already have deeply of wealth. Me, I have started working at age 16 (during the summer months) and with that money I get my first car at age 19. I attended junior college and compensated for my own books. I'm assuming your parents have compensated for your education so consider yourself lucky. You don't hold any student loans to repay and are single so start investing your money now so you will know how to retire and live well.
http://www.daveramsey.com
http://www.motleyfool.com
My big hero (and second ever American millionaire) P.T. Barnum said, 'The road to opulence [...] consists in expending smaller quantity than we earn'. Sounds easy, but it isn't other...
When you do this you need to look at what you will do near this money to make it grow. If you put this money away at a sandbank against compound interest it grows quickly Ie. $100 per month at 3% interest save for 30 years = $58,803
If you are more adventurous and earn more than 3% interest (because you invest in other investment vehicle like shares or actual estate and have someone who know what they are doing helping you), that $100 per month at (lets say) 7% interest saved for 30 years is very soon worth $121,287 ready for your retirement ;-)
Just conjure up saving even more money and getting even more interest... 150 per month at 10% interest after 30 years = $325,698!!
The power of compound interest!!
Good luck and don't forget to also delight in your life!!
Go grasp a copy of "Rich Dad, Poor Dad" it will answer all your question. It is the best investment you could make within your future.
Money is not the root of adjectives evil, it is what people do for money that can head them astray. One of the biggest lessons I intellectual from this book is to "Make money work for you, don't work for money." You need to create the freedom you desire and working for someone else will other leave you wanting for more.
The second most big lesson is "Mind your Own Business." That goes along near the make money work for you, but in a minute it tells you what to do. Sometimes while we are building that supplementary stream of income we need to work for someone, but clutch control of your future and put together money work for you. Develop a business that will provide you with adjectives revenues and make them work for you.
You nouns like you are heading contained by the right direction. Continue reading and learning from those who enjoy already been near and you will succeed.
Best wishes for you success~
Dear friend,
It is a nice thinking not to worry for money, but it is profoundly easier said than done. I had same thought nearly 35 years ago. It was more aggressive. I considered necessary to be super rich too. I spent a lot of years working intricate , thinking, trying many ways etc. and I want to share beside you what I found in a couple of sentences.
There is solely one way to be really rich. It is by giving. "Give it shall be given to you..." . Jesus commented this years ago. It is valid even today. Give your tithe. Be friendly with everyone you come across. Be a supporter and not a taker. Life will give it hindmost to you. Your tithe will take fastidiousness of all your desires supernaturally. Human hearts will not comprehend this. But it is a very practical, but simple solution. No one who have tried this has ever has-been. But you will come across several who will doubt. They are those who have never tried . Till I found this truth, I never become financially independent.
May God Bless you.
What is a Banker Box?
Question:
Answer:
It's a cardboard box with handle and a lid. They come flat and you fold them into shape. Very handy!
A large cardboard box beside handles on the side and a lid.
It's a cardboard box beside a top and handles or bar holes on the sides, used for long-term document storage.
Businesses often use them to store docuements that they must keep hold of, usually for legal reason, but do not need instant access to.
A sturdy cardboard box with a seperate lid and holes for handle generally used by businesses for longterm storage of documents.
As stated above, they are cardboard boxes designed to archive papers contained by. Usually sold flat with smooth assembly instructions. Banker Box is, I believe, also a brand name of one of the manufacturer. Check with your local bureau supply source to get your option. They come in several sizes base on standard 'banking' or financial form sizes (letter, legal & check sizes for example).
What do nation contained by the UK use to write a business plan?
Question:
Answer:
keyboard
A computer.
Yep a computer, usually near Microsoft Word
My computer :)
A business plan should include the following topics:
1. Summary - the mission statement, objectives and aims of the company.
2. Company Outline - the history, structure and who you are and a brief history of how you got here.
3. Products/Services - what the company will be offering, what current competition at hand is, future plans for the product/service and product nouns plans.
4. Market Analysis - what the market is doing currently - what it wants, what the trends are, who the major players are, and how your company fits into the current flea market.
5. Strategy - this is your sales & marketing plan. How you intend to draw from customers and keep them, how you will stay ‘current’.
6. Management - Who’s who surrounded by the company, how the company is structured and who is repsonsible for what.
7. Finances - funding (how much and where from), assumptions you are making just about your money, projected sales, turnover and profit, bread flow and your balance sheet.
There's a interconnect below which can help you write a business plan.
What does the star after the serial on a dollar bill for?
Question:
Answer:
It has replaced a bill of indistinguishable serial number that had an error. It is a collectors item so don't spend it - it's worth more than a dollar to a collector.
Company rename? Jindal?
Question:
Did JINDAL VIJAY. STEEL LTD. change its entitle to JINDAL STEEL or merge or are they two different companies?
Answer:
Jindal Vijay Steel Limited has changed its first name to JSW Steel Limited
and
Jindal Steel is another company, its complete name is JINDAL STEEL & POWER LIMITED
They are not merged, both are different
Jindal Vijay Steel Limited have changed its name to JSW Steel Limited
and
Jindal Steel is another company, its complete label is JINDAL STEEL & POWER LIMITED
They are not merged, both are different
Source(s):
NSDL Website
you copy cat biswadut, cant find ur own ans,shamelessly coping others answers
The difference between LTD and PLC?
Question:
as in form of the company?
Answer:
In England. A Limited company have limited liability, must own at least 2 shareholders and at least possible 2 officers, simply one of whom has to be a director because the other can be Company Secretary. The Authorised share wherewithal can be as little as 100 pounds.
When forming (or creating) a PLC there must be:
at tiniest lb50,000-worth (Republic of Ireland: EUR38,092.14) of share capital of which at tiniest 25% must have be paid for.
two shareholders
two directors, one of whom may also be the company secretary
a authorization of entitlement (the trading certificate) to do business and borrow capital
While it is not compulsory for a PLC to "float" its shares (some PLCs retain ownership of adjectives their shares, maintaining the PLC designation for the extra financial status), oodles do so, and their shares are usually traded on either the London Stock Exchange or the Alternative Investments Market (AIM). Irish public fixed companies usually trade on the Irish Stock Exchange, though many also account on the LSE, or more rarely, the AIM.
Ltd = constrained, only unshakable people can buy shares within this
plc = public, anyone can buy shares in this. These are companies that are floated on stock exhcanges, e.g microsoft, tesco, etc
How will accurate information abet the Local Chamber of commerce?
Question:
Answer:
The Chamber uses any info they can get their hand on to seek financial trends in a community and afterwards educate their member as to what trends they have discovered. The better info they catch their hands on, the better they can support local businesses and the local economy surrounded by general.