Finance & Business Question and Answers

Why do adjectives bank verbs a $12 allowance for unsufficient funds, when they already know that in that isn't any money?


Question:
Just courious what your thoughts are!

Answer:
that's how they keep money within the bank. There is in actual fact never the amount of money in the hill that you and everyone else deposits. If everyone withdrew their money within one particular ridge at the same time, the dune wouldn't be able to present you all your money. They stipulation insufficent funds fees and monthly fees for accounts to be able to cover that money
do they are all a bunch of greedy bastards.
yeah, i have an idea that it's ridiculous. i think they basically want to screw you over even more!
because every time they process a check for NSF it costs them money in extra handling. Someone have to send that check wager on to whoever tried to cash it, beside a notice aphorism it's NSF. Then they have to notify you that you bounced a check. All that costs labor and postage.

Plus it's a deterrant. They are punishing you for overdrawing your side. If everyone was overdrawn adjectives the time, the banks would own to hire extra staff to send out notice to everyone involved. And you're lucky it's only $12. My guard charges $20.

One other thing...the wall doesn't care that you don't hold enough money within your account when they charge you the duty. They know they'll get their money first. They other pay themselves up to that time they pay whoever the check be written to, so if you put more money into the account to cover the check, it'll bounce again unless you put contained by enough to cover the OD charge too. And yes, they will charge you another $12 if equal check bounces again. Muahahahahahaha!!
my bank charges $25 it is to inspire you not to bounce checks (so they say)
its not always $12.00, sometimes its more, and its a approach to teach us a lesson not to do it anymore. it stinks, but I don`t know we'll keep our details out of the red then.
most charge 25 to 50 for bouncing a check and consequently the check cashier want to charge another 25 to 50 and not a soul understands that the fantasy of real monies started the process.

And I approaching the answer that the banks are staffed by a bunch of greedy bastards.
Well according to my considerate, its just because that cost them some hard work, but I had $50,000 surrounded by my account and wrote a check for $10,000 they charged me $25 for NSF and after $24 for somthing else (interest .ect)...I was so so so much pissed. I call the manager, she told me that my in your favour account is not accessable and I own to trasfer my funds to checking to make any cancel.I was even more wacky and I told them to close out my account and trasfer it to another edge.

She was outstandingly kidda rude before, but after audible range that she told me that I didnt have to do that and she can settlement me that amount with no problem, as it be a "MINNOR MISUNDERSTANDING" huhhe refunded me the amount right away..I would utter whenever that happen to you...have a chat to the managment and they will refund it for you especially if this amount is worth aggression...ALWAYS ASK FOR MANAGER OR SUPERVISOR and you will have flawless chances of getting your money fund...GOOD LUCK
Because they are money hungry. I had an narrative at one time
not any more due to Washington Mutual. Anyways I have Savings
and a Checking Account, I called the ridge talk to the dune representative asked her if she could transfer $200 from my
Saving to my Checking to find out a month following they are charging me $200 for over drafting the $200 from my Checking
Account, now ain't that bull ****? I verbs my own money from my
own Saving to put into Checking so I won't have to over draft
and presently they are charging me for that ****. They are seriously
crazy. I seriously hate Banks.




About nike?


Question:
We would like to collect some information going on for Nike. We have a questionare form (Successful Factors Of Nike Survey 2007)
surrounded by this link ,
http://www.my3q.com/go.php?url=goodbroth...
pls assistance, urgent.

Answer:
Go onto the Nike web sitte if you're doing a satchel study for a business degree its really adjectives... it has information on stakeholders, environmental issues etc... www.nike.com
how are we suppose to take to mean it we're English speaking people




Does anyone put up for sale PHILOSOPHY products here? if yes, how do you trade them ...?


Question:
i would like to vend philosophy products

Answer:
try ioffer.in to go free and they allow retail and wholeale and free store




What is systems concept surrounded by managing an maintenance?


Question:
What is systems concept in managing an company?
What is systems concept in managing an running? What role do processes play in the functioning of an enterprise? Explain near suitable examples from the organization you own worked for or familiar near. Briefly describe the organization, you are referring to.

Answer:
Systems Concepts

Systems Concepts (now the SC Group) is a company co-founded by Stewart Nelson and Mike Levitt focused on making hardware products related to the DEC PDP-10 series of computers. One of its focal products was the SA-10, an interface which allowed PDP-10s to be connected to disk and cartridge drives designed for use with the passageway interfaces of IBM mainframes.

Later, Systems Concepts attempted to produce a compatible replacement for the DEC PDP-10 computers. This project was a fabled tragic failure, the archetypal Hacker Dream Gone Wrong. Mars be the code name for a relatives of PDP-10-compatible computers built by Systems Concepts, including the initial SC-30M, the smaller SC-25, and the slower SC-20. These machines were marvel of engineering design; although not much slower than the unique Foonly F-1, they be physically smaller and consumed less power than the much slower DEC KS10 or Foonly F-2, F-3, or F-4 machines. They be also completely compatible with the DEC KL10, and run all KL10 binaries (including the operating system) next to no modifications at about 2-3 times faster than a KL10.

When DEC cancelled the Jupiter project within 1983, Systems Concepts should have made a bundle selling their gadget into shops with seriously of software investment in PDP-10s, and surrounded by fact their spring 1984 announcement generate a great deal of excitement contained by the PDP-10 world. TOPS-10 was running on the Mars by the summer of 1984, and TOPS-20 by impulsive fall. Unfortunately, the hackers running Systems Concepts be much better at designing machines than at mass producing or selling them; the company allowed itself to be sidetracked by a bout of perfectionism into continually improving the design, and lost credibility as transfer dates continued to slip. They also overpriced the product ridiculously; they believed they be competing with the KL10 and VAX 8600 and inferior to reckon with the like of Sun Microsystems and other hungry startups building workstations with power comparable to the KL10 at a fraction of the price. By the time SC shipped the first SC-30M to Stanford within late 1985, most customers have already made the traumatic decision to pass over the PDP-10, usually for VMS or Unix boxes. Nevertheless, a number of Mars computers be purchased by CompuServe, which depended on PDP-10s to run its online service and was interested to move to newer but fully-compatible systems. CompuServe's demand for the computers outpaced Systems Concepts' propensity to produce them, so CompuServe licensed the design and built SC-designed computers itself.

SC later designed the SC-40, released surrounded by 1993, a faster follow-on to the SC-30M and SC-25. It can perform up to 8 times as speedily as a DEC KL-10, and it also supports more physical memory, a larger virtual address space, and more modern input/output devices. These systems were also used at CompuServe.

Systems Concepts remains within business, having changed its moniker to the SC Group when it moved from California to Nevada some years ago.




Dont u reflect Auditors should be replaced every year contained by a business to own honourable reporting fluently?


Question:
This is one of the prime criteria of corporate governance and unmeshes the tacit connection that gets created by longer appointment and assures nouns and allows decartelisation of business entity from auditors.
If we study of the profile of auditor-company management contained by India one may be able to prove a strong nexus

Answer:
Sarbanes-Oxley be a hastily enact law surrounded by response in Enron and several other corrupt corporations. Congress' aspiration was to assure the public that they be on top of things by enact a law that would provide more transparency and integrity surrounded by reporting financial results. You are making the assumption that longevity in a situation necessarily leads to corruption and that if companies simply swapped auditors every so normally all problems would by cured. By your reasoning the company ought to return with a new outside CEO respectively year.

The fault beside your reasoning is that you ignore both trueness (very few publicly held corporations are cooking the books) and the law of unintended consequences: Sarbanes puts such arduous responsibilities on outside directors, for example, that few want to serve. With your scenario these outside directors must now stake their freedom, fortunes and honor on a bunch of greenhorn auditors who know zilch about the company they are auditing.

Stock prices walk down when companies become corrupt. They also drop when earnings drop. S/O is hugely expensive to implement and cause top management to play too much defense. Because this impact earnings S/O may resourcefully cause the loss of more comfortable circumstances than it presumably will protect.

Your idea is a recipe for disaster. Life involves risk. If one can't stand the warmness they should get out of the kitchen. You can other keep your money nontoxic in T-Bills.
Dont u guess Auditors should be replaced every year in a business to own fair reporting smoothly?
This is one of the prime criteria of corporate governance and unmeshes the tacit connect that gets created by longer appointment and assures nouns and allows decartelisation of business entity from auditors.
If we study of the profile of auditor-company management contained by India one may be able to prove a strong nexus

1 . - .














Answers
Answer unnoticed due to its low rating Hide

Flyboy
About Me
Member since: May 04, 2006
Total points: 389 (Level 2)
Points earned this week:
Total answers:
Best answers:
Sarbanes-Oxley be a hastily enact law within response in Enron and several other corrupt corporations. Congress' objective was to assure the public that they be on top of things by enact a law that would provide more transparency and integrity surrounded by reporting financial results. 1.You are making the assumption that longevity in a employment necessarily leads to corruption and that if companies simply swapped auditors every so habitually all problems would by cured. 2.By your reasoning the company ought to grasp a new outside CEO respectively year.

The fault near your reasoning is that you ignore both truth (very few publicly held corporations are cooking the books) 3.and the law of unintended consequences: Sarbanes puts such arduous responsibilities on outside directors, for example, that few want to serve. With your scenario these outside directors must now stake their freedom, fortunes and honor on a bunch of greenhorn auditors who know nought about the company they are auditing.

Stock prices dance down4. when companies become corrupt. They also drop when earnings drop. S/O is hugely expensive to implement and cause top management to play too much defense. Because this impact earnings S/O may very well cause the loss of more lavishness than it presumably will protect.

5.Your idea is a recipe for disaster. Life involves risk. If one can't stand the fry they should get out of the kitchen. You can other keep your money not detrimental in T-Bills.

1 time ago - Report Abuse

My view countering the reply:
1.The reply presumes i am an investor/speculator.
2.Longevity lead to corruption.More than corruption the point raised have tendency to messup due to comfort of bureau and coercive nexus the management may indulge near the auditor.Also an auditor is not an employee he is surrounded by a position often interview the management.Can a questioner own independence contained by the longrun without mortal much influenced by the management regularly baptised.
3.CEO often own a performance base term which is pretty shorter and is comparable to a position of CFO i dont think we are comparing the roles of auditor to that of a CEO(owner-manager role)
4.Sarbanes did intend to give in more responsibilities but never intended to estopp authority on independent directors.The vision be to make independent appoitments to parp into the corporate veil and on behalf of the stakeholder in comparison to shareholders.
Auditors to stroke onbehalf of shareholders but in the course of appoitment they may tend to accomplishment on behalf of management distracting truth.

5.Stock prices jump down4. when companies become corrupt.
This is something incomprehensible economic leisure leading to concentration of magnificence is necessarily corrupt (not just communist thought).
Corrollary:Clean companies commonly do not grow.




Why can't one specify what one requests to buy on e-bay and later seller bid to provide like? Defies econmcs?


Question:
What could be the reason that a user cannot specify what he requirements to buy (the exact product) and then seller bid to provide the same on online websites resembling e-bay? Technologically, this is hardly any problem to implement; my interrogate though is not about the technology limitations/complexities.

Basically, why is online shopping a merchant driven market i.e. a dealer says he have something to sell and later users bid for it? Are there any adjectives issues with it anyone a buyer's market i.e. a user specifying that he desires to buy a product and then seller bid to provide that product at the least possible price?

Does a buyer's open market defy some fundamental economic principles? In what benign of environment can a buyer's market exist?

FYI: In countries similar to India, where the souk is un-organized and price comparison services are not available, it's really difficult to find out if one is getting the best deal when one is buying online.

Answer:
I believe that it depends on differences surrounded by the way both display the items, issues of trust and apprehension of manipulation.




How do I set up a US toll free number and afterwards own the call forwarded to another country?


Question:
I want to set up a 1-800 number so people surrounded by the US can call my business and later have the call forwarded to my offices surrounded by New Zealand. I have search for setting up toll free numbers on yahoo but the search results I return with don't answer my questions or explain the process highly well. Any give support to would be greatly appreciated!!

Answer:
I am going to send within a support ticket to get an answer for you. I represent several companies that hold out stand alone toll free numbers. I will contact you when I get an answer.




I am looking for some statistics on cost for running a business?


Question:
I am putting together some stats for a business I am beginning and I stipulation to put a table together. On a business making 50,000 what is the average spent on accounting costs for receivables, billing and invoicing.
also based on a company making

100,000 and
200,000

is near a good average that I can use to bottom my percentage on?

Answer:
Why not work at home with a busines that have no overheads or start up - I recommend Forever Living Products - you can do as many or as few hours as you resembling and typically on 1-2 hours a day you will earn lb1200 per month after 5 months and lb30-lb40k per year after 2-3 years - if you do more hours you should carry more.

They are a $2 billion company growing at 25% per year and need closely more people - no investment required also, regulated by Dti and Office of Fair trading and own investors in empire award also.

link is: www.efi-international.com
I would check near the Small Business Administration or with S.C.O.R.E.,The Service Core of Retired Executives and see if they can provide you some stats.
You mentioned fifty thousand so is that per year. You sure are aiming very low. If you are going to invest surrounded by a business then surely you would want to do better than that. I am retired and hold equivalent of that and don't have to work at adjectives.

If you are young vote in your twenties later if you apply yourself you should be a millionaire in your fifties. No to be exact not a lot of money at adjectives. Most of you out there that age should know how to do that without much problem.

If you want to enjoy your own business then you own to do a lot of research if you want to succeed.

It is not one size fits adjectives.




How much is $20.99BPG within US dollars?


Question:


Answer:
40.8885 USD
all you want to do is yahoo! search for a currency converter.




What is intended by nouns accounting technique?


Question:


Answer:
Hello,

(ANS) Management Accounting techniques are used to control a company near the focus on managing the flow of its money. So MA looks at how the company can be managed more successfully by examining what the company spends (what its costs are, salarys, services, products, assetts resembling computers & cars,etc) What the turn over of the company is, how much profit it made in the financial year, what it cost to spawn that level of profit and so forth.

**In the simplest lingo its how to control a company by controlling its money flows.

IR




How is Great Britain's and American money figure?


Question:
How do you convert 250,000.00 (Great Britain money) to American money (or currency)?

Answer:
485,586.7922

the exchange rate is: 1 pound = 1.9243 US dollars

The exchange rate is determined by the currency market, where on earth currencies are traded just approaching stocks are traded, so the exchange rates of currencies are constantly changing.

you can find currency rates at: nouns.yahoo.com/currency
484033.13
http://www.convertworld.com/en/currency/...




Give information going on for e-gold .?


Question:
if i work on line and i earn points on e-gold,next how can we get that gold ingots in india or currency it here in mumbai,what is the procedure of converting points into actual gold ingots or cash within mumbai.

Answer:
dont get into adjectives this.you may get cheated.




where on earth can i find imformation on mcdonalds supply, constraint, elasticity and break even?


Question:


Answer:
Companies house, there a plc (public Limited Company) they own to supply this information!
Burger king !




Can I suddenly be billed extra for work done over four years ago?


Question:
Some solicitors I used on a ancillary relief suitcase several years ago have suddenly realised they didn't charge for work done 2001-2002, although they did tilt charges for subsequent work, and closed the account. Can they presently come back to me beside this additional bill, or is nearby a time limit on how long they can move these things before it is all right for me to pay? (It's almost partly as much again as the fees already agreed, so I am somewhat unhappy, and it's even more annoying surrounded by that they didn't actually succeed surrounded by the case!)

Answer:
no thats wrong!
If you remained at the adress you give them and they havn't been surrounded by touch for over 2 years,no they can't.
If the bill you paid be for work that was for one and the same issue, the receipt should vote " In full and final settlement". Sounds like it as the information was closed. I really don't reckon they can come now and say aloud - - "oh by the way, we forgot to bill you for. ". Seek guidance at the local CAB.
Well, if you owe the money, you should just reward it.

Otherwise, I would dispute it and make them lift you to court. Businesses usually don't even keep history beyond 3 years for a lot of their stuff. Just notify them the charges are too old and you're inept to verify their legitimacy. Ask for more evidence that you owe it and that you haven't in certainty already paid for the wrok.
Legally they can invoice you for the work even after four years.
However, the Law Society would frown on such a practice, and a threat to report them would probably be plenty to discourage them from pursuing the matter.
You mention "fees already agreed". Was a allowance agreed, or do you mean that you agreed to wage the "reasonable" fee they invoiced?
If you agreed a levy, they must stick to it unless circumstances have changed vividly.




Is any one aware of scam involving the medium mound of nigeria?


Question:


Answer:
Nigeria is a war-torn third world country. Where are they going to have a interior bank? And why would they be contacting you? SCAM!
Yes.don't dispense them any $$$ in promise to supply you Millions!
yeah, and the scammers are really stupid.

Play along like I do, see what you can go and get them to do.
Yes. Many Nigerians email Americans trying to get them telecommunication them money in hopes for getting a small fortune contained by return. I have be emailed before! It is forlorn because many society have be taken advantage of. Do not leak for this.
email scams-----been around for years.
Sure, they send out adjectives those wacky emails hoping to get your bank information. Report as Spam and forget it. Don't open those emails if you receive them.
yes they say you won money but after ask you to either distribute money for your prize or will ask for your bank information
Yes, stay away. They will pretend they are trying to comfort you. yeah, trying to help you grant your money to them by going to your bank and giving information to them.
Nigerian scam are well know through out the world.

It is in truth believed that gangsters from interior Europe are behind them.

Delete any emails you receive that say antyhing almost Nigeria in them.
YA they tried to scam my dad an dmy uncle my uncle kinda played along next to them for a while adn showed them he was on to them till they get scared. they dispatch u letters recitation u sum phony story how they need to bring back sum money into sumones account or sumthing and they ask for ur edge account number so "they can put the money in" but they ar e rlly juss gonn a tak ur mony out. DO NOT GIVE THEM UR ACCOUNT NUMBER
Yes, I return with letters which I enjoy reported to the FBI. They are not interested so I just designate them as spam and carry rid f them.
99.99% of the things you get contained by your email related to Nigeria are some type of scam. DO NOT believe them no matter how legal they seem. When I get hold of those emails I like to type the term on the email + scam and see what pops up. Most of the time I see practically the same missive I received. Another thing- the email address it is from is never from a real bank- you can look those up too. I frequently play near them and start up a conversation just waiting for them to ask for money and snub to give it to them. They will try and terrify you and intimidate you into sending them moeny with threats almost imprisonment and etc., but it is adjectives done in an attempt to obtain you to send them money to serve process some paperwork...
What do you mean scam? My friend we enjoy been diligently questioning for you, your great great uncles barbers plumber recently passed away and after inquiring for any next of kin you hold been found within our search. Please only provide me with adjectives of you banking information, credit card numbers your undamaging combination and your left testicle, (right will suffice if missing left).
Thank you and may you enjoy a good morning
If you give them $.02 you will be $.02 POOORER! Just hit the spam button on your e-mails




More Questions and Answers ... 3 - 745 - 978 - 267 - 887 - 1618 - 2014 - 8 - 1359 - 680 - 310 - 211 - 2420 - 1028 - 1534 - 652 - 2304 - 1041 - 2124 - 24 - 1499 - 1685 - 2095 - 2068 - 2513 -

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com